| 
 
 
 Monday, August 1, 2016
 
  
 Today's  Equipment Leasing Headlines
 Position Wanted – CreditWork Remotely  or Relocate for Right Opportunity
 Top Stories: July 25 - July 29
 (Opened Most  by Readers)
 National Funding Deploys $1.5 Billion,
 Beefs up  Automated Underwriting
 Introducing Jeff Hilzinger, President  and CEO/His Plans
 Marlin  Business Services Earnings Conference Call
 Teamwork Experience
 Career  Crossroad---By Emily Fitzpatrick/RII
 Leasing Industry Ads---Help Wanted
 Opportunities
 Inspection/Inquiries
 Leasing 102  by Mr. Terry Winders, CLFP
 Third Circuit Upholds Class Acton  Against Bank which
 Processed Fraudulent ACH Payments
 By Tom McCurnin, Leasing News Legal Editor
 A Turnaround from the Previous Months  Trends
 NACM's Credit Manager Index
 Akbash (Turkish Shepherd)
 San Diego,  California  Adopt-a-Dog
 Online Equipment Auction List
 Current and  Future Auctions
 News Briefs---
 Is Fintech Changing Banking  Supervision?
 Federal  Reserve Bank of San Francisco
 Funding by crowd is off to slow start
 Fewer than 50  small businesses have been listed on websites
 Microsoft says it’s planning to lay  off 2,850
 by end of fiscal year
 Farmers that Market Directly to their  Customers
 Create More Jobs Locally
 7,300 Insurance Jobs Gained in June
 84 percent increase in job growth from May
 Broker/Funder/Industry  Lists | Features  (writer's columns)Top  Ten Stories Chosen by Readers | Top  Stories last six months
 www.leasingcomplaints.com (Be Careful of Doing Business)
 www.evergreenleasingnews.org
 Leasing News Icon for  Android Mobile Device
 You  May have Missed---SparkPeople--Live  Healthier and Longer
 Winter Poem
 Sports  Briefs---
 California  Nuts Brief---
 "Gimme  that Wine"
 This Day in American History
 SuDoku
 Daily Puzzle
 GasBuddy
 Weather, USA or specific area
 Traffic Live----
 ########  surrounding the article denotes it is a “press release”
  and  was not written by Leasing News nor information verified, but from  the source noted.  When an article is signed by the writer, it is  considered a “by line.”  It reflects the opinion and research of  the writer.
    
 
 [headlines]
 --------------------------------------------------------------
 
      Position Wanted – CreditWork Remotely or Relocate for Right Opportunity
   Each Week Leasing News is  pleased, as a service to its readership, to offer completely free ads placed by  candidates for jobs in the industry.  These ads also can be accessed  directly on the website at:
 http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm
 Each ad is limited to (100) words and ads repeat for up to 6 months unless the  candidate tells us to stop. Your submissions should be received here by the end  of each week.
 Please encourage friends and colleagues to take advantage of this service,  including recent graduates and others interested in leasing and related  careers.
 
 
   
 [headlines]--------------------------------------------------------------
 Top Stories: July 25 -  July 29(Opened Most by Readers)
 
 (1) Too Many Complaints about Leasing CompaniesTime to Face Reality
 by  Christopher “Kit” Menkin, Publisher
 http://leasingnews.org/archives/Jul2016/07_25.htm#too
 (2) Interim Rent: Proper Accounting Function  for Short Term Advances - Or Is It a  Scam?
 By Tom  McCurnin, Leasing News Legal News Editor
 http://leasingnews.org/archives/Jul2016/07_27.htm#interim
 (3) Monthly Leasing Business Up 47% June from  MayCompanies  Report Robust June!!! Please Read Their Comments
 http://leasingnews.org/archives/Jul2016/07_27.htm#monthly
 (4) Archives:  July 29, 2009IFC Credit $150 Million Bankruptcy
 http://leasingnews.org/archives/Jul2016/07_29.htm#archives
 (5)  New  Hires---Promotions in the Leasing Businessand Related Industries
 http://leasingnews.org/archives/Jul2016/07_29.htm#hires
 (6) Companies Who Utilize Evergreen Clausesfor Extra Lease Payments
 http://leasingnews.org/archives/Jul2016/07_25.htm#evergreenx
 (7) Accountant Suspended Over Failure to Spot  Fraudfailed to detect fraudulent sales/identify  related-party transactions
 http://ww2.cfo.com/auditing/2016/07/accountant-suspended-failure-spot-fraud/
 (8) June, 2016 --The List"The  Good, the Bad and the Ugly"
 http://leasingnews.org/archives/Jul2016/07_29.htm#list_june
 (9) Facts for PricingLeasing 102  by Mr. Terry Winders, CLFP
 http://leasingnews.org/archives/Jul2016/07_25.htm#facts
 (10) New MissionCartoon
 http://leasingnews.org/archives/Jul2016/07_27.htm#cartoon
   
      ((Please Click on Bulletin  Board to learn more information)) (Leasing News provides this ad  “gratis” as a means
 to help support the growth of Lease  Police)
   [headlines]--------------------------------------------------------------
 National Funding Deploys  $1.5 Billion, Beefs up Automated Underwriting
 By Srividya Kalyanaraman, debanked.com 
 
 California-based  small business lender National Funding said that it has deployed $1.5 billion  in capital, funding small businesses with short-term working capital loans. The  17-year-old company funded $152 million in loans in the first quarter of 2016,  up 45 percent from the same period last year. The company’s customers include  general contractors, medical services and trucking companies that average about  $1 million in sales annually. While 80  percent of the loans are for working capital, the company has seen demand for  equipment leasing slowly resurge after the financial crisis.   Dave Gilbert
 Founder/CEO, National  Funding
 “After 2008,  the market turned negative in LA and we had to shrink our company,” said CEO  Dave Gilbert. The company  is also preparing for a technology overhaul, trying to get access to data pools  to automate underwriting. “We need to be tech driven,” he said. “As deals get  smaller, we need to automate them to make it affordable.” National  Funding generates 25 percent of its loan volume through brokers. “Given  everything that’s happening in the industry, a lot of lenders will be forced to  become balance sheet lenders,” he said. The company  hired Geoff Howard from Intuit to lead its technology efforts and aims to  automate underwriting for 40 percent of its deals, doubling up from its present  rate of 20 percent. The average  size of its loans is $50,000 and the company also plans to launch its first  long-term loan product later this year.    
 [headlines]--------------------------------------------------------------
 
  Introducing Jeff  Hilzinger, President and CEO/His PlansMarlin Business Services Earnings  Conference Call
 Marlin Reports $4.5MM  Net Income Second QuarterSecond Quarter  Originations Up $121.5 MM, 30% YOY (11 pages)*
  Jeff Hilzinger, New Marlin  President/CEO
 Highlights   "It is a  privilege to speak to you today on my first earnings conference call as  President and Chief Executive Officer of Marlin Business Services. At a  high-level, Marlin is uniquely positioned in a large and highly fragmented  market and I look forward to building on the fundamental strengths of our  Company to take Marlin to the next level of growth and profitability. Our  management team is energized, excited and working with a sense of urgency to  capitalize on the significant opportunities we see as a provider of credit  products and services to small and mid-sized businesses nationwide. With the  recent changes in Marlin’s leadership, we’re taking a fresh look at how we  operate and we’re looking to empower our employees to better serve our  customers. I believe the actions we are taking today will help significantly  expand our market share and drive profitable growth in the quarters and years  ahead... "I've  been on the job for nearly two months and bring a fresh perspective to Marlin  coupled with many years of relevant experience. I've spent my entire 35 year  career in the commercial finance industry, including the last four years as  President of EverBank Commercial Finance, a business that my team and I grew to  a $4 billion diversified commercial finance platform. Before that, I co-founded  US Express Leasing, a small ticket vendor finance startup that merged with  Tygris Commercial Finance Group and ultimately merged with EverBank to form the  basis of what is now EverBank Commercial Finance. "Prior  to this, I've spent more than 20 years at Heller Financial under a variety of  leadership positions. In each of my roles, I developed a deep appreciation for  the middle market and the importance that access to credit has on small and  mid-sized business’s ability to grow. I look forward to working with the Marlin  team, as we deepen our commitment to helping small and mid-sized businesses  grow while also taking advantage of a dynamic and rapidly changing commercial  finance marketplace. "...if  you take out transportation and franchise which have low approval rates today  because they’re new in their markets and they’re being tested by market in  terms of what Marlin's credit box is and Marlin is trying to figure out exactly  what its credit box needs to be in those segments as well. So there is a lot of  warning going on there. We had a 65% approval rate in the second quarter which  is, that’s pretty good, I mean it's good for Marlin and relative to its  historical approval rates and that's a good approval rate for really any kind  of micro-ticket or small tickets, I mean outstanding approval rates which means  you’re optimized all your flows and you are sort of the number one referral  source would be in the low 70s, so actually we are at the mid-60s is I think is  to me that we’re positioned well within our referral sources we are getting  good looks and that we are not seeing any deterioration and sort of the credit  quality is coming through the door at this point." "I think  that we need to be careful here that investment spending is not a project, for  a business like this to grow it needs to constantly be investing back in the  business in terms of automation, in terms of new platforms, in terms of  expanding existing platforms. So that's going to, that has to continue. I think  the question is how do we pay for it, so that when you net it all together, we  have improving operating efficiency and improving ROE, while all that activity  is going on and that's going to absolutely happen. We’re just in the process of  working through exactly how that's going to look through this revisioning  process."   "I  think the Marlin’s sales force is doing a great job right now, and so that's  on, it’s in my list to reevaluate and it'll probably happen as part of the  business planning process that we’ll begin probably sometime in September,  early October." Marlin Business Services Earnings  Conference Call (14  pages)http://seekingalpha.com/article/3993240-marlin-business-services-mrln-ceo-jeff-hilzinger-q2-2016-results-earnings-call-transcript?page=1
 * MARLIN form 8-k (11 Pages)http://www.leasingnews.org/PDF/Marlin2ndQuarter2016.pdf
   
   [headlines]--------------------------------------------------------------
 Teamwork ExperienceCareer Crossroad---By Emily  Fitzpatrick/RII
  
 I have been  in the interviewing process and have been asked twice about my teamwork  experience [working in a team successfully].  How should I handle this  line of questioning? Almost every role, from entry level to  management level, requires the ability to communicate and collaborate with  others. Employers want to hire “team players,” so you will want to demonstrate  your experience, your ability to work well with others and give at least two  examples.  Teamwork questions:1. Do you work well with others?
 2. Do you work better independently or on a team?
 3. Are you a team player?
 4. How do you feel working in a team environment?
 5. To motivate your team, what strategies do you utilize? (managerial role)
 To prepare for this  line of questioning, look back on your career and note when you worked as part  of a team and be able to recite specific examples (if you are entry level, reference your volunteer work or  extracurricular activities) Let the interviewer know a bit about the  team and what the goals were, e.g. the number of team members, your role, and  involvement. Share team accomplishments or challenges that were faced and  overcome Examples : “… In my last position, I was chosen  as a member of a software implementation team.  We worked together to  ensure the completion and transition for our clients. We always completed our  projects ahead of schedule and had positive reviews from our customers ...”
 “… At my current position, I am  part of a team that meets to brainstorm guest speakers. We work together to  ensure a diverse mix of speakers, aiming to appeal to many employees. Due to  the fact each member is from a different department, we have learned a lot from  each other, from marketing to technology …”
 “… In school, I played soccer and was  in the band. Each required team involvement, but learning to be a member of a  group was invaluable …”
 Furthermore, look back on your  formal job reviews (always keep your formal reviews from every employer).   Look for any that includes positive feedback regarding your success as a  “teammate” or manager of a team, make sure to include this type of  documentation in your follow-up correspondence.  However, just know that  you most likely (90%) will be asked these kinds of questions, so PREPARE and be  able to give tangible proof.
  
 
 Career Crossroads Previous Columnshttp://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html
 
 
 [headlines]--------------------------------------------------------------
 Leasing Industry Help Wanted   
 
		           
		            	|  
						
 
                    Nationwide Sales Positions AvailableMedical, Commercial and Industrial
 Transportation, FF&E, Technology
 
 Superior pricing - Superior Buying window
 - Superior back office - Superior stability
 For more info click here
 |  [headlines]--------------------------------------------------------------
 
  Inspection/Inquiries 
 I have written before about the need  to inspect your leased equipment to protect your residuals and confirm location  for tax status, however with the discussions on the table about rule changes,  the need to establish your equipment inspection/inquiry program has become more  important. To make a difference between disguised conditional sales contracts  and true leases there appears to be a movement to establish requirements that  put the responsibility on the Lessor to “prove” that they are acting like an  equipment owner and not a money lender. This is as  important in Capital Leases and Equipment Finance Agreements or business loans  where the collateral may have value in offsetting a loss. If you are  not in a position to make equipment inspections then at lease send an inquiry  letter once a year requesting information on the location and condition of your  equipment. Inquiry letters need to be constructed  so that the questions on equipment condition are tied to the equipment itself.  Clearly all types of equipment are different and require different question and  will have different answers. I know this is a lot of work because when the  inquiry’s come back someone needs to review them and compare them to  information supplied with the lease application. It only takes one problem to  be solved early, due to this procedure, to pay for the exercise. Of course this  assumes you obtained an equipment “use and description” form in the beginning In larger  leases, especially construction equipment, it is a good idea to require an  annual inspection with a basic fee for this cost. One of the most talked about problems  I see in bankruptcy court has to do with the lackadaisical manner in which  Lessor’s handle their knowledge about the equipment use. Another problem is the  lack of change in rental requirements if there is a change in equipment use.  Many lessee’s use our equipment differently than originally thought at the  start of the lease. Some even alter the equipment by changing it and taking  parts off or making physical adjustments.  Some allow others to use it or  sublease it without our permission. I cannot tell you how often a Lessor is  “surprised” when equipment is over used or abused by the lessee or sold or  subleased.  Just because you do not take  a residual does not excuse you from acting like an equipment owner. You need to  get involved in protecting your portfolio.   Previous #102 Columns: http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm
     [headlines]--------------------------------------------------------------
 Third Circuit Upholds  Class Acton Against Bank whichProcessed Fraudulent ACH  Payments
 By Tom McCurnin
 Leasing News Legal Editor
 
 Reyes v  NetDeposit 802 F.3d  469 (2015) Today’s case  is about banks overseeing the operations of its subsidiary ACH processor and  whether a bank can turn a blind eye to fraudulent ACH returns. The Third Circuit Court of Appeals reversed a  trial court’s denial of class action certification, which now means the bank is  now fully immersed in a class action for processing payments for a  fraudster. The facts follow. Reynaldo  Reyes was contacted by a telemarketer working for NHS Systems who offered him a  free government grant if he would provide bank account information to the  fraudster which he did.  Telemarketers  such as NHS Systems cannot readily obtain funds directly from bank accounts  because most banks are reluctant to allow them to debit accounts directly, so  the fraudsters contract with payment processing entities process ACH debits on  its behalf. NHS contracted with Modern  Payments, a third-party payment processor and subsidiary of Zions Bank.  Modern  Payments debited Reyes’ account for $29.95 and another for $299.95. Both were fraudulent. Reyes initiated a class action lawsuit Modern  Payments and also sued Zion’s bank for overseeing the process. Reyes sued under racketeering acts (RICO),  and his claim was tossed out by the trial court, due mainly to the ruling that  Reyes was required to prove actual fraud and discounting many of the banking experts’  testimony that suggested such knowledge.  The trial court required actual, first hand, knowledge of the fraud by  the Bank, and tossed the case out.  On appeal,  the Third Circuit reversed, finding that the bank and its subsidiary might be involved in a racketeering  scheme, and it ordered the matter back to the trial court for a further  evidentiary hearing, in light of the enormous return rates incurred by the Bank  and the plethora of banking experts which testified that the return rates and  emails from the bank implied actual knowledge.  Reyes pointed  out that the normal, average return rate (including insufficient funds or a  customer complaint regarding the transaction) for ACH debits is about  1.25%. Modern Payments incurred a return  rate of over 25-50%, resulting in a slurry of damning emails from the processor  and bank calling the returns “staggering,” fearing “money laundering, and  expressed fear of a FTC investigation.  Yet, Zions and Modern Payment Systems continued processing the  debits.  Another  damning fact was the miscoding of the ACHs by NHS Systems, of which the  processor Modern Payment Systems had direct knowledge.  NACHA a bank  organization which oversees and governs ACH payments, requires that users code  the ACH debit in one of three ways, WEB,” “TEL,” or “PPD” referring to web  based transactions, telemarketing transactions, and pre-authorized transactions  with a signed writing. Most of NHS  Systems ACH debits were wrongly coded as PPD, and the evidence showed that the  Bank may have knowledge of the miscoding but blamed the problem on its  software.  Also  dog-piling on Zions Bank was the Federal Trade Commission receiver, who was  installed to take over the company after the Feds discovered the fraud, and who  expressed damaging opinions concerning the Bank’s knowledge. The Court of  Appeals was sympathetic to Reyes, observing that class actions are the only  check against this wide spread mass-marketing scheme. Class action permits the victims to  economically pool claims which would otherwise not be raised. The Appellate Court did not find the Bank  committed fraud, merely that the trial court did not consider all the evidence  concerning the enormous return rates and the testimony of banking experts. Consequently, the Court of Appeals sent the  case back to the trial court requiring the trial court to re-hear the evidence  in light of the possible RICO  violations.  Reyes won the  chance to re-litigate the matter before the trial court, and the Bank lost its  victory. What are the  lessons here for those entities which use ACH debits, process ACH debits, or  oversee ACH debits? • First, return rates are a big deal. Many banks have no returns whatsoever, so a  50% return rate should have altered the payment processor and the Bank within a  few weeks. . • Second, armed with the knowledge of  extraordinarily high return rates, the Bank should not have been fretting over  the situation with emails, it should have shut down NHS Systems. This scam went on for over a year before being  shut down.  • Third, class action cases are usually  summarily thrown out or settled. There are  very few that progress to this stage. I  wondered what the dollar values of the ACH debits were, and whether it might  have made more sense for the Bank to throw some money at these guys to make the  case go away. Having the word “fraud”  next to your bank name is not terribly good publicity. The bottom  line to this case is about minding the store.  When extraordinary, off the chart bad things are happening, don’t send  emails—do something. If you don’t, a  plaintiff’s lawyer will.  Reyes  vs. Netdeposit (26 pages)http://www.leasingnews.org/PDF/ReyesvNetdeposit2016.pdf
 Tom McCurnin is a partner at Barton, Klugman & Oettingin Los Angeles, California.
 
 Tom  McCurninBarton,  Klugman & Oetting
 350  South Grand Ave.
 Suite  2200
 Los  Angeles, CA 90071
 Direct  Phone: (213) 617-6129
 Cell  (213) 268-8291
 Email:  tmccurnin@bkolaw.com
 Visit  our web site at www.bkolaw.com
 Previous  Tom McCurnin Articles:
 http://www.leasingnews.org
 Previous  Tom McCurnin Articles:http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html
 [headlines]--------------------------------------------------------------
 ##### Press Release  ############################ A Turnaround from the  Previous Months TrendsNACM's Credit Manager Index
 
 Mirroring the  volatility in the economy, the July report of the Credit Managers’ Index (CMI)  from the National Association of Credit Management (NACM) saw some factors gain  while others declined.    Chris Kuehl, Ph.D.
 NACM Economist
 “We saw job  creation numbers crash to levels not seen since the recession in May and jump  back to nearly record levels in June,” noted NACM Economist Chris Kuehl, Ph.D.  “The latest durable goods numbers are down due to the reduction in export  activity, but the housing sector is showing more strength than it has since before  the downturn. Now we see some of that back and forth in the CMI data as well.”   The combined  (manufacturing and service sectors) score regained some momentum in July and is  now at 53.5 after having been down to 52.7 last month. Most of the extreme activity,  however, is seen in the various subcategories. The combined index of favorable  factors improved enough to get back into the 60 range where it has been three  times in the past year. Its strength shows up in growth through all four of its  categories, which are in the high 50s or low 60s. This is a trend that needs to  continue if there is to be any progress in the economy overall. The combined  index of unfavorable factors showed more distress as this is the  second-consecutive month with a sub-50 reading. Of the six subcategories, only  two, rejections of credit applications and filings for bankruptcies, are above  the line (50) that divides contraction from expansion. Concerning  credit applications, Kuehl commented, “the fact that applications are up but  approvals are down indicates that there are more companies in trouble and  hoping they find a supplier that will give them credit regardless. There are  not that many gullible companies out there these days; and therefore, there are  more rejections.” As for the  other four unfavorable categories, they are hovering below 50. Volatility is  evident as shown in both the favorable and unfavorable indexes of all  categories with the first trending upward and the other downward in each case. For a full  breakdown of the manufacturing and service sector data and graphics, view the  complete July 2016 report at http://web.nacm.org/CMI/PDF/CMIcurrent.pdf.  CMI archives may also be viewed on NACM’s website at http://www.nacm.org/cmi/cmi-archive.html. ABOUT THE  NATIONAL ASSOCIATION OF CREDIT MANAGEMENT NACM,  headquartered in Columbia, MD, supports more than 15,000 business credit and  financial professionals worldwide with premier industry services, tools and  information. NACM and its network of affiliated associations are the leading  resource for credit and financial management information, education, products  and services designed to improve the management of business credit and accounts  receivable. NACM’s collective voice has influenced federal legislative policy  results concerning commercial business and trade credit to our nation’s policy  makers for more than 100 years, and continues to play an active part in  legislative issues pertaining to business credit and corporate bankruptcy.  NACM's annual Credit Congress & Exposition conference is the largest  gathering of credit professionals in the world.
 ### Press  Release ############################ 
(Leasing News provides this ad as a  trade for investigativereporting provided by John Kenny)
 
 [headlines]--------------------------------------------------------------
 
    Akbash (Turkish Shepherd)San  Diego, California  Adopt-a-Dog
  
 Baxter
 #217200
 Male
 3Yrs 6Mths 2Wks
 97lbs
 Adoption Fee: $95.00
 https://en.wikipedia.org/wiki/Akbash_dog
 "How I arrived: I was  brought in by a my previous owner on July 15, 2016. "At SDHS: I have been  vaccinated, micro-chipped and neutered. I am now ready for my new home! "Why I am the one for you:  My Personality Color Code is Purple; meaning I'm Happy - Go - Lucky...Carefree...Engaging...Adaptive...and  Cheerful! I am a handsome guy who is true to the Akbash breed. I would prefer a  breed savvy home where I am the only pet, please. My owners say that I can be a  bit destructive and quite the escape artist if I do not have big tall fences.  Please make sure you understand my breed and my needs before deciding to take  me home. Your adoption counselor can answer any and all questions you may have.  Come meet me today and see if I'm the guy for you!" Suitability GuideDoesn't Like Dogs
 I'm currently located atSan Diego Humane Society
 San Diego Campus - Gaines Street
 5500 Gaines St. San Diego, California 92110
 (619) 299-7012
 info@sdhumane.org
 
 Adopt a Pethttp://www.adoptapet.com/
   [headlines]--------------------------------------------------------------
 Current and Future Auctions Online Equipment Auction List This is not a list of companies who hold auctions primarily, but those who conduct on line auctions. 
      
        
          | asset-auctions.com | Online Auctions – Monthly Sales, Weekly Heavy Equipment Auction Every Tuesday. And Bi-Weekly Auctions From The Tennessee Department Of General Services Every Other Tuesday. Now part of Ritchie Bros. EquipmentOne |  
          | auctioneerexpress.com | Tractor, Mower, Dump Truck, Mower, Cutter, 13 Tire Roller |  
          | govocon.com | Both live and virtual online auction format, light and heavy equipment for the construction and transportation industry |  
          | govliquidation.com | Mostly trucks and related equipment |  
          | HeavyEQ.govdeals.com | Heavy Equipment, Truck and Machinery Industry Online Gov't Surplus Auctions - Over 1,000 Government Clients
 |  
          | inplaceauction.com | Caters to lessors, lenders, and bankruptcy trustees, conducting both virtual and live auctions of all types of assets including:  Agricultural, Medical, Industrial, Transportation, Trucks, Construction, Real Estate, etc.  Appraisals - on site and desktop. 
 |  
          | ironplanet.com | Cranes, Trailers, Equipment Trucks |  
          | motleys.com | Construction Equipment & Trucks |  
          | municibid.com | Municibid is an online government auctions website designed specifically for the sale of surplus and forfeited/seized goods directly by the government publicsurplus.com |  
          | PentonEquipmentAuctions.com | Specializes in government surplus auctions. Browse by equipment or by specific government auctions. |  
          | salvex.com | Salvaged equipment for both re-seller and end user. |  
          | tractorhouse.com | Mostly farm equipment |  
          | usgovbid.com | Government Online Auctions - Servicing Government Agencies for over a Decade |  List of many auction sites for consumer and vehicle:http://www.100auctionsites.com/
 
 Online auction Top Ten Most Popular Sites(Primarily for consumers or consumer merchandise)
 http://online-auction-sites.toptenreviews.com/
 Auction Zip--primarily consumer
 (find auctions anywhere)
 http://www.auctionzip.com/
 
    (Leasing News provides this ad as a  trade for appraisals
 and equipment valuations provided by Ed Castagna)
 
 
    [headlines]--------------------------------------------------------------
 
   News Briefs---
 
 
 Is Fintech Changing Banking  Supervision?Federal  Reserve Bank of San Francisco
 http://www.frbsf.org/our-district/about/sf-fed-blog/fintech-changing-banking-supervision/
 Funding by crowd is off to slow startFewer than 50  small businesses have been listed on websites
 http://www.mercurynews.com/business/ci_30186472/funding-by-crowd-is-off-slow-start
 Microsoft says it’s planning to lay  off 2,850by end of fiscal year
 http://www.seattletimes.com/business/microsoft/microsoft-says-its-planning-to-lay-off-2850-by-end-of-fiscal-year/
 Farmers that Market Directly to their  CustomersCreate More Jobs Locally
 http://www.capitalpress.com/California/20160726/study-direct-marketers-create-more-jobs-in-their-own-regions
 7,300 Insurance Jobs Gained in June84 percent increase in job growth from May
 http://www.prweb.com/releases/2016/07/prweb13585361.htm
 
		           
		            	|  
						
 
                    Nationwide Sales Positions AvailableMedical, Commercial and Industrial
 Transportation, FF&E, Technology
 
 Superior pricing - Superior Buying window
 - Superior back office - Superior stability
 For more info click here
 |  [headlines]
 --------------------------------------------------------------
  --You May Have Missed It
 15 Foods You Wouldn’t  ExpectTo Have Dangerous Amounts of Sugar
 http://www.nutritionsecrets.com/15-foods-you-wouldnt-expect-to-have-dangerous-amounts-of-sugar/
 
 [headlines]
 --------------------------------------------------------------
 SparkPeople--Live  Healthier and Longer  
 All About Artificial SweetenersThe Lowdown  on Zero-Calorie Sugar Substitutes
 http://www.sparkpeople.com/resource/nutrition_articles.asp?id=289
 
 [headlines]--------------------------------------------------------------
 Baseball Poem Here are three “choice” short poems from Tim Peeler, from his book “Touching All the Bases.”   He has given us  permission
 to reproduce them.
               Budweiser!  Budweiser! he calls between innings, between  pitches,
 between breaths
           An  Asterisk as Big as a Ball  the ball talked to three hundred thirty feet  of air,
 rising into the teeth
 of the bat's echo,
 crashing into right field  bleachers
 like any other Yankee  missile —
 an exiled hero
 circled the Ruthian  diamond
 to footnote glory —
 just down the first base  line
 the magic bat lay,
 like a gun that had  killed
 its owner.
           whiskey  moon  frank says the full moon is for whiskey,
 spits tobacco to punctuate
 his short sentences,
 hours sipping, replaying
 his career in slow motion,
 oiling the first baseman's  mitt,
 then spreading it  carefully
 to catch the milky  light,
 frank says it softens the  leather,
 I say it embalms the  memory.
 These come from a  soft cover 128 pages with index published by www.mcfarlandpub.com
 ( they take two weeks to send, but you are helping
 this company stay alive, or you can buy from
 Amazon, for the same price, but perhaps faster
 delivery.  While they are all mostly baseball,
 some are not.  He is a unique American poet.
 He lives in Hickory, North Carolina.
 [headlines]
 --------------------------------------------------------------
  
 Sports  Briefs----         Jimmy Walker  captures PGA Championship for first major title
 http://www.usatoday.com/story/sports/golf/2016/07/31/jimmy-walker-pga-championship-first-major-title/87895102/
 What We Learned From the First Days of NFL Training Camphttps://theringer.com/first-days-nfl-training-camp-bill-belichik-josh-doctson-a21759669b9c#.lmfui4er7
 
 [headlines]--------------------------------------------------------------
  California  Nuts Briefs---
 Vending  Machine Bakes Fresh French Baguettes in San Franciscohttp://sanfrancisco.cbslocal.com/2016/07/29/vending-machine-bakes-fresh-french-baguettes-san-francisco/
 Celebrities  who got married in the San Francisco Bay Areahttp://www.sfgate.com/bayarea/article/Celebrities-who-got-married-in-the-San-Francisco-8519296.php
 
 
  [headlines]--------------------------------------------------------------
 
  
 “Gimme  that Wine”
 
 http://www.youtube.com/watch?v=EJnQoi8DSE8
 
 Hugging  Margrit Mondavi http://napavalleyregister.com/wine/columnists/pierce-carson/hugging-margrit-mondavi/article_39f76d82-72f5-5575-abd2-d814009da99a.html
 Pennsylvania  Wine Law Primerhttps://www.vinology.com/new-wine-laws-plcb/
 UC Davis Has  Best Fundraising Year in Historyhttps://www.ucdavis.edu/news/uc-davis-has-best-fundraising-year-history
 Buena Vista  Winery Adds to its One-of-a-Kind Visitor ExperiencesBy Unveiling the 'Wine and Music Wine Tasting  Experience'
 http://www.winebusiness.com/news/?go=getArticle&dataid=172232
 How did  Berkeley wine store accrue $70M in debt?http://www.berkeleyside.com/2016/07/28/how-did-berkeley-wine-store-accrue-70m-in-debt/comment-page-1/
 Europe's  Biggest Wine Drinkers--Maphttps://www.statista.com/chart/4837/europes-biggest-wine-drinkers/
 
 Free  Mobile Wine Programhttp://leasingnews.org/archives/Feb2010/2_26.htm#mobile
  Wine  Prices by vintagehttp://www.winezap.com
 http://www.wine-searcher.com/
  US/International  Wine Eventshttp://www.localwineevents.com/
  Leasing  News Wine & Spirits Pagehttp://two.leasingnews.org/Recommendations/wnensprts.htm
 
 [headlines]----------------------------------------------------------------
 
 This Day in American History 
           1498 - Italian explorer Christopher Columbus sets foot on the American  mainland for the first time, at the Paria Peninsula in present-day Venezuela.  Thinking it an island, he christened it Isla Santa and claimed it for Spain. He  explored the Orinoco River of Venezuela and, given its scope, soon realized he  had stumbled upon another continent. Columbus, a deeply religious man, decided  after careful thought that Venezuela was the outer regions of the Garden of  Eden. Returning to Hispaniola, he found that conditions on the island had  deteriorated under the rule of his brothers, Diego and Bartholomew. Columbus'  efforts to restore order were marked by brutality, and his rule came to be  deeply resented by both the colonists and the native Taino chiefs. In 1500,  Spanish chief justice Francisco de Bobadilla arrived at Hispaniola, sent by  Isabella and Ferdinand to investigate complaints, and Columbus and his brothers  were sent back to Spain in chains. He was immediately released upon his return,  and Ferdinand and Isabella agreed to finance a fourth voyage, in which he was  to search for the earthly paradise and the realms of gold said to lie nearby.  He was also to continue looking for a passage to India. In May 1502, Columbus  left Cýdiz on his fourth and final voyage to the New World. After returning to  Hispaniola, against his patrons' wishes, he explored the coast of Central  America looking for a strait and for gold. Attempting to return to Hispaniola,  his ships, in poor condition, had to be beached on Jamaica. Columbus and his  men were marooned, but two of his captains succeed in canoeing the 450 miles to  Hispaniola. Columbus was a castaway on Jamaica for a year before a rescue ship  arrived. In November 1504, Columbus returned to Spain. Queen Isabella, his  chief patron, died less than three weeks later. Although Columbus enjoyed  substantial revenue from Hispaniola gold during the last years of his life, he  repeatedly attempted (unsuccessfully) to gain an audience with King Ferdinand,  whom he felt owed him further redress. Columbus died in Valladolid on May 20,  1506, without realizing the great scope of his achievement: He had discovered  for Europe the New World, whose riches over the next century would help make  Spain the wealthiest and most powerful nation on earth.1619 - First black slaves (20) land  at Jamestown, Virginia.
 http://www.pbs.org/wgbh/aia/part1/1h289.html
 http://www.pbs.org/wgbh/aia/part1/1p263.html
 http://www.pbs.org/wgbh/aia/part1/1i2991.html
 http://www.historian.org/local/jamstwnva.html
 1620 - The Speedwell leaves Delfshaven, the  Netherlands, with the Pilgrim Fathers, headed to America by way of England.
 1764 - Birthday of Anne Willing Bingham (d. 1801),  Philadelphia.  She conducted social  salons for leaders of the newly-born United States such as Jefferson,  Washington, etc., and had a lot to say to them. Bingham is one of the largely  unrecognized cadre of early American women who, with Abigail Adams, Mercy Otis  Warren, and others, attempted to gain human rights for women from the framers  of the U.S. Constitution. She  reportedly was used as the model for “liberty” on US coins.
 http://mywebpages.comcast.net/reidgold/draped_busts/debate.html
 http://mywebpages.comcast.net/reidgold/draped_busts/pics.html
 http://odur.let.rug.nl/~usa/P/tj3/writings/brf/jefl69.htm
 1776 - The first Jew to die in the  American Revolution, Francis Salvador, was killed in a skirmish with the  British loyalists. He was also the first Jew selected to office in colonial  America. He was voted a member of the South Carolina Provincial Congress in  January, 1775. He was known as the Southern  Paul Revere for having warned of the approach of the British fleet at  Charleston, SC.  On August 1, 1776, while  he was leading the militia under the command of Major Andrew Wilinson, his group was ambushed by Native  Americans and loyalists near Esseneka (Seneca). Salvador was shot through the  body and the left leg and was scalped by a group of Cherokees who sided with  the British.
 http://www.fau.edu/library/brody3.htm
 1776 -  Birthday of William Clark (d. 1838) at Caroline County, Virginia. The  soldier, explorer and public servant served seven years in the US Army and then  gained his lasting fame when Meriwether Lewis asked him to join an expedition  exploring the Louisiana Territory (1803-06). Clark was an able leader and  contributed detailed maps and animal illustration on the journey. A grateful  President Thomas Jefferson made Clark brigadier general of militia for the  Louisiana Territory (1807-13) and superintendent of Indian Affairs  (1807-38).  Clark was also governor of the Missouri Territory (1813-20)  and surveyor general for Illinois, Missouri, and Arkansas (1824-25). Clark  foresaw the tension between US interests and the native peoples of the western  US, and he urged that US treat native tribes with respect.
 1779 - Birthday of Francis Scott Key (d. 1842) at  Frederick County, MD. (and if you don’t know who he was, turn in your  citizenship papers). American attorney, social worker, poet and author of the  US national anthem. Key was onboard a ship in Baltimore Harbor during the  British bombardment of Fort McHenry on the nights of September 13-14, 1814.  Thrilled to see the American flag still flying over the fort at daybreak, Key  wrote the poem, “The Star-Spangled Banner.”  The minor league baseball team in Frederick is known  as the Frederick Keys in his honor.
 http://www.marylandtheseventhstate.com/article1014.html
 1790 - The first census revealed that  there were 3,939,326 citizens in the 16 states and the Ohio Territory.  Virginia, with 747,610, was the most populous state; Rhode Island, with 68,825, the least. New York City had a  population of 33,131, Philadelphia had a population of 28,522, and Boston had a  population of 18,320. The US has been taken a census every 10 years since  1790.
 1791 - Virginia planter Robert Carter III confounded  his family and friends by filing a deed of emancipation for his 500 slaves. One  of the wealthiest men in the state, Carter owned 60,000 acres over 15  plantations. The deed included the following words: “I have for some time past  been convinced that to retain them in Slavery is contrary to the true  principles of Religion and Justice and therefore it is my duty to manumit  them.” The document established a schedule by which 15 slaves would be freed  each Jan 1, over a 21-year period, plus slave children would be freed at age 18  for females and 21 for males. It is believed this was the largest act of  emancipation in US history and predated the Emancipation Proclamation by 70  years.
 1794 – The Whiskey Rebellion began as a tax  protest in the United States beginning in 1791, during the presidency of George  Washington. The so-called "whiskey tax" was the first tax imposed on  a domestic product by the newly-formed federal government. It became law in  1791, and was intended to generate revenue to help reduce the national  debt.  Resistance came to a climax in  July 1794, when a US marshal arrived in western Pennsylvania to serve writs to distillers  who had not paid the excise. The alarm was raised, and more than 500 armed men  attacked the fortified home of a tax inspector. Washington responded by sending  peace commissioners to western Pennsylvania to negotiate with the rebels, while  at the same time calling on governors to send a militia force to enforce the  tax. With 13,000 militiamen provided by the governors of Virginia, Maryland,  New Jersey and Pennsylvania, Washington rode at the head of an army to suppress  the insurgency. The rebels all went home before the arrival of the army, and  there was no confrontation. About 20 men were arrested, but all were later  acquitted or pardoned. Most distillers in nearby Kentucky were found to be all  but impossible to tax; in the next six years, over 175 distillers from Kentucky  were convicted of violating the tax law.   Numerous examples of resistance are recorded in court documents and  newspaper accounts.  The Whiskey  Rebellion demonstrated that the new national government had the will and the  ability to suppress violent resistance to its laws. The whiskey excise remained  difficult to collect, however. The events contributed to the formation of  political parties in the United States, a process already underway. The whiskey  tax was repealed after Jefferson’s Republican Party, which opposed Hamilton's Federalist  Party, came to power in 1801.
 http://www.whiskeyrebellion.org/rebell.HTM
 1801 – First Barbary War:  The  American schooner USS Enterprise captures  the Tripolitan polacca Tripoli off the coast of modern-day Libya.
 1809 – William Travis (d. 1836) was  born in Saluda County, SC.  At the age of 26, he was a Lt. Colonel in the  Texas Army.  In March, 1836, he, Jim Bowie and Davy Crockett, among many  others, died at the Battle of the Alamo during the Texas Revolution against  Mexico.
 1812 - A rare tornado hits  Westchester County, NY.
 http://www.rootsweb.com/~nylnphs/HH/2.htm
 1818 - Birthday  of Maria Mitchell (d. 1889) at Nantucket, MA.   An interest in her father’s hobby and an ability for mathematics  resulted in Maria Mitchell’s becoming the first female professional astronomer.  In 1847, while assisting her father in a survey of the sky for the US Coast  Guard, Mitchell discovered a new comet and determined its orbit. She received  many honors because of this, including being elected to the American Academy of  Arts and Sciences and its first woman. Mitchell joined the staff at Vassar  Female College in 1865, the first US female profession of astronomy, and, in  1873 was a co-founder of the Association for the Advancement of Women.
 http://womenshistory.about.com/library/bio/blbio_mit
 http://209.68.19.123/
 http://ne.essortment.com/biographyofmar_rhff.htm
 1819 – Herman  Melville (d. 1891) was born in New York City.  He was an American  novelist, poet, and writer of short stories, the most famous of which is “Moby  Dick” (1851).
 1838 - Abolition of slavery in Jamaica. Spanish settlers  introduced the slave trade into Jamaica in 1509 and sugar cane in 1640. Slavery  continued until this day when it was abolished by the British.
 http://www.spartacus.schoolnet.co.uk/Lslavery33.htm
 1852  – Birthday of Calamity Jane (d. 1903), born Martha Jane Cannary, at Princeton,  Missouri. Between legend and the usual misrepresentations, the true life of  this frontier woman is shrouded. She usually dressed as a man, yet historians  claim she was a prostitute. She claimed to have scouted for the army, including  for Gen. George Custer while others say that was impossible. She was part of a  geological expedition to the Black Hills and stayed after gold was discovered.  History says she also was a "companion" of Wild Bill Hickok who died  27 years and one day before she did, and is buried next to him, not his wife.  She lived her last years in poverty. How she earned her living appears to be a  mystery as many historians claim that she was not a stage driver, a scout, nor  anything else like that. She was in El Paso for a time where she married a  Clinton Burke who soon deserted her. She was believed to have been a mail  carrier in Deadwood, but her exact ways of earning a living are just not known. In reality, most of what  we think we know of Calamity Jane is the product of dime novels and Hollywood  movies of the era that portrayed her as beautiful and daring.
 http://www139.pair.com/read/Marthy_Cannary_Burk/
 Life_and_Adventures_of_Calamity_Jane
 /Life_And_Adventures_Of_Calamity_Jane_p1.html
 1855 – Castle Clinton in New York City opens  as the first U.S. receiving station for immigrants.  Originally known as known as West  Battery, it is a circular fort located in what is now Battery Park in lower  Manhattan.  It was renamed in 1815 to  honor former New York governor DeWitt Clinton.   More than 8 million people arrived there from 1855 to 1890. It was  operated by the state until April 18, 1890, when the Federal Government took  over control of immigration processing, which subsequently opened the larger  and more isolated Ellis Island facility for that purpose on January 2,  1892.
 1861 - For trivia fans, John Tyler of  Virginia, President of the  United States from 1841 to 1845, became a delegate to the Provisional Congress  of the Confederate States. He was elected a member of the House of  Representatives of the permanent Confederate Congress on November 7, 1861, but  died on January 18, 1862, before taking his seat.  He is the only former  president to serve as an official of an “enemy government.”
 http://www.whitehouse.gov/history/presidents/jt10.html
 http://www.americanpresidents.org/presidents/president.asp?
 PresidentNumber=10
 1861 – Brazil recognizes the  Confederate States of America.
 1873 - The first cable car ran at 5am on Clay Street Hill,  San Francisco, CA, while the City slept. It was ready to run its trails, and  pictures were allowed to be taken on August 2. Revenue service did not take  place until September 1. The ride cost five cents. This was the first cable car  put into service anywhere in the world. It was invented by Andrew Smith  Hallidie, who obtained a patent on January 17, 1871, on an “endless-wire rope  way.” Today only three lines of the original lines operate.
 http://www.americahurrah.com/Postcards/SFCC1.html
 http://www.sfmuseum.org/bio/hallidie.html
 http://www.americahurrah.com/Postcards/SFCC1.html
 1876 - Colorado admitted to the Union as the 38th  state.
 http://memory.loc.gov/ammem/today/aug01.html
 http://www.sfcablecar.com/hist1.html
 
 1906 – Only  months after the earthquake , Bank of Italy opened its first branch at 3433  Mission Street, San Francisco.
 1906 – Brooklyn Dodger Harry McIntire no-hits Pittsburgh for  10 2/3 innings but loses in 13th.
 1916 - Hawaii Volcanoes National Park  Established. Area of Hawaii Island, including active volcanoes Kilauea and  Mauna Loa, were established as Hawaii National Park in 1916.
 http://www.nationalgeographic.com/destinations
 /Hawaii_Volcanoes_National_Park/
 1933 - California introduces sales tax due to the  devastating depression.
 http://www.salestaxcpa.com/id50.htm
 1939  - Glenn Miller Band records “In the Mood,” (Bluebird 104150) Non-royalty  contract gives him only $175.  The #1 hit  topped the charts for 13 straight weeks in 1940 in the U.S. and, one year  later, was featured in the movie “Sun Valley Serenade.”  In 1983, the recording was inducted into the  Grammy Hall of Fame.  In 1999, NPR  included the classic on RCA Bluebird on the NPR 100, the list of "The 100  most important American musical works of the 20th century."  In 2004, it was inducted into the Library of  Congress National Recording Registry which consists of recordings that are  "culturally, historically, or aesthetically significant."
 1941 - Willy’s introduces the “jeep.” General Dwight D.  Eisenhower said that America could not have won World War II without it.  After several bouts of  ownership, Jeep is now a best-selling brand of Chrysler.
 http://jeepin.com/history.shtml
 1941 - Birthday  of Ronald H. Brown (d. 1996), born Washington, DC, grew up in Harlem and  studied at Middlebury College in Vermont. After graduating from St. John’s  University law school, Brown served as chief counsel for the Senate Judiciary  Committee. He went on to become the first African-American partner at the law  firm of Patton Boggs & Blow, the first African-American leader of the  Democratic National Committee, and later served as the US Secretary of Commerce  during the Clinton  administration. Brown died in a plane crash at Dubrovnik, Croatia, Apr 3, 1996,  while on government business. Some say the death was not an accident.
 http://www.rhbf.org/aboutron.asp
 1941 - Yankee Lefty Gomez breaks the Major League mark for walks in a  shutout by issuing 11 walks in a 9-0 victory over the St. Louis Browns.
 1942 - Birthday in San Francisco of Jerry Garcia, lead  guitarist and driving force behind the Grateful Dead. The Dead were the only  psychedelic band of the 1960's to survive into the '90s. They had been better  known for their 4-5 hour concerts than for their recordings, until 1987's  "In the Dark." It was the Grateful Dead's biggest seller, and a  single from it, "Touch of Grey," became their first top-ten hit.  Garcia died of a heart attack on August 9th, 1995, at a residential treatment  center in Forest Knolls, California. He had reportedly gone there to battle his  heroin addiction.
 http://www.jerrygarcia.com
 1942 - The American Federation of Musicians went on strike.  Union president James C. Petrillo told musicians that phonograph records were  'a threat to members' jobs.' As a result, musicians refused to perform in  recording sessions over the next several months, although live, musical radio  broadcasts did continue.
 1943 -  BAKER, ADDISON E., (Air Mission) Medal of Honor.
 Rank and organization: Lieutenant Colonel, U.S. Army Air Corps, 93d Heavy  Bombardment Group. Place and date: Ploesti Raid, Rumania, 1 August 1943.  Entered service at: Akron, Ohio. Born: 1 January 1907, Chicago, Ill. G.O. No.:  20, 11 March 1944. Citation: For conspicuous gallantry and intrepidity above  and beyond the call of duty in action with the enemy on 1 August 1943. On this  date, he led his command, the 93d Heavy Bombardment Group, on a daring  low-level attack against enemy oil refineries and installations at Ploesti,  Rumania. Approaching the target, his aircraft was hit by a large caliber  antiaircraft shell, seriously damaged and set on fire. Ignoring the fact, he  was flying over terrain suitable for safe landing, he refused to jeopardize the  mission by breaking up the lead formation and continued unswervingly to lead  his group to the target upon which he dropped his bombs with devastating  effect. Only then did he leave formation, but his valiant attempts to gain  sufficient altitude for the crew to escape by parachute were unavailing and his  aircraft crashed in flames after his successful efforts to avoid other planes  in formation. By extraordinary flying skill, gallant leadership and  intrepidity, Lt. Col. Baker rendered outstanding, distinguished, and valorous  service to our Nation
 1943 - HUGHES, LLOYD H., (Air Mission) Medal of Honor.
 Rank and organization: Second Lieutenant, U.S. Army Air Corps, 564th Bomber  Squadron, 389th Bomber Group, 9th Air Force. Place and date: Ploesti Raid,  Rumania, 1 August 1943. Entered service at: San Antonio, Tex. Born: 12 July  1921, Alexandria, La. G.O. No.: 17, 26 February 1944. Citation: For conspicuous  gallantry in action and intrepidity at the risk of his life above and beyond  the call of duty. On 01 August 1943, 2d Lt. Hughes served in the capacity of  pilot of a heavy bombardment aircraft participating in a long and hazardous  minimum-altitude attack against the Axis oil refineries of Ploesti, Rumania,  launched from the northern shores of Africa. Flying in the last formation to  attack the target, he arrived in the target area after previous flights had  thoroughly alerted the enemy defenses. Approaching the target through intense  and accurate antiaircraft fire and dense balloon barrages at dangerously low  altitude, his plane received several direct hits from both large and small  caliber antiaircraft guns which seriously damaged his aircraft, causing sheets  of escaping gasoline to stream from the bomb bay and from the left wing. This  damage was inflicted at a time prior to reaching the target when 2d Lt. Hughes  could have made a forced landing in any of the grain fields readily available  at that time. The target area was blazing with burning oil tanks and damaged  refinery installations from which flames leaped high above the bombing level of  the formation. With full knowledge of the consequences of entering this blazing  inferno when his airplane was profusely leaking gasoline in two separate locations,  2d Lt. Hughes, motivated only by his high conception of duty which called for  the destruction of his assigned target at any cost, did not elect to make a  forced landing or turn back from the attack. Instead, rather than jeopardize  the formation and the success of the attack, he unhesitatingly entered the  blazing area and dropped his bomb load with great precision. After successfully  bombing the objective, his aircraft emerged from the conflagration with the  left wing aflame. Only then did he attempt a forced landing, but because of the  advanced stage of the fire enveloping his aircraft the plane crashed and was  consumed. By 2d Lt. Hughes' heroic decision to complete his mission regardless  of the consequences in utter disregard of his own life, and by his gallant and  valorous execution of this decision, he has rendered a service to our  country in the defeat of our enemies which will everlastingly be outstanding in  the annals of our Nation's history.
 1943 - JERSTAD, JOHN L., (Air Mission) Medal of Honor.
 Rank and organization: Major, U.S. Army Air Corps, 9th Air Force. Place and  date: Ploesti Raid, Rumania, 1 August 1943. Entered service at: Racine, Wis.  Born: 12 February 1918, Racine, Wis. G.O. No.: 72, 28 October 1943. Citation:  For conspicuous gallantry and intrepidity above and beyond the call of duty. On  1 August 1943, he served as pilot of the lead aircraft in his group in a daring  low-level attack against enemy oil refineries and installations at Ploesti,  Rumania. Although he had completed more than his share of missions and was no  longer connected with this group, so high was his conception of duty that he  volunteered to lead the formation in the correct belief that his participation  would contribute materially to success in this attack. Maj. Jerstad led the  formation into attack with full realization of the extreme hazards involved and  despite withering fire from heavy and light antiaircraft guns. Three miles from  the target his airplane was hit, badly damaged, and set on fire. Ignoring the fact  that he was flying over a field suitable for a forced landing, he kept on the  course. After the bombs of his aircraft were released on the target, the fire  in his ship became so intense as to make further progress impossible and he  crashed into the target area. By his voluntary acceptance of a mission he knew  was extremely hazardous, and his assumption of an intrepid course of action at  the risk of life over and above the call of duty, Maj. Jerstad set an example  of heroism which will be an inspiration to the U.S. Armed Forces.
 1943 - JOHNSON, LEON W., (Air Mission) Medal of Honor.
 Rank and organization: Colonel, U.S. Army Air Corps, 44th Bomber Group, 9th Air Force. Place and date:  Ploesti Raid, Rumania, 1 August 1943. Entered service at: Moline, Kans. Born:  13 September 1904, Columbia, Mo. G.O. No.: 54, 7 September 1943. Citation: For  conspicuous gallantry in action and intrepidity at the risk of his life above  and beyond the call of duty on 1 August 1943. Col. Johnson, as commanding  officer of a heavy bombardment group, let the formation of the aircraft of his  organization constituting the fourth element of the mass low-level bombing  attack of the 9th U.S. Air Force against the vitally important enemy target of  the Ploesti oil refineries. While proceeding to the target on this 2,400-mile  flight, his element became separated from the leading elements of the mass  formation in maintaining the formation of the unit while avoiding dangerous  cumulous cloud conditions encountered over mountainous territory. Though  temporarily lost, he reestablished contact with the third element and continued  on the mission with this reduced force to the prearranged point of attack,  where it was discovered that the target assigned to Col. Johnson's group had  been attacked and damaged by a preceding element. Though having lost the  element of surprise upon which the safety and success of such a daring form of  mission in heavy bombardment aircraft so strongly depended, Col. Johnson  elected to carry out his planned low-level attack despite the thoroughly  alerted defenses, the destructive antiaircraft fire, enemy fighter airplanes,  the imminent danger of exploding delayed action bombs from the previous  element, of oil fires and explosions, and of intense smoke obscuring the  target. By his gallant courage, brilliant leadership, and superior flying  skill, Col. Johnson so led his formation as to destroy totally the important  refining plants and installations which were the object of his mission. Col.  Johnson's personal contribution to the success of this historic raid, and the  conspicuous gallantry in action, and intrepidity at the risk of his life above  and beyond the call of duty demonstrated by him on this occasion constitute such  deeds of valor and distinguished service as have during our Nation's history  formed the finest traditions of our Armed Forces.
 1943 - KANE, JOHN R., (Air Mission) Medal of Honor.
 Rank and organization: Colonel, U.S. Army Air Corps, 9th Air Force. Place and  date: Ploetsi Raid, Rumania, 1 August 1943. Entered service at: Shreveport, La.  Birth: McGregor, Tex. G.O. No.: 54, 9 August 1943. Citation: For conspicuous  gallantry in action and intrepidity at the risk of his life above and beyond  the call of duty on 1 August 1943. On this date he led the third element of  heavy bombardment aircraft in a mass low-level bombing attack against the  vitally important enemy target of the Ploesti oil refineries. En route to the  target, which necessitated a round-trip flight of over 2,400 miles, Col. Kane's  element became separated from the leading portion of the massed formation in  avoiding dense and dangerous cumulous cloud conditions over mountainous  terrain. Rather than turn back from such a vital mission he elected to proceed  to his target. Upon arrival at the target area, it was discovered that another  group had apparently missed its target and had previously attacked and damaged  the target assigned to Col. Kane's element. Despite the thoroughly warned  defenses, the intensive antiaircraft fire, enemy fighter airplanes, extreme  hazards on a low-level attack of exploding delayed action bombs from the  previous element, of oil fires and explosions and dense smoke over the target  area, Col. Kane elected to lead his formation into the attack. By his gallant  courage, brilliant leadership, and superior flying skill, he and the formation  under his command successfully attacked this vast refinery so essential to our  enemies' war effort. Through his conspicuous gallantry in this most hazardous  action against the enemy, and by his intrepidity at the risk of his life above  and beyond the call of duty, Col. Kane personally contributed vitally to the  success of this daring mission and thereby rendered most distinguished service  in the furtherance of the defeat of our enemies.
 1944 - Warsaw Uprising. Having received radio reports  from Moscow promising aid from the Red Army, the Polish Home army rose up  against the Nazi oppressors. At 5pm, thousands of windows were thrown open and Polish  patriots, 40,000 strong, began shooting at German soldiers in the streets. The  Germans responded by throwing eight divisions into the battle. Despite appeals  from the London-based Polish government-in exile, no assistance was forthcoming  from the Allies, and after two months of horrific fighting the rebellion was  quashed.
 1944 - Anne Frank makes the last entry into her diary.  To escape deportation to concentration camps, the Jewish family of Otto Frank  hid for two years in the warehouse of his food products business at Amsterdam.  Gentile friends smuggled in food and other supplies during their confinement.  Thirteen-year-old Anne Frank, who kept a journal during the time of their hiding,  penned her last entry in the diary Aug 1, 1944: ‘[I] keep on trying to find a  way of becoming what I would like to be, and what I could be, if . . . there  weren’t any other people living in the world.” Three days later (Aug 4, 1944)  Grune Polizei raided the ‘Secret Annex” where the Frank family was hidden. Anne  and her sister were sent to Bergen-Belsen concentration camp where Anne died at  age 15, two months before the liberation of Holland. Young Anne’s diary, later  found in the family’s hiding place, has been translated into 30 languages and  has become a symbol of the indomitable strength of the human spirit.
 1944 – Adam Clayton Powell is elected to Congress from  New York’s Harlem, the first black congressmen from the east.
 1944 - Top Hits
 “Amor” - Bing Crosby
 “I’ll Be Seeing You” - Bing Crosby
 “Long Ago and Far Away” - Helen Forrest & Dick Haymes
 “Is You is or is You Ain’t (Ma’ Baby)” - Louis Jordan
 1945 – New York Giants’ Mel Ott becomes the first  National Leaguer to hit 500 HRs.  Ott finished his career with 511 and was  elected to the Hall of Fame in 1951.
 1946 – President Harry Truman establishes the Atomic Energy  Commission.
 1951 - Neal Hefti Band records his “Coral Reef.” Great  trumpet player, greater arranger for Basie, Sinatra, and many others.
 http://www.spaceagepop.com/hefti.htm
 http://us.imdb.com/Name?Hefti,+Neal
 1952 - Top Hits
 “I’m Yours” - Don Cornell
 “Delicado” - Percy Faith
 “Auf Wiedersehn, Sweetheart” - Vera Lynn
 “Are You Teasing Me” - Carl Smith
 1953 - Birthday  of guitarist and five-time Grammy Award winner, Robert Cray, Columbus, GA
 http://www.blueflamecafe.com/index.html
 1954 - An August 1st concert, promoted by Alan Freed,  features Fats Domino, Muddy Waters, The Clovers, The Orioles, and others at the  Moondog Jubilee of Stars Under the Stars at Ebbetts Field in Brooklyn, New  York.   It is the first large racially mixed crowd at a concert of  this size.
 1956 - RCA  released two of Elvis Presley's hit singles: "Blue Suede Shoes" and  "Love Me Tender."
 1957 - Dodger first baseman Gil Hodges hits his 13th  career grand slam and the last grand slam in Brooklyn Dodger history. The  bases-loaded shot establishes a new National League record, since passed by  Hank Aaron and Willie McCovey.
 1957 – NORAD, North American Aerospace Defense Command, is  formed between the US and Canada.
 1958 - Feeling that label head Sam Phillips is spending too  much time promoting Jerry Lee Lewis and not enough promoting him, Johnny Cash  leaves Sun Records and signs with Columbia.
 1959 - After nine weeks as the  best-selling song in America, Johnny Horton's "The Battle of New  Orleans" is pushed out of the number one spot by Paul Anka's "Lonely  Boy."
 1960 - Chubby Checker's recording of "The Twist"  was released by Cameo-Parkway Records. Checker wasn't the originator of the  song that spawned the '60s greatest dance craze. That honor belonged to Hank  Ballard, who wrote and recorded the tune as the "B" side of his 1958  hit "Teardrops on My Letter." But it was Chubby Checker who rode "The Twist" to stardom.  His recording went to number one on the Billboard pop chart twice - in 1960 and  again in 1962.
 http://www.send4fun.com/twist.htm
 http://www.chubbychecker.com/
 1960  - 18-year-old singer Aretha Franklin made her first secular recordings for  producer John Hammond at  Columbia Records. She had recorded some gospel songs at her father's church in  Detroit four years earlier.
 http://www.aretha-franklin.com/bio.htm
 http://www.artistdirect.com/showcase//urban/arethafranklin.html
 1960 - For his embodiment of decadent American culture,  Elvis Presley is named "Public Enemy Number One" by the East Berlin  newspaper Young World.
 1960 - Top Hits
 “I’m Sorry” - Brenda Lee
 “Itsy Bitsy Teenie Weenie Yellow Polkadot Bikini” - Brian Hyland
 “It’s Now or Never” - Elvis Presley
 “Please Help Me, I’m Falling” - Hank Locklin
 1961 – US Defense Secretary Robert McNamara establishes  the Defense Intelligence Agency, the nation's first centralized military  espionage organization.
 1962 – Red Sox’ Bill Monbouquette no-hits the White  Sox, 2-0.
 1962 - Stan Lee and Steve Ditko introduced a new superhero  for Marvel Comics in issue #15 of Amazing Fantasy that hit newsstands in  August: Spider-Man. Nerdy teen Peter Parker is bitten by a radioactive spider  and soon discovers that he has the proportionate strength and agility of the  spider---as well as web-shooting talents and “spider sense.”  The arachnid  crime fighter got his own comic book in March, 1963, and quickly became the  center of a multimedia empire.
 1963 - Arthur Ashe, first Black male  to win Wimbledon, becomes first Black person named to the US Davis Cup team.
 http://sportsillustrated.cnn.com/tennis/features/1997/
 arthurashe/biography.html
 1964 - The title track from The Beatles' movie "A Hard  Day's Night" topped the record charts on both sides of the Atlantic. The  film was originally titled "Beatlemania" until producers heard an  offhanded comment by Ringo Starr as he flopped into a canvas chair and said  "It's been a hard day's night, that was."
 1966 - Birmingham radio station WACI calls for the  first "Beatles Burn-In," a bonfire of Beatles records to protest John  Lennon's recent published comments that his group was "bigger than  Jesus."
 1966 - Charles Whitman takes a  stockpile of guns and ammunition to the observatory platform atop a 300-foot  tower at the University of Texas and proceeds to shoot 46 people, killing  16.  Whitman, who had killed both his wife and mother the night before,  was eventually shot to death after courageous Austin police officers, including  Ramiro Martinez, charged up the stairs of the tower to subdue the  attacker.  Packing food and other supplies, he proceeded to the  observation platform, killing the receptionist and two tourists before  unpacking his rifle and telescope and hunting the people below. An expert  marksman, Whitman was able to hit people as far away as 500 yards. For 90  minutes, he continued firing while officers searched for a chance to get a shot  at him. By the end of his rampage, 16 people were dead and another 30 were  injured. The University of Texas tower remained closed for over 30 years before  reopening in 1999.
 1968 - Top Hits
 “Grazing in the Grass” - Hugh Masekela
 “Stoned Soul Picnic” - The 5th Dimension
 “Hurdy Gurdy Man” - Donovan
 “Folsom Prison Blues” – Johnny
 1969 - The U.S. command in Saigon announces that 27  American aircraft were lost in the previous week, bringing the total losses of  aircraft in the conflict to date to 5,690.
 1969 - The California newspapers San Francisco Chronicle,  San Francisco Examiner and the Vallejo Times Herald received letters on this date from a killer claiming  credit for three area murders that had occurred December 20, 1968, and July 4,  1969. Until these letters arrived, police authorities had not tied the killings  together.  The letters included a cryptogram claiming (falsely) to reveal  the killer’s identity. This was the beginning of a public terror campaign from  a man calling himself the Zodiac.  The Zodiac killed two more people (perhaps  more) and sent many letters threatening the school children of San Francisco,  Ca. He was never identified.
 1970 - Chicago's "25 or 6 to  4" enters the Billboard Hot 100 where it will climb to #4. Many fans are  confused about the song's meaning until it is explained that the tune was being  written at 25 or 6 to four in the morning.
 1971 - The two Concerts for Bangladesh, organized by  George Harrison, were held at Madison Square Garden in New York. Among the  other performers were Bob Dylan, Ravi Shankar, Leon Russell and Ringo  Starr. A three-record set, which won a Grammy Award, and a documentary film  were made of the event. The concerts, album and film raised nearly $11 million  US for the impoverished people of the newly-independent nation of Bangladesh, formerly  East Pakistan. But much of the money was impounded by the US Internal Revenue  Service during a nine-year audit of the Beatles' Apple Corps Limited. $2  million was sent to UNICEF before the audit began, but it wasn't until 1981  that a check for the remainder was issued.
 1971 - “The Sonny and Cher Comedy Hour” premieres on  CBS television.
 1972 - Chicago's “Chicago V” LP is certified gold
 1973 - The first big oldies  revival kicks off in earnest as George Lucas' new film, “American Graffiti”, premieres in Los Angeles.  Portraying a night in the life of several California teenagers in 1962, it made  stars out of Ron Howard, Richard Dreyfuss, Cindy Williams, Mackenzie Phillips  and more, and also inspired the ABC-TV smash “Happy Days.”
 1976 - Top Hits
 “Kiss and Say Goodbye”- Manhattans
 “Love is Alive” - Gary Wright
 “Moonlight Feels Right” - Starbuck
 “Teddy Bear” - Red Sovine
 1977 - Willie McCovey of the San Francisco Giants hit  the 18th and last grand slam of his career.  His total still stands as the  National League record.  Alex Rodriguez holds the major league record with  24.
 http://www.eteamz.com/hallfame/files/AA06.txt
 1977 - "Elvis - What Happened," an expose by  two of Presley's former bodyguards, was published. It sat in bookstores almost  unnoticed until Presley's death two weeks later. Then it sold more than  three-million copies. It is not available at Amazon, Barnes and Noble, nor  other on line used book stores at this time. Try the library in your  neighborhood, and order by telephone or internet for a copy via the library  system (you must have a library card and internet pin number---it is free).
 1978 – Atlanta Braves  stop Pete Rose’ 44-game hitting streak with Rose whining that “they didn’t  pitch to me.”
 1979 - Following her graduation from rabbinical college in Philadelphia, Linda Joy  Holtzman was appointed spiritual leader of the Conservative Beth Israel  congregation in Coatesville, Pennsylvania, making her the first female rabbi to  head a Jewish congregation in America.
 1981 - The all music-video channel, MTV, debuted. VHq,  another music channel owned by MTV Networks that is aimed at older pop music  fans, premiered in 1985.
 1982 - Greg Louganis, US becomes  first diver to score 700 (752.67) in 11 dives.
 1982 – Baseball Hall of Fame  inductions:  Hank Aaron, the holder of the career home run record (755)  and RBI record (2,297); Frank Robinson, the first player to win the MVP in both  leagues and the first black manager in the majors; Travis Jackson, an  outstanding offensive and defensive shortstop for the Giants during 1920's, and  former commissioner Happy Chandler, who provided leadership in breaking  baseball's color line.
 1984 - Top Hits
 When Doves Cry - Prince
 Ghostbusters - Ray Parker Jr.
 State of Shock - Jacksons
 Angel in Disguise - Earl Thomas Conley
 1986 - A powerful thunderstorm produced 100 mph winds and  large hail in eastern Kansas and southwestern Missouri, causing 71 million  dollars damage, and injuring nineteen persons. It was one of the worst thunderstorms  of record for Kansas. Crops were mowed to the ground in places and roofs blown  off buildings along its path, 150 miles long and 30 miles wide, from near  Abilene to southeast of Pittsburg, KS.
 1986 – Bert Blyleven becomes the 10th  pitcher in Major League history to strike out 3,000.  He finished his  career with 3701 Ks and was elected to baseball’s Hall of Fame in 2011.
 1987 - Record heat gripped  parts of the Midwest. A dozen cities reported record high temperatures for the  date, including Lincoln, NE, with a reading of 105 degrees, Moline, IL, with an  afternoon high of 103 degrees, and Burlington, IA, with a reading of 102  degrees.
 1988 - Cincinnati AM radio station WCVG changes its format,  becoming the first US all-Elvis radio station. The concept died out within the  year.  Sirius XM Radio has an all-Elvis channel among its pay-for-play  subscriptions.
 1988 - Conservative political  commentator and radio personality Rush Limbaugh began his nationally syndicated  show on this date with 56 stations.  It quickly became the nation’s  top-rated show and rejuvenated the radio talk format.  Today, more than  645 stations carry the program to an estimated 20 million listeners.  Limbaugh is among the highest paid people in U.S. media,  signing a contract in 2008 for $400 million through 2016.  In 2015, Forbes listed his earnings at  $79 million for the previous 12 months, and ranked him the 11th highest earning  celebrity in the world.
 1989 - Hurricane Chantal made  landfall along the Upper Texas coast about sunrise. Chantal deluged parts of Galveston Island and southeastern  Texas with 8 to 12 inches of rain. Unofficial totals ranged up to twenty inches.  Winds gusted to 82 mph at Galveston, and reached 76 mph in the Houston area.  Tides were 5 to 7 feet high. The hurricane claimed two lives, and caused $100  million damage.
 1989 - Gwendolyn King, became the first American of black African  descent to head the Social Security Commission.
 http://www.ssa.gov/history/king.html
 1990 - The creation of what would become  the World Wide Web was suggested by Tim Berners-Lee and Robert Caliiau at CERN,  the European Laboratory for Particle Physics at Switzerland. By October, they  had designed a prototype Web browser. They also introduced HTML (Hypertex  Markup Language) and the URL (Universal Resource Locator). Mosaic, the first  graphical Web browser, was  designed by Marc Andreesen, one of the founders of Netscape, and released in  1993. Until that time, there was “Archie,” “Gopher” and a few others. Mostly  you had to
 know the “numbers,” not name, to find the web site.  By early 1993, there  were 50 Web servers worldwide.
 1990 - IBM sold off its typewriter and keyboard  businesses. The move signaled IBM's increasing focus on the personal computer  market. IBM also discontinued production of several of its PS/2 systems due to  poor sales.
 1990 - Ashton Tate released a new version of its software  package, dBase IV. Ashton Tate had dominated the database market in the 1980s  but began to slide in the 1990s. At the height of the company's success in the  mid-1980s, founder George Tate died of a heart attack at his desk.
 1993 - African-American Ronald H Brown, former chairman  of the Democratic National Committee, appointed head of the Department  of Commerce by President-elect Bill Clinton.
 1993 – Reggie Jackson is enshrined in the Baseball Hall  of Fame.
 1993 – The Great Mississippi and Missouri Rivers floods peak.
 1994 - Michael Jackson and Lisa Marie  Presley confirmed that they had been married by a judge in the Dominican  Republic on May 26th. Publicists for the bride and groom had been denying the  marriage took place since word of it leaked out on July 10th.
 1995 - Selling 331,000 copies, Selena's “Dreaming of  You,'' her first English album, debuts at No. 1 on the Billboard chart. The  slain Tejano singer becomes the first Latin artist ever to debut at No. 1.
 1996 – Atlanta Olympics wrap-up: Michael Johnson left  his fellow runners in the dust to win gold in the 200 meters in a record 19.32  seconds. He was the first male Olympian to complete the 200/400-meter Olympic  double. And French sprinter Marie-Jose Perec became only the second woman in  history to win a gold medal in both the 200-meter and the 400-meter runs at the  same Olympics. Perec joined American Valerie Brisco-Hooks, who won both the 200  and 400 races in 1984 in Los Angeles. The U.S. women’s soccer team claimed the  gold medal and capped the first women’s soccer competition at the Olympics,  beating China 2-1. And last, but certainly not least, Dan O’Brien won the gold  in the decathlon, four years after failing to make the U.S. Olympic team.
 1998 - Using the old Negro League teams represented in  their respective cities, the Cardinal-Brave game Saturday featured throwback  uniforms of the 1928 St. Louis Stars and the 1940 Atlanta Black Crackers.   This tradition has been repeated often during subsequent baseball seasons.
 2001 - For the 33rd time in the  team's history, the Tigers turn a triple play as Mariner Mark McLemore lines  out to second baseman Damion Easley, who throws to shortstop Deivi Cruz to  double up Tom Lampkin. Cruz then relays the ball to first baseman Shane Halter  catching Ichiro Suzuki off first to complete Detroit's first triple killing  since July 3, 1992, when the victim was also Seattle.
 2001 – Alabama Supreme Court Chief  Justice Roy Moore has a Ten Commandments monument installed in the judiciary  building, leading to a lawsuit to have it removed and his own removal from  office.
 2007 - The I-35W Mississippi River  Bridge, an eight-lane bridge across St Anthony Falls spanning the Mississippi  River in Minneapolis collapses during the evening rush hour, killing 13 people and injuring 145.   Re-construction was completed rapidly, and it opened on September 18, 2008.
 2013 - Russia grants NSA whistleblower Edward Snowden one  year of temporary political asylum; Snowden leaves Moscow's Sheremetyevo Airport.
 
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