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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Wednesday, February 1, 2017

Today's Equipment Leasing Headlines

Alert: Hawkins Bankruptcy Complete
He is Back on LinkedIn and Elsewhere Looking for Business
Top Leasing Company Websites
   in the United States
Leasing Industry Ads---Help Wanted
Join a Leading Organization
Saluting Leasing News Advisor
  Dale Davis
Leasing News The List  -  December, 2016
   The Good, the Bank, and the Ugly
Letters? --- We Get eMail
From Readers/Chronologically
Sales Makes it Happen---Steve Chriest
Today's Lease Salesman Must Read Financial Statements
Aggregate Funding Sources
   (Online: connects lessees, lessors, and vendors)
Lovell Minnick Partners Announce Major Investment
   in Aggregate Funder Currency Capital
Nearly One-Quarter of Veterans Live in Rural Areas
   Census Bureau Reports
Young Female Hound
Baltimore, Maryland  Adopt-a-Dog
Leasing News Free Classified Ads
Finance / Human Resources
News Briefs---
CIT Reports Quarterly Loss of $1.2 Billion
Loss from Treasury Secretary Mnuchin Bank

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Hawkins Bankruptcy Complete
He is Back on LinkedIn and Elsewhere Looking for Business

2016 Photo

Dallin Brad Hawkins, Integrity Financial Groups, Utah, bankruptcy is discharged (1).  Most of the creditors were lessees whose deposits were not returned, including a $50,000 deposit where there was a judgement for him to pay back the applicant. Included in the debtors was the substance abuse program not paid from the several arrests made. (2)

The alert is made as readers have sent in invitations he has been putting out: "Hi John, I'd like to join your LinkedIn network."  He also has been having press releases via a PR firm place in Google and then reprinted elsewhere, explaining the advantages of leasing and to contact him.

  1. Bankruptcy Discharge
  2. June 28, 2013 arrest

    Arrested June 3, 2013
    Arrested February 9, 2012
    Orange County, California
    Bulletin Board Complaints
    Integrity Financial Groups, Murray, Utah
    Integrity Financial Groups, Murray, Utah
    Integrity Financial Groups, Murray, Utah
    Dallin Hawkins Second Arrest within 25 days
    Integrity Financial Groups, Murray, Utah 


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Top Leasing Company Websites
in the United States

The changes of ratings of leasing companies active on the internet from the last reporting in November, 2016, are less visitors. It appears more and more companies are going to alternative financing websites.

It is difficult to actually make a comparison, as many of these alternate financing sites also do accounts receivable, factoring, merchant capital advance, working capital loans, often on short terms but renewable, similar to the procedures of factoring, as well as consumer and home loans. To compare them with equipment financing via capital leases, equipment finance agreements, and operating leases is misleading.

Many of these companies are more in competition with banks, credit unions, savings and loan, and thrift companies, factors and other similar entries.

Here are top US Rankings from (lower the number, the higher on the list of visitors to the website).





More detailed information was not available as Alexa now requires fees for specific company information.


Leasing Industry Ads---Help Wanted

For information on placing a help wanted ad, please click here:


Leasing News Advisor
Dale Davis

Dale R. Davis
Endeavor Financial Services
(877) 727-4327, ext. 207
(877) 337-3227

Dale joined the Leasing News Advisor Board on January 26, 2007. He has been active in the vehicle and equipment leasing business since 1978.

Dale was the President of the National Vehicle Leasing Association (NVLA) in 2005-2006. He was presented with the association’s Lifetime Achievement award in 2007.

Dale is a contributing author to “Foundations of Leasing", an industry publication. He is also active with local community groups and the Make-A-Wish Foundation.

Dale is married and has four children.



Leasing News The List  -  December, 2016
The Good, the Bank, and the Ugly

Northern Leasing Systems, New York City (12/016) Processing nightmare

North Mill Equipment Finance, Norwalk, CT (12/16) Shakeup, 16 employees let go including President, CEO, Minority Owner Gary Silverhardt

Direct Capital, Portsmouth, New Hampshire (12/16) No Confirmation or Denial  (12/16) Chris and Jim Broom retired?

Axis Capital, Grand Island, Nebraska (12/16)  Rebrands as “AMUR Equipment Finance”   Takes Name of Parent Company

Pawnee Leasing, Fort Collins, Colorado (12/16) Expansion & Renewal Bank Credit Facility Now $170 Million, Could Expand to $250, if Exercised




Letters? --- We Get eMail
From Readers/Chronologically

“I am writing to share an issue that we are experiencing regarding boiler room finance companies contacting our customers. We have received quite a few calls from our customers saying they have received calls from leasing companies aggressively soliciting them and stating a variety of outrageous and unsupported claims. 

“The calls, unfortunately, reference our name as a result of our practice of filing a UCC-1 on certain classes of transactions. The boiler room entities make reference to us in unflattering ways and often describe the filing as a “lien” (which they can help the customer “get out of”). What’s more, they tend to make the same essential calls repeatedly (even pummeling our customers 5-10 times in the same day). 

“We are responding to this as well as we know so far, but I thought I’d ask if you have any ideas or resources we might consider employing. I’d like to keep this unflattering stuff private for now, but may be willing to speak out (and possibly with other companies who have been impacted?) going forward.

“Thanks for any comments/suggestions.”


Fred Kuhnen
General Manager


Dave Pitman Passed Away in Myrtle Beach, SC
  "Main Founder of NAELB"

"A comment about Dave Pitman. David and I went far back to his working for Borg Warner in Credit. I was a recruiter in Equipment leasing when we met. David was instrumental in our hyper growth in re-brokering back in the early 80's and ran that division till times changed and we chose to get out of that type of deal making.

"Dave had a very dry and funny Southern sense of humor always smiling.

"When Key Credit started he became our sales Rep for Denrich and then on to Colonial Pacific. I was the guest speaker during the merger of Westinghouse and Denrich so David was the closest to us. We had a long and productive relationship. When NAELB started David and many great people came together in Atlanta to build NAELB. My time with the WAEL was enjoyable but you had no vote East of The Mississippi . The Eastern seemed to want our dues but had no way to serve our needs. Essentially NAELB wanted and felt lenders would be the greatest asset, as Brokers we had, lenders we needed. He was a firm believer in Allowing Lenders to participate a long changed NAELB approach. His constant approach to supporting lenders as well as Brokers was instrumental of building the foundation for all of us. I will always treasure the day I was asked to join and believe I gave a 300 dollar donation to help kick start NAELB. In closing David had me sponsor the Eastern meeting on the same day as NAELB startup in Atlanta. No one showed at the Eastern meeting. I am proud to still be a member.”

With Respect

Neil Roth CEO
Key Credit Corp


Man in the Glass

“Your blog has a reputation for printing false news. We treat is a an ongoing comic book. But when you steal poems, and change the wording it is not funny. You are destroying a man's legacy.”

Bada Nobing

First, I never gave the author or said it was the "original." It is not "fake news."

Man in the Glass Poem came
from here: the Leasing News collection:

It ran first in Leasing News November 8, 2004.

It was originally reportedly read by Bill Parcells to his team on Feb. 07, 2000. Here it is noted as coming from another poem published January 3, 1999:

It never pretended to be the original, but simply what Parcells read to his players. I did not say he wrote it or was an American poem.

I started putting poems in Leasing News March 25, 2004:

I didn't change any words. I didn't make it "my own."  When I quote an original, and name the author, I receive permission from the author as well as the publisher, as it came from a book. I do that on all poems I get from a book and was copyrighted.  Most of the baseball poems are from books, not the internet.

Kit Menkin

"You really destroyed an American Classic, you should really do research and write about things you know. You didn't even credit the poet--it's not an American Football Poem. FAKE NEWS. You need to be reported."

Bada Bing


Sales Makes It Happen
by Christopher Menkin

“Thanks for the article about ‘You Become What You Attract.”

“I believe in taking the time to define what I want - in order to attract more of that.

“A side benefit of being specific is that it helps us to recognize the things that are in the mold of what we want - and also know when something is outside of that desired criteria.

“We specialize in small ticket transactions - with high margins and repeat customer potential.

“So we created our list of desirable attributes for what we want to work on.  It has become our 'mantra' for our ideal transactions.  We want transactions (and the customers which are associated) which are


“We added one more attribute several years later - realizing that it makes all the rest of the first list of attributes better:


“So we work to attract these kinds of opportunities to ourselves.

“Other professionals will want to set their own list of desirable transactions, but these criteria work for us.

“Happy holidays to you and to all of our fellow professionals in the exciting world of equipment leasing and financing.”

Best Regards,
Gary Greene, CLFP BPB


"You become what you attract".  So true. Great article!

Darren Gardner
Alliance Capital



Sales Makes it Happen---Steve Chriest

Today's Lease Salesman Must Read Financial Statements

It has never become more necessary than today to be able to understand financial statements as well as tax returns, even or perhaps especially, in small ticket leasing, too.

As a sales professional, there is at least one sure-fire way to increase your value to your company and to any organization – learn to read and understand financial statements. Then study tax returns. The best way to start is to ask for financial statements, even if you don't need one. Perhaps setting up a "master lease" or "line of credit" or to "speed up the process."

If you don't work out of a home office, invite your banker to lunch, and ask him to go over what your client gave you; have him explain what he or she sees. Also what you should be looking for. Your business comes from your knowledge, not from a Google search but from your
experience and knowledge.

In keeping with my perspective that people change behaviors only when they perceive something beneficial in it for them to do so, here is my short list of the benefits to leasing salespeople of learning to read and understand financial statements:

- The ability to read and understand financial statements will make you appear smarter.
- You will build credibility in your organization with your managers, credit analysts and senior managers.
- You will build credibility with your customers as you demonstrate through analysis that you truly understand their business.
- You will save yourself gobs of time as you learn to pass on deals that you know will waste the time of credit analysts and will lead to frustration for everyone.
- You will gain confidence and independence when making personal investment decisions.

From a selfish perspective, assisting credit analysts with an educated point of view on a deal, or saving them time by discarding deals that don't make the grade from a financial analysis perspective, will naturally position you in the eyes of the credit analysts as a professional who cares about their time and workload. Don't be surprised when most analysts are willing to listen to you when you want to present a deal that doesn't quite fit the credit box, but may deserve consideration based on other criteria.

Finally, achieving some level of expertise in understanding financial statements can actually be fun. When you understand that all businesses, sooner or later, suffer from commoditization and become white elephants, that “profit” isn't the end-game of business, but is instead the ultimate cost of staying in business, and that without profits, and real free cash flow, a company is unable to continue the investments it must make to stay competitive, you begin to look at a company's financials with a different perspective. You may even come up with an idea no one else has thought of for keeping a business profitable or helping a business out of trouble.

If you are truly looking for a way to become a more valuable resource to your company, and to your customers, learn about financial statements. There are more resources than ever to help you learn, and you will profit professionally and personally!

About the author: Steve Chriest is the founder of Selling UpTM (, a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling The E-Suite, The Proven System For Reaching and Selling Senior Executives and Five Minute Financial Analyst, Basic Finance & Analysis Tools for Non-Accountants. You can reach Steve at

In addition to high school night classes, junior college classes, there are also many web sites who can help you. You can search on Google. Here is one:

Steve Chriest is the CEO of Open Advance and author of “Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101.”  He recently re-named his company from Selling-Up.  He produces video and radio blogs, as well as continuing as a columnist for Leasing News since 2005.




Aggregate Funding Sources
(Online: connects lessees, lessors, and vendors)





#### Press Release ##############################

Lovell Minnick Partners Announce Major Investment
in Aggregate Funder Currency Capital

Los Angeles -- Lovell Minnick Partners, a private equity firm specializing in financial and related business services companies, today announced that it has made a growth capital investment in Currency Capital, LLC, a leading online equipment financing exchange serving owners of small- and medium-sized companies. The investment will support Currency Capital’s growth strategies. Financial terms of the private transaction were not disclosed.

Headquartered in Los Angeles, Currency Capital will continue to be led by CEO Charles Anderson and his experienced executive team who will retain a significant equity interest in the company.

Currency Capital’s online portal enables business owners to receive competitively priced loans for equipment purchases. The expedited approval process allows borrowers to receive funding rapidly and often the same day. This contrasts with the weeks- or months-long process typically involved with obtaining credit from traditional lenders. With Currency Capital, borrowers are provided with unparalleled, instant access to financing options from hundreds of lenders with “one click,” making the entire application, selection, approval and funding process simple and transparent.

John D. Cochran
Lovell Minnic

“Charles and his team are transforming the $1.7 trillion equipment purchase industry, empowering American business owners to meet their capital-buying needs at the point of sale in a convenient, seamless and efficient manner,” said John Cochran, Partner at Lovell Minnick. “By originating, processing and servicing transactions, Currency Capital brings together buyers of varied credit profiles, sellers and equipment funding sources.”

Currency Capital provided approximately $150 million in loans to customers in 2016. Equipment buyers are also able to purchase equipment for sale by the Company’s industry-leading partners: eBay, Big Tex Trailers, IronPlanet and Proxibid.

Charles Anderson
Currency Capital

“Our partnership with Lovell Minnick is further validation of the significant market opportunity we identified in 2012 to provide independent and small business owners with fast, on-demand and reliable financing,” said Anderson, who also serves as the Executive Director of the Commercial Equipment Marketplace Council. “Our vision is build an end-to-end equipment financing exchange so that our platform will empower business owners to ask Siri, ‘find me a dump truck for $200/mo.’ And for Siri to respond with, ‘where and when would you like the dump truck to be delivered?’ We are approaching this massive market in the same way that Amazon is approaching traditional retail.”

Lovell Minnick’s portfolio companies include LSQ Funding, a leading technology-enabled provider of working capital solutions to small and mid-sized companies; and Commercial Credit Inc., an independent specialty finance company that provides secured loans and leases for commercial and industrial equipment.

American Discovery Capital served as financial advisor/merchant bank to Currency Capital.



#### Press Release ##############################

Nearly One-Quarter of Veterans Live in Rural Areas
Census Bureau Reports

About 5 million (24.1 percent) U.S. veterans 18 years and older lived in areas designated as rural between 2011 and 2015, according to a new report from the U.S. Census Bureau’s American Community Survey. The report found that when considering demographic and economic characteristics, rural veterans were similar to urban veterans except for their median household income and employment rates.

Rural veterans had median household incomes more similar to those of rural nonveterans than urban veterans ($53,554 compared with $52,161 and $59,674, respectively). The poverty rate for all rural veterans was 6.9 percent. This rate increased by level of rurality, to a high of 8.6 percent for veterans in completely rural counties. Level of rurality is based on the percentage of the county population living in rural areas.

Working-age rural veterans (18 to 64 years old) had an employment rate of 66.0 percent, lower than rural nonveterans and urban veterans (67.7 percent and 70.7 percent, respectively). The employment rate of rural veterans decreased as the level of rurality increased. Employed rural veterans, however, were more likely to work full time and year-round than rural nonveterans (81.6 percent compared with 71.5 percent).

“In general, rural veterans were different from rural nonveterans in the ways veterans are typically different from nonveterans, and rural veterans were different from urban veterans in the ways all rural residents are different from their urban counterparts,” Kelly Holder, demographer, said. “The two exceptions were employment rates and median household income where rural veterans were more like their rural neighbors.”

These findings are from the Census Bureau’s Veterans in Rural America report that uses American Community Survey 5-year statistics. The Census Bureau released these statistics on Dec. 8, which are available for all geographic areas regardless of population size, down to the block-group level.

Other Highlights:


  • Just under half of all rural veterans lived in the South (45.9 percent), followed by 26.4 percent in the Midwest, 14.1 percent in the West, and 13.7 percent in the Northeast.


  • The median age of rural veterans was about 15 years higher than rural nonveterans and 2 years higher than urban veterans, and their age increased as the level of rurality increased. Rural veterans living in counties that were completely rural were the oldest, with a median age of 66.

Health Insurance

  • During the 2011-2015 period, 5.2 percent of all rural veterans and 15.4 percent of all rural nonveterans were not covered by any type of health insurance plan. Of the rural veterans who had health insurance during this period, 30.3 percent had private insurance only, 24.6 percent had public insurance only, and the remainder (45.1 percent) had a combination of private and public insurance.

#### Press Release ##############################


Young Female Hound
Baltimore, Maryland  Adopt-a-Dog

1 Year Old
Vacinations up to date

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Maryland SPCA
3300 Falls Road Baltimore
MD 21211
Office 410-235-8826

Adoption Hours:
Monday and Tuesday: 2:30 to 6:30 p.m.
Wednesday through Friday: noon to 5 p.m.
Saturday and Sunday: 11 a.m. to 4 p.m.

Adopt a Pet



Leasing News Free Classified Ads

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Your guide to the right questions and answers in finance. Expert in capital raising, GAAP, acquisitions, lease economics. CPA. MBA. 
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Seeking consulting projects nationwide. 
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Barrett Capital Corporation is a specialty finance company providing equipment leasing, energy efficiency, real estate, corporate finance and advisory services with an emphasis on transactional asset based funding, including funding energy efficiency projects for its own account.  In real estate finance Barrett focuses on co-ops, condos and other multifamily properties.



Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167


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This Day in American History

         1788 – The Georgia legislature awarded Augusta inventor William Longstreet and his associate Isaac Briggs a patent for a steam engine, the first U.S. steamboat patent.
    1790 - The Supreme Court of the United States met for the first time in New York City with Chief Justice John Jay presiding.
    1859 - Considered one of America's greatest composers, Victor Herbert, was born in Dublin, Ireland.
    1860 - The first Rabbi to open the House of Representatives with prayer was Rabbi Morris Jacob Raphall, rabbi of Congregation B'nai Jeshurn, New York City, who delivered the invocation at the first session of the 36th Congress.
    1860 - Decree from Norton I, Emperor of the United States & Protector of Mexico, orders representatives of the different states to assemble at Platt's Music Hall in San Francisco to change laws to ameliorate the evils under which the country is laboring.
    1861 - Texas seceded from the Union and joined the Confederate States of America.
    1862 – “Battle Hymn of the Republic,” written by Julia Ward Howe, was first published in the Atlantic Monthly. The song's music was inspired by the song "John Brown's Body." Howe just wrote new words for the existing music.
    1865 - President Abraham Lincoln signed into law the 13th Amendment to the US Constitution abolishing slavery: "1. Neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist within the United States or any place subject to their jurisdiction. 2. Congress shall have power to enforce this article by appropriate legislation." The amendment had been proposed by the Congress Jan 31, 1865; ratification was completed Dec 6, 1865.
    1865 - The first African-American lawyer admitted to practice before the Supreme Court was John S. Rock.  His admittance was moved by Senator Charles Sumner of Massachusetts. Chief Justice Salmon Portland Chase presided. It would be the last triumphant act in a life overflowing with achievement, for Rock died suddenly on December 3, 1866. He was interred at the Twelfth Baptist Church and buried with full Masonic honors at Woodlawn Cemetery in Everett, MA.
    1878 - Hattie Wyatt Caraway (d. 1950) was born at Bakersville, TN.  She became a US senator from Arkansas when her husband died in 1931 and she was appointed to fill out his term. The following year, she ran for the seat herself and became the first woman elected to the US Senate. She served 14 years there, becoming an adept and tireless legislator (once introducing 43 bills on the same day) who worked for women's rights (once co-sponsoring an equal rights amendment), supported New Deal policies as well as Prohibition and opposed the increasing influence of lobbyists.
    1887 - Harvey Wilcox subdivided 120 acres he owned in Southern California and started selling it off as a real estate development.  He and his wife owned a ranch west of LA that they founded together.  It was in an agricultural area of fig and apricot orchards. Harvey tried his hand at raising fruit, but failed and decided to subdivide the land, selling lots for $1,000 each. His wife named the tract "Hollywood." On February 1, 1887, Harvey filed a plat of the subdivision with the Los Angeles County Recorder's office. He would also develop residential property, "The University Tract," surrounding the newly built University of Southern California in 1887.
    1893 - The first moving picture studio was built at Thomas Edison's laboratory compound at West Orange, NJ, at a cost of less than $700. The wooden structure of irregular oblong shape was covered with black tar paper. It had a sharply sloping roof hinged at one edge so that half of it could be raised to admit sunlight. Fifty feet in length, it was mounted on a pivot enabling it to be swung around to follow the changing position of the sun. There was a stage draped in black at one end of the room. Though the structure was officially called a Kinetographic Theater, it was nicknamed the "Black Maria" because it resembled an old-fashioned police wagon.
    1894 - Birthday of rag time pianist/composer James P. Johnson (d. 1955), New Brunswick, NJ.
    1895 - Film director John Ford (d. 1973) was born at Cape Elizabeth, ME, as Sean Aloysius O'Feeney.  He changed his name after moving to Hollywood. Ford won his first Academy Award in 1935 for “The Informer.” Among his many other films: “Stagecoach,” “Young Mr. Lincoln,” “The Grapes of Wrath,” “How Green Was My Valley,” “Rio Grande,” “What Price Glory?” and “Mister Roberts.” During World War II, he served as chief of the Field Photographic Branch of the OSS. Two documentaries made during the war earned him Academy Awards.
    1898 - Travelers Insurance Company issued the first car insurance against accidents with horses.
    1901 - Actor Clark Gable (d. 1960) was born at Cadiz, OH. His first film was “The Painted Desert” in 1931, when talking films were replacing silent films. He won an Academy Award for his role in the comedy “It Happened One Night,” which established him as a romantic screen idol. Other films included “China Seas,” “Mutiny on the Bounty,” “Saratoga,” “Run Silent Run Deep” and “Gone with the Wind,” for which his casting as Rhett Butler seemed a foregone conclusion due to his popularity as the acknowledged "King of Movies." Gable died Nov 16, 1960, at Hollywood, CA, shortly after completing his last film, Arthur Miller's “The Misfits,” in which he starred with Marilyn Monroe.
    1902 - Birthday of Langston Hughes (d. 1967) at Joplin, MO.  African American poet and author.  Among his works are the poetry collection “Montage of a Dream Deferred,” plays, a novel and short stories.
What happens to a dream deferred?
Does it dry up
like a raisin in the sun?
Or fester like a sore--
and then run?
Does it stink like rotten meat?
Or crust and sugar over—
like a syrupy sweet?
Maybe it just sags
like a heavy load
Or does it just explode?
— Langston Hughes, "Dream Deferred"
(lower part of )
    1906 - First federal penitentiary building completed, Leavenworth KS. The penitentiary is the largest maximum-security prison in the United States, housing more than 2,200 inmates.  Famous inmates over the years included Al Capone, Machine Gun Kelly, and Robert Stroud – the famous “Birdman of Alcatraz.”  Actually, Stroud's bird work began at Leavenworth, where he served 28 years before being transferred to Alcatraz. The Immanuel Church, located on the grounds, was made famous in Ripley's Believe it or Not as the only church in which Protestant and Catholic services were conducted simultaneously.
    1911 - Thomas Jennings was found guilty and sentenced to death for the murder of Clarence B. Hiller. He was convicted because of his fingerprints and is the first to be found guilty on the basis of fingerprint evidence. The Illinois Supreme Court rule that fingerprints were admissible evidence.  Hiller was hanged for his crime.
    1913 – Jim Thorpe signed with the New York Giants in the National League.  Thorpe was a steadily improving ballplayer over six major league seasons, hitting .327 in his last year.  He disagreed with Manager John McGraw's assessment of him and was sold to the Cincinnati Reds in 1917. He was later that year returned to the Giants and appeared briefly in the 1917 World Series.  Thorpe's most famous baseball feat was driving in the only run in the famous Hippo Vaughn and Fred Toney double no-hitter in 1917.
    1914 - New York Giants and Chicago White Sox played an exhibition baseball game in Egypt, a 3-3 tie.
    1916 - The Battle of Verdun ends with the French and Germans each having suffered more than 330,000 killed and wounded in 10 months. It was the longest engagement of World War I. 
    1919 - The first Miss America was crowned in New York City. The winner, Edith Hyde, was found by a New York Times reporter not to be a Miss. She was a "Mrs." named Mrs. Tod Robbins, a divorced mother of two children.
    1920 - The North West Mounted Police ("The Mounties") became the Royal Canadian Mounted Police.
    1922 - Birthday of Renata Tebaldi (d. 2004) in Pesaro, Italy.  Operatic soprano whose rich, sumptuous voice made her the operatic star at the Metropolitan Opera, Covent Garden, and LaScala in the 1950s and 60s. She was also known for her acting ability. In 1946, along with Arturo Toscanini, she performed at the reopening concert of La Scala, which had been closed during World War II.    Her great roles included Giacomo Puccini's Mimi (“La Boh è me”) and “Tosca,” Giuseppe Verdi's Desdemona (“Otello”) and “Aida,” and Umberto Giordano's Madeleine (“Andrea Ch é nier”).
    1926 – The Yankees sold 1B Wally Pipp to the Cincinnati Reds.  In 1925, Pipp sat out of the Yankees lineup in June, resulting in his permanent replacement by Lou Gehrig.
    1934 - Bob Shane of the Kingston Trio was born Robert Castle Schoen in Hilo, Hawaii. The trio was credited with starting the folk craze of the late 1950's and early '60s with their hit recording of "Tom Dooley" in 1958. The Kingston Trio had a clean-cut collegiate image which helped them win acceptance among the trendy college crowd. The trio broke up in 1968.  Shane is the sole survivor of the group.
    1935 - James T. Farrell finishes his Studs Lonigan trilogy, “Judgment Day.”
    1937 - Phil Everly was born in Brownie, Kentucky. Together with his brother Don, the Everly Brothers made some of the most exciting pop records of the late 1950’s. The brothers came from a country music family and their parents took them to Nashville in 1956 to meet Chet Atkins. A year later, the Everly Brothers had their first hit, “Bye Bye Love”.  They were rarely absent from the charts for the next five years. “Wake Up Little Susie”, “Bird Dog” and “Cathy’s Clown” were among their hits. The relationship between the two brothers began to deteriorate about 1963, although they continued to perform together for another decade. The Everly Brothers got together again in the 1980’s. They began touring with Simon and Garfunkle, who originally wanted to sound exactly like them.  They were elected to the Rock and Roll Hall of Fame in 1986 and the Country Music Hall of Fame in 2001.
    1938 – Sherman Hemsley (d. 2012), TV’s George Jefferson in “The Jeffersons,” was born in Philadelphia.  The show ran 11 seasons through 1985 and one of Norman Lear’s most successful.
    1939 - On Victor Records, Benny Goodman and his orchestra recorded "And the Angels Sing". The vocalist for that song went on to find fame at Capitol Records, Martha Tilton.
    1939 - Birthday of jazz pianist Joe Sample (d. 2014), Houston, TX.  Co-founder of the Crusaders. 
    1940 - For his first recording session, held in Chicago, Illinois, with the Tommy Dorsey Band, Frank Sinatra sang "Too Romantic" and "The Sky Fell Down". Sinatra replaced Jack Leonard as the band's lead singer.
    1941 - "Downbeat" magazine reported Glenn Miller had signed a new three-year contract with RCA Victor Records, guaranteeing him $750 a side, the largest record contract signed to that date.
    1941 - Defended by 610 fighting men, the American-held island of Guam falls to more than 5,000 Japanese invaders in a three-hour battle. 
    1942 – Not quite two months after Pearl Harbor, the Navy conducted Marshall-Gilberts raids, the first offensive action by the United States against Japanese forces in the Pacific.  The raids were carried out by two separate U.S. carrier task forces, Yorktown and Enterprise. The Yorktown aircraft inflicted moderate damage to the Japanese naval installations on the islands and destroyed three aircraft. Seven Yorktown aircraft were lost, as well as a floatplane.  Aircraft from the carrier Enterprise inflicted light to moderate damage on the three islands' naval garrisons, sank three small warships and damaged several others, including a cruiser and destroyed 15 Japanese aircraft.  The raids had little long-term strategic impact. But did however, did help lift the morale of the U.S. Navy and American public. The raids also provided valuable experience in carrier air operations, which hardened the U.S. carrier groups for future combat against Japanese forces.
    1942 – Voice of America, the official external radio and television service of the US, began broadcasting with programs aimed at areas controlled by the Axis powers.
    1944 - Top Hits
My Heart Tells Me - The Glen Gray Orchestra (vocal: Eugenie Baird)
Shoo, Shoo, Baby - The Andrews Sisters
Besame Mucho - The Jimmy Dorsey Orchestra (vocal: Bob Eberly & Kitty Kallen
Pistol Packin' Mama - Al Dexter
    1945 - US Army arrives at Siegfriedlinie, a major defense of the Nazi regime. p?p=117338&sid=d4b2df326cdcad65d492d560b41a5cc6
    1949 - Louis B. Mayer, of Metro Goldwin Mayer (MGM), became a millionaire all over again when he sold his racehorse breeding farm for one-million dollars.
    1949 - RCA Victor introduced the 45 rpm record. It was designed as a rival to Columbia's 33 1/3 rpm long-playing disc, introduced the previous year. The two systems directly competed with each other to replace 78 rpm records, bewildering consumers and causing a drop in record sales.
By the end of 1949, all the major companies, except RCA, had committed themselves to the LP record, seemingly putting an end to the 45. Even RCA itself announced it would issue its classical library on 33 1/3 rpm discs. But RCA was not ready to admit the demise of the 45 rpm record. The company spent $5-million publicizing 45 rpm as the preferred speed for popular music. The campaign worked. Buyers of non-classical records turned increasingly to the 45 rpm record, so that by 1954, more than 200-million of them had been sold. And all the major companies now were producing both 33 1/3 and 45 rpm records.
    1951 - New Mexico state record low temperature, -50ºF (-46ºC), Gavilan.
    1951 - The greatest ice storm of record in the U.S. produced glaze up to four inches thick from Texas to Pennsylvania causing twenty-five deaths, 500 serious injuries, and 100 million dollars damage. Tennessee was hardest hit by the storm. Communications and utilities were interrupted for a week to ten days.
   1951 - The temperature at Taylor Park Dam plunged to 60 degrees below zero, a record for the state of Colorado.
    1952 - Top Hits
Slowpoke - Pee Wee King
Cry - Johnnie Ray
Anytime - Eddie Fisher
Give Me More, More, More (Of Your Kisses) - Lefty Frizzell
    1953 - "Private Secretary" debuted on CBS-TV starring Ann Sothern as Susie McNamara, the private secretary to New York talent agent, Peter Sands played by Don Porter. With its last show airing on September 10, 1957, the show ran on CBS during the regular television seasons and ran on NBC-TV in the summers of 1953 and 1954.
    1953 - "You Are There" premiered on Television. The program began as an inventive radio show in 1947. News correspondents would comb the annals of history and "interview" the movers and shakers of times past. Walter Cronkite hosted the series on CBS for four seasons. The show's concept was revived for a season in 1971 with Cronkite gearing the program toward children.
    1953 – “General Electric Theater” premiered on TV. CBS's half-hour dramatic anthology series was hosted by Ronald Reagan (in between his movie and political careers). Making their television debuts were Joseph Cotten (1954); Fred MacMurray, James Stewart and Myrna Loy (1955); Bette Davis, Anne Baxter, Tony Curtis and Fred Astaire (1957); Sammy Davis, Jr (1958); and Gene Tierney (1960). Other memorable stars who appeared on the series include: Joan Crawford, Harry Belafonte, Rosalind Russell, Ernie Kovacs, the Marx Brothers and Nancy Davis Reagan, who starred with her husband in the premonitory episode titled "A Turkey for the President" (1958).
    1954 - On CBS-TV, "The Secret Storm," TV’s first soap opera, was shown for the first day of a 20-year run.
    1954 - Backed by his Jazz ensemble, Big Joe Turner records the original version of "Shake, Rattle and Roll". The tune will top the Billboard R&B chart next June, but did not cross over to the Pop chart. Some of the original lyrics, that would have been considered highly sexual at the time, were changed when Bill Haley recorded the song five months later. 
    1955 - Elvis Presley records, "Baby, Let's Play House"
    1956 - Martin Luther King, Jr.'s Montgomery Improvement Association files suit in federal court against Alabama for segregation of buses.
    1957 - Birthday of Donna Adamek, known as "Mighty Mite", Duarte, CA.  She dominated women's professional bowling from 1978 through 1981.
She was Woman Bowler of the Year each year and, in that four-year period, she won the Women's Open in 1978 and 1981, the WIBC Queens in 1979 and 1980, and the WPBA National Championship in 1980. Adamek led the WPBA tour in winnings for three consecutive years, 1978 through 1980.
During the 1981-82 season, she rolled three perfect 300 games.  The compiler of WOAH whose highest average was 194 (287 game) remembers when ONE 300 GAME was memorable before the change in bowling ball construction and the way bowling lanes are dressed.
    1957 - 20-year-old Don Everly and his 2-year-younger brother Phil sign a recording contract with Cadence Records. During their career, The Everly Brothers will have 35 Billboard Hot 100 singles. 
    1958 - Elvis Presley records: "My Wish Came True," "Doncha' Think It's Time," "Your Cheatin' Heart," "Wear My Ring Around Your Neck."
    1960 - Greensboro Sit-In. Commercial discrimination against blacks and other minorities provoked a nonviolent protest. At Greensboro, NC, four students from the Agricultural and Technical College (Ezell Blair, Jr, Franklin McCain, Joseph McNeill and David Richmond) sat down at a Woolworth's store lunch counter and ordered coffee. Refused service, they remained all day. Over the following days, similar sit-ins took place at the Woolworth's' lunch counter. Before the week was over, they were joined by a few white students. The protest spread rapidly, especially in southern states. More than 1,600 people were arrested before the year was over for participating in sit-ins. Civil rights for all became a cause for thousands of students and activists. In response, equal accommodation regardless of race, became the rule at lunch counters, hotels and business establishments in thousands of places.
    1960 - Top Hits
“Running Bear” - Johnny Preston
“Teen Angel” - Mark Dinning
“Where or When” - Dion & The Belmonts
“El Paso” - Marty Robbins
    1962 - Ken Kesey's “One Flew Over the Cuckoo's Nest” is published.
    1963 - Paul Simon graduates from New York City's Queens College.
    1964 - "I Want to Hold Your Hand" by the Beatles reached number one on the Billboard Hot 100 chart. It stayed there for seven weeks.
    1964 - The Beatles' "Please Please Me" enters the pop charts
    1964 - The governor of Indiana declared "Louie, Louie" pornographic. The song was about seven years old when the Kingsmen recorded their version in 1963, and the fantastic legend that grew up in its wake--a legend that even an FCC investigation couldn't kill--seems to have sprung solely from their extraordinary lack of elocution. Richard Berry, its composer, who spoke on the subject a while back to a Los Angeles interviewer named Bill Reed, explains the song as the lament of a seafaring man, spoken to a sympathetic bartender named Louie. Here, without further ado, are the "official" published lyrics:
"Louie Louie, me gotta go. Louie Louie, me gotta go. A fine little girl, she wait for me. Me catch the ship across the sea. I sailed the ship all alone. I never think I'll make it home. Louie Louie, me gotta go . Three nights and days we sailed the sea. Me think of girl constantly. On the ship, I dream she there. I smell the rose in her hair. Louie Louie, me gotta go. Me see Jamaican moon above. It won't be long me see me love. Me take her in my arms and then I tell her I never leave again. Louie Louie, me gotta go." (By Richard Berry. Copyright 1957-1963 by Limax Music Inc.)
    1965 - At the Arthur Smith Studios in Charlotte, North Carolina, James Brown records "Papa's Got A Brand New Bag", which will reach #8 on the Billboard Pop chart and #1 on the R&B chart the following August and later win a Grammy Award for Best Rhythm and Blues Recording. 
    1966 - The first African-American Navy captain was Thomas David Parham, Jr., of Newport News, VA, a Presbyterian chaplain, whose rank was raised from commander to captain.
    1966 - Bill Graham resigns as business manager of the San Francisco Mime Troupe in order to devote himself full-time to the business of acid rock concert promotion, initially at the Fillmore Auditorium.
    1966 - Birthday of soccer great Michelle Akers, Santa Clara, CA.
    1967 - The American Basketball Association (ABA) was born with 11 teams and George Mikan as commissioner in its first season. The original teams:  Anaheim Amigos, Dallas Chaparrals, Houston Mavericks, Indiana Pacers, Kansas City which quickly became the Denver Larks, Kentucky Colonels, Minnesota Muskies, New Orleans Buccaneers, New York Americans, Pittsburgh Pipers, San Diego Conquistadors, Oakland Oaks.  The ABA distinguished itself from its older counterpart with a more wide-open, flashy style of offensive play, as well as differences in rules—a 30-second shot clock (as opposed to the NBA's 24-second clock, though the ABA did switch to the 24 second shot clock for the 1975–76 season) and use of a 3-point field goal arc. Also, the ABA used a colorful red, white and blue ball, instead of the NBA's traditional orange ball. The ABA lasted nine years before four teams, the Denver Nuggets, the Indiana Pacers, the New York Nets and the San Antonio Spurs, were absorbed into the NBA.
    1967 - The Beatles record "Sgt. Pepper's Lonely Hearts Club Band"
    1968 - DIX, DREW DENNIS, Medal of Honor
Rank and Organization: Staff Sergeant, U.S. Army, U.S. Senior Advisor Group, IV Corps, Military Assistance Command. Place and date: Chau Doc Province, Republic of Vietnam, 31 January and 1 February 1968. Entered service at: Denver, Colo. Born: 14 December 1944, West Point, N.Y. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. S/Sgt. Dix distinguished himself by exceptional heroism while serving as a unit adviser. Two heavily armed Viet Cong battalions attacked the Province capital city of Chau Phu resulting in the complete breakdown and fragmentation of the defenses of the city. S/Sgt. Dix, with a patrol of Vietnamese soldiers, was recalled to assist in the defense of Chau Phu. Learning that a nurse was trapped in a house near the center of the city, S/Sgt. Dix organized a relief force, successfully rescued the nurse, and returned her to the safety of the Tactical Operations Center. Being informed of other trapped civilians within the city, S/Sgt. Dix voluntarily led another force to rescue 8 civilian employees located in a building which was under heavy mortar and small-arms fire. S/Sgt. Dix then returned to the center of the city. Upon approaching a building, he was subjected to intense automatic rifle and machine gun fire from an unknown number of Viet Cong. He personally assaulted the building, killing 6 Viet Cong, and rescuing 2 Filipinos. The following day S/Sgt. Dix, still on his own volition, assembled a 20-man force and though under intense enemy fire cleared the Viet Cong out of the hotel, theater, and other adjacent buildings within the city. During this portion of the attack, Army Republic of Vietnam soldiers inspired by the heroism and success of S/Sgt. Dix, rallied and commenced firing upon the Viet Cong. S/Sgt. Dix captured 20 prisoners, including a high ranking Viet Cong official. He then attacked enemy troops who had entered the residence of the Deputy Province Chief and was successful in rescuing the official's wife and children. S/Sgt. Dix's personal heroic actions resulted in 14 confirmed Viet Cong killed in action and possibly 25 more, the capture of 20 prisoners, 15 weapons, and the rescue of the 14 United States and free world civilians. The heroism of S/Sgt. Dix was in the highest tradition and reflects great credit upon the U.S. Army. 
    1968 - Top Hits
“Judy in Disguise (With Glasses)” - John Fred & His Playboy Band
“Chain of Fools” - Aretha Franklin
“Green Tambourine” - The Lemon Pipers
“Sing Me Back Home” - Merle Haggard
    1968 - Green Bay Packers head coach Vince Lombardi resigned after nine seasons, five NFL titles and victories in the first two Super Bowls. Oddly enough, Green Bay's founding coach, Curly Lambeau, resigned on the same day in 1950 after 29 years on the job.
    1968 - Elvis Presley's only child, Lisa Marie, was born in Memphis. Elvis and his wife, Priscilla, were married in Las Vegas the previous May. They were divorced in 1973.
    1968 - The Jimi Hendrix Experience, John Mayall and the Bluesbreakers, at the Fillmore Auditorium.
    1968 – The New York Central and Pennsylvania Railroads merged to form Penn Central Transportation.  In 1970, bankruptcy forced Penn Central into the hands of the federal government which formed Conrail as a result.
    1969 - Tommy Roe's "Dizzy" enters the pop charts
    1969 - Tommy James & the Shondells' "Crimson and Clover" hits #1.
    1970 - Timothy Leary sentenced to 10 years for Texas/Mex marijuana bust.
    1971 - The “Love Story” soundtrack album is certified gold.
    1974 - “Good Times” premiered on TV. A CBS spin-off from "Maude," which was a spin-off of "All in the Family." "Good Times" featured an African American family living in the housing projects of Chicago. The series portrayed the Evans family's struggles to improve their lot. The cast featured Esther Rolle and John Amos as Florida and James Evans, Jimmie Walker as son J.J., Bernadette Stannis as daughter Thelma, Ralph Carter as son Michael, Johnny Brown as janitor Mr. Bookman, Ja'Net DuBois as neighbor Willona Woods, Janet Jackson as Willona's adopted daughter Penny and Ben Powers as Thelma's husband, Keith Anderson.
    1975 - Neil Sedaka's "Laughter in the Rain" hits #1.
    1976 - Top Hits
“Love Rollercoaster” - Ohio Players
“Love to Love You Baby” - Donna Summer
“You Sexy Thing” - Hot Chocolate
“This Time I've Hurt Her More Than She Loves Me” - Conway Twitty
    1978 - The first postage stamp depicting an African-American woman was issued. It showed the likeness of Harriet Tubman, the escaped slave and abolitionist who led more than 300 slaves to freedom along the Underground Railroad.
    1978 - Bob Dylan's film "Renaldo and Clara," a documentary of the Rolling Thunder Revue tour mixed with surrealistic fantasy sequences, premieres in Los Angeles.
    1979 - Patty Hearst released from jail.
    1979 - Blondie's "Heart of Glass" is certified Platinum in the UK, where it tops the Pop chart. The song will also rise to number one in the US the following April.
    1982 - "Late Night with David Letterman” premiered.  This is when it all began: the stupid pet tricks, stupid human tricks and the legendary top ten lists. "Late Night" premiered on NBC as a talk/variety show appearing after "The Tonight Show with Johnny Carson." Host David Letterman was known for his irreverent sense of humor and daffy antics. The offbeat show attained cult status among college crowds and insomniacs, as many tuned in to see a Velcro-suited Letterman throw himself against a wall. The show also featured bandleader-sidekick Paul Shaffer, writer Chris Elliott and Calvert DeForest as geezer Larry "Bud" Melman. In 1993, Letterman made a highly publicized exit from NBC and began hosting "The Late Show" on CBS.
    1983 - Air Supply's third album, "Now and Forever" is certified Platinum. 
    1984 - Top Hits
“Owner of a Lonely Heart” - Yes
“Karma Chameleon” - Culture Club
“Talking in Your Sleep” - The Romantics
“The Sound of Goodbye” - Crystal Gayle
    1985 - Utah state record low temperature, -69ºF (-56ºC), Peter's Sink.
    1985 - Snow, sleet and ice glazed southern Tennessee and northern sections of Louisiana, Mississippi and Alabama. The winter storm produced up to eleven inches of sleet and ice in Lauderdale County, AL, one of the worst storms of record for the state. All streets in Florence, AL were closed for the first time of record
    1987 - Terry Williams from Los Gatos, California, won the largest slot machine payoff, to that time, pocketing $4.9 million after getting four lucky 7s on a machine in Reno, Nevada.
    1988 - Thirty cities in the eastern U.S. reported new record high temperatures for the date, including Richmond, VA with a reading of 73 degrees. Thunderstorms in southern Louisiana deluged Basile with 12.34 inches of rain. Arctic cold gripped the north central U.S. Wolf Point, MT reported a low of 32 degrees below zero
    1988 - The Cars, who had placed 15 songs on the Hot 100 between 1978 and 1987, announce their break up. 
    1989 - While arctic cold continued to invade the central U.S., fifty- four cities in the south central and eastern U.S. reported new record high temperatures for the date. Russell, KS, the hot spot in the nation with a high of 84 degrees the previous day, reported a morning low of 12 above. Tioga, ND reported a wind chill reading of 90 degrees below zero
    1989 - A Spokane, Washington, funeral director revealed that jazz saxophonist and pianist Billy Tipton, who had lived his life as a man, was a woman. Tipton played for years in the US northwest after a career with several big bands. He appeared to have a wife and adopted three sons.
    1990 - Top Hits
How Am I Supposed To Live Without You - Michael Bolton
Opposites Attract - Paula Abdul (Duet With The Wild Pair)
Downtown Train - Rod Stewart
Two To Make It Right - Seduction
    1992 - United States President George Bush and Russian President Boris Yeltsin signed the Camp David declaration which states that their two countries no longer regard each other as adversaries
    1992 - Barry Bonds signs baseball's highest single year contract ($4.7 million)
    1992 - Elton John and George Michael teamed up to score a US number one with a song recorded live at Wembley Stadium the previous March, "Don't Let The Sun Go Down On Me". Elton had originally released the song on his "Caribou" album in 1974. 
    1993 - On Lisa Marie's 25th birthday, it was announced that she wouldn't be taking over her father's estate as provided in his will. Lisa Marie left management of Graceland and other parts of Elvis's multimillion-dollar estate to Jack Soden, head of Elvis Presley Enterprises.
    1993 - First Lady Hillary Rodham Clinton is given an office in the West Wing of the White House and named January 25 to head a commission charged with creating a health plan for the nation. It is the most influential position a president's wife has ever had.  She bans smoking in the White House February 1. Will she return in the next presidential election?
    1995 - Top Hits
“Creep” - TLC
“On Bended Knee” - Boyz II Men
“Another Night” - Real McCoy
“Take A Bow” - Madonna
    1998 - Rear Admiral Lillian E. Fishburne became the first female African American to be promoted to that rank.
    2000 - Top Hits
“I Knew I Loved You” - Savage Garden
“What A Girl Wants” - Christina Aguilera
“Smooth” - Santana Featuring Rob Thomas
“Back At One” - Brian McKnight
    2002 – Daniel Pearl, journalist and South Asia Bureau Chief of the Wall Street Journal, kidnapped January 23, 2002 by Pakistani militants, was beheaded and mutilated by his captors.
    2003 - After a successful 16 day mission, the space shuttle Columbia, with a crew of seven, perished during entry. Kalpana Chawla, 41, who emigrated to United States from India in 1980s and became an astronaut in 1994, was one of seven astronauts who died in an explosion that streaked across the Texas sky on a clear, beautiful morning.  Laurel Clark, 41, a Navy diving medical officer aboard submarines, then flight surgeon who became an astronaut in 1996, was on board Columbia to help with science experiments. She had 8-year-old son. Her home was in Racine, Wis. Commander Rick Husband, 45, Air Force colonel; Pilot William McCool, 41;  Payload commander Michael Anderson, 43; David Brown, 46, a Navy captain, pilot and doctor; Ilan Ramon, 48, a colonel in Israel's air force and the first Israeli in space.
    2004 - While New England Patriots beat the Carolina Panthers 32-29, it was singer Janet Jackson exposing her breast at half time with Justin Timberlake that made the big news.  With just over one minute to play, Adam Vinatieri kicked a 41-yard field goal to give New England the lead, 32-29.  New England quarterback Tom Brady was named Most Valuable Player for the second time in three years. He set a Super Bowl record for the most pass completions (32). Brady also recorded a 66.7 completion percentage (48 pass attempts), 354 passing yards, 3 touchdowns, 1 interception, and 12 rushing yards. This was the fourth Super Bowl to be decided on a field goal in the final seconds. Super Bowl V was won on a last second kick by Jim O'Brien of the Baltimore Colts, Super Bowl XXV as Buffalo’s Scott Norwood missed his field goal chance, and Super Bowl XXXVI as Adam Vinatieri made his for the Patriots’ first Super Bowl win.
    2005 - A web site claimed Yogi Berra filed a $10 million lawsuit against TBS due to a “Sex and the City” promotion which used Berra's name as a possible answer concerning the definition of yogasm. The choices included (a) a type of yo-yo trick, (b) sex with Yogi Berra and (c) what Samantha has with a guy from yoga class.
    2008 - A news report revealed that Spain was the European leader in illegal music downloads. Spanish computer users illegally downloaded more than 1.2 billion tracks in 2007, according to authors and publishers society, SGAE. 
    2009 - The Cardinals entered the game seeking their first NFL title since 1947, the longest championship drought in the league. The club became an unexpected winner during the season and the playoffs with the aid of head coach Ken Whisenhunt, who was the Steelers offensive coordinator during Super Bowl XL, and the re-emergence of quarterback Kurt Warner, who was the Super Bowl MVP in Super Bowl XXXIV with the St. Louis Rams. Trailing 20–7 at the start of the fourth quarter, Arizona scored 16 unanswered points, including wide receiver Larry Fitzgerald's 64-yard touchdown reception, to take the lead with 2:37 remaining in the game. But then the Steelers marched 78-yards to score on wide receiver Santonio Holmes's 6-yard game-winning touchdown catch with 35 seconds left, tip-toeing at the deep corner of the end zone. Holmes caught nine passes for 131 yards and a touchdown, including four receptions for 71 yards on that final game-winning drive.
    2010 - President Barack Obama proposed a $3.8 trillion budget for fiscal 2011 which projected a record-high budget deficit of $1.6 trillion in fiscal 2010.
    2013 - Hillary Clinton stepped down from her post as Secretary of State; she is succeeded by Senator John Kerry.
    2013 - In the wake of earlier reports of Alex Rodriguez being a client of a clinic in Boca Raton, FL under investigation for supplying PEDs, ESPN reported that he has been receiving weekly injections at home from the director of the suspect clinic, Anthony Bosch.
    2014 - A long-delayed review of the Keystone XL Pipeline was completed by the U.S. State Department.  It concluded the pipeline would not significantly increase greenhouse gas emissions.
    2015 - The New England Patriots won their fourth Super Bowl title, beating the Seattle Seahawks 28-24.  Patriots quarterback Tom Brady was named MVP and is now one of only three quarterbacks to have won four Super Bowls (Bradshaw and Montana).  With Seattle driving for a winning TD with seconds left and the ball on the Patriots 1-yard line, Patriots rookie corner Malcolm Butler made a game-saving interception to seal the game for the Pats.


Super Bowl Champions:
    2004 - New England Patriots-32, Carolina Panthers-29 
    2009 - Pittsburgh Steelers-27, Arizona Cardinals-23
    2015 – New England Patriots-28, Seattle Seahawks-24



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- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?
   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West
   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs