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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industries

Monday, July 25, 2016

Today's Equipment Leasing Headlines

Position Wanted---Risk Management
  Seeking New Opportunities
Top Stories: July 18 - July 22
(Opened Most by Readers)
Too Many Complaints about Leasing Companies
  Time to Face Reality
Companies Who Utilize Evergreen Clauses
  for Extra Lease Payments
Leasing Industry Ads---Help Wanted
  Opportunity Knocks
Facts for Pricing
Leasing 102 by Mr. Terry Winders, CLFP
Three CLFP Classes Available for
Academy for Lease & Finance Professionals
    The Digital Divide--Chart
% of American Without Access to High Speed Internet Service
Political Discussions in the Office
Career Crossroad---By Emily Fitzpatrick/RII
How to Find Your Smartphone
  Map or Ring Telephone
Labrador Retriever/Terrier/Mixed
Richmond, Indiana  Adopt-a-Dog
Leasing News Classified
IRS Verification
News Briefs---
Verizon buys Yahoo for $4.8 billion
  Patents & Other Stakes like Alibaba to be Sold Separately
Terror-filled world may be cutting into Starbucks’ profits
Sales Dipped 5%, First Time in 25 Consecutive Quarters
87 Million Millennials Globally on LinkedIn
   Seeking to Change the World
Big Financials Take On FinTech;
    PayPal Caves with Visa Deal

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Winter Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.



Position Wanted---Risk Management
  Seeking New Opportunities

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.
Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.

Risk Management

Chicago, Illinois
Highly knowledgeable and analytical Equipment Leasing Executive; leveraging 25 years in Portfolio Management, Operations, Credit, and Collections within Banking environment and Commercial Equipment Leasing Industry; proven track record, developing/ implementing strategies, sound operational excellence and process improvement, while maximizing revenues and positioning organizations for greater 



Top Stories: July 18 - July 22
(Opened Most by Readers)

(1) Unlicensed Broker Subject to Cease & Desist Order
    by State of California
Tom McCurnin, Leasing News Legal Editor

(2) Dan Lee (1953- 2016) Obituary
Response from Friends in Leasing & Finance

(3) New Hires/Promotions in the Leasing Business
       and Related Industries

(4) More on Quinton P. Berry re: DOB Cease & Desist
        Pioneer Capital, Irvine California

(5) Siemens Tagged for Cutting Off Critical Healthcare
   Supplies to Hospital in Retaliation for Breach of Lease
by Tom McCurnin, Leasing News Legal Editor

(6) Attention CLF Funders! Quinton Berry Not Doing Deals in California
  He also Reports Appealing California DBO Cease & Desist Order
     by Tom McCurnin, Leasing News Legal Editor, and Kit Menkin

(7) Why are there so many mattress stores?
    Roughly 9,000 specialty bed and mattress stores in the U.S.

(8) Archives: July 20, 2011  Eric Gross
  Promoted to Senior Vice President, Bank of the West

(9) Learning from Millennials
  Sales Make it Happen by Scott Wheeler, CLFP

(10) Personal Property
 Leasing #102 by Mr. Terry Winders, CLFP





Too Many Complaints about Leasing Companies
Time to Face Reality

by Christopher “Kit” Menkin, Publisher

Leasing News still receives at least four to five complaints a week from lessees who never got their lease but the leasing company kept their deposit, or it was a $1.00 purchase option, not "fair market value," or Evergreen Clause ACH payments were deducted from their bank account. There is one increasing complaint regarding interim rent on a quarterly payment lease where the interim rent is confused as a first month because it is basically the same charge as first month, and often ACH, too. The company is one of the top five Web Leasing sites, great at marketing, but still there have been many, many complaints since they have been in business.

These are among the several reasons why business loans, merchant advance, and other Financial Technology programs are surpassing equipment leasing.

The main difference today is the difference in the dollar amount in the complaints from 15 years ago.  In 1992 to 2002, the complaints involved relatively smaller dollars, $500 to $2,500. Today the dollar amounts are much higher. The lessees are larger companies and not just new kids on the block. We’re talking money enough to get attorneys involved.

It always amazes me how the president, CFO, or even business manager do not read the full contract, don't notice the purchase option form is missing when countersigned documents are returned, or even count the payments made. Many discover the overpayment after six to eight or more payments have been made, even on $1.00 out. One even after two years. Even among large corporations. Yes, they are stupid for being so gullible.

In the past, the lessor with the most complaints was CapitalWerks, Irvine, California. While written about often in Leasing News, none of the over 50 complaints ever made the Complaint Bulletin Board as they were settled.  Jim Raeder and Mark McQuitty did not want to be in the Bulletin Board. I was told several times they were concerned about their reputation with their funding sources (both pled guilty in Lease Fleece and McQuitty went to federal prison and Raeder paid a fine and had probation, plus cannot be in finance or leasing.) I got to know the top salesmen at CapitalWerks, who have formed their own companies and appeared in Leasing News Complaints. They are still playing the same games they learned.

Unfortunately, readers don’t learn about many of the complaints as when they are “settled,” often there is either a formal letter agreement or verbal understanding the complaint will not be published since it was “resolved.”

Here is one readers may not see, although most know the lessor involved. This was sent by a long time third party originator who was trying to put a lease together for a company who was having a poor experience regarding an “interim rent” quarterly payment on an Equipment Finance Agreement, but was more interested in a loan than doing another “lease.”

"Customer signed it December 21, 2011. However in advance **** ***** had typed in the date on his agreement as 11/11/2011. It had 16 quarterly payments. His first payment of 4236.59 was dated December 19, 2011 and in the memo section indicates “down payment”.

"Customer flew to California on the 23rd of December of 2011 to pick up his equipment. **** ****** wired transferred the funds to the vendor on the 23rd of December, 2011 and customer drove the equipment back.

"He thought he just made his last quarterly payment on September 15th, 2015. HOWEVER ****  ***** is telling him that the first payment was actually an 'interim rent payment' and he owes another $5,000 before they will send the title.

"**** **** is now providing a contract copy to the customer has a "Commencement Date"  of "March 12, 2012" hand written in under the terms section on the front of the EFA.

"Why on earth would someone fill in the commencement date as March 20, 2012, when the lease was signed, equipment was delivered and accepted, funded and first payment received all in December of 2011?

"Unless of course they just want to get one extra payment which in the case of a queerly payment is a nice chunk of change."

I bet readers know who the leasing company was!

Leasing News Complaint Bulletin Board

Bulletin Board Complaint Procedure---Up-Date




Companies Who Utilize Evergreen Clauses
for Extra Lease Payments

ACC Capital, Midvale, Utah
Balboa Capital, Irvine, California
De Lage Landen, Wayne, Pennsylvania
IFC Credit, Morton Grove, Illinois
Jules and Associates, Los Angeles, California 
LEAF Financial Group
, Philadelphia, Pennsylvania
Marlin Business Leasing, Mount Laurel, New Jersey
Marquette Equipment Finance, Midvale, Utah 
Mazuma Capital Corporation, Draper, Utah
Onset Financial, South Jordan, Utah
Pacific Western Equipment Finance, Cottonwood Heights, Utah 
Republic Bank, Bountiful, Utah
Tetra Financial Group, Salt Lake City, Utah

These companies use language in their lease documents regarding purchase options to confuse, perhaps to deceive, resulting in an automatic continuation for an additional twelve months of payments. Often they win transactions with lower monthly payments as the lessee does not carefully read and prepare for the end-of-lease notification requirement (many are on ACH payments).

Several have continuation of payments and the requirement of replacing the equipment for a new lease. Leasing News has had complaints involving companies who invoke the twelve months on a $1.00 purchase option, as well as on an Equipment Finance Agreements.

Several have appeared in Leasing News "Complaints" Bulletin Board:

Additionally, Tom McCurnin has written often about Evergreen Clause court cases involving these companies.

Two of the companies on this list do a lot of copier leasing, where it is reported manufacturers are now getting a piece of auto-renewals and as well as insisting that they be in the lease as a condition of the business. Leasing News has heard from a very reliable source that some copier manufacturers also give dealers 4-5 months’ notice of a discontinued model and agree to sell it to the dealer at 40% of list price, on the condition that the captive finance division not receive the business. Also buried in the contract on one is a one month rental return fee including an inspection fee at the location specified by lessor and at lessee’s return expense (often not the local dealer who supplied the copier).



Leasing Industry Ads---Help Wanted
Opportunity Knocks

channel partners capital top20

Channel Partners Capital was formed in 2009 by a group of leasing professionals to work exclusively in the equipment finance market helping brokers/lessors gain access to working capital solutions for their customers. As a direct lender we provide small business loans that range in size from $10,000 to $250,000.

Inc. Magazine 500/5000 fastest growing private companies for 4 consecutive years
100 Best Companies to Work for in Minnesota by Minnesota Business Magazine

channel partners capital
channel partners capital
channel partners capital
channel partners capital top20


National Sales Representative
This position will be responsible for volume growth through existing and new third party relationships (TPRs). The NSR is the primary contact with TPRs actively managing customer contact, expectations, new product/program development and the sales pipeline. Nationwide scope with travel required from 25-50% of time.

Inside Sales Representative
This position is responsible for volume growth through existing and new third party relationships (TPRs). The ISR, supports assigned TPRs actively managing customer contact, expectations, new product/program development and the sales pipeline.

Please email cover letter and resume to:

channel partners capital
channel partners capital top20 channel partners capital

Senior Credit Analyst

- Minimum 5 years of small ticket/high volume equipment finance underwriting experience preferred
- Relocation benefits available for the right candidate
- For a complete job description, please click here

Senior Credit Analyst - Transportation

- Minimum 5 years of small ticket/high volume equipment finance underwriting experience preferred
- Relocation benefits available for the right candidate
- For a complete job description, please click here
Established in 1982, Pawnee Leasing Corporation located in Fort Collins, CO specializes in commercial equipment leasing and financing up to $150,000 to smaller, closely-held business enterprises. Pawnee Leasing is a U.S. subsidiary of Chesswood Group Limited, a publicly-held specialty financial services company based in Toronto, Canada (TSX:CHW).

Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology

Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

Bank of the Ozarks

Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).


Inside Sales Manager
San Francisco

We are currently seeking qualified talent to be primarily responsible for overseeing the Inside Sales Department within the Vendor business group of the Equipment Finance Division, while developing and improving policies and procedures to properly support high production volume.

For more information
click here




Facts for Pricing

There are a few tools we use to price a lease but they are only as good as the information we have obtained about the lessee’s needs. Too often we assume facts instead of discovering them. Many times lessors react as money lenders and think that rate and term are the most important issues. In order for a transaction to be called a lease instead of a disguised conditional sales contract it must take on the parameters of a lease.

Level payments over full year terms are usually what a lessee asks for because they are most familiar with loans. To sell a lease you need to ask questions and I always recommend reviewing financials to determine where a lease would serve the lessee better. “App Only” has spoiled many lease consultants from looking at the customer for the long run in developing a relationship and being able to set up master lines of credit or at least have the customer come back to you for your expertise.

Do not start a conversation with the lessee by discussing rate or term. Begin by asking questions on how the company works. Ask questions about cash requirements for expansion or retiring debt. Ask about retaining cash for increased inventory or adding equipment in the future. Ask what kind of loan indentures that their bankers have imposed. But most important allow the customer to talk about their business plan for the future.

If the transaction is large enough, run a UCC-1 search to determine what lenders and lessors the company works with and what was the purpose of these debts.

Try and determine the company’s monthly cash flow, both revenues and payments. See if there are months that the company must use their line of credit to meet cash requirements. This will give you a clue to arrange payments that are adjusted for the company’s capabilities. The customer must always include into the rate of financing the cost of the line of credit because if payments followed the cash flow there would be no need for a line of credit so, you are saving them money be creating an irregular lease payment.

Try to determine how long they will use the equipment and will the daily use increase over the term. Some companies will start with only one shift and eventually increase to three shifts. This may require a lease where the lease payments increase over time to match the actual use. Perhaps an equipment inspection at the end of each year would establish the payments for the remaining term with the actual term being flexible. Larger payments may cause the term to be shorter but it matches the use and protects any residual assumption.

Lots of equipment is only used for part of the year. Pricing for use requires the lessor to spend as much time on the use of the equipment as they do on the term or rate.

There are many facts that develop during the investigative phase of the conversation. The art of the professional salesperson is the ability to explain to vendors, manufacturers, and customers the need to get in front of the potential lessee to obtain the facts required to price the deal so the lessee is happy and the vendor makes a sale.

Previous #102 Columns:



Three CLFP Classes Available for
Academy for Lease & Finance Professionals

The Certified Lease & Finance Professional (CLFP) Foundation is pleased to present the Academy for Lease & Finance Professionals (ALFP).  The ALFP is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has read and studied The Certified Lease & Finance Professionals’ Handbook prior to attending.

Up-Coming Classes

Philadelphia Area
Academy for Lease & Finance Professionals -
Thu, September 22, 2016 8:00 AM (PDT) End. Sat.  • Desmond Hotel

Denver Area
Academy for Lease & Finance Professionals -
Thu, November 03, 2016 8:00 AM (PDT) End. Sat.• Littleton, CO

Northeast Area
St. Cloud, Minnesota
Thu, February 23, 2017 8:00am End. Sat.

CLFP also has a mentor program.

On the first two days, all of the required sections of the CLFP exam are covered in-depth; in addition, the three most popular elective sections will also be covered (see below). Study materials are provided for the elective sections not covered which students may use to self-study. On the third day, the exam is offered, but not mandatory.

Sample Schedule:

Day 1

  • History of Leasing
  • Terminology and Classification
  • Lessor and Vendor Relationships
  • Lease Pricing and Math
  • Financial and Tax Accounting

Day 2

  • Sources of Financing
  • Lease Law and Documentation
  • Credit and Financial Statement Review
  • Collections
  • Marketing*
  • Sales and Lease vs. Buy*
  • Lease Company Management*

Day 3

  • CLFP Exam
  • *Denotes an elective section

The cost to attend the class is $600 and the cost of the exam is $695.  When purchased together, the total is discounted to $1250.  Current CLFPs are offered a discounted price of $395 and class attendance satisfies the Recertification requirement.

For more information, call Executive Director Reid Raykovich, CLFP at (206) 535-6281 or visit


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)



((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Political Discussions in the Office
Career Crossroad---By Emily Fitzpatrick/RII

Am I allowed to have political discussions in the office?

It is a known point that bringing politics in an interview is a huge misstep; however, what about partisan conversations around the office between tenured employees.  Though it might be tempting to bring up topics regarding the upcoming elections, candidates, and policies; discussing political subjects in the workplace is unwise. While you may feel strongly about your party or candidate, or have negative views of the opposition, it is these types of discussions that could easily foster a hostile work environment and escalate to conflict among employees. Obviously, if you work for a particular political affiliation or religious institution, it is assumed that your beliefs align with that particular employer, e.g. working for a candidate running for office.

Managers are tasked with dealing with these issues:

  • Recognize the difference between allowing employees freedom of expression and managing a potential source of conflict
  • Manage any potential conflict before it escalates by reminding employees that political discussions do not belong at work
  • Control sources of possible discord by implementing a policy that prohibits the display of political, religious and other articles, slogans or objects
  • “Provide respect and dignity behavioral training to employees …”
  • Make sure the company’s Code of Conduct incorporates honoring different opinions, beliefs, values, and goals
  • Expression in the workplace is okay if you want an environment that respects diversity, permits civil disagreement and fosters improvement. However, it is imperative to make sure that the discussion of politics, religion, and differing beliefs do not escalate into conflict. It is best to include in your Employee Handbook to avoid particular types of topics.

    As an employee, steer clear of such discussions to avoid discord with colleagues whom you will be interacting with day in and day out for potentially years to come.  

    Career Crossroads Previous Columns


    How to Find Your Smartphone
    Map or Ring Telephone

    This works only on an Android smartphone (Apple has a similar program). Often you can find your phone lost in the house by dialing your cell telephone number and you will hear it ring. You have to have the telephone on. Google allows you to ring you device or find it on a map using your computer or another smartphone.

    First, you have to have a Google account with login and password. When you log in, search: "Where's my phone?" It will have a map. If you have lost in your house, you can make your cell phone ring on high volume, even it if has previously been on silent.

    You also can go to your device manager and remotely lock the phone or even wipe its contents altogether, when you know you won't be getting it back.


    Receivables Management LLC
    John Kenny

    • End of Lease Negotiations & Enforcement 
    • Third-Party Commercial Collections | ph 315-866-1167

    (Leasing News provides this ad as a trade for investigative
        reporting provided by John Kenny)


    Labrador Retriever/Terrier/Mixed
    Richmond, Indiana  Adopt-a-Dog

    Pet ID #: D2016370

    Additional Info:
    Good with Dogs
    Good with Children
    Up-to-date with vaccines

    Organization Contact Info:
    Help the Animals Inc.
    2101 West Main Street
    Richmond, IN 47374-5011
    (765) 962-6811

    Open: Tuesday through Saturday
    12:00 PM to 5:00 PM
    Closed: Sunday & Monday
    Appointments for other hours available upon request

    Adopt a Pet



    IRS Verification

    Retrieve/verify a corporation and personal tax information (1040, 1120, 1065) electronically directly from the source. Results delivered in 24-48 hours. 678-393-1988 Scott




    News Briefs---

    Verizon buys Yahoo for $4.8 billion
      Patents & Other Stakes like Alibaba to be Sold Separately

    Terror-filled world may be cutting into Starbucks’ profits
    Sales Dipped 5%, First Time in 25 Consecutive Quarters

    87 Million Millennials Globally on LinkedIn
       Seeking to Change the World

    Big Financials Take On FinTech;
        PayPal Caves with Visa Deal

    Inside Sales Manager
    San Francisco

    We are currently seeking qualified talent to be primarily responsible for overseeing the Inside Sales Department within the Vendor business group of the Equipment Finance Division, while developing and improving policies and procedures to properly support high production volume.

    For more information
    click here




    --You May Have Missed It

    30 Hottest Cities in America


    SparkPeople--Live Healthier and Longer

    Slim Summer Cocktails


    Baseball Poem

    Three Strikes, Yer Out


    ..... written by Greg Salts, Chula Vista, Calif.


    The first pitch was heat that looked more like meat.
    You swung awful fast but it fouled off my mask.
    You looked far too long at the base coach's face.
    Your task here is simple, just get to first base.

    You step in the box and shuffle your feet.
    "O-2 on the batter," I said,
    and was glad I glanced at him then and he really looked mad.

    The catcher laid down number three as a sign
    A change-up it was and it looked mighty fine.

    I can't figure out why you stood there and looked.
    But now there's a backward K in the book.



    Sports Briefs----

    Drew Brees: No contract talks with Saints in last 3 months

    Stephen Curry Hits the 'Carlton' with Alfonso Ribeiro and Justin Timberlake

    Australian athletes won't move into Olympic Village, say it's 'unlivable'

    How Warriors president Rick Welts influenced the NBA's All-Star Game move

    Ken Griffey Jr. thrilled family a key part of Hall of Fame honor

    Ken Griffey, Jr., enters the Baseball Hall of Fame

    Why Ken Griffey Jr. wore his hat backward might surprise you


    California Nuts Briefs---

    France Wine Output Drops as Hail, Frost Hit Champagne, Burgundy

    Mike Januik enjoys success, accolades from long winemaking career

    The Australian icon's chief winemaker talks about recorking and the quest for the perfect closure.


    “Gimme that Wine”

    California Crop Forecast: 4 Million Tons

    Barefoot Tramples Other Top Wine Brands

    Mateus Rose Winning Over Millennials this Summer

    Free Mobile Wine Program

    Wine Prices by vintage

    US/International Wine Events

    Leasing News Wine & Spirits Page


    This Day in American History

         1609 – The English ship, Sea Venture, en route to Virginia, is deliberately driven ashore during a storm at Bermuda to prevent its sinking; the survivors go on to found a new colony there.
        1651 - African slaves in America arrived for the first time at the Spanish colony of St. Augustine. They belonged to King Phillip II of Spain. The first slaves in the English colonies in America were introduced in Jamestown, VA, in August, 1619 by a Dutch man-of-war that sold 20 kidnapped Africans to the planter colonists. They were treated as indentured servants since slavery was not legalized in Virginia for several decades. Forms of slavery were also practiced among Native American peoples from ancient times.
        1722 – Drummer’s War began on the Maine-Massachusetts border.  This was a series (1722–1725) of battles between New England colonists and the Wabanaki Confederacy of natives (specifically the Mi’kmag, Maliseet, and Abenaki), who were allied with New France. The eastern theatre of the war was fought primarily along the border between New England and Acadia in present-day Maine and Nova Scotia.  The western theatre was fought in northern Massachusetts and Vermont at the border between Canada and New England. (During this time, Massachusetts included present-day Vermont and Maine).
        1729 - North Carolina becomes royal colony. As Jews were being banished in Europe from many cities for practicing their religion, they began migrating to the New World along with many other Christian faiths who no longer wanted to follow either the Church of England or the Vatican. Although few in number, Jewish immigrants were strong contributors to the religious life of America, according to historians. The first permanent Hebrew congregation to the colonies was formed in 1729 in New York City; the next year the members constructed a synagogue on Mill Street that was described as a “solid, neat, stone Temple.”  The congregation later added the first school for Jewish children. Around this time, Jewish communities were also developing Charleston, S.C., Newport, R.I., and Philadelphia, PA.   By the time of the American Revolution, there were between 2000 and 3000 Jews in the colonies, mostly merchants and traders. An act of Parliament in 1740 allowed Jews to be naturalized, and in the colonies they found more political and religious freedom than anywhere else in the world.
        1750 – Henry Knox (d. 1806), America’s first Secretary of War was born in Boston.  When the Revolutionary War broke out in 1775, he befriended General George Washington and quickly rose to become the chief artillery officer of the Continental Army. He accompanied Washington on most of his campaigns, and had some involvement in many major actions of the war. He established training centers for artillerymen and manufacturing facilities for weaponry that were valuable assets to the fledgling nation.  Following the adoption of the Constitution, he became President Washington's Secretary of War.
        1755 - British governor Charles Lawrence and the Nova Scotia Council ordered the deportation of the Acadians. Thousands of Acadians are sent to the British Colonies in America, France and England. Some later move to Louisiana.  The word Cajun is a prostitution of the word Acadians.
        1783 – According to Wikipedia, the final conflict of the American Revolutionary War occurred, the Siege of Cuddalore, in present-day India.  Although a cease-fire was declared by Congress on Apr 11, 1783, British troops attempted an attack on a combined French and Mysorean garrison at Cuddalore. The siege was ended by the preliminary peace between France and Britain.
        1805 - Aaron Burr reportedly visited New Orleans with plans to establish a new country, with New Orleans as the capital city.
        1814 - Battle of Niagara Falls (Lundy's Lane).  Reinforcements arrive near for General Riall's British and Canadian forces and a bloody, all-night battle with Jacob Brown’s American forces commences at 18.00; the Americans retreated to Fort Erie.
        1814 - George Stephenson (1781-1841) introduced the first steam locomotive, for the Liverpool and Manchester Railway. Renowned as the "Father of Railways,” he is considered a great example of diligent application and thirst for improvement.  His rail gauge of 4 feet 8 1⁄2 inches, sometimes called "Stephenson gauge", is the standard by name and by convention for most of the world's railways.
        1832 – The first railroad accident in U.S., on the Granite Railway in Quincy, Mass., resulted in one fatality.
        1848 - Arthur James Balfour (d. 1930), the British statesman best remembered, on Nov. 2, 1917, for issuing the British declaration of support for a Jewish homeland in Palestine, was born in East Lothian, Scotland.
        1850 - Gold is discovered in the Rogue River in Oregon, extending the quest for gold up the Pacific coast. 
        1851 – A new Mission Plank toll road opened in San Francisco. First toll station at Third and Stevenson. The planked roadway ran from Clay and Kearny, out Third to Mission, and then along Mission to Corbett Road. It bridged the marsh between Sixth and Eighth St. Tolls were 25 cents for riders on horseback, 75 cents for two-horse wagons and one dollar for a four-horse team.
        1853 – Joaquin Murrieta, the famous Californios bandit known as "Robin Hood of El Dorado", was killed. Murrieta reportedly went to California in 1849 to seek his fortune in the Gold Rush. He encountered racism in the extreme competition of the rough mining camps. While mining for gold, he and his wife supposedly were attacked by American miners jealous of his success.  They allegedly beat him and raped his wife. The historian Frank Latta, in his twentieth-century book, “Joaquín Murrieta and His Horse Gangs” (1980), wrote that Murrieta was from the northern Mexican state of Sonora and that he had a paramilitary band made up of relatives and friends. Latta documented that they regularly engaged in illegal horse trade with Mexico, and had helped Murrieta kill at least six of the Americans who had attacked him and his wife.  He and his band attacked settlers and wagon trains in California. The gang is believed to have killed up to 28 Chinese and 13 Anglo-Americans.  By 1853, the California state legislature considered Murrieta enough of a criminal to list him on a bill passed in May 1853. The legislature authorized hiring for three months a company of 20 California Rangers, all veterans of the Mexican-American War, to hunt down "Joaquin Botellier, Joaquin Carrillo, Joaquin Murrieta [sic], Joaquin Ocomorenia, and Joaquin Valenzuela," and their banded associates.  On July 25, 1853, a group of Rangers encountered a band of armed Mexican men near Arroyo de Cantua near the Coast Range Mountains of Coalinga. In the confrontation, three of the Mexicans were killed. They claimed one was Murrieta, and another Manuel Garcia, also known as Three-Fingered Jack, one of his most notorious associates.
        1861 – Congress passes the Crittenden-Johnson Resolution, stating that the war is being fought to preserve the Union and not to end slavery.  Could this have been the first attempt by Congress to spin a story?
        1863 - The first monument to commemorate the Civil War, a plain brownstone shaft designed by Nelson Augustus Moore, was dedicated two years before the end of the war, at a cost of $4350. It was “erected to commemorate the death of those who perished in suppressing the Southern Rebellion” and eventually carried the names of 16 men. It is still standing in Berlin, CT.
        1866 - Congress passes legislation authorizing the rank of General of the Army.  Lt. Gen. Ulysses S. Grant becomes the first to be promoted to this rank.
        1866 - David G Farragut became the first Rear Admiral in US Navy
        1868 - Territory of Wyoming was created.  The territory was named after the Wyoming Valley in Pennsylvania, made famous by the 1809 poem “Gertrude of Wyoming” by Thomas Campbell, based on the Revolutionary War battle at that site.  The name ultimately derives from the Munsee word meaning "at the big river flat.”   After the Union Pacific Railroad had reached the town of Cheyenne in 1867, the region's population began to grow steadily, motivating the federal government to establish the Wyoming Territory.
        1874 - "The Maple Leaf Forever," one of Canada’s most famous patriotic songs, was said to have been performed for the first time during the laying of the foundation stone for the Christian Baptist Church in Newmarket, Ontario. The song's composer, Alexander Muir, conducted a choir of schoolchildren. But "The Maple Leaf Forever" likely had its first public performance years earlier. An early sheet music edition of the song in 1871 said it had been "sung with great applause by J.F. Hardy, Esquire, in his popular entertainments." (sounds very much like “My Country ‘Tis of Thee“).

        1890 - In his last minor league appearance, 23-year old Cy Young strikes out 18 batters en route to a tossing no-hitter in a Tri-State contest against McKeesport (PA). The right-hander will amass a record 511 victories during his 22-year Hall of Fame Major League career. 
        1891 - Heat wave at Los Angeles with 103 on the 24th and 100 on the 25th. Peak during heat wave was 109
        1894 – Birthday of actor Walter Brennan (d. 1974), in Lynn, MA.  He served as a private with the 101st Field Artillery Regiment in France during World War I. During the 1920s, he made a fortune in the real estate market, but he lost most of his money during the Great Depression.  Finding himself broke, he began taking extra parts in 1929 and then bit parts in as many films as he could, then proceeded to record one of the industry’s most versatile careers in both movies and television.  Film historians and critics have long regarded Brennan as one of the finest character actors in motion picture history.  He was the first actor to win three Academy Awards: “Come and Get It” (1936), “Kentucky” (1938), and “The Westerner” (1940) and remains the only person to have won three Best Supporting Actor awards.
        1896 or 1897 - Birthday of blues guitarist Sylvester Weaver (d. 1960), Louisville, KY, considered to be the pioneer of country blues music.,,508077,00.html
        1898 - Puerto Rico was invaded by U.S. Forces led by Major General Nelson A. Miles. The landing was made at Guanica, on the southern coast. Resistance was minimal.
        1899 - Birthday of coronet player Johnny Wiggs (d. 1977), born John Wigginton Hyman, New Orleans, LA.  He helped found the New Orleans Jazz Club and was a force behind the jazz revival in the 1940s.,,509639,00.html
        1903 - Castle on top of Telegraph Hill, San Francisco burns down.  Frederick O. Layman imagined an “observatory” where people could survey the surroundings for as far as the eye could see in any direction. He designed the building to look like a German baronial castle which he opened on the Fourth of July in 1882.  Within two years, a new cable care line was created on Greenwich Street to make it easier for people to get up the steep hill.  After an accidental death on the Greenwich Street cable car line on its way up to the Observatory, business at the tourist attraction plummeted. It never fully recovered, and in 1903, a fire engulfed the wooden structure; Layman’s Folly was no more.  Among those watching the devastating fire that destroyed the castle on the hill were Julius and Louis Mastropasqua. The two Italian immigrants had just arrived in San Francisco the year before. The memory of the castle on the hill stayed with these men, and twenty years later, those nostalgic memories became the basis for the Roz the restaurateur and Mastropasqua the architect to create a new restaurant on Telegraph Hill – Julius’ Castle that remained open until 2008.\
        1906 - Johnny “Rabbit” Hodges (d. 1970) birthday, Cambridge, MA; alto saxophonist, best known for solo work with Duke Ellington's big band.
        1907 - Birthday of blues guitarist Guitar Slim Green, Bryant, TX., who made a handful of 45s for West Coast-based labels between the late 40s and 1970.
        1908 - Birthday of pianist Henry Brown (d. 1981), Troy, TN.  He recorded sides (often in tandem with Ike Rogers) with Mary Johnson, among others, in between playing in clubs around St. Louis, where he lived most of his life and worked regularly right up through the mid-'70s.
        1914 – Birthday of Woody Strode (d. 1994), born Woodrow Wilson Woolwine Strode in Los Angeles.  Strode, Kenny Washington and Jackie Robinson starred on the 1939 UCLA football team.  With Ray Bartlett, there were four African-Americans playing for the Bruins, when only a few dozen at all played on other college football teams. They played eventual conference and national champion USC to a 0–0 tie with the 1940 Rose Bowl on the line. It was the first UCLA-USC rivalry game with national implications.  Strode and Washington were two of the first African-Americans to play in major college programs and, later, in the modern NFL, playing for the Los Angeles Rams in 1946. No black men had played in the NFL from 1933 to 1946.  His post-football career included several dozen film roles.
        1915 – Birthday of Joseph P. Kennedy, Jr., (d. 1944), Hull, MA.  First-born of the Kennedy clan and brother of President Kennedy.  After graduating from Harvard in 1938, he left before his final year of law school to begin officer and flight training in the US Navy. Kennedy had completed 25 combat missions and was eligible to return home. He instead volunteered for an Operation Aphrodite mission.  Operation Aphrodite (US Army Air Forces) and Operation Anvil (US Navy) made use of unmanned, explosive-laden bombers that were deliberately crashed into their targets under radio control. These aircraft could not take off safely on their own, so a crew of two would take off and fly to 2,000 feet before activating the remote control system, arming the detonators and parachuting from the aircraft.  On the fatal mission, on August 12, 1944, the explosive detonated prematurely and destroyed the plane, killing Kennedy and his co-pilot instantly.
        1916 - African-American Garrett T. Morgan, inventor of the gas mask, rescues six from gas-filled tunnel in Cleveland, Ohio.
        1918 - Annette Abbot Adams became the first woman District Attorney, serving as U.S. district attorney in the Northern California District from July 25, 1918 to June 26, 1920.
        1918 - Race riot in Chester Pennsylvania (3 blacks and 2 whites killed)
        1925 - Station 2XAG in Schenectady, NY became the first radio station in the U.S. to broadcast with a 50,000-watt transmitter. The station, soon known as WGY Radio, was owned by the General Electric Company. Today, WGY still broadcasts with its original call letters and is still using 50,000 watts of power.
        1930 - Birthday of Maureen Forrester (d. 2010), Montreal.  One of the world's leading contraltos, she appeared with top orchestras and choirs in Europe and North America under such renowned conductors as Sir Thomas Beecham, Leonard Bernstein and Herbert von Karajan. In 1971, Forrester was awarded the Molson Prize by the Canada Council for outstanding cultural achievement.
        1930 - Birthday of singer Annie Ross, born Annabelle Allan Short, Mitcham, UK.  Best known as a member of the jazz vocal trio Lambert, Hendricks & Ross.
        1934 - Birthday of trumpeter Don Ellis (d. 1978), Los Angeles, CA. He is best known for his extensive musical experimentation, particularly in the area of unusual time signatures. Later in his life he worked as a film composer, among other works contributing a score to 1971's “The French Connection” and 1973's “The Seven-Ups.”
        1934 - The first president to visit Hawaii while in office was Franklin Delano Roosevelt at Hilo. He was officially welcomed by Governor Joseph Poindexter on board the cruiser U.S.S. Houston. Hawaii was then a territory of the United States.
         1936 - Today in History salutes Federal Theatre Project (FTP) of the
    Works Progress Administration (WPA).  A New Deal program to fund theatre and other live artistic performances and entertainment programs in the US during the Great Depression, it was one of five Federal Project Number One projects sponsored by the WPA to employ artists, writers, directors and theater workers.  It also made it possible for millions of Americans to see live theatre for the first time. The Federal Theatre Project ended when its funding was canceled after strong Congressional objections to the left-wing political tone of a small percentage of its productions.
        1936 - 115-acre Orchard Beach opens in The Bronx, part of Pelham Bay Park.
        1941 – Birthday of Emmitt Till (d. 1955), Chicago.  Till was an African-American boy who was murdered in Mississippi at the age of 14 after reportedly flirting with a white woman. Several nights later, on August 28, 1955, the woman’s husband and his half-brother went to Till's great-uncle's house. They took the boy away to a barn, where they beat him and gouged out one of his eyes, before shooting him through the head and disposing of his body in the Tallahatchie River, weighting it with a 70-pound cotton gin fan tied around his neck with barbed wire. Three days later, Till's body was discovered and retrieved from the river.  "When an all-white, all-male jury acquitted Bryant and Milam of kidnapping and murder in September, the verdict shocked observers across the country and around the world. And when, mere months later, the men openly admitted to Look magazine that they had, in fact, mutilated and murdered Till, the outcry was so intense — and the reaction of Till’s devastated family so dignified — that it lit a spark that helped ignite the modern civil rights movement."
        1941 - Forty-one-year-old Lefty Grove won his 300th game as the Red Sox defeated the Cleveland Indians, 10-6, at Fenway Park. This was Grove's last career win.
        1942 - Capitol Records first number one hit made it to the top. It was one of their first six records released on July 1. The new company's hit was "Cow Cow Boogie," by Ella Mae Morse and Freddy Slack.
        1943 - The SS Leonard Roy Harmon was launched in Quincy, MA, the first warship named for an African-American.  Harmon (1917-42) was a sailor who died in action during World War II and was posthumously awarded the Navy Cross for his valor.
        1943 - King Victor Emmanuel III announced to Italy that he had accepted the “resignations” of Premier Benito Mussolini and his entire cabinet, leading to the end of Italy’s alliance with Nazi Germany in World War II.  Victor Emmanuel surprised the world by having Mussolini arrested and installing Marshal Pietro Badoglio as premier. The move failed to extricate Italy from the war or the King from his difficult position, and finally, on June 5, 1944, the day after the Allied liberation of Rome, he named his son, Crown Prince Umberto, lieutenant general of the realm, relinquishing all power for himself but retaining his title of king. His reign brought the end of the Italian monarchy.
        1944 – The first jet fighter used in combat was a German Messerschmitt 262.  Near the end of the war, Germany was not only producing rockets to bomb England, but building them to bomb the US.  They were also building larger and stronger tanks, working on an atomic bomb to be put on the rockets, and were now in production of jet air craft.
        1945 - The Allies were able to break out of the Normandy beachhead. Having made a spectacularly successful landing on D-Day (June 6), Allied forces then secured and extended their position by landing more than a million men and 60,000 tons of supplies. Despite early success with Operation Overlord, the Allies were pinned down, and a breakout was necessary if France was to be retaken. Sustained air bombardment (carpet bombing) created gaps in the German lines, and, on this date, Allied forces penetrated the lines and outflanked and bypassed German units. The German forces were incredulous at the speed with which the Allies shook loose from them and advanced over the French countryside. Leading the advance was General George S. Patton, who not only shocked the Allied command at his divisions’ abilities, but overwhelmed the German high command and all the strategy and might that they could throw at Patton's tanks and infantry.
        1946 - The first bikini is shown at a Paris fashion show.
        1946 - Singer Dean Martin arrives in Atlanta City and meets comedian Jerry Lewis who to do their first show as a team at Club 500 in Atlantic City, NJ. Actually, the two had met while performing -- separately -- at the Glass Hat in New York City and decided to try an ad-lib act -- together. Reportedly it was their wives who did not get along, who eventually broke up the partnership.

        1946 – Operation Crossroads: An atomic bomb is detonated underwater in the lagoon of Bikini Atoll.
        1947 - The National Security Act of 1947 was passed by Congress. The act unified the armed forces, including the newly formed US Air Force, the Navy and War Department to form the Department of Defense, and creating the cabinet position of Secretary of Defense to replace the Secretary of War. It also established the National Security Council and the Central Intelligence Agency. The act was signed on July 26 by President Truman, who nominated Secretary of the Navy James V. Forrestal as the first Secretary of Defense. Forrestal was confirmed by Congress on July 27.
        1948 - Birthday of guitarist/songwriter Steve Goodman, Chicago, IL
    Died, 1984.
        1952 - Puerto Rico became a Commonwealth of the United States. Residents of Puerto Rico possess all the rights of U.S. citizens except that of voting in federal elections.
        1953 - GUILLEN, AMBROSIO, Medal of Honor
    Rank and organization: Staff Sergeant, U.S. Marine Corps, Company F, 2d Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Near Songuch-on, Korea, 25 July 1953. Entered service at: El Paso, Tex. Born: 7 December 1929, La Junta, Colo. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a platoon sergeant of Company F in action against enemy aggressor forces. Participating in the defense of an outpost forward of the main line of resistance, S/Sgt. Guillen maneuvered his platoon over unfamiliar terrain in the face of hostile fire and placed his men in fighting positions. With his unit pinned down when the outpost was attacked under cover of darkness by an estimated force of 2 enemy battalions supported by mortar and artillery fire, he deliberately exposed himself to the heavy barrage and attacks to direct his men in defending their positions and personally supervise the treatment and evacuation of the wounded. Inspired by his leadership, the platoon quickly rallied and engaged the enemy in fierce hand-to-hand combat. Although critically wounded during the course of the battle, S/Sgt. Guillen refused medical aid and continued to direct his men throughout the remainder of the engagement until the enemy was defeated and thrown into disorderly retreat. Succumbing to his wounds within a few hours, S/Sgt. Guillen, by his outstanding courage and indomitable fighting spirit, was directly responsible for the success of his platoon in repelling a numerically superior enemy force. His personal valor reflects the highest credit upon himself and enhances the finest traditions of the U.S. Naval Service. He gallantly gave his life for his country.
        1954 – Birthday of Chicago Bears RB and Pro Football Hall of Famer Walter Payton (d. 1999), in Columbia, MS.   Payton holds numerous NFL records including rushing yards gained in one game [275] and career [16,726]; at his death he also had the most touchdowns scored [110].  “Sweetness” was one of the most beloved athletes to have played in Chicago.  He died Nov 1, 1999 of liver cancer.
       1956 - Forty-five miles south of Nantucket, the Italian ocean liner, SS Andrea Doria, collided with the MS Stockholm in heavy fog and sinks the next day, killing 51.
        1958 - Top Hits
    “Hard Headed Woman” - Elvis Presley
    “Poor Little Fool” - Ricky Nelson
    “Little Star” - The Elegants
    “Alone with You” - Faron Young
        1959 – Fidel Castro supporters, enjoying a raucous July 26th Celebration in La Gran Stadium in Havana, brought to a halt to the International League game between the Rochester Red Wings and Havana Sugar Kings with random gunshots from the stands.  Red Wings 3B coach Frank Verdi and Havana SS Leo Cardenas both suffered minor flesh wounds, which caused manager Cot Deal to pull his players from the field and retreat to their hotel. League officials canceled the remainder of the Havana team's homestand, and, with pressure on Commissioner Ford Frick from U.S. Secretary of State Christian Herter, eventually relocated the franchise to Newark, NJ for the 1960 season.
        1960 - The Ventures "Walk Don't Run" enters the US Pop chart and introduces the instrumental Surf sound to Rock 'n' Roll. The song will peak at #2 a month later. 
        1960 - Elvis Presley's "It's Now or Never" debuted on Billboard's Pop music chart. The song was adapted from the Italian tune "O Sole Mio," written in 1899. 
        1961 New York Yankees’ right fielder Roger Maris, on his way to 61 HRs, hits home runs 37, 38, 39 and 40 in a double header.  Maris moved 25 games ahead of Babe Ruth’s 1927 pace. The slugger finished the season with a record 61 round trippers. Teammate Mickey Mantle also homered in the first game, ending with 38.  Mantle finished the season with 54, still the best HR season by two teammates in Major League history.  
        1961 – President Kennedy declares that any attack on Berlin is an attack on NATO.
        1962 - The Elvis Presley film “Kid Galahad'' premieres.
        1964 - Beatles' "A Hard Day's Night" album goes #1 and stays #1 for 14 weeks
        1964 - Race riot in Rochester NY
        1965 - Bob Dylan, backed by the Paul Butterfield Blues Band, horrified the audience at the Newport Folk Festival with his new electric sound. He was booed off stage after three tunes but returned with his acoustic guitar to play two songs -- "It's All Over Now, Baby Blue” and "Mr. Tambourine Man" -- signaling a major change in folk and rock music.
        1966 - In San Francisco, the Rolling Stones perform their last U.S. concert with Brian Jones.
        1966 - Top Hits
    “Hanky Panky” - Tommy James & The Shondells
    “Wild Thing” - The Troggs
    “Lil’ Red Riding Hood” - Sam the Sham & The Pharoahs
    “Think of Me” - Buck Owens
        1966 - Trivia for followers of Al Davis:  Named commissioner of the American Football League just three and a half months earlier, he resigned this day and returned to his previous position, president of the general partner of the Oakland Raiders. Davis resigned two weeks after NFL commissioner Pete Rozelle announced a merger between the AFL and NFL.
        1966 – Supremes with Diana Ross release "You Can't Hurry Love"
        1966 - New York Yankee manager Casey Stengel elected to Baseball Hall of Fame.  Prior to taking the helm of the Yankees in 1949, Stengel was widely regarded as a clown.  He did, however, hit the first World Series homer in Yankee Stadium.  He had largely unsuccessful stints managing the Boston Braves and Brooklyn Dodgers.  After leading the PCL Oakland Oaks to successive league championships, the Yankees hired him after failing to reach the World Series under Bucky Harris in 1948.  Stengel went on to manage the Yankees through 1960, winning either the World Series or American League pennant every year but 1954 and 1959.  The Yankees under Stengel won the World Series in five successive years (1949-53), a feat unequalled in Major League history, and a total of seven.  Fired after the Yanks lost the 1960 Series to the Pirates on Bill Mazeroski’s walk-off HR in game 7…they didn’t call them walk-offs then…Stengel was heard to say, “I’ll never make the mistake of being 70 again.” He was the first manager of the newly-formed New York Mets, leading them through mostly mediocre seasons before retiring late in the 1965 season.  Casey died of cancer in Glendale, CA on September 29, 1975.
        1966 – Red Sox great Ted Williams was also inducted into the Hall of Fame. Considered by many to be the greatest hitter who ever played the game, in his induction speech, the "Splendid Splinter" made a strong appeal for the inclusion of Negro League stars at Cooperstown. The Special Committee on the Negro Leagues was founded in 1971, chaired by Monte Irvin.   The first of the former Negro Leaguers to be inducted was Satchel Paige in 1971, followed by Josh Gibson and Buck Leonard a year later.  There are 35 now in the Hall.
        1967 - Construction begins on San Francisco Muni Metro (Market Street subway).
        1969 – President Nixon declares the Nixon Doctrine, stating that the United States now expects its Asian allies to take care of their own military defense. This is the start of the "Vietnamization" of the war.
        1969 - Toronto native Neil Young joined Crosby, Stills and Nash for the first time at a concert at the Fillmore East in New York. Young and Stephen Stills had worked together previously in Buffalo Springfield. Crosby, Stills, Nash and Young's second appearance was at the Woodstock Festival a month later. The quartet broke up in 1971.
        1970 - Chicago's "25 or 6 to 4" is released.
        1970 - The Carpenters "Close To You" topped the Billboard Pop chart and became the first of many US hits for the brother and sister team. The song itself had been written in 1963 by Hal David and Burt Bacharach and was first offered to Herb Alpert, who said he didn't feel comfortable singing 'so they sprinkled moon dust in your hair.' 
        1971 - The Beach Boys make a return with the release of their album "Surf's Up." It hits #29 which is their highest charting at this time.
        1972 - The US admits that Blacks were used for 40 years as “guinea pigs” in the Tuskegee Syphilis Experiment.
        1974 - Top Hits
    “Rock Your Baby” - George McCrae
    “Annie’s Song” - John Denver
    “Rock and Roll Heaven” - The Righteous Brothers
    “Maria Laveau” - Bobby Bare
        1975 - The musical "A Chorus Line" opened at the Shubert Theatre in New York after a two-month run at a small theatre in the New York Shakespeare Festival complex in the East Village. "A Chorus Line" became Broadway's longest-running show, finally closing on April 28th, 1990, after 6,137 performances. More than six-and-a-half million people paid $150 million to see the show during its Broadway run. Productions of "A Chorus Line” were also mounted in more than 20 countries.
        1978 – Louise Brown, the first test tube baby was born at Oldham General Hospital, Oldham, England, by planned Caesarean section, delivered by registar John Webster.  She weighed 5 pounds, 12 ounces.  In 2004, Brown married nightclub bouncer Wesley Mullinder. Their son Cameron, conceived naturally, was born on 20 December 2006.  Brown's second son, Aiden, was born in August, 2013.
        1979 - Tropical Storm Claudette produced phenomenal rainfall totals in southeast Texas. 30-40 inches fell in 24 hours around Alvin. Freeport reported a total of 30 inches. Total damage from flooding was over $400 million
        1980 - AC\DC releases "Back in Black," their first album with Brian Johnson as lead singer.
        1980 - Kiss introduces their new drummer, Eric Carr, at a concert at the Palladium in New York City. Carr, who wears fox make-up, replaces Peter Criss, who was made up as a cat.
        1981 - Air Supply becomes the first Australian band to top the Billboard Pop chart when "The One That You Love" reaches number one. They would go on to place seven consecutive singles in the top five.
        1981 - Walter Payton signed a contract to play with the Chicago Bears of the NFL on this, his 27th birthday. The famed running back earned almost $2 million over three years. “Sweetness,” as he was nicknamed because of his disposition, became the highest-paid player in the National Football League.
        1982 - Top Hits
    “Eye of the Tiger” - Survivor
    “Rosanna” - Toto
    “Hurts So Good” - John Cougar
    “Take Me Down” - Alabama
        1985 - Spokeswoman for movie star Rock Hudson confirmed he had AIDS
        1987 - Sixteen cities in the eastern U.S. reported record high temperatures for the date. Beckley, WV, equaled their all-time record high of 91 degrees, established just the previous day. It marked their fourth day in a row of 90-degree heat, after hitting 90 degrees just twice in the previous 25 years of records. The water temperature of Lake Erie at Buffalo, NY, reached 79 degrees, the warmest reading in 52 years of records. 
        1990 - Roseanne Barr sings the National Anthem at San Diego Padre game.  Sports fans go nuts as she screeched more than sang and grabbed her crotch at the end.
        1990 - Top Hits
    “She Ain’t Worth It” - Glenn Medeiros featuring Bobby Brown
    “Hold On” - En Vogue
    “Cradle of Love” - Billy Idol
    “The Dance” - Garth Brooks
        1990 - US Ambassador tells Iraq, “US won't take sides in Iraq-Kuwait dispute.”   Six months later, the US sent missiles into Iraq in a war that lasted all of six weeks.
        1997 - "Air Force One," with Harrison Ford. Rebel Russian hijackers capture the plane. It earned $37.13 million the first weekend.
        1997 - Dr. John D. Gearhart and a team of researchers at the John Hopkins University, Baltimore, MD, announced they had cultured human stem cells in a laboratory, using tissue taken from aborted human embryos. Stem cells are the basic, unspecialized cells from which all other cells in the body develop during the growth of a baby in the womb.
        1999 - Lance Armstrong rode to victory in the Tour de France, capping an amazing comeback from cancer. He was only the second American to win cycling's showcase race.
        1999 - Nolan Ryan, Robin Yount, George Brett, Nestor Chylak, Orlando Cepeda, Frank Selee and 'Smokey' Joe Williams are enshrined in the Hall of Fame.
        2000 - Top Hits
    “It’s Gonna Be Me” - N Sync 
    “Bent” - matchbox twenty 
    “Everything You Want” - Vertical Horizon 
    “Try Again” - Aaliyah 
        2001 - E. Stanley O'Neil to become Merrill Lynch & Co chief executive, first African American to lead a major Wall Street securities firm.
        2004 - Paul Molitor, a member 3000 hit club, and Dennis Eckersley, who appeared in the most games of any Hall of Fame pitcher (1,071 games), are inducted into the Hall of Fame. Long time Bay Area (A's and Giants ) broadcaster Lon Simmons wins the Ford C. Frick Award and the J.G. Taylor Spink Award is won by New York Times' Murray Chass, enabling both to become members of the Hall for their outstanding reporting of the national pastime.
        2005 - Top Hits
    “We Belong Together” - Mariah Carey 
    “Pon de Replay” - Rihanna 
    “SRP/Def Jam” - 004809* | IDJMG
    “Hollaback Girl” - Gwen Stefani 
    “Don't Cha” - The Pussycat Dolls Featuring Busta Rhymes
        2010 - The Hall of Fame honors John Fogerty, for his classic song “Centerfield.” At the induction ceremonies, the Rock and Roll Hall of Famer performs his 1985 hit, and then donates his baseball bat shaped-guitar to the Cooperstown museum.
        2010 - WikiLeaks publishes classified documents about the war in Afghanistan, one of the largest leaks in U.S. military history.  WikiLeaks released “Afghan War Diary,” a compilation of more than 76,900 documents about the War not previously available to the public.  At the end of July, a 1.4 GB "insurance file" was added to the Afghan War Diary page, whose decryption details would be released if WikiLeaks or Assange were harmed.  About 15,000 of the documents have not yet been released by WikiLeaks, as the group is currently reviewing the documents to remove some of the sources of the information.



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    - Charlie Chan on Balboa Capital
    - Reader Complaint About LEAF Financial Investment (Collection)
    - How to be a “Leasing Expert Witness”
        and Make Extra Income
    - 2014 Survey Reports Expert Witness Hourly Fees
        Record All-Time Highs
    - Your Photograph on
    Use a Password Generator
    - Banks Turn Toward Leasing for More Profit
    - Why Leasing News is Different
    - Take Your Banker to Lunch
    - Look Out!!! --Two Evergreen/PRR Clause Lessors Merge
       Onset Financial/Mazuma Capital
    - Lease Police Tips on Judging Vendors
    - Alert: Rudy Trebels Back Soliciting Broker Business
    - HL Leasing/John Otto--Update
    - NorVergence- Year end, 2013
    - Twelve Lawyers Against Evergreen Clause Abuse
    - Wants to Go After Lessors and Their Attorneys
       Re: Evergreen Clause Abuses
    - Sample of Usury Laws in United States
    - Balboa Capital Class Action Case Settled--$5 million?
    - Old Cowboy On His Horse
    - Leasing Brokers: When May You Collect a Commission?
    - Balboa Capital, Irvine, California
       $20,543.22 Bulletin Board Complaint
       Alleged “Bait and Switch”
    - Female Lease Finance Association Presidents
    - Broker’s Responsibility to Obtain
        California Lender’s License
    - The Day that Albert Einstein Feared May Have Finally Arrived
    - Equipment Finance Agreements Explained/Barry S. Marks
    - Royal Links "True Lease" Court Ruling
    - "The Memory Shock" –New Book by Barry Reitman
    - Jeff Taylor's Leasing Predictions, Spring, 2006
    - New Case against Mazuma Capital and Republic Bank
      ---Automatic Evergreen Payment---PPR
    - Charles Schwartz and Allied Health
    - Copier Wars---It's more than the lease payment
        by Christopher Menkin
    - Leasing Gypsies
    - Verifying Tax Returns
    - Special Report: Part I
       Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

       The use of “Equipment Finance Agreements”
    - Special Report: Part II
        Bank of the West

       Equipment Lease Agreement (EFA)
    - California License Web Addresses
    - Settlement Costs vs. Litigation Costs