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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   

Los Angeles, California
Documentation and Funding Coordinator

Minimum 2 years of experience in preparation
of loan or lease documents in equipment finance,
leasing, commercial banking or mortgage lending.
Join our team in providing a streamlined funding process.
Contact: Shervin S. Rashti, CLP
Direct: 213-599-7660

www.maximcc.com
Maxim Commercial Capital is a commercial finance company committed to fostering the growth of small and middle market companies by providing creative and flexible asset-backed financing solutions



Wednesday, August 21, 2013




Today's Equipment Leasing Headlines

Archives---August 21, 2008
 Paul Menzel, CLP, says “Goodbye”
  Classified Ads---Operations
Is Long Term Leasing Dead?
 by Paul Weiss
  The Alta Group Plans Sept. 10 Webcast
   for Leaders of Growth Strategies
    Classified Ads---Help Wanted
Sales Makes it Happen by Steve Chriest
 "Don't Shoot The Dog!"
   Letters from Readers?---We get Email!
    (Mostly in chronological order)
 Why I became a CLP-Nancy A. Geary, CPA, CLP
  Partner, ECS Financial Services, Inc.
   Leasing News Advisor
    Ginny Young
     August Housing Report--As Goes the Economy
      by Al Schuler (reporting to Leasing News ten years)
       Classified ads—Lease Portfolio/Legal
        Saint Bernard / Mixed (medium coat)
         San Rafael, California Adopt-a-Dog
News Briefs---
Container leasing industry better than in 2009
 Community & Southern Bank buys four local branches
  India in uproar over rupee's fall
   Rupee records decade's worst single-day fall of 148 paise
    S&P maintains negative outlook on India's rating
     Turkish Skyline Foreshadows Emerging-Market Slowdown
      Tesla's roof so strong it broke crush test machine
       TV's Highest Paid Stars: What They Earn

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
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         SuDoku
           Daily Puzzle
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               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


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[headlines]
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Archives---August 21, 2008
Paul Menzel, CLP, says “Goodbye”


Paul has been in the commercial equipment leasing industry, managing the same portfolio, for over 30 years and arranged the acquisition of the Leasing Division by Santa Barbara Bank & Trust in 1996 and then the sale to LEAF Corporation. He was named Leasing Person of the Year for 2005 by Leasing News.

He is a former board member of the Equipment Leasing and Finance Association as well as the United Association of Equipment Leasing, also very active in his community. He is a Certified Lease Professional, a graduate of UC Berkeley and holds an MBA in Management.

LEAF Corporation announced on Tuesday that they were closing LEAF Third Party Funding in Southern California (formerly Pacific Capital Bank Leasing, Santa Barbara Leasing) for an expansion in Columbia, South Carolina to a 20,000 square foot facility to house 150 employees “in a consolidation for all third party originations.” 25 employees were given immediate notice. Menzel, as president, also received a “pink slip.”

In his goodbye, Paul told Leasing News, “The consolidation was an understandable business decision, and perhaps a sign of times in our industry and I understand and accept this business decision. I very much appreciate the opportunity that LEAF provided me…I am most sad about the challenges for the employees that have been together for so many years. It is a great opportunity for the industry to grab some talent and experience."

Dwight Galloway, former president of NetBank Business Finance and now LEAF Specialty Finance “was promoted and will run the operation,” the press release said.

At present, there are not 150 employees to be located here (Columbia, South Carolina) as it appears to be a growth plan by LEAF Corporation (spokesman Bob Hunter was not available for a comment as Leasing News was told both he and Dwight Galloway, CLP, were in the Santa Barbara area in meetings. )

After the changes of the original 80 employees at Galloway’s operation when LEAF took over, billing was taken over by OCR, and funding, accounting, HR, IT, similar functions, were moved to the main New Jersey headquarters, where checks were cut with a 3pm East Coast cut off time. It appears the 150 employee office is a goal as NetBank had several mortgage operations in the Columbia, South Carolina area where the overhead is much lower than either New Jersey or California.

When Paul was sent by LEAF to close the former Alco Leasing taken over by LEAF in Portland, Oregon, it may have been foreshadowing that his operation would be next. The economy was changing, credit was tightening, large corporation were looking at ways to improve the bottom line by eliminating employees, overhead, and “consolidating.”

He was not alone in the premonition.

He did not want to make any further comment to Leasing News, but told us he was looking forward to writing the next chapter of his leasing career and sorting through new opportunities.

Steve Reid, marketing manager and member of the Leasing News Advisory Board, said he was willing to stay on longer to help the transition, assist brokers with funding and applications in process, but also would be hitting the streets.

Another long time employee told Leasing News the first day he was “shocked” and the second day angry as he learned severance was based on one year and other benefits also, from the date LEAF purchased Pacific Capital.

While Paul says “goodbye” for now, we hope to have a “hello, again” from him soon. He does not have a non-compete clause from LEAF corporation.

TODAY

Paul Menzel, CLP
President, CEO
Financial Pacific Leasing

Dwight Galloway, CLP
Senior V.P., Broker Operations
RLC Funding-Division of Navitas Lease Corp.

Steve Reid, CLP
Vice President
Equipment Finance Dept.
Commerce National Bank

Bob Hunter whereabouts not known. Columbia, South Carolina office was in default on its rent as it closed down LEAF Third Party Funding and there was a dispute about breaking the lease, which Leasing News wrote about. LEAF Financial ended it arrangement with Resource America and arranged backing as LEAF Commercial Credit.

http://leasingnews.org/archives/Jan2011/1_24.htm#leaf_cc
http://leasingnews.org/archives/May2012/5_07.htm#moving




[headlines]

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Classified Ads---Operations



(These ads are “free” to those seeking employment
or looking to improve their position)

Want To Work From Home
Have 10+ years in readying Lease Origination Documentation, Litigation case mgmt., Collection, Repossession, Remarketing, complete Discovery and Interrogatories, attend Trials and Mediation, prepare and submit SAR’s, translate for Spanish speaking customers, clients and employees, monitor high risk accounts for monetary penalties, bankruptcy management. Email: BRFR@ATT.NET

 

Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

 


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



[headlines]
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Is Long Term Leasing Dead?
by Paul Weiss


paul@pantheraleasing.com

I thoroughly appreciated Mr. Terry Winders’ mention of “short term leasing” as an area of greater industry focus (1). Few industry writers capture the macro and micro as well as Terry… his immediately prior piece on blue ink signatures was eye opening for me too. (2) I had a chance to append certain of my long held views on blue ink once Terry waked me up a bit. He again proves to be Master of All Things That Matter (“MATTM”).

As I imagine myself to be more of a big picture than micro guy, probably because of relatively lower IQ, I would like to say that (with respect to shorter term leasing) Terry has just touched on a topic that in fact will be the defining topic of our industry going forward. Here is why I think so:

1) Long term leasing is dead. To clarify, “long term” must be measured relative to the useful life of the asset, and in some industries that’s 5 years and in others it is measured in decades. Either way, there is no way any equipment-based transaction that has a length of term that loosely resembles the useful life of the gear can be or should be a Lease. (I use the term Lease with capital “L” to refer to an off balance sheet deal. There is no such thing in my mind as a lease with a small “l”, that’s a loan/financing type deal. So many of us use the lease word for equipment-based deals that are really financings... I even have to argue this point with lawyers who simply miss the larger point.)

Amazingly: there are still 89.99% PV deals being spoken of out there. Why? It doesn’t really matter how and when the rules change on lease accounting, there is going to be a world of hurt if all of Leasing doesn’t move to shorter term and much-much lower PVs. Like Hiroo Onoda of the Japanese army who continued his service on a remote island for almost 30 years after WWII ended, it seems amazing that word has not gotten through to these arrangers and brokers or their hapless customers. This war is over and Leasing must surrender to the New World Order.

2) Banks, which are either over-regulated or simply believe they are, aren’t going to be in Leasing. They may have leasing initiatives and leasing staff and leasing subsidiaries and leasing employees, but that isn’t Leasing. Terry is right, to play in today’s market you need to have (using my words --not his) the appetite, interest, passion, entrepreneurship, resources, patience, and expertise to go long equipment and not mind if it means (literally) taking long to achieve your goals. Banks aren’t ever going to have all of those ingredients.

3) Manufacturers seem more confused than ever. For those medium sized and smaller equipment vendors, customers are asking for financing alternatives more and more. I think we can attribute that to the potent combination of customers starting to imagine expansion and opportunity even if they aren’t awash in cash. A lot of these customers (including most all of the ones with outside stakeholders) want to consider a Lease alternative. Less than investment grade vendors are well positioned operationally to offer Rentals and Leases… as Terry points out, who is better equipped than the original maker when it comes to return, remanufacturing, and remarketing? But in spite of this strategic positioning, the non-investment grade vendor carrying their own Lease paper will be in a world of hurt fiscally speaking. The vendor’s goal is to achieve sales growth and maximum ROI… Leasing can be directly contrary to both for a vendor which otherwise is thriving. I actually have conversations with manufacturers who seem to have no firsthand experience with these issues and/or are getting horrifying off point advice.

4) All customers in the New World Order face higher Lease rates. There is a higher degree of risk in Leasing than in financing and someone has to pay for all of this fun, and the “party” that will have to pay will be the lessee. With the higher lease rate comes the benefit of unassailable off balance sheet treatment and the added benefit of fleet flexibility, so I don’t feel that well targeted lessees will have any material reluctance to higher Lease rate factors. A 30 month lease with a 2% lease rate factor… is that expensive or not? Well, it depends, and because it depends the outlook for Leasing is bright.

5) There will be a bunch more new Leasing companies, and private equity and family office type players are likely to lead the way in backing them. Us older guys are sometimes amused by these entries, though… Leasing is harder than it looks. The dream team consists of deep equipment guys plus deep Leasing guys (two different cultures by the way) plus patient and sophisticated and plentiful capital, nothing more nothing less. A recent 15 page Leasing Newco business plan came my way… with 7 pages of credit-based criteria and procedures. No mention of pricing, residuals, remarketing, or even blue ink signatures. Leasing is much more involved than making good credit decisions, right, Terry? Yikes.

6) Watch for and avoid the likely series of structures that will arise to try to mitigate the residual risk inherent in shorter term deals. Will there be First, Second and Third Amendment deal structures? Almost undoubtedly, but as we move to the New World Order the best and safest solution for the customer is to work with a Leasing company who really is happy to be in Leasing vs. Amending away residual risk. Along these lines, there is going to be huge pressure on negotiation of purchase options… think Alvin Submersible type pressure. But while the lessee with pricing power will push hard, in fact the high dry ground will be a purchase option no more generous than FMV to maintain pristine facts and circumstances. Watch for people to start dusting off their FMV determination procedures in Leases with renewed zeal.

7) So, what is a lessor from the Old World Order supposed to do now? The ability to develop a Leasing (not just leasing) capability depends on many factors, but the presence of capital which understands that cash will ebb and flow on the way to good returns is critical. If you haven’t had a conversation with a non-equipment private investor lately, the kind who likes ETFs and dividend paying stocks and mid-grade corporate bonds, you should. Describe to them that you are in a business where the monthly cash flow (depending on the segment) is 1-4% per month. Make sure they know that the “collateral” is depreciating too… but at far less than 1-4% per month. Oh, don't forget, there may be periods when the equipment doesn’t work for a while, and there will also be periods when it is highly sought after.

You will find them frustrated with prevailing fixed income coupons and stock market yields, and VERY interested by this Leasing thing. Also, their timing would be good: this is a big new restart of something old and time-tested. Leasing, imagine that! And tell them Uncle Paul sent you.

paul@pantheraleasing.com

Paul Weiss Biography
http://www.leasingnews.org/Advisory%20Board/Weiss_Paul.html

(1) Short Term Leasing—Mr. Terry Winders
http://leasingnews.org/archives/Aug2013/8_19.htm#short

(2) Signatures in Blue Ink—Mr. Terry Winders
http://leasingnews.org/archives/Aug2013/8_06.htm#signatures

 


[headlines]
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*****Announcement************************************

The Alta Group Plans Sept. 10 Webcast
for Leaders of Growth Strategies


RENO, NEVADA, --The Alta Group plans to host a complimentary webcast Tuesday, Sept. 10 on “6 Time-Tested Strategies for Growth.” This one-time special program will feature some of the firm’s leading consultants who are actively involved as advisors in the worldwide equipment leasing industry. They will provide a valuable framework for testing, evaluating, and validating various types of growth plans.

The 1 p.m. (ET) web event is designed for CEOs, CFOs and executive-level vice presidents at equipment leasing and finance companies globally. Speakers are John C. Deane, Alta’s CEO, and Michael J. Fleming, senior management director and leader of Alta’s Service Provider vertical; Melisa Carter, an Alta consultant; and Valerie L. Gerard, managing director of Alta’s Management Consulting Practice.

Attendees will learn how to deliver using growth plans based on the consulting firm’s real life examples from decades of successful engagements with equipment finance companies. Register now at www.krm.com/thealtagroup (More information precedes the registration. A free MP4 Recording will be available for 30 days following the event. Editor).

While certain factors hold true in any type of business development strategy, there are specific considerations depending on the type of growth planned. This 90-minute webcast will address what’s specifically important in organic business development, mergers and acquisitions, product or service diversification, and new market entry.

For more information about the webcast, contact Ms. Carter at mcarter@thealtagroup.com.

About The Alta Group
Since 1992, The Alta Group has represented equipment leasing and finance companies, financial institutions, manufacturers and service providers, offering management consulting, and expertise in global market entry, vendor and captive finance, professional development, legal support services, asset management, mergers and acquisitions. For more information about Alta worldwide, visit www.thealtagroup.com

*****Announcement***************************************

 


• Contract Negotiations • Fraud Investigations 
• Credit Investigations • Skip-tracing 
• Third-party Commercial Collections
John Kenny 
Receivables Management

For flat fee or commissions basis 

john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)


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Leasing Industry Help Wanted

Los Angeles, California
Documentation and Funding Coordinator

Minimum 2 years of experience in preparation
of loan or lease documents in equipment finance,
leasing, commercial banking or mortgage lending.
Join our team in providing a streamlined funding process.
Contact: Shervin S. Rashti, CLP
Direct: 213-599-7660

www.maximcc.com
Maxim Commercial Capital is a commercial finance company committed to fostering the growth of small and middle market companies by providing creative and flexible asset-backed financing solutions

 




Credit Analysts
Positions in Irvine and San Diego

1 year experience preferred, salary/benefits
Any related experienced may also qualify
Credit Analyst description: click here
Please call Dean Lyulkin 858-866-9253


www.cflbc.com
Commercial Finance & Leasing Bank of Cardiff, Inc, a
finance lender licensed pursuant to the California Finance
Lenders Law, license #603G469


For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.  


[headlines]
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Sales Makes it Happen by Steve Chriest



"Don’t Shoot the Dog"

Valuable insights for managers can sometimes be found in the most unlikely places. For example, Karen Pryor has written a book, “Don't Shoot The Dog!”---which a revised edition will be available at Amazon starting tomorrow, August 22, 2013. Although the book is loaded with information about training animals, with the latest using a clicker, it's really about training anyone, whether human or animal, to do anything that can and should be done. This little book contains some of the most valuable information and insights I've ever read about managing people.

Ms. Pryor talks a great deal about the principles of reinforcement training. Here is the pearl for managers: Using positive and negative reinforcers is the best way to change behavior. What managers may find most surprising is her contention that positive reinforcers are better at changing behavior than are rewards.

A reinforcer is something that when occurring in conjunction with an act tends to increase the probability that the act will occur again. There are positive and negative reinforcers. Sincere praise is a positive reinforcer, and is something most humans seek. A disapproving look from a manager is a negative reinforcer, and most employees will seek ways to change whatever behavior caused the disapproving glance from the manager.

When managers aren't getting the results they want they often resort to punishment as their favorite behavior modification tool. Many may not have learned firsthand that spanking the dog, yelling at an employee, levying a fine or docking a paycheck as punishment is not only a clumsy way of modifying behavior, but that it doesn't often work!

The author tells us that the major problem with punishment is the fact that when it doesn't work we tend to escalate the punishment in hopes of better results. For example, let's say that your sales team members aren't making enough cold calls. As a manager you could demand that they report to the office every Friday afternoon at 5 p.m. and write on the whiteboard five hundred times, “I promise to make more cold calls.” If that doesn't work you could escalate the punishment by lowering their commission payouts. Still no results? You could again escalate the punishment by suspending them for a week, without pay. When none of this works, the question managers should ask is, “where will the escalation of punishment end?”

If you want an introduction to the most up-to-date principles underlying all training, and tips on how to apply these principles in your business, I highly recommend “Don't Shoot the Dog.” It may forever change your views on modifying behavior in the workplace.



$10.25

http://www.amazon.com/Dont-Shoot-Dog-Teaching-Training/dp/1860542387/ref=dp_ob_title_bk

About the author: Steve Chriest is the founder of Selling UpTM (www.selling-up.com), a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling The E-Suite, The Proven System for Reaching and Selling Senior Executives and Five Minute Financial Analyst, Basic CREDIT & Analysis Tools for Non-Accountants. He was the CEO of a very successful leasing company and executive at a major company. You can reach Steve at schriest@selling-up.com.



 

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Letters from Readers?---We get Email!
(Mostly in chronological order)


Broker-Lessor Jeff MacDonald Passes Away
http://leasingnews.org/archives/Aug2013/8_19.htm#macdonald

"Jeff passed away last Wed. the 14th. The cause of death is not certain but it is believed that he died of a heart attack in his sleep Wed. afternoon. As you know, Jeff has been fighting kidney disease all of his adult life and has recently had to go back onto dialysis. Jeff has been a leader in the leasing industry for over 30 years."

“Thank you for the nice article that you published on Jeff. He will be missed by his family, friends and many in the industry.

….(Leasing News asked about Mesa Leasing)

“To answer your question: Mesa will continue to operate under my direction. Fortunately, the business has been throwing off significant cash flow since we scaled back originations. Mesa has started to originate some new leases from our old network of key brokers. We will continue to operate in that manner. We are only looking at California transactions.

Regards
Dave Watt
Chairman and Treasurer

----

"The memorial for Jeff (which his family just told me will be really like a 'birthday party for him') will be at 1:00 PM on Friday August 30th at Admiral Baker Park located at 2400 Admiral Baker Road in San Diego right by QUALCOMM Stadium."

Ellen M. Stern, Esq.



Reaction to Leasing Icon Ira Romoff Passing away
http://leasingnews.org/archives/Aug2013/8_02.htm#reaction

"We've never met, but I wanted to thank you for running that meaningful tribute to my husband, Ira Romoff, on your Leasing News website. I was especially touched to see the responses to the initial article from colleagues in the field.

"And, on a related note, I delivered one of the eulogies at Ira's funeral, and posted it in my blog. I thought you might want to see it - and share at your discretion."

http://arleneromoff.blogspot.com/2013/08/in-memoriam-ira-z-romoff-1947-2013.html

Warm regards,
Arlene Romoff

----

"Thanks for the info on Ira. I called and left condolences for Arlene with his daughter. Ira was a great guy I certainly enjoyed working with and getting to know him while he was with OneWorld. Will always remember him on Christmas as that was his birthday. I missed the opportunity to go to Israel with him to tour with an insider.

John L. Winchester, CLP
ComCo-OneWorld, Inc.
CommunicationsLeasing/Winchester Co


Leasing News Advisor
Bob Kieve

"What a wonderful and incredibly interesting gentleman to have on the Leasing News advisory board. As written in his bio, he is truly someone that would be an tremendous mentor."

Brian Huey
LeaseSource


 

Leasing 102 by Mr. Terry Winders, CLP
Making Money by Leasing”
http://leasingnews.org/archives/Jul2013/7_29.htm#making

"I loved this article today. 'Making Money by Leasing.'

“It was a concise and easy to understand explanation of the inner workings.”

Ed Castagna

(I understand Terry is writing a book on this subject. Hopefully it may be available in September. Editor)


 


“You appear to champion ethical conduct in your publication. Is there a code of ethics for the industry or do you supply a recommended code?

“Also, do you have any sort of sample disclosure document for new leases to make sure the buyer knows what kind of lease they are signing, i.e. $1 Buyout or FMV?

“Do you have a recommended process for notification to Lessees by the Lessor as a lease approaches termination time?"

Thanks,
Oli

Oli Thordarson
President, CEO - Alvaka Networks, Inc.

(I think others would like the answers, too):

CLP Standards of Professional Conduct
http://www.clpfoundation.org/requirements/standards.php

NAELB Best Practices Broker Code of Ethics
http://leasingnews.org/PDF/NAELBBestPracticesBroker_72013.pdf

NEFA Standards of Profession Practice, page 10
http://www.nefassociation.org/associations/9928/files/NEFA%20ByLaws.pdf

ELFA Principles
http://www.elfaonline.org/About/?fa=pfbp

Lessee Needs (see CLP handbook at bottom of story)
http://leasingnews.org/archives/Apr2013/4_23.htm#needs

Many of Terry's columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm


http://leasingnews.org/archives/Jun2013/6_11.htm#national

"The folks at National Funding (and I) were very appreciative of your coverage of Bob Sweeney’s appointment. I am amazed at how much content you present, filter and share in the Leasing News!

"Thank you very much again."

Sue

Susan Almon-Pesch
Public Relations



 

Charlie Bancroft Passes Away
http://leasingnews.org/archives/Jun2013/6_11.htm#bancroft

“Julie just sent me your Leasing News story about Charlie. I think it is an exceptionally nice tribute to Charlie, and it deserves my utmost thanks.

“After reading about Charlie, I goggled ‘Kit Menkin and Leasing News.’ The first thing listed was your conversation with Dallin Hawkins which I shared with Julie. We got a good laugh. Some people just never learn that it's not in their best interest to start an argument with a journalist.

“Your newsletter is a great service for the leasing industry. Keep up the good work.”

Gratefully,
Ann Perry Bancroft




“Since you are great baseball fan, and have mentioned David Letterman before, I thought I would send you the attached. It is a picture of the Spicklemeir Braves of the Haverford Little League in Indianapolis, Indiana in 1957. We were 12-6 and came in second in the league. In the front row, left to right, are Dan Martin, David Letterman, Bob Borden holding the bats, David Scott, Frank Borden (my older brother and a registered professional forester in Redding, California for 40 years.) The last guy is unknown. Funny how you can remember names from the very distant past, and not do as well as the present. Letterman was our relief pitcher and the only outfielder that could routinely catch the ball. His pitching form was as a sidewinder.

Sidebar--brother Frank, at age 67, one year older than me, is the oldest player by about 15 years in the Northern California Hardball League in Redding.

“Take it easy my friend.”

Bob@uls-usa.com


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

[headlines]
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Why I became a CLP

Nancy A. Geary, CPA, CLP
Partner, ECS Financial Services, Inc.
Certified Public Accountants and Portfolio Management Services


As ECS Financial Services began to actively market itself as a service provider to the leasing industry, we asked ourselves some important questions. Why would a leasing company seek out ECS Financial? What would set us apart from other service providers? How could we demonstrate our knowledge of the industry? While we have always prided ourselves on the quality of our work, it is sometimes difficult to demonstrate such quality to a prospective client.

We believe we have a high level of leasing knowledge and can offer value to many in the industry, so it seemed a no-brainer that obtaining a CLP designation would help us communicate to clients and prospects that we offer such expertise. We believe the designation gives us a level of credibility. We believe it also sends the message that we are committed to education and ethical practices.

And so, for three weekends in January of 1999, three members of the ECS team, myself included, attended Johnny Johnson’s CLP Review Course, sitting for, and passing, the exam, on Sunday of the third weekend.

The CLP designation has come to mean a lot to me, and I am a big supporter of the Foundation, currently serving on the Board of Directors for the second time.

Over the years, I cannot say that the CLP designation has ever been the deciding factor between gaining and losing a client, but I have to think it has helped us to be recognized and has opened the door to potential opportunities for us.

CLPs in Good Standing
http://www.clpfoundation.org/members/members.php

Why I Became a CLP series:
http://www.leasingnews.org/CLP/Index.htm


 

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Leasing News Advisor
Ginny Young


Ginny is one of the original founders of the Leasing News Advisory Board. She had been in the finance industry for 35 years, including being very active for over 20 years in equipment leasing. She retired from the commercial finance industry in 2005.

Since closing Brava Capital, Ginny has become CFO of the family’s construction business which specializes in playground and other site amenity construction for municipalities such as cities, counties, school districts, and HUD. She still keeps in touch with her friends in the leasing business and participates in Leasing News Advisory Board discussions and meetings.


Ginny Young
Ortco, Inc.
2163 N. Glassell Street
Orange, CA 92865-3307
714-998-3998
ginny@ortcoplays.com

Her prior company Brava Capital specialized in franchise financing. She was a very active member of the United Association of Equipment Leasing having chaired several committees, worked on regional committees and was a speaker/panelist at annual conferences. She wrote articles for "Newsline." She chaired the very successful 1999 Annual Conference and Exhibition and served on the Board of Directors for four years.

Ginny enjoys spending time in her mountain home in Lake Arrowhead, CA, which is only a little over an hour away. The weather is usually 10-15 degrees cooler in the summer than her home in Orange County.

 

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Credit Analysts
Positions in Irvine and San Diego

1 year experience preferred, salary/benefits
Any related experienced may also qualify
Credit Analyst description: click here
Please call Dean Lyulkin 858-866-9253


www.cflbc.com
Commercial Finance & Leasing Bank of Cardiff, Inc, a
finance lender licensed pursuant to the California Finance
Lenders Law, license #603G469
 

 

[headlines]
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August Housing Report--As Goes the Economy
by Al Schuler (reporting to Leasing News ten years)


(Housing rebound is different - it is much slower, more renters this time, houses are smaller, and more people moving back to the cities.)

 









Full report (power point presentation):
http://leasingnews.org/PDF/Housing_notes_August_2013.pdf



 

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Classified ads—Lease Portfolio/Legal

Leasing Industry Outsourcing
(Providing Services and Products)

Lease Portfolio: Stilwell, KS 
Looking to buy or sell lease portfolio? 20+ year lease consultant specializing in portfolio placement. Free initial consultation. References available on request.
Contact today
E-mail:MLOST@aol.com 
    
Legal: http://www.leaselawyer.com/ 
"I enjoy brainstorming about all aspects of leasing. I'll be back to you within 24 hours of your call or e-mail!" Barry S. Marks, Esq.
E-mail: poetbarry@aol.com
    
Legal: Los Angeles, CA
Challenge me with your legal question about leasing. No charge for a "free" consultation. Richard Wagner, Esq. www.wzlawyers.com 
E-mail: rwagner@wzlawyers.com
Legal Management: Portsmouth, NH
National Litigation, local representation. Replevin, writs of possession/attachment, relief from stay, deficiency judgments, service through recovery. Free resources. Call 855.EENGINE
equipmentengine.com
Legal: Westport, CT
We represent finance companies, banks, lessors, etc., in replevins/seizures, collections and bankruptcy matters in Connecticut and New York. Flat fee, contingency and hourly rates.
Email: rchinitz@replevinlawyer.com
 


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How to Post a free "Outsourcing" classified ad:
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Saint Bernard / Mixed (medium coat)
San Rafael, California Adopt-a-Dog

Pony
Milo id#18935
Young
Female
Large
Special Needs: no
Spay: Yes

Meet our Bay Area adoptable animals at Milo Marin in San Rafael 5 days a week or at weekend mobile adoptions in the East Bay and Marin. We have other outreach locations too.

The Barnyard Saint Bernards. Covered in foxtails and mats and emaciated.... super sweet, a bit shy, and being fostered to receive the much needed TLC and good nutrition they desperately need!!

This litter was found in the worst conditions imaginable, and are recovering in our dedicated Milo foster homes, where they will be nursed back to health, gain much needed weight, be bathed and groomed (Hundreds of mats, dried up/dehydrated skin and fur), taught to trust and interact with people, socialized (as they sat in a horrible backyard), and in some cases undergo necessary surgeries. As always, donations to help Milo get this needed, unexpected vet care is MUCH NEEDED AND APPRECIATED!

We would appreciate if you would give them some time to recover, and submit your application to us indicating your first and second choice. Our fosters will have first choice to adopt, for volunteering their time and energy to care for these sweet souls.

Foster Report: 6/9/13: Foster Update- "they are getting better...lots of cleaning and brushing and 2 baths later (one at woodlands pet)! pony is more sure of himself but duck will get there too. they have never been up and down stairs before so we are teaching them. we don't have a backyard so they are learning about leashes. Duck is a picky eater, not sure how much of it is just nerves....

We will be happy to keep you posted on their progress and their upcoming availability!

Milo id#18935
The Milo Foundation
2060 Fourth Street
San Rafael, CA 94901 US
info@milofoundation.org
(415) 454-6456

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/


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News Briefs----

Container leasing industry better than in 2009
http://www.arabiansupplychain.com/article-9070-container-leasing-industry-better-than-in-2009/#.UhP_HJLnukE

Community & Southern Bank buys four local branches
http://www.ajc.com/news/business/community-southern-bank-buys-four-local-branches/nZStR/

India in uproar over rupee's fall
http://www.washingtonpost.com/world/india-in-uproar-over-rupees-fall/2013/08/20/975cad98-08c9-11e3-89fe-abb4a5067014_story.html

Rupee records decade's worst single-day fall of 148 paise
http://timesofindia.indiatimes.com/business/india-business/Rupee-records-decades-worst-single-day-fall-of-148-paise/articleshow/21918990.cms

S&P maintains negative outlook on India's rating
http://timesofindia.indiatimes.com/business/india-business/SP-maintains-negative-outlook-on-Indias-rating/articleshow/21937318.cms

Turkish Skyline Foreshadows Emerging-Market Slowdown
http://www.nytimes.com/2013/08/21/business/global/turkish-skyline-foreshadows-emerging-market-slowdown.html?hp&_r=0

Tesla's roof so strong it broke crush test machine
http://www.usatoday.com/story/money/cars/2013/08/20/tesla-model-s-crash-test/2678557/
http://www.mercurynews.com/business/ci_23901128/tesla-model-s-aces-crash-tests-federal-regulators

TV's Highest Paid Stars: What They Earn
http://tv.yahoo.com/news/tvs-highest-paid-stars-earn-110000560.html



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--You May Have Missed It

IRS Portal Brings Anti-Tax-Shelter Law FATCA Closer to Reality
http://www.americanbanker.com//issues/178_161/irs-portal-brings-anti-tax-shelter-law-fatca-closer-to-reality-1061461-1.html

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SparkPeople--Live Healthier and Longer


 

10 Steps to a Clutter Free Home
sparkpeople.com/blog/blog.asp?post=10_steps_to_a_clutter_free_home


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Baseball Poem

WHY BASEBALL WALTZES WITH LETTERS
  by Tim Peeler

 

A Faulkner sentence is an extra inning game,
Simply and finally playing through its Will and exhaustion.

Third Base Coach signals are ee cummings poems-
Gimmicky, sure, but meaningful in their color
When you break the code.

The prisons play contests of Bukowski prose,
Where a stolen base may be a literal image
And everybody gambles nothing.

Weird killers load the bases at a
Stephen King Little League field, the sequel,
A grand slam promise at the bank.

Although Poe would never sit through nine,
His words are a dark season in the cellar,
A team leaving town and the death of a Beautiful groupie.

Finally, Wolfe who wrote slugfest
Double-headers played to million-footed
Throngs, then flickered like so many other
Stars never meant for extra innings.

------------------- ---  

with the permission of the author, from his  book of baseball poetry:

“Waiting for Godot’s First Pitch”
    More Poems from Baseball

 


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Sports Briefs----


College Football Rule Changes For 2013
http://www.thepostgame.com/blog/list/201308/2013s-8-new-ncaaf-rule-changes#1

Broncos linebacker Von Miller suspended for six games
http://www.usatoday.com/story/sports/nfl/broncos/2013/08/20/von-miller-suspension-denver-broncos/2678349/

Cornwell is the go-to lawyer for athletes in trouble | In Person
http://seattletimes.com/html/businesstechnology/2021635853_



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California Nuts Briefs---

More lightning in the forecast
http://www.sfgate.com/bayarea/article/More-lightning-in-the-forecast4745795.php

Bill Cosby's lifelong love affair with jazz
http://www.mercurynews.com/music/ci_23893636/bill-cosbys-lifelong-love-affair-jazz

 

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Jackson Family Wines buys Oregon winery
http://www.pressdemocrat.com/article/20130819/business/130819491?title=Jackson-Family-Wines-buys-Oregon-winery

J. Lohr Vineyards & Wines Appoints Steve Lohr CEO And Board Chairman And Jeff Meier, President And COO (Press Release)
http://www.winebusiness.com/news/?go=getArticle&dataid=120679

Historic winery sold for $4.7M
http://www.uniondemocrat.com/News/Local-News/Historic-winery-sold-for 47M

Top wineries in Washington state
http://www.bizjournals.com/seattle/news/2013/08/16/the-list-top-wineries-in-washington.html

Low-alcohol wine set to boom?
http://www.cnbc.com/id/100968201

Old vines, new Sebastopol culinary center
http://www.sfgate.com/travel/tastingroom/article/Old-vines-new-Sebastopol-culinary-center-4430900.php


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm


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This Day in History

    1777 - Bennington Battle, a major victor for the colonial army, primarily because the battle was delayed by rain.  The rain delayed British reinforcements, and allowed the Vermont Militia to arrive in time, enabling the Americans to win a victory by defeating two enemy forces, one at a time
http://darter.ocps.net/classroom/revolution/benn.htm
http://www.matmice.com/home/hockey
http://www.virtualvermont.com/history/benbattle.html
http://www.revolutionaryday.com/usroute7/bennington/
    1780-In the Battle of Camden, S.C., American forces under Gen. Horatio Gates were defeated by the British under Gen. Charles Cornwallis.   Baron Johann de Kalb, a Prussian officer who was commissioned a general in the Continental Army, was mortally wounded in the battle.  Gates suffered disastrous losses.  Nearly 1,000 Americans killed and another 1,000 captured by the British. British losses about 325.  One of America's worst defeats in the war.  General Washington replaced gates with Nathaniel Greene, who is credited with “brilliance” in turning the war situation around as outlined on his birthday, August 7.
http://www.multied.com/Bio/RevoltBIOS/KalbJohann.html
http://home.sprintmail.com/~robtmarj/thecollinsfamily.html
http://www.co.dekalb.ga.us/history.htm
    1812 -- A mass meeting in NYC denounces the War of 1812.
    1812-Brigadier General William Hull surrendered Detroit to British forces under General Isaac Brock, making no attempt to defend the city though the attacking force was smaller than his own. Hull was court-martialed two years later for yielding without resistance.
http://www.factmonster.com/ce6/people/A0824487.html
http://www.cr.nps.gov/museum/exhibits/revwar/image_gal/indeimg/hullgen.html
    1813- Sarah Porter - U.S. educator. SP created Miss Porter's school in Farmington, CN, one of the outstanding school for girls in the nation.   Raised in an exceptional family that produced a president of Yale College allowed her to study the classics to an extended degree, this brilliant woman started her successful school in 1843.Initially she kept the school small teaching Latin, French, German, chemistry, natural science, mathematics, history, geography, and music in addition to the basic subjects. She gradually added staff and accommodations but took pains to maintain the schools standards which were unique in the nation for their excellence. , She also demanded strong characters. She was also way ahead of her times by insisting on daily exercise for the girls.  
    1829- Taking the country by storm, Robert Hung of Boston, MA, brought the Siamese twins Chang and Eng into the United States. They were born on April 15, 1811, in Bangesau, Siam, of a Chinese father and a -Siamese mother. They were joined at the waist by a cartilaginous band about four inches long and eight inches in circumference. They grew to be about 5 feet 2 inches in height, and, since they faced in the same direction, could walk, run, and swim. They were exhibited throughout the United States and later in Europe. They were married in April, 1843 to two sisters, Sarah and Adelaide Yates. Chang had 10 children and Eng nine children.   They died within three hours of each other on January 17,1874.  The name “Siamese twins,” meaning twins whose bodies are connected in any of a variety of ways, is derived from them.
http://engandchang.twinstuff.com/
http://bullseyedesigns.com/sideshow/people/twins/chang_eng.htm
    1861- Several newspapers in the Union states were brought to court for alleged pro-Confederate sympathies, including the Brooklyn Eagle, the New York Journal of Commerce, and the New York Daily News.  On August 19, an editor for the Esses County Democrat in Haverhill, Massachusetts was tarred and feathered for his Southern leanings expressed in the newspaper.
    1881--WILLIAMS, MOSES Wartime Medal
Rank and organization: First Sergeant, Company I, 9th U.S. Cavalry. Place and date: At foothills of the Cuchillo Negro Mountains, N. Mex., 16 August 1881. Entered service at. ------. Birth: Carrollton, La. Date of issue: 12 November 1896. Citation: Rallied a detachment, skillfully conducted a running fight of 3 or 4 hours, and by his coolness, bravery, and unflinching devotion to duty in standing by his commanding officer in an exposed position under a heavy fire from a large party of Indians saved the lives of at least 3 of his comrades. 
    1915-Birthday of singer Al Hibbler, Little Rock, AR
    1909 - A dry spell began in San Bernardino County of southern California that lasted until the 6th of May in 1912, a stretch of 994 days! Another dry spell, lasting 767 days, then began in October of 1912. http://www.arjazz.org/artists/hof/1995/95_al_hibbler.html
    1922- Louis Lomax, author, born.http://www.alan-lomax.com/about_bio.html
    1916 - Altapass NC was deluged with 22.22 inches of rain in 24 hours to establish a state record
    1926-Birthday of pianist Mal Waldron, New York City
http://www.enjarecords.com/mal-waldron.htm
http://www.jazzinbelgium.org/guest/waldron.htm
    1929—Pianist  Bill Evans birthday 
http://www.downbeat.com/artists/window.asp?action=new&aid=50&aname=Bill+Evans
http://members.aol.com/gsonjazz/evans/be-home.htm
http://www.billevans.org/BBS/index.asp
    1931-Birthday of Eydie Gorme - U.S. pop vocalist. EG was a popular nightclub and recording star. She often appeared with her husband Steve Lawrence, but she maintained a much better separate recording career that kept her near the top of the charts for a long, long time. The duo had a TV show (1959).
    1936 -- Jesse Owens leaves Berlin Olympics with four gold medals.    1938 - Benny Goodman and his band, and a quartet, brought jazz to Carnegie Hall in New York City. When asked how long an intermission he wanted, Benny said, "I don't know. How much does Toscanini get?"
    1942 - For Columbia Records, Kay Kyser and the band recorded "A Zoot Suit", about the problems associated with wearing the garish, fashion.
    1942 - A TWA transport carrying film actress Carole Lombard, her mother, and 20 other passengers, crashed near Las Vegas, Nevada. All aboard were killed.
    1944 - General Dwight Eisenhower was appointed Commander-in-Chief of the Allied Expeditionary Force and asked to plan the launch of a second front in Western Europe.
    1950-Nat “King” Cole with the Stan Ken Band, records “ Orange Colored Sky, “ Los Angeles.
    1950-Birthday of drummer Alvin Queen, New York City.
    1951—Top Hits
Too Young - Nat King Cole
Come on-a My House - Rosemary Clooney
My Truly, Truly Fair - Guy Mitchell
Hey, Good Lookin' - Hank Williams
    1952-SHUCK, WILLIAM E., JR.
Rank and organization: Staff Sergeant, U.S. Marine Corps, Company G, 3d Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Korea, 3 July 1952. Entered service at: Cumberland, Md. Born. 16 August 1926, Cumberland, Md. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a squad leader of Company G, in action against enemy aggressor forces. When his platoon was subjected to a devastating barrage of enemy small-arms, grenade, artillery, and mortar fire during an assault against strongly fortified hill positions well forward of the main line of resistance, S/Sgt. Shuck, although painfully wounded, refused medical attention and continued to lead his machine gun squad in the attack. Unhesitatingly assuming command of a rifle squad when the leader became a casualty, he skillfully organized the 2 squads into an attacking force and led 2 more daring assaults upon the hostile positions. Wounded a second time, he steadfastly refused evacuation and remained in the foremost position under heavy fire until assured that all dead and wounded were evacuated. Mortally wounded by an enemy sniper bullet while voluntarily assisting in the removal of the last casualty, S/Sgt. Shuck, by his fortitude and great personal valor in the face of overwhelming odds, served to inspire all who observed him. His unyielding courage throughout reflects the highest credit upon himself and the U.S. Naval Service. He gallantly gave his life for his country.
    1953-Birthday of Kathie Lee Gifford - U.S. TV personality who starred for many years in the hit daytime show Live with Regis & Kathie Lee. She retired from the show in 2000 to concentrate on her acting and singing.
    1953-Birthday of singer James “JT” Taylor, South Carolina.
    1958-Birthday of Madonna Louis Veronica Ciccone, known popularly as “Madonna, “ born Bay City, MI.
    1952-Baritone saxophonist Gerry Mulligan, with Chet Baker, cuts first piano less quarter, Los Angeles (Pacific Jazz is born!!!)
    1957--- Buddy Holly and The Crickets, still being billed by the band name only, begin a six-night engagement at Harlem's famed Apollo Theater, the first white rock act to play the venue. Although crowds boo a little at first -- many, including the venue, assumed they'd be seeing R&B vocal group The Crickets -- by the third night of the engagement Buddy's energy and songs have won them over.
    1957-- Ricky Nelson releases "Be-Bop Baby"
    1957-- The Everly Brothers release "Wake Up Little Susie," which becomes their number one big hit, although banned by many radio stations as it is about a girl who falls asleep at a party and wakes
up the next day. 
    1959—Top Hits
A Big Hunk o' Love - Elvis Presley
My Heart is an Open Book - Carl Dobkins, Jr.
There Goes My Baby - The Drifters
Waterloo - Stonewall Jackson
    1961 - Mickey Mantle signed the contract that made him the American League's highest paid baseball player. "The Mick" played the 1961 season for $75,000. In the National League, Willie Mays, made more money than any other baseball player with a contract for $85,000.
    1962-Two years and four days after joining, Pete Best was fired from The Beatles by manager Brian Epstein, who was told by record producer George Martin that he wanted to use a more experienced session drummer on the band's recordings. . Incredibly, Epstein then asks Best to fulfill his commitment and play the group's show that night in Cheshire's Riverpark Ballroom, but when he doesn't show, the group is ready with a replacement: Johnny Hutchinson of fellow Merseybeat group The Big Three. John, Paul and George had long admired the work of Rory Storm And The Hurricanes' drummer Ringo Starr, who jumped at the chance to join them Fans will react badly to the news, pummeling the group at their next few shows, sending petitions to local papers, and shouting "Pete Best forever, Ringo never!" at the Cavern. After his dismissal, Pete Best would never have any further communication with his former mates. 
    1962-The first single by Little Stevie Wonder, "I Call It Pretty Music" was released. Marvin Gaye played drums on the track that failed to gain much attention. Twelve year old Stevie would have his first hit a year later with "Fingertips Pt. 2". 
    1962-Peter, Paul and Mary released their first US Top 10 hit, "If I Had a Hammer". 
    1962- Detroit harmonica prodigy "Little" Stevie Wonder releases his first single, "(I Call It Pretty Music, But...) The Old People Call It the Blues," featuring another newcomer, Marvin Gaye, on drums. It fails to chart.
    1964 - In New York City, "Hello Dolly!" starring Carol Channing opened at the St. James Theatre. A musical adaptation of Thornton Wilder's play, "The Matchmaker", the show, was called the "possible hit of the season" by critics. "Hello Dolly!" played for 2,844 performances, before returning to in the 1990s with, again star, Carol Channing.
    1965 - Reportedly, the San Francisco Giants continued to pay Willie Mays $105,000 a year. In exchange, he gave them a .317 batting average, a slugging percentage of .645, and 52 home runs in return. In 1965, Willie took home the MVP award.
    1967—Top Hits
Light My Fire - The Doors
All You Need is Love - The Beatles
Pleasant Valley Sunday - The Monkees
I'll Never Find Another You - Sonny James
    1968-- The Jackson Five perform their first official live gig, opening for Diana Ross and the Supremes at the (Great Western) Forum in Los Angeles. 
    1969-The second day of three for The Woodstock Music and Art Fair  on Max Yasgur's farm in Bethel, New York. Over 400,000 attend, most without tickets, which prompts officials to say the festival is open and free. Those up on stage include Jimi Hendrix, Santana, Sly and the Family Stone, the Who, the Grateful Dead, Joan Baez, Janis Joplin, Joe Cocker, Canned Heat, Crosby, Still Nash & Young and the Jefferson Airplane among others. Things that helped make Woodstock a unique event included, but were not limited to, rampant drug use, not enough food, and sanitation, three deaths, two births and four miscarriages. (1969)
    1975—Top Hits
Jive Talkin' - Bee Gees
One of These Nights - Eagles
Someone Saved My Life Tonight - Elton John
Wasted Days and Wasted Nights - Freddy Fender
    1976 - A&M Records released the album, "Frampton Comes Alive". The double LP soon reached the top spot of the album charts for a 17 week stay. Its first year out, it sold 19 million copies.
    1977- TCB (Taking Care of Business), Elvis Presley leaves Earth, as he was pronounced dead at the  Memphis Baptist Hospital at 3:30pm, Eastern time,  at the age of 42.  In the first “Men in Black,” we see him leave our planet.  Here it is the anniversary of his death is an occasion for pilgrimages by admirers to Graceland, his home and gravesite at Memphis, Tennessee. (official site for “live” coverage and movies: http://www.elvis-presley.com). After an examination of the body, it is revealed that Presley's body contained butabarbital, codeine, morphine, pentobarbital, Placidyl, Quaalude, Valium and Valmid. It had been five years since the King had a US Top Ten hit with the number 2 song, "Burning Love". His last US number 1 was 1969's "Suspicious Minds". He left an estate valued at 4.9 million dollars, which by 1993 had grown to between 50 and 100 million. 
    1979--The biggest single of the summer is The Knack's "My Sharona," which goes gold. The success of the group is the gimmick of Beatle-esque posturing which the group treats as tongue-in-cheek. The Knack disbands less than two years later.
    1983-Paul Simon and actress Carrie Fisher get married. They would divorce in 1985
    1983—Top Hits
Every Breath You Take - The Police
Sweet Dreams (Are Made of This) - Eurythmics
She Works Hard for the Money - Donna Summer
He's a Heartache (Looking for a Place to Happen) - Janie Fricke
    1984 - The U.S. Jaycees voted to admit women to full membership in the organization.
    1984 - At the 11th annual American Music Awards, Michael Jackson received eight awards, including favorite pop and soul male vocalist, pop and soul album winner for "Thriller", pop and soul video winner for "Beat It" and best pop song for "Billie Jean".
    1985-Madonna and actor Sean Penn get married in Malibu, as helicopters with photographers hovered overhead. They would divorce in 1989
    1985 - Hugh Hefner took the staples out of "Playboy" magazine, ending its 30-year tradition of stapling centerfold models in the bellybutton. The decision made the centerfold more difficult to remove it.
    1984-Los Angles federal jury acquits auto maker John Z DeLorean on cocaine charges.
http://www.dead-or-alive.org/dead.nsf/dnames-nf/DeLorean+John
http://www.dmcnews.com/biblio.html
http://babbtechnology.com/thecar/index.htm
    1986- Madonna's "True Blue," album goes #1 for 5 weeks & her single "Papa Don't Preach," goes #1 for 2 weeks
    1988- IBM introduces software for artificial intelligence.
    1991—Top Hits
(Everything I Do) I Do It for You - Bryan Adams
P.A.S.S.I.O.N. - Rhythm Syndicate
Every Heartbeat - Amy Grant
She's in Love with the Boy - Trisha Yearwood 
    1999—Top Hits
Genie In A Bottle- Christina Aguilera
Bills, Bills, Bills- Destiny s Child
Tell Me It s Real- K-Ci
Summer Girls- LFO
    2001-- After piloting the team 13 games above .500 in spite of numerous injuries to key players, manager Jimmy Williams is fired by the Red Sox. The ousted skipper is replaced by the club's well respected pitching coach, Joe Kerrigan.
    2001- Barry Bonds' second home run of the game and 53rd of the season breaks the franchise record established by his godfather, Willie Mays. With his first homer, the left fielder eclipses the National League record for home runs by a left handed batter established in 1947 by another Giant, Johnny Mize.
    2002 -after four days of delaying the decision, the executive board of the Major League Players' Association votes 57-0 to set an August 30 strike date. All eight previous negotiations since 1972 have resulted in work stoppages in the national pastime.
    2003- The USPS unveils a new commemorative postage stamp of recently-deceased composer Henry Mancini, famous for the Pink Panther theme and several other film works.
    2009- With his 3-for-4 performance in the Yankees' 10-3 loss in Seattle, Derek Jeter passes Luis Aparicio for most hits ever compiled by a major league shortstop. The New York infielder, collecting career hits #2,673 and #2,674 his first two at-bats, surpasses the Hall of Famer's total, who spent his 18-year career, ending in 1973, with the White Sox, Orioles, and Red Sox.


 

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SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

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Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

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http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

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Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

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Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

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- Flexpoint Announces the Sale of Financial Pacific Leasing
- Sheldon Player is a Player at the Tables
- Operation Lease Fleece--Sentencing
- Update IFC Credit--Rudy Trebels
- HL Leasing, Fresno, Palm Desert, California

- Element Financial Sued by De Lage Landen
- Sears-Roebuck Joins "Why Not Lease It?"
- Leasing News Search---Archives
- Cobra Capital Back in Business
- Marlin Leasing Officers Exercises Stock Options
- Commonwealth Capital Answers
   Finra Charges Misuse Leasing Funds
- Four New CLP's from First American Equipment Finance
- Bentsen-Gregg named to new posts
- FASB/IASB Leasing Accounting Coming Down the Tracks
- Vehicle Leasing Conference Finds Daylight
    By Edward P. Kaye, Advantage Funding
- Abbott and Costello Prediction- An Update
- Sterling Financial Purchases Commerce National
- Vegas Conference Biggest Turnout since 2006
   by Dwight Galloway, CLP
- Alexa Report---Leasing News Pulls Ahead of Competition
- Steve Jobs---The Best Advice on Success and Failure
- US Hiring Index retreats 8.8% in Q1 2013
- www.leasingcomplaints.com
   Leasing News Kicks it up a Notch!
- Twitterverse--Are you a "Tweep" or "Twitterati"?
- Paul Menzel, CLP, Reports on ELFA Funding Conference
- Huntington Bank Hit with $81 Million Judgment
   Check Kite Crashes into El Camino Resources
- Leasing Association Membership Echoes Economy
   by Christopher Menkin
- Why Networking Doesn't Work
   by Eric V. Holtzclaw, www.inc.com
- New York City Investors’ Conference Equipment Finance
   By Bruce Kropschot, The Alta Group
- Banks Lending or Not Lending?
   Conversation with Deborah Monosson
- Pacific Western Bank Responds to Evergreen Non-Notification
- In-N-Out’s Burger Ranked Top Fast-Food Burger in US
- Media Tips - Learning from the Reporter’s Perspective
- Northern Leasing Systems Says "It isn't so!"
- Los Angeles BBB Expelled from National Association
- Female Lease Finance Association Presidents
- Terry Winders, CLP, Custom Built Poker Tables
   ---Order One for Father’s Day
- Broker’s Responsibility to Obtain
    California Lender’s License
- CLP 2012 Accomplishment Report
    Many "fresh faces" Become CLP's
- Most Popular Dog Breeds in America 2012
- Pacific Western Joins “Extra Lease Payment” Group
- The Matrix-Utah Connection
- Current License Regulations and Advice
- The House that Jerry Built
- Loan/Lease Statute Up-Date
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Sheldon Player's E.A.R. Ropes 18 Equipment Lessors
- Chat Acronymns and Keyboard Smilies
- Royal Links "True Lease" Court Ruling
- Element Financials’ Hudson Changing His Image
- Newport Financial Partners, Newport Beach, California
    Bulletin Board Complaint
- Reach Potential Customers and Vendors/Find Your Niche
- On Deck reaches $300 Million/1500 distribution partners
- "The Memory Shock" –New Book by Barry Reitman
- Third-IFC Credit Trustee, Northfield, Illinois
   
Bulletin Board Complaint
- Four Software Solutions
    re: Digital device/Laptop Lost or Stolen!
- Excellent Tips by Warren Buffet
- Take Your Banker to Lunch
- Meridian Finance Group Looking Brokers for Europe Biz
- Is Leasing Securitization Dead or Alive?
- Why Leasing News is Different
- Mazuma and Republic Bank Get Snared on PRR Provision
   by Tom McCurnin, Esq.
- Companies who utilize Evergreen Clauses for Extra Lease Payments
- Jeff Taylor's Leasing Predictions, Spring, 2006
- Radiance Capital, Tacoma, Washington
   Bulletin Board Complaint
   Purchase Option on EFA, Won’t Return $5,000 S.D.
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Eleven Lawyers Against Evergreen Clause Abuse
- Republic Bank out of leasing?
Ladco Leasing/Elavon Fined $418,601
- Future of Mobile Devices
- Charles Schwartz and Allied Health
- Why I became a CLP
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Results Are In---
   "Application Only" versus Financial Statements?
- A California Leasing Gypsy Arrested by Costa Mesa Police
- Survey of Evergreen Clauses
- Responses to Working with a Smaller Bank Question
- Leasing Gypsies
- OneSource Develops Business License Software
- Talk About Chutzpa, Fanghella has more than Trump
- Three Class Action Suits re: Brican America
- Verifying Tax Returns
- Starting a Leasing Company-Four Parts
   by Mr. Terry Winders, CLP
- Free Mobile Wine Program
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs Vs. Litigation Costs