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Independent, unbiased and fair news about the Leasing Industry

Medical app only to 200k, Commercial app only to 150k Superior COF’s-Superior Buying window-Superior back office Please contact Steve Schachtel at 973-339-9900 ext. 101
or email at

Monday, October 17, 2011

Today's Equipment Leasing Headlines

"Application Only" versus Financial Statements?
 Classified Ads---Senior Management
  How Can First Sound Bank Pay Verdict Award?
   by Christopher Menkin
 Stress Program to use on your computer
  Bank Beat---Tier 1 Risk Too Low, Four Banks Closed
   Career Crossroad---“Besides a Resume…”
    Classified ads—Help Wanted
  Top Stories October 10---October 14
    Leasing 102 by Mr. Terry Winders, CLP
    “Vendor Invoices”
        AZELA Fall Meeting, Phoenix, AZ, Tuesday, Oct. 18
        ---8:30am to 10:00am
        Lease Conferences Up-Date
         CFO Outsource
          Anaheim, California Adopt-a-Dog
           Classified ads—Asset Management
News Briefs---
 BNP Paribas Absorbs New Hit from Greek Debts
  New BofA Fees Good for Consumers and Small Banks
   United Commercial bank's spectacular rise and fall
    Amazon Signs Up Authors, Writing Publishers Out of Deal

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

Tribute to Steve Jobs at Stanford
  You May have Missed---
    Sports Briefs---
       Gimmie that wine---
         This Day in American History
           Daily Puzzle
             Weather, USA or specific area
              Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


"Application Only" versus Financial Statements?

Bob Robichaud, CLP, Vice President, Equipment Finance Department, Commerce National Bank, Anaheim, California 92807 ((Tel.) 714-678-5302 (Cell) 714-290-8112 (eMail: would like readers to comment on "Application Only" versus "Financial Statements" on a confidential basis.

"Our bank has discussed offering application only in a limited ‘Regional’ market and I’ve been asked to provide details and support that we can do it without increased risk. Could you please ask your readers who actually fund bank quality transactions and also offer Application Only financing if they could provide some statistics as to the historical loss rate of that ‘Application Only’ product. When compared to full financial “commercial“ transactions is it appreciably higher? The same? I know there are many different scoring models but at what risk vs. reward does is become a viable product.

"I’m not asking anyone to reveal their credit box. We’re only looking for approximate historical loss percentages. As an example are the losses at 2.5% on App Only vs. 1.0% on Commercial and if yes (or no), without complete financial review is this considered acceptable."



Classified Ads--- Senior Management

(These ads are “free” to those seeking employment
or looking to improve their position)

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Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
Southern CA
20 years exp. as hands-on leasing CFO, managing accounting, treasury, FP&A, including securitizations, Great Plains/FRx, budgets, risk management.  MBA.  Also available as interim Controller/CFO, consultant.


Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


How Can First Sound Bank Pay Verdict Award?
by Christopher Menkin

Leasing News was not able to reach either Louis Secord, Jr. or Richard Secord for their reaction or bank personnel regarding First Sound Bank, Seattle, Washington asking for a delay in finalizing a $2.3 million basic jury verdict against the bank, as well as other issues, including attorney fees, which the Seattle Times with other issues reports “is in the millions."

"There is the potential for an administrative proceeding within the federal government," bank attorney Franklin Cordell told U.S. District Judge Thomas Zilly, referring to the FDIC, and issues "about the extent to which we can pay the judgment." He then filed his argument in two parts. (1) (2)

Judge Zilly ruled on October 13, in court documents:

"MINUTE ENTRY for proceedings held before Judge Thomas S. Zilly- Dep Clerk: Gail Glass; Pla Counsel: Jeffrey Tilden, and Franklin Cordell for First Sound Bank; Def Counsel: Spencer Hall, Gayle Bush and Janet McEachern for Larasco, Inc., et al; CR: Barry Fanning; In Court Hearing Oral Argument held on 10/13/2011. The Court hears oral argument on the issue of indemnification under the APA. Based on the request of Plaintiff, the nondischargeability claim is dismissed with prejudice. For reasons stated on the record, the Court finds that FSB has no obligation to indemnify Defendants under Section 8.3 of the APA for attorney's fees incurred in defense of claims brought by Wells Fargo. Parties are directed to file briefing on the following issues: 1) which party, if any, is the prevailing party for the purpose of entitlement to attorney's fees; 2) whether any party is entitled to prejudgment interest, and if so, how prejudgment interest should be calculated; and 3) when and how judgment should be entered. Opening briefs are due by Friday, October 28, 2011. Response briefs are due by Friday, November 11, 2011. (GG) (Entered: 10/14/2011)"

First Sound Bank Chairman and Chief Executive Don Hirtzel told the Seattle Times, "This (lawsuit) was not intended to recapitalize the bank."

It is obvious the bank does not have the “free” cash to pay the award or attorney fees owing, and is struggling with construction and land development loans as well as other real estate loans, which have hit many under capitalized banks in the area.

Leasing News has been reporting on this vendetta since December, 2008, about Louis Secord, Jr. being literally and abruptly escorted out of the First Sound Bank Board meeting according to a well-known insider. Louis Secord, Jr. was a director, a major stock holder, his friends were on the board as well as accountant who had utilized in the past, and it seems this was more a clash of bank and leasing culture and the way Secord protected nonrecourse leases sold to other banks as well as the accounting operation for security deposits and purchase options.

According to court records the Secords through Larasco, their holding company, sold Puget Sounding Leasing ( a profitable company, doing very well) for $4.5 million in cash, bank stock worth $46.3 million at the time, and five-year work contracts that would have paid them each $500,000 annually for two years. Why would they take stock, remain on the board, or jeopardize their salary, with a misrepresented sale of their leasing enterprise? The jury asked the same question. The only ruling was a technical one regarding lease accounting in the sale, and the number on the "Asset Purchase Agreement" award to the bank of $1,244,751 looks more like a guess from court documents viewed, although all the accounting records were not available.

What view U.S. District Judge Thomas Zilly will take is not known, and in reality may be out of his jurisdiction, as the verdict notification was sent to the bankruptcy court where both the Secords sit and perhaps the trustee is the one who may decide on a payment plan or demand immediate payment. As to First Sound Bank asking for a “waiver,” it is ironic as those that have defaulted with the bank certainly have not been granted forgiveness, but here the bank is doing so, claiming it will reduce the bank capital that may result in the closing of the bank.

The bank board should have thought of all the expense, the energy, the time involved, including the agreement with Wells Fargo or other banks, and looked at the matter as a business decision, not one of panic. The FDIC should rule a "cease and desist order" regarding the handling of the matter and the direction of the bank under the current board of directors. Some say Don Hirtzel should have been fired long ago.

The bottom line: this should have never been taken to court, especially in lieu of the Secords standing with many leasing and banks of the performance of their portfolio, even nonrecourse performance.

As to the rumors of Secord's Corvettes or suitcases of money hidden or foreign bank accounts, that was never proven, nor has it anything to do with the operation of Puget Sound Leasing, still in business and reportedly profitable today. It sounds like the breakup of a marriage gone very sour.

While the Secords have been vindicated, the headline to the first story stands---as there are no winners in this matter.

Puget Sound Leasing Jury Verdict In---No One Wins

(1) First Claim of Verdict Ruling:

(2) Part Two of Position:



Stress Release program to use on your computer

Stress Relief---

You have two options for this software program:

First option is OPEN the file without saving it. You can see how this works, then decide if you want to “save” and have it as an executable file.

In the open mode, it works, but once you exit, the application is no longer available. You have to install it each time you want to use it.

The second option is to “SAVE “the “.EXE” on to your computer. You will have the application available to use any time, until you decide to delete the program.

Note: Hit the Esc to quit the application in either option.



Bank Beat---Tier 1 Risk Too Low, Four Banks Closed

Tier 1 risk-based capital as of March 30, 2011, the latest available from the FDIC, from the four failed banks: .75%, .79%, 1.3%, 1.67%, charge offs very high in 2010 and June 30, 2011 as well as non-current loans with equity greatly diminished due to losses. If these are examples of banks today, regional and community banks have been seriously suffering alongside with their borrowing customers, construction and land development loans as well as commercial and industrial loans leading the way downward.

The two branches of Piedmont Community Bank, Gray, Georgia were closed with State Bank and Trust Company, Macon, Georgia, to assume all of the deposits. Georgia accounts for 26% of all the bank failures this year as this becomes the 20th to fail in the state. Founded July 22, 2002 the bank had 24 full time employees at their office in Gray and Macon. June 30, 2011 Tier 1 risk-based capital ratio: 0.75%.

According to Piedmont’s website, the bank was owned by 700 local Georgian shareholders whose stock in the bank is now worthless.

As with most of the other banks that failed in the state, it was overbuilding, construction and land development; easy money.

(in millions, unless otherwise)

Net Equity




Non-Current Loans


Charge Offs
2006 0
2007 0
2008 1.0 ($787,000 Construction and land, $$222,000 1-4 family, $46,000 other loans, $5,000 Indiv.)
2009 $657,000 ( $427,000 C&L, $214,000 1-4 family, $16 individuals)
2010 $2.8 ($2.5 C&L, $400,000 1-4 family, $259,000 nonfarm, $118,000 commercial, $113,000 other)
6/31 $5.5 ($4.2 C&L, $601,000 1-4 family, $290,000 individual)

Construction and Land, 1-4 family multiple residential, Multiple Family Residential, Non-Farm Non-Residential loans.

As of June 30, 2011, Piedmont Community Bank had approximately $201.7 million in total assets and $181.4 million in total deposits. In addition to assuming all of the deposits of the failed bank, State Bank and Trust Company agreed to purchase essentially all of the assets.

The FDIC and State Bank and Trust Company entered into a loss-share transaction on $163.2 million of Piedmont Community Bank's assets.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $71.6 million.

The two branches of Country Bank, Aledo, Illinois were closed with Blackhawk Bank & Trust, Milan, Illinois, to assume all of the deposits. Founded March 8, 2000, the bank had 32 full time employees at their offices in Aledo and Taylor Ridge.

June 30, 2011 Tier 1 risk-based capital ratio: 0.79 Note the June 31, 2011 Noncurrent loans at $64.8 million. This bank perhaps would have a lower Tier 1 risk-based capital ratio for its September 30, 2011 report (not published at this time).

This 500 piece puzzle is a great collectible memento of the annual Rhubarb Festival in Aledo,
the rhubarb capital of Illinois.
Order today, quantities are limited. $15.00 plus $3.00 shipping quotes:

"This summer, Country Bank filed suit in Mercer County Circuit Court seeking foreclosure on three mortgages related to the Fyre Lake National Golf, a 275-acre planned unit development that included homes and a par-70 golf course built by Nicklaus Design Group, owned by Jack Nicklaus. The suit included:
"-- a $7 million note to Blair Minton;
"-- a $4.5 million note to Gregory Yates; and
"-- a $900,000 note to Paul VanHenkelum and Kevin McKillip."

(in millions, unless otherwise)

Net Equity




Non-Current Loans


Charge Offs
2006 $190,000 ($149,000 commercial and industrial, $41,000 individuals)
2007 $613,000 ($411,000 commercial and industrial, $149,000 nonfarm $20,000 C&I, $17,000 1-4
2008 $70,000 ($71,000 commercial and industrial, $17,000 consumer, recovered $67,000 nonfarm)
2009 $245,000 ($201,000 commercial and industrial, $36,000 construction and land, $8,000 consumer.)
2010 $4.7 ($3.6 commercial and industrial, $$960,000 nonfarm nonres., $97,000 1-4 family)
6/31 $7.5 ($4.7 commercial and industrial, $1.0 C&L, $773,000 multifamily, $176,000 1-4 family)

Construction and Land, 1-4 family multiple residential, Multiple Family Residential, Non-Farm Non-Residential loans.

As of June 30, 2011, Country Bank had approximately $190.6 million in total assets and $167.5 million in total deposits. In addition to assuming all of the deposits, Blackhawk Bank & Trust agreed to purchase approximately $113.3 million of the failed bank's assets. The FDIC will retain the remaining assets for later disposition.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $66.3 million

The two branches of First State Bank, Cranford, New Jersey, were closed with Northfield Bank, Staten Island, New York, to assume all of the deposits. Established January 18, 2006, they had 25 full time employees at their two offices in Cranford and one in Westfield. June 30, 2011 Tier 1 risk-based capital ratio: 1.30%.

""Whether layoffs are necessary has not been determined yet," Damien Kane, Northfield Bank’s vice president and director of marketing told

"In the meantime, customers who visited the bank this morning said maintenance of the local bank’s reputation for customer service is their top priority. Francine Kurasz of Linden said she once held an account with Bank of America, but canceled it because the tellers were "nasty" to her.

"I’ve always loved the people at this bank. They’re friendly and helpful," Kurasz said. "I hope the new bank is as good or better in that regard."

(in millions, unless otherwise)

Net Equity




Non-Current Loans


Charge Offs
2006 0
2007 0
2008 $820,000 ($799,000 Consumer loans, $15,000 1-4 family, $6 multifamily)
2009 $1.8 ($1.6 consumer loans, $139,000 nonfarm nonresidential, $45,000 commercial/ind.)
2010 $8.5 ($3 consumer loans, $2.4 commercial/industrial, $1.4 nonfarm nonresidential, $1.2 1-4 family, $371 multifamily)
6/31 $535,000 ($372,000 automobiles, $75,000 1-4 family, $52,000 commercial, $27,000 nonfarm)

Construction and Land, 1-4 family multiple residential, Multiple Family Residential, Non-Farm Non-Residential loans

As of June 30, 2011, First State Bank had approximately $204.4 million in total assets and $201.2 million in total deposits. In addition to assuming all of the deposits of the failed bank, Northfield Bank agreed to purchase essentially all of the assets.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $45.8 million.


The ten branches of Blue Ridge Savings Bank, Inc., Asheville, North Carolina were closed with Bank of North Carolina, Thomasville, North Carolina, to assume all of the deposits. Established March 1, 1978, the bank had 41 full time employees at its two offices in Asheville, Brevard, Boone, Charlotte, Fletcher, Greer, Hendersonville, Mooresville, and Stanley offices. June 30, 2011 Tier 1 risk-based capital ratio 1.67%.

Blue Ridge Savings was under regulatory scrutiny since November 2008 when it was issue a Cease and Desist Order for “unsafe or unsound” banking practices. The bank had a loss of $7.4 million that year.

In early 2009, the FDIC cited the bank founded by former congressman Charles Taylor for "unsafe or unsound banking practices" and "violations of laws and regulations," according www.the

"The Federal Deposit Insurance Corp. and state banking commissioner cited the bank for a variety of violations including lax oversight of loans and having too many risky construction loans. The bank agreed to train its board of directors and create a directors committee to oversee the management

"The bank said it has agreed to fix the problems without admitting or denying the allegations and officials were working to fix some of the policies before the report was issued last year." By then it was too late: 2009 the bank had a loss of $18 million with charge offs of $8.9 construction and land, $1 multifamily residential, $2,000 commercial/Industrial loans.

(in millions, unless otherwise)

Net Equity




Non-Current Loans


Charge Offs

2006 $774,000 ($774,000 1-4 family residential properties)
2007 0
2008 $5.1 ($5.0 construction and land, $189,000 nonfarm-nonresidential)
2009 $10.0 ($8.9 construction and land, $1 multifamily residential, $2,000 commerical/Ind.)
2010 $4.1 ($2.9 construction and land, $1 commercial/industrial, $193,000 1-4 family)
6/31 $2.9 ($1.6 construction and land, $462,000 1-4 family, $157,000 nonfarm non res.)

Construction and Land, 1-4 family multiple residential, Multiple Family Residential, Non-Farm Non-Residential loans.

As of June 30, 2011, Blue Ridge Savings Bank, Inc. had approximately $161.0 million in total assets and $158.7 million in total deposits. In addition to assuming all of the deposits of the failed bank, Bank of North Carolina agreed to purchase essentially all of the assets.

The FDIC and Bank of North Carolina entered into a loss-share transaction on $143.2 million of Blue Ridge Savings Bank, Inc.'s assets

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $38.0 million.

List of Bank Failures:

Bank Beat:


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Career Crossroad---“Besides a Resume…”

Question: I have heard there are alternatives to submitting a resume – what should I be submitting to potential employers?

Answer: You are correct there are alternatives to resumes – they are more like letters or biographical sketches.

They are a non-traditional method to present your professional history. They are used in special circumstances to make an impact, target a particular position or when your resume is not an effective marketing tool for a certain position. Again, they can take the form of a letter, biographical sketch, portfolio, press release, etc…

I ALWAYS suggest creating / submitting a Functional Resume and you can ADD these high-impact marketing pieces as supplements to your submittal.

(Functional resume = objective, employment history in chronological order, education, etc…). If you need more resume advice, contact us!

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567


Mr. Terry Winders, CLP
Anaheim, California

December 12-14th
Two and One Half-Day Seminar

The seminar will contain information on how to approach leasing in 2012 with the following subjects:

  • New lease language
  • Proposed new accounting rules for lessee's
  • Structuring and pricing for competition
  • Income tax rules, Article 2A vs. Article 9
  • New reasons to lease
  • Questions to ask lessee
  • Vendor needs
  • Credit enhancements
  • Documentation issues

and a take home assignment to see how to propose a lease.

Cost $450 per person

sponsored by
Commerce National Bank
4040 MacArthur Blvd. Suite 100
Newport Beach CA 92660
(Orange County Airport is a half-mile away)

To request a complete outline contact: or for questions call 502-649-0448


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)




Leasing Industry Help Wanted

Midwest Sales Representative
(as far east as Michigan, as far west as Colorado, as far
south as Texas, and as far north as Minnesota)

Construction, Trucking, Machine Tools, Waste Equipment
Credit application only up to $250K, vendor driven, fast approvals
contact: Chris Chiappetta at 

In the last 25 years National Machine Tool Financial has evolved into the premier outsource captive finance company for many major manufacturers.


Medical app only to 200k, Commercial app only to 150k Superior COF’s-Superior Buying window-Superior back office Please contact Steve Schachtel at 973-339-9900 ext. 101
or email at

Business Risk Manager
Extensive industry knowledge with
strong technical/analytical skills. Relocation not required.
For more information, please click here

Western Finance & Lease, a subsidiary of Western State Bank
established in 1901, solicits originations throughout the US and
provides funding solutions for a wide range of industries

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.


Top Stories October 10---October 14

Here are the top ten stories opened by readers:

(1) Puget Sound Leasing Jury Verdict In---No One Wins
by Christopher Menkin

(2) Channel Partners

(3) Only Eight Sentenced in Operation Lease Fleece--Why?
by Christopher Menkin

(4) Leasing 102 by Mr. Terry Winders, CLP
True Commercial Equipment Leasing”

(5) AT&T Capital to Double 18 months, Triple Capacity 3 years

(6) Placard---Cash Flow is King

(Tie) (7) Chris Walker Chicago Marathon Results--“Thank You, Industry”
Hugh Swandel Raised Most Funds as Individual in Marathon

(Tie) (7) Western Finance & Leasing to Change Their Name:
Western Equipment Finance

(Tie) (8) Are They Licensed in California to Dispense Cash
by Christopher Menkin

(Tie) (8) Rosanne Wilson, CLP, Final Cancer Test

(9) Why Bono Wears Sun Glasses

(10) Steve Wozniak is first in line for iPhone in Los Gatos



Leasing 102
by Mr. Terry Winders, CLP

“Vendor Invoices”

One of the most important documents in your folder is the vendors invoice because it should show the title being passed to you and the delivery to the Lessee. You should be in the “sold to section”. Even if your transaction is a bargain option lease you are using a “lease” agreement and it states you are the owner of the equipment and the invoice should reflect this. You should have sent them a purchase order that reflected this among others requirements.

First, you should check to see that the description of the equipment is complete. Vendors usually give a very brief description of the equipment instead of the complete one you will need for the lease agreement. In addition, they may not break down the difference between the soft costs and the hard costs. Items such as; delivery charges, set up or instillation costs, training, or software should be spelled out so you know the real value of the equipment you are about to lease. We say that we handle 100% financing and we do--- but at the same time we need to know the breakdown of those costs. The higher the soft costs, the more we look for advanced payments or security deposits or a better credit.

When you need to call a vendor to determine a few facts about the equipment, please refer to this list for questions to ask:

• May I have a complete description of the equipment emailed to me and do you have a brochure I may have?
• What is the purpose of this equipment?
• What is just the equipments value?
• How long will it last?
• Who is the manufacturer as well as location of Manufacturer?
• What additional attachments are available?
• Has it been specially made?
• Where do you get spare parts?
• What is the “resale” market like?
• How much is the “disinstallation” cost?

You should always record who you spoke with and what he told you about the equipment for future reference.

The time to get this information is prior to funding when the seller will be most cooperative in wanting to get paid, not after a default or five years later when the salesman who handled the transaction is working elsewhere.

In addition make sure that the sales tax is not added, if you are in a State that requires sales tax on the payment. You will have to give the vendor your sales tax resale certificate to avoid paying the tax up front and causing the Lessee to pay the tax twice. If you have not confirmed funding yet, then you will have to inform the vendor to create an invoice without the sales tax and they will get the resale certificate with the check for purchase. If you need to pay the invoice prior to funding, then you will have to apply for a resale certificate in that State and remit sales tax on each received payment.

Vendors invoice should reflect what you are doing with the lessee and add documentation support to your transaction.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty-five years and can be reached at or 502-649-0448

He invites your questions and queries.

Previous #102 Columns:


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)



AZELA Fall Meeting, Phoenix, AZ, Tuesday, Oct. 18
---8:30am to 10:00am

CoCo’s Bakery & Restaurant– Paradise Valley Mall
4514 East Cactus Road
Phoenix, AZ 85032
(602) 953-9155

Alternative Financing Seminar
– When Traditional Lease Financing Doesn’t Fit

Networking, Continental Breakfast

$15 at the door




Educating business on financial decisions, including obtain implicit lease rates
and other financial considerations.

Evergreen Clauses Explained



Leasing Association 2011 Conferences

October 18, 2011
---8:30am to 10:00am

AZELA Fall Meeting

CoCo’s Bakery & Restaurant– Paradise Valley Mall
4514 East Cactus Road
Phoenix, AZ 85032
(602) 953-9155

Alternative Financing Seminar
– When Traditional Lease Financing Doesn’t Fit

Networking, Continental Breakfast

$10 in advance, $15 at the door

More about the Seminar:

October 23-25th ELFA 50th Anniversary Conference
San Antonio, Texas

This is a major event where the association celebrates its 50th
Anniversary, the first and oldest leasing association in America.

Conference Brochure:

What Previous Attendees are Saying:

Registration Forms:

Share Your Anniversary Message

Keynote Speakers
General Stanley McChrystal
Former Commander of U.S. and International Forces in Afghanistan

Martin Regalia
Chief Economist and Senior Vice President for Economic and Tax Policy
United States Chamber of Commerce

Garrison Wynn
President, Wynn Solutions



November 2--November 4, 2011
Association of Government Leasing and Finance
Annual Fall Conference
Waldorf Astoria, Orlando, Florida

Business executives, attorneys, bankers, brokers, CPA’s, financial advisors,
investment bankers, document specialists, syndicators, credit and sales personnel
will all benefit from attending.

Conference Brochure:

Member: $850.00
Non-Member: $975.00
Government: $400
Guest: $200
(First Time Attendee -10%)


Hotel Registration:



November 6-7, Sunday, Monday
NEFA Expo Super Regional
Teaneck Marriott at Glenpointe
Teaneck, NJ

Co-Chaired by
George Parker Leasing Technologies International, Inc.,
Bruce Winter, FSG Leasing, Inc



Exhibitors To Date:

Allegiant Partners, Chris Enbom, CLP
Bank of the West, Steve Crane, CLP
Goston Financial & Equity, Debbie Monosson
Dakota Financial, Michael Green
Entrepreneur Growth Capital, Todd Scherer
Financial Pacific Lasing, LLC, Terey Jennings, CLP
Great American Insurance, Tara Aasand
Lean, Eve Hundt
Lease Team, Randy Haug
Pawnee Leasing, Gary Souverein
RLC Funding, Dwight Galloway, CLP
RTR Services, Lynn Wicker

More Information about Exhibitors

November 11-12
Hilton, Orange County
Costa Mesa, California

Full Schedule:

Registration Form with fees:

NAELB Western Regional Exhibitors
(as of October 4, 2011):

360 Equipment Finance
Ascentium Capital
Amerisource Funding
Commerce National Bank
Dakota Financial, LLC
Financial Pacific Leasing, LLC
Maxim Commercial Capital, LLC
Pawnee Leasing Corporation
Preferred Business Solutions
Quail Capital Corp.
Quiktrak, Inc.
Stalwart Contract Finance, LLC
TEAM Funding Solutions
Tetra Funding Group

National Equipment Finance Summit
March 22-24, 2012
San Diego, CA



April 26-28, 2012
Denver Sheraton Downtown Hotel
Denver, Colorado


To view Leasing Association Events-Meetings Open to All, please click here.



Anaheim, California -- Adopt-a-Dog

Female (spayed)

"Sweet Rosie came to us with a huge belly full of babies :-) We saw her in the shelter and fell in love with her sweet and playful personality! Shortly after coming to us, little Rosie gave birth to FIVE puppies (Daphne, Derbi, Dallas, Dexter, and Delilah)!!! If any of her puppies are still available, they will be listed on this site by name. Well Mama Rosie is totally done with her puppies and she is ready and waiting for a home of her own. She is such an outgoing little girl who will really lighten up the life of just about anybody who would like companionship of a loving, sweet, and friendly little girl. We'd guess her wait at about 15-pounds, give or take a couple. She is has so much Pug in her that we didn't even know what she could be mixed with. We'll just let you be the judge :-) Rosie will be spayed, microchipped, and fully vaccinated prior to placement. Her adoption fee is $250."

Adoption Questionnaire:
Love 4 Canines
PO Box 722
Atwood, CA 92811

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet



Leasing Industry Outsourcing

(Providing Services and Products)

Classified ads—Asset Management

Asset Management: Atlanta, GA
premier provide accounts receivable management functions from 3rd Party contingency collections to Portfolio Purchasing. Contact George Elliott, National Account Manager. 678-694-9063,

Asset Management: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.
Call Chris @ 508-785-1277.

Asset Management: Minneapolis, MN
NetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.

Asset Management: Monroe, NC
Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries. Melinda Meier (704)288-1904 x103
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Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728  

Asset Management: NorthWest Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact

  Asset Management: Orange City, FL
We help Lessors Liquidate un-wanted Assets valued at $750,000+. It's an effective method of Liquidating Assets such as Jets, Planes, Helicopters, Freighters, etc.
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Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment. NAFTA wide dealer network. Email to  
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South East US- AllState Asset Management
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services.
Call Brian @ 704-671-2376.
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Specializing in Semiconductor and Electronic Test Equipment collateral. Lender services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing.
Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket.

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This Day in History

1492- Columbus sights isle of San Salvador (Watling Island, Bahamas)
    1711-Birthday of Jupiter Hammon, . America's first published black poet, whose birth anniver­sary is celebrated annually as Black Poetry Day, was born into slavery, probably at Long Island, NY. He was taught to read, how­ever, and as a trusted servant was allowed to use his master's library. “With the publication on Christmas Day, 1760, of the 88-line broadside poem ‘An Evening Thought,' Jupiter Hammon, then 49, became the first black in America to publish poetry.” Hammon died in 1790. The exact date and place of his death are unknown.
    1777- British General John Burgoyne with an army of 7,000 surrenders at Saratoga, NY. Burgoyne, known in the press as "Gentleman Johnny" began his sojourn in Canada. Burgoyne's cumbersome retinue, which included 30 carts of Burgoyne's personal possessions, and several cases of champagne, was stymied by the dense New York forests. The American History handbook states he was surrounded by a superior force, and “capitulated” to Gen. Horatio Gates.
    1781 - Cornwallis was defeated at Yorktown . Cornwallis' options had been running out. He had even tried sending blacks infected with smallpox over enemy lines in an attempt to infect the American and French troops. After a futile counterattack, General Cornwallis attempted to escape encirclement by crossing York River, "but a violent storm arose" dispersing his boats causing him to ask for an armistice. .
    1814 - Marines and Sailors landed on Grand Terre Island , Louisiana , to punish pirates. Pirate leader, Jean Lafitte's activities threatened to monopolize the city's import trade. New Orleans merchants goaded the new American governor, William C. C. Claiborne, into accusing him of piracy and posting a $500 reward. Lafitte made Claiborne a laughingstock with his own offer of $1500 for Claiborne's capture, and to rub it in he hired District Attorney John R. Grymes as his counselor (for a reported $10,000). Lafitte would not be bought, bribed, or intimidated. In 1814 the British offered him $30,000 and a Royal Navy commission to help them capture New Orleans . The buccaneer turned them down and informed Claiborne of his wish to become a citizen and to give Claiborne his support, if his privateer followers were pardoned for all past crimes. Claiborne was ready to relent when the American Navy swooped down on the Grand Terre base and destroyed it. Fortunately for the infant United States , General Andrew Jackson sought out the buccaneer and agreed to honor his request.
    1823-Seeking counsel on foreign policy, specifically South America, President Monroe begins formulated the “Monroe Doctrine:” hands-off, which actually started with President George Washington who warned about joining Britain or any other country in their “foreign affairs: disputes, conquests.
    1834- James Bogardus of New York City received a patent for a “gas meter;” to record the amount of gas used. It operated on the principle of a bellows, alternately being filled with gas ad emptied, while the pulsations were counted on a register.
    1845 - According to a Boston newspaper, the entire audience walked out of a reading of "The Raven". The audience walked out, not because of the material, but because of their objection to Edgar Allan Poe, the reader and author of the macabre story. 
    1848-Birthday of William “Candy” Cummings, Baseball Hall of Fame pitcher born at Ware, MA. Cummings is generally regarded as the firsts pitcher to throw a curve ball. He learned the technique, he said, sailing oyster shells. He played in baseball's amateur era and as a professional. Inducted in the Hall of Fame in 1939. Died at Toledo, HH, May 16,1924.
    1859 - Abolitionist John Brown leads a group of men in a raid to capture the federal arsenal located at Harpers Ferry , Virginia with the intent to arm slaves he would lead in revolt against their masters. His plans are foiled by local town's people attacking his party and forcing it into the firehouse. U.S. Marines under the command of Army Colonel Robert E. Lee arrive and storm the “Brown's fort” killing or capturing the raiders. Brown is captured and later tried for treason, convicted and quickly hung in Charlestown , VA (now WV). During this period he is guarded by several hundred Virginia militia against the possibility of other raiders trying to free him, though no such attack was launched. Because of his raid and the fear of other attempts to get the slaves to rise in revolt, the growth of volunteer militia units in the southern states rose sharply in the months leading up to the Civil War. 
    1863-The San Francisco and San Jose Railroad ran their first
train to California Avenue, Mayfield (which was to become the City to Palo Alto.)A picnic was given near San Francisquito Creek for a crowd of 500. The next day regular service was begun to Mayfield
    1886-- Birthday of Spring Byington, U.S. stage actress turned movie character actor in dozens of films. Starred in the long-running television series, December Bride 1954-59 (my close high school friend father's Harry Morgan appeared in the television series, and then later went on to MASH.)
    1888 - The first issue of "National Geographic Magazine" was on newsstands this day. The highly acclaimed magazine was published on a somewhat irregular basis at first. Material was hard to come by in the early years, so the publisher just waited to publish the next issue until enough material accumulated to fill it. The science and travel magazine, the official journal of the National Geographic Society (incorporated January 27, 1888), soon became a monthly and it wasn't long before it was famous for its maps and photographic essays of exotic locales and peoples. 
    1905--Birthday of Jean Arthur - U.S. actor. JA with a voice that "had a poignant catch in it," was a star in both the movies and Broadway. She is best known for her movie roles in Mr. Smith Goes to Washington (1939), The More the Merrier (1943), and Shane (1953), and my favorite You Can't Take it With You (1938). On Broadway, her Peter Pan was noteworthy. She suffered a great deal from "camera fright," and had retired before being convinced to come back for what became a Hollywood classic, Shane. She later taught acting at Vassar College.
    1909- Drummer Cozy Cole born East Orange, NJ; played w/Cab Calloway, Louie Armstrong; solo: Topsy; in films: Make Mine Music, The Glen Miller Story; developed a drummers' school w/Gene Krupa; died Jan 31, 1981)
    1910-October 17, Harry Edison Birthday\nds/edison_harry.html 
    1910- Trumpet Player Harry “Sweets” Edison Birthday
    1915-Birthday of dramatist Arthur Miller ( Death of a Salesman, A View from the Bridge, all My Sons, The Crucible), born New York, NY.
    1917 - The Radio Corporation of America (RCA) was formed. The company became a giant in electronics, especially radios and TVs. It would later own its own TV network (NBC) and other broadcast interests. 
     1918--Birthday of Rita Hayworth - U.S. dancer, actor, World War II Pin Up Girl. Her husbands were as interesting as her films: Orson Wells, innovative director and actor, Prince Aly Khan, playboy of the Moslem world, singer Dick Hymes and British film director James Hill (of Born Free). As a film actor, her Gilda (1944) and The Lady from Shanghai (1949) were probably her best. RH was billed as the Great American Love Goddess. Her picture was attached to the atomic test bomb that was dropped on Bikini Atoll in 1946 - considered at the time to be a great compliment. She was a very fine dancer. Her mother was one of a long line of English actors. She was a victim of Alzheimer's disease and her daughter Jasmine (daughter of Aly Khan) remained steadfastly devoted to her through all the bad times
     1919- The Radio Corporation of America, soon to be simply known as RCA, is founded by General Electric as a publicly-held monopoly, much the same way "the phone company" was originally envisioned.
    1922--Birthday of U.S. actor as a child and adult. She was a child star in the Our Gang comedies (1927). She succeeded the incomparable Imogene Coca on the Caesar's Hour (1955) on TV and did a sensational job. She won two Emmys.
    1923- Guitarist Barney Kessel born Muskogee, OK.
    1928-James William (Jim) Gilliam, baseball player born at Nashville, TN. Gilliam, known as “Junior,” was National League Rookie of the Year in 1953 after playing in the Negro Leagues. He was a steady infielder who became a respected coach after his retirement. Died at Inglewood, CA. Oct. 8, 1978.
    1930- Duke Ellington records “Mood Indigo”, Brunswick.
    1931-After a long run as the crime kingpin of Chicago's underworld, Al Capone finally landed in jail. Capone was ultimately sent away for tax evasion, a relatively minor offense for a man who oversaw elaborate liquor bootlegging network, extensive prostitution rings, and various gambling operations. For many years, crime did pay for Capone. By 1927, he had hauled in an impressive--and tax-free--fortune worth over $100 million. Of course, with his penchant for maiming and killing the competition, Capone was just a bit more dangerous than the average entrepreneur. However, usual strong-arm tactics couldn't help him bully past the IRS. Capone was sentenced to an eleven-year prison term and was forced to pay $80,000 in fines and court fees. 
    1931--Birthday of Anne Bancroft, much honored U.S. stage and film actor. She won the 1960 Tony (ANTA) award for originating the Annie Sullivan role in The Miracle Worker and won the Academy Award when she reprised the role on film. In 1987 she won the top British film award for her beautifully understated role in 84 Charing Cross Road . Other awards: 1958 Tony for best supporting actress for Two for the Seasons; AA nominations for The Pumpkin Eater (1964) which won the Cannes International Film festival prize, The Graduate (1967), and The Turning Point (1977). 
Her mother was a telephone operator at Macy's Department Store in New York City . She is an outstanding comedian and receive the Lifetime Achievement in Comedy award in 1966.
    1932-Birthday of Paul Edward Anderson, Olympic gold medal weightlifter born at Tocoa, GA. Anderson won the heavyweight world championship in 1955 and a gold medal at the 1956 Melbourne Olympics. He was renowned as the “World's Strongest Man” for his feats of strength, including a back lift of 6,270 pounds. In 1962 he opened the Paul Anderson Youth Home. Died at Vidalia, GA. August 15, 1994.
    1933 - "News-Week" appeared on the corner newsstand for the first time. Seven pictures graced the magazine's first cover, depicting an important happening for each day of the week. In 1937, the publication's masthead sported a new name: "Newsweek". 
    1933 - Dr. Albert Einstein moved to Princeton, NJ, after arriving in the United States from his troubled homeland of Germany. 
    1934---Birthday of Maureen Catherine Connolly, arguably the greatest woman tennis player who ever lived. She was the first woman to win the grand slam of tennis, winning the British (Wimbledon), U.S. , Australian, and French singles championships in 1953.
She won the first of her three U.S. championship at 17 after which she lost only four matches the rest of her career. She won the Wimbledon three times 1952-54), the French Championship in 1953 and 1954, and the Australian (1953) and Italian (1954). The Associated Press named her woman athlete of the year in 1952, 1953, and 1954. All this by the time she was 20!
But that was all there was to be. She suffered a career-ending horseback riding accident when she was only 20, just weeks after winning there third straight Wimbledon .
She had started playing tennis when she was ten, begging her parents for equipment and a pro teacher. She became a star in amateur competition almost immediately and at 13 caught the eye of legendary coach Eleanor Tennant who had also guided the games of such tennis luminaries as Helen Wills Moody and Alice Marble.
MC was a natural left-hander who played right with a devastating ground game. At one point she won 56 straight matches.
Following her career-ending accident, MC devoted her efforts to helping young players through the Maureen Connolly Brinker foundation. She married and had two children before the unthinkable occurred. She died of cancer at only 35.
    1943--BOYINGTON, GREGORY Medal of Honor
Rank and organization: Major, U.S. Marine Corps Reserve, Marine Squadron 214. Place and date: Central Solomons area, from 12 September 1943 to 3 January 1944. Entered service at: Washington . Born: 4 December 1912, Coeur D'Alene , Idaho . Other Navy award: Navy Cross. Citation: For extraordinary heroism and valiant devotion to duty as commanding officer of Marine Fighting Squadron 214 in action against enemy Japanese forces in the Central Solomons area from 12 September 1943 to 3 January 1944. Consistently outnumbered throughout successive hazardous flights over heavily defended hostile territory, Maj. Boyington struck at the enemy with daring and courageous persistence, leading his squadron into combat with devastating results to Japanese shipping, shore installations, and aerial forces. Resolute in his efforts to inflict crippling damage on the enemy, Maj. Boyington led a formation of 24 fighters over Kahili on 17 October and, persistently circling the airdrome where 60 hostile aircraft were grounded, boldly challenged the Japanese to send up planes. Under his brilliant command, our fighters shot down 20 enemy craft in the ensuing action without the loss of a single ship. A superb airman and determined fighter against overwhelming odds, Maj. Boyington personally destroyed 26 of the many Japanese planes shot down by his squadron and, by his forceful leadership, developed the combat readiness in his command which was a distinctive factor in the Allied aerial achievements in this vitally strategic area. 
    1945 - Actress Ava Gardner made news. She married bandleader Artie Shaw. 
    1949-The first long-distance dial telephone service began on this day in 1949. The president of Pacific Telephone and Telegraph dialed New York City from Oakland, California. The call lasted about one minute. Previously, long-distance calls were placed by telephone operators.
    1949—Top Hits
You're Breaking My Heart - Vic Damone
Someday - Vaughn Monroe
That Lucky Old Sun - Frankie Laine
Slipping Around - Margaret Whiting & Jimmy Wake
    1950 - Small but powerful Hurricane King struck Miami, FL. The hurricane packs winded to 122 mph, with gusts to 150 mph. Hurricane King then moved up the Florida peninsula to Georgia. Four persons were killed and damage was 28 million dollars.
    1953 - The first concert of contemporary Canadian music presented in the U.S. was performed by conductor Leopold Stokowski at Carnegie Hall in New York City. 
    1955 - Jose Ferrer and Claire Bloom starred on NBC's "Producer's Showcase". They performed in "Cyrano De Bergerac". Ferrer also won an Oscar for his performance in the film version. 
    1956-Birthday of Dr Mae Jemison, first Black female astronaut.
    1956 - The screen version of the Jules Verne novel, Around the World in 80 Days, starring David Niven and countless cameos, premiered on this date in New York. Supporting actor Cantinflas later won a Golden Globe for Best Actor in a Musical/ Comedy for his role, and the film earned a Best Picture Oscar.
    1956-- Mickey and Sylvia record, "Love Is Strange."
    1957-Top Hits
Chances Are/The Twelfth of Never - Johnny Mathis
Jailhouse Rock - Elvis Presley
Keep a Knockin' - Little Richard
Wake Up Little Susie - The Everly Brothers
    1957--The movie Jailhouse Rock, starring Elvis Presley, is released in the US, premiering at Loews State Theatre, where Elvis worked as an usher five years earlier.
    1960-The National League announced that expansion franchises were being awarded to the New York Metropolitan Baseball Club, Inc, headed by Mrs. Joan Payson, and to a Houston group of investors led by Judge Roy Hofheinz. The two teams, later nicknamed the Mets and the Colt .45s began play in the 1962 season.
    1960- The Drifters' "Save the Last Dance for Me" hits #1
    1962-The Beatles made their first TV appearance in Britain when they appeared on Granada TV's People And Places, singing "Love Me Do". 
    1963--Bobby Goldsboro records "See The Funny Little Clown". It will reach #9 in the US and become the first of his eleven Billboard Top 40 hits.
    1963-October 17, 
    1964-A British group known collectively as Manfred Mann had the number one single on the Billboard Pop chart with "Do Wah Diddy Diddy". The song was sung by vocalist Paul Pond, who used the stage name Paul Jones. Keyboard player Michael Lubowitz would retain the band's name and continued to turn out chart hits until the mid 1980s.
    1964--The Zombies' "She's Not There" is released in the US , where it would become the band's highest charting single, reaching #2.
    1965-Top Hits
Yesterday - The Beatles
Treat Her Right - Roy Head
A Lover's Concerto - The Toys
Behind the Tear - Sonny James
    1966- “Hollywood Squares” premieres on TV. On this game show, nine celebrities satin a giant grid. Two contestants played tic-tac-­toe by determining if an answer given by a celebrity was correct. Peter Marshall hosted the show for many years with panelists Paul Lynde, Rose Marie, Cliff Arquette, Wally Cox, John David­son and George Gobel among others. John Davidson took over as host in 1986 for a new version of the game show with Joan Rivers and, later, Shadoe Stevens at center square. In 1998 ‘Hol­lywood Squares” appeared again with Tom Bergeron as host and Whoopi Goldberg as the center square.
    1967 - The rock musical "Hair" opened to rave reviews at the Anspacher Theatre in New York City. The smash ran for 1,758 performances. 1973-The Way We Were, starring Barbra Streisand and Robert Redford, opens. The hit movie also produced a hit song by the same title for Streisand.
    1970 - The song I'll Be There, by The Jackson 5, zoomed to the Number 1 spot on Billboard's record chart and stayed there for 5 weeks.
    1973-The Arab-dominated Organization of Petroleum Exporting Countries (OPEC) announces a decision to cut oil exports to the United States and other nations that provided military aid to Israel in the Yom Kippur War of October 1973. According to OPEC, exports were to be reduced by 5 percent every month until Israel evacuated the territories occupied in the Arab-Israeli war of 1967. In December, a full oil embargo was imposed against the United States and several other countries, prompting a serious energy crisis in the United States and other nations dependent on foreign oil.
    1973—Top Hits
Half-Breed - Cher
Ramblin' Man - The Allman Brothers Band
Higher Ground - Stevie Wonder
Ridin' My Thumb to Mexico - Johnny Rodriguez
    1978--Neil Diamond and Barbra Streisand, "You Don't Bring Me Flowers"
    1981—Top Hits
Arthur's Theme (Best That You Can Do) - Christopher Cross
Start Me Up - The Rolling Stones
For Your Eyes Only - Sheena Easton
Party Time - T.G. Sheppard
    1983 - Actor Anthony Quinn lit up the Great White Way in the revival of the 1968 musical, "Zorba", that reunited Quinn with Lila Kedrova, who played Madame Hortense. They both had appeared in the film portrayal, "Zorba the Greek", which won Quinn a nomination for Best Actor, and an Oscar for Kedrova as Best Supporting Actress. This was one of the few films that came before the Broadway show, rather than the reverse.
    1987- With their #1 comeback hit "You Win Again," the Bee Gees become the first group to score a UK Number One hit in three separate decades -- the 60s, 70s, and 80s.  
    1989--We experienced an earthquake of 7.1 in my hometown of Los Gatos at 2:04PM I was in my Chevrolet Suburban, not far from the office, near the University of Santa Clara, and a student on a bicycle in front of me suddenly fell down. At first I thought I hit him, and as he got up, I glanced over and saw two other bicyclists trying to stand, and my car was violently rocking sideways as if the car had been silently blind sided. KCBS was on and announced they felt an earthquake, which later turned out in the Loma Prieta section of Los Gatos. The quake caused damage estimated at $10 billion and killed 67 people, many of who were caught in the collapse of the double-decked Interstate 80 in Oakland, California. We were without electricity and water for several days and sales for the month were the lowest they ever have been in our history as it took business many weeks to recover.As a sports note, the event is also known as the “World Series Earthquake. Minutes before the start of Game 3 of the World Series billed as the “Battle of the Bay, “ between the Oakland A's and theSan Francisco Giants, Candlestick Park was rocked by the Loma Prieta earthquake. the game was postponed and the Series delayed for 11 days. The Oakland Athletics won games three and four for the first Series sweep in 13 years.
     1989 - Showers and thunderstorms representing the remnants of Hurricane Jerry deluged southeast Kentucky with four to six inches of rain in 18 to 24 hours, resulting in widespread flash flooding. Flooding resulted in more than five million dollars damage. Temperatures again warmed into the 80s and lower 90s in the southeastern U.S. Lakeland FL and Orlando FL reported record highs of 95 degrees.
    1989-Top Hits
Miss You Much - Janet Jackson
Love Song - The Cure
Mixed Emotions - Rolling Stones
Killin' Time - Clint Black
    1996-Prodigy re-launched itself as an Internet access provider on this day in 1996. A one-time leader in the online service business, the joint venture between Sears and IBM found its membership flagging in the face of competition from America Online and the increasing popularity of the Web. Sears and IBM sold the service earlier in 1996 to a cellular technology firm. Although Prodigy didn't scrap its entire proprietary service, executives made it clear that Internet access would become the company's main focus. The company went public in 1998. 
    2002-The legal suit against the fan who caught Barry Bond's record breaking 73rd home run at Pac Bell Park, brought three friends, claiming a promise, in exchange for a ticket to the game to split the ball's value if caught, is settled when Jay Arsenault agrees to sell the ball and divide the money. Arsenault's lawyer said had his client initially eluded the friends because of being overwhelmed by the situation. 
    2003--- Early editions of the N.Y. Post include an editorial claiming the Yankees lose to Boston and couldn't get the job done in Game 7 of the ALCS. Although the Bronx Bombers did trailed the Red Sox , the team rallies to beat their arch rival in 11 innings, 6-5
    2005- Fats Domino returns to his Ninth Ward home for the first time since Hurricane Katrina to find it utterly destroyed, with his piano and several of his gold records among the ruined items.
     2007- The section of West Grand Blvd. in Detroit, MI, that once housed the Motown studios is officially renamed "Berry Gordy Jr. Boulevard."

World Series Champions This Date 
1971 Pittsburgh Pirates
1974 Oakland Athletics
1978 New York Yankees
1979 Pittsburgh Pirates






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  by Shawn Halladay, The Alta Group
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  and Jeffrey Maricle of Global Funding
#1 Individual Fund Raiser for Chris Walker Chicago Marathon
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     by Thomas E. McCurnin & Frank Peretore
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  Is He Coming to the United States?
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   with charges of Scam
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  and require their discounter to also notify lessee in advance
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   by Bernie Boettigheimer, CLP
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  Day Trading Lead to his Demise
QuikTrak and others now being sued
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- Three Class Action Suits re: Brican America
- Verifying Tax Returns
- Starting a Leasing Company-Four Parts
   by Mr. Terry Winders, CLP
- Free Mobile Wine Program
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses