Tuesday,
September 1, 2004 Headlines--- Classified
Ads---Sr. Credit Officer/Management Jim
Raeder to Reveal Culprit September 10th Florida AG Drops
Leasing Bomb Subpoenas
15 Leasing Companies/Halts Payments Other
NorVergence Legal Action— Telecom
Agents Assoc. Move Forward List
Serve Action Still Hot and Heavy Office
of the Attorney General Press Release New
Edition—Power Tools for Small Ticket Leasing Semon
says "Seller's Market Place" Oracle
Lands Caterpillar Account ######## surrounding the article denotes it is a “press
release” ------------------------------------------------------------------------------- Menkin
Goes on Vacation Leasing News will
be publishing special editions while Kit Menkin is on vacation on a Duckhorn Winery cruise to Alaska. E-mail or any inquiries should be directed to maria@leasingnews.org
during his absence. Classified
Ads---Sr. Credit Officer/Management “I have recently found a job and would very much appreciate
it if you would delete my ad. “Suggestions for job hunters? I strongly encourage applicants to differentiate
themselves by doing something different. I took chocolate chip cookies to some of my
interviews; those seemed to go better!
Also, I have always been an advocate of the assumptive close;
tell them about the business you will be bringing and when.” Best regards, Bill Schulte amlifter@aol.com Senior
Credit Officer/Senior Management Senior Credit Officer experienced in middle- market leasing; structured, vendor and 3rd party to the fortune 1000. Proactive team builder, originations capable with strong work ethic. Email:
kyletrust@hotmail.com Senior
Management: Baltimore, MD 25
year veteran of commercial and equipment leasing seeking a senior
management position with leasing or asset based financing company
in the southeast (Florida preferred) Email:
kellogg_md@yahoo.com Senior Management: Denver, CO. Fortune
500 GM/SVP wants to team up with aggressive lender looking for Western
expansion mid-market equip. finance/leasing. 20+ years experience
within Rocky Mountain/ Southwest and Ca markets. Email:
legal@csotn.com Senior
management: Hope, NJ. 25
years in optimizing call center operations, collections, billing,
and back end revenue generation. Experienced in $7 + billion dollar
portfolios. Verifiable achievements. E-mail:
cmate@nac.net Senior
Management: Irvine, CA. Credit executive, portfolio manager and syndication facilitator. Extensive business building experience in small and mid-ticket operations. Highly innovative. Fortune 100 audit and technology skills. Bottom-line manager. Email:
lenhubbard@bigfoot.com Senior
Management: Long Island, NY Degree Banking/Finance. 13 years leasing exp. Now prez young leasing company where promises were not met. Interested in joining established firm with future. Email:
bob33483@yahoo.com Senior
Management: New York, NY, NJ, Ct Tri-State Top Exec. middle and big ticket, top skills treasury, funding, ops,transaction detail, syndication, ready to max profit, help build quality operation. right now! E-Mail:
leasefinance@optonline.net Senior Management: Portfolio Management Consultant; 25+years experience in Collections, Customer Satisfaction, Asset Management, Recoveries, Continuous Process Improvement, Back end Revenue Generation, Cost per Collection Analysis. $5+Billion Portfolio expertise. Email:
efgefg@rogers.com Senior Management: San Francisco, CA., 25 years experience w/global leasing company, sales,marketing,business dev., P&L responsibility, asset mgmt, brokering and re- marketing. Interested in joining an est. firm with a future. Email:
rcsteyer@yahoo.com view all “job wanted” ads at: http://64.125.68.90/LeasingNews/JobPostings.htm place a free job wanted ad at: http://64.125.68.90/LeasingNews/PostingForm.asp also try these sources, some are “free:” www.craigslist.org
(available in many cities now, use scroll feature) www.insidevcjobs.com
Venture County, CA. Newspaper Jim
Raeder to Reveal Culprit September 10th “Thorough research
to uncover the culprit? Don't you mean that Jim Raeder called you and
you told him who sent you that email regarding the business tactics
he learned from Raeder and McQuitty? Way to protect your source Mr.
Journalist!” Anonymous The above was received
just as the innuendoes and malicious comments about CapitalWerks. The e-mail being
sent around came to Leasing News in two from a “free e-mail
address” and not identified. The
second e-mail was sent via our
on line form where the sender can be anonymous ( manner as the accusation. It may not have been sent by the original We don’t know who
the “culprit” is, but have been told Jim Raeder knows. The foreign legion won’t be far enough for this person to
hide. He is toast. The sender of the
original “inside” e-mail went to a “store,” paid cash to use the computer,
and then went on line to a “free e-mail” address using the store’s computer
e-mail address, then sending to a group, including kitm@aol.com.
By hiding twice, the sender thought he Leasing News will
not reveal any source, and have been in both deposition and court and
seriously tested on this position.
Only if a source gives us permission to name them would will
do so, as it would not only be unethical, but would render others from
telling us things with anonymity. If you are going
to do “dirt” to Jim Raeder, be prepared to pay the consequences. If he has one reputation that is true, he does get “even.” --------------------------------------------------------------------------- ------------------------------------------------------------------------------- Florida
AG Drops Leasing Bomb Subpoenas
15 Leasing Companies/Halts Payments Charlie Crist, Florida Attorney
General http://myfloridalegal.com/newsrel.nsf/newsreleases/ 85F13800D5F8982685256F01006FC076?OpenDocument TALLAHASSEE- Attorney
General Charlie Crist today issued subpoenas to 12 leasing companies
for information and documentation pertaining to "demand for
payment" letters sent to former customers of NorVergence, a telecommunications
company. NorVergence filed for bankruptcy protection
in July 2004, leaving hundreds of Florida businesses and a
total of 11,000 businesses nationwide in debt for services and equipment
that were not delivered or that did not work. NorVergence sold
a box called the "Matrix" to small businesses, promising to provide
telephone and internet services at greatly reduced prices. Many
customers signed 5-year agreements with NorVergence for the
"Matrix," unaware that the box in fact did not provide the promised
services. The box has a retail price of approximately $500,
but NorVergence pressured the small businesses to sign agreements
to pay between $450 and $1,200 per month for use of the "Matrix."
When NorVergence
filed for bankruptcy, the leasing companies that purchased the agreements
from NorVergence began demanding payment for service that was never
provided. If customers refused to pay the leasing companies for the
equipment and services, the leasing companies accelerated
the terms of the contract and demanded full payment of the agreement
within five days. The immediate payments that were demanded
ranged from $10,000 to $80,000. "Demanding full
payment for a device that did not deliver the promised service,
and in some instances was never even installed, is preposterous,"
said Crist. "We will work to protect the rights of small business owners
in Florida who were harmed by these leasing companies."
The subpoenas commence
a formal investigation into whether the agreements violate
the Florida Deceptive and Unfair Trade Practices Act. They seek information
regarding the formation of the agreements, the assignment
of the agreements to the leasing companies, and the
companies' demands for payment from Florida customers. The leasing companies
include: CIT Technology Financing Services, Inc.; Commerce Commercial
Leasing; Court Square Leasing Corporation; Dolphin Financial Corporation;
Information Leasing Corp.; IFC Leasing, Inc.; Irwin Business Finance;
Liberty Bank Leasing; Patriot Leasing Co. Inc.; Preferred Capital, LLC;
Sterling National Bank and Wells Fargo Financial Leasing, Inc. Attorney General
Crist is working with other Attorneys General and federal agencies
in this investigation. The Attorney General has also demanded that
the companies agree to immediately desist from further demands for
payment from Florida customers, pending the outcome of the investigation,
and has given the companies five days to respond to this
demand. The companies have five business days, or until September 9,
to respond to the subpoenas. Samples of the subpoena
and accompanying letter are available through the following
links: Subpoena: http://www.myfloridalegal.com/norvergencesubpoena.pdf Letter: http://www.myfloridalegal.com/norvergenceletter.pdf List of all Attorney
General Offices in the United States http://www.naag.org/ag/full_ag_table.php ------------------------------------------------------------------------------- Other
NorVergence Legal Action— 26 leasing companies
have been named in this class action suit, and the first is now
moving into an additional mode operandi: “We are now accepting
cases that require individual representation for the defense of putative
class members that have been sued individually by leasing companies
around the country. As a result
of overwhelming demand from putative class members, the Law Offices
of Michael Scott Green and Kantrowitz, Goldhamer & Graifman, in
conjunction with law offices around the country, will be referring cases
to those jurisdictions where individual representation is necessary.
“If you require individual
representation for the defense of an action against you, please submit
or resubmit your form on our website www.njnorvergenceclassaction.com
and indicate that you would like individual representation and in which
state you have been sued. “Please note, the
class action is being represented on a contingency fee basis and there
is no retainer or up-front fee to putative class members. “If we are successful in the class action litigation, we will make
an application to the Court for attorneys fees and expenses. Individual representation in the defense of
an individual claim against you will require the signing of a retainer
and a retainer fee.” MICHAEL SCOTT GREEN,
ESQ. Law Offices of Michael
Scott Green 14 Easton Ave., #340 New Brunswick, New
Jersey 08901 Tel: (732) 390-0480 Fax: (732) 390-0481 Cell: (732) 690-2093 E-mail: msgreen@lawmsg.com On the web@: www.lawmsg.com Telecom
Agents Assoc. Move Forward “The Leasing Companies are also suing many of the
companies who are current in their payments,” Dan Baldwin, Executive
Director of Telecom Agents Associations said on the Yahoo Listserve. Leasing News has
been told that many leasing companies, banks, mortgage companies
have postponed payments, and announced so, to victims of
the Florida hurricane. News
that lessees are being sued while
they continue to make payments has not been verified. Telecom Agents Association
has issued the latest announcement; “URGENT RECOMMENDATION
FOR EX-NORVERGENCE CUSTOMERS “The Norvergence
Customer Legal Co-op or "NCLC" has issued an urgent recommendation
to all ex-Norvergence customers as a courtesy. The complete recommendation can be read at the following web page: “http://www.telecomagent.org/coop1.htm “The recommendation
is made urgently due to the information the NCLC
has learned over the past several days about the nature of the
ever-increasing lawsuits the leasing companies are quickly filing against
the ex-Norvergence customers who have decided not to pay their lease
payments. “The recommendation
also includes instant access to the audio recording the NCLC
made yesterday, August 30th, of the NCLC's weekly members only audio
conference call. Anyone can listen to the audio recording of the conference
call for free and without obligation to join the NCLC. “The subject of the
conference call was a direct comparison of the Weir & Partners'
group legal action with all other known available options. In the conference
call, co-op administrator Dan Baldwin interviews an ex-Norvergence
customer who elected not to join the NCLC but instead
started her own legal co-op of sorts for ex- Norvergence customers
in Texas. The Texas co-op hired their own lawyers and paid
them about $7,000 independent of the NCLC to discover the legal
options that best suited their needs. “The long and short
of it is the Texas legal co-op's lawyers also endorsed the Weir
& Partners group legal action. The audio conference call recording
also includes an interview with one of the Texas co-op's attorneys.
To learn more about Weir & Partners group legal action, please
visit www.NorvergenceLitigation.com.
“ Sincerely, Dan Baldwin, Administrator Norvergence Customer
Legal Co-op --------------------------------------------------------------------- List
Serve Action Still Hot and Heavy by Christopher
Menkin Two new "NorVergence"
seems to have appeared. One is from a former group of NorVergence
employees, as noted on another list serve site. There is a second
company, hat some readers are telling Leasing News, is just the same
as NorVergence, meaning same premise, cost of equipment, etc. There is no doubt
that the NorVergence customers are victims. The great majority of
customers blame leasing companies using all types of names as if the
leasing companies are equally to blame with NorVergence. They believe the
leasing companies are the “villains” and “enjoying all the profits.”
Those on the list
serve who appear not as in a “panic” believe they should have
been better protected by the leasing companies as they relied on
the those financing as to be more knowledgeable, more protective in
helping their customers "chose" the right equipment and "value"
of what they are "financing." Furthermore, they cite,
if the leasing companies had done their "due diligence" and
not trusted NorVergence with their "representations and warrants,"
they as lessee would not have entered into the financial transaction
let alone be in the predicament they now face. Those that signed
NorVergence “private label” contracts believe they were misrepresented
and the companies who “purchased” the leasing contracts
should have none better and not financed the transaction,
therefore they should not be made to make payments as the value
they received did not exist. There is also large
group who believe the leasing companies were partners in the profits,
and note Eastern Association of Equipment
Lessor’s past president Robert J. Fine’s involvement. The comments from
Equipment Leasing News President Michael Fleming made to the New Jersey
Star Ledger were quoted often, specifically, “"’
If I were a small-business person, I would say this was an expensive
lesson and I would pay it’." Simply, they don’t
want to pay. The list serve participants believe leasing companies are
anti-small business, or at least, have no sympathy for their plight. Many point out, as did this e-mail: “Keep in mind when reading comments that: The internet has become a source for sharing information, in addition to venting angry and hard feelings. Much of the information is passed on to each of the participants, questions asked and answered, and a general sharing of both good and bad news. In addition to the “leads” toward legal representation and action, other information is passed around, including this from the Attorney General of Vermont from one year ago: ###
Press release ##################### Office
of the Attorney General Press Release ATM Leasing Companies
Agree to Refund Payments to Local Businesses Contact: Elliot Burg,
Assistant Attorney General September 30, 2003
- Attorney General William Sorrell announced today that eight companies
that leased automated teller machines (ATMs) to some 100 small businesses
in Vermont have agreed to refund a total of over $700,000 to those businesses,
because of deception by an unrelated firm that initially solicited the
local businesses to enter into the leases. The settlements are
contained in Assurances of Discontinuance filed with the Washington
Superior Court and signed by the following companies: Advanta Leasing
Services of Draper, Utah; Carlton Financial Corporation of Wayzata,
Minnesota; CIT Financial USA, Inc., of Livingston, New Jersey (formerly
Newcourt Financial USA, Inc.); Information Leasing Corporation of Cincinnati,
Ohio; Liberty Leasing Company of West Des Moines, Iowa; Marcap Vendor
Finance Corporation of San Diego, California; Patriot Commercial Leasing
Company of Pottstown, Pennsylvania; and Preferred Capital, Inc., of
Brecksville, Ohio. (No settlement has been reached with a ninth company,
Frontier Leasing Corporation of Urbandale, Iowa.) The company that solicited
the leases was Philadelphia-based JRA 222, Inc., doing business as Credit
Card Center (“CCC”), which is no longer in business. According to the
Assurances of Discontinuance: CCC “guaranteed”
small businesses an amount of income from the onsite operation of the
ATMs that would more than offset their lease payments—which payments
totaled as much as $18,000 over the five-year lease term. In fact, the
“guaranteed” income stopped once CCC experienced financial difficulties,
and the local businesses were left having to continue paying off their
leases. CCC claimed it had
an “advertisement program” under which outside companies would pay to
advertise goods and services via ATM transactions. The program turned
out to be non-existent. All of the leasing
companies except Advanta and Liberty failed to provide a three-day right
to cancel to the local businesses that leased the ATMs. Although the leasing
companies denied any wrongdoing, under the settlements they will send
a letter to all the businesses in Vermont with which they have CCC-solicited
leases, offering an unconditional right to have the lease canceled and
receive a full refund of all lease payments made (usually about $300
per month), minus some (but not all) of the income received by the local
business from ATM transactions. Local businesses will have 30 days from
receipt of the letter to send a written request for lease cancellation
and refund. They must also make their ATM available to be picked up
by the leasing company. Some refunds may
be as high as $18,000 per ATM. The estimated total of offered refunds
exceeds $700,000. If a lease is canceled, there will be no further obligation;
any negative credit information (in cases where the local business did
not make all of its lease payments) will be withdrawn; and any related
lawsuits will be dismissed. The eight leasing
companies will also pay a total of $67,000 to the State of Vermont to
cover the costs of investigating and settling the matter. Commenting on the
settlement, Attorney General Sorrell commended the eight leasing companies
for “stepping up to the plate” and providing an effective remedy for
the small businesses that were misled by Credit Card Center. “As between
the country store and the large leasing firm,” he said, “the leasing
company was in a better position to investigate the activities of Credit
Card Center before deciding to enter into the leases.” “These settlements
achieve substantial justice for many local businesses in Vermont,” he
added. Vermont businesses
that were solicited by Credit Card Center to enter into an ATM lease
may call the Attorney General’s Consumer Assistance Program for more
information, at 1-800-649-2424 (656-3183 in Chittenden County). CAP’s
address is Morrill Hall, UVM, Burlington, VT 05405. 109 State Street,
Montpelier VT 05609-1001 Phone: (802) 828-3171
Fax: (802) 828-5341 Website consulting provided by The National Association of Attorneys
General. ### Press Release
############################## New
Edition—Power Tools for Small Ticket Leasing “Our newest title
is at the printers--Power Tools for Small Ticket It is 299 pages,
and contains over 350 review questions at the end of each chapter.
Authors are Rick Galtelli, myself and Barry Marks. Best wishes.
------------------------------------------------------ ###
Press Release ############################## Semon
says "Seller's Market Place." A survey
of event participants indicates $3.9 billion in funding resources
are chasing only $1.1 billion in opportunities ATLANTA,
GA - - Twice each year, the Lessors Network provides networking events
where industry professionals, representing primary and wholesale equipment
leasing funding sources, come together to showcase their buy/sell investment
strategies. In the past, these events have facilitated just over $1
billion in total buy/sell investment resources; however, this year,
more than $5 billion was presented. John
Semon, CEO for the Lessors Network commented, "There was actually
more than $5 billion represented as two of the largest funding source
participants declined to disclose their buy/sell investment strategies."
While
reported buy/sell investment resources for this event represent a substantial
increase over past events, it is also clear that even with interest
rates on the rise, we have a seller's market. A survey of event participants
indicates $3.9 billion in funding resources are chasing only $1.1 billion
in opportunities. The Lessors
Network 2005 Spring Showcase is scheduled for March 30-31, 2005. Detailed
updates are published from http://www.lessors.com/Events-2005/Spring/overview.html.
ABOUT
THE LESSORS NETWORK: The Lessors
Network is a sales & marketing network facilitating new business
development opportunities within the corporate and municipal equipment
leasing markets. Networking showcases are traditionally held from the
Ritz-Carlton in Atlanta each spring and fall. Website programs and services
provide free access to news, events and important resources facilitating
funding/syndication, technology and outsourcing services exclusive to
the equipment leasing & finance markets. Additional
information can be viewed at www.lessors.com
###
Press Release ############################ Oracle
Lands Caterpillar Account Caterpillar
Financial Services Corporation, a wholly-owned subsidiary of Caterpillar
Inc., has signed agreements with software
developer Oracle Corp., Oracle Consulting and BearingPoint, a business
systems consulting firm, to implement a core operating system worldwide
during a multi-phase, three-year process. The initial
phase of the implementation will focus on the deployment of Oracle Lease
Management that will integrate Cat Financial's global processes. "This
project is an essential step in the continuation of our business excellence
journey," said Caterpillar Vice President and Cat Financial President
Jim Beard. "Customer satisfaction is essential to the continued
success of our business, and the project will enable our employees to
deliver better quality services to our customers with greater efficiency." Among
the expected key benefits of the implementation are: Replacement
of fourteen versions of Cat Financial's previous leasing system and
eight other different country- specific leasing systems. Increased
efficiency and speed of current business processes such as loan origination,
customer services and reporting. Reduced
spending to maintain and support worldwide applications. Cat Financial
Global Program Director Tom DePauw said, "We have offices in over
thirty countries. By creating a singular standardized business model
and best practice for our key core processes, we will improve the enterprise
view of our business, reduce costs related to process support, provide
greater flexibility in customer interaction, and provide processes that
will enable future growth in both traditional and non-traditional markets." Cat Financial,
recipient of the 2003 Malcolm Baldrige National Quality Award and a
wholly-owned subsidiary of Caterpillar Inc., provides a wide range of
financing alternatives for Caterpillar machinery and engines, Solar
gas turbines, as well as other equipment and marine vessels. The company
also extends loans to customers and dealers. Cat Financial has offices
and subsidiaries located throughout the Americas, Asia, Australia, and
Europe, with headquarters in Nashville, TN. For more
than 75 years, Caterpillar Inc. has been building the world's infrastructure
and, in partnership with its worldwide dealer network, is driving positive
and sustainable change on every continent. With 2003 sales and revenues
of $22.76 billion, Caterpillar is a technology leader and the world's
leading manufacturer of construction and mining equipment, diesel and
natural gas engines and industrial gas turbines. More information is
available at www.cat.com. ###
Press Release ############################ Classified
Ads---Help Wanted Credit-Funding-Operations
Controller / Vendor Sales Specialist/ Entry Level Accountant
------------------------------------------------------------------------------ ---------------- News
Briefs— Corruption innuendos
probed in final stage of leasing inquiry http://www.canada.com/national/nationalpost/news/toronto/ story.html?id=80eb9c21-56eb-4ed3-bf3c-364689d260f7 Drop in Consumer
Confidence Unexpectedly Steep in August http://www.nytimes.com/2004/09/01/business/01econ.html Housing economists
raise yellow flag over San Diego http://www.signonsandiego.com/news/business/20040831- Hollinger report
says execs siphoned millions http://www.usatoday.com/money/media/2004-08-31-hollinger-report_x.htm Tyco Attorney Found
“Not Guilty” (this was sent to us by reader John Winchester—Go Titans!) http://www.law.com/jsp/cc/pubarticleCC.jsp?id=1090180397318 Tom Brokay’s Last Hurrah http://www.washingtonpost.com/wp-dyn/articles/A50724-2004Aug31.html 3 Former Invesco
Fund Executives Settle U.S. Case http://www.nytimes.com/2004/09/01/business/01fund.html?pagewanted=all Philly Considers
Wireless Internet for All http://www.washingtonpost.com/wp-dyn/articles/A51306-2004Sep1.html World's Caviar Faces
a Ban http://www.nytimes.com/2004/09/01/dining/01CAVI.html?pagewanted=all Monterey Aquarium
Top Draw http://www.viamagazine.com/top_stories/articles/Age_Aquarium04.asp ------------------------------------------------------------------------------- Sports
Briefs--- INDIANS 22, YANKEES
0 Breakdown in Bronx
as Yankees Set a Record http://www.nytimes.com/2004/09/01/sports/baseball/01yanks.html?hp Canada nips U.S.
in World Cup of Hockey http://www.usatoday.com/sports/hockey/2004-08-31-roundup_x.htm Woodson reports to
Raiders camp http://www.mercurynews.com/mld/mercurynews/sports/9546194.htm ------------------------------------------------------------------------------- California
Nuts Briefs--- Governor fires up
GOP faithful Crowd-pleaser: Schwarzenegger
cheers for Bush, says 'America is back' http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2004/09/01/GOP.TMP http://www.mercurynews.com/mld/mercurynews/news/special_packages/ http://www.ajc.com/news/content/news/election/0804nation/01gopmain.html? UrAuth=%60NXNUOcNUUbTTUWUXUUUZT[U^UWU_UaUZU%60U\UcTYWYWZV http://news.yahoo.com/news?tmpl=story&cid=694&u=/ap/20040901/ap_on_ el_pr/cvn_schwarzenegger_text_1&printer=1 ------------------------------------------------------------------------------- “Gimme
that Wine” Oregon Winery Grows
as Tourist Attraction in Eugene (also watch the Ducks,
too ) http://news.statesmanjournal.com/article.cfm?i=85891 TTB approves latest
California “appellation”-oldest in state http://www.just-drinks.com/news_detail.asp?art=24385 South American Celebrities
Launch Their Own Wine Labels http://www.winespectator.com/Wine/Daily/News/0,1145,2581,00.html Auction of Washington
Wines raises $1.6 million during weekend activities http://www.washingtonwines.org/default.cfm?action=pressdetail&pressid=149&page=6 Pesticides 101: Harmful
insect control keeps local crops healthy http://hollisterfreelance.com/news/newsview.asp?c=121445 Wine flows freely,
but many glasses still half empty in California http://sanfrancisco.bizjournals.com/sanfrancisco/stories/2004/08/30/story2.html Anderson Valley,
California, Comes of Age http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/ 2004/07/08/WIGON7FOGJ1.DTL&type=winepage Top Pinot Noir from
Carneros http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2004/08/26/WIG9R8DQ841.DTL
-------------------------------------------------------------------------- Sorry, no “This Day
in American History” or “Baseball Poem,” need to finish packing---but
when I return, a new feature on our web site will be ready to be posted:
a complete listing of all “Day in American History” by choosing month
and date. For previous baseball poems, please go here: http://www.leasingnews.org/Poetry.htm Looking forward to getting away from a while. If I get on a dog sled, will share
the picture with you. Certainly
will enjoy the Duckhorn wine on
the trip and the chance to buy some more big bottles. Bon Voyage, Kit Menkin |
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