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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

Monday, August 25, 2014

Today's Equipment Leasing Headlines

Earthquake in Napa, California
    Archives---August 25, 2004
Jim Raeder Responds to Criticism of CapitalWerks
    Classified Ads---Legal
Balboa Capital Settles $36,454 Attorney Fee Complaint
  After Getting Suit Dismissed Against Regents Capital
   Name This Company in the Bulletin Board Complaint
     Take a Guess
Story Credit Lessors
Top Stories August 18--August 22
  Opened Most by Readers of Leasing News
“How Do I Establish Rapport with My Interviewer?”
  Career Crossroad---By Emily Fitzpatrick/RII
     Leasing Industry Ads---Help Wanted
Leasing 102 by Mr. Terry Winders, CLP
Become a Certified Leasing Professional
  Next Class: Laurel, Maryland - FSG Capital
    Your Photograph on
      Features in Leasing News
   Golden Retriever Mix
     Huntington Beach Adopt-a-Dog
 Update: Leasing Conferences ---National/International
  Registration Still Available
News Briefs--- 
Earthquake rattles, doesn't wreck Napa wineries
 Fed Gives Details of Faster Payments Roadmap, Due This Fall
  Future of Export-Import Bank on ropes
   Will Ferguson sour business on St. Louis?
     Two New Yorkers Took Out a Full-Page Ad To Ask For More Tesla
       Features, And Elon Musk Responded

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Please send to a colleague and ask them to subscribe to our news
editor or bookmark us ( as each news edition
appears on our web site.



Earthquake in Napa, California


Silver Oak Winery, tweeted by David Duncan,
President and CEO,

American Canyon Wal-Mart aisle

Napa is about an hour and a half drive from Saratoga (San Jose area on Map). We didn't feel it. The earthquake was not as strong as the one that hit a few miles from our house in the Santa Cruz Mountains in 1989: Loma Prieta 7.1. 63 people were killed, 3,757 injured. It did about $6 billion in damage, and many homes were affected, at least chimneys fallen, as well as many areas, including ours, were without gas, electricity, and water. Loma Prieta brought down the Bay Bridge as well as was experienced on live TV at Candlestick Park.

At press time, the Napa quake reported 13 critically injured as well as 120 were sent to various hospitals with cuts and bruises, as well as 60,000 were without electricity.  It happened at 3:20 am, and if it had hit at 5:04 pm, as the time of Loma Prieta Quake, many more would have been injured as tourists and people were out and about in the City and visiting wineries. Napa is home to nearly 800 wineries, which produced 49.7 million cases of wine in 2012, according to the Napa Valley Vintners, a trade association. The wineries reported surprisingly light damage, with more bottles thrown from display racks than damages to cases of wine or equipment.

Although this Napa earthquake was smaller, it had aftershocks, and relatives and friends called from all over the United States to see if we were alright. Local television covered the news very well, live with many photos and reports from various social media. We did not have that in 1989. I was working in Santa Clara, no power, no telephone, and it took a long time to drive home without any intersection traffic lights and bumper-to-bumper traffic on the freeway. Something you don’t forget.
    Kit Menkin




Archives---August 25, 2004
Jim Raeder Responds to Criticism of CapitalWerks



“In regards to the recent article in the New York Times regarding our handling of customer complaints, I can only say I found it quite one-sided, and seriously misstated. There was information not investigated properly by the writer, along with several misleading and inaccurate statements. In regards to the Better Business Bureau report, these complaints were attributed to the acquisition of the assets, and only the assets of several failed leasing companies.   CapitalWerks in almost every case was not the originating Lessor.   Our policies of retaining fees is explained up front in our agreements, and is considered industry standard for commitment language.   Ask Kit Menkin at Leasing News and he will tell you for the last four years we have investigated and resolved all disputes.
“I appreciate Equipment Leasing Association President Michael Fleming explaining the purpose of commitment letters as he expressed
our viewpoint perhaps more eloquently the we may have been able to present, and would like to thank him in some way for speaking up not only for ourselves, but for all of us whom are constantly bringing value to our customers in this underserved market of small business lending and leasing.”
   James Raeder
   CapitalWerks/Preferred Lease

Full Story:



Raeder now living in Colorado, age 49,
was sentenced December, 2012, in the
Central California Court, Santa Ana, California:
12 months halfway house
1 day jail (equals time served)
300 hours community service
Three years’ probation
No fine and no restitution

Full Story:



Classified Ads---Legal

(These ads are “free” to those seeking employment
or looking to improve their position)

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058; | Resume

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


Balboa Capital Settles $36,454 Attorney Fee Complaint
After Getting Suit Dismissed Against Regents Capital

Don Hansen, President of Regents Capital told Leasing News a settlement was made, but he could not talk about it.  Asked for a quote, he responded, "I am happy about the settlement and glad it is behind us."

On February 19, 2014, Balboa Capital, Irvine, California sued Regents Capital, Costa Mesa, California, claiming proprietary information and customer’s lists were “stolen” by Regents Capital President Donald Hansen and the salesmen who joined his new company, formerly employed by Balboa. (1)

April 24, 2014, Balboa Capital failed to shut down Regents Capital with a restraining order. (2) The judge, in making the decision, also let it be known the plaintiff, Balboa Capital, did not have much of a chance of proving they took lists or private information when they left.

After missing two depositions, a week before the third deposition for Patrick Byrne, co-founder and Chief Operating Officer, regarding Regents Capital, Balboa dismissed the suite without prejudice, meaning they could refile, as unlikely as that might’ve been.

In the quest for $36,454 attorney fees by Regents Capital, the court document reads:

“Balboa never had any evidence that defendants took anything — no documents, no customer lists, no computer records — from Balboa. Balboa also has no evidence that defendants used any trade secret information. Moreover, there is no trade secret. Yet Balboa sued all defendants, alleging they engaged in these unlawful acts.” (3)

Before the formal hearing to be held in August, a settlement was reached, with the court officially recognizing the attorney fee for Regents Capital would be $3,522, awarding to Regents Capital (4) from this determination (5).  The case brought originally by Balboa Capital then was dismissed with prejudice.

(1) Balboa Capital Sues Regents Capital
           They Are After Salesmen Who Left

(2) Balboa Capital Loses Decisively
to Put Regents Capital Out of Business Right Now

(3) Motion for Attorney Fees

(4) Show Document

(5) Breakdown of Costs


Name This Company in the Bulletin Board Complaint
Take a Guess

This is in the early stages of documentation, so the name is not made
public at this time…

“This is an issue with *********, which may have come up many times before. I have two leases which were automatically extended without any notification that this was happening. The thing that really upset me was the lack of clear answers to my direct questions about this issue. When I inquired in February of 2013 as to why this lease had not yet been completed, I was told it didn't end until next year. I was not told that this was because it had been automatically extended for one year without notification. I consider this very deceptive. Even my recent calls with them have referred me to paragraphs in the lease rather than answering direct questions.

“I have paid an additional $7056 plus tax on one lease and $300 on another. I would like to negotiate a settlement on this but they are insisting that I make remaining lease payments of $2700 and another $5600 in "fair market value."  I have cut off the ACH debits from my checking account and am receiving notices…”

Here is a hint, the company is named here:



Story Credit Lessors

These companies specialize in "C" and "D" credits, often new businesses, or businesses where the principal(s) have Beacon score around 600 or previous difficulties; meaning to become comfortable with the credit and financial situation you need to learn the "story" to make a positive decision, often requiring further security, shorter term, or additional guarantors. Many of these companies may also have programs for “A” and “B” rated companies, but their specialty is not being a “cookie cutter” and often require full financial statements and tax returns as well as a “story about the company, its history, goals, circumstances” to fully understand the full financial picture.

Also listed below the dollar amounts are companies that who are known for accepting "subprime leasing."

To qualify for this list, the company must be a funder (as qualified by Leasing News and on the “Funder List” and not a "Broker/Lessor" or "Super Broker/Lessor", along with an acceptable Better Business Bureau Rating and no history of complaints at Leasing News, as well as notifying lessees in advance when the lease will end and what the residual will be, specifically not automating extra lease payments, or insisting their discounter follow the same policy.        We reserve the right to not list a company who does not meet these qualifications.

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers is very much encouraged.

Alphabetical list - click on company name to view more details

Advantage Funding
Agility Ventures
Allegiant Partners Incorporated
American Leasefund, Inc. 
Bankers Capital 
Black Rock Capital
BSB Leasing, Inc 

Calfund, LLC
Cobra Capital LLC
Dakota Financial
Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
Harris Leasing Company 
Maxim Commercial Capital, LLC 
Mesa Leasing
National Machine Tool Financial 

Northwest Leasing Company, Inc. 
Pawnee Leasing Corporation
P&L Capital Corporation 
Standard Professional Services, LLC
Summit Leasing, Inc.
TEAM Funding Solutions


Full List:




Top Stories August 18--August 22
Opened Most by Readers of Leasing News


(1) ELFA Mourns the Passing of Industry Icon Michael J. Fleming

(2) Updated--
No Longer taking Broker/Discounting Business plus Leasing Companies Out of Business

(3) Lawsuit Over ACH Loan Payments Ruled Illegal Now Headed for Trial
By Tom McCurnin, Leasing News Legal Editor

(4) Banks Turn Toward Leasing for More Profit by Christopher Menkin

(5) 1992--Pictures from the Past
Jeff Rudin and Rick Wilbur

(6) New Hires---Promotions in the Leasing Industry

(7) Leasing 102 by Mr. Terry Winders, CLP
Down Payments

(8) Cartoon--- Jim Merrilees at the Internal Revenue Service

(9) Archives---August 18, 2004
Leasing Institute of America Enters Fray

(10) Case Gives New Meaning to a Businessman Getting Screwed by the IRS
By Tom McCurnin, Leasing News Legal Editor



“How Do I Establish Rapport with My Interviewer?”
Career Crossroad---By Emily Fitzpatrick/RII



Question: In prepping for my upcoming interview, I read I have to build rapport with my interviewer. I am always uncomfortable doing this, any suggestions.

Answer: I would assume you are not in a sales role, as this would be second nature! Always remember, if “a connection” is not built at the beginning of the interview process, you will not progress forward. Practice, role-playing, and researching the interviewer’s background will make you more comfortable in building rapport.

Some candidates would prefer to sit down and get down to business, but whatever you do, do not cut this introductory period short, let the interviewer lead the way. This conversation should provide you, the candidate, an excellent opportunity to relax and become comfortable in your surroundings. 

This initial phase of the interview is a critical time for both the interviewer and the candidate, and lasts as long as the interviewer feels it is productive, or time constraints allow. During this time, the interviewer will discover your personal characteristics, attitudes, values, and behaviors by initiating an interactive conversation by engaging in “small talk”. This is a great opportunity for the candidate to build chemistry with the interviewer. 
At the conclusion of the initial “getting to know you” phase, the interviewer normally indicates that it is time to move on by shifting the emphasis to business-oriented questions e.g. (1) Would you tell me about your career path? (2) I’ve really enjoyed getting to know a little bit about your personal background and interests. Now I would like to learn something about your professional background.

  • Relax, enjoy the conversation and maybe you will discover some common interests, activities or people, which will increase your chances of being made an offer.  Just remember:
  • Be approachable, friendly and positive
  • Help the interviewer keep the conversation moving (practice / role play)
  • Discuss your interests (e.g. if you live in CO would assume everyone enjoys skiing)
  • Show enthusiasm for the interviewer’s interests
  • Identify common experiences / colleagues, industry associations, etc…

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns


Leasing Industry Help Wanted


Collector, Atlanta, GA

Experienced, calling 11-90 day delinquent customers, assisting Asset Re-marketer with delinquency reporting, weekly reporting to home office.

Sales, Chicago, Atlanta

Work out of main office and satellite. Heavy phone sales calling on both independent dealers and end users (cold/warm calling), marketing, weekly reporting to management. Outside territorial salespeople will also be considered.

Contact: Michael Testa 312-881-3133
Financing for Commercial Truck & Trailer, Exotic, High Line, Vintage & Classic Automobiles, Taxi, Livery & Paratransit

For information on placing a help wanted ad, please click here: 
Please see our Job Wanted section for possible new employees. 



Leasing 102
by Mr. Terry Winders, CLP 


The art of determining what to charge a lessee for use of the equipment is called structuring and pricing. To properly compute a lease the lessor must determine what the lessee will accept. This means information gathering and understanding how a lease will service the lessee’s needs. Some people think pricing and winning is just having the lowest yield or the lowest lease payment. This may be correct on bargain option leases, but falls way short on true lease deals.

Often the ease of requirements or speed of an answer will help overcome pricing, as well as making a confident presentation.  This is quite important in presenting an “operating lease.”

Leasing has tax and accounting impacts that require an understanding of the lessee’s thoughts and reasons for leasing. The lowest rate does not always win the deal, if the lessee has other reasons for leasing. I know some lessees are attracted to the lack of a down payment requirement, and longer term with a lower payment, but as the quality of the lessee’s financial strength goes up, the reasons for leasing begin to change.

There are many reasons to lease that we have discussed before, but because there are so many reasons to lease, you need to discuss it with the lessee to determine what structure the lease would accept.

I know a lot of leases are arranged through vendors, so the lessor does not have access to the lessee; however, on occasion, the type of equipment, and its use, may dictate programs that you can offer the vendor. Seasonal rentals or step programs are just a few of the preset programs that vendor’s offer their customers to entice them to lease.
Usually if the lease consultant who spends time with the vendor, or there sales staff, can learn what programs or structures best fits the use of the equipment. I would not recommend too many programs because the sales staff may shy away from offering something they are not familiar with, or cannot explain completely. Training vendors on how to offer leasing, or explain your programs, is very necessary if you expect to receive much business.  Often, it is a good idea to give a class, especially to include both the new and experience sales staff.

The lowest rate is not leasing, it is lending.  Low balling to get business will lose you more business than you gain.  Help you vendor and staff close more sales by learning more about leasing, its benefits, and the positive things to look for in helping a customer to qualify.
Don’t forget if you are competing against a company that abuse
Evergreen clauses, that is the reason they may appear to have
a lower rate.  Check this page:

I strongly recommend taking advantage of the education courses
that many of the leasing and finance association offer to members,
as well as working toward becoming a Certified Leasing Professional


For more information, please go here:

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-649-0448.
He invites your questions and queries.
Previous #102 Columns:


Mr. Terry Winders available as a consultant regarding assisting attorneys in resolving disputes or explaining procedures or reviewing documents as utilized in the finance and leasing industry.

He is the author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)



Become a Certified Leasing Professional
Next Class: Laurel, Maryland - FSG Capital

The Institute for Leasing Professionals 2 day program is a comprehensive education program designed by equipment leasing and financing professionals. It is a 16-module course that covers the most important subjects in the equipment leasing and financing profession.

Maryland ILP: October 10-11th
Location: FSG Capital
CLP Exam: October 12th
For additional Information:
Reid Raykovich, CLP - Executive Director
(206) 535-6281 - direct

Why I Became a CLP



Your Photograph on

Perhaps the worst is not having a photograph at all on your page in Next might be a personal one with your wife or girlfriend or one that is not "professional." Next would be too small. While large photos can be reduced, enlarging makes the photos blurry on a video screen.

In last Friday's Pictures from the Past, Jeff Rudin's current photo was
the one above.(1)  He said he was going to have new staff photos taken this week, including one for himself.

Many of the photos that Leasing News use come from Almost all the New Hires-Promotion photos and biographies come from here. Most photos have two sizes, one that clicks larger than it appears. The site recently posted this advice:

“Whether you're currently job searching or hoping to maintain professional connections, LinkedIn serves a valuable tool to gain traction in the corporate world. But if you fail to choose a strong photo, your profile will quickly be passed over and forgotten.”

Article: What Your Linkedin Photo Says About You

(1) 1992--Pictures from the Past
Jeff Rudin and Rick Wilbur 


John Kenny 
Receivables Management

• End of Lease Negotiations & Enforcement
• Fraud Investigations
• Credit Investigations • Asset Searches 
• Skip-tracing • Third-party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



Features in Leasing News

Adopt a Pet
Bank Beat
Career Crossroads-Emily Fitzpatrick/RII 
Charlie Chan sayings
Computer Tips 
Employment Web Sites
Fernando's Review
From the Desk of Michael Witt, Esq.
Leasing 102
Leasing Cases by Tom McCurnin
Online Newspapers 
Sales Make it Happen
Spark People—Live Healthier and Longer
The Secret of Our Success
To Tell the Truth
View from the Top
Why I Became a CLP

Readers can go to the site index and click on "Features," or click on "Top Stories," and find the collection of articles and columns by Leasing News writers. For instance, Leasing 102 contains all the articles written by Mr. Terry Winders, CLP, since he started, August 7, 2006.

"Sales Make it Happen" goes back to February 1, 2006. "Bank Beat" to September 10, 2008. Career Crossroads by Emily Fitzpatrick started July 11, 2011. Other columnists from Steve Chriest, Tom McCurnin, Michael Witt, as well as collection of cartoons, placards and other features.

Bookmark us


Golden Retriever Mix
Huntington Beach Adopt-a-Dog


Animal ID: 23608069
Breed: Retriever, Golden / Mix
Age: 2 years 9 months
Gender: Male
Color: Golden
Spayed/Neutered: Yes
Size: Large

Interested in meeting BUDDY

Call (714) 536-8480 to speak to an adoption representative at
Orange County Humane Society
21632 Newland Street,
Huntington Beach, CA, 92646

(714) 536-8480



Adopt a Pet




Update: Leasing Conferences ---National/International
Registration Still Available


September 4-6
2014 Eastern Regional Meeting
Lord Baltimore Hotel
Baltimore, MD

Exhibitors to Date

Amerisource Funding
Bankers Capital
Blue Bridge Financial LLC
Business Credit Reports
Bryn Mawr Funding
Channel Partners LLC
CLP Foundation
Financial Pacific Leasing, LLC
First Federal Leasing
Fora Financial
Maxim Commercial Capital LLC
Merchant Cash and Capital, LLC
North Mill Equipment Financing LLC
Pacific Western Equipment Finance
Pawnee Leasing Corporation
Preferred Business Solutions
RLC Funding
TEAM Funding Solutions
Varilease Finance, Inc.

Registration/Schedule Available

September 10-12
Canadian Finance and Leasing Association
The Fairmont Chateau Whistler
Whistler, British Columbia

Registration now Open, Program Available


September 18-20

Hyatt Regency San Antonio Riverwalk
123 Losoya Street
San Antonio, Texas  78205
United States

163 registered to date. Online registration
available until 9/18/2014. Full Information

Exhibitors to date

Amerisource Funding
Bank of the West
Blue Chip Leasing Corporation
Boston Financial & Equity Corporation
Business Credit Reports
Bryn Mawr Funding
Channel Partners, LLC
CLP Foundation
Collateral Specialists, Inc.
Conestoga Equipment Finance
Dakota Financial, LLC
Delta Management Group, Inc.
ECS Financial Services, Inc
Financial Pacific Leasing, Inc.
 FORA Financial
Funding Circle
LeaseTeam, Inc.
Great American Insurance
LCA Financial, LLC
Maxim Commercial Capital
Monitor Daily
North Mill Equipment Finance
OneWorld Business Finance
Orange Commercial Credit
 NCMIC Finance Corporation
Pawnee Leasing Corporation
 Quiktrak, Inc.
RLC Funding
RTR Services, Inc.
 Winston & Winston, P.C.


September 19 - 20, 2014
Tianjin, China
Sudhir Amembal: 
The First Global Leasing Industry Competitiveness Forum
For More Information:

Qualified leasing professionals from outside of China will not be charged any registration fees. They are, however, expected to pay for all their travel expenses including accommodations and meals at the venue.

From the Chinese side, the speakers will include prominent leasing company executives and supportive governmental representatives; from the international side, the speakers will be drawn from senior executives from leading leasing companies and others who have played a vital role in leasing's international growth.

Speakers include:

• Sudhir P. Amembal, Chairman & CEO, Amembal & Associates, U.S.A.
• Crit DeMent, Chairman & CEO, LEAF Commercial Capital, Inc., U.S.A.
• Esteban Gaviria, CEO, Leasing Bancolombia, Colombia
• Shawn D. Halladay, Global Leasing Expert, Amembal & Associates and The Alta Group, U.S.A.
• Hugh Lander, Chief Executive Officer, BOQ Finance (BOQF), Australia
• Bob Rinaldi, Chairman-Elect, ELFA, U.S.A.
• Arnaldo Rodriguez, President, CSI International, Spain
• Jukka Salonen, Chairman, Leaseurope, Finland
• Fred Sasser, Chairman, Chicago Freight Car Leasing, U.S.A.
• Judy Tan, Managing Director, Caterpillar (China) Financial Services, China
• Wang Chong,Chairman,CDB(China Development Bank) Leasing,China
• Kong Linshan, Chairman, Minsheng financial leasing co., LTD, China
• Kong Fanxing,   Chairman, International Far Eastern Leasing, China            
• Cong Lin, President, ICBC Leasing, China

Information on Conference, including biographies:



October 9 -10
Eurostars Grand Marina
Barcelona, Spain

Booking of rooms at the Grand Marina is to be done by filling in a Hotel Reservation Form, which can be downloaded from the Annual Convention website at:

Last year's event was a resounding success with more than 500 participants from across Europe as well from Australia, Canada, China, Morocco, South Korea and the USA.

Registration/Further Information:

October 19-21
2014 53rd Annual Convention
Manchester Grand Hyatt
San Diego, CA

Video Preview of ELFA Annual Convention
ELFA President and CEO Woody Sutton

  • Friday, September 26, 2014: Last day to receive the special ELFA convention rate for your accommodations at the Manchester Grand Hyatt or the San Diego Marriott Marquis & Marina.
  • Tuesday, October 7, 2014: Last day for mail-in and online registrations. After this date registrations can be made on-site. Please note: There are no refunds of registration fees after this date.

Full Information: Speakers, Brochure, Registration:



Cosmopolitan, Las Vegas, Nevada

 It will bring together critical decision makers concerning credit and collections 
from all facets of financial services.




November 5, 2014
Latin American Leasing &
Operation Forum
The Alta Group
Intercontinental Hotel Doral
Miami, Florida

Wednesday November 5th the Latin American Legal and Operations Forum will give participants access to the latest advances in the legal and operational practices in the industry. It will be an excellent opportunity to learn about the laws and regulations of leasing in different countries of the Americas.

The event will be simultaneously translated in English and Spanish.


November 5-7
34th Annual AGLF Fall Conference
Tucson, Arizona

Hotel Information

November 6 - 8
2014 Western Regional Meeting
Hyatt Regency Irvine
Irvine, CA


November 7, 2014
XII Latin American Leasing Conference
The Alta Group
Intercontinental Hotel Doral
Miami, Florida

Thursday 6th to Friday 7th the XII Latin American Leasing Conference will be held.  This will provide participants insights regarding developments in the professional practice of the leading rental companies in the Americas.  The conference will also showcase best practices leasing companies and finance teams are now utilizing in strategic planning and implementation of funding strategies as well as risk and asset management.

The event will be simultaneously translated in English and Spanish.



November 11-13

The 2014 Middle East Leasing Summit to be held November 11-13 at the JW Marriott Marquis Hotel Dubai is reported to be strongly supported by leading leasing companies and international leasing association. 

This summit will gather regional government officials, vendor representatives, national organizations and industry leaders to interpret the air finance from the aspect of market situation, regulatory, growth point and second hand aircraft to better understand Middle East air finance market.

The conference promises "Deep insight into Middle East leasing market climate with introduction of Islamic Finance’s application and banks’ involvement. There is no doubt that this summit will provide a premier platform for its delegates to establish strategic cooperative partnerships, expand business. We firmly believe that your outstanding industrial background and broad knowledge would contribute significantly to the quality and scope of this

For more information, please visit the official website at

November 12 - 14
Commercial Finance Association
70th Annual Convention
Washington Marriott Wardman Park
Washington, D.C.


November 16 -17
NJ Expo Regional
Teaneck, New Jersey
(Sunday evening- All Day Monday)


November 18 - 21, 2014
Istanbul, Turkey
The Third Annual Operating Lease Conference

"Three prominent and qualified speakers have been added to the agenda.
They are: Stephan van Beek, Senior Director Sales & Marketing Development - EMEA, Oracle Financing, an expert on software leasing; Arnaldo Rodriguez, President – International Division, CSI Leasing, who is the epitome of having successfully globalized the product; and, Esteban Gaviria, CEO, Leasing Bancolombia, who leads the most successful bank-held operating leasing company in Latin America. I will chair the conference and also teach a two-day seminar preceding the conference."
          Sudhir Amembal

For More Information:

CFA Related Conferences

CFA Network Calendar

ELFA ---2014 Schedule of Conferences, Workshops
and e-Learning Opportunities


Collector, Atlanta, GA

Experienced, calling 11-90 day delinquent customers, assisting Asset Re-marketer with delinquency reporting, weekly reporting to home office.

Sales, Chicago, Atlanta

Work out of main office and satellite. Heavy phone sales calling on both independent dealers and end users (cold/warm calling), marketing, weekly reporting to management. Outside territorial salespeople will also be considered.

Contact: Michael Testa 312-881-3133
Financing for Commercial Truck & Trailer, Exotic, High Line, Vintage & Classic Automobiles, Taxi, Livery & Paratransit




News Briefs----

Earthquake rattles, doesn't wreck Napa wineries

Fed Gives Details of Faster Payments Roadmap, Due This Fall 

Future of Export-Import Bank on ropes

Will Ferguson sour business on St. Louis?

Two New Yorkers Took Out a Full-Page Ad To Ask For More Tesla
   Features, And Elon Musk Responded


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



--You May Have Missed It

Moving to a Smaller Home, and Decluttering a Lifetime of Belongings


SparkPeople--Live Healthier and Longer

Tips to Stay Full Longer
Beat Hunger and Boost Satisfaction



Baseball Poem

Smallest Red Sox fans
With shirts too wide for shoulders,
named "ARCIAPARR."

--Kurt Blumenau, Emmaus, PA

The field is empty
The baseball game has ended
No more cheering crowds

--Mary Catherine Harmon, Milford, NY

Ball falls harmlessly
Dark October night cool, crisp
Last man coming home

--Patrick Lethert, Woodbury, MN

Bonds swings the maple,
Pac bell is a roar, the long
winter is no more.

--Perry Dugger, Madisonville, KY

My fifty-third spring;
Once again I carefully
Oil up the old mitt.

--Larry Bole, New York, NY

Pitchers and catchers
Report in February
Spring training begins

--James Bernhardt



Sports Briefs----

Rams' Sam Bradford tears ACL, out for season

49ers First-string offense harassed in 21-7 win over Chargers

Lowell Cohn: 49ers mishandled sod story from start

Interactive quiz: How well do you speak Harbaugh’s language?



California Nuts Briefs---

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This Day in History

     1718 - Hundreds of French colonists, many relocating from Acadia in Canada, arrive in Louisiana; New Orleans is settled.
    1814 - James Madison became the first president to face enemy gunfire while in office and the first president actively to use his authority as commander-in-chief. On this day, he assumed command of Commodore Joshua Barney's battery, stationed a half mile north of Bladensburg, MD. In 1813, the British fleet formed a blockade off the east coast of the U.S., stopping trading ships from going in and out. They attacked U.S. navy vessels. Soldiers from the ships burned and looted homes around the Bay. Barney came up with a plan that called for a small group of ships to sneak into the Bay and attack the British ships, then quickly hide again. The larger warships couldn't move as easily as the small vessels. Joshua helped build a flotilla of barges that held one cannon each.  Two of the big ships were sunk. In 1814, the British retaliated with a plan to attack the U.S. capital! They sailed their fleet up the river near Washington. Barney's flotilla kept the enemy ships back for several weeks. Finally, the larger ships won the battle. They landed troops at a town near the capital. Joshua had his own boats burned! Then, if captured, they couldn't be used by the enemy. Barney and his 400 marines marched to Bladensburg the small town that stood between the British and the U.S. capital. Barney's men went to help the militia defend the city. The Americans lost the battle as they ran out of ammunition and refused to retreat. The fight so impressed the British that all prisoners were treated as if they were officers and commodore Barney was fully escorted to the nearest large city where his wounds could be attended to. The British under General Robert Ross marched on Washington., D.C., and burned many of the public buildings, including the Library of Congress and over 3000 volumes. By the end of the same day, the Capitol building, the President's Mansion and many other public buildings were in flames. The following day more buildings were burned. At about noon a tremendous storm of hurricane force descended upon the city halting further destruction. With their mission accomplished, the British feared the Americans would reassemble their forces and attack while they were in the vulnerable position of being a long distance from their fleet. The men were miserable in the 98 degree temperatures. They were tired, ill and wounded. At dusk the troops quietly withdrew from the city. The troops were so exhausted that many died of fatigue on the four day march back to the ships, several deserted, but the body of men marched on.
    1819 - Birthday of Scottish-born American detective Allan Pinkerton, founder of detective agency at Chicago, IL, in 1850.  First chief of US Army's secret service, remembered now because of his strike-breaking and his lack of sympathy for working people. Pinkerton was born at Glasgow, Scotland, and died at Chicago, July 1, 1884.
    1829 – President Jackson offers to buy Texas from Mexico, who refuses.
    1830 - One of the great obstacle of the industrial age that actually began around this time, but did not “catch on” until after the civil war, as people did not believe in “new” or “modern” things. One of the most popular events was a race between a locomotive and a horse-drawn vehicle. It took place between Relay and Baltimore, MD., a distance of nine miles. The locomotive was the Tom Thumb, an engine of the Baltimore and Ohio Railroad, driven by Peter Cooper. The Tom Thumb was involved in an accident, and the horse won. Although the broken belt lost the race, the steam engine proved it was an advantage in hauling over a horse drawn cart.
    1831 - The first bedspring manufacturing patent was granted to Josiah French of Ware, MA.
    1836 - Birthday of Bret Harte, journalist, poet, printer, teacher and novelist, especially remembered for his early stories of California:  “The Luck of Roaring Camp,” “The Outcasts of Poker Flat,” and “How Santa Claus Came to Simpson's Bar.”   Born Albany, NY. He died at London, England, May 5, 1902.
    1840 - Joseph Gibbons of Adrian, MI received a patent for a seeding machine that was to revolutionize farming. His machine was a grain drill with cavities to deliver seed and a device for regulating the volume.
    1862 - Secretary of War authorizes General Rufus Saxton to arm 5,000 slaves
     1879 - New York's Madison Square Garden displayed a real floating ship in a gigantic water tank as Gilbert and Sullivan's operetta, “H.M.S. Pinafore”, was performed.
    1908 - National Association of Colored Nurses was founded by Adah Belle Samuels Thoms, Martha Franklin, and Mary Mahoney.  They with a group of 52 black nurses, aimed to secure the full integration of black women nurses into the nursing profession.
    1909 – Michael Rennie, actor, born in England.  He starred in one of the all-time sci-fi flicks of the 1950s, “The Day The Earth Stood Still.” (1951). His line, “Klaatu barada nikto” endures.
    1910 - Bowen, Montana drops to 5 degrees, lowest ever for the 48 states in August
    1910 – Ruby Keeler born Ethel Hilda Keeler in Nova Scotia.  Actress, dancer and singer most famous for her on-screen performances with Dick Powell in a string of successful early musicals at Warner Brothers, particularly “42d Street” (1933). From 1928 to 1940, she was married to singer Al Jolson with whom she worked on “The Jazz Singer”.  Keeler died in 1993 in Rancho Mirage, CA.
    1913 - Birthday of American cartoonist and creator of the comic strip “Pogo,” Walt Kelly, at Philadelphia, PA. It was Kelly's character Pogo who paraphrased Oliver Hazard Perry to say, “We has met the enemy and it is us.” Kelly died at Hollywood, CA, October 18, 1973.
    1916 - The United States National Park Service was created
    1918 - Composer/Conductor Leonard Bernstein born Lawrence, MA. One of the greatest conductors in American music history, he first conducted the New York Philharmonic Orchestra at age 25 and was its director from 1959 to 1969. His musicals include “West Side Story” and “On the Town”, and his operas and operettas include “Candide”. He died five days after his retirement on October 14, 1990, at New York City. While growing up in Manhattan, my mother would take my brother and me one Sunday once a month to the children's concert that he conducted along with a short movie clip about music staring Gerald McBong Bong. As I grew older, we went to the concerts on weekends, then saw “West Side Story” and “On the Town”, plus “Candide”. My father played classical music all the time at our house and I grew to love this music. In fact, I first learned about how jazz worked from the Bernstein concerts and he also produced a Columbia record, which is not out of date today.
    1919 – Birthday of former Alabama governor George Wallace, at Clio, Al.  Believe it or not, Wallace ran for governor in 1958 with NAACP endorsement, but lost to a candidate endorsed by the Ku Klux Klan.  Switching ideologies, He adopted a hard-line segregationist stance and used this stand to court the white vote in the next gubernatorial election in 1962, winning handily.  On June 11, 1963, Wallace defied President Kennedy and stood in the doorway blocking the path of black students Vivian Malone and James Hood as they attempted to enroll in the University of Alabama.  He ultimately acquiesced under federal court order.  During his campaign for the Democratic Presidential nomination, on May 15, 1972, he was shot in Laurel, MD, at a time when he was receiving high ratings in national opinion polls, leaving him paralyzed from the waist down for the rest of his life. A five-hour operation was needed that evening, and Wallace had to receive several pints of blood in order to survive. Three others were wounded in the shooting and also survived. Wallace died in 1998.
    1920 - The first Olympic female gold medalist from the United States was Ethelda Bleibtrey, who competed in the seventh Olympiad, held in Antwerp, Belgium. She won the 100-meter free-style swim on this day and the 300-meter free-style swim on August 26.
    1921 – “Let’s Make a Deal” host Monty Hall was born in Winnipeg, Manitoba.
    1922 – In the highest scoring game in Major League history, the Chicago Cubs defeated the Philadelphia Phillies, 26-23.
    1924 – Washington Senators’ Hall of Fame pitcher Walter Johnson throws the second no-hitter of his career, defeating the St. Louis Browns, 2-0, in a shortened seven inning game.
    1925 – A. Philip Randolph organizes the Sleeping Car Porter's Union.
    1927 - Birthday of tennis great Althea Gibson, born at Silver, SC. Althea Gibson learned paddle tennis by chance as a child when her block of West 143rd Street in New York was designated as a Police Athletic League play street. She overcame great financial and social adversity and eventually won ten consecutive national titles in the American Tennis Association, a league for black players. On August 28, 1950, she became the first black player to compete in the national tennis championship at Forest Hills, NY. A few years after, she became the first black woman to win the singles championship at Wimbledon. In her prime, she was ranked as high as 7th in the United States, winning titles at the French Open, Wimbledon and US National at Forest Hills. She died at East Orange, NJ. Sept 29, 2003.
    1930 - Birthday of “Bond, James Bond”, actor (Thomas) Sean Connery, at Edinburgh, Scotland.  Little known fact:  In 1958 he had a major role in a film as a British reporter caught in a love affair opposite Lana Turner and Barry Sullivan. During filming, star Turner’s possessive gangster boyfriend, Johnny Stompanato believed she was having an affair with Connery. He stormed onto the set and pointed a gun at Connery, only to have Connery disarm him and knock him flat on his back. Stompanato, who would later be murdered at the hand of Turner’s teenage daughter, was banned from the set. Connery later recounted that he had to lie low for a while after receiving threats from men linked to Stompanato's boss, Mickey Cohen.  Connery has remained one of the leading stars of his generation, having parlayed his Bond fame into mainstream starring roles across several genres.
    1933 - Birthday of “Who Wants to be a Millionaire” and “Live with Regis and…” host Regis Philbin, born in The Bronx.
    1933 - Birthday of sax player Wayne Shorter, Newark, NJ
    1937 - Pullman Company formally recognizes Brotherhood of Sleeping Car Porters
    1939 – “The Wizard of Oz” is released. This motion-picture classic directed by Victor Fleming was a musical adaptation of the L. Frank Baum children's book with both black-and white and color sequences. It starred Judy Garland as Dorothy, Frank Morgan as the Wizard (and four other characters), Ray Bolger as the Scarecrow, Bert Lahr as the Lion, Jack Haley as the Tin Man, and Margaret Hamilton as the Wicked Witch of the West. Nominated for six Academy Awards, it won two for best musical score and best song, “Over the Rainbow.”  (Harold Arlen music and E.Y. Harburg lyrics.)
    1942 – World War II:  second day of the Battle of the Eastern Solomons. A Japanese naval transport convoy headed towards Guadalcanal is turned-back by an Allied air attack, losing one destroyer and one transport sunk, and one light cruiser heavily damaged.
      1944 - Paris Liberated: as dawn broke the men of the 2nd French Armored Division entered Paris, ending the long German occupation of the City of Light. That afternoon, General Charles de Gaulle led a parade down the Champs Elysees. Though Hitler had ordered the destruction of Paris, German occupying-officer General Dietrich von Choltiz, refused that order and instead surrendered to French Major General Jacques LeClerc.
    1944 - Top Hits
“Amor” - Bing Crosby
“I'll Be Seeing You” - Bing Crosby
“Time Waits for No One” - Helen Forest
“Is You is or is You Ain't (Ma' Baby)” - Louis Jordan
    1945 - Ten days after World War II ends with Japan surrendering, armed supporters of the Chinese Communist Party kill US intelligence officer John Birch, regarded by some of the as the first victim of the Cold War.
    1946 – One of baseball’s first outstanding relief pitchers, Rollie Fingers, was born in Steubenville, OH.  Fingers attained most of his fame while pitching for the three-time champion Oakland As of the 1970s.  He complied 341 saves, was a 7-time All-Star, AL MVP and Cy Young winner in in 1981, and 1974 World Series MVP.  Fingers was elected to Baseball’s Hall of Fame in 1992 to become the second reliever so honored, after Hoyt Wilhelm.
    1948 - The House Un-American Activities Committee holds first-ever televised congressional hearing: confrontation between Whittaker Chambers and Alger Hiss.
    1950 – President Truman orders the US Army to seize control of the nation's railroads to avert a strike.
    1950 – Gene Simmons, “KISS”, born in Tirat HaCarmel, Israel as Chaim Witz.
    1952 - Top Hits
“Auf Wiedersehn, Sweetheart” - Vera Lynn
“Walkin' My Baby Back Home” - Johnnie Ray
“Kiss of Fire” - Georgia Gibbs
“It Wasn't God Who Made Honky Tonk Angels” - Kitty Wells
    1958 - "Little Star" by the Elegants topped the charts and stayed there for a week.
        1960 - Top Hits
“It's Now or Never” - Elvis Presley
“Walk--Don't Run” - The Ventures
“The Twist” - Chubby Checker
“Alabam” - Cowboy Copas
    1962 - "The Loco-Motion" by Little Eva topped the charts and stayed there for a week.
    1962 – Billy Ray Cyrus, Mylie’s dad, was born at Flatwoods, KY.
    1964 - For their hit single "A Hard Day's Night," The Beatles received a gold record, their third such award. Until 1970, they would collect 18 more.
    1966 - Yardbirds performed at the Carousel Ballroom. The Carousel was the former El Patio Ballroom on the second floor of the car dealership on the southwest corner of Market and Van Ness in San Francisco.
    1968 – Known for his rocket arm, New York Yankees right fielder Rocky Colavito pitches 2 2/3 perfect innings and beats the Detroit Tigers 6-5; he played right field in 2nd game and homered.  The Tigers went on to become World Champions, defeating the St. Louis Cardinals.
    1968 – Television show host Rachael Ray’s birthday at Glens Falls, NY.
    1968 - Top Hits
“People Got to Be Free” - The Rascals
“Born to Be Wild” - Steppenwolf
“Light My Fire” - Jose Feliciano
“Already It's Heaven” - David Houston
    1973 - "Brother Louie" by the Stories topped the charts and stayed there for 2 weeks.
    1976 - Top Hits
“Don't Go Breaking My Heart” - Elton John & Kiki Dee
“You Should Be Dancing” - Bee Gees
“Let 'Em In” - Wings
“Bring It on Home to Me” - Mickey Gilley
    1979 - "My Sharona" by Knack topped the charts and stayed there for 6 weeks.
    1980 - Gower Champion's musical "42nd Street," premieres in New York City’s Winter Garden Theater New York City for the first of 3486 performances.
     1981 – Voyager 2 spacecraft makes its closest approach to Saturn.
    1981 – John Lennon’s murderer, Mark David Chapman is sentenced to 20 years.
    1982 - The rock group, Fleetwood Mac, earned a gold record for their album, "Mirage".
    1984 - Fanatically popular toys, the Cabbage Patch Kids and Trivial Pursuit, were replaced in the public eye by robotic action figures that fought galactic battles, the Transformers.
    1984 - Starting its third week at #1 on the pop music charts is "Ghostbusters", by Ray Parker, Jr. The hit song was featured in the movie of the same name which starred Bill Murray, Dan Aykroyd, Rick Moranis and Harold Ramis.
    1984 - Top Hits
“Ghostbusters” - Ray Parker Jr.
“What's Love Got to Do with It”- Tina Turner
“Stuck on You” - Lionel Richie
“Long Hard Road (The Sharecropper's Dream)” - Nitty Gritty Dirt Band
    1985 - Dwight Gooden of the New York Mets became the youngest pitcher to win 20 games in a season. Gooden defeated the San Diego Padres, 9-3. He was 20 years, nine months and nine days old. Bob Feller was a month older when he accomplished the feat in 1939.
    1986 – 1st Major League HR for Mark McGwire then playing 1B for the Oakland A’s.
    1987 - A new record for monthly rainfall was set at Chicago when a storm brought the total to 15.73 inches erasing the previous record for any month which had been 14.17 in September, 1961
    1988 – Actress Blake Lively, born Blake Ellender Brown, in Tarzan, CA.
    1989 – Voyager 2 spacecraft makes its closest approach to Neptune, the second to last planet in the solar system at the time.
    1990 - U.N. Security Council authorizes military action against Iraq.
    1991 - Linus Torvalds announces the first version of what will become Linux.
    1996 - The New York Yankees dedicated a monument to the late Mickey Mantle at Monument Park in Yankee Stadium. The new monument joined three others honoring Babe Ruth, Lou Gehrig and Miller Huggins. Mantle died August 13, 1995.  Today, at the new Yankee Stadium there are six monuments.  In addition to these four, Joe DiMaggio and owner George Steinbrenner are similarly honored.
   1996 – The 96th US Golf Amateur Championship won by Tiger Woods.
    2010 - Acting as a private citizen, former President Jimmy Carter travels to North Korea to negotiate the release of Aijalon Gomes, a U.S. citizen.
    2011 - New York City braces for Hurricane Irene, announcing plans to shut down subways buses and commuter trains.  Irene produced heavy rains and high winds that flooded several low-lying areas of the city, Long Island, and the Jersey Shore.
    2012 – Voyager 1 spacecraft enters interstellar space, becoming the first man-made object to do so.
   2013 – On this date, the Rim wildfire burning in Yosemite National Park had consumed 225 square miles of forest, and was only 7 percent contained.
It became the third largest fire in California history, finally contained October
23, 2013, having burned 257,314 acres.



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