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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industry


Friday, January 8, 2016

Today's Equipment Leasing Headlines

Pictures from the Past
—1996—New CLP's
Reaction to Leasing News Person of the Year
   for 2015
Previous Leasing Persons of the Year
     plus Bruce Kropschot Response
New Hires---Promotions in the Leasing Business
  and Related Industries
Channel Partners --December's Last 20 Deals
  FICO, TIB (yrs.), Annual Revenues, Term/Funding Amount
What Happens in an Internet Minute
FinTech #102 by Henry Grace
DANGER: Stacking Short Term Working Capital Loans
AXIS Capital Board of Directors Announces
Expansion of Senior Management Team
Star Wars-The Force Awakens/Joy
Mission Impossible-Rogue Nation/Ant-Man/Speedy
Film/Digital Reviews by Fernando Croce
Labrador Retriever/Mix
Alpharetta, Georgia  Adopt-a-Dog
Leasing Conferences
---Save the Date
News Briefs---
Will Scotiabank Sell its C$1B Equip. Financing Portfolio?
  Is Element Financial in Consideration?
Mortgage rates follow stock prices
Pot Bank Loses Legal Battle With Fed
A lot of Cash floating about
USC launches first FinTech course
  at a major U.S. University
Meet the Lending Platform With 0% Interest
Macy's to Close 40 Stores
Here are their Locations (video)
Henry Schein Practice Solutions will pay FTC $250,000
   over false advertising allegations
Immigrants in the Workforce, 17%
 State by State and Industry By Industry

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Pictures from the Past
—1996—New CLP's

"Certified Leasing Professional Education Chair Robert Teichman, CLP (top) presented the newest Certified Lease Professionals at the Spring Education Conference in New Orleans. There are (l to r) Mark Henke, CLP, Bernard Boettigheimer, CLP, Adrian Hebig, CLP, Jim Lahti, CLP, Peter Strommel, CLP, and Jim McCommon, CLP."

June/July 1996 United Association of Equipment Leasing Newsline


Bob Teichman, CLFP
Teichman Financial Training

Bernie Boettigheimer, CLFP
President, Lease Police

Adrian Hebig
Senior Sales Manager
Vendor Division
Wells Fargo Equipment Finance

Jim Lahti, CLFP
VP Sales
BancLease Acceptance

Peter Strommel, CLFP
Ascente Financial

Jim McCommon, CLFP
McCommon Leasing



Reaction to Leasing News Person of the Year
for 2015

Bruce Kropschot
Senior Managing Director and
Merger & Acquisition Advisory Practice Leader –
The Alta Group

"Great choice for Leasing Person of the Year 2015 Kit. I have done business with Bruce in his M&A practice continuously for over 30 years. He has been a stealth mover and shaker in our industry for four decades. His knowledge of leasing company operations is unparalleled as he gets an inside view of every business model imaginable. He is well liked and admired by everyone in leasing for his professionalism, knowledge, and effectiveness. Once again… great choice. Congratulations Bruce."

Paul J. Menzel, CLFP
President & CEO
Financial Pacific Leasing, Inc.,
subsidiary of Umpqua Bank

"I consider our very own Bruce Kropschot to be one of the industry’s longstanding icons and boosters."
  Paul Weiss
  Panthera Leasing

"Bruce could be nominated for Leasing Person of the Century....for both centuries!  Because he has done so much over 43+ years."
  Ben Carlile
  Commercial Lending Consultant

"Bruce Kropschot is an excellent choice! I'm not sure why it's taken this long."
  Ed Castagna
  InPlace Auction

"Bruce is the person I want to be when I grow up :]!"
   Hugh Swandel
   The Alta Group Canada

"Bruce would be logical recipient EVERY year."
  Ralph Mango

"Perfect Choice"
  Bob Teichman
  Teichman Financial Training

Leasing News Person of the Year for 2015
- Bruce Kropschot



Previous Leasing Persons of the Year
plus Bruce Kropschot Response

“Thank you for the honor of being named the 2015 Leasing News person of the year.  It is especially appreciated because I am joining some great equipment leasing industry leaders who have received this recognition in the past.”

Bruce Kropschot, Senior Managing Director and             
Merger & Acquisition Advisory Practice Leader
The Alta Group, LLC
7448 Treeline Drive
Naples, FL 34119
(239) 260-4405 


2005  Paul J. Menzel, CLFP, Pacific Capital Bancorp.
2006  Paul A. Larkins, Key Equipment Finance
2007  Randall H. Brook, Sr. Attorney, Federal Trade Commission
2008  Robert Teichman, CLFP, Teichman Training
2009  Ralph Petta, COO, Equipment Leasing and Finance Association
2010  Curt Ritter, CIT, VP, Communications/Media Relations
2011  John C. Deane, Sr. Mgr. Partner, The Alta Group
2012  Tony Golobic, President, GreatAmerica Financial Services
2013  Bernard D. Boettigheimer, CLFP, Founder, Lease Police
2014 Valerie Jester, President, Brandywine Capital Associates




Leasing Industry Ads---Help Wanted
Time to apply is today


Credit Analyst
Your Choice, Locate in Either Office:
Anaheim,CA; Federal Way, WA; Tigard, OR 

$150K -$500k equipment leases, financing (recourse/non-recourse lines of credit) 
Requires five or more years of credit underwriting. Work with third party originators, brokers, as well as clients & vendors of Umpqua Bank 
Please click here for more information.
A subsidiary of Umpqua Bank

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.


New Hires---Promotions in the Leasing Business
and Related Industries

John DeWind was hired as Senior Business Development Officer, Scottrade Bank Equipment Finance, a division of Scottrade Bank. “Based in Colorado, DeWind will be responsible for originating construction and transportation equipment transactions.’John has built a successful career in construction equipment financing, and the relationships he has with equipment dealers and manufacturers will be invaluable in helping his clients grow their businesses,' said Fred Van Etten, President of Scottrade Bank Equipment Finance and senior vice president of Scottrade Bank."  Previously, DeWind was Regional Sales Manager, Bank of the West Equipment Finance (December 2006–December 2015); Regional Sales Manager, Key Bank (December 2004–2006); Co Owner, DeWind Development Co. (January 2000–December 2004); Regional Sales Manager, Case Power, Falcon Equipment and Southeastern Machinery (January 1990–January 2000). Languages: Spanish

Rich Harris was hired as Senior Credit Analyst at Blue Chip Leasing Corporation, Toronto, Canada. Previously, he was Credit Manager,
CLE Leasing (March, 2010 – January, 2016); Credit & Collections Analyst, Leasebank (June, 2008 – March, 2010); Credit Services Manager, Bodkin Leasing (March, 1994 – June, 2008). Education: Sheridan College, Finance.

Marc Heller was promoted to President of CIT Commercial Services, effective February 1, 2016, following the retirement of current CIT Commercial Services President Jon Lucas on January 31, 2016. Previously, he "...served as the Northeast Regional Manager and International Manager for the business unit. He joined CIT in January 2004 when CIT acquired the factoring portfolio of HSBC. He had previously held the position of Executive Vice President and New York Regional Manager of HSBC Business Credit (USA) Inc. Heller had been with HSBC and its predecessor, Republic Business Credit Corporation, since 1991 and has been in the financial services industry since 1970.Heller is a recipient of a number of industry awards, including the Financial Services Industries Award from the American Jewish Congress, the Partners in Kindness Award from Sephardic Bikur Holim and the Community Achievement Award from ORT. He has been honored with the Leadership in Education Award from the New York Institute of Credit, and the Top Hat Award from the National Association of Credit Management. He earned a BS in Economics from Queens College."

Michael Hoke was hired as Account Manager at SSB BART Group, Washington D.C. Previously, he was Senior Account Manager, First American Education Finance (June 2010–December 2015); Maintenance Sales Consultant, Outside/Business to Business Sales, Ontario Refrigeration Services, Inc. (October 2009–June 2010); Insurance & Financial Services Agent, Consumer & Commercial Products, Farmers Insurance (July 2008–October 2009); Property & Casualty and Life Insurance Agent, Liberty Mutual Insurance (April 2006–July 2008); Human Resources Coordinator / Office Manager & Trainer, Focus Bio Inova,  Pharmacutical Testing Laboratory (February 2005–April 2006); Production Technician, Fox News Channel (February 2004–November 2004); Technology Integration Specialist, AOL (February 2003–February 2004). Volunteer: Big Brothers Big Sisters of America (June 2010–Present). Education: George Mason University, School of Business, Master of Business Administration (M.B.A.), Business Administration and Management, General, 3.89 (2014 – 2015). Executive MBA Program and graduated with honors. Activities and Societies: Beta Gamma Sigma. George Mason University, Communication, Media Production (2000 – 2004). Activities and Societies: Kappa Alpha Order, West Virginia University (1998 – 1999).

Tom Huber was promoted to President and COO, Laitek, Greater Chicago area. He joined the firm April, 2014 as Executive Vice President and General Manager. Previously, he was Senior Vice President, Sales, Edge Communications (February, 2013 – April, 2014); President and CEO, AEL Financial (March, 2010 – June, 2012); Executive General Manager, Tech Depot (2008 – March, 2010); Senior Vice President, Relational Technology Solutions (2003 – 2007); Executive Vice President, Comdisco (1981 – 2003). Education: University of Iowa, Marketing, Finance.

Paul Jakimas was promoted to Supervisor Business Analytics, Cannon Financial Services, Medford, New Jersey.  He joined the firm July, 1999, as Contracts Supervisor; promoted, April, 2006 to Strategic Pricing Supervisor; promoted, January, 2011, Originations Supervisor; promoted April, 2013, Senior Business analytics analyst. Education: University of Massachusetts, Master of Business Administration (MBA), Finance (2012 – 2014). Saint Peter's College, Bachelors of Science in Business Administration, Accounting, 3.8 (2004 – 2007).

Steve Janson was hired as Senior Vice President - Asset Based Lending, MB Business Capital; based in Charlotte, North Carolina. Previously, he was Senior Vice President, BB&T Asset Based Lending (April 2015– December 2015); Business Development, PNC Business Credit (2007–April 2015); VP, LaSalle Business Credit (2000–2007); Relationship Manager, LaSalle Business Credit (2000–2007); Associate, Credit Suisse (1994–1997). Additional Honors & Awards: Eagle Scout, Boy Scouts of America. 2011 PNC Chairman’s Circle (award presented in Bermuda by PNC CEO). TMA (Turnaround Management Association) Carolinas Chapter Panelist February 28, 2011. TMA Carolinas Chapter Panelist April 23, 2012. TMA Southeast Regional Conference Panelist May 30, 2014. Languages: Hungarian; some German. Education: University of Pittsburgh, Joseph M. Katz Graduate School of Business, MBA, Finance (1992–1993). Virginia Polytechnic Institute and State University, B.A., Economics (1985–1989).

Liz Jaramillo was promoted to Vice President of New Business Support, Key Equipment Finance, Superior, Colorado. She joined the firm in 1997 and rose to Senior Broker Analyst; promoted, February, 2005, to Lead Equipment & Remarketing Analyst; promoted, January 2010, Lead Equipment & Portfolio Analyst. Previously, she was at Leasetec Corporation, 1993, as Program Administrator; promoted, 1994, Customer Service/Billing Manager; promoted, 1996, Treasury Administrator. Education: University of Colorado at Boulder,
Colorado, Retool Professional certification, Renewable & Sustainable Energy (2010 – 2010); The Colorado Institute of Art. Communication Technology, Graphic Design, Copywriting, Project Management (1995 – 1995). University of Wisconsin-Madison, Bachelors of Business Administration, Marketing and Management (1988 – 1992).

Amanda Lopez was promoted to Senior Business Development Manager at Marlin Business Services Corp., Mount Holly, New Jersey. She joined Marlin October, 2013 and was promoted to Business Development Manager.  Previously, she was Server, Grand Lux Cafe (June, 2012 – Present); Cocktail Server, McCormick & Schmick's (August, 2010 – January, 2012); Bartender, Chili's (May, 2008 – August, 2010). Languages: English. Spanish. Education: Rutgers, The State University of New Jersey-Camden, Bachelor of Arts (B.A.), Criminal Justice (2011 – 2013). Burlington County College, Associate of Arts and Sciences (A.A.S.), Criminal Justice (2009 – 2010).

Nicholas McClaskey was hired as Chief Operating Officer at TopMark Funding, LLC, Orange County, California.  Previously, he was Vice President of Strategic Initiatives, Go Capital USA (January, 2013 – January, 2015); Project Manager, Accounting & Finance (EagleRider Motorcycles (June, 2010 – December, 2013); Operations Manager, Matrix Business Capital (April, 2009 – February, 2010). Education: California State University, Fresno, Bachelor of Science, Business Administration, International Business. IIBD Hong Kong Baptist University, Hong Kong, China, Production Management & Strategic Management (2008). Studied Production Management & Strategic Management the Summer of 2008.

Bill Reveille was hired as Director, Healthcare at Warbird Consulting Partners, LLC, Greater Chicago Area. He is based in Atlanta, Georgia. Previously, he was Vice President, Business Development, GE Healthcare Financial Services (1994 – December, 2015). Education: Fairfield University, Bachelor’s Degree, Politics (1971 – 1975). Iona College, Master of Business Administration (M.B.A.), Finance and Financial Management Services

Leslie Sharp has been hired as Managing Director, ZRG Partners, Rochelle Park, New Jersey; she is based in Houston, Texas. Previously, she was Practice Leader, Utilities, Preng & Associates (September, 2009 – September, 2015), Education: The University of Toledo, Bachelor of Science (BS), Civil Engineering.

Jared Treesh was announced SVP, Commercial Lender, SVP at Worthington National Bank, Dallas/Fort Worth. He joined the firm October, 2015. Previously he was Commercial Lender, Vice President, Northstar Bank (May, 2013 - October, 2015). He started a Legacy Texas Bank, August, 2007 as Assistant Branch Manager; promoted October, 2008 to Branch Manager; August, 2010, Senior Credit Analyst. Prior he was Financial Sales Consultant, BBVA Compass (August, 2006-August, 2007). Education: The University of Texas at San Antonio, MBA, General Business (2004 – 2005); Texas A&M University, Mays Business School, BBA, Management Information Systems

Kyle A. Trenor was hired as Research Intern/Analyst, MountainStar Capital, Jacksonville, Florida.  Previously, he was Financial Planning & Analysis Intern, CIT (September, 2015 – December, 2015); Campus Representative, Bloomberg LP (August, 2015 – December, 2015);Academic Center of Excellence Business Tutor, University of North Florida (January, 2015 – December, 2015); Local Economic Indicators Project, University of North Florida (2014 – December, 2015); Equipment Finance Intern, CIT (June, 2015 – August, 2015); Global Wealth Management Intern, Morgan Stanley (January, 2015 – June, 2015); Financial Analyst & Economist, UNF Osprey Financial Group (August, 2014 – April, 2015); Global Wealth and Investment, Management Intern, Bank of America (June, 2014 – August, 2014).
Languages: Spanish, Limited working proficiency. VBA, Professional working proficiency. SQL,  Professional working proficiency. Organizations: UNF Financial Planning Association, Treasurer (September, 2014 – December, 2015). UNF Economics Society, Treasurer (2014 – 2014). Education: University of North Florida, Bachelor of Business Administration (B.B.A.), Finance and Financial Services (2010 – 2015). Stanton College Preparatory (2007 – 2010. Activities and Societies: Chess Club Founder & President, National Honor Society, Varsity Tennis.

Michael Quimby promoted to SVP & General Manager at Element Fleet Management, Fort Lauderdale, Florida. He joined the firm November, 2013 as Senior Vice President, Sales. Previously, he was Vice President of Sales, PHH Arval (April, 2012 - October, 2013); Vice President Sales and Marketing, Ryder (September, 2006-April, 2012), Vice President Sales, GE Commercial Finance (May, 1997-September, 2006), General Manager, Ryder (May, 1987-May, 1997). Independent Coursework: Six Sigma Certification. Harvard University Graduate School of Education, Certificate, Finance (1997 – 1999 Keene State College, BS, Business, Marketing (1982 – 1986).







FinTech #102  by Henry Grace
DANGER: Stacking Short Term Working Capital Loans

Recently I wrote an article about FinTech companies and whether or not they would be the next big bust. It seems every day there is a new one sprouting up and attracting a lot of business and a lot of investors. I still believe these are dangerous waters as they have made it too easy for companies to get loans.  These are the same companies that banks turn away and yet, now banks are buying these portfolios. Sound familiar?

Lately, we have received applications from companies looking to refinance equipment or existing debt. These types of applications are nothing new to us, except, now the customers are trying to pay of short term working capital loans that have been stacked on them. What I mean by this is these customers have taken 2, 3, 4, 5, 6 and even 7 short term working capital loans at the same time from different companies. And guess what? They can't pay them.

Some of these short term working capital lenders have even given a little more to customers, so they could bring the accounts current. Amazing. I call that spending good money for bad. It also helps their portfolios look a little cleaner I imagine.

I do think that if used correctly, these working capital loans can help companies when all else fails. Unfortunately, it is obvious that companies are taking advantage of how easy it is to qualify for these loans and the fact that very little reporting or checking is done by these FinTech companies that customers are now stacked with several loans.

Every customer that has applied to try and pay these off I believe had good intentions, but a small hiccup in their business has now made it impossible to pay these lenders their daily draw. And, since all these lenders file blanket liens on these customers it is nearly impossible to use their collateral to get them out of debt.

I think should be more reporting and control from these types of lenders so customers can not stack these types of loans. It will help everyone.

Previous Article:
Is Fintech the Next Big Bust?

Henry Grace
US Financial Companies

Previous Financial Technology Articles


Receivables Management LLC

John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


##### Press Release ############################

AXIS Capital Board of Directors Announces
Expansion of Senior Management Team

GRAND ISLAND, NE - Axis Capital, Inc. (Axis), one of the nation's leading commercial equipment finance companies, today announced that its Board of Directors has implemented certain management changes, effective immediately, to further enhance the company's human capital and position the company for substantial growth in the North American market.

Mostafiz ShahMohammed, current Chairman of Axis, has taken on the additional role of CEO. He is supported by the new appointment of Malia K. Du Mont as Co-President and COO along with the promotion of Andrea Zana to Co-President and Chief Risk Officer. Shauna Heckathorn remains in the role of CFO. Gordon Glade, founder and former CEO of Axis, has become Vice Chairman focused on expanding business in Canada; former Axis President Cecilia Park is taking on the newly formed position of Executive Vice President for Investment Strategy at Axis' parent company, Amur Finance Company.

Mr. ShahMohammed, Axis Chairman and CEO, said, "The results-focused leadership style of both Malia and Andrea makes them excellent candidates to build on Axis' strong market position. Andrea has an extensive background across diverse financial markets and Malia brings unique expertise in strategic planning, skills that are critical at this time of growth." He added, "2015 was a record year at Axis, as we saw a significant increase in new business volume and managed assets, both up nearly 50 percent against 2014. This reorganization with expansion of roles and responsibilities will capitalize on the strong foundation and human talent that Axis has been building and allow for continued success and profitability in the coming years."

Last month marked the fifth anniversary of the relationship between Amur Finance Company and Axis. The reorganization will position Axis to capture the rapidly growing demand for flexible and smart financing solutions for a wide range of equipment vendors and business owners throughout North America.

About Axis Capital

Axis Capital, Inc. (Axis), a subsidiary of Amur Finance Company, is a commercial equipment finance company that provides businesses with customized capital financing options. Headquartered in Grand Island, NE, Axis was founded in 1996 and has served as a reliable capital partner to over 15,000 business owners and over 2,000 equipment vendors across North America. Axis offers financing solutions ranging from $10,000 to $2 million across a broad spectrum of industries and its dedicated industry coverage teams work directly with equipment vendors and businesses to quickly and efficiently provide financing solutions tailored to its clients' needs.

About Amur Finance Company

Amur Finance Company, Inc. (Amur) is a privately held, diversified commercial finance company focusing on four main sectors: General Equipment; Aviation; Energy, Shipping & Logistics; and Other Industrial and Commercial Assets. Amur's management team and senior leaders have extensive industry expertise and have been involved in over $100 billion of transportation, industrial and related commercial finance, trading and investment transactions around the world. Amur takes a partnership approach to its investments, providing long-term value through direct investments and strategic arrangements with world-class entrepreneurs and businesses.

### Press Release ############################

(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)


Fernando's View
By Fernando F. Croce

The century's most anticipated blockbuster ("Star Wars: The Force Awakens") and a rollicking biopic ("Joy") make for a vibrant double-bill at the box-office, while DVD releases include an ingenious action thriller ("Mission: Impossible – Rogue Nation"), a nifty superhero fantasy ("Ant-Man"), and a charming oldie ("Speedy").

In Theaters:

Star Wars—The Force Awakens (Walt Disney Studio): Fans of cinema’s most successful sci-fi franchise can finally breathe again: George Lucas’ phenomenally popular “Star Wars” series has been triumphantly retooled by director J.J. Abrams, who revisits many favorite characters while breathlessly pushing the saga forward. Taking place decades after “The Return of the Jedi,” the story returns to the nefarious machinations of the Galactic Empire, as an evil new leader known as Kylo Ren (Adam Driver) hunts down members of the resistance. Help comes from an unlikely team, young scavenger Rey (Daisy Ridley) and ex-storm trooper Finn (John Boyega). Veterans such as Han Solo (Harrison Ford) and Leia (Carrie Fisher) are back in the fight, but can they find Luke Skywalker (Mark Hamill) himself? Bursting with new worlds and creatures, Abrams’ blockbuster is the ripping sequel “Star Wars” aficionados have longed for.

Joy (Fox 2000 Pictures): Director David O. Russell and star Jennifer Lawrence team up again to recapture the magic of their Oscar-winning “Silver Linings Playbook” in this rollicking comedy-drama, loosely based on the real-life story of Joy Mangano. Lawrence stars as Joy, a struggling divorced mother who remains determined to follow her dreams in the face of daunting odds. As she tries to hold her family together, she stumbles upon a new invention—the Miracle Mop—and sets out to make her fortune on shopping TV channels. With her father (Robert De Niro) engaged to a demanding businesswoman and her mother (Diane Ladd) addicted to soap operas, Joy risks bankruptcy and reaches out to a network executive (Bradley Cooper). The result is an offbeat ode to the American Dream and to the inspired loonies forever chasing it.

Netflix Tip: A sharp visual eye and a strong political conscience, cinematographer Haskell Wexler (1922-2015) left his mark in some of the most iconic films of the turbulent 1960s and 1970s. So check out some of his best work, which includes "Who's Afraid of Virginia Woolf?" (1966), "In the Heat of the Night" (1967), "Medium Cool" (1968), and "One Flew Over the Cuckoo's Nest" (1975).


Mission: Impossible – Rogue Nation (Paramount Pictures): The "Mission Impossible" franchise proves to be as robust as ever with this ingenious fifth entry. Tom Cruise returns as Impossible Missions Force agent Ethan Hunt, who's determined to prove the existence of a worldwide crime network known as the Syndicate. The hunter soon becomes the hunted, however, as Ethan finds himself on the run not just from terrorists but also from the team of CIA director Alan Hunley (Alec Baldwin). A Hitchcockian succession of chases follows, taking the characters across Europe and North Africa on a trail of a thousand twists. Taking over from Brad Bird's exceptional previous installment, writer-director Christopher McQuarrie keeps the suspense taut and humorous, with intricate action scenes that give the James Bond series a run for its money.

Ant-Man (Walt Disney Studios): The Marvel superhero juggernaut adds one more crime fighter to its cinematic catalogue in this engaging action-comedy, which has a lightness of touch often missing from the more heavily advertised blockbusters. The story centers on cat burglar Scott Lang (Paul Rudd), who stumbles onto a top-secret experiment conducted by Hank Pym (Michael Douglas) and finds himself shrunk to the size of an insect. With Lang by his side, Pym hopes to steal back his discoveries from former protégé Darren Cross (Corey Stoll) before the miniaturizing suit can be used for dastardly ends. Can the larcenous scalawag find it in himself to become a hero smaller than a thumb? Directed by Peyton Reed ("Down with Love"), the movie benefits greatly from a sense of playfulness that brings it closer to "Guardians of the Galaxy" than to "The Avengers."

Speedy (Criterion): Though not as well-known today as Charles Chaplin or Buster Keaton, Harold Lloyd was one of the silent era's most famous comics, epitomizing much of America's go-getter spirit of the 1920s. Directed by Ted Wilde, this 1928 comedy now finally restored for Criterion release showcases Lloyd at his best. He plays Speedy Swift, a good-natured New York soda jerk who becomes a taxi driver and stumbles upon a corrupt scheme. When he finds out about a railroad plot to overtake the trolley business run by the grandfather of his sweetheart Jane (Ann Christy), Speedy must use all his ingenuity to rally the neighborhood. What follows is a wildly enjoyable series of visual gags that illuminate Lloyd's persona while providing valuable glimpses of the bustling metropolis of decades ago.


Labrador Retriever/Mix
Alpharetta, Georgia  Adopt-a-Dog

Animal ID: 30477080
Age: 2 months 7 days
Sex: Female
Size: Small
Color: Grey
Declawed: No
Site: Mansell Road
Location: MC-Adoption
Intake Date: 12/27/2015
Adoption Price: $225.00

"Hi there! My name is Junebug, and I have been waiting to meet you! I'm here in search of my forever family and I think you could be it! I'd love to find a family who will give me nutritious food to eat, lots of squeak and chew toys to play with, a warm bed to sleep in, but most importantly plenty of love and attention every day for the rest of my life. I would ask that my new family be patient with me as I make the transition from living in a shelter to living in a real forever home.

"If you think I could capture your heart, drop by the Atlanta Humane Society Howell Mansell Campus to get to know me today! I was altered on 1/4, so no rough play or baths for 10 days."

Atlanta Humane Society
Mansell Campus
1565 Mansell Road
Alpharetta, GA 30009
404.875.5331 (main)

Adoption Process:

Adopt a Pet



Leasing Conferences
Save the Date 

Jan 26 - Jan 27
Commercial Finance Association
Asset-Based Capital Conference 2016
Four Seasons Hotel
Los Vegas, Nevada



March 3 - March 4
National Equipment Finance Summit
Hotel Monteleone
214 Rue Royale
New Orleans, Louisiana  70130


March 22
14th Annual IMN/ELFA
Investors Conference
Union League Club
New York, New York

April 19 - 21
28th Annual National Funding Conference
Siwssotel Chicago
Chicago, Illinois


April 28 – April 30, 2016
2016 Annual Conference
25th Anniversary
Tropicana Las Vegas
Las Vegas, NV

May 4 - May 6
36h Annual AGLF Conference
Omni Charlotte Hotel
Charlotte, North Carolina

September 16-17, 2016
2016 Eastern Regional Meeting
Cincinnati Airport Marriott
Hebron, KY
Conference Chair:
Rodny Blecha, Precision Leasing


October 23 -25th
2016  55th Annual Conference
Palm Desert Springs
Palm Desert, California

November 11-12, 2016
2016 Western Regional Meeting
Doubletree by Hilton Hotel Anaheim-Orange County
Orange, CA


News Briefs---

Will Scotiabank Sell its C$1B Equip. Financing Portfolio?
  Is Element Financial in Consideration?

Mortgage rates follow stock prices downward

Pot Bank Loses Legal Battle With Fed
A lot of Cash floating about

USC launches first FinTech course at a major U.S. University

Meet the Lending Platform With 0% Interest

Macy's to Close 40 Stores
Here are their Locations (video)

Henry Schein Practice Solutions will pay FTC $250,000 over false advertising allegations

Immigrants in the Workforce, 17%, State by State and Industry By Industry


Credit Analyst
Your Choice, Locate in Either Office:
Anaheim,CA; Federal Way, WA; Tigard, OR 

$150K -$500k equipment leases, financing (recourse/non-recourse lines of credit) 
Requires five or more years of credit underwriting. Work with third party originators, brokers, as well as clients & vendors of Umpqua Bank 
Please click here for more information.
A subsidiary of Umpqua Bank



--You May Have Missed It

27 People Share the One Cool Internet Or Computer Trick They Know


SparkPeople--Live Healthier and Longer

Is It a Cold or the Flu?
Cold and Flu Prevention, Treatment and Symptoms


Basketball Poem


Foul shot

One second is left in the game
you're at the foul line and going insane
the game is on your shoulders the score is tied
right now you feel like want to hide
the first attempt you shoot like a brick
and you just wish there was something to kick
your hands are sweaty, your knees are weak
the adrenaline in your body is at its peak
the ref hands you the ball
you feel very very small
you remember how you shot the ball and feel like a jerk
and then you remember you have science homework
you concentrate with all your might
your stomach is very very light
the crowd is so loud it awakens the dead
your feet feel like buckets of lead
you shoot the ball that is what you do
do you make it? that depends on you




Sports Briefs----

49ers QB Colin Kaepernick has surgery
   on his thumb and knee 

Raiders won't reveal their case for leaving Oakland

Jim Tomsula shaved his mustache
  Was He Playing a Role all Along?

NFL wants a team or two in L.A., and owners head to Houston for a vote


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


California Nuts Briefs---

Jerry Brown proposes $170 billion budget
 that bolsters reserves, school spending

More guns sold in California last month than
    any other month on record

Video purporting to be from hacker group Anonymous
   threatens city of Sacramento


“Gimme that Wine”

Putting a Cork in Counterfeit Wines

Thirst Developing for Argentine Whites

Wine trends to watch in 2016

How Does a Wine Portfolio Manager Work?

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

      1675 - In the United States, the first corporation was charted: the New York Fishing Company.
    1735 – John Carroll (d. 1815) was born in Upper Marlboro, MD.  The first Bishop and Archbishop in the US, he served as the ordinary of the Archdiocese of Baltimore.  Carroll is also known as the founder of Georgetown University, the oldest Roman Catholic university in the United States.
    1786 - Birthday of Nicholas Biddle (d. 1844) at Philadelphia, PA. American lawyer, diplomat, statesman and financier who served as president of the Second Bank of the United States.
    1798 - The 11th Amendment of the United States Constitution, modifying the power of the Supreme Court, was ratified.
    1802 - As mandated by Jay's Treaty, a specially appointed commission finds that in settlement of the war claims of British citizens, both Loyalists and English merchants, the US owes $2,664,000.
    1806 - Lewis & Clark find skeleton of 105' blue whale in Oregon
    1811 – An unsuccessful slave revolt was led by Charles Deslondes in St. Charles and St. James, LA.
    1815 - The greatest battle of the War of 1812 and its finest American victory came on Jan. 8, 1815, two weeks after the war had been ended officially by the Treaty of Client. The Battle of New Orleans was fought on the British side by 7500 veterans under the command of Gen. Sir Edward Pakenham. The U.S. force, under the command of Gen. Andrew Jackson, comprised about 4500 troops, many of them expert marksmen from Ken­tucky and Tennessee armed with exceedingly accurate long rifles. The U.S. troops were strongly entrenched when, on the morning of Jan. 8, the British, in close ranks, made two assaults on their lines. In half an hour, the Brit­ish were driven back, Pakenham was killed, and 2036 of his men were killed or wounded. U.S. forces suffered 8 killed and 13 wounded. Although the battle had no bearing on the outcome of the war, it was a stimulus to U.S. pride which had suffered from several embarrass­ing defeats during the conflict. The battle made a mili­tary hero of Gen. Jackson, whose political career was advanced.
  1821 - Birthday of Confederate General James Longstreet (d. 1904), near Edgefield, South Carolina. Longstreet became one of the most successful generals in the Confederate Army, but after the war was a target of some of his comrades, who were searching for a scapegoat. Longstreet grew up in Georgia and attended West Point, graduating 54th in a class of 62 in 1842. He was a close friend of Ulysses S. Grant, and served as best man in Grant's 1848 wedding to Julia Dent, Longstreet's fourth cousin. Longstreet fought in the Mexican War and was wounded at the Battle of Chapultepec. He served in the army until he resigned at the beginning of the Civil War, when he was named brigadier general in the Confederate Army. Longstreet fought at the First Battle of Bull Run and within a year was commander of corps in the Army of Northern Virginia under General Robert E. Lee. Upon the death of General Thomas J. "Stonewall" Jackson at the Battle of Chancellorsville in May 1863, Longstreet was considered the most effective corps commander in Lee's army. He served with Lee for the rest of the war, except for the fall of 1863, when he took his force to aid the Confederate effort in Tennessee. Longstreet was severely wounded at the Battle of the Wilderness in May 1864, and he did not return to service for six months. He resumed service and fought with Lee until the surrender at Appomattox in April, 1865. After the war, Longstreet engaged in a number of businesses and held several governmental posts, most notably U.S. Minister to Turkey. Although successful, he made two moves that greatly tarnished his reputation among his fellow southerners. He joined the despised Republican Party and publicly questioned Lee's strategy at the pivotal Battle of Gettysburg. His fellow officers considered these sins to be unforgivable, and former comrades such as Generals Jubal Early and John Gordon attacked Longstreet as a traitor. They asserted that, in fact, Longstreet was responsible for the errors that lost Gettysburg. There is a controversy regarding JEB Stuart and other actions, attributed to both the confusion of the battle, communication problems, and “battle decisions” rather than plans.
    1833 - Boston Academy of Music, the first U.S. music school, was established
    1835 – For the only time in our history, the US debt was zero.   
        1856 - Dr. John Veatch discovered Borax, hydrated sodium borate, in Tuscan Springs, California. It would become a multiuse product popularized during the time of television’s "Death Valley Days".
    1859 - This is the only day New York City's temperature stayed below zero the entire day.
    1867 - A law granting African-American men the right to vote was the congressional act of January 8, 1867.  It amended voting practices in Washington, DC, permitting male citizens of the city 21 years of age or over to vote, except paupers, those under guardianship, men con­victed of infamous crimes, and men who gave voluntary comfort to the rebels during the Civil War. The bill was vetoed by President Andrew Johnson on January 5, 1867.  He had been chosen President after the election was decided by the Electoral College by promising Southern Democrats to vote against any reformation measures. His veto was overridden in the Senate by a vote of 29 to 10 and in the House by a vote of 112 to 28.
    1870 - U.S. mint at Carson City, Nevada began issuing coins.
    1877 - Outnumbered, low on ammunition, and forced to use outdated weapons to defend themselves, Crazy Horse and his warriors fight their final losing battle against the U.S. Cavalry in Montana. Six months earlier, Crazy Horse (Tashunca-uitco) and his ally, Sitting Bull (Tatanka Iyotake), led their combined forces of Sioux and Cheyenne to a stunning victory over Lieutenant Colonel George Custer and his men near the Little Bighorn River of Montana. Outraged by the killing of the flamboyant Custer and more than 200 soldiers, the American people demanded speedy revenge. The U.S. Army responded by commanding General Nelson Miles to mount a winter campaign in 1876-77 against the remaining hostile Indians on the Northern Plains. Combining military force with diplomatic overtures, Nelson succeeded in convincing many Indians to surrender and return to their reservations. Much to Nelson's frustration, though, Sitting Bull refused to give in and fled across the border to Canada, where he and his people remained for four years before finally returning to the U.S. to surrender in 1881. Meanwhile, Crazy Horse and his band also refused to surrender, though they were suffering badly from sickness and starvation. His followers later reported that Crazy Horse, who had always been slightly odd, began to grow even stranger during this difficult time, disappearing for days into the wilderness by himself and walking about the camp with his eyes to the ground. On January 8, 1877, General Miles found Crazy Horse's camp along Montana's Tongue River. The soldiers opened fire with their big wagon-mounted guns, driving the Indians from their warm tents out into a raging blizzard. Crazy Horse and his warriors managed to regroup on a ridge and return fire, but most of their ammunition was gone, and they were reduced to fighting with bows and arrows. They managed to hold off the soldiers long enough for the women and children to escape under cover of the blinding blizzard before they turned to follow them. Though he had escaped decisive defeat, Crazy Horse realized that Miles and his well-equipped cavalry troops would eventually hunt down and destroy his cold and hungry people. On May 6, 1877, Crazy Horse led 1,100 Indians to the Red Cloud reservation near Fort Robinson. The mighty warrior surrendered in the face of insurmountable obstacles. Five months later, after he tried to escape, two guards led him back to the guardhouse, and he did not want to go. One of the guards put a bayonet in his stomach and Crazy Horse died.
    1880 - San Francisco Emperor Norton drops dead on California St. Between 10,000 and 30,000 people were reported to have attended his funeral.
    1889 - Dr. Herman Hollerith patented the tabulating machine. The machine tallied numbers fed to it on punch cards. The system was first used extensively to compile statistics for the eleventh federal census in 1890. In 1896, Hollerith organized the Tabulating Machine Company, which later grew into the International Business Machines Corporation (IBM).
    1898 – National League president Nick Young announced that the more experienced umpire will stay behind the plate when the new two-umpire system is instituted. Previously, the single umpire stood behind the pitcher only with men on base.
    1901 - In Chicago, Illinois, the first bowling tournament sanctioned by the American Bowling Congress was held.
    1904 - Birthday of songwriter/guitarist Tampa Red (d. 1981), born Hudson Woodbridge but known from childhood as Hudson Whittaker, in Smithville, GA.
    1911 – Gypsy Rose Lee (d. 1970) was born Rose Louise Hovick in Seattle.
    1918 - Mississippi ratified the Prohibition Amendment.  On January 16, 1919, Nebraska became the 36th state, making the 75% of the state’s requirement for the prohibition of alcohol which went into effect on January 16, 1920. In 1933, it became the first constitutional amendment to be repealed.
    1918 - In a speech before a hastily convened joint session of Congress, President Woodrow Wilson presented Fourteen Points for a just peace. The proposal called for reduction of armaments to the lowest point consistent with domestic safety, “open covenants openly arrived at,” self-determination of governments and the creation of a League of Nations to preserve peace. Wilson was unable to obtain Allied agreement to his proposals.
    1923 - Birthday of pianist Bobby Tucker (d. 2007), Morristown, NJ.  He is most famous for being Billie Holiday’s accompanist from 1946 to 1949.
    1923 - The all-time January record high temperature reading was reached at Los Angeles when the mercury climbed to 90 degrees.
    1923 – Larry Storch, Cpl Agarn on “F Troop” was born in NYC.
    1925 – The first all-female U.S. state Supreme Court was appointed, in Texas.
    1926 - Birthday of one of my favorite comedians, Soupy Sales, born Morton Supman (d. 2009), Franklinton, NC.
    1928 - SCHILT, CHRISTIAN FRANK, Medal of Honor
Rank and organization: First Lieutenant, U.S. Marine Corps. Place and date: Quilali, Nicaragua, 6, 7 and 8 January 1928. Entered service at: Illinois. Born: 1 March 1895, Richland County, Ill. Other Navy awards: Distinguished Service Medal, Legion of Merit, Distinguished Flying Cross with 1 gold star. Citation: During the progress of an insurrection at Quilali, Nicaragua, 6, 7, and 8 January 1928, 1st Lt. Schilt, then a member of a marine expedition which had suffered severe losses in killed and wounded, volunteered under almost impossible conditions to evacuate the wounded by air and transport a relief commanding officer to assume charge of a very serious situation. 1st Lt. Schilt bravely undertook this dangerous and important task and, by taking off a total of 10 times in the rough, rolling street of a partially burning village, under hostile infantry fire on each occasion, succeeded in accomplishing his mission, thereby actually saving 3 lives and bringing supplies and aid to others in desperate need.
    1931 - Birthday of music producer/promoter Bill Graham (d. 1991), was born Wulf Wolodia Grajonca, Berlin, Germany ( see biography of Graham)
    1932 - Birthday of Mel Tillis, the Country Music Association Entertainer of the Year in 1976, born in Dover, Florida. Equally talented as a singer and as a songwriter, Tillis began his hit-making career in 1958 with "The Violet and the Rose." His top-ten singles have included "Who's Julie," "The Arms of a Fool" and "Memory Maker”. Tillis has a speech impediment, but has made his stuttering a part of his act.  On February 13, 2012, President Barack Obama awarded Tillis the National Medal of Arts for his contributions to country music
    1935 - Birthday of Elvis Aaron Presley (d. 1977), American rock ‘n’ roll singer, at Tupelo, MS. Although his middle name was spelled incorrectly as “Aron” on his birth certificate, Elvis had it legally changed to “Aaron,” which is how it is spelled on his gravestone. His motto was “TCB”, taking care of business.  Regarded as one of the most significant cultural icons of the 20th century, he is often referred to as “The King of Rock and Roll”, or simply, "The King".  Presley is one of the most celebrated and influential musicians of the 20th century. Commercially successful in many genres, including pop, blues, and gospel, he is the best-selling solo artist in the history of recorded music, with estimated record sales of around 600 million units worldwide. He won three Grammys, also receiving the Grammy Lifetime Achievement Award at age 36, and has been inducted into multiple music halls of fame.  Presley holds the records for most songs charting in Billboard '​s top 40 and top 100: chart statistician Joel Whitburn calculates the respective totals as 104 and 15.  In addition he made 33 films between 1956-72.
    1937 – Record low temperature of -50ºF (-45.6ºC), San Jacinto, Nevada (state record)
    1937 - American composer Robert Moran was born in Denver, Colorado. Studied 12 Tone Composition with Hans Erich Apostel in Vienna, 1957-58; completed his Master’s Degree in Composition with Luciano Berio and Darius Milhaud at Mills College, 1961-63.
    1937 - Birthday of singer Shirley Bassey in Tiger Bay, Cardiff, Wales.  She is best known for recording the theme songs to the Bond films “Goldfinger” (1964), “Diamonds are Forever (1971), and “Moonraker” (1979).  In 2000, Bassey was made a Dame by Queen Elizabeth II for services to the performing arts. In 1977 she received the Brit award for Best British Female Solo Artist in the previous 25 years.
    1940 - Birthday of rock ‘n’ roller Little Anthony, born Anthony Gourdine, New York City. Signed by producer Richard Barrett, the group, Little Anthony and the Imperials, had a million-seller in 1958 with "Tears on My Pillow." Their other top-10 hits included "Goin' Out of My Head" and "Hurt So Bad”.  Little Anthony and the Imperials received the Rhythm and Blues Foundation's Pioneer Award in 1993.  On January 14, 2009, it was announced that Little Anthony and the Imperials had been inducted into the Rock and roll Hall of Fame.  They still perform at rock ‘n’ roll revivals.
    1941 - American mogul William Randolph Hearst, owner of the Hearst newspaper chain, forbids any of his newspapers from accepting ads for Orson Welles' “Citizen Kane”, slated for release later in the year. The film was generally interpreted as a psychological study of Hearst, portrayed as the fictional Charles Foster Kane. In March, 1941, Welles threatened to sue Hearst for trying to suppress the film, and RKO if it failed to release the film. The film premiered May 1, 1941, at the RKO Palace in New York and became one of the most highly regarded films of all time.
    1941 - Harry James records “Music Makers” (Columbia 25932)
    1942 - Birthday of drummer Bill Goodwin, Los Angeles,,437013,00.html

    1944 - Top Hits
“My Heart Tells Me” - The Glen Gray Orchestra (vocal: Eugenie Baird)
“Paper Doll” - The Mills Brothers
“People Will Say We’re in Love” - Bing Crosby
“Pistol Packin’ Mama” - Bing Crosby & The Andrews Sisters.
    1945 - DUNHAM, RUSSELL E., Medal of Honor
Rank and organization: Technical Sergeant, U.S. Army, Company I, 30th Infantry, 3d Infantry Division. Place and date: Near Kayserberg, France, 8 January 1945. Entered service at: Brighton Ill. Born: 23 February 1920, East Carondelet, Ill. G.O. No.: 37, 11 May 1945. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty. At about 1430 hours on 8 January 1945, during an attack on Hill 616, near Kayserberg, France, T/Sgt. Dunham single-handedly assaulted 3 enemy machineguns. Wearing a white robe made of a mattress cover, carrying 12 carbine magazines and with a dozen hand grenades snagged in his belt, suspenders, and buttonholes, T/Sgt. Dunham advanced in the attack up a snow-covered hill under fire from 2 machineguns and supporting riflemen. His platoon 35 yards behind him, T/Sgt. Dunham crawled 75 yards under heavy direct fire toward the timbered emplacement shielding the left machinegun. As he jumped to his feet 10 yards from the gun and charged forward, machinegun fire tore through his camouflage robe and a rifle bullet seared a 10-inch gash across his back sending him spinning 15 yards downhill into the snow. When the indomitable sergeant sprang to his feet to renew his 1-man assault, a German egg grenade landed beside him. He kicked it aside, and as it exploded 5 yards away, shot and killed the German machine gunner and assistant gunner. His carbine empty, he jumped into the emplacement and hauled out the third member of the gun crew by the collar. Although his back wound was causing him excruciating pain and blood was seeping through his white coat, T/Sgt. Dunham proceeded 50 yards through a storm of automatic and rifle fire to attack the second machinegun. Twenty-five yards from the emplacement he hurled 2 grenades, destroying the gun and its crew; then fired down into the supporting foxholes with his carbine dispatching and dispersing the enemy riflemen. Although his coat was so thoroughly blood-soaked that he was a conspicuous target against the white landscape, T/Sgt. Dunham again advanced ahead of his platoon in an assault on enemy positions farther up the hill. Coming under machinegun fire from 65 yards to his front, while rifle grenades exploded 10 yards from his position, he hit the ground and crawled forward. At 15 yards range, he jumped to his feet, staggered a few paces toward the timbered machinegun emplacement and killed the crew with hand grenades. An enemy rifleman fired at pointblank range, but missed him. After killing the rifleman, T/Sgt. Dunham drove others from their foxholes with grenades and carbine fire. Killing 9 Germans - wounding 7 and capturing 2 - firing about 175 rounds of carbine ammunition, and expending 11 grenades, T/Sgt. Dunham, despite a painful wound, spearheaded a spectacular and successful diversionary attack.
    1945 - TURNER, DAY G., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company B, 319th Infantry, 80th Infantry Division. Place and date: At Dahl, Luxembourg, 8 January 1945. Entered service at. Nescopek, Pa. Birth: Berwick, Pa. G.O. No.: 49, 28 June 1945. Citation: He commanded a 9-man squad with the mission of holding a critical flank position. When overwhelming numbers of the enemy attacked under cover of withering artillery, mortar, and rocket fire, he withdrew his squad into a nearby house, determined to defend it to the last man. The enemy attacked again and again and was repulsed with heavy losses. Supported by direct tank fire, they finally gained entrance, but the intrepid sergeant refused to surrender although 5 of his men were wounded and 1 was killed. He boldly flung a can of flaming oil at the first wave of attackers, dispersing them, and fought doggedly from room to room, closing with the enemy in fierce hand-to-hand encounters. He hurled hand grenade for hand grenade, bayoneted 2 fanatical Germans who rushed a doorway he was defending and fought on with the enemy's weapons when his own ammunition was expended. The savage fight raged for 4 hours, and finally, when only 3 men of the defending squad were left unwounded, the enemy surrendered. Twenty-five prisoners were taken, 11 enemy dead and a great number of wounded were counted. Sgt. Turner's valiant stand will live on as a constant inspiration to his comrades His heroic, inspiring leadership, his determination and courageous devotion to duty exemplify the highest tradition of the military service.
    1945 - Elvis Presley receives his first guitar for his tenth birthday.
    1947 - Singer/Actor David Bowie was born David Robert Jones, Brixton, England.
    1952 - Marie Wilson debuted on television as "My Friend Irma". The show spent years on radio, and was highly popular, but only lasted two seasons on television.
    1952 - Top Hits
Slowpoke - Pee Wee King
“Sin (It’s No)” - Eddy Howard
“Undecided” - The Ames Brothers
“Let Old Mother Nature Have Her Way” - Carl Smith
    1953 - A severe ice storm in the northeastern U.S. produced up to four inches of ice in Pennsylvania, and two to three inches in southeastern New York State. In southern New England, the ice coated a layer of snow up to 20 inches deep. The storm resulted in 31 deaths and 2.5 million dollars damage.
    1955 - Furman set the NCAA basketball single-game scoring record with 154 points.  Georgia Tech ended Kentucky's 130-game home basketball win streak.
    1956 - Elvis Presley's "Don't Be Cruel/Hound Dog" single goes to #1 and stays #1 for a record 11 weeks (for a single.)
    1957 - Elvis Presley passed his Army pre-induction exam in Memphis, Tennessee.
    1957 - Birthday of former 49er wide out Dwight Edward Clark, Kinston, NC.  He played for the San Francisco 49ers from 1979 to 1987 and he was a member of two of their five Super Bowl championship teams.  He is eternally remembered for “The Catch” that propelled the 49ers to the 1981 NFC Championship over the Dallas Cowboys.  He caught the winning touchdown pass thrown by QB Joe Montana with 58 seconds remaining, reaching high above his head at the back of the end zone to snare a pass that many believed Montana was throwing away.  It gave the Niners a 28-27 win and propelled them to Super Bowl XVI which they won over the Cincinnati Bengals, 26-20.
    1957 - Bill Haley and His Comets played their first gig outside of the US, two sold-out shows in Newcastle, Australia. They were the first rock shows on the continent.
    1958 - At age 14, Bobby Fisher won his first United States Chess Championship for the first time.
    1958 - Cuban revolutionary forces captured Havana.
    1960 - Top Hits
“Why” - Frankie Avalon
“Running Bear” - Johnny Preston
“Way Down Yonder in New Orleans” - Freddie Cannon
“El Paso” - Marty Robbins
    1960 - The NCAA met in New York to vote against resurrecting the unlimited substitution rule in college football.
    1961 - Robert Goulet made his national television debut in the United States on CBS's "The Ed Sullivan Show".
    1962 – MLB Commissioner Ford Frick denied charges that Carl Furillo has been blacklisted by Major League Baseball because of a 1959 salary dispute with the Dodgers.
    1963 – DaVinci’s “Mona Lisa” was exhibited in the United States for the first time, at the National Gallery of Art in Washington, DC.
    1964 - President Lyndon Johnson declared a War on Poverty in his State of the Union address. He stressed improved education as one of the cornerstones of the program. The following Aug 20, he signed a $947.5 million anti-poverty bill designed to assist more than 30 million citizens. His fear of not being considered an anti-communist and too liberal kept us in the Viet Nam war as his diary and letters now reveal. His lack of foreign policy leadership overshadowed his domestic accomplishments.
    1965 - Loma Elizabeth Lockwood of Douglas, AZ, was elected chief justice of the Arizona Supreme Court, the first woman to become a state Supreme Court justice.  She served from 1965 to 1975. She had been elected an associate justice of the court in 1961.
    1965 - On NBC, the television dance show "Hullabaloo" debuted. The show took a weekly trip into rock and roll with a group of girls in mini-skirts. ABC tried to compete with "Shindig".
    1966 - The Beatles LP, "Rubber Soul", began its 6-week run at the top of the album chart. Since February, 1964, it was the seventh Beatles LP to hit #1 on the album charts. "Rubber Soul" lasted another 56 weeks on the charts. The other Beatles #1 albums to that date were: "Meet the Beatles", "The Beatles Second Album", "A Hard Day’s Night", "Beatles ’65", "Beatles VI" and "Help!"  In 1969, photographer Iain Macmillan took six pictures of the Beatles crossing the street outside their Abbey Road studio in London. A police officer held up traffic while the band walked back and forth several times. Paul McCartney chose one of the pictures for the cover of the "Abbey Road" album.
    1968 - Top Hits
“Hello Goodbye” - The Beatles
“Daydream Believer” - The Monkees
“Judy in Disguise (With Glasses)” - John Fred & His Playboy Band
“For Loving You” - Bill Anderson & Jan Howard
    1968 - WETZEL, GARY GEORGE, Medal of Honor
Rank and organization: Specialist Fourth Class (then Pfc.), U.S. Army, 173d Assault Helicopter Company. Place and date: Near Ap Dong An, Republic of Vietnam, 8 January 1968. Entered service at: Milwaukee, Wis. Born: 29 September 1947, South Milwaukee, Wis. Citation. Sp4c. Wetzel, 173d Assault Helicopter Company, distinguished himself by conspicuous gallantry and intrepidity at the risk of his life. Above and beyond the call of duty. Sp4c. Wetzel was serving as door gunner aboard a helicopter which was part of an insertion force trapped in a landing zone by intense and deadly hostile fire. Sp4c. Wetzel was going to the aid of his aircraft commander when he was blown into a rice paddy and critically wounded by 2 enemy rockets that exploded just inches from his location. Although bleeding profusely due to the loss of his left arm and severe wounds in his right arm, chest, and left leg, Sp4c. Wetzel staggered back to his original position in his gun-well and took the enemy forces under fire. His machinegun was the only weapon placing effective fire on the enemy at that time. Through a resolve that overcame the shock and intolerable pain of his injuries, Sp4c. Wetzel remained at his position until he had eliminated the automatic weapons emplacement that had been inflicting heavy casualties on the American troops and preventing them from moving against this strong enemy force. Refusing to attend his own extensive wounds, he attempted to return to the aid of his aircraft commander but passed out from loss of blood. Regaining consciousness, he persisted in his efforts to drag himself to the aid of his fellow crewman. After an agonizing effort, he came to the side of the crew chief who was attempting to drag the wounded aircraft commander to the safety of a nearby dike. Unswerving in his devotion to his fellow man, Sp4c. Wetzel assisted his crew chief even though he lost consciousness once again during this action. Sp4c. Wetzel displayed extraordinary heroism in his efforts to aid his fellow crewmen. His gallant actions were in keeping with the highest traditions of the U.S. Army and reflect great credit upon himself and the Armed Forces of his country.
     1969 - American composer Frank Lee Sprague was born in Wichita Falls, Texas.  With over 1000 works to his credit, many of his compositions have been debuted and performed in Los Angeles by the best musicians in the world including Ernest Ehrheardt, Karen Elaine, Robert Korda, Brian Leonard, and more. Frank has spent his life studying, writing, and performing music. His main instrument is the guitar. He has many works for guitar and also guitar with various chamber ensembles.
    1969 - At San Francisco State in California, 1,000 anti-Vietnam War students attempt to occupy administration building.
    1969 - In San Jose, California, teachers join strike with students opposed to the Vietnam War.
    1970 - Janis Joplin bought a tombstone for blues singer Bessie Smith's unmarked grave in a Philadelphia cemetery. Less than two months later, Joplin herself was dead of a drug overdose. Smith had died following an auto accident in 1942 at the age of 37.
    1972 - The NCAA announced that freshman would be eligible to play varsity football and basketball starting in the fall of 1972.
    1973 - Carly Simon was awarded a gold record for her single, "You’re So Vain".
    1973 - National Security Advisor Henry Kissinger and Hanoi's Le Duc Tho resume peace negotiations in Paris. After the South Vietnamese had blunted the massive North Vietnamese invasion launched in the spring of 1972, Kissinger and the North Vietnamese had finally made some progress on reaching a negotiated end to the war. However, a recalcitrant South Vietnamese President Nguyen Van Thieu had inserted several demands into to the negotiations that caused the North Vietnamese negotiators to walk out of the talks on December 13. President Richard Nixon issued an ultimatum to Hanoi to send its representatives back to the conference table within 72 hours "or else." The North Vietnamese rejected Nixon's demand and the president ordered Operation Linebacker II, a full-scale air campaign against the Hanoi area. On December 28, after 11 days of round-the-clock bombing (with the exception of a 36-hour break for Christmas), North Vietnamese officials agreed to return to the peace negotiations in Paris. When the negotiators returned on January 8, the peace talks moved along quickly. On January 23, 1973, the United States, North Vietnam, the Republic of Vietnam, and the Viet Cong signed a cease-fire agreement that took effect five days later.
    1973 - A severe ice storm stuck Atlanta, GA. The storm paralyzed the city. Damage from the storm was estimated at $25 million. One to four inches of ice coated northern Georgia, leaving 300,000 people without electricity for up to a week.
    1974 - Gold hits record $126.50 an ounce in London.
    1974 - On his thirty-ninth birthday, "Elvis Presley Day" is declared in both the city and county of Memphis, followed by a parade down Elvis Presley Boulevard. Seven years later to the day, it will also officially be declared "Elvis Presley Day" in nine other US states.
    1975 - Judge John Sirica ordered the release of Watergate's John W Dean III, Herbert W Kalmbach and Jeb Stuart Magruder from prison.
    1975 - Ella Grasso became the first woman to become a governor of a state without her husband preceding her, when she was elected as governor of Connecticut.
    1976 - Top Hits
“Saturday Night” - Bay City Rollers
“I Write the Songs” - Barry Manilow
“Theme from Mahogany” (“Do You Know Where You’re Going To?”) - Diana Ross
“Convoy” - C.W. McCall
    1977 - Barbra Streisand's recording of “Evergreen” debuted on Billboard's popular record charts on this date, staying on the charts for 18 weeks, and was in the Number 1 spot for 3 weeks. The song, love theme from the movie “A Star is Born”, was later certified gold.
    1979 - The United States advises the Shah to leave Iran.
    1980 - San Francisco marked the 100th anniversary of the death of America's only monarch, Norton I,  Dei Gratia Emperor of the United States and Protector of Mexico, with lunch-hour ceremonies at Market and Montgomery streets. Best ruler the country ever had was the declaration.
    1982 - Johnny Cash Parkway opens in Hendersonville Tennessee
    1982 - In the most significant antitrust suit since the breakup of Standard Oil, American Telephone and Telegraph agreed to give up its 22 local Bell System companies (“Baby Bells”). These companies represented 80 percent of AT&T’s assets. This ended the corporation’s virtual monopoly on US telephone service. Many critics believe deregulation lead to higher prices and “baby bell” monopolies, plus others believe AT&T is stronger than ever.
    1984 - The Seattle Seahawks reached the AFC title game for the first time in their history but were defeated by the Los Angeles Raiders, 30-14
    1984 - Top Hits
“Say Say Say” - Paul McCartney & Michael Jackson
“Owner of a Lonely Heart” - Yes
“Twist of Fate” - Olivia Newton-John
“You Look So Good in Love” - George Strait
    1987 - The Dow-Jones Index of 30 major industrial stocks topped the 2,000 mark for the first time.
    1988 - A winter storm spread heavy snow across the northeastern U.S., with up to ten inches reported in southern New Jersey.
    1989 - "42nd Street," the second longest-running musical in Broadway history, closed after eight years and 3,486 performances seen by 10 million people. The show is second only to "A Chorus Line" in Broadway longevity. "42nd Street" was based on the 1933 movie starring Ruby Keeler, Dick Powell and Ginger Rogers. It told the tale of a chorus girl replacing an aging star who breaks her ankle just before opening night.
    1989 - Strong northwesterly winds and bitterly cold temperatures prevailed in the north central U.S. Winds in the Great Lakes Region gusted to 58 mph at Chicago, IL, and reached 63 mph at Niagara Falls, NY. Squalls in western New York State produced 20 inches of snow at Barnes Corners and Lowville. Snow squalls in Upper Michigan produced 26 inches around Keweenaw.
    1990 - High winds plagued the northwestern U.S., with the state of Oregon hardest hit. Two persons were killed in Oregon, and nine others were injured, and the high winds downed fifty-five million board feet of timber, valued at more than twenty million dollars. Winds gusted to 90 mph near Pinehurst, ID, and wind gusts reached 96 mph at Stevenson, WA.
    1993 - Michael Jordan scored 35 points to lead the Chicago Bulls to a 120-95 win over the Milwaukee Bucks.  The points gave Jordan exactly 20,000 in the 620th game of his career and made him the second fastest NBA player to reach that mark behind Wilt Chamberlain, who did it in 499 games. On January 4, 2002, Jordan back after retirement, hit the 30,000 point mark.
    1997 - Texaco took action against David Keough, one of the executives surreptitiously caught on tape making racist jokes and admitting to destroying potentially incriminating documents. An assistant treasurer at Texaco’s finance insurance subsidiary, Keough was fired after officials for the oil giant received the findings of independent counsel Michael Armstrong’s investigation into the tape scandal. Keough’s firing was just the latest chapter in Texaco’s tape saga: earlier in 1996, the discovery of the tape had helped a group of 1,400 employees win a $175 million settlement in a racial discrimination suit brought against the company. That same year Richard Lundwall and Robert Ulrich, two of the other executives captured on the tape, stood trial on charges of conspiracy and obstruction of justice; Ludwall and Ulrich were acquitted of those charges in 1998.
    1998 - World Trade Center bomber Ramzi Ahmed Yousef sentenced to life  
    2000 - Trailing 16-15 with 16 seconds remaining, the Tennessee Titans stun the Buffalo Bills with a lateral pass on a kickoff return that turns into a 75-yard Kevin Dyson touchdown and a 22-16 wild-card victory that is called "The Music City Miracle.
    2007 - Officials from the National Archives announced that their most requested document is a photo of cloaked and bejeweled Elvis Presley shaking hands with President Nixon at The White House on December 21, 1970.
    2011 - The attempted assassination of Arizona Representative Gabriele Giffords and subsequent shootings in Casas Adobes, Arizona, killed six people, including Judge John Roll, and wounded 13, including Giffords.  She was shot through her skull and miraculously recovered.  Subsequently arrested was Jared Lee Loughner.
    2015 - The U.S. fined American Honda Motor Company $70 million for neglecting to report, from mid-2003 to mid-2014, over 1,700 safety issues that resulted in deaths or injuries.

Elected to the National Baseball Hall of Fame:
    1986 – Willie McCovey
    1991 – Gaylord Perry, Ferguson Jenkins, Rod Carew
    1995 – Mike Schmidt
    2002 – Ozzie Smith
    2003 - Eddie Murray, Gary Carter
    2008 – Goose Gossage
    2014 – Tom Glavine, Greg Maddux, Frank Thomas



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Top Stories

(chronological order)

- Foundation Launches Equipment Finance Department
- Free State UCC Searches
- Great News! Section 179 Signed into Law
- California Sucks for Merchant Advance
   Response to Editor Sean Murray,
- Each Year Poet Barry Marks, also an Attorney,
    Writes a Christmas Poem for Leasing News Readers
      “For a better economy in 2-0-1-6”
- California Concerned about Financial Technology Practices
- Confirmed—Capital One Equipment Finance Corp.
   Exiting the Marketplace  - and Why
- Alternative Ways to Score Consumer Credit
    Worthiness in the global Underbanked market
- Top Five Leasing Company Websites
- Is Fintech the Next Big Bust?
- Online Marketing for Social Media
  New Concepts to Increase Business
- Navitas Lease Corp. CA Lenders License Policy
    Issues Policy to All Third Party Originators
- US Business Did Not Fall for These Lessors
    Despite the ELFA October MLFI-25 Report
- Dealstruck and Lendio Release State of Online
   Lending Industry eBook
- Building An Alternative Lending Sales Profile
   Are You a Broker or Not?
- Alternate Finance/Cash Advance Lenders Not Regulated as Banks
- RBC Completes Acquisition of City National
   Parent of First American Equipment Finance
- Ascentium Capital Announces $281 Million Securitization
- Marlin Announces Thrust into Commercial Truck and Specialty Vehicles
- Valerie Jester Receives 2014 Award
    Leasing Person of the Year
- ELFA San Antonio Conference Report
   Forecast Equipment Finance Market to Hit $1.045 Trillion
- VGM Group, Inc. CEO and Founder Van G. Miller
- FinTech Legend Dave Murray is Back, This Time
  as Copperline Capital, LLC, Chicago, Illinois
- A Look at Why John Thain is Retiring from CIT
- Barry Drayer Released after Serving 13 Years
- Small Business Alternative Lending Conference
- OnDeck Expands Product Set To Meet
  Full Range of Small Business Financing Needs
- In a Surprise Move, Marlin Business Co-Founder/CEO
  Daniel P. Dyer Resigns
- Hiring a Credit Analyst
- Report on the NEFA Atlanta, Georgia Conference
- NEFA Elects New Officers
- Your “Return on Investment” on eDocs
- Alert: Integrity Financial Group
 Active Again on the Internet
- Originators 89% Satisfied with Current Position
  Survey Finds: 56% Had Incomes of $125,000
- Changes in the Commercial Finance and Leasing Industry
- Insurance Certificates are Often Virtually Worthless
- Richest Man in Leasing: Steven Udvar-Hazay
- Canadian Finance and Leasing Association
   Annual Conference Report by Hugh Swandel
- The 50 Best Fintech Innovators Report
- Most Report Leasing Business Up in August
- New "Same Day ACH" Goes into Effect Sept. 23, 2016
- Light Attendance at NAELB Atlanta Conference
- Who Needs a Desk? Watch the Change
- Advice on Testifying at a Deposition
- Reader Says Too Many Telephone Calls to Client
  All Generated from UCC Filings
- Employee Exodus at Direct Capital, Portsmouth, NH
- Jeff Rudin Family Adopts Mindy
- Top Five Leasing Company Web Sites
  in North America
- Leasing News Bulletin Board Update
   Hawkins Counter Sues $50,000 Judgement
Fed Chair Asks Cobra Capital for a Survey
- Apple Moves to Direct Financing
     Leasing News Exclusive
- How Many Types of Leases?
- OnDeck Capital Hit with Several Law Suits
- President of EAR Sentenced to Five Years
- Stick Mobility--Yoga to the Next Level
  New Exercise for Individuals or Groups
- Dale Kluga Sees Alternate Finance Bubble Ahead
   Concerned History is Repeating Itself
- The top 50 brands in Quick Service and Fast Casual
- Charlie Chan on Balboa Capital
- The Volume Produced by Alternate Finance is Astounding
   Changing the Way Credit Decision Are Being Made
- NAELB Leasing School Says it is Time
- All Wireless Phones to Have Anti-Theft Devices
- Dan Baldwin Forms "Cloud Broker Association"
- CLFP Foundation Breaks Record, Plus 18 New Members
- FDIC Cases Against Failed Bank Directors & Officers 26 to Date
- Senior Vice President Sentenced to Federal Prison
    Loss to Bank was $991,680
- Web App with Calculator for Vendors- One Month Free Trial
- Equipment Finance Decision Maker Survey Results:
   Vendor & Small Biz
- Bank Officer Gets One Year/$174,000 Judgment
- 182 Bank Officers Plus Investigated by SIGTARP
- Element Financial Tearing Up the US Market
- Which States Finance the Most Equipment
- New Website
- Lease One Tagged for Fraud in Lease Commitment
     by Tom McCurnin, Leasing News Legal Editor
- Three New Bulletin Board Complaints
    US Business Funding, Newport Beach, California
- Verhelle Founds Harvard Partners, LLC
- Business Loans/Cash Advance Increase
- Subject: Need a corporation 3-7 years old? Reaction
- Financial Pacific Leasing Digitizes
   End-to-End Transaction Lifecycle with DocuSign & eOriginal
- "Your lease rates are too high"
- Bulletin Board Complaint
   Balboa Capital, Irvine, California
- Provide “Added Value” by Protecting Your Customer
    Get Repeat Customer/Vendor Business with These Tips
      By Christopher Menkin
- Reader Complaint About LEAF Financial Investment (Collection)
- 2015 U.S. Digital Future in Focus
     by comScore
- Report: “The Impact of Alternative Financing on the
    Equipment Leasing and Finance Industry"
- The Equipment Leasing and Finance Foundation Releases
 study "Digital Documents in the Equipment Finance Industry”
- Bulletin Board Complaint Matrix Business Capital
    First Response to Cease & Desist
- US Business Funding, Newport Beach, California
  Bulletin Board Complaint $5,915 Deposit Made in 2013
- Update--Balboa Files: "It was an Operating Lease"
   By Tom McCurnin and Frank Peretore 
- Leasing Brokers: When May You Collect a Commission?
- Bulletin Board Complaint
    Integrity Financial Groups, Alpine, Utah
- “Capital” or “Finance” in Name, Better Have a License
- Bulletin Board Complaint
  Brian Acosta/Matrix Business Capital
- Maricle Found Guilty in Not Returning Advance Fees  
- Balboa Capital Sued in Federal Court for
        Bait and Switch Sales Tactics
- Details, Details...How Important are they?
   Very, When the Lessor Sneaks in a Blanket Lien
- What is Leasing?
    Legal Definitions by Leasing News Legal Editor Tom McCurnin
- Invest in Your Country
  U.S. Savings Bonds
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Look Out!!! --Two Evergreen/PRR Clause Lessors Merge
   Onset Financial/Mazuma Capital
- Lease Police Tips on Judging Vendors
- Netiquette: Rules of Behavior For Email and the Internet
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Is Long Term Leasing Dead?
- 5 Ways Women Are Better Bosses Than Men
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs