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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industry

Credit Analyst
Your Choice, Locate in Either Office:
Anaheim,CA; Federal Way, WA; Tigard, OR

$150K -$500k equipment leases, financing (recourse/non-recourse lines of credit)
Requires five or more years of credit underwriting. Work with third party originators, brokers, as well as clients & vendors of Umpqua Bank
Please click here for more information.
A subsidiary of Umpqua Bank


Friday, February 5, 2016

Today's Equipment Leasing Headlines

Correction—Footnote Left Out of Early Edition
   ECS Financial Services on Back Office List
“Lending Club Sends up a Red Flare”
    FinTech #102 by Dale Kluga
New Hires---Promotions in the Leasing Business
  and Related Industries
Leasing Industry Ads---Help Wanted
Ascentium Capital/Financial Pacific-Umpqua Bank
Add me to mailing list
Subscription is Free
Leasing Portals
(Business to Business including Finance/Leasing)
Saluting Leasing News Advisor
Bob Kieve
Funders Taking New Broker Business List
The Lady in the Van/Heart of a Dog/Straight Outta
Irrational Man/The Emigrants & The New Land
Film/Digital Reviews by Fernando Croce
Boxer/Shepherd Mix
Andover, Massachusetts  Adopt a Dog
Note for California Lenders License
Best to Contact a California Based Attorney
News Briefs---
Ponzi Scheme Threat Hangs Over Marketplace Lending
 by Sean Murray, Editor/Publisher deBanked
Welcome to the bankchain for bankers
  A Five Minute Read
Bankers as Buyers 2016 Report Now Available
  Survey Available--Press Release
PayPal Reveals Vision for the Future of Money
  Brand Campaign, Commercial to Air Super Bowl 50
Santa Rosa’s Exchange Bank 2015 earnings jump 19%
  Financial Results Continue to Improve
Ally Financial pays $80 million to consumers
  over discriminatory practices allegations
LinkedIn loses its connections
Stock Drops
Geoffrey Moore: Does IT Matter? Are Apps Important?
  Intro with Short Video Clip
Legal Marijuana Sales Hit $5.4 Billion in 2015, Report Says
  Forecast is $6.7 Billion in Legal Sales 2016

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
   SparkPeople--Live Healthier and Longer
   Winter Poem
    Sports Briefs---
      California Nuts Brief---
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          This Day in American History
           Daily Puzzle
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                 Traffic Live----

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Correction—Footnote Left Out of Early Edition

ECS Financial Services (e) 
Nancy A. Geary,

Certified Public Accounts and Equipment Lease/Loan
Portfolio Management Services

United States
Please call 
for references

(e)ECS Financial Services, Inc. is a 50+ year old CPA firm that specializes in providing lease and loan portfolio management, accounting, tax administration, and management advisory services to the equipment leasing, banking, and finance industries.  We service over $1 Billion of new transactions annually though portfolio administration, accounting, sales/use tax, personal property tax, and state/federal income tax preparation and compliance.  Other accounting firm services include financial statement and tax preparation, audit, expert witness testimony, operations consulting, litigation support, and strategic planning.

Full List


“Lending Club Sends up a Red Flare”
FinTech #102 by Dale Kluga

The article by Business Innovation that “Nearly a Third of Lending Club
Borrowers’ Income is ‘Not Verified’ ” is more than a red flag. (1) It should be viewed as a “flare” going off, meaning the ship is in trouble.

It may also be a signal that the entire fleet of “Peer to Peer,” and similar online lenders, are in more trouble than we are aware. They appear to be duplicating the same fraudulent credit bubble condition as was created with the Sub-Prime Alt-A (non-reportable income) home mortgage meltdown during our Great Recession. Here is official, empirical proof that the online data analytic model has already been operating outside their original credit algorithms, or relying on Facebook or other Social Media as their “secret” to making a credit decision. The emperor is not wearing any clothes!

Just like Sub-Prime Alt-A home mortgages in 2008, and our leasing industry small-ticket meltdown in 2000, undisciplined management and competitive margin pressure are the culprits which were never anticipated in the overzealous, usurious rate, unrealistic and obtrusive multiple lien data analytic credit metric death trap. Having a higher rate does not necessarily overcome the costs of defaults. Intuitively, online lenders have therefore been operating beyond their loss model assumptions, making these private-equity backed online lenders our next toxic debacle.

Can you say "Capital Call"?

Do Bankers really believe that Regulators will ignore or miss this credit bubble just like they did with Alt A Sub-Prime mortgages in the Great Recession?

Let's see how long it takes before the regulators of the bank Sponsor Finance Groups figure it out and start forcing the banks to downgrade and re-classify their private equity backed loans to these toxic online data analytic lenders.

The basic premise of failing to verify income and funding much larger exposures than their original credit parameter models will again create even riskier credits, nearly identical to our small ticket equipment leasing sub-prime meltdown in 2000.

These online high risk lenders are all extremely sensitive to liquidity funding shortages in the capital markets. It’s nearly identical to a Ponzi scheme. The new business pays for the old business that has resulted in defaults and unexpected costs. Similar to any kiting or pyramid scheme, the underlying "data analytic" based credits can only continue paying if the online high risk lenders remain liquid and solvent and keep feeding their toxically infected clients. These loans are packaged and sold off to banks, investment groups, repackaged into large packages, re-sold again, and are used as security for purchasing larger packages. If you would like a layman’s explanation of this Wall Street fiasco perpetuated by the Big Banks, Investment Banks and Rating Agencies – go see the new movie “The Big Short”.

Once the regulators of the bank sponsor finance groups downgrade the internal bank ratings on these irrationally exuberant online lenders, the banks won't just be making capital calls, they will predictably start calling in these loans en masse (just like in our 2000 leasing sub-prime crisis and again in 2008 during the Great Recession). The undisciplined data analytic lenders will then repeat history, once again. Just like Countrywide and all the failed sub-prime home mortgage lenders.

That old adage is still applicable here, “If it looks too good to be true, then it simply isn’t true.”

(1) Nearly a Third of Lending Club Borrowers’ Income Is ‘Not Verified’

Dale R. Kluga
Cobra Capital LLC
2831 W. 83rd Street
Darien, Illinois 60561
630-985-3500 Office

Previous Financial Technology Articles



New Hires---Promotions in the Leasing Business
and Related Industries

Scott Baider was hired as Vice President of Sales and the Principal Broker Contact for TimePayment, Burlington, Massachusetts. Previously, he was Managing Partner, Baider LLC (2008–February, 2016); Management Team, Cerberus Capital Management (2006 – 2007); Senior Vice President, GE (1992 – 2005); Director, Strick Companies (1987 – 1991). Education: University of Pennsylvania - The Wharton School

Paul Fenton was hired as Sales Director at Nucleus Commercial Finance Ltd., London, United Kingdom. Previously, he was National Sales Manager, Accredo Structured Business Finance (June, 2014 – January, 2016); Senior Broker Manager, D & D Leasing (2009 – June, 2014); Broker & Vendor Account Manager, Universal Leasing (August, 2005 – December, 2008); Sales & Back Office, CIT / Citi / Copelco (July, 1998 – July, 2005). Education: Caterham High School

Robert "Bob" Humber, CLFP, was hired as Vice President, Market, Commercial Capital Finance Group, Yorba Linda, California. Previously, he was Principal, RCH Financial (June, 2014 – January, 2016); Vice President, First American Equipment Finance (January, 2013 – June, 2014); VP Senior Lease Marketing Officer, City National Bank (June, 2010 – June, 2014); VP Private Banker, San Diego Private Bank (May, 2007 – November, 2008); VP Area Manager, US Bancorp Equipment Finance (January, 1995 – November, 2005); SVP National, Sales Manager, US Leasing (1998 – 1999); SVP National Marketing, Manager, Security Pacific Leasing Corp. (September, 1978 – September, 1992); SVP, B of A Leasing (1989 – 1990). Volunteer:
Intern to Career Coach, Volunteer Driver. Families Forward (January, 2014), Poverty Alleviation. Contributing Instructor, Certified Lease and Finance Professional Foundation (August, 2015). Certified Lease Professional, CLFP. Education: Princeton University, AB, Sociology (1963 – 1967). Activities and Societies: Princeton Club of Orange County.

Howard Long was hired as a Credit Analyst, Byline Financial Group, Lake Forest, Illinois.  Previously, he was Asset Manager, AEL Financial LLC (September, 2004 – January, 2016); Funding, AEL Financial LLC (2004 – 2009); Inside Sales, American Enterprise Leasing (2004 – 2009); Sales, GE Capital (2001 – August, 2004); Inside Sales, IFC Credit Corp (1999 – 2001); Loan Officer, 1st Midwest Bank (1985 – 1988); Credit, First Merchants Financial Services (1984 – 1986). Education: Mundelein High School, General.

Mark Maltese was announced as Director of Leasing Service, Delaware Place Bank, Chicago, Illinois; he joined the firm November, 2015. Previously, he was Channel Development Manager for Lenovo Financial Services Program, CIT (November, 2006 – November, 2015); National Account Manager, CIT (2006 – 2010); Account Manager for Cisco Capital Program, De Lage Landen (2005 – 2006); Leasing Program Manager,  Apple Financial Services, Apple (2000 – 2005); Global Lease Product Manager and Inside Sales Manager, Sun Microsystems (1996 – 2000). Education: Keller Graduate School of Management of DeVry University, Master of Business Administration (M.B.A.), Marketing/Marketing Management, General, Graduated With Honors. Michigan State University, Bachelor's Degree, Finance.

Edmon Safdie was hired as ISO Relations (Sales) at Empire Funding,
Brooklyn, New York.  Previously he was Shipper,
(January, 2015 – April, 2015). Languages: Hebrew.

Cory Turner was hired as Vice-President, BDO Crestmark Bank, Franklin, Tennessee.  Prior, he joined Comdata, January, 2007, as Retention Account Executive; promoted June, 2007, Account Executive; promoted March, 2011, Strategic Sales Executive; promoted, May, 2013, Sr. Strategic Sales Executive/Strategic Management. Education: Middle Tennessee State University
Bachelor of Business Administration (BBA) (2004 – 2006).
University of Tennessee-Knoxville, Business Administration and Management, General (2002 – 2004). Activities and Societies: Men’s Basketball Team Manager.

Tracy Walker was promoted to Corporate Training and Development Manager, Canon Financial Services, Inc., Mt. Laurel, New Jersey.
She joined the firm December, 1999 as Training and Development
Manager; promoted January, 2008 to Project Manager; promoted
June, 2008, Equipment Remarketing Manager; promoted January, 2009, Operational Risk Manager; promoted May, 2010 Senior Portfolio Management Resolution Specialist; promoted March, 2011 Continuous Process Improvement Team Member; promoted March, 2012, Senior Specialist, Training and Development; promoted, June, 2012, Senior Specialist, Strategic Projects/Corporate Planning; promoted, October, 2013, Major Account Manager. Prior she was IT, Advanta Leasing (1997). Education: Strayer University, NJ, Bachelor's degree 2011 (I am currently pursuing my Bachelor's degree.) Camden County, Associate Degree, Computer Science.



Leasing Industry Help Wanted


Credit Analyst
Your Choice, Locate in Either Office:
Anaheim,CA; Federal Way, WA; Tigard, OR

$150K -$500k equipment leases, financing (recourse/non-recourse lines of credit)
Requires five or more years of credit underwriting. Work with third party originators, brokers, as well as clients & vendors of Umpqua Bank
Please click here for more information.
A subsidiary of Umpqua Bank


For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.



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Leasing Portals
(Business to Business including Finance/Leasing)

Perhaps the earliest such portals date to when Netscape came on line. Today Google, Yahoo, Opera, Bing, and others provide these searches for free. Portals led those seeking leasing and loans direct to sources. Only one appears active on the Internet today.

The website states "Search over 4,000 sources of Business Finance and get your free matched list in seconds"

The main page touts small business loans:

Small Business Loans    2,105 sources
Equipment Finance         317 sources
Working Capital             192 sources

Equity Investments      1,121 sources
Commercial Finance         178 sources
Commercial Mortgages     232 sources


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Leasing News Advisor 
Bob Kieve

Robert S. Kieve
Empire Broadcasting
San Jose, California

Born Jersey City, NJ 
BS Harvard College: 1943 
Information Officer American Embassy, Madrid: 1943-47 
Author: El Arte Radiofonico, Spain's first book on radio broadcasting 
Program Manager: WGVA, Geneva, NY 
Promotion Writer: CBS, New York 
Special Assistant in White House Office under Eisenhower: 1953-56 
General Manager WBBF-AM_FM, Rochester: NY 1967-67 
President, Empire Broadcasting Corporation, San Jose, CA:

Bob Kieve joined the Leasing News Advisory Board on February 4, 2005. He is most likely our oldest member, 93; perhaps, one of the most experienced radio broadcasters, commentators, with the most public experience. Not only is his “Mr. San Jose,” an award given to him for all his community service, but has served in the good will category through out the world and was one of President Dwight Eisenhower’s speech writers for three years.  He has many stories about "Ike," a person he greatly admired.

Robert S. Kieve is president of Empire Broadcasting Corporation, a position he has held since 1967. The company owns and operates radio stations KLIV, KARA and KRTY in San José, California, where Mr. Kieve also serves as a radio commentator.KLIV has been on the air since September 1946. It was originally KSJO, a 1000-watt daytime-only station. KLIV changed hands on July 1, 1967. It was acquired by two former Rochester, N.Y., radio executives, Robert S. Kieve and James M. Trayhern, Jr., who had incorporated as Empire Broadcasting. Four decades later, Bob Kieve has remained as the owner of KLIV, one of the few independent radio station owners left in the region.

A 1943 graduate of Harvard College, Bob began his career as an information officer at the American Embassy in Madrid, Spain, during and after World War II. Following several program director and writer positions in radio and television, he was appointed to a position as special assistant and staff writer for President Dwight D. Eisenhower. He was later promoted to Special Assistant to Deputy Director of U.S. Information Agency before becoming general manager of Radio Stations WBBF and WBBF-FM in Rochester, NY. He is the author of El Arte Radiofonico, published in Madrid. An active member of the community, Mr. Kieve is past president of the Rotary Club of San José, director of the San Jose Symphony Foundation, past board member of the San Jose Symphony, member of the San Jose/Silicon Valley Chamber of Commerce Political Action Committee, board member of the Northern California Broadcasters Association and the California Broadcasters Association. He joined the Board of Trustees at Regional Medical Center of San Jose in 2000. He was awarded the "Mr. San Jose" by the community. 

Bob has served on many non-profits in active positions from president to chairman of committees, too numerous to mention here. 

It is his writing skills, and as important, his ability as a commentator on San Francisco Bay area radio that he is most known to the local public. His commentary is always full of wit, common sense, sophistication, and Bob is definitely known to speak his mind. Whether you agreed or did not agree with him, the audience seem to always find it a pleasure to hear his commentary. 

Bob today serves more as a mentor, someone you want to be when you grow up. When asked, he participates with his opinion on subjects and positions on Leasing News, although he is not in the equipment leasing business. He is a broadcaster. The internet is the newest median. He was one of the first to be “on line” and appreciate the direction the World Wide Web is heading. He still is very active, someone you look forward to in receiving an e-mail.



Funders Taking New Broker Business List

Bankers Capital 
Forum Leasing

The following “funders” have informed Leasing News they will consider business from “new” third party originators. Many companies require a certain length of time in business and other requirements, such as a specific volume of business. These “funders” will consider submissions from those new in the leasing and finance business:

In Business Since 
Leasing Association
Business Reports

BSB Leasing, Inc.
1992 Colorado, Hawaii
Don Meyerson, Pres.

Bruce Zwillinger, Vice President
 ext. 306
Steve Crane, CLP
VP, Commercial Division
Randy Propect, East Coast
Vicki Shimkus,CLP 
West Coast Brokers
(click here for further description)

Bankers Capital
Larry LaChance - President
NAELB, NEFA (footnote)
50 states
$25,000 +


Forum Financial Services, Inc.
Tim O'Connor
972.690.9444 ext. 225
240 Lake Park Blvd. Suite 112
Richardson, TX 75080
$50,000 - $1.5 million (Our average size transaction is $250,000. Preferred range $100,000 - $500,000)
Timepayment Corp
(Subsidiary of
Microfinancial Corp.)
Burlington, Massachusetts
Scott Baider
877-868-3800 x7002
$500 to $100,000

A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program | D -"Private label Program" | E - Also "in house" salesmen


Fernando's View
By Fernando F. Croce

Affable comedy-drama ("The Lady in the Van") and experimental poignancy ("Heart of a Dog") come to theaters, while DVD releases offer a punchy biopic ("Straight Outta Compton"), a twisty drama ("Irrational Man") and a sprawling human saga ("The Emigrants" and "The New Land"). 

In Theaters:

The Lady in the Van (Sony Pictures Classics): Cantankerous yet lovable characters are nothing new to Dame Maggie Smith, and yet she continues to find subtle ways to play them, as evident in this affable comedy-drama set in London during the 1970s. Based on real-life events as recalled by playwright Alan Bennett, the film details the writer’s (played by Alex Jennings) friendship with Miss Shepherd (Smith), an elderly homeless woman who lives in her battered van. Bennett allows her to park her vehicle in his driveway, where she’d stay for over a decade—a strong bond grows between these mismatched characters, especially as the younger man finds out about his eccentric guest’s history. Directed by Nicholas Hytner (“The Madness of King George”), this is a satisfying tale hugely bolstered by Smith’s presence.

Heart of a Dog (Abramorama): An experimental artist across a variety of fields, including music and film, Laurie Anderson returns to the screen with this moving, personal meditation sparked by the death of her rat terrier Lolabelle. Appearing throughout the film in home-movie footage over the course of the years, her beloved pooch becomes a jumping-off point for Anderson to ponder a variety of subjects, including the nature of mortality, the role of family in her art, and her life in New York City before and after 9/11. As in her previous works, Anderson employs a variety of visual stratagems to make her musings poetically visual, making the movie often play like a free flowing album of memories and ruminations. Though far from a conventional narrative, the densely layered results overflow with humor and poignancy.

Netflix Tip: : Forever remembered as the treacherous Tessio in "The Godfather," character actor Abe Vigoda (1921-2016) was for decades a recognizable face in screens large and small. Check out Netflix for some of his best roles, which include TV shows like "Barney Miller" and "Fish" and movies like "Look Who's Talking" and "Sugar Hill."


Straight Outta Compton (Universal): The rags-to-riches showbiz subgenre gets an adrenaline shot in this electric biopic about the controversial hip-hop group N.W.A. Starting with their origins in the mid-1980s, the film charts their ascension from the mean streets of Compton, California, as Ice Cube (played by O'Shea Jackson, Jr.), Dr. Dre (Corey Hawkins), Eazy-E (Jason Mitchell), MC Ren (Aldis Hodge) and DJ Yella (Neil Brown, Jr.) use their innovative, confrontational music as a way of moving out of the ghetto. As their first album becomes a hit, they enter the records business and, with the 1990s fast approaching, see their bonds challenged by ambition and personal crises. Chronicling a rise and fall narrative that plays like a vibrant and potent vision of the American Dream, director F. Gary Gray's Oscar-nominated film packs a wallop.

Irrational Man (Sony): After the lightness of "Magic in the Moonlight," Woody Allen returns to drama with this somber account of how far a man will go to test his soul. Joaquin Phoenix stars as Abe, a New England philosophy professor who finds a light at the end of his current depression in the form of a vivacious student named Jill (Emma Stone). However, he's soon planning to murder a total stranger in a bizarre scheme that will supposedly shed light on life's purpose. Clues and complications muddy up his "perfect crime," along with the presence of a married fellow professor (Parker Posey). Made along the lines of earlier moral tales like "Crimes and Misdemeanors" and "Match Point," Allen's latest grips the audience with stinging twists and strong performances by Phoenix and Posey.

The Emigrants & The New Land (Criterion): Though overshadowed by Ingmar Bergman, Jan Troell deserves a spot in the pantheon of great Swedish directors, and Criterion's release of his sprawling two-film epic goes a long way in reminding modern viewers. In the 1971 "The Emigrants," Kristina (Liv Ullmann) and Karl Oskar (Max von Sydow) are 19th-century farmers who leave their inhospitable rural area for America. After an arduous journey, the 1972 "The New Land" follows the couple as they set roots in Minnesota, where they must cope with personal struggles as well as confrontations between settlers and natives. Covering many years and a wide array of human emotions, Troell weaves a sweeping, deeply poignant view of the American frontier through foreign eyes. With subtitles.


Boxer/Shepherd Mix
Andover, Massachusetts  Adopt a Dog

10 weeks old
12 lbs.
Current on vaccinations
Primary Color(s): Yellow, Tan, Blond or Fawn
Secondary Color(s): White or Cream
Coat Length: Short

"Jack is an adorable Boxer/Shepherd mix puppy who is 10 weeks old and currently weighs about 12 lbs. Jack is the brother to Jill and the son of Ladybug and Jasper. Jack is a sweet friendly boy. He loves to cuddle and play in the grass. Jack is good with everyone and is just a silly, happy puppy. Being a young puppy, Jack is not yet housebroken and will need a family that is committed to training a puppy. He will be neutered and up to date on vaccinations at the time of his adoption. Jack will make a great addition to a loving family!"

To adopt or learn more about Jack, you must fill out an adoption application. To find the application, copy and paste this URL into your browser:
 [Adoption Fee: $475]

 If you are interested in this dog, you must submit an application. Great Dog is not a shelter so there is no building you can visit. Our dogs live in private foster homes until adopted. To learn more about our "shelterless" rescue, adoption fees, and procedures, review the list of Frequently Asked Questions on our website at

Great Dog Rescue of New England
Andover, Ma 01810
Contact Form:

Adopt a Pet



Note for California Lenders License
Best to Contact a California Based Attorney

Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
California, National: city: Riverside 
Ellen Stern - get results, reasonable pricing; numerous industry contacts, nearly 30 yrs SoCal, 20 yrs equip.: CFL license specialist, documentation, work-outs, litigated collections, recoveries; deal-maker. 

Kenneth C. Greene

Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production inLA.  Mention "Leasing News" for a free consultation.
Skype: 424.235.1658
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605or email:

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email:   

Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide. Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000

Trabaris, P.C.: Finance attorney with 24 years’ experience with transactional, documentation, secured financing and workouts /restructurings. 
Kevin Trabaris

Law Firm - Service, Dallas, TX. "ELFA"
Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance. 
Massachusetts (collection/litigation coast to coast) 
Modern Law Group focuses its practice on collections, lease enforcement and asset recovery. For the past five years, our attorneys have helped clients recover millions of dollars. We are able to cover your needs coast to coast.

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067

National:  The OMEGA Network Group-nationwide legal representation of small and mid ticket equipment lessors-flat fee bankruptcy & replevin, contingent collection, 
billable litigation (704-969-3280)

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108
NJ,De,Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, /
New York and New Jersey
Peretore & Peretore, P.C. documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy.  Aggressive. Over 25 years

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175



News Briefs---

Ponzi Scheme Threat Hangs Over Marketplace Lending
 by Sean Murray, Editor/Publisher deBanked

Welcome to the bankchain for bankers: A Five Minute Read

Bankers as Buyers 2016 Report Now Available
  Survey Available--Press Release

PayPal Reveals Vision for the Future of Money
  Brand Campaign, Commercial to Air Super Bowl 50

Santa Rosa’s Exchange Bank 2015 earnings jump 19%
  Financial Results Continue to Improve

Ally Financial pays $80 million to consumers over discriminatory practices allegations

LinkedIn loses its connections

Geoffrey Moore: Does IT Matter? Are Apps Important?

Legal Marijuana Sales Hit $5.4 Billion in 2015, Report Says
  Forecast is $6.7 Billion in Legal Sales 2016



--You May Have Missed It

27 People Share The One Cool Internet Or Computer Trick They Know


SparkPeople--Live Healthier and Longer

Best and Worst Sushi Choices
How to Eat Healthy at a Sushi Restaurant


Winter Poem

The Eagle and the Hawk

Words and Music by John Denver and Mike Taylor
I am the eagle, I live in high country
In rocky cathedrals that reach to the sky
I am the hawk and there's blood on my feathers
But time is still turning they soon will be dry
And all those who see me and all who believe in me
Share in the freedom I feel when I fly
Come dance with the west wind and touch on the mountain tops
Sail o'er the canyons and up to the stars
And reach for the heavens and hope for the future
And all that we "can" be, not what we are




Sports Briefs----

San Francisco Bay Area Football Legends To Handle Super Bowl Coin Toss

The Origin and Evolution of 'Riverboat Ron': How Madden Mentorship Shaped Rivera

It's good to see Vernon Davis back in Bay Area

Jet-setters zooming in the Bay Area for Super Bowl 50

Raiders will 'host' Texans in Mexico City in 2016

Goodell to require NFL teams to interview women for exec jobs

Curry scores 51 as Warriors beat Wizards

Johnny Manziel’s ex-girlfriend alleges he struck her several times at uptown hotel; Dallas police say case closed, no charges

Colin Kaepernick Trade Remains Very Likely


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


California Nuts Briefs---

Jerry Brown selects California’s first medical marijuana chief

SC University students wait in line to be inoculated

17,000 Wait for 115 Below Market Apartments
  Built Next to San Leandro BART station

Davis dog to show at Westminster as rare breed makes debut




“Gimme that Wine”

Peju Province Winery buys Acacia Vineyard in the Napa Valley

Champoux champions Marquette grape in retirement

Rombauer introduces its first Sauvignon Blanc

Former Super Bowl champions kick off wine careers

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

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This Day in American History

    1631 - English clergyman Roger Williams first arrived in America. He soon began questioning Massachusetts' religious policies which fused church and state matters. Williams was banished to Rhode Island five years later, where at Providence, he established the first Baptist church in America. He is known today as the “Founder of Rhode Island.”
    1644 - The first branding law by a colony was enacted by Connecticut. It provided that all cattle and swine older than six months be earmarked or branded before May 1, 1644, and that the marks be registered. The penalty for violation was five shillings a head, two of which were paid to informers.
    1723 - Birthday of John Witherspoon (d. 1794), near Edinburgh, Scotland.  Clergyman, signer of the Declaration of Independence and reputed coiner of the word “Americanism” (in 1781). He was one of the hardest workers on the Constitution and for the United States, according to historians. When he arrived from Scotland, he had brought three hundred books with him, donated it to College of New Jersey (now Princeton University), where he became president, was active as a minister, and he built the library and the college. Five months after signing the Declaration, the British burned his library. As one colleague reported, "He would lay aside the cloth to take revenge on them, I believe he would send them to the devil if he could." 
    1736 - The English Wesley brothers, John (32) and Charles (28), first arrived in America at Savannah, GA. They had been invited by Georgia governor James Oglethorpe as missionaries to the American Indians. They were co-founders of Methodism.
    1777 - Changing European historic tradition, King George abolished laws of entail and primogeniture. Entail is a mean of willing property to a specific and unchangeable hierarchy of inheritors. Primogeniture is the right of the eldest child in a family, usually the eldest son, to inherit his parents’ entire estate. In Europe, all property and rights went to the first born, and were willed primarily to the first born male, with the rest of the family having to depend on the eldest son. This was one of the most profound, far-reaching changes to both the financial and moral differences between the old world and the new world.
    1778 – South Carolina became the second state to ratify the Articles of Confederation.
    1780 - The estimated colonial population was 2,782,000. The winter was very cold and the Continental Army had suffered its worst privations, its greatest defeats, and its darkest hours. It would continue to lose battles but, turned into a well-trained fighting force by European officers and aided by allied French forces, it endured and marched to ultimate victory at Yorktown, VA, in August, 1781. The diplomatic struggle continued. Primary articles of peace were secured on November 30, 1782, after long and difficult negotiations. The Treaty of Paris, by which the war officially ended and independence formally acknowledged by Great Britain, was not signed until September 3, 1783. 
    1784 – Nancy Hanks Lincoln (d. 1818) was born in Hampshire County, VA.  She was the mother of Abraham Lincoln.
    1817 – The first gas company in the US, in Baltimore, as the provider of gas for street lights, was founded.
    1846 - The first newspaper published on the Pacific Coast was the Oregon Spectator, a semimonthly issued in Oregon City, OR. Its slogan was “Westward the star of the empire takes its way.”
    1849 – The University of Wisconsin’s first class meets at Madison Female Academy.
    1856 - Chinese New Year began in San Francisco. New Year's Eve was celebrated by the Celestials last night with the explosion of millions of firecrackers.
    1861 - Louisiana delegation except Dominique Bouligny withdraws from Congress. Mr. Bouligny was opposed to the doctrine of secession, and was the only representative from a seceding state that did not leave his seat. During the Civil War he remained in the north, dying in Washington before its close.
    1861 - Cincinnati, Ohio resident Samuel Goodale patented the moving picture peep show machine. After depositing a coin and turning a crank on the side of the ornate box, a flickering movie appeared. 
Pictures were placed on leaves fastened by one edge to an axis in such a way that they stood out like spokes. As the shaft revolved, different images were seen in motion.
    1865 – Union and Confederate forces around Petersburg, Virginia, begin a three-day battle that produces 3,000 casualties but ends with no significant advantage for either side. Dabney’s Mill was another attempt by Union General Ulysses S. Grant to break the siege of Petersburg and Richmond, Virginia. In 1864, Grant and Confederate General Robert E. Lee pounded each other as they wheeled south around the cities. After a month of heavy battling that produced the highest casualty rates of the war, Grant and Lee settled into trenches around Petersburg. These lines eventually stretched 25 miles to Richmond, and the stalemate continued for 10 months. The chase ended in April when Lee surrendered at Appomattox Court House.
    1870 – The first motion picture shown to a theater audience was in Philadelphia.
    1883 - The Southern Pacific Railroad completes its transcontinental "Sunset Route" from New Orleans to California, consolidating its dominance over rail traffic to the Pacific. One of the most powerful railroad companies of the 19th century, the "Espee" (as the railroad was often called) originated in an ambitious plan conceived in 1870 by the "Big Four" western railroad barons: Collis P. Huntington, Charles Crocker, Leland Stanford, and Mark Hopkins. A year earlier, the Big Four's western-based Central Pacific had linked up with the eastern-based Union Pacific in Utah, creating the first transcontinental American railway. With that finished, the "Big Four" began to look for ways to increase their control over West Coast shipping, and decided to focus their efforts on extending the California-based Southern Pacific southward.  By 1877, the Southern Pacific controlled 85 percent of California's railroad mileage. Huntington, who now dominated the company, saw an excellent opportunity to create a transcontinental line through the southern United States. Huntington had to act fast if was to beat the competition. The Texas and Pacific Railroad was already pushing westward toward the Pacific at a fast pace. Marshalling his awesome energy and financial resources, Huntington began driving his Southern Pacific line eastward. He won the race in 1881, when he linked the Southern Pacific to the Santa Fe Railroad at Deming, New Mexico, creating the second American transcontinental railway. Two years later, on February 5, 1883, Huntington gained full control of a number of smaller railroads, creating the Southern Pacific's "Sunset Route" from New Orleans to California. With the "Sunset Route," Huntington confirmed his domination over California rails. He had taken considerable financial risks to build the Southern Pacific system, and he collected very considerable financial rewards. The Southern Pacific had a near monopoly over rail service to California, and Huntington and his associates took advantage of the situation by charging high shipping rates. Termed "the Octopus" for its tentacle stranglehold on much of the California economy, the Southern Pacific inspired Californians to create some of the first strong public regulations over railroads in American history. But despite the anger and outrage Huntington's exploitation inspired, few would deny that the mighty Southern Pacific Railroad played an essential role in fostering the growth of a vibrant California economy for decades to come.
    1887 - The Chicago Evangelization Society was organized by evangelist D. L. Moody, 50. Two years later, the Society established the Bible Institute for Home and Foreign Missions. Moody died in 1899, and in 1900 the school was renamed Moody Bible Institute.
    1887 - San Francisco, California had its greatest snowfall ever with 3.7 inches falling. The western hills of the city recorded up to 7 inches.
Excited crowds went on a snowball throwing rampage. 
    1889 - According to many sources on the internet, but not confirmed and widely disputed, the word “hamburger” first appears in the Walla Walla Union newspaper.  It is perhaps this allegation that MacDonald’s TV advertisement: “How ya doin’? How you doin’?” Fellow meets his girl, and asks here where she is from: “Walla, Walla.”  Louis Lassen of Louis’ Lunch, a small lunch wagon in New Haven, CT, is said to have sold the first hamburger and steak sandwich in the U.S. in 1900. While this date and event appears on many “internet calendars,” we could not confirm nor deny it.
    1900 - Surrealist painter Yves Tanguy (d. 1955) was born in Paris.
    1900 – The US and UK signed a treaty for the Panama Canal.
    1901 – US Steel was established by J. P. Morgan.
    1914 - Birthday of famous American author William Burroughs (d. 1997), St. Louis, Missouri. His “Naked Lunch” is considered an American classic. Perhaps not realized by many, he is the scion of the famous computer business corporation, graduate of Harvard University, besides being well known for his drug experiments.
    1916 - For the Victor Talking Machine Company, Enrico Caruso recorded "O Solo Mio". The company eventually became Victor Records, then RCA Victor
    1917 - Mexico's present constitution was adopted, embracing major social reforms. This is a national holiday in Mexico.
    1917 - An Immigration Act was passed by Congress over President Woodrow Wilson's veto on December 14, 1916. The law required a literacy test for immigrants and barred Asian laborers, except for those from countries with special agreements or treaties with the United States. A series of reforms was introduced and passed over Wilson’s veto. The country was moving to an isolationist policy.
    1918 – Stephen Thompson shot down a German airplane. It was the first aerial victory of World War I for the US.  Separately, the SS Tuscania was torpedoed off the coast of Ireland.  It was the first ship carrying American troops to Europe to be torpedoed and sunk.
    1919 – Charlie Chaplin, Douglas Fairbanks, Mary Pickford and D.W. Griffith established United Artists.
    1921- The New York Yankees purchased 10 acres in The Bronx as the site for Yankee Stadium which opened in April, 1923.  They paid $600,000 to William Waldorf Astor, owner of the lumberyard located there.
    1922 – Readers Digest was published for the first time.   DeWitt Wallace and his wife, Lila, published the magazine designed to provide abridged articles on a wide variety of subjects, for easy reading. They published and direct marketed the magazine themselves, leading to a circulation of over 10 million copies in the United States and is still believed to be the best-selling consumer magazine in the country.
    1924 - President Wilson was the first President buried in Washington, in the National Cathedral, the Protestant Episcopal Cathedral of Sts Peter and Paul.
    1926 – Arthur Ochs Sulzberger (d. 2012) was born in NYC.  His maternal grandfather, Adolph Ochs, was the former publisher and owner of The New York Times.  Sulzberger became publisher of The Times in 1963 at age 37.  Under his leadership the news staff was expanded considerably and was publisher when the newspaper won a Pulitzer in 1972 for publishing The Pentagon Papers.
    1929 - Birthday of drummer and author Hal Blaine was born Harold Simon Belsky, Holyoke, MA.
    1933 - Golden Gate Bridge work commences in San Francisco. The Bridge opened May 28, 1937.
    1933 - Country singer Claude King (d. 2013) was born in Shreveport, Louisiana. His recording of "Wolverton Mountain" was a big hit on both the pop and country charts in 1962. 
    1934 - Birthday of Henry “Hank” Aaron, Mobile, AL.   Baseball executive and Baseball Hall of Fame outfielder.  When he retired, he held Major League records for most career home runs (755), home runs with one club (Braves, 733), RBIs (2,297), total bases (6,856), most games played (3,298) and many others. Hit 20 or more home runs for 20 consecutive seasons (1955-1974) and was named to 24 All Star games.

    1936 - Birthday of vocalist June Tyson (d. 1992), Albermarle, NC,,504102,00.html
    1936 - The first Charlie Chaplin talkie, "Modern Times", was released. Chaplin’s voice was heard in the film, but he was difficult to understand as he was singing gibberish that no one understood. Paulette Goddard, who played the part of a waif, was the movie's star.
    1937 – President Franklin Roosevelt proposed a plan to enlarge the Supreme Court.  The Supreme Court became Roosevelt's primary focus during his second term, after the court overturned many of his programs. In particular in 1935, the Court unanimously ruled that the National Recovery Act (NRA) was an unconstitutional delegation of legislative power to the President. Roosevelt stunned Congress in early 1937 by proposing a law to allow him to appoint up to six new justices, what he referred to as a "persistent infusion of new blood.”  This "court packing" plan ran into intense political opposition from his own party, led by Vice President Garner, since it upset the separation of powers and gave the President control over the Court. Roosevelt's proposal to expand the court failed, but by 1941, Roosevelt had appointed eight of the nine justices of the court, a change in membership which resulted in a court that began to ratify his policies.
    1940 - Glenn Miller records “Tuxedo Junction,” (Bluebird 10612).
    1941 - Motown songwriter and sometime singer Barrett Strong was born in West Point, Mississippi. Strong's 1960 recording of "Money" was one of the first hits for Berry Gordy's Motown Records. But Strong soon began concentrating on songwriting, collaborating with Norman Whitfield on some of the Temptations' biggest hits, including "Just My Imagination," "Psychedelic Shack" and "Cloud Nine." 
    1941 – Steven Cannell (d. 2010) was born in LA.  After starting his career as a television script writer, Cannell created or co-created several dozen successful TV series from the 1970s to the 1990s, often with his creative partner Frank Lupo. Cannell's creations included “The Rockford Files”, “The A-Team”, “The Greatest American Hero”, and “The Commish”. He won the Emmy for Outstanding Drama Series in 1978 for “The Rockford Files”.
   1942 - Roger Staubach, Dallas Cowboys’ Pro Football Hall of Fame quarterback, was born Cincinnati, OH. Heisman Trophy winner as Navy junior in 1963; led Dallas to 2 Super Bowl titles (1972, 1978) and was Super Bowl MVP in 1972.  5-time leading passer in NFC (1971, 73, 77-79).  In 2010, Staubach was named the No. 1 Dallas Cowboy of all-time according to a poll conducted by the Dallas Morning News. After graduating from the Naval Academy, Staubach chose to volunteer for a one-year tour of duty in Vietnam, putting his NFL aspirations on hold. He served as a Supply Corps officer for the Navy at the Chu Lai base until 1967, commanding 41 enlisted men.  In 1977, he started a commercial real estate business, The Staubach Company, in partnership with Robert Holloway Jr., and took over full-time after he retired from the Cowboys in 1980.  On July 11, 2008, The Staubach Company was sold to Jones Lange LaSalle for $613 million.
    1942 - Birthday of pianist Keith Ingham, London, England
    1943 – Nolan Bushnell, the founder of Atari and Chuck E. Cheese, was born in Clearfield, UT.  He was named one of Newsweek’s "50 Men Who Changed America." Bushnell has started more than twenty companies and is one of the founding fathers of the video game industry.  I did most of his
equipment leases, running into him cold calling at Scott Blvd. in Santa Clara, California, where he was throwing out TV cases to make Pong, a popular game for bars and restaurants.
    1944 - Guitarist and keyboard player Al Kooper, a major figure in the blues-rock movement of the 1960's, was born Alan Peter Kuperschmidt in Brooklyn, New York. In 1965, he helped form the Blues Project. And two years later, he and Steve Katz put together Blood, Sweat and Tears, but Kooper left the group before it achieved commercial success. By the '70s, Kooper was involved more in producing than recording. He discovered the groups Lynyrd Skynyrd and the Tubes.
    1945 - RUDOLPH, DONALD E., Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army, Company E, 20th Infantry, 6th Infantry Division. Place and date: Munoz, Luzon, Philippine Islands, 5 February 1945. Entered service at: Minneapolis, Minn. Birth: South Haven, Minn. G.O. No.: 77, 10 September 1945. Citation: 2d Lt. Rudolph (then T/Sgt.) was acting as platoon leader at Munoz, Luzon, Philippine Islands. While administering first aid on the battlefield, he observed enemy fire issuing from a nearby culvert. Crawling to the culvert with rifle and grenades, he killed 3 of the enemy concealed there. He then worked his way across open terrain toward a line of enemy pillboxes which had immobilized his company. Nearing the first pillbox, he hurled a grenade through its embrasure and charged the position. With his bare hands he tore away the wood and tin covering, then dropped a grenade through the opening, killing the enemy gunners and destroying their machinegun. Ordering several riflemen to cover his further advance, 2d Lt. Rudolph seized a pick mattock and made his way to the second pillbox. Piercing its top with the mattock, he dropped a grenade through the hole, fired several rounds from his rifle into it and smothered any surviving enemy by sealing the hole and the embrasure with earth. In quick succession he attacked and neutralized 6 more pillboxes. Later, when his platoon was attacked by an enemy tank, he advanced under covering fire, climbed to the top of the tank and dropped a white phosphorus grenade through the turret, destroying the crew. Through his outstanding heroism, superb courage, and leadership, and complete disregard for his own safety, 2d Lt. Rudolph cleared a path for an advance which culminated in one of the most decisive victories of the Philippine campaign.
    1945 - VIALE, ROBERT M., Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army, Company K, 148th Infantry, 37th Infantry Division. Place and date: Manila, Luzon, Philippine Islands, 5 February 1945. Entered service at: Ukiah, Calif. Birth: Bayside, Calif. G.O. No.: 92, 25 October 1945. Citation: He displayed conspicuous gallantry and intrepidity above and beyond the call of duty. Forced by the enemy’s detonation of prepared demolitions to shift the course of his advance through the city, he led the 1st platoon toward a small bridge, where heavy fire from 3 enemy pillboxes halted the unit. With 2 men he crossed the bridge behind screening grenade smoke to attack the pillboxes. The first he knocked out himself while covered by his men’s protecting fire; the other 2 were silenced by 1 of his companions and a bazooka team which he had called up. He suffered a painful wound in the right arm during the action. After his entire platoon had joined him, he pushed ahead through mortar fire and encircling flames. Blocked from the only escape route by an enemy machinegun placed at a street corner, he entered a nearby building with his men to explore possible means of reducing the emplacement. In 1 room he found civilians huddled together, in another, a small window placed high in the wall and reached by a ladder. Because of the relative positions of the window, ladder, and enemy emplacement, he decided that he, being left-handed, could better hurl a grenade than 1 of his men who had made an unsuccessful attempt. Grasping an armed grenade, he started up the ladder. His wounded right arm weakened, and, as he tried to steady himself, the grenade fell to the floor. In the 5 seconds before the grenade would explode, he dropped down, recovered the grenade and looked for a place to dispose of it safely. Finding no way to get rid of the grenade without exposing his own men or the civilians to injury or death, he turned to the wall, held it close to his body and bent over it as it exploded. 2d Lt. Viale died in a few minutes, but his heroic act saved the lives of others.
    1945 – As he said he would when he was driven from the Philippines in 1942, Gen. Douglas MacArthur returned.
    1948 - Top Hits
“Golden Earrings” - Peggy Lee
“How Soon” - Jack Owens
“Ballerina” - Vaughn Monroe
“I’ll Hold You in My Heart (Till I Can Hold You in My Arms)” - Eddy Arnold
    1948 - Dick Button became the first American to win a gold medal in figure skating when he triumphed at the Fifth Winter Olympics at St. Moritz, Switzerland. Button earned a second gold medal four years later at Oslo, Norway.
    1950 - Stan Kenton’s Band records Shorty Roger’s “Jolly Rogers,” “Blues in a Riff,” Hollywood, CA.
    1952 – The first “Don’t Walk” sign was installed, in NYC.
    1953 - "Peter Pan", the Walt Disney film, opened at the Roxy Theatre in New York City. Although the film is now said to be a great work, not all of the 1953 critics liked the Disney stylization of J.M. Barrie's play.
    1953 - Lucille Ball and Desi Arnaz excitedly received the first of several Emmy Awards at the 4th Annual Emmy Awards banquet in Los Angeles. “I Love Lucy” won for Best Situation Comedy and Lucille Ball won for Best Comedienne. Other winners at the event included “Robert Montgomery Presents” for Best Dramatic Program; “Dragnet” for Best Mystery, Action, or Adventure Program; “Your Show of Shows” won for Best Variety Program; and “Time for Beany” was chosen Best Children's Program for the third year in a row. Emmys were originally going to be called "Ikes," a short form for the television iconoscope tube, but the name had problems, as it was also the nickname of war hero and future President Dwight D. Eisenhower. Ultimately, the nickname chosen was a feminization of "Immy," a term commonly used for the early image orthicon camera tube. 
    1955 - WNEW Radio in New York City announces the results of its annual music popularity poll. The winners are Perry Como, Patti Page, the Crew- Cuts and Ray Anthony. 
    1955 - The Fontaine Sisters' "Hearts of Stone" hits #1
    1956 - Top Hits
“Rock and Roll Waltz” - Kay Starr
“See You Later, Alligator” - Bill Haley & His Comets
“No, Not Much!” - The Four Lads
“Sixteen Tons” - Tennessee Ernie Ford
    1957 - Bill Haley and the Comets arrived in London for their first British tour. Haley's popularity was already beginning to decline in North America, but he continued to tour regularly in Britain and Europe through the mid-1970's.
    1958 – The Air Force lost a 7,600-pound nuclear bomb in the waters off Tybee Island near savannah, GA.  An F-86 fighter plane collided with the B-47 bomber carrying the bomb. To protect the aircrew from a possible detonation in the event of a crash, the bomb was jettisoned. Following several unsuccessful searches, the bomb was presumed lost somewhere in Wassaw Sound off the shores of Tybee Island. On April 16, the military announced the search had been unsuccessful.  They still do not know where it is!
    1960 - No. 1 Billboard Pop Hit: “Teen Angel'' by Mark Dinning. Dinning was surrounded by music from an early age: three of his sisters formed the group the Dinning Sisters (which had a top 10 song with the Oscar-winning “Buttons and Bows'') and his baby-sitter was Patti Page. The song debuts at No. 100 on the Hot 100.
    1961 - The Shirelles finished their first week at #1 on the music charts with "Will You Love Me Tomorrow". The song spent two weeks at the top spot. It was the group’s first #1 song and the first #1 hit for the songwriter. She became a star in her own right, having many singles and albums in the 1970s. Her name is Carole King.
    1961 - Two big influences of '60s pop make their debuts. Mary Wells with "Bye Bye Baby" and Gene Pitney with "Love My Life Away." (1961)
    1963 - Co-founder of Chess records, Leonard Chess, tells Billboard, "As it stands today, there's virtually no difference between rock & roll, pop & rhythm & blues. The music has completely overlapped."
    1964 - Top Hits
“I Want to Hold Your Hand” - The Beatles
“You Don’t Own Me” - Leslie Gore
“Out of Limits” - The Marketts
“Begging to You” - Marty Robbins
    1966 - Petula Clark's "My Love" hits #1
    1966 - Staff Sergeant Barry Sadler's "Ballad of the Green Berets" entered the US charts on its way to number one. Released at the height of the Vietnam War, it became one of the fastest sellers in the modern record business. It climbed very quickly on the charts and stayed number one for 13 weeks. The song was originally recorded for distribution to American troops, but RCA had Sadler record it with a full complement of studio musicians. Sadler soon resumed his military career, and was not heard from again until 1978 when he was involved in the first of two well-publicized shooting incidents. He later suffered brain damage when he was shot during a robbery at his home in Guatemala. 
    1966 - Surf-rockers the Marketts enter the Hot 100 for the fifth and last time with the "Batman Theme." It reaches #17 in nine weeks on the charts. 
    1967 - "The Smothers Brothers Comedy Hour" premieres on CBS (later ABC, NBC). The CBS show lasted until April 4, 1969 when it was cancelled by CBS for being too controversial. The hour-long show strongly influenced television humor during the two years it aired. Tom and Dick, however, frequently found themselves at odds with the censors over material that would be considered tame today. Guests and cast members frequently knocked the Vietnam War and the Nixon Administration. Acts with antiwar protestors such as Harry Belafonte were often cut.
    1968 - Dr. Benjamin Spock, Yale University chaplain William Sloan Coffin, novelist Mitchell Goodman, Michael Ferber, a graduate student at Harvard, and Marcus Raskin, a peace activist, are indicted on charges of conspiracy to encourage violations of the draft laws by a grand jury in Boston. The charges are the result of actions taken at a protest rally the previous October at the Lincoln Memorial. The four are convicted and Raskin acquitted on June 14th. 
    1969 - NOONAN, THOMAS P., JR.,  Medal of Honor
Rank and organization: Lance Corporal, U.S. Marine Corps, Company G, 2d Battalion, 9th Marines, 3d Marine Division. Place and date: Near Vandergrift Combat Base, A Shau Valley, Republic of Vietnam, 5 February 1969. Entered service at: Brooklyn, N.Y. Born: 18 November 1943, Brooklyn, N.Y. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a fire team leader with Company G, in operations against the enemy in Quang Tri Province. Company G was directed to move from a position which they had been holding southeast of the Vandergrift Combat Base to an alternate location. As the marines commenced a slow and difficult descent down the side of the hill made extremely slippery by the heavy rains, the leading element came under a heavy fire from a North Vietnamese Army unit occupying well concealed positions in the rocky terrain. Four men were wounded, and repeated attempts to recover them failed because of the intense hostile fire. L/Cpl. Noonan moved from his position of relative security and, maneuvering down the treacherous slope to a location near the injured men, took cover behind some rocks. Shouting words of encouragement to the wounded men to restore their confidence, he dashed across the hazardous terrain and commenced dragging the most seriously wounded man away from the fire-swept area. Although wounded and knocked to the ground by an enemy round, L/Cpl. Noonan recovered rapidly and resumed dragging the man toward the marginal security of a rock. He was, however, mortally wounded before he could reach his destination. His heroic actions inspired his fellow marines to such aggressiveness that they initiated a spirited assault which forced the enemy soldiers to withdraw. L/Cpl. Noonan's indomitable courage, inspiring initiative, and selfless devotion to duty upheld the highest traditions of the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country. 
    1969 - Bobby Brown of New Edition was born in Boston. After leaving the teen R&B group, New Edition, he had a string of solo hits, including the million-selling No. 1 song “My Prerogative.'' He has a bit part in the film “Ghostbusters II'' which features his million-selling song “On Our Own.'' In 1992, he married singer Whitney Houston. They eventually divorced after a tumultuous marriage.
    1969 - The Beatles "Yellow Submarine" album, the soundtrack to the animated film of that name, is awarded a gold record. The album contains only four previously unreleased Beatles songs: Harrison’s "It's All Too Much" and "Only a Northern Song" and Lennon and McCartney's "Hey Bulldog" and "All Together Now." (1969)
    1970 - No. 1 Billboard Pop Hit: “Venus,'' The Shocking Blue. The song is the biggest-selling single from Holland.
    1971 - Apollo 14 commander Alan B. Shepard Jr. became the fifth human to walk on the moon with astronaut Edgar D. Mitchell.
    1972 - Top Hits
“American Pie” - Don McLean
“Let’s Stay Together” - Al Green
“Day After Day” - Badfinger
“One’s on the Way” - Loretta Lynn
    1972 - Paul Simon released his first solo single following his breakup with Art Garfunkel, "Mother and Child Reunion." Recorded in Jamaica, it reached number four on the Billboard Hot 100. The second hit off the record "Me and Julio Down by the Schoolyard," turns out to be one of quirkiest songs of the year.
    1972 - Neil Young's "Heart of Gold" is released.
    1972 - Bob Douglas became the first black man elected to the Basketball Hall of Fame in Springfield, MA. Douglas not only coached the New York Renaissance, an all-black team which won 88 consecutive games in 1933, he owned the team. 
    1973 - Elton John's "Crocodile Rock" goes gold. 
    1974 - Patty Hearst, daughter of newspaper publisher William Randolph Hearst, was kidnapped at gunpoint. It was a major story in its day. Hearst was abducted by a left-wing terrorist group known as the Symbionese Liberation Army. After being isolated and threatened with death, she became supportive of their cause, making propaganda announcements for them and taking part in illegal activities.  Hearst was found 19 months after her kidnapping, by which time she was a fugitive wanted for serious crimes. She was held in custody, despite speculation that her family's resources would prevent her spending time in jail. At her trial, the prosecution made Hearst's character and sexual morality an issue, suggesting that she had not been raped while being held prisoner by the SLA. She was found guilty of bank robbery. Her conviction and long prison sentence were widely seen as unjust, but the procedural correctness of her trial was upheld by the courts. Hearst's sentence was commuted by President Carter and she was pardoned by President Clinton.  As a side note, the Hearsts hired the assignment editor of KGO-TV to be their spokesman, which opened up the position and he recommended Kit Menkin for the job, which I accepted.
    1975 - North Vietnamese Gen. Van Tien Dung departs for South Vietnam to take command of communist forces in preparation for a new offensive. In December, 1974, the North Vietnamese 7th Division and the newly formed 3rd Division attacked Phuoc Long Province, north of Saigon. This attack represented an escalation in the "cease-fire war" that started shortly after the Paris Peace Accords were signed in 1973. The North Vietnamese wanted to see how Saigon and Washington would react to a major attack so close to Saigon. President Richard Nixon and his successor, Gerald Ford, had promised to come to the aid of South Vietnam if the North Vietnamese launched a major new offensive. With Nixon's Watergate resignation and Ford facing an increasingly hostile Congress, Hanoi was essentially conducting a "test" attack to see if the United States would honor its commitment to Saigon. The attack was much more successful than the North Vietnamese anticipated: the South Vietnamese soldiers fought poorly and the United States did nothing. Emboldened by their success, the North Vietnamese decided to launch a major offensive against the South Vietnamese. "Campaign 275" began on March 1, 1975. The North Vietnamese forces quickly overran the South Vietnamese and the United States failed to provide the promised support. Saigon fell on April 30 and the South Vietnamese government officially surrendered.
    1976 - Before a roaring crowd of fellow countrymen, Austrian Franz Klammer won the downhill ski race at the XII Winter Olympic Games at Innsbruck, Austria. Clad in bright yellow, Klammer electrified a worldwide television audience with his breathtaking run.
    1977 - Mary Macgregor’s "Torn Between Two Lovers" hits #1
    1979 - The Pointer Sisters' version of Bruce Springsteen's "Fire" turns gold the same month as it reaches #2. 
    1980 - Top Hits
“Rock with You” - Michael Jackson
“Do that to Me One More Time” - The Captain & Tennille
“Coward of the County” - Kenny Rogers
“I’ll Be Coming Back for More” - T.G. Sheppard
    1981 - Prime Minister Pierre Trudeau inducts singer Joni Mitchell into the Canadian Music Hall of Fame.
    1987 - For the first time, the Dow Jones industrial average closed above the 2,200-point mark, closing at 2201.49. 
    1988 - A rare snow event occurred in southern Louisiana. 2 to 4 inches fell from East Baton Rouge parish to St. Tammany and Washington parish. This was the most snow in southern Louisiana since 1973.
    1988 - Top Hits
“Need You Tonight” - INXS
“Could’ve Been” - Tiffany
“Hazy Shade of Winter” - Bangles
“Wheels” - Restless Heart
    1988 - Military strongman General Manuel Antonio Noriega and 16 associates are arrested on drug smuggling and money laundering charges. Noriega, the de facto dictator of Panama since 1983, was charged with smuggling marijuana into the United States, laundering millions of U.S. dollars, and assisting Colombia's Medellin drug cartel in trafficking cocaine to America. The Panamanian leader denied the charges and threatened expulsion of the 10,000 U.S. service personnel and their families stationed around the Panama Canal. In 1968 Noriega, then a first lieutenant in the Panamanian National Guard, played an important part in a coup that ousted President Arnulfo Arias and brought General Omar Torrijos to power. Early the next year, Torrijos rewarded Noriega for his loyalty by promoting him to lieutenant colonel and appointing him chief of military intelligence. In 1970, Noriega, who had first been approached by the Central Intelligence Agency (CIA) while a promising military student in the early 1960s, went on the payroll of the CIA. The United States used Noriega as a check against the left-leaning Torrijos and as an informer on Central American revolutionaries, the Colombian drug cartels, and communist Cuba, which Torrijos, though not a Marxist himself, admired and visited. Noriega, meanwhile, developed his G-2 intelligence agency into a feared secret police force and became involved in the drug trade. The U.S. government was aware of his drug trafficking, and in 1977, he was removed from the CIA payroll. However, in 1981, the United States organized and financed the anti-Sandinista Contras in Nicaragua, and Noriega was brought back into the CIA fold. For a salary of close to $200,000 a year, Noriega provided intelligence about the Sandinistas and Cubans to the Americans and aided the Contras in their drug-trafficking efforts. Noriega's criminal trial began in 1991, and he pleaded innocent. On April 9, 1992, he was found guilty on eight counts of drug trafficking, racketeering, and money laundering, marking the first time in history that a U.S. jury had convicted a foreign leader of criminal charges. He was sentenced to 40 years in federal prison.
    1993 - President William Clinton signed the Family and Medical Leave Act, legislation requiring companies with 50 or more employees and all government agencies to allow employees to take up to 12 weeks unpaid leave in a 12-month period to deal with the birth or adoption of a child or to care for a relative with a serious health problem. The bill became effective August 5, 1993.
    1994 - Avowed White supremacist Byron de le Beckwith is convicted of the murder of NAACP field representative Medger Evers, after more than thirty years, ending the lengthiest murder case in American history. Evers was gunned down in the driveway of his Jackson, Mississippi home while his wife, Myrlie, and the couple's small children were inside waiting for their father. Beckwith, widely recognized as the killer, was prosecuted for murder in 1964. However, two all-white (and all-male) juries deadlocked and refused to convict Beckwith. A second trial held in the same year resulted in a hung jury. The matter was dropped when it appeared that a conviction would be impossible. Myrlie Evers became the national chairwoman of the NAACP and refused to give up, pressing authorities to re-open the case. In 1989, documents came to light showing that jurors were illegally screened. Prosecutor Bobby DeLaughter worked with Myrlie Evers to force another prosecution of Beckwith. After four years of legal maneuvering, they were finally successful. At the third trial, they produced a riflescope from the murder weapon with Beckwith's fingerprints. Justice was finally achieved when Beckwith was convicted and given a life sentence by a racially diverse jury in 1994. The story was dramatized in Rob Reiner's movie, “Ghosts of Mississippi”. Beckwith appealed the conviction, claiming that he had not been granted a speedy trial as required by the Constitution. However, the appeals courts have rejected his argument.
    1996 - Bank of America announced it would open a branch on America Online, allowing customers to bank on the Internet. Online banking and financial applications would become extremely successful in attracting customers.  Online and mobile banking are commonplace today, expanding across all connected devices.
    1996 - General Motors launched a Web site with more than 16,000 pages and 98,000 links. GM's site would become one of the largest on the Web and eventually offered online car shopping. 
    1996 - The great Arctic outbreak of '96 began to wind down, but not before one more frigid morning. Raleigh-Durham, North Carolina dropped to zero degrees for its coldest February temperature on record. Lakeland and Orlando, Florida recorded subfreezing temperatures with 24 and 26 degrees, respectively. 10 below zero at Lynchburg, Virginia tied its all-time record low. Some of the coldest temperatures in 20 years for southern New England were experienced. Shrewsbury, Massachusetts recorded 23 below and Willimantic, Connecticut fell to 22 below.
    1998 - Elton John and Stevie Wonder perform at the White House for US President Bill Clinton and British Prime Minister Tony Blair.
    1999 - CityJazz, the new concert facility housing the Down Beat Jazz Hall of Fame, celebrates its grand opening with the help of artists whose presence implies a blessing on the upscale venue. Trumpeter Maynard Ferguson, drummer Elvin Jones, clarinetist Artie Shaw, and pianists Horace Silver and Cecil Taylor, five of only 14 living members of the venerable jazz magazine's Hall of Fame, crowd on stage during the opening ceremonies.
    2002 - John Walker Lindh, who was captured on November 25, during the 2001 invasion of Afghanistan while fighting for the Taliban, was indicted by a federal grand jury on 10 charges, alleging that he was trained by Osama bin Laden's network and that he conspired with the Taliban to kill Americans.  Walker accepted the plea bargain offered which meant he would plead guilty to two charges: serving in the Taliban army and carrying weapons, also consent to a gag order that would prevent him from making any public statements on the matter for the duration of his twenty-year sentence. In return, all other charges were dropped. He is currently serving his sentence at the federal Supermax facility in Florence, Colorado.
    2006 – Super Bowl 40.  Seattle scored first late in the first quarter on Josh Brown's 47-yard field goal, a few plays after an offensive pass interference call against wide receiver Darrell Jackson nullified his 16-yard touchdown reception. Then, with less than two minutes left in the first half, Steelers quarterback Ben Roethlisberger ran for a 1-yard sneak. The touchdown was reviewed automatically and upheld on replay review. Pittsburgh took a 14–3 lead on their first drive in the second half with running back Willie Parker's Super Bowl record 75-yard touchdown run. Antwaan Randle El capped off the game with a 43-yard touchdown pass to wide receiver Hines Ward on a fake reverse to give the Steelers a 21–10 edge.  (Wikipedia)
    2012 – Eli Manning and the New York Giants one-upped Tom Brady and the New England Patriots again, coming back with a last-minute score to beat New England 21-17 for New York's fourth Super Bowl title. It was a rematch of Super Bowl XLII, when Manning led New York past New England to ruin the Pats’ bid for a perfect season. But in the end, it was Manning who directed the nine-play, 88-yard drive that put New York ahead when running back Ahmad Bradshaw scored the winning touchdown.
    2013 - Founder Michael Dell leads a consortium that announced plans to take Dell private with a $24.4 billion leveraged buyout deal - the largest buyout seen since the recession.   Dell Inc. officially went private on October 29, 2013.
    2015 - RadioShack, founded in 1921, filed for bankruptcy.  The company sold up to half of its stores to Sprint and closed the remainder, disappearing from the fast-changing retail electronics landscape.  It was at Radio Shack that Michael Dell was introduced to computers and bought his first one, an Apple II, there.
Super Bowl Champions:
2006 - Pittsburgh Steelers-21, Seattle Seahawks-10
2012 - New York Giants-21, New England Patriots-17



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- United States CEOs Optimistic for 2016
- Tiny bank, huge ROE: WebBank’s Fintech hidden recipe
- Curt Ritter, Leasing News Person, 2010
   Sworn in as Mayor of Chatham Township, New Jersey
- Growth of Financial Technology Hitting Leasing
- AXIS Capital Board of Directors Announces
   Expansion of Senior Management Team
- Leasing News Person of the Year for 2015
   Bruce Kropschot
- Happy Mango Wants to Demystify Credit Scoring
   and Open Up Loans to More People
- Marlin Business Services Is A Buyout Target
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- Chisick Back in Business As Excel Business Funding
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- Free State UCC Searches
- Great News! Section 179 Signed into Law
- California Sucks for Merchant Advance
   Response to Editor Sean Murray,
- Each Year Poet Barry Marks, also an Attorney,
    Writes a Christmas Poem for Leasing News Readers
      “For a better economy in 2-0-1-6”
- California Concerned about Financial Technology Practices
- Confirmed—Capital One Equipment Finance Corp.
   Exiting the Marketplace  - and Why
- Alternative Ways to Score Consumer Credit
    Worthiness in the global Underbanked market
- Top Five Leasing Company Websites
- Is Fintech the Next Big Bust?
- Online Marketing for Social Media
  New Concepts to Increase Business
- Navitas Lease Corp. CA Lenders License Policy
    Issues Policy to All Third Party Originators
- US Business Did Not Fall for These Lessors
    Despite the ELFA October MLFI-25 Report
- Dealstruck and Lendio Release State of Online
   Lending Industry eBook
- Building An Alternative Lending Sales Profile
   Are You a Broker or Not?
- Alternate Finance/Cash Advance Lenders Not Regulated as Banks
- RBC Completes Acquisition of City National
   Parent of First American Equipment Finance
- Ascentium Capital Announces $281 Million Securitization
- Valerie Jester Receives 2014 Award
    Leasing Person of the Year
- ELFA San Antonio Conference Report
   Forecast Equipment Finance Market to Hit $1.045 Trillion
- VGM Group, Inc. CEO and Founder Van G. Miller
- FinTech Legend Dave Murray is Back, This Time
  as Copperline Capital, LLC, Chicago, Illinois
- A Look at Why John Thain is Retiring from CIT
- Barry Drayer Released after Serving 13 Years
- Small Business Alternative Lending Conference
- OnDeck Expands Product Set To Meet
  Full Range of Small Business Financing Needs
- In a Surprise Move, Marlin Business Co-Founder/CEO
  Daniel P. Dyer Resigns
- Hiring a Credit Analyst
- Report on the NEFA Atlanta, Georgia Conference
- NEFA Elects New Officers
- Your “Return on Investment” on eDocs
- Alert: Integrity Financial Group
 Active Again on the Internet
- Originators 89% Satisfied with Current Position
  Survey Finds: 56% Had Incomes of $125,000
- Changes in the Commercial Finance and Leasing Industry
- Insurance Certificates are Often Virtually Worthless
- Richest Man in Leasing: Steven Udvar-Hazay
- Canadian Finance and Leasing Association
   Annual Conference Report by Hugh Swandel
- The 50 Best Fintech Innovators Report
- Most Report Leasing Business Up in August
- New "Same Day ACH" Goes into Effect Sept. 23, 2016
- Light Attendance at NAELB Atlanta Conference
- Who Needs a Desk? Watch the Change
- Advice on Testifying at a Deposition
- Reader Says Too Many Telephone Calls to Client
  All Generated from UCC Filings
- Employee Exodus at Direct Capital, Portsmouth, NH
- Jeff Rudin Family Adopts Mindy
- Top Five Leasing Company Web Sites
  in North America
- Leasing News Bulletin Board Update
   Hawkins Counter Sues $50,000 Judgement
Fed Chair Asks Cobra Capital for a Survey
- Apple Moves to Direct Financing
     Leasing News Exclusive
- How Many Types of Leases?
- OnDeck Capital Hit with Several Law Suits
- President of EAR Sentenced to Five Years
- Stick Mobility--Yoga to the Next Level
  New Exercise for Individuals or Groups
- Dale Kluga Sees Alternate Finance Bubble Ahead
   Concerned History is Repeating Itself
- The top 50 brands in Quick Service and Fast Casual
- Charlie Chan on Balboa Capital
- The Volume Produced by Alternate Finance is Astounding
   Changing the Way Credit Decision Are Being Made
- NAELB Leasing School Says it is Time
- All Wireless Phones to Have Anti-Theft Devices
- Dan Baldwin Forms "Cloud Broker Association"
- CLFP Foundation Breaks Record, Plus 18 New Members
- FDIC Cases Against Failed Bank Directors & Officers 26 to Date
- Senior Vice President Sentenced to Federal Prison
    Loss to Bank was $991,680
- Web App with Calculator for Vendors- One Month Free Trial
- Equipment Finance Decision Maker Survey Results:
   Vendor & Small Biz
- Bank Officer Gets One Year/$174,000 Judgment
- 182 Bank Officers Plus Investigated by SIGTARP
- Element Financial Tearing Up the US Market
- Which States Finance the Most Equipment
- New Website
- Lease One Tagged for Fraud in Lease Commitment
     by Tom McCurnin, Leasing News Legal Editor
- Three New Bulletin Board Complaints
    US Business Funding, Newport Beach, California
- Verhelle Founds Harvard Partners, LLC
- Business Loans/Cash Advance Increase
- Subject: Need a corporation 3-7 years old? Reaction
- Financial Pacific Leasing Digitizes
   End-to-End Transaction Lifecycle with DocuSign & eOriginal
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- Bulletin Board Complaint
   Balboa Capital, Irvine, California
- Provide “Added Value” by Protecting Your Customer
    Get Repeat Customer/Vendor Business with These Tips
      By Christopher Menkin
- Reader Complaint About LEAF Financial Investment (Collection)
- 2015 U.S. Digital Future in Focus
     by comScore
- Report: “The Impact of Alternative Financing on the
    Equipment Leasing and Finance Industry"
- The Equipment Leasing and Finance Foundation Releases
 study "Digital Documents in the Equipment Finance Industry”
- Bulletin Board Complaint Matrix Business Capital
    First Response to Cease & Desist
- US Business Funding, Newport Beach, California
  Bulletin Board Complaint $5,915 Deposit Made in 2013
- Update--Balboa Files: "It was an Operating Lease"
   By Tom McCurnin and Frank Peretore 
- Leasing Brokers: When May You Collect a Commission?
- Bulletin Board Complaint
    Integrity Financial Groups, Alpine, Utah
- “Capital” or “Finance” in Name, Better Have a License
- Bulletin Board Complaint
  Brian Acosta/Matrix Business Capital
- Maricle Found Guilty in Not Returning Advance Fees  
- Balboa Capital Sued in Federal Court for
        Bait and Switch Sales Tactics
- Details, Details...How Important are they?
   Very, When the Lessor Sneaks in a Blanket Lien
- What is Leasing?
    Legal Definitions by Leasing News Legal Editor Tom McCurnin
- Invest in Your Country
  U.S. Savings Bonds
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    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
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Use a Password Generator
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- Look Out!!! --Two Evergreen/PRR Clause Lessors Merge
   Onset Financial/Mazuma Capital
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- Netiquette: Rules of Behavior For Email and the Internet
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
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- 5 Ways Women Are Better Bosses Than Men
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
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    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs