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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industry


Wednesday, February 10, 2016

Today's Equipment Leasing Headlines

School for Loan Brokers/Alternate Finance & Real Estate
 as well as leasing -- in Business Since 2009/also forms NACLB
Leasing Schools/Franchisors
  Leasing News List
Leasing Industry Ads---Help Wanted
 Apply Today
20 Years: How 37 Banks Merged Into 4
Lease Finance Group Tagged with Class Action
  by Tom McCurnin, Leasing News Legal Editor
Saluting Leasing News Advisor
  Allan Levine
Let’s Talk About Ice
Business Technology Performance Index Reveals Top
 Technology Trends at Equipment Finance Companies
Quick Bridge Funding Financial Platform
   Wins 2016 BIG Innovation Award
Labrador Retriever/Shar Pei Mix
   Albany, New York  Adopt-a-Dog
Flowers Growing February 9th in Saratoga
  78 degrees today, partly cloudy, Walking Bode
News Briefs---
LendingClub Models Misfire as Loan Write-Offs Top Forecasts
  7 percent to 8 percent
European banks face major cash crunch
   pare down assets to bolster capital reserves re: cheap oil
6 Myths About the New Lease Accounting Rules
George Azih, Director of Operations, LeaseQuery
Survey: Online databases can help collectors
    double right party contact rates
Peyton Manning and Budweiser:
 5 facts to know
Jack has an offer: 1 Million free burgers
  Easy to sign up!  --  "I did!" - Kit

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
   SparkPeople--Live Healthier and Longer
   Winter Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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School for Loan Brokers/Alternate Finance & Real Estate
as well as leasing --  in Business Since 2009/also forms NACLB

Commercial Capital Training is headquartered in Albany, New York. The group also has three offices, New York City, Rochester, New York and Orlando, Florida, with 30 employees, according to their web site.

Founded by Kris Roglieri, CEO, and according to the web site, classes
are taught by him, the group has “600 finance entrepreneurs the ability to own and operate their very own commercial finance businesses.”

Roglieri has also founded “an association for today's modern commercial loan broker called the National Alliance of Commercial Loan Brokers (NACLB). We had our first ever conference last year at the Red Rock Casino in Las Vegas and over 400 commercial loan brokers attended and was very successful for a first time conference. We are still finalizing the details for this year and will soon announce the place/city for this year’s conference and agenda.”
Commercial Capital Training Offers Two Programs:

Signature Gold Program - $25,000
“A 7-day Comprehensive Training Held in Our Albany, NY Headquarters Taught by Our Founder and CEO, Kris Roglieri… Our commercial finance training course and finance entrepreneur start-up program has been established in a time when banks are lending less to business owners and alternative funding businesses are emerging to fill the lending gap that exists among businesses of all sizes.

“We also offer entrepreneurs interested in focusing more on their business an elite Platinum Program that includes and expanded marketing package, lead generation for two years, your very own commercial finance product and more.”

Elite Platinum Package - $60,000
“Some of the highlights to this package are real time exclusive leads every month for the first 2 years of your business and marketing for the life of your business and a private label financing product that your company can offer. All of this will be managed and executed by a marketing company that truly knows your business. In fact, it is the world’s only dedicated finance specific digital marketing agency, The Finance Marketing Group. http://finance

LinkedIn Profile

Kris Roglieri
Founder and CEO
Commercial Capital Training Group
January 2009 – Present (7 years 2 months) Albany, NY

We are the nation's number premier commercial finance training company teaching and educating current or aspiring entrepreneurs about commercial financing. Our program is the Most Comprehensive Commercial Finance Training Program in the World. As a graduate of Commercial Capital Training Group's unique program, you will be able to offer capital loans from $5,000 to $500,000,000 or more to businesses and commercial real estate deals of all sizes, credits, and industries. We also specialize in educating and training current or aspiring commercial loan brokers in over 42 different product segments and financial instruments in the commercial finance marketplace. We pride ourselves on creating a "new breed" of commercial loan broker or consultant in the market place. With over 42 different commercial finance services to offer, you will be able to provide a one-stop solution for any business or commercial real estate transaction, large or small. We specialize in "Creating Successful Entrepreneurs in Capital Markets"

Founder and CEO
The Finance Marketing Group
February 2009 – Present (7 years 1 month) Albany, NY
“The Finance Marketing Group is a one of a kind digital marketing agency that leverages talent, direct experience, marketing know-how, and a passion for many finance industries. We help Banks, Lenders, Finance Brokers, and Financial Services companies throughout the nation to cultivate fresh ideas for print and digital marketing campaigns. We are based in Albany, New York; the team boasts an array of knowledgeable, forward-thinking professionals ready to assist your marketing needs. We know the commercial finance and banking industry better than anybody because our roots come from a family commercial finance companies. Our services included, SEO, SEM, Link Building, Print Marketing, Email Marketing, Social Media Marketing, Content Strategy, Website Building, Public Relations, Video Production, and overall Marketing strategies tailored for our clients. Unlike every other marketing agency that claims to ‘know’ your industry when in fact they haven’t the slightest idea, we actually do. We live and breathe your world every day.”

Durham Commercial Capital
January 2006 – Present (10 years 2 months) Albany, NY
“Durham Commercial Capital is a non-recourse direct lender for factoring accounts receivables. We don’t borrow from Banks or hedge funds. We have all our own capital which allows us to fund transactions that other factors can’t do. We don’t have restrictions that other lenders may have which allow us to fully understand your business and help you reach your goals.”

Prime Commercial Lending
January 1993 – Present (23 years 2 months)
“Prime Commercial Lending with its innovative lending platform, provides capital directly and indirectly for commercial real estate finance as well as business loans to small, medium and large size businesses. As a private lender and advisory firm, we have the ability to understand our client’s needs and properly identify the right financing solution per capital need without the obstacles that banks present today. With our funding capacity from 5k to over well over 100MM our team is highly experienced in funding transactions nationally and internationally. To date Prime Commercial Lending has funded over $2 Billion dollars of transactions.”
Commercial Capital Training Website  



Leasing Schools/Franchisors 
(For our "Financial and Sales Training" list, please click here)

Note only one, Global Financial Training, teaches more than
leasing, according to the school’s website.

"In 2001, Global Leasing founder Phil Dushey created a new company to train independent entrepreneurs who want to enter the lucrative field of business financing. Global Financial Training Program teaches all aspects of finance including Equipment Leasing, Accounts Receivable Financing, Cash Advance, Commercial Real Estate, SBA Loans and much more. Phil’s students have found great success with his program."

Global Leasing


Wheeler Leasing School



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20 Years: How 37 Banks Merged Into 4

click for larger image



Lease Finance Group Tagged with Class Action
by Tom McCurnin
Leasing News Legal Editor

Illinois Federal Class Action Survives Motion to Dismiss. Lease Finance Group’s Principal, Jay Cohen Also Named

Blankenship v. Pushpin Holdings, LLC, No. 14 C 6636, 2015 WL 5895416 (N.D. Ill. Oct. 6, 2015)

Much-maligned Lease Finance Group may be on the way out, at least if an Illinois federal lawsuit continues down the path of litigation. The facts follow.

Lease Finance Group is an equipment lease provider that goes by several alternate business names, including Northern Leasing Systems, Retriever Payment Systems, MBF Leasing, Golden Eagle Leasing, and Lease Source. It leases credit card processing equipment like terminals, printers, barcode scanners, and other point-of-sale technology. Lease Finance Group’s equipment leases are often packaged with the merchant accounts of payment processors, meaning that business owners are often unaware that they are signing up for both the equipment and the credit card processing service through multiple companies. There are over 400 complaints with the Better Business Bureau in the last three years.

Plaintiff Ronald Blankenship is a 71–year old sole proprietor operating a shoe repair store in Bessemer, Alabama whose signature on the lease and service agreement was alleged to have been forged. The credit card machine did not work very well, and when it did work, LFG did not timely credit the bank account. The lease had a mandatory arbitration provision. 

Plaintiff Gary Brassfield operates an auto lube shop in Arkansas and leased equipment with a service agreement. He also claims the lease was forged.  His lease also had an arbitration provision. 

Notwithstanding the existence of the arbitration clause, LFG filed hundreds of small claims suits against customers in Illinois. 

Blankenship and Brassfield filed a class action suit (which was removed to federal district court in Illinois) alleging unfair business practices, the use of small claims suits when the lease has an arbitration provision, and multiple assignments by LFG to other Cohen controlled entities. In addition, the parties sued for breach of contract. The Plaintiffs sued on behalf of two classes: (1) “All persons who were sued in small claims court in the last ten years in the Circuit Court of Cook County, Illinois by the Class Action Defendants in violation of the mandatory arbitration clauses;” and (2) “All persons who were sued in small claims court in the last three years on Leases where their signature was forged in violation of the Illinois Deceptive Practices Act “ICFA.” 

LFG filed a motion to dismiss claiming that the false advertising and forgeries were not adequately stated, the Plaintiffs did not rely on the false promises, The ICFA only protects consumers, and there was no showing of actual damages. In addition, LFG claimed there was no breach of contract. 

The court quickly addressed LFG’s claims and held that Plaintiffs have made a prima facie showing on the proposed common questions of law and fact for the putative classes, and Defendants can challenge this again at class certification. Thus, the Court denied Defendants’ motion to strike Plaintiffs class allegations without prejudice. 

What are the takeaways here?

• First, This is a Serious Complaint. The allegations of forgeries, small claims suits, and non-functioning equipment and not remitting proceeds are serious allegations. I’ve defended enough class actions to know that unless you get the action thrown out, it’s a pretty safe bet that the court will certify the class, and when that happens, the defendant is going to pay a lot of money. 

• Second, Many Companies and Alter-Egos Are Involved. The list of the various players is long and it appears as though most of the company’s names are joined. The business model was to assign these rapidly to various shell entities which presented the lessee with a moving target. The class action lawyers appear to have nailed down the target to, as they say in the military, fire for effect. 

• Third, The Company’s Principal Is Named. The court noted that the assignments back and forth all bear Mr. Cohen’s signature, both as assignor and assignee.  Thus, absent insurance coverage, Mr. Cohen appears on the hook, and cannot bankrupt this problem away.

Fourth, Speaking of Insurance, Most Companies Should Have Insurance For This. Most companies have commercial general liability and umbrella liability policies that should be evaluated for coverage, along with errors and omissions policies and directors’ and officers’ policies. Indeed, in my experience, some lawsuits may require a “patchwork quilt” of insurance policies to address the asserted claims, with some insurers paying part of the defense cost and other insurers paying other discreet portions. Apportioning this coverage among multiple insurers represents a big challenge for defense counsel. 

The bottom line to this case is that these are very serious allegations which may ultimately cost LFG a very high six figure number, if not larger. Once this case is certified as a class action, LFG should be prepared to write a really big check.

Blankenship v Pushpin Holdings

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Leasing News Advisor
Allan Levine
Allan Levine, President and COO
9D Gwynns Mill Court
Owings Mills, MD 21117
Direct Line: 443.796.7337
fax: 443.796.7200
Equipment and Vehicle Leasing Solutions

Allan Levine is President and Chief Operating Officer of Madison Capital, LLC, and has been in the vehicle and equipment leasing business since 1971. In 1971, he began working with a firm focused on vehicle and small-ticket equipment leasing. In 1974, Allan started Fox Auto & Truck Discount Leasing Company, which evolved, in the early 1980’s, into Fox Discount Leasing, Inc. In 1987, the name changed to form Fox Valley Leasing, which merged with Harbor Leasing to become Madison Capital in August of 1997.

Mr. Levine served on the board and was editor of the Eastern Association of Equipment Leasing's quarterly publication. The association merged with the United Association of Equipment Leasing, formerly the Western Association of Equipment Leasing, now under the new name: National Equipment Finance Association.

After college, Mr. Levine did marketing work for Polaroid (“If anyone remembers them. They thought digital photography would not make it,” Levine told Leasing News.) He learned much of his sales and marketing skills at Polaroid. He is known as a very good writer and humorist. He has served on many boards and committees throughout the leasing industry, and has been active in community organizations. His involvement has included the local chapter of the NVLA (National Vehicle Leasing Association). He also has served on The Equipment Leasing and Finance Association’s Committee for Independent Leasing Companies (ILC) and its Future Council group. He was Vice President of The Jewish Community Center and on its board of directors for years, and is past Chair of The Gordon Center (a 550-seat boutique venue for the performing arts). He has also served as a big brother in that local organization.

Mr. Levine was recently appointed to the advisory board of Maryland Financial Bank. He is also on the board and finance committee of  Woodholme Country club (his local golf stop). He is a past Chairman of the Board of The Chimes, an international not-for-profit serving over 20000 individuals with development disabilities and employs more than 2300 employees. He has also served, at the board and committee levels of additional local philanthropic and community organizations. He is a past trustee of The Maryland Zoo. It is the fourth largest Zoo in the US. 

Mr. Levine is a graduate of the University of Maryland where he played lacrosse. He is married and has 7 grandchildren. He told Leasing News he plays golf and works out regularly in order to keep the energy level needed to support the rigors of the leasing and financing industry.

He joined the advisory board June 6, 2007. 





##### Press Release ############################

Business Technology Performance Index Reveals Top
Technology Trends at Equipment Finance Companies

Replacing Front- and Back-End Systems Remains a Top Priority,
While Big Data, Cloud and Mobile Gain Ground

Washington, DC,—  Staying competitive in a digital world is making replacement of front- and back-end systems a top priority for equipment finance firms, reveals the 2015/2016 Business Technology Performance Index (BTPI), released by the Equipment Leasing and Finance Association (ELFA) and Capgemini, a world leading  provider of consulting, technology and outsourcing services. The thirteenth annual BTPI finds that while the equipment finance industry has been a slow adopter of digital technologies due to the constraints of working with legacy platforms, strong recognition exists for capturing digital capabilities via replacement of back-end systems while continuing to make improvements on front-end workflows.

ELFA President and CEO Ralph Petta said: “ELFA is pleased to offer the thirteenth annual Business Technology Performance Index. We encourage our members to read the report to gain insight into the technology trends that equipment finance companies are using to drive their firms into new opportunities and improve operations.”

Michael E. Baez, Manager of Banking & Diversified Financials for Capgemini Financial Services, said: “In the wake of intensified competition, increasing compliance, shrinking margins and evolving customer demands, leading equipment finance firms are trying to meet these challenges by looking to replace their front- and back-end systems. Core legacy platforms are antiquated, expensive to maintain and in many cases, don’t meet current or future business needs.”

Key findings of the BTPI report, which is based on industry research and input from ELFA members, include:

Replacement of front- and back-end systems remains a top initiative for equipment finance companies in the near future. Front-end systems generally refer to originations, or the activity related to a transaction from the time of application to booking, including credit underwriting and documentation. Back-end systems generally refer to servicing, or the period after the booking of a transaction and includes accounting, customer service, collections, end of term and asset disposition.

  • Reversing the traditional focus on the front end, 40% of the survey respondents indicated that a back-end platform replacement would be considered in the next 18 months, while only 25% said the front-end platform would be looked at.
  • A total of 60% of respondents indicated that their core back-end platform does not meet their future needs, while 40% indicated that their back-end platform doesn’t meet their current needs.
  • Nearly half of all respondents indicated that their core front-end platform does not meet their future needs, with 40% of respondents looking for increased workflow capabilities.
  • Data show that a majority of companies are more interested in establishing a single, enterprise-wide package-based solution, with almost 40% reporting interest in implementing best-of-breed solutions from multiple vendors.

Big data, cloud computing and mobile adoption is set to grow:

  • A total of 61% of respondents said big data is becoming a driver of current revenues as it helps them identify opportunities for cost savings.
  • While a quarter of respondents do not currently have cloud computing and 60% consider themselves adoption beginners, it is expected that cloud capabilities will grow in the coming year.
  • Over half of the respondents indicated that mobile is a best-in-class offering and they have planned for it in the future, despite 60% of companies currently ranking themselves at the bottom of an adoption lifecycle.

Effective digital strategies offer competitive advantage across equipment finance companies’ value chains. These include improvements in operational efficiencies, product innovation and access to new channels and markets. The BTPI report offers strategies for equipment finance firms to improve their return on IT investment and a checklist of system replacement costs. It also provides insight into Capgemini’s Technovision framework to assess the business potential of new technologies, design principles and business transformation trends.

Download the Report
The 2015/2016 Business Technology Performance Index is available to download from the ELFA website at and the Capgemini website at

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit Follow ELFA on


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


### Press Release ############################

Quick Bridge Funding Financial Platform
Wins 2016 BIG Innovation Award

IRVINE, Calif.----Quick Bridge Funding, a privately-held, Inc. 500 financial services firm, announced it has been named a leader and winner in the 2016 BIG Innovation Awards presented by the Business Intelligence Group based on internally building its new innovative, scalable enterprise financial platform.

Through a trusted network of professional sales partners, Quick Bridge provides short-term working capital loans for small to mid-sized businesses nationwide. It demonstrated innovation in its development and implementation of its new platform that uses technology to improve operations, enhance customer interactions, enter new markets and build overall ROI. The platform provides transparent and real-time access to sales partners, brokers, banks, and other third parties via a robust set of APIs and web portals which allow all to connect seamlessly within the system. Quick Bridge used a video to demonstrate to the judges its capability to process a deal from submission to funding in just seven minutes.

Ben Gold
Quick Bridge Funding

“The BIG Innovation Award showcases our proprietary technology,” said President Ben Gold. “The data-driven platform specifically focuses on user experience for both our broker partners and the business end-user.”


Hamlet Khodaverdian, Quick Bridge Funding Senior Vice President and CIO, , said, “Our proprietary technology platform combines the tactical acuity of computers with strategic human insight and guidance. Internally, we consider it an intelligence platform which is learning all the time and complementing our employees’ knowledge. The platform extends into every department within the company and provides a robust set of services and APIs to external partners and business end-users.”

Russ Fordyce
Managing Director
Business Intelligence Group

“It was clear from our judges that Quick Bridge was clearly deserving of being recognized as a leader in innovation. We are proud to award them the 2016 BIG Innovation Award,” said Russ Fordyce, managing director of the Business Intelligence Group. “This is well-deserved recognition of your pursuit of excellence and creativity in solving problems.”

Organizations from across the globe submitted their innovations for consideration in the BIG Innovation Awards. Nominations were judged by a select group of business leaders who volunteer their time and expertise to score submissions and provide feedback.

This is Quick Bridge Funding’s second award for its new platform. It was a winner of the 2015 Equipment Leasing and Finance Association (ELFA) 2015 Operations and Technology Excellence Award.

For more information on Quick Bridge Funding call (888) 233-9085 or visit

About Quick Bridge Funding

Quick Bridge Funding is a privately-held financial services firm headquartered in Irvine, California with a satellite office in New York City. Through a trusted network of professional sales partners, Quick Bridge provides short-term working capital loans for small to mid-sized businesses nationwide. It ranked #5 on the 2015 Inc. 500 list of America’s Fastest Growing Private Companies with a three-year sales growth of 28,138 percent. Experience, technical knowledge, strong capitalization and creativity make it possible for Quick Bridge Funding to help small- to medium-sized businesses achieve the American Dream.

About Business Intelligence Group

The Business Intelligence Group was founded with the mission of recognizing true talent and superior performance in the business world. Unlike other industry and business award programs, business executives—those with experience and knowledge—judge the programs. The organization’s proprietary and unique scoring system selectively measures performance across multiple business domains and then rewards those companies whose achievements stand above those of their peers.

#### Press Release #############################


Labrador Retriever/Shar Pei Mix
Albany, New York  Adopt-a-Dog

4 years Old
Primary Colors: Black; Secondary: White or Cream
Coast Length: Short
Current on all vaccinations.

"**WE ARE IN DESPERATE NEED OF FOSTER HOMES AT THIS TIME** Homeward Bound Dog Rescue is an all-volunteer rescue organization and all our dogs and puppies are in foster homes - we are not a shelter and do NOT have a facility. For adoption information go to: You must fill out an application online as we do NOT accept applications at our clinics.

"My name is Mickey. I am a 4-year-old male Lab/Shar Pei mix. I was owner surrendered because I had a skin condition. After I was treated with some medications my skin cleared right up. I have a great temperament and I am good with dogs and children and now I am looking for someone who knows beauty is more than skin deep. Please come see me soon.

"Our adoption clinics are at our new facility in Schenectady on John Street, directly behind Boulevard Bowl (Erie Boulevard) every Saturday from 10 am to 1 pm (directions are on our website). We require an approved application before we consider anyone for an adoption - so filling out the application is your first step. We do NOT accept applications at our clinics; they MUST be filled out online before coming to our adoption events. Different dogs and puppies go up for adoption EVERY WEEK so please feel free to visit the site and click on the Petfinder link for updates. Puppies and dogs up to 2 years old are $295. Dogs over 2 years old are $195. 100% of the adoption fees go to help us save more dogs."


Homeward Bound Dog Rescue of New York
PO Box 5782
Albany, NY 12205

Adoption Information:

Adopt a Pet



Flowers Growing February 9th in Saratoga
78 degrees today, partly cloudy, Walking Bode

It's difficult to believe the weather here in Silicon Valley, California. I took this photo today as I walked Bode on our regular walk; Monte Vista, near El Camino Grande. One of the older houses in the neighborhood, who have a great view of Santa Clara Valley from their dining room, family room, and backyard.

These are wildflowers, not planted by the owners, but brought up by the recent rains that we still need badly.
  Kit Menkin


News Briefs---

LendingClub Models Misfire as Loan Write-Offs Top Forecasts
  7 percent to 8 percent

European banks face major cash crunch
 pare down assets to bolster capital reserves re: cheap oil

6 Myths About the New Lease Accounting Rules
George Azih, Director of Operations, LeaseQuery

Survey: Online databases can help collectors double right party contact rates

Peyton Manning and Budweiser: 5 facts to know

Jack has an offer: 1 Million free burgers
Easy to sign up! "I did!"  --  Kit




--You May Have Missed It

Apple Shipped 12 Million Smartwatches in 2015
 "Handily beat its smartwatch rivals"


SparkPeople--Live Healthier and Longer

You Asked: Are There Any Risks to Becoming a Vegetarian?


Winter Poem

Walking Alone in Late Winter

by Jane Kenyon

How long the winter has lasted -- like a Mahler
symphony, or an hour in the dentist's chair.
In the fields the grasses are matted
and gray, making me think of June, when hay
and vetch burgeon in the heat, and warm rain
swells the globed buds of the peony.

Ice on the pond breaks into huge planes. One
sticks like a barge gone awry at the neck
of the bridge. . . . The reeds
and shrubby brush along the shore
gleam with ice that shatters when the breeze
moves them. From beyond the bog
the sound of water rushing over trees
felled by the zealous beavers,
who bring them crashing down. . . . Sometimes
it seems they do it just for fun.

Those days of anger and remorse
come back to me; you fidgeting with your ring,
sliding it off, then jabbing it on again.

The wind is keen coming over the ice;
it carries the sound of breaking glass.
And the sun, bright but not warm,
has gone behind the hill. Chill, or the fear
of chill, sends me hurrying home.





Sports Briefs----

California Taxman Coming for Super Bowl Champion Broncos

L.A. Rams owner Stan Kroenke buys legendary Texas ranch for $725 million

Eli Manning Finally Explains His Sad Super Bowl Face

Gary Kubiak, John Elway led Broncos to glory in familiar fashion

Bradshaw to Spanos: 'How much money do you need?'
- argues that the Chargers should remain in San Diego

After Super Bowl exit, Panthers' Cam Newton at a crossroads


Receivables Management LLC

John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


California Nuts Briefs---

California’s drought adds $2 billion in electricity costs 

Cyrus’ Doug Keane Opening Napa Restaurant



“Gimme that Wine”

Foley Family Wines purchases Chalone Vineyard of Monterey County

2015 Washington Wine Grape Production Decreased 2%

Malbec a delicious Pacific Northwest red

An Amazon sommelier just phoned me to recommend wine

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

        1676 - In King Philip’s War, the Narragansett and Nipmuck Indians, searching for food, raided Lancaster, Mass. Over 35 villagers were killed and 24 were taken captive including Mary Rowlandson and her 3 children. Rowlandson was freed after 11 weeks and an account of her captivity was published posthumously in 1682.
    1677 - Virginia Governor William Berkley revokes the royal pardon which Colonel Herbert Jeffreys has brought for rebels of Bacon’s Rebellion. In defiance of the Crown, Berkley proceeds to execute 23 of the rebels.
    1753 - Treaty of Paris ends French and Indian War. Canada was ceded to Britain, France received various West Indies possessions and Spain won Louisiana and Cuba. Known in Europe as the Seven Years' War, this conflict ranged from North America to India, with many European nations involved. In North America, French expansion into the Ohio River Valley in the 1750s led to conflict with Great Britain. Some Indians fought alongside the French; a young George Washington fought for the British. As a result of the signing of the Treaty of Paris, France lost all claims to Canada and had to cede Louisiana to Spain. Fifteen years later, French bitterness over the loss of its North American colonies to Britain contributed to its supporting the colonists in the American Revolution.
    1841 - The Act of Union, uniting Upper and Lower Canada, came into effect.
    1846 - Their leader assassinated and their homes under attack, the Mormons of Nauvoo, Illinois, begin a long westward migration that eventually brings them to the valley of the Great Salt Lake in Utah. The members of the Church of Jesus Christ of Latter-day Saints had been persecuted for their beliefs ever since Joseph Smith founded the church in New York in 1830. Smith's claim to be a modern-day prophet of God and his acceptance of polygamy proved controversial wherever the Mormons attempted to settle. In 1839, Smith hoped his new spiritual colony of Nauvoo in Missouri would provide a permanent safe haven for the Saints, but anti-Mormon prejudice there proved virulent. Angry mobs murdered Smith and his brother in June, 1844 and began burning homes and threatening the citizens of Nauvoo. Convinced that the Mormons would never find peace in the United States, Smith's successor, Brigham Young, made a bold decision: the Mormons would move to the still wild territories of the Mexican-controlled Southwest. Young had little knowledge of the geography and environment of the West and no particular destination in mind, but trusting in God, he began to prepare the people of Nauvoo for a mass exodus. On this day in 1846, Young abandoned Nauvoo and began leading 1,600 Mormons west across the frozen Mississippi in subzero temperatures to a temporary refuge at Sugar Grove, Iowa. Young planned to make the westward trek in stages, and he determined the first major stopping point would be along the Missouri River opposite Council Bluffs. He sent out a reconnaissance team to plan the route across Iowa, dig wells at camping spots, and in some cases, plant corn to provide food for the hungry emigrants. The mass of Mormons made the journey to the Missouri River, and by the fall of 1846, the Winter Quarters were home to 12,000 Mormons. After a hard journey across the western landscape, Young and his followers emerged out onto a broad valley where a giant lake shimmered in the distance. With his first glimpse of this Valley of the Great Salt Lake, Young reportedly said, "This is the place." That year, some 1,600 Mormons arrived to begin building a new civilization in the valley. The next year, 2,500 more made the passage. By the time Young died in 1877, more than 100,000 people were living in the surrounding Great Basin, the majority of them Mormons. Young, however, had not escaped the troubles that plagued the Church in the East. By early 1848, the Mormons' haven became a U.S. territory after the American victory in the Mexican War. The Mormons had finally found a permanent home along the Great Salt Lake, but its isolation and freedom from persecution was short-lived.
    1855 - US citizenship laws were amended to include all children born abroad of US parents.
1855 - The Women's Hospital of New York City is founded. Although it provides much needed care for poor women, the hospital was also the arena for J. Marion Sims. Much of his work was done on Black slaves where he saved countless lives and developed new procedures in gynecology. He founded the hospital for Black women to receive free care.
    1861 - Jefferson Davis receives word that he has been selected president of the new Confederate States of America. Davis was at his plantation, Brierfield, winter pruning rose bushes with his wife, Varina, when a messenger arrived from nearby Vicksburg. It was not a job he wanted, but he accepted it out of a sense of duty to his new country. Varina later wrote that she saw her husband's face grow pale and she recalled, "Reading that telegram he looked so grieved that I feared some evil had befallen our family. After a few minutes he told me like a man might speak of a sentence of death." Davis said of the job: "I have no confidence in my ability to meet its requirement. I think I could perform the function of a general." He could see the difficulties involved in launching the new nation. "Upon my weary heart was showered smiles, plaudits, and flowers, but beyond them I saw troubles innumerable. We are without machinery, without means, and threatened by powerful opposition but I do not despond and will not shrink from the task before me." Davis was prescient in his concerns. He drew sharp criticism during the war: Alexander Stephens, the vice president, said Davis was "weak and vacillating, timid, petulant, peevish, obstinate," and Stephens declared that he held "no more feeling of resentment toward him" than he did toward his "poor old blind and deaf dog." His appointment of his friends as generals was one of his main undoings, plus his inability to keep to a course. It is said, he changed his mind about military strategy often, actually following the suggestions of the last military person with whom he spoke. There were legendary conflicts between him and Gen. Joe Johnston over tactics.  He had been elected to a six year term, never finishing it, and many believe he would not have been re-elected.
    1863 - Two of the world's most famous midgets, General Tom Thumb, who stood three feet, four inches high, and his bride, Lavinia Warren, who was two feet, eight inches tall, were married in New York City, in front of 2,000 of their closest friends.
    1863 - Alanson Crane patented the fire extinguisher.
    1868 - Birthday of William Allen White (d. 1944), at Emporia, KS.   American newspaperman, owner and editor of the Emporia Gazette. Coined the phrase “tinhorn politician” and in one obituary, wrote of the deceased that he had “The talent of a meat-packer, the morals of a money changer and the manners of an undertaker.”
    1868 - The temperature of 32 degrees below zero recorded at Muscatine, Iowa on the Mississippi River was the lowest for the period 1839 to 1965.
    1870 - The first YWCA in the US was formed in NYC.
    1893 - Birthday of “The Schnozz,” Jimmy Durante (d. 1980), on the Lower East Side, New York City. His first break into show biz came when he was 17 when he got a regular job playing ragtime at a saloon at Coney Island. Later his friend, Eddie Cantor, urged him to try comedy. In the 1920's, he had a very popular nightclub in New York called “Durant.” The painter had left “e” off and wanted a $100 bucks to re-do the sign and lights. Durante developed a unique comedic style as a short-tempered but lovable personage. His shtick included slamming down his hat and flapping his arms. His clothing, enormous nose, craggy face, gravely singing voice and mispronunciations were all part of the persona. Durante, whose career spanned six decades, appeared on TV, stage and screen. His television signoff, “Good night, Mrs. Calabash, wherever you” are became a trademark.
    1893 - Birthday of William Tatem “Bill” Tilden, Jr., (d. 1953), at Philadelphia.  Generally considered one of the greatest players of all time, Tilden won more tournaments than the record books can count. A nearly flawless player, he was also an egotistical showman on the court with an interest in show business. He turned pro in 1930 and continued to win regularly.
    1894 – Pitcher Herb Pennock was born in Kennett Square, PA.  Pennock won 241 games and posted a 5-0 record in five World Series for the New York Yankees over a 22-year Major League career. He was elected to the Hall of Fame shortly after his death in 1948.
    1897 – The familiar slogan “All the News That’s Fit to Print” appeared on page one of The New York Times. It had first appeared on the editorial page on Oct 25, 1896. Although in 1896, a $100 prize was offered for a slogan, owner Adolph S. Ochs concluded that his own slogan was better.
    1899 – The record low temperature for the state of Ohio was set at Milligan when the mercury dipped to 39 degrees below zero. The record low temperature for Virginia was also set at Monterey with 29 degrees below zero.
    1902 – Birthday of Walter Brattain (d. 1987), Xiamen, China.  Together with William Shockley and John Bardeen, he invented the transistor. The three shared the Nobel Prize for physics in 1956 for the transistor and for their work on semiconductors. The transistor replaced the bulky vacuum tubes previously used in electronics and paved the way for all later microelectronics.
    1902 – Drummer William Henry “Chick” Webb (d. 1934) birthday, Baltimore.
    1906 – Lon Chaney, Jr. (d. 1973) was born Creighton Tull Chaney in Oklahoma City.  Chaney was well-known for playing The Wolf Man, The Mummy, Frankenstein’s Monster and Count Dracula in numerous Universal Studios horror films. 
    1907 - Birthday of alto sax player Walter” Foots” Thomas (d. 1981), Muskogee, OK. He also was an arranger in Cab Calloway’s orchestra. He moved to New York City in 1927, and played for a time with Jelly Roll Morton. He then joined The Missourians in 1929, just before Calloway took it over. In 1943, he left to work with Don Redman.
    1908 - Birthday of Jean Coulthard (d. 2000), Vancouver, BC.  She was the first composer from the Canadian west coast to gain wide recognition. Her orchestral compositions "Canadian Fantasy," "Excursion," "Ballade (A Winter's Tale)" and "Song to the Sea" established her reputation in Canada in the early 1940's. In 1953, the CBC commissioned her to write” A Prayer for Elizabeth" to mark the Queen's coronation.
    1914 - Birthday of Larry Adler (d. 2001), harmonica virtuoso, Baltimore.
    1916 - Birthday of accordion player Aldus Roger (d. 1999), Carencro, LA.
    1920 - Representatives for Major League Baseball outlawed pitches that involve tampering with the ball, including using the spitter or sandpaper or emery paper. It may be a baseball law but, it is often broken like others. Many umpires have the nail files to prove it.  Separately, Lee Magee admitted to NL President John Heydler and Cubs President William Veeck that he tried to throw a game with the Boston Braves when he was with the Cincinnati Reds in 1918, but that the Reds won the game in the 13th inning. Heydler later testified on June 8 that Magee told him he became suspicious that Hal Chase had double-crossed him and so he stopped payment on the check…and this was well before the 1919 World Series that the Black Sox threw to the same Reds!
    1921 - Birthday of pianist Big Joe Duskin (d. 2007), Birmingham, AL
    1923 - For the first time, ink paste was manufactured by the Standard Ink Company. It was available in one color: black.
    1925 - In Michigan City, Indiana, the first waterless gas storage tank was put into service.
    1925 - At an American League meeting, a plan was adopted to alternate the site of future World Series openers by league rather than deciding it by a coin toss:  Games One, Two, Six, and Seven in one park and Three, Four, Five in the other, unless a ban on Sunday baseball interfered in one city. The clubs finishing fourth in the AL will share in the World Series pool. World Series umpires received a raise to $2,500, while umps in city series will earn $700.
    1927 - Birthday of opera singer Mary Violet Leontyne Price, Laurel, MS.  She rose to international acclaim in the 1950s and 1960s, and was one of the first African-Americans to become a leading artist at the Metropolitan opera.  One critic characterized Price's voice as "vibrant", "soaring" and "a Price beyond pearls", as well as "genuinely buttery, carefully produced but firmly under control", with phrases that "took on a seductive sinuousness.”  Time magazine called her voice "Rich, supple and shining, it was in its prime capable of effortlessly soaring from a smoky mezzo to the pure soprano gold of a perfectly spun high C."
    1927 - Gisele Mackenzie (d. 2003), Canadian singer, star of “Your Hit Parade” TV show during the 1950s, was born in Winnipeg, Manitoba. Her mother was a concert singer and pianist.
    1930 - Actor Robert Wagner (It Takes a Thief”, “Hart to Hart”) was born in Detroit.
    1932 - Birthday of accordion/zydeco player Rockin' Dopsie, Sr., (d. 1993) was born Alton Rubin, Carencro, LA.'%20Dopsie/rockindopise.html
His son, Rockin' Dopsie, Jr.
    1933 – Oregon state record low temperature of -54ºF (-48ºC), Seneca, OR.
    1933 - The Postal Telegraph Company of New York City introduced the singing telegram.
    1933 - In round 13 at a boxing match held at Madison Square Garden in New York, Primo Carnera knocked out Ernie Schaaf. While the crowd and the press at the match shouted, "Fake!" at the knockout, Schaaf later died as a result of that punch. It was no fake.
    1934 - The United States Postal Service issued the first stamps without perforations or glue in New York City. One had to cut apart the stamps, then apply glue to the back to get them to stick to an envelope. After numerous complaints, the Postal Service changed this idea.
    1935 - The Pennsylvania Railroad started passenger service with its new "streamlined" electric locomotive. The engine was 79 1/2 feet long and weighed 230 tons.
    1939 - Birthday of singer Roberta Flack, Asheville, North Carolina. She had a half-dozen ballad hits in the 1970's, including three number-ones:  "The First Time Ever I Saw Your Face," "Killing Me Softly With His Song" and "Feel Like Makin' Love." Flack returned to the top-10 in 1991 with "Set the Night to Music," a duet with Maxi Priest.
    1942 - A Japanese submarine launches a brutal attack on Midway, a coral atoll used as a U.S. Navy base. It was the fourth bombing of the atoll by Japanese ships since December 7. The capture of Midway was an important part of the broader Japanese strategy of trying to create a defensive line that would stretch from the western Aleutian Islands in the north to the Midway, Wake, Marshall, and Gilbert Islands in the south, then west to the Dutch West Indies. Occupying Midway would also mean depriving the United States of a submarine base and would provide the perfect launching pad for an all-out assault on Hawaii. Adm. Isoroku Yamamoto, mastermind of the Pearl Harbor attack and commander in chief of the Japanese combined fleet, knew that only the utter destruction of U.S. naval capacity would ensure Japanese free reign in the Pacific. Japanese bombing of the atoll by ship and submarine failed to break through the extraordinary defense put up by Adm. Chester Nimitz, commander of the U.S. Navy in the Pacific, who used every resource available to protect Midway and, by extension, Hawaii. Yamamoto persevered with an elaborate warship operation, called Mi, launched in June, but the Battle of Midway was a disaster for Japan, and was the turning point for ultimate American victory in the Pacific. The television series “Victory at Sea” has an excellent episode regarding this early part of the war, especially the Japanese underestimation of the American fighting stamina.
    1942 - Second Lieutenant Alexander Ramsey “Sandy” Ninger, Jr. was posthumously awarded World War II's first Medal of Honor for heroism at the Battle of Bataan. He had graduated from West Point in 1941 and was on his first assignment after being commissioned.
    1942 - For Decca Records in Los Angeles, California, Ted Fio Rito's orchestra recorded "Rio Rita". Bob Carroll provided the vocals for the song that became the group's theme song.
    1942 - The first gold disc ever awarded to an artist was presented to the Glenn Miller Orchestra by RCA Victor during a radio broadcast. The presentation was for Miller's recording of "Chattanooga Choo-Choo," which sold more than 1.2 million copies on the Bluebird label. The award was not solid gold - it was merely gold lacquered.
    1945 - "Rum and Coca Cola" by Andrews Sisters hits #1
    1945 - Top Hits
“Rum and Coca Cola” - Andrew Sisters
“Accentuate the Positive” - Johnny Mercer
“I Dream of You” - The Tommy Dorsey Orchestra (vocal: Freddy Stewart)
“I'm Losing My Mind Over You” - Al Dexter
    1949 - Lee J. Cobb, Arthur Kennedy and Mildred Dunnock starred in, "Death of a Salesman", which opened at New York City's Morocco Theatre. The play would later become a major motion picture.
    1949 - Joe Fulks of the Philadelphia Warriors set an NBA record by scoring 63 points in a game against the Indianapolis Jets. Fulks' total was the largest recorded by an NBA player before the introduction of the 24-second clock in 1954. His record stood until November 8, 1959, when Elgin Baylor of the Minneapolis Lakers scored 64 points.
    1950 – Olympic gold-medal swimmer Mark Spitz was born in Modesto, CA.  A nine-time Olympic champion and former world record-holder in seven events, he won seven gold medals at the 1972 Summer Olympics in Munich, an achievement surpassed only by Michael Phelps, who won eight golds at the 2008 Summer Olympics in Beijing. Spitz set new world records in all seven events in which he competed in 1972, an achievement that still stands. Since the year 1900, no other swimmer has gained so great a percentage of all the medals awarded for Olympic events held in a single Games. 
    1952 - DAVIS, GEORGE ANDREW, JR., Medal of Honor
Rank and organization: Major, U.S. Air Force, CO, 334th Fighter Squadron, 4th Fighter Group, 5th Air Force. Place and date: Near Sinuiju-Yalu River area, Korea, 10 February 1952. Entered service at: Lubbock, Tex. Born: 1 December 1920, Dublin, Tex. Citation: Maj. Davis distinguished himself by conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. While leading a flight of 4 F-86 Saberjets on a combat aerial patrol mission near the Manchurian border, Maj. Davis' element leader ran out of oxygen and was forced to retire from the flight with his wingman accompanying him. Maj. Davis and the remaining F-86's continued the mission and sighted a formation of approximately 12 enemy MIG-15 aircraft speeding southward toward an area where friendly fighter-bombers were conducting low level operations against the Communist lines of communications. With selfless disregard for the numerical superiority of the enemy, Maj. Davis positioned his 2 aircraft, and then dove at the MIG formation. While speeding through the formation from the rear he singled out a MIG-15 and destroyed it with a concentrated burst of fire. Although he was now under continuous fire from the enemy fighters to his rear, Maj. Davis sustained his attack. He fired at another MIG-15 which, bursting into smoke and flames, went into a vertical dive. Rather than maintain his superior speed and evade the enemy fire being concentrated on him, he elected to reduce his speed and sought out still a third MIG-15. During this latest attack his aircraft sustained a direct hit, went out of control, and then crashed into a mountain 30 miles south of the Yalu River. Maj. Davis' bold attack completely disrupted the enemy formation, permitting the friendly fighter-bombers to successfully complete their interdiction mission. Maj. Davis, by his indomitable fighting spirit, heroic aggressiveness, and superb courage in engaging the enemy against formidable odds exemplified valor at its highest.
    1953 - Top Hits
“Don't Let the Stars Get in Your Eyes” - Perry Como
“Why Don't You Believe Me” - Joni James
“Keep It a Secret” - Jo Stafford
“I Let the Stars Get in My Eyes” - Goldie Hill
    1954 - “The Glenn Miller Story”, starring James Stewart and June Allyson, has its American premiere in New York City, some ten years after his disappearance over the English Channel during World War II.  The movie was massively successful at the box office. In 1954, the film was nominated for three Academy Awards, including Best Screenplay and Best Score. The film won the Oscar for Best Sound Recording, by Leslie I. Carey.  Its soundtrack was equally successful, reaching number one on the Billboard album charts in 1954, featuring a number of the band’s most popular recordings.
    1954 - President Eisenhower warned against US involvement in Vietnam.
    1956 - Elvis Presley recorded "Heartbreak Hotel" for RCA Records in Nashville, Tennessee. The record was awarded two gold records, one for each side. The hit song gracing the other side was "I Was the One"
    1956 - Little Richard records "Long Tall Sally"
    1956 - "My Friend Flicka" TV Premiere. CBS series about a boy and his horse based on the children's book by Mary O’Hara. The series was set in the early 1960's on the Goose Bar Ranch in Montana. Johnny Washbrook starred as Ken McLaughlin, Gene Evans as Ken's father, Bob, Anita Louise as Ken's mother, Nell, Frank Ferguson as Gus, the ranch hand, and Wahanna, the beautiful Arabian horse, as Flicka.
    1957 - Rev. Martin Luther King, Jr., and other Southern black clergy founded the Atlanta-based Southern Christian Leadership Conference (SCLC) to help coordinate civil rights activities in the South. King remained the SCLC's president until his assassination in 1968. King's son, Martin Luther King III, became the SCLC's president on January 15, 1998.
    1958 - Elvis Presley attains his ninth US number one single with the double-sided hit "Don't" / "I Beg of You".
    1958 - Frank Sinatra's "Come Fly with Me" rose to the top of the US album chart, where it would stay for the next five weeks.
    1959 - Link Wray performs his controversial instrumental hit "Rumble" on American Bandstand. Because of its title, many radio stations refused to play the record, but it still managed to sell over a million copies and reach #16 on the Billboard Pop chart.
    1959 - St. Louis, Missouri was hit by an F4 tornado. Nearly 2000 buildings were damaged or destroyed and over $10 million in damage was done. 21 people lost their lives and 345 sustained injuries
    1960 - Adolph Coors III, the beer brewer and grandson of the founder, while on his way to work, he was murdered at the age of 44 in a foiled kidnapping attempt by escaped murderer Joseph Corbett in Golden, CO. In September, the remains of Coors were found by hunters in a remote area around Pikes Peak. The subject of an international manhunt, Corbett was captured in Vancouver, BC in October of that year.
    1961 - The Los Angeles Chargers in the American Football League, moved to San Diego, California. The club began play in 1960 as a charter member of the American Football League.  In 1960, QB Jack Kemp was captain of the team and he led the Chargers to a Western Division Championship with a 10–4 record. The high-scoring Chargers won divisional crowns in five of the league’s first six seasons and the AFL title in 1963 with a 51–10 victory over the Boston Patriots.  Ironically, the Chargers are one of three teams to apply for relocation to Los Angeles in 2016, including the Rams who were approved, and the Oakland Raiders who may do so if the Chargers decline to do so.  San Diego Raiders?????
    1961 - Top Hits
“Will You Love Me Tomorrow” - The Shirelles
“Calcutta” - Lawrence Welk
“Shop Around” - The Miracles
“North to Alaska” - Johnny Horton
    1961 - Henry Mancini had the #1 album in the US with the soundtrack to the film “Breakfast at Tiffany's”.
    1962 - Francis Gary Powers, the U.S. pilot of a U-2 plane shot down over the Soviet Union in 1960, was exchanged for KGB agent Rudolf Abel in Berlin.
    1964 - The press reported "millions of teenage boys are spending extra time in front of the mirror trying to make their hair look like Paul McCartney's...," after The Beatles appeared on "The Ed Sullivan Show" the night before.
    1965 - Viet Cong guerrillas blow up the U.S. barracks at Qui Nhon, 75 miles east of Pleiku on the central coast, with a 100-pound explosive charge under the building. A total of 23 U.S. personnel were killed, as well as two Viet Cong. In response to the attack, President Lyndon B. Johnson ordered a retaliatory air strike operation on North Vietnam called Flaming Dart II. This was the second in a series of retaliations launched because of communist attacks on U.S. installations in South Vietnam. Just 48 hours before, the Viet Cong struck Camp Holloway and the adjacent Pleiku airfield in the Central Highlands. This attack killed eight U.S. servicemen, wounded 109, and destroyed or damaged 20 aircraft. With his advisors advocating a strong response, President Johnson gave the order to launch Operation Flaming Dart, retaliatory air raids on a barracks and staging areas at Dong Hoi, a guerrilla training camp 40 miles north of the 17th parallel in North Vietnam. Johnson hoped that quick and effective retaliation would persuade the North Vietnamese to cease their attacks in South Vietnam. Unfortunately, Operation Flaming Dart did not have the desired effect. The attack on Qui Nhon was only the latest in a series of communist attacks on U.S. installations, and Flaming Dart II had very little effect.
    1965 - An often used quote was first spoken by Hubert H. Humphrey who said, "The impersonal hand of government can never replace the helping hand of a neighbor." Humphrey was a beloved United States Senator from Minnesota and a Vice-President during the Lyndon Johnson administration. He eventually ran for the Presidency but lost to Richard M. Nixon, primarily because Nixon promised to end the war in Viet Nam (which he eventually did) and Humphrey was Johnson's former vice-president, who at best “waffled” on the Viet Nam war. Perhaps what lost him the very close race was the Chicago Democratic National Convention. The convention, which began August 12, 1968, was the most violent in U.S. history. Antiwar protestors clashed with police and national guardsmen. Hundreds of people, including bystanders and members of the press, were beaten by police, some in full view of television cameras. Nixon beat Humphrey 31,785,480 to 31,275,166, and independent George C. Wallace, a third-party candidate, 9,906,473. The electoral vote was 302 to 191 and Wallace received 45. The republicans gained four seats in the House and five in the Senate (the Democrats still held majorities of 58-42 in the Senate and 243 in the House). The Republicans gained five governorships in the election.
    1966 - Andrew Brimmer is appointed the first Black person to serve on the Federal Reserve Board.
    1967 - Procedures for presidential succession were further clarified by the 25th Amendment, along with provisions for continuity of power in the event of a disability or illness of the president, ratified today in 1967.
    1967 - The Beatles record "A Day in the Life". The Beatles and George Martin added the orchestral crescendos to "A Day in the Life", using a 40-piece orchestra. Martin would later recall that when he told some of Britain's finest musicians that they were to play twenty-four bars of cacophonous, improvised crescendo, "they all looked at me as though I were completely mad."
    1968 - Sly and the Family Stone's "Dance to the Music" enters the pop charts
    1969 - Top Hits
“Crimson and Clover” - Tommy James & The Shondells
“Everyday People” - Sly & The Family Stone
“Touch Me” - The Doors
“Daddy Sang Bass” - Johnny Cash
    1970 - BACA, JOHN P., Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Company D, 1st Battalion, 12th Cavalry, 1st Cavalry Division. Place and date: Phuoc Long Province, Republic of Vietnam, 10 February 1970. Entered service at: Fort Ord, Calif. Born: 10 January 1949, Providence, R.I. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sp4c. Baca, Company D, distinguished himself while serving on a recoilless rifle team during a night ambush mission A platoon from his company was sent to investigate the detonation of an automatic ambush device forward of his unit's main position and soon came under intense enemy fire from concealed positions along the trail. Hearing the heavy firing from the platoon position and realizing that his recoilless rifle team could assist the members of the besieged patrol, Sp4c. Baca led his team through the hail of enemy fire to a firing position within the patrol's defensive perimeter. As they prepared to engage the enemy, a fragmentation grenade was thrown into the midst of the patrol. Fully aware of the danger to his comrades, Sp4c. Baca unhesitatingly, and with complete disregard for his own safety, covered the grenade with his steel helmet and fell on it as the grenade exploded, thereby absorbing the lethal fragments and concussion with his body. His gallant action and total disregard for his personal well-being directly saved 8 men from certain serious injury or death. The extraordinary courage and selflessness displayed by Spc4. Baca, at the risk of his life, are in the highest traditions of the military service and reflect great credit on him, his unit, and the U.S. Army.
    1971 - Four journalists, including photographer Larry Burrows of Life magazine, Kent Potter of United Press International, Nenri Huett of the Associated Press, and Keisaburo Shimamoto of Newsweek, die in a South Vietnamese helicopter operating in Laos. The journalists had been covering Operation Lam Son 719, a limited attack into Laos by South Vietnamese forces, when their helicopter crashed. Vietnam was one of the most reported conflicts in the history of warfare. In 1964, when the massive American buildup began, there were roughly 40 U.S. and foreign journalists in Saigon. By August 1966, there were over 400 news media representatives in South Vietnam from 22 nations. The Vietnam War correspondents in the field shared the same dangers that confronted the front-line troops, risking their lives to witness and report the realities of the battlefield. Sixteen Americans lost their lives while covering the war. American journalists are among the 42 U.S. civilians still missing in action and unaccounted for in Southeast Asia, including NBC News correspondent Welles Hangen and Time photographer Sean Flynn, both of whom disappeared while covering the war in Cambodia.
    1971 – Former Cardinals and Giants 1B Bill White became the first African-American play-by-play broadcaster in Major League history. WPIX-TV hired White to team with Phil Rizzuto and Frank Messer on New York Yankees telecasts.
    1975 – Former Negro Leagues star Judy Johnson won election to the Baseball Hall of Fame. A third baseman in the 1920s and 30s, Johnson batted .309 over a 17-year professional career.
    1977 - Top Hits
“Torn Between Two Lovers” - Mary MacGregor
“New Kid in Town” - Eagles
“Blinded by the Light” - Manfred Mann's Earth Band
“Near You” - George Jones & Tammy Wynette
    1978 - Van Halen's debut album is released. The LP hit the top-20 and has sold over 6 million copies. It contained the singles "You Really Got Me and "Runnin' with the Devil."
    1978 - Southern California received up to 8 inches of rain, resulting in widespread floods and mudslides. The rainfall produced a wall of water, which ripped through the mountain resort community of Hidden Springs drowning at least 13 persons. The storm caused 50 million dollars in damage, making it one of the most destructive in history.
    1979 - Rod Stewart's "Do Ya Think I'm Sexy" was the #1 US single. It was a track from the album "Blondes Have More Fun", which was the #1 U.S. album this day. The album stayed at the top for three weeks. "Do Ya Think I'm Sexy" was number one for four weeks: “If you want my body and you think I'm sexy; come on sugar let me know. If you really need me just reach out and touch me; come on honey tell me so...”
    1982 - Bismarck, North Dakota experienced its 45th consecutive day of sub-zero temperature readings which tied the previous record long string of sub-zero daily lows ending on the same date in 1937
    1985 - One of the Houston Rockets' "Twin Towers", seven foot four inch tall Ralph Sampson, the Rockets star center, scored 24 points, leading the West to beat the East, 140-129, in the NBA All-Star Game held in Indianapolis, Indiana. Sampson was chosen as the game’s Most Valuable Player.
    1985 - "Tears Are Not Enough," the contribution of Canadian recording artists to African famine relief, was recorded at Manta Sound in Toronto under the name "Northern Lights." The song was written by Bryan Adams and his regular songwriting partner, Jim Vallance. Adams's performance of the song at the Live Aid concert in July 1985 was marred by satellite blackout.
    1985 - Top Hits
“I Want to Know What Love Is” - Foreigner
“Easy Lover” - Philip Bailey with Phil Collins
“Careless Whisper” - Wham! featuring George Michael
“Ain't She Somethin' Else” - Conway Twitty
    1987 - A gala benefit concert was held at Roy Thomson Hall in Toronto to honor the 100th anniversary of the Royal Conservatory of Music. Among the alumni who participated were tenor Jon Vickers, violinist Steven Staryk, soprano Lois Marshall and conductor Victor Feldbrill.
    1987 - One of the Soviet Union's top rock bands, Autograph, played in Quebec City as part of its first North American tour. The concert was organized to coincide with the Rendezvous 87 hockey series between the NHL all-stars and the Soviet Union.
    1989 - Ronald H. Brown, who was elected chairman of the Democratic Party National Committee, becoming the first African-American chairman of a major political party. Brown later served as Secretary of Commerce in the cabinet of President Bill Clinton. He was killed with 34 others on April 3, 1996 in an airplane crash near Bosnia during a ceasefire.
    1989 – “Miami Vice's” 100th episode seen on TV
    1990 - Paula Abdul's "Forever Your Girl" became the first album to generate six number-one singles when "Opposites Attract" hit the top of the Billboard chart.
    1991 - Kevin Costner, Donny Osmond, Meryl Streep and Mike Tyson were among dozens of celebrities who gathered in Burbank, California to record a tribute to US troops in the Persian Gulf. The song, "Voices That Care," was composed and produced by Canadian David Foster.
    1992 - The New Kids on the Block filed suit on this date against former producer Gregory McPherson, accusing him of slander. McPherson had publicly accused the group of lip-syncing, and said that the young entertainers did on 20 percent of the singing in concerts and on their 1988 hit album, “Hangin' Tough.” McPherson claimed that New Kids manager Maurice Starr and Starr's brother were the real voices. The group's attorney denied his claim. Two months later, McPherson dropped his $21 million suit against Starr.
    1992 - In Indianapolis, former heavyweight boxing champion Mike Tyson was found guilty of rape of an 18-year-old beauty contestant, Desiree Washington. The jury found him guilty on all three counts after deliberating for 9 hours.
    1992 - Noted black author Alex Haley died at age 70 in Seattle of a heart attack. Haley would be best-remembered for his gripping account of African family history spanning two centuries, “Roots”, which was later turned into a wildly successful television miniseries. The eight-part series was aired on consecutive nights and became the most watched show in TV history. Some 130 million people-nearly half the country's population at the time--watched the last episode of the show. Haley's books led to an increased interest in the study of black history and heritage. Haley later spent two decades with the U.S. Coast Guard as a journalist, writing adventure stories to take the edge off his boredom. When he retired, he moved back to New York to pursue a writing career. He interviewed trumpeter Miles Davis and political activist Malcolm X for Playboy in the 1960s and later collaborated with the Black Muslim spokesman to write “The Autobiography of Malcolm X” (1965), an acclaimed work that fueled the black-power movement in America and was cited extensively in institutions of higher learning. Haley then started his best-known work, “Roots: The Saga of an American Family”, published in 1976. The blend of fact and fiction, drawn largely from stories recited by Haley's grandmother, chronicles seven generations of Haley's family history, from the enslavement of his ancestors to his own quest to trace his family tree. To write the mostly nonfiction work, Haley pored over records in the National Archives and went by safari to the African village of Juffure to meet with an oral historian (Haley later donated money to that village for a new mosque). There are those who claim that Haley copied the work from other writers. It was never proven and all lawsuits brought against him were not successful. In the early 1970s, he and his brothers founded the Kinte Foundation, named for Haley's ancestor Kunta Kinte, to collect and preserve African American genealogy records. Haley received special citations from the Pulitzer Prize and National Book Award committees in 1977 for “Roots”, which sold more than a million copies in one year. It was translated into 26 languages. Later in his life, Haley wrote a biography of Frank Wills, the security guard who discovered the break-in at the Watergate Hotel that brought down Richard Nixon's presidency.
    1993 - Michael Jackson, in a live TV interview with Oprah Winfrey, said he had an inherited disorder that causes skin pigmentation to fade. He denied altering most of his face, but did admit to minor cosmetic surgery. Jackson also said he finds the comfort in children and animals that he missed in a friendless, workaholic childhood. In the wake of Jackson's first solo interview in nearly a decade, sales of his "Dangerous" album, released 14 months earlier, skyrocketed.
    1993 - Mick Jagger marked the release of his "Wandering Spirit" album with an invitation-only gig at a dance club in New York. Most of the material was from his solo effort, but Jagger also performed a couple of Rolling Stones' tunes - "Live With Me" and "Rip This Joint." The concert was beamed to clubs in Atlanta, Chicago, Los Angeles and Toronto.
    1994 - A severe ice storm occurred over portions of Arkansas, Louisiana, Mississippi, and Alabama. Heavy rainfall of over 5 inches in some sections resulted in one of the worst icing in many years for this region. Ice accumulation reached 6 inches in Mississippi, resulting in damage to 3.7 million acres of commercial forestland valued at an estimated $1.3 billion. Over 80,000 utility poles were pulled down by the weight of the ice. Some residents of Mississippi were without power for up to a month. Damage and cleanup costs exceeded $50 million in Arkansas.
    1996 - Canadian country singer Shania Twain drew an estimated crowd of 10,000 to 20,000 fans for an autograph session at the Mall of America in Minneapolis.
    1996 - An IBM computer called Deep Blue made chess history by comfortably beating world champion Garry Kasparov, a machine's first victory under classic tournament rules.
    1997 - Heavyweight Riddick Bowe announced that he had retired from boxing in order to join the US Marines. He had enlisted on January 27 and reported to Parris Island on this date. On February 21, Bowe announced that he had changed his mind and that the Marines had agreed to release him. “He could not,” said the Corps,” handle the regulated lifestyle.” Bowe, 29, married and the father of five, had won the heavyweight championship in 1992 from Evander Holyfield only to surrender it to Holyfield in 1993. In his Marines stint, he endured 36 hours of actual training.
    1998 - AOL raised its monthly flat access rate from $19.95 to $21.95, explaining it needed to upgrade its network to handle the onslaught of people taking advantage of its flat price. The increase was set to go into effect in April, 1998. Eventually seven users could use the dial-up program. DSL and cable brought the internet faster speeds than the AOL dial-up and by the first quarter of 2003, for the first time in its history, AOL began losing more members than it was putting on.
    2008 - The Eagles won a Grammy Award for Best Country Performance by a Duo or Group with Vocal for "How Long". It was the band's fifth Grammy Award.
    2015 – A disgraced Alex Rodriguez met with owner Hank Steinbrenner, GM Brian Cashman and other members of the Yankees top brass to apologize for his past actions. Before his one-year suspension, which is now over, A-Rod was barely on speaking terms with his employer, and his representatives were routinely threatening to sue. But the meeting seems to have cleared the air: "There was an honest and frank discussion on all of the issues. As far as the Yankees are concerned, the next step is to play baseball in spring training."



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Top Stories

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   Sworn in as Mayor of Chatham Township, New Jersey
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   Expansion of Senior Management Team
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   Bruce Kropschot
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   and Open Up Loans to More People
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      “For a better economy in 2-0-1-6”
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   Exiting the Marketplace  - and Why
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    Worthiness in the global Underbanked market
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  New Concepts to Increase Business
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    Issues Policy to All Third Party Originators
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    Despite the ELFA October MLFI-25 Report
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   Lending Industry eBook
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   Are You a Broker or Not?
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   Parent of First American Equipment Finance
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    Leasing Person of the Year
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   Forecast Equipment Finance Market to Hit $1.045 Trillion
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- Barry Drayer Released after Serving 13 Years
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  Full Range of Small Business Financing Needs
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  Daniel P. Dyer Resigns
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 Active Again on the Internet
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  Survey Finds: 56% Had Incomes of $125,000
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   Annual Conference Report by Hugh Swandel
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  All Generated from UCC Filings
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  in North America
- Leasing News Bulletin Board Update
   Hawkins Counter Sues $50,000 Judgement
Fed Chair Asks Cobra Capital for a Survey
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     Leasing News Exclusive
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   Concerned History is Repeating Itself
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- The Volume Produced by Alternate Finance is Astounding
   Changing the Way Credit Decision Are Being Made
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- Senior Vice President Sentenced to Federal Prison
    Loss to Bank was $991,680
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   Vendor & Small Biz
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- New Website
- Lease One Tagged for Fraud in Lease Commitment
     by Tom McCurnin, Leasing News Legal Editor
- Three New Bulletin Board Complaints
    US Business Funding, Newport Beach, California
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   Balboa Capital, Irvine, California
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    Get Repeat Customer/Vendor Business with These Tips
      By Christopher Menkin
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     by comScore
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    Equipment Leasing and Finance Industry"
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 study "Digital Documents in the Equipment Finance Industry”
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    First Response to Cease & Desist
- US Business Funding, Newport Beach, California
  Bulletin Board Complaint $5,915 Deposit Made in 2013
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   By Tom McCurnin and Frank Peretore 
- Leasing Brokers: When May You Collect a Commission?
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    Integrity Financial Groups, Alpine, Utah
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  Brian Acosta/Matrix Business Capital
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        Bait and Switch Sales Tactics
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   Very, When the Lessor Sneaks in a Blanket Lien
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    and Make Extra Income
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    Record All-Time Highs
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Use a Password Generator
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   Re: Evergreen Clause Abuses
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   $20,543.22 Bulletin Board Complaint
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  ---Automatic Evergreen Payment---PPR
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    by Christopher Menkin
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- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
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    Bank of the West

   Equipment Lease Agreement (EFA)
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