New Hires/Promotions in the Leasing Business
and Related Industries

Michael Hammerle was hired as Client Acquisition Associate, Genesis Capital, LLC., Los Angeles, CA. He is located in Tustin California. Previously, he was Account Manager, Dealer Development, Equify Financial (December, 2022 - October, 2024). He joined Pacific Rim Capital April, 2019,  promoted Senior Contract Administrator (April, 2021 - November, 2021).
https://www.linkedin.com/in/michael-hammerle-647b05153/

Amamda Rusca was hired as a Funder, Reliant Capital, Gahanna, Ohio. She is located in the San Francisco Area. Previously, she was Account Coordinator, Balboa Capital (April, 2022 - November, 2024). She joined Partners Capital Group as Documentation Specialist (October, 2018, promoted to Funder (August, 2021 - April, 2022).
https://www.linkedin.com/in/amanda-rusca-685074215/

Mathew C. Williams was hired as Business Development Officer, AP Equipment Financing,  Bend, Oregon. Working Remotely, he is located in Bay City, Michigan. Previously, he was an independent Agent, Finance Consultant (April, 2024 - Present); Regional Sales Manager, Equify Financial
(October, 2022 - April, 2024); Regional Sales Manager, Commercial Credit Group, Inc. (November, 2019 - August, 2022). Full Bio:
https://www.linkedin.com/in/matthewwilliams22/details/experience/
https://www.linkedin.com/in/matthewwilliams22/

(Retiring)
Van Wreen, CLFP, announced his retirement. He is located in Omaha, Nebraska. He served for 10 years, 7 months at LTi Technology Solutions, Omaha, Nebraska, starting May, 2004, Implementation Manager, promoted Director, Client Services (June, 2021 - November, 2024); Manager of Client Services, LeaseTeam, Inc. (2004 - 2011); Vice President. U.S. Bank (2002 - 2004).
https://www.linkedin.com/in/van-wrenn-clfp-75313b9/

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##### Press Release ##################### 

CFL Streamlines Leasing Operations
with Northteq’s Aurora LOS

Fleet Leasing Company Shifts from Manual Processes to Automation, Increasing Operational Efficiency and Growth Potential.

Corporate Fleet Leasing (CFL), a leading fleet management company, has successfully implemented Northteq's Aurora Loan Origination System (LOS). This transition from Excel based systems has significantly improved their leasing processes, enabling faster deal processing through one-time data entry. By automating workflows and integrating with TURBO-Lease, CFL has enhanced its operational capacity, positioning the company for continued expansion while minimizing manual effort and improving accuracy.

Barb Brown, Operations Manager at CFL, said, “We needed something scalable that could handle our growing operations, which led us to Northteq. We outgrew our Excel systems—it just got to be too much as we expanded.

“Northteq’s Aurora LOS allows us to input data once and have it seamlessly flow through the system, greatly improving our overall deal processing and document generation speed.”

As a 24-year-old company with a rapidly growing customer base, CFL needed a solution that would allow growth without the limitations of manual processes. By implementing Aurora LOS, the company can now manage leasing processes end-to-end with better accuracy. Through the TURBO-Lease integration for back-end accounting and DocuSign automating document workflows, CFL can now focus on enhancing customer interactions and portfolio expansion
without operational hurdles.

Chad Oleson, CLFP, President of TURBO-Lease, explained, “Integrating Northteq’s Aurora LOS with TURBO-Lease was straightforward and seamless. When a lease funds, the API ensures data is automatically transferred to TURBO-Lease for accounting and servicing. This real-time automation between our systems not only streamlines processes but also eliminates manual data entry errors, enhancing operational accuracy.”

“Aurora LOS met our current needs, integrated perfectly with TURBO-Lease, and provided the long-term flexibility we were looking for,” added Brown. “This has enabled us to expand our business confidently, without the fear of outgrowing our systems again.”

CFL’s experience is a compelling example for businesses considering the shift from manual to automated systems—showing that the move to automated solutions can be seamless and highly effective.

With Northteq’s Aurora LOS, CFL has reclaimed its operational efficiency by automating time-consuming processes and enhancing scalability. This path-altering change demonstrates the power of automation and how even established companies can benefit from updating legacy systems, proving that new technology can deliver rapid results without disrupting existing workflows.

Kristian Dolan, CLFP,  CEO of Northteq, noted, “At Northteq, we understand that companies like CFL want an immediate return on their technology investment and need solutions that can deliver efficiency through automation. Our goal was to provide CFL with an adaptable, efficient system that empowers them to focus on what they do best—delivering exceptional service to their customers.

About Corporate Fleet Leasing
Corporate Fleet Leasing (CFL), based in Portland, Maine, is a full-service, independent leasing company with over 75 years of experience in fleet management and vehicle financing. CFL specializes in providing businesses of all sizes with comprehensive leasing solutions, from vehicle procurement to maintenance, fuel programs, and remarketing. With a focus on minimizing costs and optimizing fleet performance, CFL is committed to delivering personalized service that helps its clients manage their fleet needs efficiently and cost-effectively.
https://corporatefleetleasing.com/

About TURBO-Lease
Better Programs, Inc. was founded in 1985 and released the first version of TURBO-Lease in 1987. Since that time, over 950 unique licenses have been sold across the US and Canada. The TURBO-Lease customer base is currently over 200 users strong and growing each year. With over 35 years of experience in the software and equipment leasing industry, TURBO-Lease is a trusted platform to meet your lease accounting software needs. https://www.turbolease.com

About Northteq 
Northteq, LLC is a Minneapolis, Minnesota-based fintech company that has empowered over 175 lenders to provide their borrowers, vendors, and employees with automated lending solutions that increase revenue and create better lending decisions. Aurora, Northteq’s flagship product, is an automated, Salesforce-powered loan origination system, vendor, and borrower portal.

Northteq carefully selects partnerships with industry-leading providers in credit, fraud detection, and other essential areas such as Middesk, PayNet, Mastercard Identity, FICO, Equifax, Experian, D&B, TimeValue, LexisNexis, Nintex, Ocrolus, Plaid and more. By choosing the best partners, Northteq offers lenders streamlined turnkey app integrations that allow them to make smarter, automated decisions.
Northteq is now primarily owned by Arthur Ventures, a respected Minneapolis-based early-growth capital firm known for leading investments in B2B software companies. This partnership positions Northteq for continued growth and innovation. Since 2013, Arthur Ventures has partnered with over 50 companies across the United States and Canada. For more information, please visit https://northteq.com/

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Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support

It's Called Fishing, Not Catching
(This has run before but worth re-reading)
By Ken Lubin, Managing Director, ZRG Partners

Have you ever gone fishing? Stood there for hours and hours wondering why the fish aren’t coming to you? And thought, ‘this is dumb, I am either walking away with no fish or I am going to change my tactics so that I can get a fish.’ 

That why it is called fishing, not catching.

Many hiring managers, HR Professionals, and leaders say they can’t hire anyone good. They complain that they can’t find, attract and hire top talent. What have they truly done to get the best of the best on board, to differentiate themselves?  Using recruiters, job boards, and paying referral fees are great ways to get candidates to interview and hired but what happens next is usually what kills the deal/hire.

Once candidates are in the door, hiring organizations forget that they need keep their sales/recruiting hat on (this is critical). They forget that they need to be showing them how great their company is and how they can make a difference in the world rather than finding fault in the candidate. “A” level candidates know they can do the job, can go anywhere they want, and it is your job to recruit them, not select them out. Chances are candidates aren’t lining up outside the door begging to come to work for you.  Chances are they are they aren’t they aren’t going to take a pay cut, and chances are you aren’t that cool.  You have to differentiate yourself, sell the story, get potential candidates excited and close the deal quickly.

There is bigger and better bait on someone else's fishing pole!

Ken

Ken Lubin
Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
klubin@zrgpartners.com
https://www.linkedin.com/in/klubin/

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Veterans Homelessness
Has Been Cut in Half Since 2020
By Felix Richter, Statista

Veteran homelessness has long been a significant problem in the United States, rooted in a complex mix of causes often related to difficulties transitioning back to civilian life. Many veterans dealing with post-traumatic stress disorder (PTSD) or injuries sustained duringservice, struggle to find employment, which, in the absence of stable support networks, can result in economic hardship and ultimately homelessness. These challenges have historically left a disproportionate number of veterans without permanent housing. In 2010, the U.S. Department of Housing and Urban Development counted more than 70,000 homeless veterans across the country, a stark reminder of the gaps in post-service support.

Since then, significant progress has been made in addressing veteran homelessness. A joint program of the Departments of Veterans Affairs (VA) and Housing and Urban Development (HUD) proved particularly effective, as it provides veterans with a combination of rental vouchers and access to social services, helping them secure permanent housing and receive critical support to help them sustain it. Backed by billions in funding from Congress, HUD-VASH, as the program is called, has helped reduce veteran homelessness by more than 50 percent since 2010, making it a prime example of successful government assistance. And despite an uptick in homelessness in 2023, as rising rents have made it harder to find affordable housing, the program serves as proof that targeted interventions can significantly reduce homelessness if adequate funding is provided.

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### Press Release ############################

MC2 Finance Partners with FlexPath DXP to Leverage
VeriQual™ for Enhanced Dealer and Lender Solutions

New partnership Empowers Lenders and Dealers with Advanced Identity Verification
and Streamlined Credit Prequalification.

Cincinnati, OH. –– MC2 Finance, a leader in commercial transportation financing solutions, announces its new partnership with FlexPath® DXP, a pioneer in digital identity verification and credit prequalification technologies. Through this partnership, MC2 will utilize FlexPath’s patent-pending VeriQual™ solution to streamline credit prequalification and identity verification processes, enhancing security and efficiency for both MC 2 and its network of dealer partners.

Lenders and dealers are losing millions due to identity fraud. VeriQual’s advanced Fintech capabilities provide instant, secure credit prequalification by integrating sophisticated identity verification with just a phone number. This feature not only simplifies the customer journey but gives MC2 and its dealers real-time access to verified leads, drastically reducing the risk of identity fraud and significantly enhancing credit prequalification.

Katie Baker, President of MC2, said,“Partnering with FlexPath allows us to continue innovating in a highly competitive commercial transportation market.

“VeriQual provides the security and efficiency our lenders and dealers need to serve their customers better, increasing both conversion rates and customer satisfaction by verifying leads right at the start of the process.”

FlexPath’s VeriQual solution aligns perfectly with MC2‘s commitment to streamlined, secure financing. By combining these technologies, the partnership allows for a more reliable and rapidcustomer credit prequalification process, reducing the workload on dealer staff and enabling lenders to make faster decisions.

FlexPath’s CEO, Tarry Shebesta, explained, “With VeriQual, MC2’s network of dealers can benefit from identity-verified leads and a smoother prequalification process, which not only reduces risk but fosters higher-quality interactions and fasterapprovals.”

About FlexPath DXP, LLC
FlexPath DXP is a Digital Experience Platform, with deep roots in online sales and marketing, developing revolutionary SaaS fintech solutions that enable organizations to deliver personalized and targeted marketing, enhance customer experiences, and drive efficiencies and value for all parties involved.

 

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Watch at Home
by Fernando Croce, Leasing News Movie Reviewer

Though perhaps best known to younger audiences for her roles in the “Harry Potter” franchise and the “Downton Abbey” series, Dame Maggie Smith (1934-2024) brought her subtle wit and dazzling technique to decades of film, stage and television work. So check out our list for her finest performances.

The Prime of Miss Jean Brodie (1969): Smith won a Best Actress Oscar for her fierce performance in this screen adaptation of Muriel Spark’s acclaimed novel, directed by British stalwart Ronald Neame (“Tunes of Glory”). Set in a Scottish all-girls school during the 1930s, the story centers on Miss Jean Brodie (Smith), a teacher whose free-spirited behavior puts her at odds with the conservative headmistress (Celia Johnson). She divides her attentions between two suitors, a straitlaced music teacher (Gordon Jackson) and a philandering art instructor (Robert Stephens), though her most telling relationship rests with one of her pupils, self-possessed Sandy (Pamela Franklin). Capturing the protagonist’s capricious nature, Smith gives a master class in brittle gestures and surfaces as the initially lighthearted story darkens along the way.

Travels with My Aunt (1972): Teaming up with classic director George Cukor (“The Philadelphia Story”), Smith shines in one of her most underappreciated titles. Playing older than her real age as an elderly eccentric, she stars as Augusta Bertram, who one day turns up at the funeral of bank clerk Henry (Alec McCowen), claiming to be his aunt. Determined to shake up her nephew’s dull life, she introduces him to a group of fellow free spirits (including Louis Gossett Jr. as an African fortune teller) as they travel across Europe and into Turkey. Gradually, the true purpose behind Aunt Augusta’s carefree journey emerges, involving a ransom for a kidnapped former lover (Robert Stephens). Showcasing Cukor’s typical elegance and liveliness, this adaptation of Graham Greene’s comic novel is worth discovering.

California Suite (1978): Smith won her second Oscar, this time in the Supporting Actress category, in this quartet of comedies from Neil Simon (“The Odd Couple”) following different guests at a luxury hotel. Ironically, she plays a British actress attending the Academy Awards for her first nomination alongside her husband (Michael Caine). The other segments focus on a bickering New York couple (Jane Fonda, Alan Alda) struggling to figure out a good arrangement for their daughter, a Philadelphia businessman (Walter Matthau) trying to not get caught in a compromising position when his wife (Elaine May) unexpectedly drops by, and Chicago friends (Bill Cosby, Richard Pryor) who get caught up in a most competitive tennis match. Bringing stylishness to an often-broad farce, Smith walks away with the movie.

The Lonely Passion of Judith Hearne (1987): Though usually associated with light roles, Smith delivers a deeply devastating performance in this moving drama from meticulous veteran Jack Clayton (“Room at the Top”). Judith Hearne (Smith) is a Dublin music teacher who for years took care of a sick, demanding aunt (Wendy Hiller). When she moves to a boarding house, she becomes involved with her landlady’s brother, James (Bob Hoskins). A widower recently back from America, his rakish charm gives hope to the depressive Judith… until she learns that he’s mainly interested in getting money for a business venture. Burrowing fearlessly into her character’s repressed psyche, Smith at her best gives an unforgettable portrayal of a woman stranded in a personal crisis yet trembling with yearning.

Gosford Park (2001): Smith has a deliciously scene-stealing turn (earning her last Oscar nomination) in this exceptional comedy-drama from the masterful Robert Altman (“Nashville”). Set in 1932 in an aristocratic British manor, the film follows a large group of characters who gather for the weekend at the home of a wealthy, much-disliked industrialist (Michael Gambon). Among them is a dowager countess (Smith) who’s the aunt of the lady of the house (Kristin Scott Thomas), a nobleman (Charles Dance), the head housekeeper (Helen Mirren), a silver-screen matinee idol (Jeremy Northan) and an American filmmaker (Bob Balaban). When a murder takes place and a police inspector (Stephen Fry) enters the scene, everybody’s a suspect. Suggesting a mix of an Agatha Christie mystery and the classic “The Rules of the Game,” Altman’s film remains an acerbic gem.

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ELFA Announces 2025
 Business Council Steering Committees

Washington, D.C.,– The Equipment Leasing and Finance Association (ELFA) is excited to share the results of this year’s Business Council Steering Committee elections. These committees are a key part of ELFA, helping to shape the association’s direction, support members’ needs and connect members with ELFA’s leadership and staff. Each committee stays tuned into industry trends to understand what’s ahead for our members and the association.

The Bank Business Council Steering Committee represents bank-owned or bank-related organizations that utilize internal funding. They may encompass bank departments, divisions or affiliates, or divisions or subsidiaries of bank holding companies.

• Eric Bunnell, CLFP, Arvest Equipment Finance (Committee Chair)
• David Beck, Central Bank of St. Louis
• Mark Boyer, First Citizens Bank Equipment Finance
• Kevin Canepa, CLFP, Civista Leasing & Finance
• Michael Clune, CLFP, First American Equipment Finance, an RBC / City National Company
• Laura Elrod Eckhardt, Frost Equipment Leasing and Finance
• Mark Farlin, LEAF Commercial Capital Inc.
• Kristopher Foster, Pinnacle Financial Partners, Inc.
• Denise Garcia, BMO Bank
• Nicholas Gibbens, CLFP, Wintrust Specialty Finance
• Bryan Grantham, Regions Equipment Finance Corporation
• Matthew Hand, U.S. Bank
• David Jaliman, Atlantic Union Equipment Finance
• Aaron Jensen, Farm Credit Leasing
• Lance King, Fifth Third Bank, National Association
• Marcela Melendez, First Bank Chicago
• Keith Moore, Wintrust Commercial Finance
• Jerilyn Nicholsen, Pathward Commercial Finance
• Amrita Patel, Wells Fargo Equipment Finance
• Theresa Provencher, Bank of America Global Leasing (Board Liaison)
• Mark Thomas, CLFP, Key Equipment Finance
• Steve Wright, Huntington Equipment Finance

The Captive and Vendor Finance Business Council Steering Committee represents financial services organizations that provide sales-assisted financing and vendor and manufacturer support activities, either on a third-party or captive basis.

• Bruno Amalberti, First Citizens Bank Equipment Finance
• Carolyn Amberg, HP Inc.
• Joseph Banister, LEAF Commercial Capital Inc.
• Don Bryson, Canon Financial Services, Inc.
• Mark Casel, DLL
• Aniruddha Deshpande, CNH Industrial Capital LLC
• Anja Frazier, BAUER Financial Services Inc.
• Amy Gestal, Huntington Technology Finance
• Brian Hurley, GE Healthcare Financial Services
• Joseph Inferrera, Pitney Bowes Global Financial Services
• Ramsey James, Caterpillar Financial Services Corporation
• Xiang Ji, Toyota Industries Commercial Finance, Inc.
• Daniel Juni, Cisco Systems Capital Corporation
• Jeremy Mcculloch, Wells Fargo Vendor Financial Services
• Daniel Nuss CLFP, U.S. Bank
• Tim Schaeffner, Bank of America Global Leasing
• Chad Volkert, John Deere Financial

The Independent Business Council Steering Committee represents non-bank-owned organizations that provide financing through lines of credit, discounting relationships or other funding vehicles.

• James Currier, CLFP, Finloc USA Inc. (Committee Chair)
• Craig Ault
• Jason Bartz, Vero Technologies
• Hollis Bufferd, Star Hill Financial LLC (Board Liaison)
• David Gernhard, CLFP, Transport Enterprise Leasing, LLC
• Kent Hammett, Equify Financial LLC
• Lana Kralik, Dext Capital
• Jena Morgan, CLFP, 360 Equipment Finance, LLC
• Christopher Pagano, Mitsubishi HC Capital America, Inc.
• George Parker, VenSource Capital LLC
• John Pfister, CLFP, Chief Executive Officer, MAZO Capital LLC
• Mitchell Rice, Commercial Capital Company LLC
• Jenny Roach, Wingspire Equipment Finance LLC
• Mark Scardigli, Trio Capital Solutions
• Robert Seltzer, Ansley Park Capital
• Harrison Smith, Stonebriar Commercial Finance
• Paula Summers, CLFP, Summers Engineered Capital LLC
• Peggy Tomcheck, Aspen Capital Company, Inc.
• Evan Tuozzoli, Nexseer Capital
• Amy Wagner, American Financial Partners, Inc.
• Nahid Zamir, Meridian OneCap Credit Corp.
• Buddy Zarbock, Commercial Funding Partners, LLC

The Service Providers Business Council Steering Committee represents organizations and firms providing a variety of related services to the members of the other four Business Councils. Associated company types include accounting, collections, law, consulting, software, equipment management, university/government, executive recruiters, insurance, nonprofits/associations and publishers.

• Kim Riggs-Mounger, CLFP, Orion First Financial, LLC (Committee Chair)
• Alistair Canal, Syndifi Inc.
• Donna Christensen, CLFP, CSC
• Quentin Cote, CLFP, Orion First Financial, LLC
• Brendan Curran, Acquis Insurance Management
• Danielle Dolloff, Liventus, Inc.
• Edward Flynn, RVI Group
• Randy Haug, LTi Technology Solutions (Board Liaison)
• Basil Karatzas, ASA, MBA, Karatzas Marine Advisors & Co
• Lili Martinez, Assurant  
• Sean McKenna, Great American Insurance Group, Specialty Equipment
• Peter Minshall, NETSOL Technologies Inc.
• Michael Mousdale, Alfa
• Kinna Pattani, Alfa
• Colleen Shelby, instaCOVER, a subsidiary of One80 Intermediaries
• Kelby Spring, Equifax
• Michael Toglia, Equipment Finance Advisor
• Anthony Trollope, Foresight Marketing Agency
• Adam White, Equifax

The Small Ticket Business Council Steering Committee represents financial services organizations primarily involved in transactions under $250,000, either individually or through lines.

• Kayla Perlinger, CLFP, Oakmont Capital Services (Committee Chair)
• Kip Amstutz, CLFP, 360 Equipment Finance
• Erik Anderson, Northland Capital Equipment Finance
• Anita Colvin, CLFP, U.S. Bank
• Frank Costanza, Choice Financial Group
• Paul Fogle, CLFP, Quality Equipment Finance
• John Gougeon, UniFi Equipment Finance
• Gustavo Lichtenberger, DLL
• Will Mennesson, CLFP, AP Equipment Finance
• Douglas Nielsen, Wintrust Specialty Finance
• Chad Palmer, Western Equipment Finance
• Brad Peterson, Channel (Board Liaison)
• Brian Rodd, Securcor Financial Group
• Dave Schlauderaff, Merchants Bank Equipment Finance
• Michael Willerer, Alliance Funding Group
• Taylor Zwickl, Huntington Equipment Finance

Learn More

To learn more about each ELFA committee and its purpose, download the ELFA Volunteer Guide or view committee descriptions online. All members who are interested in serving on an ELFA committee, including a Business Council Steering Committee, are encouraged to complete the online committee volunteer form or contact Director of Governance Ed Rosen at erosen@elfaonline.org or 202.238.3428.

News Briefs

Economic Outlook - Chair Jerome H. Powell
    Federal Reserve System Board of Governors
https://www.federalreserve.gov/newsevents/speech/powell20241114a.htm

ILA breaks off East Coast port contract talks
want to force automation into new longshore pact
https://www.freightwaves.com/news/ila-breaks-off-east-coast-port-contract-talks?oly_enc_id=7354E3969723H7B

NHTSA Fines Ford With Its Second-Largest Penalty
in History for Delaying Recalls
https://www.wsj.com/business/autos/nhtsa-fines-ford-with-its-second-largest-penalty-in-history-for-delaying-recalls-79d0855e?mod=business_feat4_autos_pos1

Providence Place Macy’s up for sale as mall
hits financial troubles
https://www.bostonglobe.com/2024/11/14/metro/ri-providence-place-mall-macys-sale/

Older home buyers, more cash, and (relatively)
  fewer first-timers: A national survey sheds light
on the state of the housing market
https://www.mercurynews.com/2024/11/08/state-of-the-housing-market

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Craig Melvin Is Named Hoda Kotb’s Replacement
    on ‘Today’
https://www.nytimes.com/2024/11/14/business/media/craig-melvin-hoda-kotb-today.html

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Sports Briefs---

Four teams beat the odds
    with improbable wins
https://www.bostonglobe.com/2024/11/11/sports/nfl-week-10-review-improbable-victories/

49ers fans are fed up with Tom Brady
San Francisco blunders
https://www.sfgate.com/49ers/article/tom-brady-bay-area-49ers-games-19904918.php                                                       

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California News Briefs---

Bay Area solar company Enphase Energy lays off'
  hundreds as industry's woes continue
https://www.sfgate.com/tech/article/enphase-energy-layoffs-workers-solar-19907535.php

Huge San Jose industrial and manufacturing complex gets  
construction fundsProject could create north San Jose jobs hub
https://www.mercurynews.com/2024/11/08/san-jose-property-build-real-estate-develop-economy-jobs-work-tech/

Ski traffic in Tahoe is already a nightmare.
    development could make it worse.
https://www.sfgate.com/renotahoe/article/ski-traffic-tahoe-nightmare-palisades-tahoe-cars-19893958.php

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Gimme that Wine

 

http://www.youtube.com/watch?v=EJnQoi8DSE8

King Family Vineyards: One of Virginia's
    Premium Wineries
https://www.winebusiness.com/wbm/article/293944

 Renowned California winemaker’s final act:
Resuscitating a scorned grape
https://www.sfchronicle.com/food/wine/article/greg-la-follette-marchelle-19790066.php

5 Holiday Buying Trends to Watch in 2024
https://daily.sevenfifty.com/5-holiday-buying-trends-to-watch-in-2024/

Trump deportation vow causes concern in Napa Valley;          
immigration advocates brace for impacts
https://abc7news.com/amp/post/trump-deportation-vow-causes-concern-napa-valley-immigration-advocates-brace-impacts/15528809/