Information, news, and entertainment for the commercial
alternate financing, bank, finance and leasing industries

Add me to mailing listSearch | All Lists | Columnists | Site Map
Advertising| Archives | Classified Ads | This Day In American History

Email the Editor

Friday, July 1, 2022

Today's Leasing News Headlines

Virginia May Be for Lovers, But Not MCA's Part II
    Ken Greene, Leasing News Legal Editor
Clicklease joins List  "A"
    and Funders Looking for Broker Business 
Leasing and Finance Industry Help Wanted
    Equipment Vendor Sales Managers: Make Money
Coaching Talent
    Sales Makes it Happen by Steve Chriest
Chick-fil-A Has the Most Satisfied Customers
    QSR Report Restaurant Chains with Highest Guest Satisfaction
An Example of the Reasons for Cost Increases
    General Mills’ Supply Chain Disruptions to Persist
Medication Abortions Are Now
    Majority of Abortions in America
Recognized Credit Expert Kevin Prykull, CLFP
    Joins The Alta Group
Fourth of July:  Pride of the Yankees, Appo 13,
  The Parallas View, The Patriot, Miss Firecracker
    Laughing, Cheering/Saluting by Fernando Croce
Siberian Husky
    Aurora, Colorado Adopt-a-Dog
Americans' One-Sided Love for European Wine
    Wine Trade Between the US and Wine Exporters
Originals 2020 Syrah ($5.99) - Washington State
    By Kevan R. Wilkinson, Leasing News Wine Reviewer
News Briefs---
Fitch Rates Marlin Receivables 2022-1 LLC
    "Adequate abilities as originator, underwriter, and servicer"
J.D. Power: EVs More Problematic than ICE;
    Vehicle Quality Drops
Cooling Consumer Spending Points
     to Further Economic Slowdown

You May have Missed---
E.P.A. Ruling Is Milestone in Long Pushback
   to Regulation of Business

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


Virginia May Be for Lovers, But Not MCA's Part II
Ken Greene, Leasing News Legal Editor

In March 2022, we advised you that the Virginia State legislature had unanimously passed House Bill 1027, which requires brokers or providers of sales-based financing to provide certain disclosures at the time of extending a specific offer. “Sales-based financing,” generally means merchant cash advances (“MCA’s”), defined under Virginia law as a transaction that is repaid by the recipient to the provider, over time, based on a percentage of sales or revenue, in which the payment amount may increase or decrease according to the volume of sales made or revenue received by the recipient. Code of Virginia §6.2-2228. (1)

The new law takes effect on July 1, 2022. Let’s take a look at what it requires:

  1. Providers or brokers of sales-based financing must register with the State Corporation Commission (“SCC”).
  2. Providers must provide certain disclosures to a recipient at the time of extending a specific offer of sales-based financing (see sample disclosure form at link below).
  3. Any cause of action arising out of a contract for sales-based financing must be brought in Virginia.
  4. Any arbitration forum provision in such a contract must be provided for jurisdiction where the recipient’s principal place of business is located. The provider must pay any arbitrator’s expenses or fees and any other expenses or administrative fees incurred in the arbitration proceedings. It is unclear from the statute whether this includes attorneys’ fees.
  5. Sales-based financing contracts may not contain confessions of judgment or anything similar thereto.
  6. The bill applies to contracts entered into after July 1, 2022.

The bill requires the Commissioner of the SCC to establish registration procedures as well as regulations to implement the provisions of the law. Although the bill becomes operative on July 1, 2022, as best we know there have been no such regulations to date. Curiously, unlike the far more comprehensive disclosure regulations in California and New York, we are unaware of any stay of the operational date pending the issuance of the required regulations.

My advice, if you are doing MCA business in Virginia, is to contact the SCC and at least make an effort to register. If they can’t accommodate your request, make a note of when you called and who you spoke with so you can at least claim that you attempted compliance but were turned away should this ever become an issue.

As for the actual disclosures, here is a link to a draft template you might use until the regulations, if any, are promulgated and approved.

We will continue to update you as to the status of the new law and any regulations issued by the SCC.

1) Virginia May Be for Lovers But Not MCA's
Kenneth C. Greene, Leasing News Legal Editor

Ken Greene Leasing & Finance Observations

Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464


Clicklease joins List  "A"
and Funders Looking for Broker Business

In Business Since
Leasing Association

(see footnote)

$5,00  to $25,000

Footnote: Clicklease works with brokers that have Micro-ticket vendor relationships with an established flow of business. Clicklease does not finance one-off end user transactions. A Vendor Agreement is required for all vendors a Broker wishes to sign up with Clicklease. We write true leases so exempt from licensing requirements.

A-Yes, B-No, C-No, Do, No, E-Yes

A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program | D -"Private label Program" | E - Also "in house" salesmen

Funder List "A"

Funders Looking for Broker Business


Help Wanted Ads


Coaching Talent
Sales Make it Happen by Steve Chriest

We believe that much of the money spent by business on sales training is spent educating people in roles they should not occupy.

Although you've done your best to select the right talent, and to make sure she has the right position on the team, how do you retain her and develop her innate abilities? First, you continually review your employee's assessment test to remain knowledgeable about her natural abilities and willingness to perform certain job functions. Second—and this is a key to successful talent management—you resist the temptation to place her in a job for which her talent and interests are not aligned.

When it comes to utilizing sales talent, perhaps the biggest error most sales leaders make is promoting great salespeople to the role of sales manager. Most often, when a great salesperson is promoted to sales manager, four things happen:
•The company loses a great salesperson.
•The company gets a mediocre, or worse, sales manager.
•Customers suffer in the transition.
•The stigma of failure prompts the great salesperson to flee to another company.

We believe that much of the money spent by business on sales training is spent educating people in roles they should not occupy. At some point companies will demand a better system for selecting salespeople and sales management candidates with the talent and the will to perform up to management's expectations. For many companies this, and not simply more sales skills training, may become their single most important investment to improve market share and profitability, especially in these challenging times.

Using statistically validated assessment tests in the hiring process, placing salespeople only in jobs for which their talents and interests are aligned and developing career paths that allow employees to expand their natural talents is a win-win for the employees and the company.

Steve Chriest
 is the CEO of Open Advance and author of “Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101.”  He produces video and radio blogs, as well as continuing as a columnist for Leasing News since 2005.


Chick-fil-A Has the Most Satisfied Customers
QSR Report Restaurant Chains with Highest Guest Satisfaction

Full Report:


An Example of the Reasons for Cost Increases
General Mills’ Supply Chain Disruptions to Persist

Jonathan “Jon” Nudi, General Mills’ President of North American Retail at a Wall Street conference said, “We’re seeing 10 times the number of disruptions in our supply chain from an ingredient standpoint coming into our plants than we ever experienced before. And this gets really challenging because we can’t see them coming in many cases. So a truck is supposed to show up with oil at our refrigerated dough plant in Tennessee and doesn’t show up. So we have to shut the line down. Obviously, that creates lots of issues in terms of having the right amount of product and supply to our customers. And at the same time, it drives a lot of incremental costs as well. So we have thousands of these material disruptions every single month now, and it’s something that we haven’t seen before.”

One of the major takeaways from the company’s analyst call on Wednesday is that management does not expect supply chain issues to get much better in the near term. The company had previously told investment analysts to expect supply chain issues to create $200 million to $250 million of cost pressure on an annual basis — the equivalent to about a 500-basis-point impact to gross margin.

No evidence of easing food prices in General Mills’ results

General Mills’ cost inflation was 8% for its fiscal 2022 (year ending May 31) and it expects its cost inflation to be 14% in fiscal 2023. Management also said that its expectation for inflation for fiscal 2023 rose since closing its fiscal 2022 at the end of May.

After adjusting for M&A, pricing in fiscal 2023 is expected to rise about 15%, which should offset cost inflation and some of the incremental costs related to supply chain inefficiencies. General Mills’ share reacted positively to the earnings announcement, up 5%, and I believe that is, at least partially, attributable to a strong pricing expectation for the upcoming year.

Management is confident in that level of pricing because, so far, it has seen elasticities that are below historical norms. Management expects elasticities to increase some in its fiscal 2023 but still remain below historical levels — I consider elasticity to be the key question for the CPG space in the next one to two years. Aside from recent data, General Mills’ management expects that consumers eating more at home rather than restaurants will be a widely used cost-saving technique that provides a partial offset during a period of consumer retrenchment.

Source: Freightwaves/CPG Supply chain Newsletter


In years gone by images of abortion clinics have dominated media coverage of the issue — but surgical abortions are no longer the norm. In fact the majority (54%) of all abortions performed in the US in 2020 were medication abortions, according to data from the Guttmacher Institute. Approved for use for up to 10 weeks of pregnancy by the FDA, medication abortions are now often mailed to patients after an online or telehealth consultation. That rule — to allow pills to be sent by mail — only changed in April 2021, and is likely to become the next major legislative battleground for states looking to ban, or restrict, access to abortions.

The prevalence of medication abortions, coupled with the change in mail ruling from last year, makes enforcement for states looking to ban abortions difficult. One organization, Just The Pill, is planning a fleet of "mobile clinics" that will park on state borders and provide consultations or pills to women where bans are in effect.

Source: Chartr


### Press Release ############################

Recognized Credit Expert Kevin Prykull, CLFP
Joins The Alta Group

ROCHESTER—The Alta Group announced  that Kevin P. Prykull, CLFP, a recognized industry expert in credit risk management, has joined the global advisory firm and will be helping clients develop credit risk management strategies including appropriate risk profiles, best practices and managing the impact of rising inflation. 

“I am very excited to be joining The Alta Group and look forward to this new opportunity to engage with such incredible talent and consummate professionals,” Prykull said.

Prykull is an equipment leasing and finance professional experienced in all major aspects of the industry, working in bank, captive, and independent leasing companies. Most recently, he held the position of senior vice president and credit underwriting executive at PNC Equipment Finance, the nation’s third-largest bank leasing company with a portfolio in excess of $18 billion.

Valerie L. Gerard, co-CEO of The Alta Group, said, “Kevin is one of the industry’s leading experts when it comes to credit risk management and his acumen will be valued by our clients especially now as equipment leasing and finance companies navigate the highest inflation rate in decades.”

A Certified Lease and Finance Professional, Prykull is active in the CLFP Foundation, holding past and present leadership roles including current chair of the Body of Knowledge and Recertification committees. He is a sought-after Subject Matter Expert for credit and risk matters and in 2021 received the foundation’s Cindy Spurdle Award of Excellence for his significant contributions to the industry.  

While at PNC for more than 30 years, Prykull developed and continuously improved the credit platform and processes and prided himself on maintaining an exceptional working relationship with outside and internal regulators and auditors.

Mr. Prykull responsibilities at the included managing credit underwriting, approval and portfolio functions for the leasing and equipment financing subsidiaries. He oversaw the bank direct segments and specialty businesses within the equipment finance company such as corporate aviation, municipal, alternative energy, structured finance, Canada, syndications, operating rail and vendor finance. Prykull led the risk assessment team for each leasing company or lease portfolio acquired by PNC and successfully integrated newly acquired businesses including National City Bank Leasing (NC4), Aviation Finance Group (AFG), Town and Country Leasing and ECN Vendor Finance into the bank. 

Prykull is a longtime member of the Equipment Leasing and Finance Association (ELFA) and has held leadership roles on its Credit and Collections Planning Committee and its conference. He also is responsible for the association’s Credit Managers Survey and is involved in summarizing the annual publication of the Survey of Equipment Finance Activity. In 2013, the ELFA honored him with the Distinguished Service Award.  

Earlier in his career, Prykull was affiliated with Senstar Capital Corp. and Joy Manufacturing Co. in Pittsburgh as well as Amembal, Deane & Associates in Salt Lake City. Kevin is an adjunct professor in finance at Duquesne University. He is frequently quoted in the Monitor, ELFA’s Equipment Leasing & Finance magazine and has participated in numerous webinars and podcasts on credit and risk management. 

He holds a BSBA in accounting from Duquesne University and an MBA from Robert Morris University. He resides in his native city of Pittsburgh, Pennsylvania with his wife, Karen. 

About The Alta Group 
The Alta Group is a trusted global advisory firm exclusively dedicated to equipment finance since 1992. Its interdisciplinary team of advisors approaches every client engagement with agility, with the future in focus, best practices in mind and a deep understanding of various sectors and market trends. The advisors, many former C-suite executives, provide “real-world” strategies for banks, independents, captives, and OEMs, FinTechs, service providers and other commercial finance enterprises in asset finance. 

For information on the group’s services in the United States and Canada, Latin America, Europe, the Middle East and Africa, China and Asia Pacific, visit and follow the firm on Twitter @thealtagroupllc.

#### Press Release #############################



Fourth of July Special
by Fernando Croce

With the Fourth of July just ahead, we at Leasing News are proud to recommend five red, white and blue movies that are sure to get audiences laughing, cheering, and saluting.

Pride of the Yankees (1942): Gary Cooper had one of his most iconic roles as real-life baseball legend Lou Gehrig in this celebrated biopic, which movingly blends tragedy and bravery. It charts his life from his days as a young student at Columbia University to his stint with the New York Yankees, where his determination earned the admiration of his hero Babe Ruth (who appears as himself). His relationship with his wife Eleanor (Teresa Wright) and friendship with sportswriter Sam Blake (Walter Brennan) are recounted, as well as his doomed fight with the illness that eventually became known as “Lou Gehrig’s disease.” From a screenplay by “Citizen Kane” co-author Herman Mankiewicz, the film is a classic sentimental saga featuring the memorable Yankees Stadium speech on Fourth of July.

The Parallax View (1974): For a darker view of all-American holidays, check out this top-notch conspiracy thriller, one of the best examples of the paranoid side of Seventies cinema. Indeed, it opens on the Fourth of July, where celebrations are curtailed by the assassination of a presidential candidate. Tenacious political journalist Joe Frady (Warren Beatty) investigates the case, where evidence points to a shadowy organization known as the Parallax Corporation. The closer he gets to the truth, however, the more people start turning up dead, including his editor (Hume Cronyn), a political aide (William Daniels), and a fellow journalist (Paula Prentiss). Directed with stylish intensity by Alan J. Pakula (“All the President’s Men”), this is an unnerving vision of pervasive menace, anchored by Beatty’s charismatic performance.

Miss Firecracker (1989): Holly Hunter shines in this warm, underrated comedy, set in a small Mississippi town during Fourth of July festivities. She plays Carnelle, a brash young local who, hoping to achieve some of the popularity of her cousin Elain (Mary Steenburgen), enters the Miss Firecracker beauty pageant. While family members dismiss her decision as foolish, Carnelle becomes determined to win as a way to search for happiness and push her life beyond its provincial limits. Can she seize an Independence Day of her own? Satirizing Southern clichés while fondly exulting in them, Thomas Schlamme’s spirited film paints a rollicking view of American eccentrics that would make Mark Twain proud. The winning supporting cast also includes Tim Robbins, Alfre Woodard, Scott Glenn, and Christine Lahti.

Apollo 13 (1995): NASA’s unsuccessful moon-landing mission becomes a suspenseful tribute to ingenuity and resolve in the hands of Oscar-winning director Ron Howard (“A Beautiful Mind”) and a rock-solid cast. Set in 1970, it chronicles the struggles of mission commander Jim Lovell (Tom Hanks), who, along with fellow astronauts Jack Swigert (Kevin Bacon) and Fred Haise (Bill Paxton), is sent into orbit in plans of a lunar landing. When an oxygen tank explodes days after takeoff, however, their journey becomes one of pure survival in the face of mortal danger. While the men try to contain the leak, Houston mission control director Gene Krantz (Ed Harris) and pilot Ken Mattingly (Gary Sinise) are determined to get the ship back to Earth. The results are lean, intelligent, and absorbing.

The Patriot (2000): For a more action-packed take on America’s fight for independence, check out this popular combination of historical drama and blockbuster thriller. Mel Gibson stars as Benjamin Martin, a haunted man who simply wants to live peacefully with his family in his small South Carolina farm. But since the year is 1776 and skirmishes between local rebels and colonial forces are all around him, Benjamin must take a stand. When his home and loved ones are threatened by a sadistic British commander (Jason Isaacs), he reluctantly but fiercely returns to his old fighting ways and, joined by his son Gabriel (Heath Ledger), heads out to combat. Mixing the national with the personal, this is a robust, rousing crowd-pleaser from director Roland Emmerich, who had already given us “Independence Day.”


Siberian Husky
Aurora, Colorado Adopt-a-Dog


Two Years Old

Shelter Staff made the following comments about this animal:
Don't be fooled by my shy personality, I'm the type that loves to be petted and I am always eager for attention! Once I get comfortable I love to give hugs. I enjoy treats, going on walks and have a weakness for soft squeaker toys! I can be skittish with quick movements any may not be ideal for homes with young kids. I'm also uncertain of other dogs and my do best as the only dog in the home. With me you're not getting just a new dog, but a new best friend!

For more information about this animal, call:
Aurora Animal Shelter at (303) 326-8280

Adoption Fee:
6 Months to 6 Years of Age $153

Aurora Animal Shelter
15750 E. 32nd Ave.
Aurora, CO 80011


As the chart shows, America’s love of wines from Southern Europe, with France and Italy especially coming to mind, is a one-sided affair.
According to data from the European Commission's Directorate-General for Agriculture and Rural Development, the U.S. imported almost six million hectoliters from France and Italy between August 1, 2020 and July 31, 2021 - worth more than $3.5 billion.
Europe's four largest wine exporters imported less than 50,000 hectoliters of wine from the U.S compared to six million hectoliters from European exporters.

By Felix Richter, Statista


Originals 2020 Syrah ($5.99) - Washington State
By Kevan R. Wilkinson, Leasing News Wine Reviewer

Please don’t be scared off by the wine label or the very low price. This is a real steal at Trader Joe’s.

I saw a few cases of this wine on display at Trader Joe’s and thought the label on the bottle looked familiar, reminiscent of K Vintners in Washington State. So, I looked it up on my iPhone, and sure enough, it is a sub-brand of Charles Smith/K Vintners, which is known for its stellar lineup of Syrah, Malbec, Viognier, Sangiovese, Tempranillo, and red blends.

Having purchased K Vintners Syrah in the past for $35-$50 a bottle, this steal 2020 Syrah seemed like a steal at $5.99 a bottle, typical of discounted wines from top produces with an off-brand label.

Indeed it was another inexpensive wine that Trade Joe gets for its 530 stores (not all have this wine, I am told). This is a big, powerful wine with a full helping of rich raspberry, blueberry, blackberry, spice, and perfect finesse. It is dark and inky and hugs the glass after a swirl.

My wife, Ana, and I enjoyed a glass with baked chicken legs, roasted potatoes, and a butter lettuce salad with pickled onions.

This is an excellent wine with a unbelievable price. I highly recommend it. Other people must think the same, because I went back to buy a few more bottles, and only three bottles remained. I bought them all. Perhaps they may be restocked.

The Originals 2020 Syrah is available exclusively at Trader Joe's for $5.99 a bottle.

Kevan R. Wilkinson | Digital Content Manager | BALBOA CAPITAL
 | |

Previous Wine Reviews


News Briefs---

Fitch Rates Marlin Receivables 2022-1 LLC
    "adequate abilities as originator, underwriter, and servicer"

J.D. Power: EVs More Problematic than ICE;
   Vehicle Quality Drops

Cooling Consumer Spending Points
     to Further Economic Slowdown


You May Have Missed---

E.P.A. Ruling Is Milestone in Long Pushback
    to Regulation of Business



Sports Briefs---

It’s official: USC and UCLA are leaving
    the Pac-12 for the Big Ten

Kevin Durant requests a trade from the Brooklyn Nets

Oakland A’s ballpark plan clears crucial hurdle
     with Bay Area commission’s OK

The A’s picked up their biggest win of the year.
    This team might just stay in Oakland

Brittney Griner will stand trial starting July 1 in Russia

Deshaun Watson's four active lawsuits revealed
    after dismissal notices filed in court

Ex-NFL player backs up Warren Sapp’s claim
     about Colin Kaepernick


California Nuts Briefs---

California Gov. Gavin Newsom signs $308 billion budget
     into law on eve of new fiscal year

Newsom signs state budget bills, with gas refunds
     to 17.5 million California taxpayers

Newsom signs nation’s most sweeping law to
     phase out single-use plastics and packaging waste

Adobe aims to move into new downtown
    San Jose office tower in early 2023

Tesla cuts 200 autopilot workers
     as it closes San Mateo site



"Gimme that wine"

On the Sonoma Coast, Fog, Wind and Exceptional Wine
     By Eric Asimov

Bonny Doon Vineyard (Uncharacteristically)
    A La Mode, Releases "Le Cigare Orange"

Why it really does matter when family-owned
     Napa wineries sell to corporations

“Gimme that Wine”

Free Wine App

Wine Prices by vintage

US/International Wine Events


This Day in History

      1656 – The first Quakers arrived, in Boston.  Mary Fisher and Ann Austin were immediately arrested.
    1730 - The most populous area of colonial America was New England, with 275,000 Europeans.  By 1760, this number rose to 425,000, and at the close of the Revolution, to 800,000.
    1733 - Forty Jews, admitted to Georgia colony by its proprietors, settled in Savannah.
    1776 – The Continental Congress, sitting as a committee, met to debate a resolution submitted by Virginia delegate Richard Henry Lee on June 7. The resolution stated that the United Colonies “are, and of right ought to be, free and independent States.” The committee voted for the motion and, on July 2 in formal session, took the final vote for independence.
    1778 - The first foreign diplomat accredited to the U.S., Conrad Alexandre Gerard, arrived in America. He had been appointed by King Louis XVI of France. The tide of the Revolutionary War changed when France not only lent the new colonies money, but officers, soldiers, arms, and ships. At Yorktown, the victory that won the war, Frenchman outnumbered Americans almost three to one! Washington had 11,000 men engaged in the battle, while the French had at least 29,000 soldiers and sailors. The 37 French ships-of-the-line played a crucial role in trapping the 8,700 strong British army and winning the engagement.
    1792 - A tremendous storm (a tornado or hurricane) hit Philadelphia and New York City.  Many young people drowned while out boating on that Sunday.
    1800 - The earliest recorded Methodist camp meeting in America was held in Logan County Kentucky, near the Gaspar River Church.
    1807 - Birthday of Thomas Green Clemson (1807-88), the man for whom Clemson University was named, at Philadelphia, PA. The mining engineer and agriculturist married John C. Calhoun's daughter, Anna. Clemson bequeathed the old Calhoun plantation to South Carolina and Clemson Agricultural College, now Clemson University, was founded there in 1889.
    1835 - The Baltimore and Ohio Railroad made its trial run from Baltimore, MD, to Washington, DC, starting railroad service to the nation’s capital.
    1847 - The first US postage stamps were issued by the US Post Office, a 5 cent stamp picturing Benjamin Franklin and a 10 cent stamp honoring George Washington. Stamps had been issued by private postal services in the US prior to this date.  
(last part of: )
    1852 - The first body to lie in state in the US Capitol rotunda was that of Senator Henry Clay, who died in Washington, DC, at the age of 75 on June 29, 1852.  His body was placed in the rotunda, where it was displayed for the public to pay their respects, prior to interment in Lexington Cemetery, Lexington, KY.
    1859 - Amherst and Williams played the first intercollegiate baseball game, with Amherst winning, 73-32. The next day Williams evened the score by defeating Amherst in a chess match. 
    1861 – The first public schoolhouse opens at Washington & Mason St, San Francisco.
    1862 - Congress outlaws polygamy for the first time;  “an act  to punish and prevent the practice of polygamy in the territories of the United Sates and other places, and disapproving and annulling certain acts of the legislative assembly of the territory of Utah.”  Most of the settlers in Utah belonged to the Mormon Church (The Church of Jesus Christ of Latter-day Saints), which encouraged men to marry multiple wives.  Little effort was made to enforce this law. The first anti-polygamy law with teeth was the act of March 22, 1883, known as the Edmunds law, which defined simultaneous marriages as bigamy and prescribed loss of citizenship as a penalty.  It legitimized children born in polygamy before January 1, 1883.
    1862 – The final day of the 7 days Battle of Malvern Hill 
    1862 - The Bureau of Internal Revenue was established by an act of Congress. The same day, President Abraham Lincoln signed into law a bill levying a 3 percent income tax on annual incomes of $600—$10,000, and 5 percent on incomes of more than $10,000. The revenues were to help pay for the Civil War. This tax law actually went into effect, unlike an earlier law passed August 5, 1861, making it the first income tax levied by the US. It was rescinded in 1872.
    1862 - The Morrill Land Grant Act was passed.  This federal legislation led to the creation of the Land Grant universities and Agricultural Experiment Stations in each state.  For 20 years prior to the first introduction of the bill in 1857, there was a political movement calling for the creation of agriculture colleges.  The Morrill Act was first proposed in 1857, and was passed by Congress in 1859, but it was vetoed by President Buchanan. In 1861, Morrill resubmitted the act with the amendment that the proposed institutions would teach military tactics as well as engineering and agriculture. Aided by the secession of many states that did not support the plans, this reconfigured Morrill Act was signed into law by President Lincoln on July 2, 1862.
    1863 - The Battle of Gettysburg, the largest of the war, began where General Robert E. Lee made a desperate bid to smash through Union forces and approach Washington, D.C. from the west.  After the Southern success at Chancellorsville, VA, Lee led his forces on an invasion of the North, initially targeting Harrisburg, PA. As Union forces moved to counter the invasion, the battle lines were eventually formed at Gettysburg, PA, in one of the Civil War's most crucial and bloodiest battles. This was a turning point in the war.  Quite by accident, and not foreseen by General Lee, General George G. Meade stumbled upon the advance accidentally at Gettysburg, Pa.  Lee's assaults on federal positions, trying to move out of this encounter, brought extremely heavy losses to both sides. On the climactic third day of the battle (July 3), Lee ordered an attack on the center of the Union line, later to be known as Pickett's Charge. When the famous charge of Gen. George E. Pickett's division failed, with one unit leaving 3393 out of 4800 men dead or wounded on the field, the battle was lost by the South. The 15,000 rebels were repulsed, ending the Battle of Gettysburg. On July 4, both sides were exhausted.  On July 5, Lee's army retreated, listing more than one-third of the troops as casualties in the failed invasion, never to return to northern territory.  Union General George Meade initially failed to pursue the retreating rebels, allowing Lee's army to escape across the rain-swollen Potomac River. He felt ill prepared for the action, particularly after initiating the battle without preparation and in “surprise.”  Historians say he missed an opportunity. They were not there, but made this observation primarily because Meade was not a very good tactician or leader of men. His men labeled him “timid” and used a stronger word we can't print here.  The South suffered 30,000 killed, wounded, or missing, the North, 23,000. 
a key to the victory at Gettysburg 
    1869 - US mint at Carson City, Nevada opens 
    1869 - William Strunk, Jr (d. 1946), American author and educator, born in Cincinnati.  A professor of English at Cornell University, he authored “The Elements of Style” (1918). After revision and enlargement by his former student E.B. White, it became a highly influential guide to correct English usage during the late 20th century, commonly called Strunk & White.  It remains prominent now into the 21st century.       
    1870 – The US Department of Justice is created.  The Attorney General was initially a one-person, part-time job established by the Judiciary Act of 1789.  In 1869, the House Committee on the Judiciary conducted an inquiry into the creation of a "Law department" headed by the Attorney General and composed of the various department solicitors and US Attorneys. On February 19, 1868, a bill was introduced in Congress to create the Department of Justice. This first bill was unsuccessful, however, as time to ensure its passage was consumed with the impeachment of President Andrew Johnson.  A second bill was introduced to Congress by Representative Thomas Jenckes of Rhode Island on February 25, 1870, and both it was passed by both houses.   President Grant then signed the bill into law on June 22, 1870.
    1874 - The first zoo in the US, the Philadelphia Zoological Society, opened.  Three thousand visitors traveled by foot, horse and carriage, and steamboat to visit the exhibits.  Price of admission was 25 cents for adults and 10 cents for children.  There were 1,000 animals in the zoo when it opened 
    1876 - Birthday of Susan Keating Glaspell (1876 -1948) at Davenport, IA.  Novelist and playwright who won the 1930 Pulitzer Prize for her play, “Allison's House.” She wrote no further plays but continued to write novels that examined women's struggles with biology, conservative mores, and other influences on her freedom and happiness. Her early stories were steeped in the Iowa of her childhood and after the success of her first novel, she resettled in New York, married a wealthy home-town boy, and lived and romped in Greenwich Village. The bulk of her noteworthy writing was done after his death in 1924. She remarried briefly.
    1879 – Charles Taze Russell published the first edition of the religious magazine “The Watchtower.”
    1881 – US Assay Office in St Louis, Missouri opens for the World’s Fair Exposition. 
    1881 - The world's first international telephone call is made between St. Stephen, New Brunswick, Canada, and Calais, ME, United States.
    1889 - Frederick Douglass named Minister to Haiti 
    1890 - 2,000 Census Bureau clerks began the daunting task of tallying the results of the country's 11th census, aided for the first time by mechanical calculating devices. Some 45,000 census counters had spent the entire month of June counting America's 60 million-plus population, using hole punches to record the results of their surveys by punching out designated spots on the card, like a train conductor punches a ticket. Later, those cards were counted by a tabulating machine invented by 29-year-old Herman Hollerith. Hollerith's counting machine had soundly beaten other proposed counting methods in a contest sponsored by the Census Bureau. Hollerith later founded the Tabulating Machine Company, which, through a series of mergers and reorganizations, eventually became IBM.
    1893 - President Grover Cleveland boarded the yacht Oneida for surgery to be performed in secret on a cancerous growth in his mouth. As this was during the 1893 depression, secrecy was thought desirable to avoid further panic by the public. The whole left side of Cleveland's jaw was removed as well as a small portion of his soft palate. A second, less extensive operation was performed July 17. He was later fitted with prosthesis of vulcanized rubber that he wore until his death on June 24, 1908. A single leak of the secret was plugged by Cleveland's Secretary of War, Daniel Lamont, the only member of the administration to know about the surgery. The illness did not become public knowledge until an article appeared Sept 22, 1917, in the Saturday Evening Post, written by William W. Keen, who assisted in the surgery.
    1893 - Walter White (1893-1955), who headed the National Association for the Advancement of Colored People (NAACP) for over 20 years, was born in Atlanta. Of mixed race with African and European ancestry on both sides, White had features showing his European ancestry. He emphasized in his autobiography, “A Man Called White” (p. 3): "I am a Negro. My skin is white, my eyes are blue, my hair is blond. The traits of my race are nowhere visible upon me." White oversaw the plans and organizational structure of the fight against public segregation. He worked with President Truman on desegregating the armed forces after the Second World War and gave him a draft for the Executive Order to implement this. Under White's leadership, the NAACP set up the Legal Defense Fund, which raised numerous legal challenges to segregation and disfranchisement, and achieved many successes. Among these was the Supreme Court ruling in Brown v. Board of Education (1954), which determined that segregated education was inherently unequal. White also quintupled NAACP membership to nearly 500,000.
    1898 - Teddy Roosevelt and his Rough Riders, a collection of Western cowboys and Eastern blue bloods officially known as the First U.S. Voluntary Cavalry, charged up San Juan Hill. The U.S. Army Fifth Corps fought its way to Santiago’s outer defenses, and on July 1, U.S. General William Shafter ordered an attack on the village of El Caney and San Juan Hill. Shafter hoped to capture El Caney before besieging the fortified heights of San Juan Hill, but the 500 Spanish defenders of the village put up a fierce resistance and held off 10 times their number for most of the day. Although El Caney was not secure, some 8,000 Americans pressed forward toward San Juan Hill. Hundreds fell under Spanish gunfire before reaching the base of the heights, where the force split up into two flanks to take San Juan Hill and Kettle Hill. The Rough Riders were among the troops in the right flank attacking Kettle Hill. When the order was given by Lieutenant John Miley that “the heights must be taken at all hazards,” the Rough Riders, who had been forced to leave their horses behind because of transportation difficulties, led the charge up the hills. The Rough Riders and the black soldiers of the 9th and 10th Cavalry regiments were the first up Kettle Hill, and San Juan Hill was taken soon after. From the crest, the Americans found themselves overlooking Santiago, and the next day they began a siege of the city. On July 3, the Spanish fleet was destroyed off Santiago by U.S. warships under Admiral William Sampson, and on July 17, the Spanish surrendered the city, and thus Cuba, to the Americans.  
(Bottom half of: )
    1899 - In Wisconsin, the Gideons were founded by three traveling businessmen. They placed their first Bibles in 1908 at the Superior Hotel in Iron Mountain, Montana. 
    1899 - Birthday of Thomas A. Dorsey (1899-1993), the father of gospel music, at Villa Rica, GA.   Originally a blues composer, Dorsey eventually combined blues and sacred music to develop gospel music.  It was Dorsey's composition, “Take My Hand, Precious Lord” that Reverend Dr. Martin Luther King, Jr., had asked to have performed just moments before his assassination.  Dorsey composed more than 1,000 gospel songs and hundreds of blues songs in his lifetime. 
    1902 – Birthday of William Wyler (1902-81), American motion picture director, at Mulhausen, Alsace, in the German Empire (present-day France).  Notable works included “Ben-Hur” (1959), “The Best Years of Our Lives” (1946), and “Mrs. Miniver” (1942), all of which won Academy Awards for Best Director, as well as Best Picture in their respective years.  Other popular Wyler films include “Funny Girl” (1968), “How to Steal a Million” (1966), “Wuthering Heights” (1939), “Jezebel” (1938), and “Hell’s Heroes” (1930).  
    1902 - Playing his first game for the Philadelphia A’s, Rube Waddell faced the minimum 27 batters, blanking the Orioles, 2-0. The 25-year old southpaw struck out the side three times:  in the 3rd (a perfect inning on just nine pitches, all strikes) 6th, and 9th innings. C Ossee Schreckengost threw out the two baserunners. 
    1903 - A strong tornado just 50 to 75 yards in width killed many persons around the Gainesville, GA Cotton Mill. The tornado strengthened and widened near the end of its four mile path, killing 40 persons at New Holland, GA. A total of 104 persons were killed in the tornado.
    1903 - Irna Phillips (1903-73), U.S. radio script writer, who developed the genre of the radio and TV soap opera, was born in Chicago. Starting with a ten-minute drama on a Chicago radio station (it tried to block her further progress), in 1932, she sold a similar program to the networks and the Queen of the Soaps was on her way. She wrote a dozen different shows and by 1943, she had five daily shows going at one time including the enduring “Guiding Light,” hiring a staff of writers for the daily scripting. When TV destroyed the careers of so many writers, IP moved easily into the format starting with “Guiding Light,” (1952), “As the World Turns” (1956), and “Days of Our Lives” (1965), the most famous radio and TV soap operas of history. Her writing was superior and many have mourned the passing of her higher standards.,+Irna 
    1908 - Birthday of Estee Lauder (1908-2004) in Corona, Queens, NYC.  She learned sales at the family hardware store, was introduced to beauty products by her uncle, a skin specialist from whom she learned to manufacture and develop skin creams. She started by giving free demonstrations and a small gift to customers. As her business burgeoned, she divorced and later remarried her former husband who agreed to run the factory which produced the Lauder beauty products while she did the promotions, marketing, and sales. She personally opened all Lauder outlets and hired the staff which was to reflect her standards of physical attractiveness as well as a balanced personality.  
    1908 – SOS was adopted as the international distress signal.
    1910 - The Chicago White Sox opened their new home originally called White Sox Park and later called Comiskey Park, losing to the St. Louis Browns, 2-0.  Barney Pelty pitched the shutout for the Browns.  This park remained the White Sox’ home until 1990.  Adjacent to the south (across 35th Street), a new ballpark opened in 1991 and Comiskey Park was demolished the same year. Originally also called Comiskey Park, it was renamed U.S. Cellular Field in 2003 and Guaranteed Rate Field in 2016.
    1910 - The Ward Baking Company, Chicago, IL, started the first automated bread factory.  The dough was not touched nor the bread handled except when it was placed on the wrapping machine. In 1917, Taggart Baking Company of Indianapolis, IN began distribution to Mary Maid stores of a one-pound loaf.  The first bagel baker was Lender's Bakery, which opened in 1927, in West Haven, CT.   The owner was Harry Lender, who had just arrived from Lublin, Poland.  Lender's introduced the first frozen bagels in 1963.  By the way, the first frozen bread was offered to stores on November 3, 1942, by Arnold Bakers, Port Chester, NY.
    1913 - Birthday of Jo Sinclair (1913-95) was born Ruth Seid in Brooklyn. She was an American novelist who earned awards and critical praise for her novels about race relations and the struggles of immigrant families in America. Her first novel, “Wasteland,” won the $10,000 Harper & Brothers prize for the best study of an aspect of U.S. life. (Cleveland). 
    1914 - Earle Warren’s (1914-94) birthday in Springfield, OH.  From 1937-45, he was lead alto sax player, band manager for the Count Basie Band. 
    1915 - Blues legend Willie Dixon (1915-92) was born at Vicksburg, MS. He moved to Chicago in 1936 and began his career as a musician with the Big Three Trio. With the advent of instrument amplification, Dixon migrated away from his acoustic upright bass into producing and songwriting with Chess Studios, where he became one of the primary architects of the classic Chicago sound in the 1950s. His songs were performed by Elvis Presley, the Everly Brothers, the Rolling Stones, Led Zeppelin, the Doors, Cream, the Yardbirds, Aerosmith, Jimi Hendrix and the Allman Brothers, among others. 
    1916 - Olivia De Havilland was born in Tokyo to British parents.  She and her younger sister, actress Joan Fontaine, moved to California in 1919. U.S. actor won Academy Awards for her work in “To Each His Own” (1946) and “The Heiress” (1949). However, she is probably best known for her role as Melanie in “Gone with the Wind” (1939). Her suit against a contract she had signed as a beginning actor broke the film studios lifetime monopoly on contract actors. It limited acting contracts to seven years, including suspensions. Her sister was Joan Fontaine (10-22-1917) who also won an Academy Award. The sisters were never friendly. De Havilland grew up in
Los Gatos and Saratoga, visiting often, as she had many friends here and
was quite the local celebrity to have to parties.
    1916 - Dwight D. Eisenhower married Mary "Mamie" Geneva Doud in Denver.  
    1916 - At age 42 years and 4 months, Honus Wagner became the oldest player to hit an inside-the-park HR, connecting for the Pirates in the 4th inning at Cincinnati. 
    1917 - Race riots in East St Louis, Illinois (40 to 200 reported killed). 
    1917 – The Redlegs’ Fred Toney pitched both games of a doubleheader, beating the Pirates, 4-1 and 5-1. He walked one and allowed three hits in each game, the fewest hits allowed by any pitcher winning two games in one day. 
    1920 - Suzanne Lenglen (1899-1938) of France became the first woman tennis player to win three Wimbledon championships in the same year.  She won the singles titles, the doubles, and the mixed doubles. 
    1920 – The Senators’ Walter Johnson pitched his first no-hitter, beating the Red Sox at Fenway. An error by Bucky Harris cost him a perfect game, but Harris's hit drives in Washington’s only run. The next day, Johnson comes up with the first sore arm of his life and is useless for the rest of the year, finishing 8-10. 
    1921 - The first sales tax enacted by a state became effective in West Virginia.  The rate was one-fifth of 1 percent of the gross income of banks, street railroads, telephones, telegraph, express and electric light and power retailers, and two-fifths of 1 percent on timber, oil, coal, natural gas, and other minerals.  Payments could be made to the state quarterly or annually.  It replaced a tax on corporate net income.
    1921 - Canadian country singer Stu Davis (1921-2007), whose real name was David Stewart, was born in Boggy Creek, Saskatchewan. He and his brother Fred teamed up in 1939 to perform as the Harmony Boys on Regina radio station CKCK. Stu Davis later became known as "Canada's Cowboy Troubador," and made appearances in the late 1940's on NBC radio's "National Barn Dance" from Chicago and the "Grand Ole Opry." Davis signed with London Records in 1956, making 15 LP's for the label.  In 1968, Davis, already a veteran of several TV shows, narrated the 13-part CBC TV documentary history of Western Canada, "Trail-Riding Troubador." Eddy Arnold took Stu Davis's song "What A Fool I Was" to number two on the Billboard country chart in 1948. 
    1922 - The Great Railroad Strike of 1922 began.  Seven of the sixteen unions in existence at the time struck into August before collapsing. Approximately 11 people, mostly strikers and their family members, were killed in connection with the strike. The collective action of some 400,000 workers in the summer of 1922 was the largest railroad work stoppage since the Pullman Strike of 1894 and the biggest American strike of any kind since the Great Steel Strike of 1919.  In 1922 the Railroad Labor Board approved another cut in wages, this time a cut of 7 cents an hour targeted to railway repair and maintenance workers — a reduction representing a loss of an average of 12% for these workers.  The National Guard was called out on a state-by-state basis by various state governors to undermine the strike effort.  President Warren Harding proposed a settlement on July 28 which would have granted little to the labor unions, but the railroad companies rejected the compromise despite interest from the desperate workers. Attorney General Harry Daugherty, who opposed the unions, pushed for national action against the strike, and on September 1, a federal judge issued a sweeping injunction against striking, assembling, picketing, and a variety of other union activities, colloquially known as the "Daugherty Injunction." Richard Saunders Jr. referred to the injunction as "... One of the most extreme pronouncements in American history, violating any number of constitutional guarantees of free speech, free speech and free assembly. (But) it effectively broke the strike." 
    1931 – United Airlines begins service as Boeing Air Transport.
    1934 – Birthday of actor Jamie Farr, Cpl. Klinger of M*A*S*H fame, in Toledo, OH as Jameel Joseph Farah.
    1934 - An American film director, producer and actor, Sidney Pollack (1934-2008), was born in Lafayette, IN.  Some of his best known works include “Jeremiah Johnson” (1972), “The Way We Were” (1973), “Three Days of the Condor” (1975) and “Absence of Malice” (1981). His 1985 film “Out of Africa” won him Academy Awards for directing and producing.  He was also nominated for Best Director Oscars for “They Shoot Horses, Don’t They?” and “Tootsie”, in the latter of which he also appeared. His later films included “Havana” (1990), “The Firm” (1993), “Sabrina” (1995), “The Interpreter” (2005), and as producer for and actor in “Michael Clayton” (2007).  
    1935 - Benny Goodman and his band recorded the "King Porter Stomp" for Victor (Vi 25090). Often I play a series of how this song evolved, starting with Jelly Roll Morton, then Louis Armstrong, Benny Goodman, and finally, Gil Evans: “New Bottle, Old Wine” great album (one of my favorites). 
    1935 – Yankees OF George “Twinkletoes” Selkirk, the man who followed Babe Ruth as the Yanks’ RF, suggested a cinder path, 6 feet wide, be installed in the outfield so a player knows when he is nearing the wall.  This is now standard in all ballparks nationwide.
    1936 – Famous Amos, Wally Amos, was born in Tallahassee, FL.  A real American success story.  As an Air Force veteran who worked as a talent agent with the William Morris Agency, he would send home-baked chocolate chip cookies to celebrities to entice them to meet with him and maybe sign a deal to be represented by the William Morris Agency.  On March 10, 1975, Amos took the advice of some friends and opened a cookie store in Los Angeles, naming it "Famous Amos". In the first year, he sold $300,000 worth of cookies, followed by more than $1,000,000 in sales in the store's second year of operation.  The Famous Amos brand is now part of Kellogg’s.
    1940 – President Roosevelt signs another Navy bill providing for the construction of 45 more ships and providing $550,000,000 to finance these and other projects.
    1941 - The Federal Communications Commission allowed 10 stations to begin broadcasting “television.” Only two were ready: the New York stations owned by NBC and CBS.  NBC began broadcasting from the Empire State Building.
    1941 - Twyla Tharp was born in Portland, IN.   She is perhaps today best known for “Movin' Out,” an award winning Broadway musical featuring the songs of Billy Joel.  A brilliant and major innovator in dance, she has combined tap, ballet, jazz, and social dancing in choreographing much acclaimed ballets, musical products, Broadway, and Hollywood films to modern music themes such as the “Sinatra Suite”. She was also much admired as a dancer. qid= 
    1941 - The few fans watching the Brooklyn Dodgers’ game on WNBT witnessed the first television advertisement ever broadcast.  For 10 seconds before the first pitch of the game, the screen showed the image of a clock superimposed over a map of the United States. A voice then stated "America runs on Bulova time"….and no, Vin Scully had not yet begun the play-by-play!!!
    1942 - Birthday of Andrae Crouch (d. 2015) in San Francisco.  African-American sacred music artist. His most enduring gospel songs have been 'Soon and Very Soon,' 'My Tribute' and 'Through It All.' 
    1943 - "Pay-as-you-go" income tax withholding began.
    1944 – Delegates from 44 countries began meeting at Bretton Woods, N.H., where they agreed to establish the International Monetary Fund and the World Bank. The US hosted the conference to deal with international monetary and financial problems. In 1997, Catherine Caufield wrote “Masters of Illusion: The World Bank and the Poverty of Nations.” The Bretton Woods institutions also include the United Nations and the General Agreement on Tariffs and Trade (renamed the World Trade organization). The agreement was a gold exchange standard and only the US was required to convert its currency into gold at a fixed rate, and only foreign central banks were allowed the privilege of redemption.
    1945 – Some 550 B-29 Superfortress bombers — the greatest number yet to be engaged — drop 4000 tons of incendiary bombs on the Kure naval base, Shimonoseki, Ube and Kumanoto, on western Kyushu.  They kill more people and do more damage than the two atomic bombs.
    1946 – Birthday of rock singer Deborah Harry (Blondie), in Miami, FL.  She was adopted by Catherine and Richard Smith Harry, gift shop proprietors in Hawthorne, NJ, where she was raised.
    1948 – The Major League debut of Roy Campanella, catching Ralph Branca for the Brooklyn Dodgers. Campy doubled in his first at-bat, add two singles, but the Giants won 6 - 4. 
    1949 - One of TV's first popular sitcoms, “I Remember Mama” told the story of a Norwegian family living in San Francisco in 1911. I remember watching this show with my parents. It aired live through 1956; after it was cancelled, a second, filmed version lasted only 13 weeks. Cast members included Peggy Wood, Judson Laire, Rosemary Rice, Dick Van Patten. 
    1950 - Top Hits
“Bewitched” - The Gordon Jenkins Orchestra (vocal: Mary Lou Williams)
“My Foolish Heart” - The Gordon Jenkins Orchestra (vocal: Eileen Wilson)
“I Wanna Be Loved” - The Andrews Sisters
“Why Don't You Love Me” - Hank Williams
    1951 - Bob Feller set a baseball record as he pitched his third no-hitter for the Cleveland Indians, tying the record of Cy Young and Larry Corcoran, as he beat Detroit, 2-1.  The record is held now by Nolan Ryan who threw 7.
    1952 - “The Liberace Show” premiered on TV.  A pianist known for his outrageous style and candelabra on his piano, Liberace hosted popular shows in the ‘50s and 60's. The first premiered on KLAC-TV in Los Angeles and went national in 1953.  My father came to Hollywood in 1955 to become a producer/story writer for Ziv TV.  Among the “products” developed were “Highway Patrol,” “Cisco Kid” and a half-hour syndicated series with Liberace featuring his brother George as violist and orchestra leader. 
    1952 - Birthday of Dan Aykroyd (Elwood Blues of the Blues Brothers), Ottawa, Ontario.
    1956 - The Highway Revenue Act of 1956 was put into effect by Congress, outlining a policy of taxation with the aim of creating a fund for the construction of over 42,500 miles of interstate highways over a period of 13 years.   The law was enacted on June 29, 1956, when President Eisenhower signed the bill into law. The push for a national highway system began many years earlier, when the privately funded construction of the Lincoln Highway began in 1919. President Franklin D. Roosevelt (1933-1945) did much to set into motion plans for a federally funded highway system, but his efforts were halted by the outbreak of World War II.  At a time when the total federal budget approached $71 billion, Eisenhower's plan called for $50 billion over 13 years for highways. To pay for the project, a system of taxes, relying heavily on the taxation of gasoline, was implemented. Legislation has extended the Interstate Highway Revenue Act three times. Today consumers pay 18.3¢ per gallon on gasoline.  [Footnote:  According to the book, “Ike,” when he was put in charge of logistics for the US Army during and shortly after World War I, he became frustrated at the poor and often unpaved conditions of roads across the country, exacerbating the movement of materiel for any great distances.  It was from this experience that Eisenhower began to formulate what became the interstate highway system, planned with straight highways for airplanes to land
in emergencies, now named in his honor.]
    1956 - French Grand Prix was held at Reims, France, won by Peter Collins of Great Britain in a Ferrari.
    1956 - NBC's Steve Allen Show capitalizes on the outrage engendered by Elvis Presley's recent version of "Hound Dog" on The Milton Berle Show by winkingly presenting a new, "clean" Elvis, dressed in a tuxedo and singing "Hound Dog" to an actual basset hound perched on a stool. Backstage, a humiliated Elvis explodes in fury at the Colonel for agreeing to the stunt. The next day, however, fans protest the show, demanding "The REAL Elvis."
    1956 - 11-year-old Brenda Lee signed her first recording contract with Decca Records. 
    1957 – Sound familiar?  Cincinnati fans threatened to sue Commissioner Ford Frick unless Gus Bell, Wally Post, and George Crowe are restored to the All-Star team. They finished first in the balloting thanks to vote-stuffing by Cincinnati fans, ahead of more deserving players. 
    1958 - Top Hits
“Hard Headed Woman” - Elvis Presley
“Yakety Yak” - The Coasters
“Patricia” - Perez Prado
“Guess Things Happen that Way” - Johnny Cash
    1959 - Dave Brubeck Quartet records “ Take Five,” which not only becomes a classic score in 5/4 time, an alto sax Paul Desmond classic, but eventually hits number one on the Billboard, rare for a jazz performance. The album also became a million seller. 
    1961 - Birthday of Frederick Carlton “Carl” Lewis at Birmingham, AL.  US Olympic track & field star (Gold-1984, 1988). 
    1962 - Gene Vincent plays the Cavern Club in Liverpool, opening for a house band called The Beatles
    1963 - The US Post Office introduced the five-digit zip code.
    1963 – The Beatles recorded “She Loves You” and “I'll Get You” at EMI's Abbey Road Studios. “She Loves You” would become their second number-one hit in both Britain and the US.  Can you name their first hit? (Don’t cheat by using Google.)
    1965 - Undersecretary of State George Ball submits a memo to President Lyndon B. Johnson titled "A Compromise Solution for South Vietnam." It began bluntly: "The South Vietnamese are losing the war to the Viet Cong. No one can assure you that we can beat the Viet Cong, or even force them to the conference table on our terms, no matter how many hundred thousand white, foreign (U.S.) troops we deploy." Eventually there would be more than 540,000 U.S. troops in South Vietnam.
    1966 - Top Hits
“Paperback Writer” - The Beatles
“Strangers in the Night” - Frank Sinatra
“Red Rubber Ball” - The Cyrkle
“Take Good Care of Her” - Sonny James    
    1966 - The Beatles began a series of concerts at the Budo Kan Hall in Tokyo.  A famous bootleg album, "Three Nights in Tokyo," was made of the Beatles' appearance.
    1966 - The Grateful Dead released their first single, "Don't Ease Me In" backed with "Stealin'."'.html 
    1967 – The Beatles' "Sgt. Pepper's Lonely Hearts Band” goes #1 for 15 weeks 
    1967 - Scott McKenzie scored his first hit with the single, "San Francisco (Be Sure to Wear Flowers in Your Hair)." The song became an anthem for the Love Generation and the young people of flower power during 1967’s Summer of Love. McKenzie also co-wrote a hit for the Beach Boys in 1988, called "Kokomo." His songs, "San Francisco" and "Like an Old Time Movie," were written and produced by John Phillips of The Mamas and The Papas, who named his daughter, Mackenzie, for his friend.
    1967 - The Jefferson Airplane's "White Rabbit" entered the Billboard chart, where it eventually reached #8. 
    1967 – Pamela Anderson, “Baywatch,” was born in Ladysmith, British Columbia.
    1968 – Formal separation of the UAW from the CIO.
    1968 - The Pennsylvania Supreme Court voided the Muncy Law that required women to serve longer prison terms - often 2.5 times longer - than men who are convicted of the same crime. The successful appeal was handled by attorneys of the National Organization for Women. More recently, a number of states including New York and California have made studies ordered by their supreme courts and found that women are still sentenced to longer terms for the *same* crimes as men. The practice is said to be pervasive. (Paula C. Johnson provided this citation: Carolyn Engel Temin, Discriminatory Sentencing of Women Offenders: The Argument for ERA in a Nutshell, 11 Amer. Crim. L. Rev. 355 (1973).)
    1968 – Medicare, the health insurance program for seniors, regardless of income or medical history, went into effect.
    1969 - Legendary producer Sam Phillips (1923-2003) sells his Sun Records Studio in Memphis.
    1970 - Casey Kasem (1932-2014) begins his weekly Billboard countdown on the nationally syndicated radio show American Top 40.
    1971 - Jethro Tull's first US Top Ten album, "Aqualung" is awarded a Gold record. 
    1971 - The Twenty-Sixth Amendment to the Constitution was ratified, granting the right to vote in all federal, state and local elections to all persons 18 years or older.  On the date of ratification, the US gained an additional 11 million voters.  Up until this time, the minimum voting age was set by the states; in most states it was 21.  A primary mover of this initiative was the fact that the Vietnam War raged on and 18 year-olds were dying for a country for which they could not participate in the democratic process.
    1972 - Neil Diamond went to the top spot on the Billboard singles chart with "Song Sung Blue," his second US #1. The tune made it to number 14 in the UK. 
    1972 - The first African-American Navy admiral was Samuel Lee Gravely, Jr. of Richmond, VA.
    1973 - Golfer Bruce Crampton tied for fourth place in the Western Open golf tournament, bringing his career earnings to over a million dollars. Crampton became the first non-American golfer to reach that mark. He became the fifth golfer to make over a million dollars in career earnings. The others were Arnie Palmer, Billy Casper, Jack Nicklaus and Lee Trevino. 
    1972 - The rock musical "Hair" closed on Broadway after 1,729 performances. It had opened at the Biltmore Theatre on April 28th, 1968. The music for "Hair" was written by Montreal native Galt McDermott. 
    1973 - "Jesus Christ Superstar" closed in New York City after 720 performances on Broadway. The cast album quickly became a million-seller. 
    1974 - Top Hits
“Sundown” - Gordon Lightfoot
“Be Thankful for What You Got” - William DeVaughn
“If You Love Me (Let Me Know)” - Olivia Newton-John
“Room Full of Roses” - Mickey Gilley
    1975 - Captain & Tennille get their first gold record with "Love Will Keep Us Together." The album will eventually sell 2 1/2 million copies and win a Grammy for Record of the Year.  Alas, love failed to keep them together as they divorced after 39 years of marriage in Jan, 2014.
    1976 - Kenneth Gibson, Mayor of Newark, NJ, is the first African-American president of US Conference of Mayors.
    1979 - Sony introduced the Walkman under the name Soundabout, selling for $200. It had been released in Japan six months earlier. More than 185 million have been sold.
    1979 - Susan B. Anthony, an activist for the cause of women's suffrage, was commemorated on a U.S. coin, the Susan B. Anthony dollar. The coin, roughly the size of a quarter, was confused by many with the quarter and the U.S. Treasury Department eventually stopped producing the Susan B. Anthony dollar. 
    1980 - A man from Falmouth, ME was struck by lightning restoring his eyesight. The man had been blind and partially deaf since a truck accident in 1971
    1981 - Murder by the “Manson Family” of Sharon Tate and three others in Laurel Canyon, Calif.    They were all given death sentences, which was overturned at the time by the Supreme Court, which ruled “life in prison” without parole. 
    1982 - Top Hits
“Ebony and Ivory” - Paul McCartney and Stevie Wonder
“Don't You Want Me” - The Human League
“Rosanna” - Toto
“Slow Hand” - Conway Twitty 
    1984 - The Motion Picture Association of America established the "PG-13" rating.
    1985 - Robin Yount of the Milwaukee Brewers got hit #1,800 of his career, leading the ‘Brew Crew' past the Boston Red Sox 5-1. 
    1985 - “Nick at Night,” the creation of the kids’ network Nickelodeon, premiered on TV.  Owned and operated by MTV Networks, Nick at Nite presents many of the old classic television series, including “Barney Miller.”   
    1987 - The Grateful Dead's "In the Dark" LP is released.
    1987 - Fleetwood Mac's "Tango" LP is certified platinum while Van Halen's "1984" and ZZ Top's "Eliminator" reach sales of 6 million.
    1987 - The radio station WFAN in New York City is launched as the world's first all-sports radio station.  Preciously it was WNBC, primarily a news station.
    1988 - Twenty-six cities in the north central and northeastern U.S. reported record low temperatures for the date. Lows of 48 degrees at Providence, RI, 48 degrees at Roanoke, VA, 49 degrees at Stratford, CT, and 48 degrees at Wilmington, DE, were records for the month of July. Boston equaled their record for July with a low of 50 degrees. Five inches of snow whitened Mount Washington, NH.
    1989 - Showers and thunderstorms associated with the low pressure system which was once Tropical Storm Allison continued to drench parts of Mississippi, Louisiana and eastern Texas. Late night thunderstorms produced 12.58 inches of rain at Biloxi, MS, in six hours, and 10.73 inches at Gulfport, MS. Flooding in Mississippi over the first six days of the month caused 55 million dollars damage. (The National Weather Summary) (Storm Data)
    1990 – P Andy Hawkins threw a no-hitter but the Yankees still lost to the White Sox, 4-0, at Comiskey Park.  Hawkins dominated the White Sox into the eighth inning, but after retiring the first two batters, Sammy Sosa reached on a fielding error by Yankees third baseman Mike Blowers. After Hawkins loaded the bases by walking the next two batters, Robin Ventura lofted a fly ball to left field. Rookie Jim Leyritz, fighting a blustery wind, had the ball glance off his glove for an error, allowing all three baserunners to score. The next batter, Ivan Calderone, hit a fly ball to right field, which Jesse Barfield lost in the sun and dropped for another error, allowing Ventura to score.  MLB only recognizes 9 or more inning no-hitters. 
    1990 - Top Hits
“Step By Step” - New Kids on the Block
“Do You Remember?” - Phil Collins
“I'll Be Your Shelter” - Taylor Dayne
“Love Without End, Amen” - George Stra
    1991 - “Court TV” premiered.  The continuing evolution of entertainment brought on by the advent of cable television added another twist with the debut of Court TV.  Trials are broadcast in their entirety, with occasional commentary from the channel's anchor desk and switching among several trials in progress. Trials with immense popular interest such as the William Kennedy Smith rape trial, the sentencing hearing of Marlon Brando's son, and the Jeffrey Dahmer and O. J. Simpson trials, are broadcast along with more low-profile cases.
    1997 – The Nevada Athletic Commission suspended Mike Tyson for biting Evander Holyfield. 
    1998 - Singer/actress/movie star Barbara Streisand and actor/director James Brolin were married at her Malibu, California home. It was her second marriage (she was previously married to actor Elliot Gould) and his third (he was married to casting agent Jane Agee and actress Jan Smithers). The couple honeymooned on a boat in the nearby Channel Islands off the Santa Barbara coast.
    2000 - On the country's 133rd birthday, a Canada Day pitching matchup features a pair of Canadian starters in Montreal as Florida Marlin Ryan Dempster, a native of British Columbia, defeats Mike Johnson of Edmonton and the Expos, 6-5.
    2000 - Vermont's civil union’s law went into effect, granting gay couples most of the rights, benefits and responsibilities of marriage. 
    2009 - Michael Jackson's untimely death a week earlier sends all his albums back into the Billboard Top Ten, including, at #5, The Jackson 5's Ultimate Collection.
    2011 - In Minnesota, a three-week state government shutdown began after legislators could not agree on a budget.
    2014 – Vice Admiral Michelle Janine Howard was promoted to 4-star Admiral to become the first woman to achieve the highest rank in the US Navy.



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live



How to Play



Alerts and Flags
Bank Beat
Brian Link Observations
Career Crossroads-Emily Fitzpatrick/RII
Charlie Chan sayings
Computer Tips and Social Media
Credits and Collections 102
Customer Relation Management Keeps Score
Dan Harkey Observations
Employment Web Sites
Equipment Leasing Haiku by Paul Bent
Fernando's Review
Financial Technology 102
From the Desk of Michael Witt, Esq.
Ken Greene Leasing & Finance Observations
Leasing 102
Leasing Cases by Tom McCurnin
Observations from the Front Porch by Jim Acee
Online Newspapers
Recruiter Hal T. Horwitz Speaks Out
Sales Make it Happen
San Francisco Valley Leasing
The Secret of Our Success
The Top Performer’s Corner
To Tell the Truth
TV Reviews by Kit Menkin
Ultimare Hire by Ken Lubin, ZRG Partners
View from the Top
Why I Became a CLP
Wine Reviews by Kevan Wilkinson

Ten Top Stories each week opened the most by readers
(click here)

“Complaints” Bulletin Board (click here)

Connect with Leasing News

Top Stories

(chronological order)

- ELFF Industry Confidence Drops Again
    Five Months, May 49.6% from April 56.1%
- States No Longer the Issue to Status of Attorney
  Finding the Best Attorney for the Case Today
    By Ken Greene, Leasing News Legal Editor
- American Association of Commercial Finance Brokers
  2022 Annual Conference Report
    By Nuria Blais, American Lease Insurance
- Net Income 1st Quarter US $1.7 Million to
   2021 1st Quarter US $6.3 Mullion Reports Chesswood
- ELFA Release State-by-State Economic Impact
  Equipment Finance Industry Ranking, Volume, Growth
- Percent of Employees No Longer Working Remotely
    Top 10 Metro Areas List Back at the Office
- Archives---May 9, 2000: Bad News from Cindy Spurdle,
    Former Executive Director of NAELB
- Billions of Dollars Are Transferred Daily
    from Independent to Professional Investors
- Changing Rates Means Time for a New Marketing Plan
    Prepare to Enter New Markets
- Top Mark First Quarter Continues the Momentum
    Breaking Quarterly Performance
- Ascentium Capital LLC Reports $392.5 Million
    in First Quarter 2022 Funding Volume
- Nevada Law on Being Registered for Financing and Leasing Brings Up:
   Are You Licensed to Do Business at a Conference?
    By Christopher Menkin
- 2020 Median House Income
    Chart by State
- Her Identity Stolen and Caller Used UCC to Make Calls
    to Prior Clients, Using her Key Personal Information
     By Ken Greene, Attorney
- The Survey of Consumer Sentiment had a
    “change of heart” and jumped 6.3 points  By Dr. Dan Geller
- Equipment Lease and Finance Association Reports
    Record Turnout at Chicago Events
- AP Equipment Financing Posts Record First Quarter
    50% in Year-over-Year Funding Volume
- Business Development for Originators Has Changed
   By Josh Feinberg, President/CEO, Everlasting Capital
- ZRG Makes No. 9  in
   HuntScanlon Top Fifty Recruiters
- Computing Interest Rates Programs
   For Use in New State Commercial Finance Laws
- Concert for Ukraine, Ken Greene, Producer
   Report from Ken
- Most Popular Cars Fall short of Fuel Economy Standard
     Chart Best-Selling Cars in U.S. 2021
- Amur Achieves Record-Breaking First Quarter,
    Achieving 100% Year-over-Year Growth
- ZRG Acquires RoseRyan
    Major Finance and Accounting Consulting Firm
- Positive Employment Situation Boosts Business and
    Consumer Financial Confidence in March By Dr. Dan Geller
- North Mill Equipment Finance Hits All-Time High
   for Month of March: $49 Million
- Jim Merrilees Gets NEFA's Lifetime Achievement Award
    at National Equipment Finance Association Lunch
- National Equipment Finance Association Summit
    Big Success! Reaches Record-Breaking Attendance
- NEFA Women in Leasing Luncheon Meeting
- John Donohue, Leader at Direct Capital, Now Leads Customers Bank
     Commercial Finance’s New Small Ticket Business
- Leasing Company Turns it Down, but Then Gives to
    Direct Salesperson Who Puts it Together
- Signs of Spring
- How to Trade Leads with Banks
   Work with Community, Small Banks, Credit Union
- 2021 Leasing-Finance Associations' Membership Count
- Former President and CEO of Iowa Bank Sentenced
    to 9 Months & $4.5 MM in Restitution for Loan Guaranty Fraud
- Kris Roglieri, CEO Prime Commercial Lending
    Announces $188 Million Development Transaction
- Chesswood Announces 2021 Fiscal Year Results
- North Mill Announces a Refresh of Business Brand, Logo
- Went to the Shelter to Get a Cat....
- CLFP Foundation Releases Ninth Edition Handbook
- Top Seven Leasing/Finance Funder Websites In North America
- PPP Lender CEO Allegedly Purchased Luxury Cars
    and Homes with Fraudulent Lender Fees and PPP Loan
- Robust Retail Sales and Strong Employment Figures
    Boost Consumer Financial Confidence
- North Mill Announces Their Largest Securitization: $371 Million
- Rivers Leasing and LTi Technology Solutions Announce Partnership
- Pandemic Creates a Nation of Hostile Drivers, Increased Fatalities
- California Attorney General Dept. of Justice Visits
    Partners Capital Group, Santa Ana, California
- CLFP Companies with More than 3 Members
- TopMark Funding Celebrates Record-Setting 2021
- Canada Set to Launch First In-Airport Marijuana Retail Store
- Marijuana Has Contributed $43+ Billion to Canada’s GDP
- The Explanation to the Borrower on Calculating Rate
   Quoted Rate 7.3% TValue Rate: 14%
- Crestmark Announces Organizational Changes
- Banks and Credit Unions Are Responding Identically
    to the Rising Rates of 2017
- Four Utah banks targeted for laundering predatory loans up to 225%
- Ascentium Capital LLC Closes Year Strong
    Attaining $1.43 Billion in Funded Volume for 2021
- Cost of Capital Going Up - Wheeler Business Consulting
- ZRG Global Summit Conference By ZRG CEO Larry Hartmann
- ELFA Monthly December Report Shows Very Good News
     Although the Month was Down 3% from Last Year
- Doing Business in a Rising Rate Environment
    By Ralph Mango, Associate Editor, Leasing News
- Acorn Woodpecker in Town of Los Gatos, California
- Dr. Dan Geller: "But I told you so;
    Cryptocurrency is the Emperor's New Clothes”
- Report Finds State-Legal Cannabis Markets
     Have Generated $10 Billion in Taxes
- Regents Capital Closes $25.0 Million Corporate Note Financing
- Top U.S. New Year's Resolutions for 2022
- Wintrust Specialty Finance Exceeds
    Half Billion Dollar Milestone in First 3 Years
     Dave Normandin, CLFP, "Proud of Incredible Team"
- Charles K. Schwartz Released from Prison
     to a Halfway House After Serving Half a Term
- Merchant Cash Advance Broker 16 Years: Why She Loves MCA
- North Mill Reports 2021 as Best Year in the Company's History
- The House that Jerry Built Redux
    by Christopher Menkin, Publisher
- Crypto Investors Will Soon Realize that Currency
    Was Created for Control, Not Convenience
- Visualizing the $94 Trillion World Economy in One Chart
- Results from 2021 Compensation and Production Survey
     Wheeler Business Consulting
- Previous Leasing Persons of the Year
     Several for Careers of their Body of Work
- Lovern J. Gordon, CLFP, Responded
    on being named 2021 Person of the Year
- Lovern J. Gordon, CLFP
    2021 Leasing News Person of the Year
- Chesswood Continues to Grow Looking Forward to 2022
- Bank of the West Sold for $16.3 Billion; Once Very Active in Leasing and Finance
     By Christopher Menkin, Editor
- Balboa Capital Survey: 8 in 10 Small Business Owners
     Planning to Use Section 179 Deductions
- The Subject of Sex in the Recruiting Interview
    Recruiter Hal T. Horowitz Speaks Out
- Where Semiconductors Are Made
- Pictures from the Past 1993 Article: Balboa Capital/Griffin-Byrne
- Balboa Capital now a division of Ameris Bank
- Centra Funding (4-Hour Funding) Joins and
    Strengthens APPROVE Lender Network and How it Works
- Former CFO of Boston Grand Prix (and Leasing Broker)
    Pleads Guilty to Fraud and Tax Schemes
- Infrastructure Bill Delivers Much for Trucking
Irontrax Report
- Banking Must Commit to Increased Tech Spending in 2021
    By Jim Marous, Co-Publisher of The Financial Brand
     CEO of the Digital Banking Report
- David Lee, Chairman/CEO North Mill Equipment Finance
at 27th ABS East Conference Dec. 13-15, Miami Beach, FL
- The Top Seven Leasing/Finance Company Websites in North America
- One-Fourth of All 3Q Car Buyers Considered EVs or Hybrids
- Motor Vehicle Dealers License Requirement for New York Lessors
    By Sloan Schickler, Esq. and Edward P. Kaye, Esq.
- Slim Capital Simplified Finance Solutions
    Examples of Programs
- Things to Know About Leasing EVs Right Now
     By Adam Berger, President, Doering Fleet Management
- Leasing News Adds New Procedure
to Subscribe to News Editions
- Most Influential Women in Leasing and Finance Updated
- LinkedIn Advice on Passwords
- Vehicle Leasing Surges at Credit Unions
     as CULA Marks Leasing Milestone
- Wireless Network Protection -
- Chesswood Announces Third Quarter 2021 Results
- Most Influential Women in Leasing and Finance
Updated and Request for Nominations
- Ascentium Capital LLC Reports $390M
     in Third Quarter Funding Volume
- Marlin Leasing Reports Third Quarter, 2021
Net Income $5.5 Million, Down from $10.3 Million Last Quarter
- Female Leasing/Finance Association Presidents
- ELFA Annual Convention Draws Large Crowd
    Report and Photos from “In the Spotlight”
- Northmill Equipment Finance Whole Team Photo
- ELFA September New Business Confirms Companies’
    Press Releases Showing Third Quarter and September New Business
- ELFA New Board of Directors Announced
   Including new Board Chair
- The LTi Difference
   Developers of Lease and Loan Platforms
- New Disclosure Laws - When will They Take Effect
     By Ken Greene, Leasing News Legal Editor
- Six Types of Bankruptcy - Updated
   By Ken Greene, Esq., Legal Editor
- What Not To Lease
   By Terry Winders
- California Was the First State to Go After MCA
How it All Began/Current Pending Revisions
By Ken Greene, Leasing News Legal Editor
- Franchise Brokers Association
Good Guides for Prospective Franchise Buyers
- You are the Brand
   By Ralph Mango, Associate Editor, Leasing News
- Marlin Business Services Shareholders Meeting
Votes to Go Ahead Merger/Related Compensation Proposal
- Sikhs, Finding Religious Freedom on the Road,
Take Outsize Role in American Trucking
By Joseph Hammond, RNS
- FT Partners Q2 2021 Fintech Insights
   Global Financing and M&A Statistics
- Marlin Capital Solutions
10-Q Quarterly report 7/30/2021
- Pfizer Gets a Booster Shot from its COVID-19 Vaccine
Pizer's Annual Revenue since 2016
- Six-Month Leasing/Finance Associations'
Membership Count and by Category
- Balboa Capital Reports 93% Year-Over-Year Increase
in Q2 Originations, Hires 25 New Employees
- Company Celebrates Being Back in the Office
   from Alina Gilmore, VP, Can Capital
- Don’t Be Afraid to Look into the Mirror
   By Ralph Mango, Associate Editor
- North Mill Announces Record Quarterly Originations
   Exceeding $120 Million
- Brean Capital, LLC, Closes $50 Million
    Corporate Note Financing for Balboa Capital
- Big Gains Following Recessions
- Cash is King When Running a Manufacturing Business
    By Ken Hurwitz, Canadian Metalworking
- Podcast Interview with Paul Menzel on Leadership
  and How He Leads Others to Perform
    The Alta Group Leadership Development
- Our Leasing/Finance Life is Changing
  Not Just Because of FinTech, Perhaps the Convenience
    By Kit Menkin
- The Mysterious FDIC $3.4 Million Fine & Restitution Against
   Umpqua Bank and Financial Pacific
      By Christopher Menkin, Editor/Publisher, Leasing News
- More on Financial Pacific and FDIC Fine
   Against Umpqua Bank and Restitution Penalty
- Balboa Capital Added to Good Guys: Companies
   Who Notify Lessee in Advance of Lease Expiration
- NVLA Executive Director Moves Down the Road
- Marlin Business Services Announces Further Staff Cuts
- Specialists in cannabis and hemp company leasing
- Report: 85 Percent of Independent Restaurants
    Could Close Without Direct Aid
- Back to Business Not Yet
- NY Based Finance Companies Deceived Small Businesses,
    with Merchant Cash Advance, one at 4,000 percent Interest
- New York Attorney General's Office Wins Major Case
    Against Northern Light Systems Leasing and Affiliates
- Dr. Dan Geller Predicts US Being Pushed
  into a Prolonged Recession
- How Vaccines Eradicated Common Diseases
- Be Prepared for What May be a Bankruptcy Lifeline
   for Small Businesses to Survive COVID-19
- Equipment Broker School Sign Ups Surged
  Includes report MCA, Funders, Business Loans, Leasing Marketplace
- Jeff Rudin, Quail Capital, Two Dogs
  One from Leasing News Adopt a Dog
- Ralph Mango Remembers the Start of FinTech
- Balboa Capital Gets Excellent Review over Other Companies
  By DBRS Morningstar Confirms Three Securitizations
- Don’t Get Caught Doing Business in California
   If You Are Required to Have a License or Don’t File Annual Report
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
   for $429,000 as a Result of Lying to Lessee
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- California License Web Addresses
- Settlement Costs vs. Litigation Costs