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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   


Monday, November 18, 2019


Today's Leasing News Headlines

Looking to Improve Your Career
   Post a Free Position Wanted Here
Top Ten Stories
    November 12 - November 14
Getting Ready for 2020 California Rate Disclosures
      Computing Interest Rates Programs
Story Credit Lessors – Lenders List
  "C" & "D" Lessees, Business Loans, Working Capital
Leasing Industry Ads---Help Wanted
   At Year End, Many Are Ready to Move On
Will Ten Years at Same Company Go Against Me?
   Career Crossroad---By Emily Fitzpatrick/RII
Crisis in Sales Management
  By Steve Chriest
Where Mortgage Delinquency Rates Are Improving Most
   By Seth Welborn, DS News
Labrador Retriever/Border Collie Mix
  Palo Alto, California  Adopt-a-Dog
Brian Holloway to Speak at deBanked Connect Miami
   SALESPEOPLE, ARE YOU READY?!
News Briefs---
How FedEx Cut Its Tax Bill to $0
   2017 fiscal year, FedEx owed $1.5 billion + in taxes
Consumer Reports puts Tesla back on
  recommended list as reliability improves
Why Tesla has selected Berlin as the location
   to build its European gigafactory
If You Invested $5,000 in Tesla's IPO,
  This Is How Much Money You'd Have Now
American Airlines flight attendants have literally begged
  not to work on the Boeing 737 Max when it returns, union boss says
Southwest, American, United: No Boeing 737 Max flights
  until March even if plane returns sooner
DACA immigrants add $460.3 billion to the U.S. economy.
 What happens if the Supreme Court upholds ending the program?
Oregon population grows by 41,000,
 pushing the state’s total to over 4.2 million people

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device


May Have Missed
 Poem
  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




Please send a colleague and ask them to subscribe. We are free
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

Looking to Improve Your Career
   Post a Free Position Wanted Here



Free Career Positon Wanted goes into our Classified Ad section here
http://leasingnews.org/Classified/Jwanted/Jwanted.htm

It also runs once a week in the News Edition.

Use your personal email address only. We encourage you to add a resume, although not necessary. If you do so, please make sure your name, address and telephone number are not included. If so, we will delete them. The reason is once the resume is placed on line: it remains in Google, as well in Leasing News Editions’ archives. A search of your name will bring up your posting, which will have your address and telephone number for years to come.

It is also a good idea to create an email for the ad specifically that you can delete after use.
This is “free” to those looking for a new position. Each ad is limited to (100) words.

To post your free position wanted, please email: kitmenkin@leasingnews.org.

 



[headlines]
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Top Ten Stories
November 12 - November 14

(Stories most opened by readers)

(1)  "Under all the positive news, why is Amur Equipment
       Finance quiet about a relationship with PIMCO?"
          Question by Christopher Menkin, Editor
http://leasingnews.org/archives/Nov2019/11_12.htm#under

(2) California Department of Business Oversight Proposes
          Moving All California Financing Law Licensees
            onto NMLS Licensing Platform
http://leasingnews.org/archives/Nov2019/11_14.htm#dbo

(3) New Hires/Promotions in the Leasing Business
          and Related Industries
http://leasingnews.org/archives/Nov2019/11_14.htm#hires

(4) Bridgewater Bank Announces
         Formation of Equipment Finance Division
http://leasingnews.org/archives/Nov2019/11_12.htm#bridgewater

(5) Leasing News Funder List "A"
           Updated
http://leasingnews.org/archives/Nov2019/11_14.htm#lista

(6) CLFP Companies with Two or More Members
       Updated from last Exam…Total Now 824 CLFPs
http://leasingnews.org/archives/Nov2019/11_14.htm#clfp

(7) Berkeley Farms owner files for Chapter 11
        Bankruptcy protection
https://www.mercurynews.com/2019/11/12/berkeley-farms-owner-files-for-chapter-11-bankruptcy-protection/

(8) Monitor’s Equipment Finance Disrupted
         Declares “Conference is Revolutionary!”
http://leasingnews.org/archives/Nov2019/11_12.htm#monitor

(9) Allan Levine, Co-Founder, Madison Capital:
         Recipe for my success and proud of it!
http://leasingnews.org/archives/Nov2019/11_12.htm#allan

(10) Subway is scrambling to put the brakes
             on store closings
https://nypost.com/2019/11/10/subways-latest-policy-criticized-by-franchise-owners/

[headlines]
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Getting Ready for 2020 California Rate Disclosures
Computing Interest Rates Programs

In the old days companies would issue their buy rate for the term and amount for sales representative to take the factor and multiply it by adding to the 1.00  and multiplying it times the company buy rate.  For instance, .0331 and the salesman wanted five points, multiply 1.05 times .0331 and it would be 034755. Then multiply this to the amount being financed to get the monthly payment.

Today, the most popular calculator software is TValue, available online or software for your computer of smartphone:
https://www.timevalue.com/tvalue-products

You can also purchase the calculator to put on your website by going to: https://www.timevalue.com/tcalc-financial-calculators

There are other financial portals and calculation tools:
Bankrate.com
Kiplinger.com
The Motley Fool

Merchant Cash Advance APR Calculator
  Kabbage, OnDeck, plus Term Loan APR Calculator
 (Software codes to add calculator to your website)
https://www.nav.com/business-loan-calculators/merchant-cash-advance-apr-calculator/



 

[headlines]
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Story Credit Lessors - Lenders List
"C" & "D" Lessees, Business Loans, Working Capital

With the entrance of Alternate Finance, the number of companies that do "business loans" and Merchant Cash Advance has grown for those primarily who accept retail credit cards, such as restaurants and other retail operations.

Nevertheless, in the lease financing business with lower rates, longer terms resulting in low payments, as well as obtaining equipment that has a finite useful life, there are equipment leasing companies that specialize in "C" and "D" credits, often new businesses, or businesses where the principal(s) have Beacon scores around 600 or have had previous difficulties. It is therefore often difficult to become comfortable with the credit and financial statements. It is often like arm wrestling to get the information to arrive at a positive decision; that means you need to learn the "story" to make a positive decision, often requiring further security, shorter term, or additional guarantors.

Many of these companies may also have programs for “A” and “B” rated companies, but their specialty is not being a “cookie cutter” and often, they will require full financial statements and tax returns, and the “story about the company, its history, goals, circumstances” to fully understand the full financial picture.

Many of these companies also offer business loans and working capital loans, as well as doing "subprime leases."

Also listed below the dollar amounts are companies that who are known for accepting "subprime leasing."

All accept qualified third party originations and pay a commission.

To qualify for this list, the company must be a funder (as qualified by Leasing News and on the “Funder List” and not a "Broker/Lessor” along with an acceptable Better Business Bureau Rating and no history of complaints at Leasing News, as well as notifying lessees in advance when the lease will end and what the residual will be, specifically not automating extra lease payments, as we as insisting their discounter follow the same policy. We reserve the right to not list a company who does not meet these qualifications.

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers is also very much encouraged.
kitmenkin@leasingnews.org

Alphabetical list - click on company name to view more details

American Leasefund, Inc.
Bankers Capital
Black Rock Capital Investment, LLC
BSB Leasing, Inc
Calfund, LLC

Cobra Capital LLC
Dakota Financial

Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
Mesa Leasing
North Mill Equipment Finance
Northwest Leasing Company, Inc.


Maxim Commercial Capital, LLC
Pawnee Leasing Corporation
P&L Capital Corporation
Providence Equipment Finance
SLIM Capital, LLC
Standard Professional Services, LLC
TEAM Funding Solutions
Your Leasing Solution, LLC

Full List:
http://leasingnews.org/Story_Credit/Story_Credit.htm

 

 

[headlines]
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Help Wanted



 

[headlines]
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Will Ten Years at Same Company Go Against Me?


Career Crossroad---By Emily Fitzpatrick/RII

Q: I am coming up on my 10th year of employment with the same organization. Recently, I heard that Candidates with some job movement are more desirable. Will this affect my future career goals

A: Loyalty to an employer is not what is used to be. Remember; companies do what they must to stay afloat (e.g. the Financial Crisis) and/or show profit/growth; if that means shutting down a division or two – so be it regardless of the employees’ tenure. However, moving too many times within a short period could also affect your career goals. The sweet spot is a balancing act!

With all the mergers, cutbacks, sales, and changes in the equipment finance and leasing industries, it is not uncommon to see two year, three year, two year, off and on again, changes, almost like musical chairs, especially in the lease origination sector.

The key is that many employers seek some tenure AND career progression. Some employers will even list the following as a part of their job description, e.g.:“ … good tenure with no more than two jobs in five years unless progressive growth in the same company … must have five-year tenure at prior companies …”

In general, 3-5 years in a job without a promotion is the optimal tenure to establish a record of accomplishment. Average tenure will be dependent on the job, the level you are at, and the organization you work for. True outside Business Development Professionals, not program or relationship managers, have a bit more flexibility due to many factors. If you have spent more than five years in one job, you will need to counteract potential negative perceptions during job interviews. Be prepared to explain why you stayed as long as you did.

The other side: if you work at the same job for too long without progression, potential employers may assume you are not motivated or driven, and others might think that you are overly comfortable and would have difficulty adapting to a new job or corporate culture (I have come across this scenario many times). In addition, employers may think you have fewer diverse skills; employees gain additional skills as they move from job to job/employer to employer. 

NOTE there always expectations, these are basic guidelines

Sample Interview Questions you may Encounter:
1.      Are you able to adjust to working for a new company?
2.      Have you upgraded your skills? If not, why not?
3.      Why are you interested in changing employers?
4.      Were you promoted at your last position? If not, why not?

For FREE Advice, contact info@riirecruit.com 

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.ht


Assure the quality of your communication content…grammar, spelling, syntax, punctuation…hire an expert.

Whether website content, business or technical writings, take advantage of over forty years executive writing, proofreading and editing in the EFL industry…with the reader’s time and comprehension in focus.

Ralph P. Mango
ralphmango@hotmail.com

Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.

 

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Crisis in Sales Management
By Steve Chriest

The growth of Financial Technology, including signing documents over the internet, funding via Equipment Finance Agreements or business loans whether for working capital or equipment, ACH, and often not evening meeting the client face-to-face has contributed to the overall decline in sales and sales management skills. It is automated, following a script, with speed the main goal.

This bother me and I began to think about other potential contributors to today's crisis in sales management. At least two causes came to mind: First is the ill-advised promotion of great salespeople to management positions, and second is the overall lack of management training provided to most sales managers.

First, those companies that routinely promote sales superstars to sales management positions often experience these results – they lose a great salesperson, they gain a mediocre or terrible sales manager, and the company's customers suffer in the transition.

According to experts in the field of psychological profiling, great salespeople, by definition, do not make great sales managers. Why? Simply because the characteristics needed for sales excellence are diametrically opposed to the characteristics required for great sales management.

The great salesperson lives to interact with customers. She is independent, and often shuns help and advice from her superiors. She would much rather interact with customers than fill out call or expense reports. And while she might agree, occasionally, to mentor junior salespeople, she will soon resent this intrusion on her time, and she will itch to get back to interacting with her customers.

Expecting a good or great salesperson to also be a good coach, teacher, report writer and internal politician ignores the essential characteristics that make great salespeople great.

Another contributor to the crisis in sales management is the observable fact that most sales managers aren't given the education and tools they need to execute the primary responsibilities of management, which include:

1) Setting objectives for their teams
2) Organizing the activates and supervision of their teams
3) Motivating their team members and effectively communicating the company's vision and mission to the team
4) Establishing specific measurement yardsticks that gauge individual and team performance
5) Developing people, including themselves

If you are a sales manager, how much in-depth management education and training has your company provided to you and your counterparts? If you were lucky enough to receive management training and education, how supportive has senior management been in allowing you the time you need to develop your skills and develop your people?

Unfortunately, research shows that the position of salesperson is considered “entry level” at most companies where career development programs are offered to employees. It follows that sales managers are too often viewed as red headed stepchildren by senior managers.

http://leasingnews.org/photos/Steve_Chriest.jpg

Steve Chriest is the CEO of Open Advance and author of “Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101.” He recently re-named his company from Selling-Up. He is also the author of Selling "The E-Suite, The Proven System for Reaching and "Selling Senior Executives" and "Profits and Cash – The Game of Business." He is the past president and founder of a major leasing company. He produces video and radio blogs, as well as continuing as a columnist for Leasing News since 2005. He is getting close to announcing a major project he will be raising funds to bring to fruition.
www.openadvance.com/contact/
925-263-2702
www.openadvance.com/

 

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Where Mortgage Delinquency Rates Are Improving Most
By Seth Welborn, DS News

Some of the biggest drops in delinquency were seen in federal home loans, notably FHA loans, according to new data from the Mortgage Bankers Association's (MBA) National Delinquency Survey. Marina Walsh, MBA's VP of Industry Analysis, noted that the MBA will "continue to monitor the credit profile of new FHA loans, as changes to this profile can have a noticeable impact on future delinquency rates."

"Mortgage delinquencies decreased in the third quarter across all loan types—conventional, VA, and in particular, FHA," said Walsh. "The FHA delinquency rate dropped 100 basis points, as weather-related disruptions from the spring waned. The labor market remains healthy and economic growth has been stronger than anticipated. These two factors have contributed to the lowest level of overall delinquencies in almost 25 years."

Delinquency rates have fallen to their lowest rate in 25 years, and on a year-over-year basis, total mortgage delinquencies decreased for all loans outstanding. The delinquency rate decreased by 56 basis points for conventional loans, decreased 74 basis points for FHA loans, and decreased 23 basis points for VA loans.

The FHA delinquency dropped the most from the second quarter, by 100 basis points, to 8.22%, and the VA delinquency rate decreased by 31 basis points to 3.93%. The total delinquency rate for conventional loans decreased 61 basis points to 3.00% compared to the second quarter. Additionally, the three states with the largest decreases in their overall delinquency rate were states impacted by weather in the previous quarter: Alabama (81 basis points), West Virginia (78 basis points), and Mississippi (73 basis points).

Many of the loans that fell into delinquency were older loans. One key finding in the survey was that just 14% of all seriously delinquent loans were originated in 2016 or later. However, 25% of FHA seriously delinquent loans were originated in 2016 or later.

When it comes to homeowners delinquent on mortgages, the highest volumes are in the North, not the South. Maryland has the highest percentage of delinquent mortgage holders in the country, at 2.1% of the state, closely followed by Maine at 2.0%. Tied for third place is New Jersey and Connecticut, where 1.9% of homeowners are delinquent on their mortgage.

North Dakota, meanwhile, holds the smallest percentages of delinquent borrowers at 0.7%, followed by a 4-way tie for second place with California, Colorado, Alaska, and South Dakota, all at 0.8%.

“A strong economy and eight-plus years of home price growth have made mortgage foreclosure an infrequent event,” said Frank Nothaft, Chief Economist at CoreLogic.


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Labrador Retriever/Border Collie Mix
Palo Alto, California  Adopt-a-Dog

Koda
Age: 1 year  
Gender: Male
Size:  45 lbs.
Breed:  Lab/Border Collie Mix

*Koda is in a foster home. To set up a meeting, please email rmeisels@petsinneed.org*

Koda is a young Lab/Border Collie mix with energy to burn! He loves to play fetch and enjoys playing with all sorts of toys. He previously lived with another large breed dog in a home but has not done well with other dogs at the shelter, so he is most likely best suited to be the only dog in the home. Koda walks well on leash, though he can be reactive to other dogs or small animals passing by, so it’s important to keep a tight grip. The right owner for Koda will be ready and willing to engage in training with him. He’s still a young guy and is incredibly smart and eager to learn. He’s got that Border Collie brain that is just dying to be stimulated!  Koda would be a great partner for someone who is into exercise, be it hiking, running, or biking.  He’s ready to get out of his shelter kennel and go on adventures!

*KODA IS IN A FOSTER HOME. TO SET UP A MEETING, PLEASE EMAIL RMEISELS@PETSINNEED.ORG*

Pets in Need
3281 E. Bayshore Road,
Palo Alto, CA 94303
(650) 496-5971
infopa@petsinneed.org

Open Monday-Friday 12:00-5:00 pm and Saturday 10:00 am-5:00 pm


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Brian Holloway To Speak at deBanked CONNECT MIAMI
SALESPEOPLE, ARE YOU READY?!

January 16th
3:00pm – 8:00pm
(Registration & Networking States at 1:30pm)

America's #1 Most Requested Motivational Team Builder, Stanford All-American, 5 time NFL All-Pro, and All-Star front line competitor. The New England Patriots made a good decision in choosing Brian Holloway as a first-round draft pick, as he became the 6’7" powerhouse at the core of the 1985 New England Patriots Super Bowl team. In 1986, Brian Holloway was elected by his peers to forge a new direction in NFL policy, becoming the youngest Vice-President of the NFL Player’s Association at age 23. Brian Holloway retired from the NFL in 1992 after eight distinguished seasons with the Patriots and two with the Los Angeles Raiders.

Today, Brian Holloway is an international motivational speaker and renowned corporate trainer, mobilizing companies and organizations in search of peak productivity, helping them achieve new levels of excellence. He understands how to transform thinking within organizations and challenge the competitive spirit of diverse work teams. His Silicon Valley roots launched him beyond his Hall of Fame career in the NFL to become one of the most requested business intelligence consultants in America.

He has traveled over 10,000,000 miles and been hired by over 279 Fortune 500 Companies, and now entering his 15th year working with Apple. Other clients include; HP, Exxon, Harvard Business School, Wal-Mart, Nike, ESPN, Verizon, Bank of America, Ford, Sprint, Cisco Systems, Honeywell, State Farm, AIG, Reebok, Daimler Chrysler, Best Buy, Wachovia Bank, and more.

Brian Holloway’s stories and case studies are scenes from his own life. Entertaining, motivating and instructional, Brian Holloway uses multi-media technology along with actual NFL game footage to showcase critical points on competitive excellence. These powerful, high-impact presentations have immediate take-home value for everyone -- athlete and non-athlete alike.

Take Advantage of Our Discounted Room Rate
https://www.loewshotels.com/miami-beach/debanked-connect-miami-2020

The newly redesigned Loews Miami Beach Hotel offers spacious guestrooms, luxury suites and the best in South Beach dining, steps from the ocean.

Register OnLine
https://www.debankedmiami.com/

[headlines]
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News Briefs----

How FedEx Cut Its Tax Bill to $0
   2017 fiscal year, FedEx owed $1.5 billion + in taxes
https://www.nytimes.com/2019/11/17/business/how-fedex-cut-its-tax-bill-to-0.html

Consumer Reports puts Tesla back on
  recommended list as reliability improves
https://www.cnbc.com/2019/11/14/consumer-reports-puts-tesla-back-on-recommended-list-as-reliability-improves.html

Why Tesla has selected Berlin as the location
   to build its European gigafactory
https://www.businessinsider.com/tesla-taps-berlin-for-european-gigafactory-2019-11

If You Invested $5,000 in Tesla's IPO,
  This Is How Much Money You'd Have Now
https://www.fool.com/investing/2019/11/17/if-you-invested-5000-in-teslas-ipo-this-is-how-muc.aspx

American Airlines flight attendants have literally begged
 not to work on the Boeing 737 Max when it returns, union boss says
https://www.businessinsider.com/boeing-737-max-american-airlines-staff-beg-avoid-plane-2019-11

Southwest, American, United: No Boeing 737 Max flights
  until March even if plane returns sooner
https://www.usatoday.com/story/travel/airline-news/2019/11/15/boeing-737-max-southwest-united-american-wont-fly-until-march/4201631002/

DACA immigrants add $460.3 billion to the U.S. economy.
 What happens if the Supreme Court upholds ending the program?
https://www.chicagotribune.com/business/ct-biz-daca-small-business-owners-economic-impact-20191115-u4fqdqymbzhltpj5atbm5u7w6i-story.html

Oregon population grows by 41,000,
 pushing the state’s total to over 4.2 million people
https://www.oregonlive.com/news/2019/11/oregon-population-grows-by-41000-pushing-the-states-total-to-over-42-million-people.html


 


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You May Have Missed---

The IRS Released New Tax Brackets For 2020.
    Here's What They Mean:
https://www.yahoo.com/news/2020-tax-brackets-irs-021902558.html

‘Absolutely No Mercy’: Leaked Files Expose
  How China Organized Mass Detentions of Muslims
https://www.nytimes.com/interactive/2019/11/16/world/asia/china-xinjiang-documents.html


[headlines]
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American Football Poem
THE MOUNTAIN AND THE SQUIRREL

By Ralph Waldo Emerson

The mountain and the squirrel
Had a quarrel,
And the former called the latter “Little Prig; ”Bun replied,
“You are doubtless very big;
But all sorts of things and weather
Must be taken in together,
To make up a year
And a sphere.
And I think it is no disgrace
To occupy my place.
If I'm not so large as you,
You are not so small as I,
And not half so spry.
I'll not deny you make
A very pretty squirrel track;
Talents differ; all is well and wisely put;
If I cannot carry forests on my back,
Neither can you crack a nut.”


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49ers rally for dramatic 36-26 win over Cardinals
https://www.sfchronicle.com/49ers/article/49ers-rally-for-dramatic-36-26-win-over-Cardinals-14842106.php

Watch 49ers WR Deebo Samuel make what might be
  the catch of the year on Sunday against the Cardinals
https://www.sfgate.com/49ers/article/49ers-Cardinals-Deebo-Samuel-highlight-catch-14842085.php

Raiders edge winless Bengals, 17-10
https://www.sfchronicle.com/raiders/article/Raiders-edge-winless-Bengals-17-10-14842107.php

Era almost over for Oakland Raiders community
https://www.sfchronicle.com/raiders/article/Era-almost-over-for-Oakland-Raiders-community-14841812.php

Grading the Cowboys: While Dak Prescott and passing offense
   get high marks, Dallas’ run game is a problem again
https://www.dallasnews.com/sports/cowboys/2019/11/17/grading-the-cowboys-while-dak-prescott-and-passing-offense-get-high-marks-dallas-run-game-is-a-problem-again/

Patriots get revenge on Eagles as defenses
   dominate in Super Bowl LII rematch
https://www.usatoday.com/story/sports/nfl/patriots/2019/11/17/new-england-patriots-philadelphia-eagles-score/4225619002/

7 things we learned from the Colin Kaepernick workout
https://ftw.usatoday.com/2019/11/colin-kaepernick-workout-takeaways

Jeff Bezos reportedly wants to buy the Seattle Seahawks
https://nypost.com/2019/11/15/jeff-bezos-reportedly-wants-to-buy-the-seattle-seahawks/


[headlines]
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California Nuts Briefs---

Northern California to see elevated chance
  of power shutoff amid fire weather watch
https://www.sacbee.com/news/weather/article237461329.html?

California unemployment rate falls to 3.9 percent
   in October, setting new record low
https://www.edd.ca.gov/newsroom/unemployment-november-2019.htm

Huge housing development eyed near Google village
   in downtown San Jose
https://www.mercurynews.com/2019/11/14/huge-housing-development-eyed-google-village-downtown-san-jose-tech-adobe/

5,600 homes, a Sac State campus:
 Major Placer County development in final planning stage
https://www.sacbee.com/news/local/article237134609.html?

Vallejo inks new public-private deal to redevelop
  Mare Island after Nimitz Group buys 500 acres
https://www.northbaybusinessjournal.com/industrynews/realestate/10322168-181/nimitz-group-vallejo-mare-island-solano


[headlines]

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Wine.com Releases the "Wine.com 100"
  and "50 Most Intriguing" Wine Lists
https://www.winebusiness.com/news/?go=getArticle&dataId=222464

Approximately 600 Attend Rootstock Symposium in Napa Valley
https://www.winebusiness.com/news/?go=getArticle&dataId=222479

Trump's tariffs could ruin your holiday party
https://www.nbcnews.com/business/business-news/trump-s-tariffs-could-ruin-your-holiday-party-n1081766

Why Lloyd's of London likely won't be last insurer
   to challenge California wineries over rising fire risk
https://www.northbaybusinessjournal.com/northbay/sonomacounty/10315734-181/winery-insurance-wildfire-business-california

Deep roots: Some Napa Valley farm families
    go back over 100 years
https://napavalleyregister.com/news/local/deep-roots-some-napa-valley-farm-families-go-back-over/article_10ca517e-ab9c-5d13-9e50-36678464aa4d.html

Visit Napa Valley says its tourism promotion
     is producing more overnight stays
https://napavalleyregister.com/news/local/visit-napa-valley-says-its-tourism-promotion-is-producing-more/article_d8026cfd-3899-58db-9190-f0ca8fa07599.html

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

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This Day in History

     1493 - Columbus first sighted the island now known as Puerto Rico.
    1797 - Birthday of Sojourner Truth (d. 1883), abolitionist and orator, born into slavery as Isabella Baumfree at Swartekill, NY.  She escaped with her infant daughter to freedom in 1826. After going to court to recover her son, in 1828, she became the first black woman to win such a case against a white man.  She gave herself the name Sojourner Truth in 1843. Her best-known speech was delivered extemporaneously, in 1851, at the Ohio Women's Rights Convention in Akron. The speech became widely known during the Civil War by the title, "Ain’t I a Woman", a variation of the original speech re-written by someone else. During the Civil War, Truth helped recruit black troops for the Union Army.  After the war, she tried unsuccessfully to secure land grants from the federal government for former slaves.  In 2014, Truth was included in Smithsonian Magazine's list of the "100 Most Significant Americans of All Time". http://myhero.com/myhero/hero.asp?hero=sojournerTruth
    1803 - Battle of Vertieres, in which Haitians defeat French. In the battle for independence, a fierce fight took place in the town of Vertieres, where the French army led by Napoleon, was defeated by Haitians. This huge defeat of Napoleon's army led to the end of the war and to Haiti's eventual march towards independence on 1st January, 45 days later. American Black slaves escape to Haiti for freedom. Southern states introduce legislation for "runaway slaves."
http://www.windowsonhaiti.com/windowsonhaiti/heroes.shtml
    1805 - Female Charitable Society, first woman's club in America, was formed in Newburyport, MA.
    1820 - American Captain Nathaniel Brown Palmer in the "Hero”, a sloop of 44 tons, with a crew of six including the captain and the mate, discovered Antarctica. His discovery is now called Palmer's Peninsula. The first American to set foot on Antarctica was probably John Davis, a seal hunter, who went ashore at Hughes Bay on February 7, 1821. Antarctica had already been seen from a distance by the English explorer James Cook and the crew of his ship, The Endeavor, which circumnavigated the continent between 1773 and 1775.
    1825 - Birthday of Susan Lincoln Tolman Mills (d. 1912), Enosburgh, VT.  Educated at Mount Holyoke College, she used the training methods in a school in Hawaii where she taught with her husband. Back in California, the couple opened a school that became Mills College, again using the Mount Holyoke philosophy as well as several of its teachers. At her husband's death in 1884, she was principal and, for a time, acting president. She was finally named president (after two male presidents) in 1890. Mills was the first woman's college on the west coast and under her guidance it became one of the major colleges of the nation. In 1991, an effort to convert it to admit men was defeated by the students and it continues to be an all-woman college.
    1848 - Edward Cleveland Kemble resumed publishing the combined "California Star" and the "Californian" in San Francisco as the "Star and Californian"; both closed when employees quit to rush to the gold fields.
    1849 - John and Amanda Pelton open first tuition-free public school in San Francisco.
    1850 - Col. Charles L. Wilson was granted a concession to build a planked toll road from San Francisco to Mission Dolores.
    1857 - Birthday of Rose M. Knox (d. 1950), Mansfield, OH.  Within seven years of taking over the management of the Knox Gelatin Company, she developed it into a multi-million-dollar firm. On the first day of her management following her husband's death, she locked the back door and ordered everyone from president to janitor to use the front door. She managed the business for more than 40 years, changed its emphasis to nutrition, and made it a thriving business. Her management style was pro- worker and layoffs were unheard of with a five-day work week with vacations and sick pay. She stepped aside as the company's president only when she reached her 90th birthday, retaining her position as chairperson. She was recognized as one of the nation's outstanding businesswomen.
       1863 - President Lincoln boards a train for Gettysburg, Pennsylvania, to deliver a short speech at the dedication for the cemetery of soldiers killed during the battle there on July 1-3, 1863. While he did not know it at time, the battle was the turning point of the Civil War. He also was not aware that the address he was about to give became perhaps the most famous speech in American history. Lincoln had thought about what he wanted to say, but he nearly missed his chance to say it. On November 18, Lincoln's son, Tad, became ill with a fever. Abraham and Mary Lincoln were, sadly, no strangers to juvenile illness: they had already lost two sons. Prone to fits of hysteria, Mary Lincoln panicked when the President prepared to leave for Pennsylvania. Lincoln felt that the opportunity to speak at Gettysburg and present his defense of the war was too important to miss, though. He had a great sense that there was a turning point in the long, deadly war about to be made. He was accompanied by an entourage that included Secretary of State William Seward, Postmaster General Montgomery Blair, Interior Secretary John Usher, Lincoln's personal secretaries John Hay and John Nicolay, several members of the diplomat corps, some foreign visitors, a Marine band, and a military escort. A reporter wrote that during one stop, a young girl lifted a bouquet of flowers to his window. Lincoln kissed her and said, "You're a sweet little rose-bud yourself. I hope your life will open into perpetual beauty and goodness." When Lincoln arrived in Gettysburg, he was handed a telegram that lifted his spirits: Tad was feeling much better. Lincoln enjoyed an evening dinner and a serenade by Fifth New York Artillery Band before he retired to finalize his famous Gettysburg Address.
    1865 - Mark Twain has instant success with his first fictional piece, "The Celebrated Jumping Frog of Calaveras County" (New York Saturday Press).
    1883 - Charles Ferdinand Dowd, a Connecticut school teacher, and one of the early advocates of uniform time, proposed a time zone plan of the US.  It included four zones of 15 degrees which he and others persuaded the railroads to adopt and place in operation. It did not become law until March 19, 1918, when Congress passed the Standard Time Act, authorizing the Interstate Commerce Commission to establish time zones. It also established "Daylight Savings Time" to save fuel.
http://memory.loc.gov/ammem/today/nov18.html
    1887 - The National League adopted a new contract that spells out reserve provisions for the first time. The NL refused to accept the players' demand that the salary be written out on all contracts, however.
    1888 - The great baseball promoter Albert G. Spalding began his world tour to introduce baseball to the world. He, the Chicago White Stockings and a group of all-star players set sail from San Francisco for Honolulu, the first stop on their round-the-world tour.
    1888 - Birthday of Frances Marion (d. 1973), San Francisco.  Screenwriter, novelist, director who at her peak earned $17,000 a week as a Hollywood screen writer, writing the original “Stella Dallas” and winning academy awards for “The Big House” (1930) and “The Champ” (1931). In all she wrote more than a hundred film scripts.
    1901 – Pollster George Gallup (d. 1984) was born in Jefferson, IA.  He was a statistician and a pioneer of survey sampling techniques.  He invented of the Gallup poll, a successful statistical method of survey sampling for measuring public opinion.
    1908 – One of early television’s biggest stars and one of the first female TV stars, comic actress Imogene Coca (d. 2001) was born in Philadelphia.  She is best known for her role opposite Sid Caeser on “Your Show of Shows” which was immensely popular from 1950 to 1954, winning the Emmy for Outstanding Variety Series in 1952 and 1953. The 90-minute show was aired live on NBC every Saturday night in prime time. She won the second-ever Primetime Emmy Award for Outstanding Lead Actress in a Comedy Series in 1951 and was nominated for four other Emmys for her work in the show. She was also singled out to win a 1953 Peabody Award for excellence in broadcasting.
    1909 - Birthday of John Herndon "Johnny" Mercer (d. 1976), Savannah, GA.  American songwriter, singer, radio performer and actor, Mercer wrote lyrics (and often the music ) for some of the great American popular music from the 1930's through the 1960's, including "Autumn Leaves”, "One for My Baby”, "Satin Doll”, "On the Atchison, Topeka, and the Santa Fe”, "You Must Have Been a Beautiful Baby”, "Come Rain or Come Shine", “Hooray for Hollywood", "Jeepers Creepers" and countless more.
    1916 - Birthday of the late Jimmy Lyons, born Peking, China; jazz disc jockey, founder of the Monterey Jazz Festival, who I worked with at KFRC in the early 1970's.
http://www.amazon.com/exec/obidos/ASIN/0893950068/inktomi-bkasin-20/
104-6368463-9838304China

    1923 - Fifty-four inches of snow and sleet blocked the Columbia River Highway in The Dalles, Oregon. Railroads were stopped for days in both Washington and Oregon
    1923 - Birthday of Alan Shepard (d. 1998), East Derry, NY. Former astronaut and the first American in space (in 1961), he was one of the only 12 Americans who have walked on the moon and was America's only lunar golfer, practicing his drive in space with a six iron. He was awarded the Medal of Honor in 1979.
    1927 - Bix Biederbecke cuts first date with Paul Whiteman Orchestra, "Washboard Blues," with Hoagy Carmichael, vocal. Victor.
    1928 - The comical activity of squeaky-voiced Mickey Mouse first appeared on the screen of Colony Theater at New York City. The film, Walt Disney's "Steamboat Willie", directed by Disney and Ub Iwerks, featuring the third appearances of cartoon characters Mickey and Minnie Mouse, was the first animated cartoon and fully synchronized talking picture.   This is considered by the Disney organization to be Mickey's birthday.
    1928 - Birthday of singer Sheila Jordan, born Sheila Jeanette Dawson, Detroit, MI.
http://www.npr.org/programs/btaylor/pastprograms/sheilajordan.html
    1932 - For the first time, a tie occurred for the Best Actor Academy Award. Wallace Beery and Fredric March were only one vote apart so the Academy of Motion Picture Arts and Sciences ruled it a tie. Both received an Oscar at the Fifth Annual Academy Awards, March for his performance in "Dr. Jekyll and Mr. Hyde" and Beery for his role in "The Champ". March thought it rather funny that the two were honored for "best male performance of the year" when they each had adopted a child that year. "The Champ" also was honored when Frances Marion received the Writing/Original Story Academy Award for the film. There was only one Best Actress Award and it was presented to Helen Hayes for her performance in "The Sin of Madelon Claudet". Host Lionel Barrymore greeted the film industry in the Fiesta Room at LA's grand hotel, The Ambassador. The movie, "Grand Hotel" (Metro-Goldwyn-Mayer), earned the top honors as Outstanding Production. It was also a grand night for the film, "Bad Girl". Its director, Frank Borzage, and its writer (adaptation), Edwin Burke, were both presented with Academy Awards. Walt Disney also received two awards: an honorary award for the creation of Mickey Mouse and for the cartoon short subject "Flowers and Trees". Short Subject awards were presented to two other well-known Hollywood talents on this evening. Hal Roach won his prize for the comedy, "The Music Box" and Mack Sennett for the novelty short, "Wrestling Swordfish". Both were first-time Academy Award winners as were Gordon Wiles for Art Direction ("Transatlantic") and Lee Garmes for Cinematography ("Shanghai Express").
http://www.infoplease.com/ipa/A0147959.html
    1936 - Ella Fitzgerald, 18, cuts first disc, "My Last Affair”. Decca.
    1936 - Birthday of Trumpet Player Don Cherry (d.1995), Oklahoma City.
http://www.wnur.org/jazz/artists/cherry.don/
    1938 – Union members elected John L. Lewis as the first president of the Congress of Industrial Organizations, the CIO.
    1939 - Artie Shaw, at the peak of his success, splits for Mexico.  Shaw throughout the autumn and winter of 1938 was often heard from the Blue Room of New York's Hotel Lincoln. Following tours throughout the spring and summer of 1939, Shaw and his band were resident at the Cafe Rouge of the Hotel Pennsylvania in New York. That same period of the fall of 1938 into much of 1939, was the period of his only regular radio series as headliner. Shaw broadcast on CBS from November 20, 1938, until November 14, 1939. It was at the Cafe Rouge where Shaw literally "quit" his own band and "escaped" to Mexico. The band carried on without Shaw into January but ultimately broke up without him.  Described often as intense, competitive and emotionally abusive, those close to him were not surprised at this abrupt behavior.  He returned in 1940, got steady work but was never the big star he had been.
    1942 - Thornton Wilder's play, "The Skin of Our Teeth", opened in New York City. The play was Wilder's sequel to "Our Town". "The Skin of Our Teeth" starred Tallulah Bankhead, Fredric March, Montgomery Clift and E.G. Marshall. One critic wrote, "As of last evening, the theatre was looking up."
    1943 - Two days after the American raid on the power station in Vermork, Norway, 440 British bombers swooped down on Berlin at night. The raid was not overly successful. Though 131 Berliners were killed, the Royal Air Force struck very few of the industrial areas they intended to hit. Even worse, nine British bombers were shot down, and fifty-three aircrew members killed. One of the victims was Wing Commander John White, who had played a significant role in the successful bombing of Peenemunde.
    1946 - Birthday of sax player Bennie Wallace, Chattanooga, TN,
http://www.amazon.com/exec/obidos/ASIN/B00000AEC2/avsearch-musicasin-20/
104-6368463-9838304

    1949 - Jackie Robinson became the first African-American baseball player to win the "Most Valuable Player Award" in the Majors, as second baseman of the National League's Brooklyn Dodgers. He won the Kenesaw Mountain Landis Memorial plaque from the Baseball Writers Association. The first African-American player in the American League to win the award was Elston Howard, catcher for the New York Yankees, on November 7, 1963.
    1949 - Top Hits
“That Lucky Old Sun” - Frankie Laine
“Don't Cry, Joe” - The Gordon Jenkins Orchestra (vocal: Betty Brewer)
“I Can Dream, Can't I?” - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
“Slipping Around” - Margaret Whiting & Jimmy Wakely
    1950 - "Harbor Lights" by Sammy Kaye topped the charts and stayed there for 4 weeks.
    1950 - Marine Corp jet Captain Major John F. Bolt of Sanford, Florida, became a double ace. He led a four-plane Saber flight in an attack on four enemy fighters east of Sinuiju, Korea, on his 37th mission, and downed his fifth and six MIG-15s. He first qualified as an ace in World War II, when he shot down six Zekers between September 23, 1943 and January 4, 1944, while serving with Boyington's Black Sheep Squadron. John Bolt was the only Marine to become an ace in World War II and Korea. In World War II, he flew with 'The Black Sheep', VMF-214, best known for its CO, Pappy Boyington.
http://www.acepilots.com/usmc_bolt.html
    1951 - The television show "See It Now" premiered, doing unrehearsed interviews, covering relevant and newsworthy stories of its time, including desecration, lung cancer and anti-Communist fervor. The show was hosted by Edward R. Murrow, who also produced it jointly with Fred W. Friendly. Its premiere was the first live commercial coast-to-coast broadcast.  It ran through 1958, won four Emmy Awards and was nominated three other times. It also won a 1952 Peabody Award.  In the control room was Don Hewitt who, years later, drove the success of “60 Minutes”, still running today.  One of the most notable shows focused on Senator Joseph McCarthy, leading to McCarthy's appearance on the show which damaged his creditability. The broadcast provoked tens of thousands of letters, telegrams and phone calls to CBS headquarters, running 15 to 1 in favor of Murrow. McCarthy’s demise soon followed.  The show's probe of the McCarthy-led anti-Communist era is the focus of the 2005 film “Good Night and Good Luck”, Murrow’s sign-off line for each show.
    1951 - Wanting to stay in California, PCL Los Angeles Angels first baseman Chuck Connors becomes the first player to refuse to participate in the Major League draft. The former Cub first baseman’s, and future star of the TV series “The Rifleman”, refusal allows the minor leagues to ask for more money for big league talent.
    1952 – Rock ‘n’ Roller Bill Haley marries his pregnant girlfriend just four days after he divorces his first wife. In all, Bill would marry three times and have eight children.
    1954 - ABC Radio stations ban Rosemary Clooney's "Mambo Italiano" due to what it considers "offensive lyrics," more than likely the exaggerated Italian patois and words "goombah" and "gidrool."
    1954 – In one of the biggest trades in MLB history, begun on Nov. 14, the Yankees and Orioles completed an exchange of 17 players. Included are first baseman Dick Kryhoski, pitchers Bob Turley and Don Larsen (both of whom would later produce big-time in the World Series), catcher Darrell Johnson and shortstop Billy Hunter, from Baltimore. To the Orioles went outfielder Gene Woodling, shortstop Willie Miranda, pitchers Harry Byrd and Jim McDonald, and catchers Gus Triandos and Hal Smith.
    1955 - An early season cold snap finally came to an end. Helena, MT, experienced 138 consecutive hours of subzero temperatures, including a reading of 29 below zero, which surpassed by seven degrees their previous record for the month of November. Missoula, MT broke their November record by 12 degrees with a reading of 23 below zero, and Salt Lake City, UT smashed their previous November record of zero with a reading of 14 below. Heavy snow in the Great Basin closed Donner Pass, CA, and total crop damage from the cold wave amounted to eleven million dollars
    1955 - Carl Perkins recorded "Blue Suede Shoes" at Sun Studios in Memphis. It became his biggest Pop hit, reaching #2 on the Billboard chart. Elvis Presley's version, which gets more air-play these days, only managed to get to #20.
    1956 - Birthday of football player Harold Warren Moon, born Los Angeles, CA.  He was the first African American quarterback inducted to the Pro Football Hall of Fame. After his college career at the University of Washington, Moon went undrafted and played with Edmonton in the Canadian Football League, 1978-83.  After a bidding war got him to the Houston Oilers in 1984, he began the career that would lead him the Hall.  When Moon retired, he held several all-time professional passing records, including most pass attempts, pass completions, passing yards, and touchdowns, all of which have since been broken. 
    1956 - Fats Domino appears on the Ed Sullivan show singing his hit "Blueberry Hill."
    1957 - Top Hits
“Jailhouse Rock” - Elvis Presley
“You Send Me” - Sam Cooke
“Little Bitty Pretty One” - Thurston Harris
“Wake Up Little Susie” - The Everly Brothers
    1957 - Ricky Nelson records "Stood Up", which will reach #2 early the following year.
    1957 - A tornado, 100 yards in width, travelled a nearly straight as an arrow 27-mile path from near Rosa, AL to near Albertville, AL, killing three persons. A home in the Susan Moore community in Blount County was picked up and dropped 500 feet away killing one person.
    1958 - DALLAS, Texas - Former city councilwoman Laura Miller easily won the hotly contested race for mayor of the nation's ninth largest city Saturday night.
    1963 - Push-button telephones went into service as alternatives to rotary-dial phones.  Touch-tone service was available as an option at an extra charge.  This option was only available in two Pennsylvania cities.
    1963 - Beatles manager Brian Epstein asks the group's fans to please refrain from pelting the group with "jellybabies" (jellybeans) at their concerts. (The Beatles had made the mistake of remarking how much they liked them.) On the same day, the newspapers reveal that the head of the Church of England has requested that the group write a Christmas song.
    1963 – Len Bias (d. 1985) was born in Landover, MD.  A first-team All-American forward at the University of Maryland, he was selected by the Boston Celtics as the second overall pick in the 1986 NBA Draft and died two days later from cardiac arrhythmia induced by a cocaine overdose.
    1964 - J Edgar Hoover describes Martin Luther King as "most notorious liar"
    1964 - The Supremes appear on "Shindig!" singing "Baby Love" and "Come See About Me." The Righteous Brothers are also on the show and perform "Little Latin Lupe Lu."
    1965 - Top Hits
“Get Off of My Cloud” - The Rolling Stones
“1-2-3” - Len Barry
“You're the One” - The Vogues
“Hello Vietnam” - Johnny Wright
    1966 - This was the last required meatless Friday for American Roman Catholics, in accordance with a decree made by Pope Paul VI earlier this year.  Regardless, my grandmother still only cooked fish on Fridays until she died in 1971.
    1966 – Arguably one of the game’s greatest pitchers, Sandy Koufax announced his retirement, at age 30.  In his 1966 season, he pitched 323 innings to a 27–9 record and a 1.73 ERA. Since then, no left-hander has had more wins, nor a lower ERA, in a season. In the final game of the regular season, the Dodgers had to beat the Phillies to win the pennant. In the second game of a doubleheader, Koufax, on two days’ rest, pitched a complete game, 6–3 victory to clinch the pennant.  He started 41 games for the second year in a row.  The Dodgers’ ace peaked with a run of six outstanding years from 1961-6 before arthritis in his left elbow, aggravated by years of abuse on short rest, ended his career prematurely.  He was an All-Star for six seasons and was the NL’s MVP in 1963. He won three Cy Young awards in 1963, 1965, and 1966, by unanimous votes, making him the first three-time Cy Young winner in baseball history.  He is the only one to win three times when one overall award was given for all of Major League Baseball instead of one award for each league. Koufax also won the NL Triple Crown for pitchers those same three years by leading the NL in wins, strikeouts, and ERA.  Koufax was the first major league pitcher to pitch four no-hitters and the eighth pitcher to pitch a perfect game in baseball history. Despite his comparatively short career, Koufax's 2,396 career strikeouts ranked 7th in history as of his retirement, trailing only Warren Spahn (2,583) among left-handers. Koufax, Randy Johnson, Pedro Martinez, and Nolan Ryan are the only four pitchers elected to the Hall of Fame who had more strikeouts than innings pitched.  His World Series ERA is 0.95.
    1967 - DAVIS, SAMMY L., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Battery C, 2nd Battalion, 4th Artillery, 9th Infantry Division. Place and date: West of Cai Lay, Republic of Vietnam, 18 November 1967. Entered service at: Indianapolis, Ind. Born: 1 November 1946, Dayton, Ohio. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life and beyond the call of duty. Sgt. Davis (then Pfc.) distinguished himself during the early morning hours while serving as a cannoneer with Battery C, at a remote fire support base. At approximately 0200 hours, the fire support base was under heavy enemy mortar attack. Simultaneously, an estimated reinforced Viet Cong battalion launched a fierce ground assault upon the fire support base. The attacking enemy drove to within 25 meters of the friendly positions. Only a river separated the Viet Cong from the fire support base. Detecting a nearby enemy position, Sgt. Davis seized a machine gun and provided covering fire for his gun crew, as they attempted to bring direct artillery fire on the enemy. Despite his efforts, an enemy recoilless rifle round scored a direct hit upon the artillery piece. The resultant blast hurled the gun crew from their weapon and blew Sgt. Davis into a foxhole. He struggled to his feet and returned to the howitzer, which was burning furiously. Ignoring repeated warnings to seek cover, Sgt. Davis rammed a shell into the gun. Disregarding a withering hail of enemy fire directed against his position, he aimed and fired the howitzer, which rolled backward, knocking Sgt. Davis violently to the ground. Undaunted, he returned to the weapon to fire again when an enemy mortar round exploded within 20 meters of his position, injuring him painfully. Nevertheless, Sgt. Davis loaded the artillery piece, aimed and fired. Again he was knocked down by the recoil. In complete disregard for his safety, Sgt. Davis loaded and fired 3 more shells into the enemy. Disregarding his extensive injuries and his inability to swim, Sgt. Davis picked up an air mattress and struck out across the deep river to rescue 3 wounded comrades on the far side. Upon reaching the 3 wounded men, he stood upright and fired into the dense vegetation to prevent the Viet Cong from advancing. While the most seriously wounded soldier was helped across the river, Sgt. Davis protected the 2 remaining casualties until he could pull them across the river to the fire support base. Though suffering from painful wounds, he refused medical attention, joining another howitzer crew, which fired at the large Viet Cong force until it broke contact and fled. Sgt. Davis' extraordinary heroism, at the risk of his life, is in keeping with the highest traditions of the military service and reflects great credit upon himself and the U.S. Army.
    1968 - Glen Campbell, a former session musician for Frank Sinatra, Nat "King" Cole and the Beach Boys, receives two gold records - one for "By The Time I Get To Phoenix" and one for "Gentle On My Mind."
    1968 - The Jimi Hendrix Experience's third album, "Electric Ladyland," earns the group its third gold LP. "Crosstown Traffic," a version of Bob Dylan's "All Along the Watchtower" and "Voodoo Chile" are the two-record set's highlights.
    1968 - The Spiral Staircase record "More Today than Yesterday", which will reach #12 in the US the following spring.
    1968 - Randy Meisner, Jim Messina, Richie Furay, George Grantham, and Rusty Young, folk-rock vets of the Los Angeles scene, debut at the Troubadour under the name Pogo, in honor of Walt Kelly's famous comic strip character. When Kelly files suit later, however, the group is forced to change to the similar-sounding Poco. The members would later go on to even greater success as members of The Eagles, Loggins and Messina, and the Souther-Hillman-Furay Band.
    1973 - Top Hits
Keep on Truckin' - Eddie Kendricks
Heartbeat - It's a Lovebeat - The DeFranco Family
Photograph - Ringo Starr
Paper Roses - Marie Osmond
    1974 - Frank Sinatra emerged from retirement to do a TV special with dancer Gene Kelly. The show was a smash hit and revived Sinatra's career.
    1975 - John Denver received a gold record for "I'm Sorry".
    1975 – David Ortiz, the Red Sox’ Big Papi, was born in Santo Domingo, Dominican Republic.  Ortiz is a nine-time All-Star, a three-time World Series champion and he holds the Red Sox single-season record for home runs with 54, set during the 2006 season.  Ortiz has hit 503 career home runs, which ranks 27th on the MLB all-time home run list. He is the all-time leader in MLB history for home runs (447), RBIs (1,442), and hits (2,023) by a DH.  He is widely regarded as a first ballot Hall of Famer and would thus become the first DH in the Hall.
    1978 - Congressman Leo J Ryan of Burlingame, California was killed along with four others in his group in Jonestown, Guyana by members of Peoples’ Temple, followed by ritual mass suicide of 913 members. (I served as his first state assembly administrative assistant and legislative aide in the late 1960's. His personal secretary of many years was murdered in her house during a robbery of the family's coin collection). People’s Temple leader Jim Jones led hundreds of his followers in a mass murder-suicide at their agricultural commune in remote northwestern Guyana. The few cult members who refused to take the cyanide-laced fruit-flavored concoction were either forced to do so at gunpoint or shot as they fled. The final death toll was 913, including 276 children. Jim Jones was a charismatic churchman who founded the Peoples’ Temple, a Christian sect, in Indianapolis in the 1950s. He preached against racism, and his integrated congregation attracted mostly African Americans. In 1965, he moved the group to northern California, settling in Ukiah and, after 1971, in San Francisco. In the 1970s, his church was accused by the press of financial fraud, physical abuse of its members, and mistreatment of children. In response to the mounting criticism, Jones led several hundred of his followers to South America in 1977 and set up a utopian agricultural settlement called Jonestown in the jungle of Guyana. A year later, a group of ex-members convinced U.S. Congressman Leo Ryan, a Democrat of California, to travel to Jonestown and investigate the commune. On November 17, 1978, Ryan arrived in Jonestown with a group of journalists and other observers. At first the visit went well, but the next day, as Ryan's group was about to leave, several People's Church members approached members of the group and asked them for passage out of Guyana. Jones became distressed at the defection of his members, and one of Jones' lieutenants attacked Ryan with a knife. Ryan escaped from the incident unharmed, but Jones then ordered Ryan and his companions ambushed and killed at the airstrip as they attempted to leave. The congressman and four others were murdered as they attempted to board their charter planes. Back in Jonestown, Jones directed his followers in a mass suicide in a clearing in the town. With Jones exhorting the "beauty of dying" over a loudspeaker, hundreds drank a lethal cyanide and Kool-Aid drink. Jones died of a gunshot wound in the head, probably self-inflicted. Guyanese troops, alerted by a cult member who escaped, reached Jonestown the next day. Only a dozen or so followers survived, hidden in the jungle. Most of the 913 dead were lying side by side in the clearing where Jones had preached to them for the last time.
http://www.lermanet.com/house/destructive.htm
    1978 - Billy Joel topped the Billboard Hot 200 album chart with "52nd Street", his first US #1 LP. In 1982, it would become the first commercial album to be released on compact disc (by Sony Music Entertainment).
    1979 - Paul McCartney releases "Wonderful Christmastime", a tune on which he plays all the instruments himself.
    1981 – Phillies’ 3B Mike Schmidt won his second consecutive MVP award, joining Ernie Banks and Joe Morgan as the only National Leaguers to do so.  He hit .316 and led the league in home runs (31), RBI (91), runs (78), walks (73), on-base percentage (.435) and slugging percentage (.644).
    1981 - Top Hits
“Private Eyes” - Daryl Hall & John Oates
“Start Me Up” - The Rolling Stones
“Physical” - Olivia Newton-John
“My Baby Thinks He's a Train” - Rosanne Cash
    1986 - The Roseland Ballroom reopened in New York City. The 67-year-old home for those wanting to dance cheek to cheek featured America's dean of society music, Lester Lanin. He played for patrons who wanted to cut a rug on the 112-by-55-foot, maple wood dance floor.
    1986 - For the first time since his departure from his own late-night TV show, Jack Paar was a guest of Johnny Carson on "The Tonight Show". One of TV's great lines came from the show, when Carson quipped (after one of Paar's long, long spiels), "Why is it that I feel I'm guesting on your show?"
    1986 - The first of two successive snowstorms struck the northeastern U.S. The storm produced up to 20 inches of snow in southern New Hampshire. Two days later a second storm produced up to 30 inches of snow in northern Maine.
    1986 - Roger Clemens was named the American League's Most Valuable Player. He was the first American League starter to be so named in 15 years. The Boston Red Sox hurler won the honor one week after earning the Cy Young Award. 
    1986 - "Amanda" by Boston topped the charts and stayed there for 2 weeks.
    1987 - Cub outfielder Andre Dawson (.287, 49 HR, 137 RBI) becomes the first player to win the MVP award as a member of a last place club.
    1987 - After nearly a year of hearings into the Iran-Contra scandal, the joint Congressional investigating committee issues its final report. It concluded that the scandal, involving a complicated plan whereby some of the funds from secret weapons sales to Iran were used to finance the Contra war against the Sandinista government in Nicaragua, was one in which the administration of Ronald Reagan exhibited "secrecy, deception, and disdain for the law." Naming several members of the Reagan administration as having been directly involved in the scheme (including National Security Advisor John Poindexter and deceased CIA Director William Casey), the report stated that Reagan must bear "ultimate responsibility." A number of government officials were charged and convicted of various crimes associated with the scandal.
    1988 - An Anti-Drug bill of large scope was signed into law by President Ronald Reagan. It called for the death penalty for drug-related murders, a $10,000 fine for the possession of even small amounts of controlled substances and provided for the expansion of treat facilities. A cabinet-level office was established for a drug "czar" to oversee the nation's fight on drugs.
    1989 - Top Hits
“When I See You Smile” - Bad English
“Blame It on the Rain” - Milli Vanilli
“Love Shack” - The B-52's
“Bayou Boys” - Eddy Raven
    1989 - A second surge of arctic air brought record cold to parts of the north central U.S. Eleven cities in the Upper Midwest reported record low temperatures for the date, including Rochester, MN with a reading of 4 degrees below zero. Strong winds ushering the arctic air into the north central U.S. produced squalls in the Lower Great Lakes Region. Snowfall totals in northern Ohio ranged up to twenty inches in Ashtabula and Geauga Counties.
    1990 - The Righteous Brothers saw their popularity surge when the movie, “Ghost”, (starring Patrick Swayze and Demi Moore) featured their 1965 hit, "Unchained Melody." Their original version and a re-recorded cut both made it into the US top 20, while three Greatest Hits albums made the Billboard chart.
    1990 - Art Monk becomes only the third player in NFL history to amass 700 career receptions when he makes four catches against the Saints.
    1993 – The North American Free Trade Agreement (NAFTA) is approved by the House of Representatives.
    1995 - The Rolling Stones become the first act to broadcast a concert on the Internet.
    1995 - "Goldeneye" the latest James Bond movie, opens, featuring a title song by Tina Turner.
    1996 - Four hardware makers unveiled hand-held computers at an electronics show. The computers were all designed to run Microsoft Windows CE, an operating system introduced at the show the previous day. The machines offered remote and wireless connections for checking e-mail and surfing the Web and allowed users to synchronize data with Windows programs. By 1999, the market for hand-held computers had grown to an estimated 5.7 million units, nearly fifty percent greater than 1998 sales, according to the research firm Dataquest. Today, they are incorporated into wireless telephones the size of a pack of cigarettes that also include the ability to take pictures, surf the Net, operate home appliances remotely, and text.
    1997 - John Denver's last recordings are released as “The Unplugged Collection”, a selection of stripped-down acoustic performances of his hits.
    1997 – In an expansion draft for the new teams, the Arizona Diamondbacks and Tampa Bay Devil Rays began player selections.  Two pitchers who appeared in the World Series a month earlier, Tony Saunders of the Florida Marlins and Brian Anderson of the Cleveland Indians were selected by the Rays and D’backs respectively.
    2003 - The Supreme Judicial Court of Massachusetts ruled 4–3, in Goodridge v. Department of Public Health, that the state's ban on same-sex marriage is unconstitutional and gave the state legislature 180 days to change the law, making Massachusetts the first state in the United States to grant marriage rights to same-sex couples.
    2003 - Acting on the sexual abuse allegations of a 12-year-old boy who had visited the home, approximately 70 members of California's Santa Barbara County sheriff's and district attorney's offices raided Michael Jackson's Neverland Ranch. The singer was in Vegas filming a video at the time.
    2008 - Joining Cal Ripken Jr. (Orioles-1983) and Ryan Howard, (Phillies-2006), Dustin Pedroia (.326, 17 HR, 83 RBI) becomes the third player in Major League history to win the Most Valuable Player award a season after being selected as the Rookie of the Year. The scrappy Gold Glove second baseman, the 10th Red Sox player to earn the American League honor, received 16 of the 28 first-place votes to easily outdistance heavy-hitting Twins first baseman Justin Morneau (.300, 23, 129).
    2008 - Secretary of State Condoleezza Rice introduces Ken Griffey, Jr. as an American Public Diplomacy Envoy, a position in which the future Hall of Famer will represent the "values of the United States, not the government of the United States." The free-agent outfielder, who played for the Reds and White Sox last season, joins Cal Ripken Jr. as a Major Leaguer serving his country in the U.S. State Department's Bureau of Educational and Cultural Affairs.
    2013 - NASA launched the MAVEN to study the Mars atmosphere in depth.  The data from the MAVEN will help researchers construct a history of the climate on Mars and help them understand how the water on Mars disappeared.

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Top Stories

(chronological order)

- Lease Police Tips on Judging Vendors
   By Bernie Boettigheimer, CLFP
- Medical Practice Closing Doors Permanently After Ransomware
- AACFB Reports Record Attendance at 251
   56 More than Last Year
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- Developing Strong Leaders
   By Scott Wheeler, CLFP
- Top Six Leasing/Finance Company Websites
    in North America
- Dext Capital
 Joins Funder List A, Funders Looking for Broker Business List
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   By Bernie Boettigheimer, CLFP
- Close the Sale This Year with Section 179
    increased to $1,000,000 for 2019
- Meridian Credit Union Appoints Hugh Swandel President
    for Meridian OneCap Credit Corporation
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- Scott Wheeler, CLFP, Compensation Survey Results
   Originator's Incomes/Production/Full Report
- NewLane Finance Joins Funder List A
    Funders Looking for Broker Business
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- Lease Police Changes Address
- Why I Became a CLFP
   Bernie Boettigheimer, CLFP, Lease Police
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Highlights Marlin Business Services Earnings Call Q2 2019 Results
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   Very Popular Online Transfer of Money
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     that became the nation's first failure in years
- DBO Licensee Notifications Required by Law
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   If You Are Required to Have a License or Don’t File Annual Report
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- Fraud Detection by Scott Wheeler, CLFP
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    for Brokers and "Gets Deals Done Together"
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   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- How to Create Additional Success by Scott Wheeler, CLFP
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- BSB Leasing Updated on Four Lists
   Funder, Looking for Brokers, New Brokers, Story Credits
- CLFP Foundation Grows to 754 Active Members
    Adds 69 Individuals through April/May Exams
- Letters! We Get Email
   Parrotto/North Mill/Calif. New Law/How Many Brokers?
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
- 2018 Leasing News Person of the Year Award
   Presentation to Jerry Parrotto
- Mystery Solved on NACLB Named “Association”
   By Monitor Magazine
- Bulletin Board Complaint
   Anuva Capital, Buena Park, California
- AACFB 2019 Annual Conference Report
- deBanked New York City Broker Fair 2019
- Women's Lunch at AACFB Conference
- Rumor Floating Around the AACLB Conference re: Date
   of Implementation of California New Interest Disclosure Law
- Vermont Added to States Require Residual Notification
- What Makes the Perfect Credit Manager?
- ELFA Legal Forum San Diego, California Report
- More on Merger Neuman Fin./Beneficial Equipment Fin
-
Letters! We Get Email
- Lessors.com Appears Stagnant/Last Post April 10th
- CLFP Foundation Releases Seventh Edition Handbook
- Map: The Salary Needed to Buy a Home in 50 U.S. Metro Areas
- Report Misleads More Businesses Applied for MCA
  than Leasing: 2018 Federal Reserve Survey Report
- Small Business Credit Survey 2019
   Use of Financing and Credit -Federal Reserve
- Semi-Confirmed: Amur Equipment Finance
   Acquired by PIMCO’s Private Equity Group
- BAMFi Processes $1 Billion in Transactions
- ELFA Opens Forum for Members
- Company Allegedly Not Paying Broker
   for Two Companies Who Renewed
- Highlights Marlin Business Services Corp. 10K
- Merchant Cash Advance APR Calculator
- Terry Jennings, CLFP, Promoted to President
- SpamArrest Recommended by Kit Menkin
- Not Many Franchise Funders Work with Brokers
- Top Four Leasing Company Websites in North America
- Marlin Business Services Changes Name and Logo
  Now "Rebranding" as Marlin Capital Solutions
- Reactions: Gerald "Jerry" Parrotto
- Gerald "Jerry" Parrotto
   2018 Leasing News Person of the Year
- Secured Lending Confidence Index: Strong Optimism
- OnDeck To Enter Equipment Financing Market
- Ten Ways to Reduce Attorney Fees for Outside Counsel
- Marshall Goldberg Reports California Senate Bill 1235
   Will Not Become Effective Before Year End 2019
- Mazuma Up to Old Tricks, Been Following for Years
- Day in the Life" from Chris Enbom, CLFP
- Top Ten Business Challenges to Finance/Leasing
- Balboa Capital Gets Slammed for Lessee’s Attorney Fees
   for $429,000 as a Result of Lying to Lessee
- Top Six Leasing Company Websites
- 63 Banks, Finance, and Leasing Companies Hit
   With Losses over $7 Million after Some Recoveries
- How Fraud Worked in 63 Banks, Finance, Leasing Companies
  Losses over $7 Million after Some Recoveries
He’s Back! Trebels Says He Has Completed More than $1 billion
    in Transactions Service More than 100 lenders and Investors
- Merchant Advance, Factor, Leasing, Loans Merchant Database
- Menzel on Bob Fisher July 18, 2000 Capital Stream
- Don't Get Fooled by these Common UCC Filing Myths
- The 1 networking rule 99% of people are afraid to follow, but should!
- Equipment Finance Merger & Acquisition Interest Strong
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   Goodbye “Lease Consultant” Title
- Leasing Broker in Massachusetts Sentenced
- Types of Fraud
-The Necessity of Landlord Waivers
- Vendors’ Number One Problem, Not the Applicant
- Advanced Execution of Acceptance Certificates
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- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
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- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on LinkedIn.com
Use a Password Generator
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- Take Your Banker to Lunch
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- Equipment Finance Agreements Explained/Barry S. Marks
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