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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   




Monday, July 22, 2019


Today's Leasing News Headlines

Post a Free Ad that You are Looking
   Limited to 100 Words
Leasing News Top Stories
  July 15 - July 19
Leasing News Complaints Bulletin Board
   BBB Ratings
Leasing Industry Ads---Help Wanted
   $10,000 Starting Bonus for Experienced Sales Professional
Don't want to give references on first interview
   Career Crossroad---By Emily Fitzpatrick/RII
Readers on the need for more “Site Inspections”
   (Reprint from July 20, 2007 Leasing News Edition)
Site Inspection Services
   Updated
North Mill Finances over 60 Deals
   with Truckmaster Warranty
Boxer/Mix
   Quaker Hill, Connecticut  Adopt-a-Dog
Video Roundtable July 25, 1:00- 2:00 PDT Strategies
   for Independent Sponsors Deal Source, Financing, Closing
News Briefs---
Fire and fraud: The mystery of a small Texas bank
  that became the nation's first failure in years
Housing Starts, Building Permits Take a Hit in June
  But Still Higher than June of Last Year

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device


 You May have Missed---
  Poem
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.



Please send a colleague and ask them to subscribe. We are free
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

Post a Free Ad that You are Looking
Limited to 100 Words

Free Positon Wanted goes into our Classified Ad section on the website: http://leasingnews.org/Classified/Jwanted/Jwanted.htm

It also runs once a week in the News Edition.

Use your personal email address only. We encourage you to add a resume, although not necessary. If you do so, please make sure your name, address and telephone number are not included. If so, we will delete them. The reason is once the resume is placed on line: it remains in Google, as well in Leasing News Editions’ archives. A search of your name will bring up your posting, which will have your address and telephone number for years to come.

It is also a good idea to create an email for the ad specifically that you can delete after use.
This is “free” to those looking for a new position. Each ad is limited to (100) words.

To post your free position wanted, please email: kitmenkin@leasingnews.org.

 


 

[headlines]
--------------------------------------------------------------

Leasing News Top Stories
July 15 - July 19

(Stories most opened by readers)

(1) May, 2019  The List
   The Good, the Bad and the Ugly
http://leasingnews.org/archives/Jul2019/07_17.htm#may_list

(2) Commercial Equipment Leasing/Financing Industry
          In Transformation
   Sales Makes it Happen by Scott Wheeler, CLFP
http://leasingnews.org/archives/Jul2019/07_17.htm#industry

(3) Funders Taking "New" Broker Business List
     Four Do Not Require that Brokers Be Licensed
http://leasingnews.org/archives/Jul2019/07_15.htm#four

(4) New Hires/Promotions in the Leasing Business
    and Related Industries
http://leasingnews.org/archives/Jul2019/07_19.htm#hires

(5) Worst Car Brands Of 2019
     Ten Vehicles
https://247wallst.com/special-report/2019/07/17/worst-car-brands-of-2019/2/

(6) California Financing Law
  Main Page for CFL License
http://leasingnews.org/archives/Jul2019/07_15.htm#california

(7) DBO Licensee Notifications
     Required by Law
http://leasingnews.org/archives/Jul2019/07_17.htm#dbo

(8) Financing Cannabis Funding Sources
  Many Work with Third Party Originators
http://leasingnews.org/archives/Jul2019/07_19.htm#financing

(9) Used Truck Market Continues to Slow Down
           ACT's Used Truck Report
https://content.actresearch.net/blog/act-research-preliminary-used-class-8-volumes-fell-m/m-y/y-and-ytd-for-third-consecutive-month

(10) Recession fears rise for middle-class families
should be a wake-up call to families/start shoring up their finances now
https://www.cnbc.com/2019/07/16/more-middle-class-families-say-american-dream-is-out-of-reach-study.html

[headlines]
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Help Wanted





[headlines]
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Leasing News Complaints Bulletin Board 
BBB Ratings

        
The following companies appear on the Leasing News “Complaints” Bulletin Board:
http://www.leasingnews.org/bulletin_board.htm

Also may appear on Evergreen Abuse List


Ability Capital Solutions, Long Beach, California: C-
  Principal noted: Brian Acosta, also principal of Matrix Business Capital
Balboa Capital, Costa Mesa, California: A
  Balboa 25 negative reviews, 1 positive review, 1 neutral review
  “Our commitment to fast, dependable funding and great service has helped us achieve full    accreditation with the Better Business Bureau.” But they don’t mention the A- on    https://www.balboacapital.com/
Blue Bridge Financial, LLC, Buffalo, New York: A+
De Lage Landen, Wayne, Pennsylvania: A+
Integrity Financial Groups, Midvale, Utah C-
Jules and Associates, Los Angeles, California  A+ 
Leasing Innovations, Inc., Solano BeachCA  A+
Liberty Capital, Aliso Viejo, California  N/R
MAC Financial Services, Scottsdale, Arizona: A+
Marlin Leasing, Mount Laurel, New Jersey A+
Jules and Associates, Los Angeles, California  A+
Matrix Business Capital, Long Beach, California: A-
  Principal noted: Brian Acosta, also principal of Ability Capital Solutions
Mazuma Capital Corporation, Draper, Utah A+
Newport Financial Partners, Newport Beach, California: N/R
Onset Financial, South Jordan, Utah A+
Platinum Financial, Orange, California  NR
Proviso Financial Services, Coquitlam, British Columbia: N/R
Radiance Capital, Tacoma, Washington  A+
Tetra Financial Group, Salt Lake City, Utah A+
US Business Funding, Santa Ana, California: A+


[headlines]
-------------------------------------------------------------

Don't want to give references on first interview.



Career Crossroad---By Emily Fitzpatrick/RII

Question: A company that I am going to interview with is requesting references, I don’t feel comfortable supplying this information. What do you suggest?

Answer: Here are a few ideas on handling this situation – keep in mind, if you do not supply anything – it is a Red Flag:

  • Contact at least 3 business references that you no longer work with (previous colleagues or supervisors) and request that you use them as references (3-5 is more than sufficient)
  • You may even request reference letters (I recommend this); if you are in sales, letters from Clients is a fantastic idea
  • This should suffice to get you through your first and second interviews; make the hiring manager aware that you do have confidential references from your current employer and that they will be available upon a pending offer (“for confidentiality reasons")
  • It is not necessary to include references on your resume; companies will have you fill out an application requesting this information
  • Include those reference letters (again, from previous supervisors / colleagues / even Clients) when you submit your resume, this will assist you in standing out from the crowd
  • Don’t include personal references; all references supplied should be career-oriented / professional

Please call me if you would like to discuss this in person.

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html


 

[headlines]
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Readers on the need for more “Site Inspections”
(Reprint from July 20, 2007 Leasing News Edition)


“I think site inspections are a must if there are soft costs included in the lease transaction.
“Tenant/leasehold improvements can be a big part of a restaurant, medical, or dental deal ”T.I.’s” can range from signage, cabinetry, seating or even plumbing. These items are built by and priced by contractors and sub-contractors. It is important that all the work is complete and verified.
“I had two different situations where the city inspectors signed off on everything, issued "certs" of occupancy and upon my personal inspections, before funding, I found work being financed that hadn’t
been done. On a medical clinic deal I did, I asked the doctor to plug in the imaging equipment and show me how it worked. The unit did not turn on, after an hour or so the doctor and I figured out that there was no electricity behind the two different outlets in the room. Sockets and face plates were installed, but no electrical wiring. The building inspector didn’t catch that, go figure. I had a big check to hold over the electrical contractor’s head.”

Ginny Young
Brava Capital

----

“With the growth of app-only transactions, the push has been to book the largest volume of deals in the shortest possible time at the least possible expense. The conflict between trying to close the deal quickly and doing proper due diligence, has, more often than not, been resolved in favor of fast booking. Because of the "...vast amount of credit, payment history and business information available through internet..." as one of your respondents noted, there is more and more reliance on the automated and less on the manual. And if funders have a large, generally conforming portfolio, those funders believe that losses from the risk of any single transaction is minimal.
“Many who disagree with me would say that a site inspection slows the deal down, that the customer will go elsewhere unless the deal is done immediately. In my 44 years in the leasing business I have often noticed that "hurry-up" deals raised a red flag and almost always presented a serious problem.

“Proper due diligence must include the unvarying requirement for a site inspection.” 

Bob Teichman, CLP
Teichman Financial Training
3030 Bridgeway, Suite 213
Sausalito, CA 94965
Tel: 415 331-6445
Fax: 415 331-6451
e-mail: BoTei@aol.com

---

“Site inspections have become more important than in the past because of (1) several major frauds, (2) the increase in incidents of vendor collusion and (3) the increased capabilities of site inspection companies.

“Site inspections should be an important part of the lease approval process for most leasing companies. Each leasing company needs to set its own limits based upon how it originates transactions and its confidence level in the equipment vendor and the lessee.”

Bruce Kropschot
Kropschot Financial Services
70 Beachside Drive, #101
Vero Beach, FL 32963
(772) 228-9808

---

At Endeavor we believe that knowing our vendors and brokers inside and out is the first step in protecting our investment. We complete in-depth vendor profiles, visit often and make a point of getting to know the employees. We have found that creating a real “relationship” makes for a stronger bond and those shoddy deals are just not presented very often.

The majority of the transactions Endeavor approves involve titled vehicles. Because of the complexity of titling and registration in various States, files are touched and equipment verified in several stages prior to and during the funding process. Further, there is a documented and regulated trail involving a physical handoff from the dealer. Endeavor has become comfortable with that process over the years and thus does not require site inspections on most vehicles.

A lot of our transactions involve vehicles with added commercial equipment like a van or truck with service equipment mounted in the rear. For those transactions or pure commercial equipment leases, we assign random site inspections and may stipulate them in the credit approval. Site inspections are always required for used vehicles and equipment.

We also use site inspectors for lease returns in States where we do not have a physical presence. They don’t take possession of the collateral but do verify the condition as it is being returned to the auction or other disposal site.

Finally, we also do site inspections during the lease term for problem accounts. We have found that reaching our and touching our collateral humanizes the situation with the lessee and often results in a positive outcome that would have not been possible from a boiler room in the distance.

Regards, 
Dale R. Davis 
President 
Endeavor Financial Services
DDavis@EndeavorFS.net 
Medical Intermediaries, Republic Fleet Services, TriWest Financial, Endeavor Leasing, Endeavor Business Services
T 714-556-3700
F 714-556-3779

---

“Site inspections are a simple way of safeguarding an investment. But, as with many simple things, they are not fully understood or utilized to their full potential.

“It's like our health. If we get regular checkups and take care of ourselves, we can head off serious problems before they arise. But, most people don't to see the doctor until they have symptoms. It's the same with a lease. If a site inspection is used as a checkup, indications of an unhealthy lease can be identified before they become a major disease.”

Thanks,
Curtis Stoddard
Vice President of Operations
LeaseInspection.com
Ph: 801-443-1070
Fax: 801-607-8802
curtis@leaseinspection.com

 

[headlines]
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Site Inspection Services

Aspen Field Services Corp.

Dover Management Group, Inc.
Asset Appraisals Services Inspection Services
Bee-Line Corporation Quiktrak, Inc.
C. and A. Courier Inspection Services RTR Services, Inc.
Collateral Specialists Inc. Railroad Technology Corporation
Checkmate Inspections  
Douglas Guardian Services Corp.  

(To apply to be listed, email: kitmenkin@leasingnews.org)

Company Name
Year Founded
Contact
Website 
Associations
Full-time 
Employees
Part-Time
Employees or Ind. Contractors
Additional 
Services
Major
Clients
Douglas Guardian Services Corp.
1932
Bruce Lurie, President
blurie@douglasguardian.com
www.douglasguardian.com
800-255-0552 
NEFA (A)
300
 
Pre-Funding Inspections, Post-Funding Inspections, Vendor Verifications, Collection Inspections, Collateral Management and Floor Plan Inspection Services
USA/Canada

Quiktrak, Inc.
1991
Walt Graham
National Account Executive
wgraham@quiktrak.com
503.214.3034 (direct)
quiktrak.com
AACFB, ELFA, ETA, NEFA

114
Employees

900+
Independent
Contractors 

Equipment & Site Inspections,
Commercial Collections,
Audit & Inventory Management
(Floor Plan), Vehicle Condition Reports
Inventory
Verification
USA/Canada
UK, Europe,
Asia, Australia
 
Collateral Specialists Inc. 
1995
Paul G. Hanson
770-891-1325
phanson@csina.com
www.csina.com

AACFB, ELFA, NEFA
30
pt/or ind. con  650
- Equipment Inspections 
(pre-funding and deliquency) -Business verifications 
- Floor Plan (inventory) inspections 
- Dealer Monitoring Services
 
Aspen Field Services Corp.
2017
Cortland Brady, President
801-335-7454
cort@aspenfieldservices.com  
www.aspenfieldservices.com
ELFA, NEFA
6
4 part time
3,000
contractors 

Equipment, Site Inspection, Biz Verification, Field Chase, Equipment Valuation, Desktop Appraisals, SBA, Drive By, Video Inspections, Mechanical Report

USA, Canada and Mexico
Bee-Line Corporation
1972
Jay Caron, President & CEO 
413-737-3114 - Phone
413-733-6666 - Fax
beeline@exit3.com 
www.beelinecorp.com
ELFA
6
 
Specializing in truck & trailer inspections, appraisals, investigations and remarketing.
(23) banks & leasing companies with s footprint in Canada to Chile & Argentina
Checkmate Inspections
1992
Russ Limbo
912-897-9728
800-847-0727
Fax: 912-335-3468
russ@checkmateinspections.com
www.checkmateinspections.com

4

3
plus Ind. Contractors

Equipment Inspections (Pre-funding, Post-funding, Delinquency), Floor Plan Audis, Fleet Rental Inspections, Site Inspections, Business Verifications, SBA Site Visits

USA
/Canada
Asset Appraisals Services
1999
Mathew Cox - Inspection and Appraisals Manager
402-390-0505 - Phone
402-390-0489 - Fax
matthew@truckwire.com 
assetappraisalsservices.com
ABA, ELFA
   
Remarketing Systems, Appraisal & Legal
 
C. and A. Courier Inspection Services
1997 
Andy Klepp-Egge Jr 
410-746-6355 candacourier22@aol.com
candacourier.com
   
Covers Baltimore Maryland and Surrounding Counties only for: On-Site Real Property due diligence reporting services: Dealer Floor Plan Audits, Leased/rented equipment inspections, Damaged Freight Insurance Inspection, Merchant Business Site physical Inspections, Construction Loan Draw Inspections, Baltimore MD Mobile Notary & CJIS Fingerprinting ID verification, Insurance Premium Audits-Underwriting Surveys-Loss Control data reporting
 
 
Dover Management Group, Inc.
2002
Christopher J. Condon
508-785-1277 - Phone
508-785-3008 - Fax 
dovermanagementgroup.com
ELFA
   
North America coverage for all services, inspections, appraisals and consulting. Accredited senior appraiser - American Society of Appraisers, providing USPAP Appraisals, desktop appraisals, general equipment consulting, equipment portfolio management.
Banks, insurance companies, financial product placement entities, equipment finance and leasing companies, public companies.
Inspection Services
(division of RTR Services) 
2011
Wes Peterson
Inspection Quality Administratorwespeterson@is-rtr.com 
877-801-6670 
www.is-rtr.com 
AACFB, ELFA, NEFA
       
RTR Services, Inc 
1990
Mike Smith, President
mikesmith@rtrservices.com
Lynne Wicker, 
National Remarketing Manager
lynnewicker@rtrservices.com 
Becky Braun, 
Remarketing Manager
Central & Eastern Division
beckybraun@rtrservices.com
800-467-0690 - Central & Eastern Division
803-399-9655 - Corporate Offices 
800-238-3294
www.rtrservices.com
AACFB, ELFA, NEFA 
   

Site Visits, collections, recovery, remarketing, recovery, remarketing and appraisal - FMV

 
Railroad Technology
Corporation

1987
Robert M. Ness - Founder & Chief Executive Officer 
CustomerService@FreightCar.com 
415-431-1000
www.freightcar.com
ELFA 
   
Technical evaluations, logistics, documentation and funding.
 

[headlines]
--------------------------------------------------------------

##### Press Release ############################

North Mill Finances over 60 Deals
with Truckmaster Warranty

 SOUTH NORWALK, CT – North Mill Equipment Finance LLC (“North Mill”), a leading independent commercial equipment lessor located in South Norwalk, Connecticut, announced today that it has financed year-to-date over 60 Class 8 vehicles with an exclusive Truckmaster warranty included in the transactions, a bundled program first made available in 2019.

Developed by Specialty Administrative Services (SAS) LLC, Truckmaster is the company’s flagship warranty product.

Given the many day cabs, sleepers and vocational vehicles financed, SAS fashioned a Truckmaster warranty specifically based on the needs of the customer and the underwriting guidelines set by North Mill. 


David Lee, Chairman and CEO of North Mill, said, “We recognize the many hurdles that truck drivers are currently facing.

 “A market notorious for its cyclicality is now plagued by falling spot rates and a glut in supply of both new and used vehicles.  As a lender with a sizeable stake in the space, we want to help the independent driver sidestep any additional expenses brought on by circumstances they can’t control.”
According to Lee, when the Truckmaster program is added to the deal, a driver can choose a unit that’s older and has more miles accrued than would be allowable without the warranty based on North Mill’s asset specifications.  For example, North Mill normally requires a Class 8 sleeper truck be no more than 4 years old with an odometer reading not to exceed 500,000 miles. Add in the Truckmaster warranty and the age climbs to 6 years and the mileage to 700,000.

Rob Davenport, President of Specialty Administration Services,
commented, "Our partnership with North Mill is a win-win for anyone looking to finance a truck and protect their livelihood and investment.

 “North Mill's dedication to helping its customers obtain the financing they need to operate, along with a high level of customer service not common in the industry, aligns perfectly with our core mission of putting the customer first and offering the most value-packed plans in the industry."  
In addition to augmenting North Mill’s standard asset guidelines, the Truckmaster warranty offers coverage for 24-months and 240,000 miles along with 24/7 roadside assistance.  Moreover, the price of the warranty, which is added to the purchase price at ZERO markup for North Mill, can be financed as part of the deal.

About North Mill Equipment Finance
Headquartered in Norwalk, Connecticut, North Mill Equipment Finance originates and services small-ticket equipment leases and loans, ranging from $15,000 to $300,000 in value.   A broker-centric private lender, the company handles A – C credit qualities and finances transactions for numerous asset categories including construction, transportation, vocational, manufacturing, and material handling equipment. North Mill is majority owned by an affiliate of Wafra Capital Partners, Inc. (WCP).  For more information, visit www.nmef.com.

About Specialty Administrative Services
Specialty Administrative Services, LLC (SAS) offers affordable extended service contracts for new and used class 3-8 vehicles through its flagship product, the Truckmaster warranty. In addition to superior customer service, SAS also offers roadside assistance, fuel delivery and towing with every package.  The company offers same day coverage and administers all claims in-house. 

### Press ###################################

[headlines]
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Boxer/Mix
Quaker Hill, Connecticut  Adopt-a-Dog


Beau

ID: 41619454
Male
1 Year, 8 months
Neutered
Color: Brown/White
Location: Waterford Branch
CT Humane Society
Area: Main Kennel

About Beau
~ I can live in a single family home.
~ I want to live with adults who are dog savvy.
~ I need to be the only pet in the home.
~ I am a high energy kind of dog and am looking for a home where I can get lots of exercise every day.
~ I am a great dog with lots of potential. I need a family who has owned dogs before and is familiar with positive reinforcement training.
~ I am still learning and want to get off to a great start in my new home, so I will need to continue my training. (Obedience Training Required)

Connecticut Humane Society
Waterford
169 Old Colchester Road
Quaker Hill
CT 06375

800-452-0114
info@cthumane.org

Visiting & Adoption Hours:
Monday-Friday: 12:00 pm–5:30 pm
Saturday: 9:30 am–5:30 pm
Sunday: 9:30 am–5:30 pm


[headlines]
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Video Roundtable July 25, 1:00- 2:00 PDT Strategies
for Independent Sponsors Deal Source, Financing, Closing

Complimentary (no cost)

 

MAJOR TOPICS:

  • Terminology — Independent Sponsors, Private Equity and Family Offices
  • Search fund model
  • Involvement of independent sponsors in the deal process
  • Financing independent sponsor transactions
  • Independent sponsor, PE and family office transactional alliances
  • Finding and closing deals in the hyper-competitive seller’s market
  • Understanding financial and “people” due diligence risks
  • Source of funds
  • Deal structures
  • Common issues and solutions

Dealounge is an online deal platform in the middle market. We are the Hotwire of the deal business, where investment banks, deal brokers and deal advisors list and distribute deals anonymously. Our one-touch distribution is the most efficient way to get the deal into the marketplace, and we free up your resources to work on high value-added tasks. What differentiates Dealounge is the integration between that distribution, and our data. We keep data on what firms have in their portfolio, their competence in various industries, and what platforms they are looking to build. We can often expand a banker’s buyer universe, and enable them to build relationships with those buyers on future deals.
http://www.dealounge.net/index.php/home

Click Here to Register:
https://register.gotowebinar.com/register/7802661575889251085

[headlines]
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News Briefs----

Fire and fraud: The mystery of a small Texas bank
  that became the nation's first failure in years
https://www.dallasnews.com/business/banking/2019/07/20/fire-fraud-mystery-small-texas-bank-became-nations-first-failure-years

Housing Starts, Building Permits Take a Hit in June
  But Still Higher than June of Last Year
https://themreport.com/daily-dose/07-17-2019/housing-starts-building-permits-take-a-hit-in-june 

 

 

[headlines]
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You May Have Missed---

Chinese Money in the U.S. Dries Up as Trade War Drags On
https://www.nytimes.com/2019/07/21/us/politics/china-investment-trade-war.html



[headlines]
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Play at the Plate

From the book -"That Sweet Diamond"
by Paul B. Janeczko, Carole Katchen (Illustrator)

Some
watch the ball
short hop the wall and
the right fielder-who
can't pick it up fast enough -
finally snatch it
sling it
to the impatient cut-off man,
who throws home
almost before he turns.

Some
watch the runner
barely
toe the inside corner of third,
eyes on
the coach's windmill arm
signaling haste.

All
watch the meeting place:
the catcher begging for the ball
so he can sweep the tag
at the runner beginning
his slide
before the umpire,
holding his mask
behind his back
as casually as a satin heart
of valentine candy,
signals the meeting over,
the runner safe.

 

 

[headlines]
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Sports Briefs---

Lowry wins British Open on his native Emerald Isle
https://www.pressdemocrat.com/sports/9819894-181/lowry-wins-open-on-native

49ers impressed by 'different Solomon' Thomas a year after tragedy
https://www.yahoo.com/sports/49ers-impressed-different-solomon-thomas-052545211.html

As the 49ers prepare for training camp,
   here are 10 questions the team faces
https://www.sacbee.com/sports/nfl/san-francisco-49ers/article232890357.html

Giants’ Zaidi taking calls on Bumgarner, Smith,
  but says winning could impact trade decisions

https://www.sfchronicle.com/giants/article/Giants-Zaidi-taking-calls-on-Bumgarner-Smith-14112197.php


[headlines]
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California Nuts Briefs---

Google’s big plans for downtown San Jose
  — answers for all your questions
https://www.mercurynews.com/2019/07/21/googles-big-plans-for-downtown-san-jose-answers-for-all-your-questions/

San Francisco Bay Area job market rockets to fresh gains
  in June, region has nearly 4.1 million jobs
https://www.mercurynews.com/2019/07/19/bay-area-job-market-rockets-fresh-gains-june-4-1-million-google-apple-facebook-amazon-adobe-tech-housing-traffic/

Napa Valley's experience with PG&E safety outage
    can help hoteliers prepare
https://www.northbaybusinessjournal.com/industrynews/hospitality/9783360-181/napa-valleys-experience-with-pge



[headlines]

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Which Famous Global Wine Region Prohibits Swearing in the Vineyard?
https://winetravelstories2.com/2019/07/16/which-famous-global-wine-region-prohibits-swearing-in-the-vineyard/

Mark Pulido & Donna Walker purchased Yountville estate vineyard & residence of former 49ers pres. Carmen Policy and wife Gail Policy
https://www.winebusiness.com/news/?go=getArticle&dataId=216888

Wine Business Monthly Holds First Annual Northwest Event
https://www.winebusiness.com/news/?go=getArticle&dataId=216878

This Bottle of Bordeaux Is About to Become
    the World’s Most Expensive Wine
https://robbreport.com/food-drink/wine/liber-paters-2015-bordeaux-to-be-the-worlds-most-expensive-wine-2858442/


Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
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This Day in History

    1587 - The second English colony was established on Roanoke Island off what is present-day North Carolina. The Roanoke Island Colony, sponsored by Sir Walter Raleigh, was established under the leadership of Sir Richard Grenville and Sir Ralph Lane. The settlers fared badly and returned to England in June of 1586. In 1587, Raleigh sent out another group under John White, consisting of 117 men, women and children, who landed this day. White returned to England for supplies, but was unable to get back to Roanoke until August 17, 1590, three years later. He found all the colonists gone and the only clue to their fate was the word Croton carved on a tree. The meaning of this remains unexplained and no trace was ever found of the settlers. Whether they met their fate by Indians, a cold winter, lack of food, or disease is not known.
http://personal.pitnet.net/primarysources/ronoake.html 
    1620 - A small congregation of English Separatists, led by John Robinson, began their emigration to the New World. Today, this historic group of religious refugees has come to be known as the 'Pilgrims.' Pastor John Robinson was the last face the Pilgrims saw as their ship left for the New World. He never made it to America, but this one man is credited with planting a single word – independence.
http://www.ohioroundtable.org/cfdocs/shows.cfm?
showcode=968&fromhome=YES 
http://www.revjohnrobinson.com/art.htm 
http://www.mlp.org/sermon.html 
http://members.aol.com/calebj/robinson_letter.html 
http://www.newnorth.net/~johhnson/~jrobinson.html 
    1667 - New Netherlands was ceded to England by the Dutch by the Peace of Breda, which ended the second Anglo-Dutch War (1665-1667). The British had captured Fort Amsterdam and divided the territory into New Jersey and New York. Colonization was slow and the territory was re-organized in 1674.
http://www.infoplease.com/ce6/history/A0816459.html 
http://www.infoplease.com/ce6/history/A0857845.html 
    1724 - The Alamo, to become famous as the site of a great battle of the war for Texas independence in 1836, was constructed at about this time as a Franciscan mission, the Mission San Antonio de Valero.
http://www.thealamo.org/faqs.html#one 
http://www.americanwest.com/pages/alamo.htm 
    1775 – George Washington took command of the Revolutionary Army.
    1796 - Surveyors commissioned by General Moses Cleaveland (1754-1806) completed the plan for what became the town of Cleveland, Ohio.
(lower half of: 
http://memory.loc.gov/ammem/today/jul22.html 
http://www.travelcleveland.com/About_Cleveland/cleveland_history.asp 
    1849 – Poet Emma Lazarus (d. 1887) was born in NYC.  She is best known for "The New Colossus", a sonnet written in 1883; its lines appear inscribed on a bronze plaque in the pedestal of the Statue of Liberty.
    1860 - Birthday of Mother Marie Joseph Butler (1860-1940) in Ballynunnery, County Kilkenny, Ireland.  Roman Catholic American nun. As the Mother General of the Congregation of the Sacred Heart of Mary, she began the Marymount school system. She opened 14 schools in the United States, three of which became colleges.
    1861 - An intention to issue an Emancipation Proclamation was announced by President Lincoln to his Cabinet. He read the entire proclamation. He wanted to issue it the same day as a strictly military effort to cripple Confederate manpower. His Cabinet persuaded him to wait as it was not good political timing, both because the Union was not doing well in the war, and many politicians were questioning the cause. Lincoln argued it needed to be done soon, but was persuaded to wait for a more favorable military situation to avoid the appearance of “desperation.” 
     1864 - The Battle of Atlanta, GA., concludes. Young General John Bell Hood attacks General William Tecumseh Sherman on July 20, resulting in terrible losses for the Confederate Army. Estimated casualties: 12,140 (3,641 Union, 8,499 Confederate) 
http://ngeorgia.com/history/battleofatlanta.html 
http://www2.cr.nps.gov/abpp/battles/ga017.htm 
http://www.civilwarhome.com/hoodbio.htm 
http://ngeorgia.com/people/hood.html 
http://home.sprynet.com/~randyyoung/ransom.htm 
    1872 - Birthday of Tom “Boss” Pendergast (1873-1945) in St. Joseph , MO.  The Pendergast organization helped launch the political career of President Harry S. Truman, a fact that caused Truman's enemies to dub him "The Senator from Pendergast." 
http://www.allaboutjazz.com/jazznew.htm 
http://www.energy2001.ee.doe.gov/GoinToKC.htm 
http://www.experiencekc.com/truman.html\ 
http://organizedcrime.about.com/library/weekly/aa102500a.htm 
    1882 - Birthday of painter Edward Hopper (1882-1967), Nyack, NY. 
http://www.artchive.com/artchive/H/hopper.html 
http://sunsite.dk/cgfa/hopper/ 
http://artcyclopedia.com/artists/hopper_edward.html 
http://sheldon.unl.edu/HTML/ARTIST/Hopper_E/AS.html 
http://art-posters-art-prints.com/edward-hopper.html 
http://www.mcs.csuhayward.edu/~malek/Hopper.htm 
    1886 - In San Francisco, a brewery workers union formed last month among mostly socialist German workers to resist the prevailing 16-18 hour workday. Today, breweries admitted defeat and gave in to union demands for FREE BEER, the closed shop, freedom to live anywhere for brewery workers (who had, until now, typically lived in the brewery itself), a 10-hour day, six-day week, and a board of arbitration.
    1888 - Birthday of detective novelist Raymond Chandler (1888-1959) in Chicago.  In 1932, at age forty-four, Chandler decided to become a detective fiction writer after losing his job as an oil company executive during the Great Depression.  Chandler had an immense stylistic influence on American popular literature, and is considered by many to be a founder, along with Dashiell Hammett, James M. Cain and other Black Mask writers, of the hard-boiled school of detective fiction. His protagonist, Philip Marlowe, along with Hammett's Sam Spade, is considered by some to be synonymous with "private detective," both having been played on screen by Humphrey Bogart whom many considered to be the quintessential Marlowe.
http://www.america.net/~davdmock/chandler.htm 
http://www.hifibliss.com/peter/chandler.htm 
http://www.kirjasto.sci.fi/rchandle.htm 
http://hometown.aol.com/chandlerla/ 
http://www.angelfire.com/sd/kreelah/chandler.html 
http://www.amazon.com/exec/obidos/search-handle-form/
102-8899986-2380120 
    1890 - Rose Elizabeth Fitzgerald Kennedy’s (1890-1995) birthday in Boston’s North End. Rose Kennedy became the epitome of a stalwart woman who maintained her dignity while her wealthy husband openly flaunted his many adulteries.  She also somehow maintained her composure when three of her four sons were killed, her other son caused the death of a young woman, and a daughter who proved to be mentally limited, and the deaths of several grandchildren.  Their nine children included President John F. Kennedy and Senators Robert F. Kennedy and Ted Kennedy. 
http://www.wic.org/bio/rkennedy.htm 
http://www.geocities.com/CapitolHill/Senate/1968/rose.htm 
http://www.amazon.com/exec/obidos/ASIN/0791016226/
avsearch-bkasin-20/103-5362656-4423850 
    1890 - The observation “Everybody talks about the weather, but nobody does anything about it” was written by editor Charles Dudley Warner in the Hartford Courant.  The remark has wrongly attributed to his Hartford friend Mark Twain. 
    1893 – Katherine Lee Bates (1859-1929) wrote “America the Beautiful,” hastily jotted down in a notebook while she was teaching English at Colorado College in Colorado Springs.
    1893 - Birthday of Karl Menniger (1893-1999), American psychiatrist, at Topeka, KS. Along with his father and brother, he founded the Menniger Clinic and Foundation at Topeka in the 1920s.
    1908 - Amy Vanderbilt’s (1908-74) birthday in Staten Island, NY.  A renowned U.S. author, she wrote “Vanderbilt's Complete Book of Etiquette” that took a more modern approach to manners and etiquette than did Emily Post. 
http://www.allperson.com/allperson/legend/0000000893.asp 
http://www.quotationspage.com/quotes.php3?author=Amy+Vanderbilt 
    1909 - For the first of four times in his career, Ty Cobb stole second base, third, and home in an inning, doing it in the 7th against Red Sox.
    1915 - Birthday of trumpet player/singer Taps Miller, born Marion Joseph Miller, Indianapolis, IN.  He gained fame in the late 1930's and 40’s as a dancer in stage productions as well as a sideman in several big bands including two stays with Count Basie's organization (1942 and 1947-49) as a singer and trumpet player. 
http://seattletimes.nwsource.com/html/artsentertainment/
134463975_lawrence17.html 
    1916 - A bombing in San Francisco during a Preparedness Day parade killed 10 persons and wounded 40. In 1917, labor leader Tom Mooney was sentenced to hang and Warren K. Billings was sentenced to life imprisonment for the dead. President Wilson commuted Mooney's sentence to life imprisonment in 1918, but because of confessions of perjured testimony at the trial, the case was an international cause celebre for many years. On January 8, 1939, Governor Culbert L. Olson of California pardoned Mooney. Billings was released a later in the year. 
    1917 – Trombonist, violinist, and singer Lou McGarity’s (1917-71) birthday in Athens, GA.
http://shopping.yahoo.com/shop?d=product&id=1927006
998&clink=dmmu.artist&a=b 
http://elvis.rowan.edu/~kilroy/JEK/07/22.html 
http://www.pbs.org/wgbh/pages/frontline/shows/religion/
maps/primary/mary.html 
http://www.st-mary-magdalene.org/newpage4.htm 
http://www.magdalene.org/biblical.htm 
    1918 - A single bolt of lightning struck 504 sheep dead in their tracks at the Wasatch National Forest in Utah. Sheep often herd together in storms, and as a result the shock from the lightning bolt was passed from one animal to another. 
    1923 – The Washington Senators’ Walter Johnson became the first Major League pitcher to reach 3,000 strikeouts on the way to 3,508 at his retirement.
    1924 - Singer Margaret Whiting (1924-2011) was born in Detroit. Her father was the famous songwriter Richard Whiting. She began her career in the early 1940's singing with the bands of Freddie Slack and Billy Butterfield. With trumpeter Butterfield, Whiting recorded the 1944 million-seller "Moonlight in Vermont." Her 1948 recording of "A Tree in the Meadow" also sold a million, as did her 1949 duet with Jimmy Wakely, "Slippin' Around." 
http://www.northwood.edu/dw/1994/whiting.html 
    1924 - Birthday of tenor saxophonist Bill Perkins (1924-2003) in San Francisco.
http://music.barnesandnoble.com/search/artistbio.asp?
userid=0HNQVIRQ19&ctr=70886 
    1928 - P Red Faber of the White Sox came to bat in the 8th with two runners on base and the game with the Yankees tied at 4. He swung twice right-handed and missed against righty Wilcy Moore. He then switched to the left side and knocked in the winning runs with a single to center.
    1930 - The Philadelphia Athletics executed a triple steal in the first inning of a game against the Cleveland Indians and another one in the fourth inning. This is the only game in which two triple steals have occurred. 
    1934 - Birthday of tenor sax player Herman “Junior” Cook (1934-92), Pensacola, FL.
http://members.tripod.com/~hardbop/jrcook.html 
http://www.fantasyjazz.com/catalog/cook_j_cat.html 
    1934 - Outside the Biograph Theatre in Chicago, "Public Enemy No. 1" John Dillinger was mortally wounded by FBI agents.
    1936 - Birthday of Don Patterson (1936-88), organist, Columbus, OH. 
http://www.amazon.com/exec/obidos/tg/stores/artist/glance/-/49897/ref=m_art_dp/102-8899986-2380120 
    1937 - Hal Kemp and his orchestra recorded the now-standard, "Got a Date with an Angel," for Victor Records in Hollywood. The distinctive vocal on the tune is provided by Skinnay Ennis 
    1937 - The Senate voted down President Franklin Roosevelt’s attempt to “pack the Court” in a proposal to add more justices to the Supreme Court.  The Judicial Procedures Reform Bill of 1937 (frequently called the "court-packing plan") was a legislative initiative proposed by FDR to add more justices to the Supreme Court. Roosevelt's purpose was to obtain favorable rulings regarding New Deal legislation that the court had ruled unconstitutional.  The central provision of the bill would have granted the President power to appoint an additional Justice to the U.S. Supreme Court, up to a maximum of six, for every member of the court over the age of 70 years and 6 months.
    1937 – Singer Chuck Jackson, one of the first to record material by Burt Bacharach and Hal David successfully, was born in Latta, SC.  Between 1957 and 1959, he was a member of The Del-Vikings. After leaving them, he recorded his first single, "I Don't Want to Cry," which he co-wrote and was his first hit (1961). In 1962, Jackson's recording of the Bacharach-Bob Hilliard song "Any Day Now" became a huge hit and his signature song.
    1939 - The first African-American woman judge, Jane Matilda Bolin, was appointed judge of the Court of Domestic Relations by Mayor Fiorello La Guardia of New York City. She was also the first African-American woman to graduate from Yale Law School and the first to be admitted to the New York City Bar.
http://www.blackseek.com/bh/2001/172_JBolin.htm 
    1941 - Robert “Lefty” Grove (1900-75) of the Boston Red Sox won the 300th and last game of his major league career, defeating the Cleveland Indians, 10-6.  One of the greatest left-handed pitchers in Major League history, Grove led the American League in wins in four separate seasons, in strikeouts seven years in a row, and had the league's lowest ERA a record nine times. Over the course of the three years from 1929 to 1931 he twice won the pitcher's Triple Crown, leading the league in wins, strikeouts, and ERA, while amassing a 79-15 record as the ace for the Athletics' dynasty teams.  He was elected to the Baseball Hall of Fame in 1947. 
    1941 – Dick Wakefield, recently graduated from the University of Michigan, became baseball's first "bonus baby" when he signed with the Tigers for $52,000 and a new car.
    1942 - Harry James with Helen Forrest record “I Had the Craziest Dream.” 
    1942 - Compulsory civilian gasoline rationing due to the wartime demands began.
    1943 - Two weeks after the July 10 Allied invasion of Sicily, led by General George Patton, the principal northern town of Palermo was captured. Americans had cut off 50,000 Italian troops in the west, but Germans were escaping to the northeastern corner of the island.  After 39 days, on August 17, 1943, the entire island of Sicily was under the control of Allied forces. The official total of Germans and Italians captured was put at 130,000. The Germans, however, managed to transfer 50,000 of their 90,000 men back to the Italian mainland. 
    1944 - The Bretton Woods (New Hampshire) Conference created the International Monetary Fund. The IMF is “...a cooperative institution that [many] countries have voluntarily joined because they see the advantage of consulting with one another in this forum to maintain a stable system of buying and selling their currencies so that payments in foreign money can take place between countries smoothly and without delay.” The IMF was based on the ideas of the U.S. Treasury Department's Director of Monetary Research, Harry Dexter White, John Maynard Keynes of England and the IBRD (International Bank for Reconstruction & Development). The IMF began operations in Washington, D.C. in May 1946 with 39 member countries. 
    1944 - SKAGGS, LUTHER, JR., Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps Reserve, 3d Battalion, 3d Marines, 3d Marine Division. Place and date: Asan-Adelup beachhead, Guam, Marianas Islands, 21 -22 July 1944. Entered service at: Kentucky. Born: 3 March 1923, Henderson, Ky. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as squad leader with a mortar section of a rifle company in the 3d Battalion, 3d Marines, 3d Marine Division, during action against enemy Japanese forces on the Asan-Adelup beachhead, Guam, Marianas Islands, 21 -22 July 1944. When the section leader became a casualty under a heavy mortar barrage shortly after landing, Pfc. Skaggs promptly assumed command and led the section through intense fire for a distance of 200 yards to a position from which to deliver effective coverage of the assault on a strategic cliff. Valiantly defending this vital position against strong enemy counterattacks during the night, Pfc. Skaggs was critically wounded when a Japanese grenade lodged in his foxhole and exploded, shattering the lower part of one leg. Quick to act, he applied an improvised tourniquet and, while propped up in his foxhole, gallantly returned the enemy's fire with his rifle and hand grenades for a period of 8 hours, later crawling unassisted to the rear to continue the fight until the Japanese had been annihilated. Uncomplaining and calm throughout this critical period, Pfc. Skaggs served as a heroic example of courage and fortitude to other wounded men and, by his courageous leadership and inspiring devotion to duty, upheld the high traditions of the U.S. Naval Service. 
    1944 – Estelle Bennett (1944-2009) of the Ronettes was born in NYC.  With her sister, Ronnie Bennett, they were 2/3 of the group that had a string of hits in the 60s, “Be My Baby,” “Walkin in the Rain,” “(The Best Part of) Breakin Up,” Baby I Love You.”  It was Estelle who called Phil Spector about an audition while the group, then known as Ronnie and the Relatives, was still with Colpix Records.  By March 1963, the group was officially signed to Spector's Phillies Records and were renamed The Ronettes. The Ronettes recorded "Be My Baby" in July 1963, and it was released in August. By the fall of that year it had become a top 10 hit, peaking at number two on the Billboard Top 100, and #4 in the UK.  Among the backup vocalists on the recording:  Sonny and Cher, Nino Tempo, Darlene Love, and Leon Russell on the keyboards.
    1944 - Albert Walter “Sparky” Lyle was born in DuBois, PA.  Lyle pitched sixteen years in the Majors solely in relief and won the 1977 AL Cy Young Award with the Yankees (the first AL reliever to do so).  He was one of the best-known relievers of his era. For the 1978 season, the Yankees acquired free-agent closer Goose Gossage, making Lyle redundant a year after winning the Cy, and was traded after the 1978 season.  Overall he held a World Series ERA of 1.73 having been on three World Series winners.
    1945 - Birthday of guitarist Al DiMeola, Jersey City, NJ. 
http://www.aldimeola.com
http://www.pixelplanet.com/Music/EG.htm 
http://www.daddario.com/DADDARIO_ENDORSEES/ALDIMEOL.HTM 
http://www.dwponline.com/rock/dimeola.htm 
    1947 - Top Hits 
“Peg o' My Heart” - The Harmonicats 
“I Wonder, I Wonder, I Wonder” - Eddy Howard 
“Chi-Baba, Chi-Baba” - Perry Como 
“Smoke! Smoke! Smoke! (That Cigarette)” - Tex Williams 
    1947 – Don Henley was born in Gilmer, TX.  He is a founding member of The Eagles and the drummer.
    1949 - Birthday of film score composer Alan Menken, New Rochelle, NY. 
http://disney.go.com/DisneyRecords/Biographies/Menken_Bio.htm
http://menken.dyns.net/ 
    1954 - In an attempt to put more pop in the lineup, Casey Stengel inserts Mickey Mantle in the infield as the shortstop. The experiment works as the 'Commerce Comet' homers in the tenth inning giving the Yankees a 3-2 victory over the White Sox. 
    1955 - Top Hits 
“Rock Around the Clock” - Bill Haley & His Comets 
“Honey-Babe” - Art Mooney 
“The House of Blue Lights” - Chuck Miller 
“I Don't Care” - Webb Pierce 
    1956 - The Baseball Hall of Fame announced special rules governing elections. Writers should vote every two years, alternating with the Veterans Committee.  Because of criticism, this will revert back in 1962. To be eligible, players must have been retired for five years.
    1958 - US performed atmospheric nuclear tests at Bikini Island.  
    1960 – Cuba nationalized all US-owned sugar factories.
    1962 - Gary Player of South Africa became the first nonresident of the US to win the PGA championship. He defeated Bob Goalby by one stroke at Aronimink Golf Club in Newtown Square, PA. 
    1963 - Top Hits 
“Surf City” - Jan & Dean 
“So Much in Love” - The Tymes 
“Memphis” - Lonnie Mack 
“Act Naturally” - Buck Owens 
    1963 - History records the first bank to lease personal property was the Bank of America, San Francisco, which instituted the service under the direction of Robert D'Oyly Syer.  James Joseph Saxon, Comptroller of the Currency, advised national banks on March 18, 1963 that they were permitted to lease personal property, buy equipment and lease it directly to customers. 
    1963 - The Beatles' first US album, "Introducing The Beatles" was pressed by Vee-Jay Records, who thought they had obtained the legal rights from EMI affiliate, Trans-Global Records. When it was finally released in January, 1964, Capitol Records would hit Vee Jay with an injunction against manufacturing, distributing, advertising, or otherwise disposing of records by the Beatles. After a trial, Vee-Jay was allowed to release any Beatles records that they had masters of in any form until October 15th, 1964. After that time, they no longer had the right to issue any Beatles product.
    1963 - World Heavyweight Champion Sonny Liston hung on to his boxing title by knocking out challenger Floyd Patterson in the first round of a bout in Las Vegas, NV. 
    1965 - "Till Death Us Do Part" debuted on England's BBC-TV. The show was so popular that it became a TV series in Great Britain and was the forerunner of the 1971-92 CBS-TV hit, "All in the Family", starring Carroll O'Connor and Jean Stapleton. 
    1966 – Clay Dalrymple broke up a no-hitter by Giants hurler Gaylord Perry with an 8th-inning single. It was the second time the Phillies catcher spoiled a no-hit bid in the 8th inning at Candlestick Park, having collected the only hit in Juan Marichal’s debut in 1960.  Not a bad career, breaking up the no-hitters of two Hall of Fame pitchers.
    1967 - Using five pitchers in same inning, the Braves establish a major league mark for the number hurlers called upon in one inning. Ken Johnson, Ramon Hernandez, Claude Raymond, Dick Kelley and Cecil Upshaw all face the Cardinals in the ninth inning. 
    1967 - The "Billboard" singles chart showed that "Windy," by The Association, was the most popular record in the U.S. for the fourth straight week. The Los Angeles-based sextet would make way for Jim Morrison and The Doors a week later when "Light My Fire" became the hottest record of the mid-summer. 
    1968 - Elvis Presley begins filming his twenty-ninth movie, “Charro!”, on location in Arizona. It is the only Elvis movie where he sports a beard, and the only one in which he does not sing on-camera.  Only two songs are recorded for the film, and only the title track, another Mac Davis composition, is used... over the credits only. A "serious" Western, it is nonetheless a critical and commercial failure.
    1969 - The All-Star Game is postponed by rain for the first time in Major League history. 
    1971 - Top Hits 
“It's Too Late/I Feel the Earth Move” - Carole King 
“You've Got a Friend” - James Taylor 
“Don't Pull Your Love” - Hamilton, Joe Frank & Reynolds 
“When You're Hot, You're Hot” - Jerry Reed 
    1971 - The Doors' "L.A. Woman" is certified gold
    1975 - Confederate General Robert E. Lee had his U.S. citizenship restored by the U.S. Congress. 
    1977 - Tony Orlando announced his retirement from show business. Orlando was performing in Cohasset, MA when he said that he had finally decided to call it quits. Orlando had two solo hits in 1961 ("Halfway to Paradise" and "Bless You") and 14 hits with his backup singers (known as Dawn) through the mid-1970s. He also hosted a weekly TV variety show with Dawn (Telma Hopkins and Joyce Vincent) from 1974-1976. 
http://www.tonyorlandoonline.com/ 
http://www.friends-of-toad.com/ 
    1979 - Top Hits 
“Bad Girls” - Donna Summer 
“Good Times” - Chic 
“Makin' It” - David Naughton 
“Shadows in the Moonlight” - Anne Murray 
    1979 - Golfer Sam Snead (1912-2002), age 67, became the first to shoot below his age on a Professional Tour, on the fourth day of the Quad Cities Open Tournament at Coal City, IL. His score was 277 (70, 67, 74, 66). 
    1983 - -128ø F (-89ø C) recorded, Vostok, Antarctica (world record) 
    1984 - Kathy Whitworth won the Rochester Open to become the all-time winningest professional golfer. Her 85th victory surpassed the 84 tournament wins of Sam Snead. Her picture made the Wheaties “Breakfast of Champions” box.
http://www.golfweb.com/u/ce/feature/pgatour/0,1977,839844,00.html 
http://www.golfeurope.com/almanac/players/whitworth.htm 
    1984 - TV Host George Alexander "Alex" Trebek born July 22, 1940 in Sudbury, Ontario, Canada.  He began hosting “Jeopardy” in 1984 and is still going strong. 
http://www.imdb.com/name/nm0871618/
    1985 - Bruce Springsteen's fans crashed the phone system in Washington, DC by overloading the circuits with requests for tickets to the Boss's show at Robert F. Kennedy Stadium. The concert was sold out within an hour-and-a-half. 
    1986 - Hurricane Estelle passed 120 miles south of the Hawaiian Islands creating a ten to twenty-foot surf. The large swells resulted from a combination of high tides, a full moon, and 50 mph winds. The hurricane also deluged Oahu Island with as much as 6.86 inches of rain on the 24th and 25th of the month. 
    1986 - The Cubs fired their ball girl, Marla Collins, the first ball girl in the Majors, when it is revealed that she posed nude for Playboy magazine. The photos appeared in the October issue and accompanied shots of Marla in her Cubs uniform and one of Harry Caray pointing to a tattoo on her right thigh. Caray remained as the Cubs announcer.
    1987 - Top Hits 
“Alone” - Heart 
“Shakedown” - Bob Seger 
“Don't Disturb This Groove” - The System 
“I Know Where I'm Going” - The Judds 
    1988 - The Atlanta Hawks began a 13-day trip through the Soviet Union by beating a Soviet team, 85-84. The Hawks won the second game but then lost the third to conclude the first such tour by an NBA team. 
    1990 - Greg LeMond won his third Tour de France. He outdistanced all other cyclists by finishing in 90 hours, 43 minutes and 20 seconds. His time was slower than his past wins. LeMond won in 1986 and again in 1989 with his best time of 87 hours, 38 minutes and 35 seconds. It seems like you have to be French to win 
    1991 – Jeffrey Dahmer confessed to killing 17 males in 1978.
    1994 - More than 54,000 fans jammed Giants Stadium in East Rutherford, New Jersey as Billy Joel and Elton John performed the first of five concerts together. They duetted on "Your Song," "Honesty” and "I Guess That's Why They Call It the Blues." 
    1994 – OJ Simpson entered a plea of not guilty in the murders of Nicole Brown Simpson and Ron Goldman.
    1997 – Greg Maddux threw only 78 pitches in a complete game win over the Cubs.
    2002 - Over 20,000 fans gather at Fenway for a two-hour tribute entitled, "Ted Williams: A Celebration of an American Hero".  The two hour salute of the man many consider to be the greatest hitter in baseball history, a vet of the World War II and the Korean War, and a generous supporter of the Jimmy Fund, in addition to moving music and video, includes comments from present and former Red Sox players and broadcasters, historian Ken Burns, and former U.S. Senator John Glenn, who was Ted's wing man during the Korean War.
    2003 - Members of the US 101st Airborne Division, aided by Special Forces, attacked a compound in Iraq, killing Saddam Hussein’s sons Uday and Qusay, along with Qusay's 14-year-old son and a bodyguard.
    2006 - The fourth day over 100 in Los Gatos/Saratoga. Today it reached 107, and we didn't go into the swimming pool until after 6pm when there was more shade in the backyard, as the sun was much too hot, even to go into the water.

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   Parrotto/North Mill/Calif. New Law/How Many Brokers?
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
- 2018 Leasing News Person of the Year Award
   Presentation to Jerry Parrotto
- Mystery Solved on NACLB Named “Association”
   By Monitor Magazine
- Bulletin Board Complaint
   Anuva Capital, Buena Park, California
- AACFB 2019 Annual Conference Report
- deBanked New York City Broker Fair 2019
- Women's Lunch at AACFB Conference
- Rumor Floating Around the AACLB Conference re: Date
   of Implementation of California New Interest Disclosure Law
- Vermont Added to States Require Residual Notification
- What Makes the Perfect Credit Manager?
- ELFA Legal Forum San Diego, California Report
- More on Merger Neuman Fin./Beneficial Equipment Fin
-
Letters! We Get Email
- Lessors.com Appears Stagnant/Last Post April 10th
- CLFP Foundation Releases Seventh Edition Handbook
- Map: The Salary Needed to Buy a Home in 50 U.S. Metro Areas
- Report Misleads More Businesses Applied for MCA
  than Leasing: 2018 Federal Reserve Survey Report
- Small Business Credit Survey 2019
   Use of Financing and Credit -Federal Reserve
- Semi-Confirmed: Amur Equipment Finance
   Acquired by PIMCO’s Private Equity Group
- BAMFi Processes $1 Billion in Transactions
- ELFA Opens Forum for Members
- Women at NEFA Lunch
- Company Allegedly Not Paying Broker
   for Two Companies Who Renewed
- Highlights Marlin Business Services Corp. 10K
- Merchant Cash Advance APR Calculator
- Terry Jennings, CLFP, Promoted to President
- SpamArrest Recommended by Kit Menkin
- Not Many Franchise Funders Work with Brokers
- Top Four Leasing Company Websites in North America
- Marlin Business Services Changes Name and Logo
  Now "Rebranding" as Marlin Capital Solutions
- Reactions: Gerald "Jerry" Parrotto
- Gerald "Jerry" Parrotto
   2018 Leasing News Person of the Year
- Secured Lending Confidence Index: Strong Optimism
- OnDeck To Enter Equipment Financing Market
- Ten Ways to Reduce Attorney Fees for Outside Counsel
- Fred Van Etten, President, Midland Equipment Finance
   Plays Golf with former President George H.W. Bush
- Marshall Goldberg Reports California Senate Bill 1235
   Will Not Become Effective Before Year End 2019
- Mazuma Up to Old Tricks, Been Following for Years
- Day in the Life" from Chris Enbom, CLFP
- Top Ten Business Challenges to Finance/Leasing
- Balboa Capital Gets Slammed for Lessee’s Attorney Fees
   for $429,000 as a Result of Lying to Lessee
- Top Six Leasing Company Websites
- 63 Banks, Finance, and Leasing Companies Hit
   With Losses over $7 Million after Some Recoveries
- How Fraud Worked in 63 Banks, Finance, Leasing Companies
  Losses over $7 Million after Some Recoveries
He’s Back! Trebels Says He Has Completed More than $1 billion
    in Transactions Service More than 100 lenders and Investors
- Top Six Leasing Company Websites
- Merchant Advance, Factor, Leasing, Loans Merchant Database
- Changes at Amur Financial Group
- Sudhir P. Amembal 40th Anniversary
- Menzel on Bob Fisher July 18, 2000 Capital Stream
- The Inside on What is Going On at Amur Financial Group
- Don't Get Fooled by these Common UCC Filing Myths
- The 1 networking rule 99% of people are afraid to follow, but should!
- Takeaways from the 2018 Credit Manager Survey
- Equipment Finance Merger & Acquisition Interest Strong
- The Growth of Commercial Loan Brokers
   Goodbye “Lease Consultant” Title
- Leasing Broker in Massachusetts Sentenced
- Types of Fraud
-The Necessity of Landlord Waivers
- Vendors’ Number One Problem, Not the Applicant
- How to Get to "Groups" in LinkedIn
- Advanced Execution of Acceptance Certificates
- Are you an Equipment Leasing’s version of Blockbuster Video?
- Leasing News Complaints Bulletin Board BBB Ratings
- Tips for Obtaining Financing - Despite Challenged Credit
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs