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entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   



Friday, November 17, 2017

Today's Equipment Leasing Headlines

Savings Now Funds Consumer Spending
  Prediction from Dan Geller, Ph.D.
ELFF Reports November Equipment Finance Industry
  Confidence is 67.0, up from 62.7 October
New Hires/Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
   Top Sales Position Available
“Poor” Millennials from a Financial Recruiter’s View
   Hal T. Horwitz Speaks Out
Trends in Latin America Equipment Leasing
   Sustainable Profitability
The Countries Churning Out the Most Medical Graduates
  Chart Shows Shortages in Several Countries
Beneficial Bank Announces the Formation of
 Nationwide Equipment Financing Operation: Neumann Finance
Channel Partners Capital Recognized for Growth
  For 5th Consecutive Year 500/5000 List
Last Flag Flying/Lady Bird
War for the Plant of the Apes/Personal Shopper/Junior Bonner
   Film/Digital Reviews by Leasing News' Fernando Croce 
German Shepherd
  Evansville, Indiana  Adopt a Dog
4th Middle East Leasing Summit
  Two Conferences - December 4-7

News Briefs---
DeBanked Announces Broker Fair May 13th, 2018
  15 Sponsors Signed to Date at Brooklyn, NY Event
Bankrupt Toys "R" Us wants to pay $16 million
    in executive bonuses
Auto lending is vigorous even as high-risk delinquencies build
 Should Economy Turn South, Risks Show More Troubled Loans
These are the most valuable FinTech companies in America
FinTech startups nowhere near close to catching up to the big banks
App puts new spin on car leasing
potential customers see real car leasing quotes from area dealerships
Finance Pros on the Fence About Blockchain and IoT
not all finance professionals are sold on the transformational technologies

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
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[headlines]

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Savings Now Funds Consumer Spending


Dan Geller, Ph.D.
Author, Behavioral Economist

Expect greater competition for deposits because savings are now funding the increase in consumer spending. Combine this trend with expected higher Fed funds rate in December and you have a perfect storm for deposits runoff if you are not priced optimally and scientifically. He advises banks as well as all in the deposit marketplace.

“The strong improvement in consumer consumption comes, in part, on the expense of savings as people are bringing down their savings rate since there is hardly any increase in their income. Therefore, in lieu of funding higher consumption mostly from growth in personal income, people have been complementing personal income by bringing down their savings rates.

“In September of 2017, every sector of consumption was substantially up. Goods consumption increased $89.4 billion during the month, with durable goods up $46.5 billion and non-durable goods up $42.9 billion. Moreover, services consumption was also very strong, up $46.6 billion. The last time consumer consumption was as strong across all categories was in the 1980s.”

Dr. Dan Geller is a behavioral economist and the author of Money Anxiety. He pioneered the research on the link between money anxiety and financial behavior. Based on his research, Dr. Geller developed the Money Anxiety Index, which predicts economic trends. The Money Anxiety Index signaled the arrival of the Great Recession 14 months prior to the official start of the recession in December 2007.



[headlines]

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ELFF Reports November Equipment Finance Industry
Confidence is 67.0, up from 62.7 October

The Equipment Leasing & Finance Foundation (ELFF) released their November 2017 Monthly Confidence Index, showing "Overall, confidence in the equipment finance market is 67.0 in November, an increase from 63.7 in October."  This was before the House passed its version of tax reform, now headed to the Senate, where they have a different version.

In the ELFF report, two were concerned:


Valerie Hayes Jester, President, Brandywine Capital Associates, commented, "“We continue to see a steady flow of good quality transactions. Our average customer is still concerned with the lack of direction on tax issues and healthcare reform. Until there is clarity, we don’t expect to see a large volume of business expansion projects. There’s just too much unknown to fund transactions with leverage."


David Normandin, CLFP, Managing Director, Commercial Finance Group, Hanmi Bank, said, “I am concerned about the ongoing lack of results from Washington and the effects that this will have on the confidence of the business community over time.”

Equipment Leasing & Finance Foundation Report:
https://www.leasefoundation.org/industry-resources/monthly-confidence-index/

 


[headlines]

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New Hires/Promotions in the Leasing Business
and Related Industries

 


Martha Ahlers promoted from Chief Operating Officer to President of United Leasing & Finance, Evansville, Indiana.  She joined the firm September, 1997.  Volunteer: Board of Directors, Ronald McDonald House Charities of the Ohio, Valley. Education: The Tuck School of Business at Dartmouth (2013). University of Illinois at Urbana-Champaign, Bachelor of Arts (B.A.), Economics.  Activities and Societies: Kappa Alpha Theta.
https://www.linkedin.com/in/martha-ahlers-a9063414/

 
Jonathan Crowley was hired as Business Development Manager, Univest Capital, Inc., West Chester, Pennsylvania. Previously, he was Sales Executive, DLL Financial Services (April, 2016 - November, 2017); Operations, TD (February, 2015 - April, 2016); Business Development Manager, Marlin Business Services Corp (December, 2011 - January, 2015); Program Coordinator, Performance Development Group (October, 2010 - August, 2011); Contracted Employee, Licensing, PHH Mortgage (Contracted to work under the Licensing Group) (September, 2010 - October, 2010); Organizational Development Specialist, Toronto Dominion Bank (supporting, employed by Contemporary Staffing Services ) (February, 2009 - September, 2010); Indexer, Conversion Technologies International, Inc (2008 - 2008); Sales Associate, American Eagle Outfitters (2006 - 2007). Education: Gettysburg College, BA, Political Science (2004 -2008). Activities and Societies: Radio Station D, Rugby Club, Gettysburg Investment Group, Art Society, Peace Club, Gettysburg Environmental Concerns Organization.  At Gettysburg, I majored in Political Science; however, I also took several courses to help improve my writing skills.  Haddon Heights High School (2000 - 2004).
https://www.linkedin.com/in/jonathan-crowley-68933911/


Jennifer Eddy was hired as Vice President, Senior Documentation & Operations Specialist, Peapack-Gladstone Bank Private Banking since 1921, Greater New York City Ara.  Previously, she was AVP, Senior Leasing Documentation Specialist, Santander Bank, N.A. (June, 2015 - October, 2017); Senior Contract Administrator, EverBank (August, 2013 - May, 2015); Senior Loan and Title Administrator, Firestone Financial (July, 2008 - July, 2013); Senor Transaction Coordinator, Equilease Financial Services (June, 2006 - March, 2008); Senor Transaction Coordinator, ORIX (March, 2005 - May, 2006); Operations Coordinator/Vendor Program Specialist, Harbour Capital Corporation (2004 - 2005); Processor, Warranty Title Company (October, 2002 - June, 2004). Education: Boston University, Paralegal Certificate, 4.0 (2012 -2013). Accelerated Paralegal Program. University of New Hampshire, Bachelor's degree, Political Science/Economics. Cum Laude.
https://www.linkedin.com/in/jennifer-eddy-845a437/


Cyndi Giles was promoted to Head of Wells Fargo Capital Finance Group. "In her role, Giles will lead a team that provides financing solutions for specialty finance companies including asset-based lenders, factors, equipment leasing and finance companies and other nonbank lenders. She will be based in Dallas and report to Steve Macko, head of Industries Group, Wells Fargo Capital Finance. Giles is replacing Andrea Petro, who successfully launched and led Lender Finance for 17 years." She joined Wells Fargo Bank August, 2011.  Her previous position was Regional Vice President of Commercial Banking. Education: Texas A&M University. Bachelor of Business Administration, BBA, Finance. https://www.linkedin.com/in/cyndi-giles-43873898/


Adam Keck was hired in Sales & Marketing, FSW Funding (formerly Factors Southwest, LLC), Phoenix, Arizona. Previously he was Vice President, Senior Business Development Officer, Federal National Commercial Credit (January, 2016 - November, 2017).  SVP, Business Development, Gibraltar Business Capital (November, 2012 - November, 2016). Education: Northern Arizona University, The W.A. Franke College of Business.  Business Management.
https://www.linkedin.com/in/akeck/


Mark Keegan was hired as Business Development Manager, State and Local Government, Siemens Building Technology, Columbus, Ohio Area.  Previously, he was Vice President, Huntington Public Capital (2014 - October, 2017); VP Equipment Finance, Fifth Third Equipment Finance (2011 - 2014); Financial Sales Executive, IBM Global Finance (August, 2008 - November, 2011); VP, Global Business Development, Key Equipment Finance (September, 1999 - August, 2008); Regional Leasing Manager, Key Equipment Finance (September, 1999 - August, 2005); VP, Equipment Finance, Bank of America Leasing/NationsBanc (September, 1995 - August, 1998).  Education: University of Baltimore, Masters of Science, Finance. University of Delaware, Finance, Business Administration and Management, General.
https://www.linkedin.com/in/mark-keegan-8358aab/ 


Robert Kruger was hired as Tax Manager, TCF Bank, Greater Minneapolis-St. Paul Area. Previously he was Vice President, Tax, Element Financial Corporation (January, 2016 - May, 2017). He joined GE Commercial Finance, June, 1999, as a M&A Specialist, Ops and Finance; promoted 2002, LKE Manager; promoted, 2006, Tax Manager, Planning; promoted 2010, Commercial Tax Leader, GE Capital Equipment Finance and Fleet Services.  Concordia University, St. Paul (1988 - 1992).
https://www.linkedin.com/in/robertwkruger/


Sara Leung, CLFP, was promoted to Vice President, First American Equipment Finance, Fairport, NY.  She joined the firm January, 2014, as Associate Operations Coordination; promoted, June, 2014, Assistant Vice President, Project Manager; promoted, August, 2016, Assistant Vice President. She is a Certified Leasing and Finance Professional.  Volunteer: Sanctuary for Families (May, 2017 - Present). Alumni Volunteer, University of Rochester (September, 2016 - President); Volunteer (Builder), Flower City Habitat for Humanity (June, 2015 - July, 2016). Volunteer, Episcopal Senior Life Communities (February, 2011 - December, 2015).  Team Coordinator, MLK Day of Service (Rochester, NY) ) January, 2013 - January, 2014). Education: University of Rochester, Simon Business School.  Master of Business Administration (M.B.A.), Finance. (2015 - 2017). University of Rochester, Bachelor of Arts (BA), Economics, Bachelor of Science (BS), Mathematics (2010 - 2014). Activities and Societies: Meridian Society, Delta Gamma Fraternity, UReading, Piano lessons at Eastman School of Music.
https://www.linkedin.com/in/sarasleung/ 


Erin McBride was promoted to Accounting Manager, CHIPS Technology Group, Syosset, New York.  She joined the firm September, 2016, as bookkeeper. Previously, she was Assistant Controller, Platinum Rapid Funding Group, Ltd., (October, 2013 - June, 2016).  Education: Coastal Carolina University.
https://www.linkedin.com/in/erin-mcbride-29790595/


Robert Moore was hired as Director, Change Management, CIT, Greater New York City Area.  Previously, he was Director, GTS Business Controls/Global Leasing, Bank of America Merrill Lynch (September 2015 - October, 2017).  He joined GE as Assistant Controller, July, 2008; promoted May, 2012 Senior Director, Cash Operations. Prior, he was Vice President, CIT Group (April, 2007 - July, 2008); Vice President, Citi (April, 1997 - April 2007). Education: St. Thomas Aquinas College, MBA, Finance (1996). Iona College, BBA, Public Accounting (1992). Rockland Community College, AAS, Business Administration.
https://www.linkedin.com/in/robertfmoore/


Melissa Oszustowicz was hired as Managing Director of ZRG Partners, Rochelle Park, New Jersey. She is based in Minneapolis, Minnesota.  Previously, she was Partner, NGS Global (May, 2014 - October, 2017); Partner, Nosal Partners (September, 2013 - October, 2017); Partner, Schall Executive Search (February, 2006 - September, 2012); Vice President, Kilauea Consulting (2004 - 2006); Vice President, Hawaii Gold Caco Tree (1999 - January, 2004); Attorney, Arnold & Porter (1997 - 1999); Legal Assistant, General Electric (1993 - 1995). Education: Bowdoin College, BA.  Syracuse University, MA, Communications. Syracuse University College of Law, JD, Law.
https://www.linkedin.com/in/melissa-oszustowicz-a2a8883/


Megan Stout was promoted to Documentation Specialist, Engs Commercial Finance Co., Lisle, Illinois.  She joined the firm November, 2014 and previously was Program Analyst, National Accounts.  Previously, she was Recruiter, Star Transportation, Inc. (June, 2015 - October, 2015); Facilitator/Trainer, IBEX/Global (April, 2012 - April, 2012); Registration Clerk, Southern Tennessee Regional Health System (August, 2011 - April, 2012);  Customer Service Representative, UMB Bank (January, 2011 - July, 2011); Sales Consultant, AT&T (June, 2009 - August, 2010).  Education: Missouri Western State University, General Studies (2008 - 2009); Central High School, High School Diploma (2003 -2007).
https://www.linkedin.com/in/megan-stout-68b680b8/ 


Sal M. Trupiano was hired as Vice President, Credit & Underwriting, ENGS Commercial Capital, Lisle, Illinois, Working Capital Finance Subsidiary. He is based in Phoenix, Arizona.  Previously, he was Independent Consultant, Asset Based Lending Professional (December, 2016 - October, 2017); SVP, Operations & Portfolio Management, The Commercial Finance Group (July, 2013 - December, 2016); Senior Vice President & Chief Operating Officer, Porter Capital (May, 2008 - July, 2013); Vice President & West Coast Regional Manager, Dimmitt & Owens Financial (1997 - 2004); President, Initial Funding Corporation (1988 - 1998); Vice President, Manufacturers Hanover Trust (1979 -1988). Education: Pace University, Lubin School of Business (1981 -1984). https://www.linkedin.com/in/saltrupiano/


Johnathan Zigman was promoted to Senior Vice President, Sales Operations and Marketing, CSI Leasing, September, 2017. He joined the firm in 2000, as Director of Recruiting; promoted 2002 to Vice President, Market Development; promoted 2005, Vice President, Training and Development; promoted January, 2008, Senior Vice President, East Region.  Prior, he was Executive Recruiter, Noll Human Resource Services (1997 - 2000); Artistic Coordinator, Opera Theatre of Saint Louis (1993 - 1997). Education: University of Michigan (1988 - 1992). James Caldwell High School, 1988.
https://www.linkedin.com/in/jonathanzigman/ 

 

[headlines]
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Equipment Leasing Account Executive

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.

To learn more, please click here

www.coretechleasing.com
CoreTech specializes in medium to
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?

 


 

[headlines]
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Poor Millennials from a Financial Recruiter’s View
Hal T. Horwitz Speaks Out

Human capital is not an inexhaustible commodity.

As each new generation is born, the conventional thinking of responsible parents has been to create a better world for them, one in which they wouldn’t have it “as hard” as they had. This has led, in my opinion, to a continuum in attitude trying to make their children’s lives as easy as possible.  Today we reward children for trying by telling them, “Good job!”  The problem is that when they reach the workforce, their employers aren’t going to tell them they did a good job just for trying.  Enter the poor Millennials: They’d either better do a good job, or look for another.  To exacerbate the contributions to The Millennials’ culture, as they continue to move into the market, they will have had the benefit of an almost daily-changing technological environment and more college degrees than their predecessors. 

Through my interactions with several of them as a recruiter, I’ve come to identify them having an attitude of entitlement. In a rash generalization, they tend to think that holding an MBA warrants a starting salary equal to that of a 12-year management-level employee; that it’s acceptable to advance their careers by changing jobs, sometimes even fields, frequently, and without concern for how their future résumés will look, even if it means leaving a job on the expectation that getting another will be easy; and that employers will understand and accede to their needs and wants.  Perhaps an unfair generalization but in my opinion, the one thing they seem to be lacking is the training they need to succeed.  

Many years ago, commercial banks mandated their new employees into a lengthy and comprehensive training program and for years after that, the bankers who had gone through those programs were highly coveted by other banks. Training, however, can be expensive, and given a reduced propensity for employee loyalty, many employers will likely be paying to train their competitors’ future talent.  I think it's safe to say that the need for businesses to finance, whether it’s for capital equipment, expansion or to leverage receivables for stronger cash flow, will not go away. And to meet that need, it will need well-trained personnel.  

Training can once again become a strong retention tool. There are many ways, both virtual and real, to provide comprehensive, structured training. Each segmented discipline of finance has well-respected providers of education that offer programs in history, sales, credit, investments, financial analysis, management and leadership, negotiations, regulations and compliance, accounting and taxation, and its governing laws and ethics. This begs another question, however. If every bank, lender and lessor were to put all its employees though such a thorough program, what would distinguish each graduate from another? What would make any one of them a superstar? I propose two components to its answer.

First, just as each of our preceding and likely future generations are unique, so are we as individuals. Fully cross-trained, all employees will eventually distinguish themselves by gravitating to their own respective levels of competence (or incompetence).

The second component lies with the employer. Given an equal level of training, the missing part remains an understanding of each employer’s own culture. This cannot be done through a certification program or a college education. Employers need to ensure their employees get them.  A loyal employee wants to know what his or her company is all about. Loyalty among employees is built when they know their work has a purpose, other than just hammering away on the phone, knocking on doors or calling past-due debtors. Employee loyalty grows when there’s an attitude of inclusion and employees are kept current on what’s going on within their departments, how and what the company is doing today, and where their company is within its industry. No school or certification program can provide that and it’s likely about as close as a company can get to providing its employees with a sense of security and “employer loyalty” as it can without making hollow promises.

Any upcoming generation, millennials included, despite their current perception, will play by the rules.  Newcomers to the workforce will tell you they already know the rules; that they’re at the top of their game already. Of course, the not-with-it dinosaurs they’re replacing don’t have to tell you that.  It shows in their production. 

Training, together with a depth of understanding of what a person is there for, how he or she can make a difference, will lead to a significant reduction in avoidable turnover and a visible change in the paradigm of the incoming workforce to replace the effusion of a quantity of talent with a quality of talent so it is as nearly inexhaustible as possible.


Hal T. Horowitz
Financial Pro Solutions
Executive recruitment serving financial professionals
Career coaching & professional résumé writing services & interview preparation
Phone: 818-347-FINA (347-3462)
Cell: 818-730-0645
Email: halh@finapros.com
Website: www.finapros.com

Twitter:  @finapros

 

[headlines]
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Trends in Latin America Equipment Leasing
“Sustainable Profitability”

 


Rafael Castillo-Triana

Collaboration among lessors and vendors was stressed at the 15th annual Latin American Leasing Conference organized by Rafael Castillo Triana, CEO of Alta’s LAR region with the central theme: “Sustainable Profitability.”

While reviewing the industry landscape in the region, attendees examined nine drivers of profitability: (1) originations; (2) pricing; (3) funding; (4) asset management; (5) human productivity; (6) digital transformation; (7) credit risk management; (8) innovation and competitive differentiation and (9) tax planning and policy. Feedback revealed considerable interest in asset management as a profit driver. There were more than 90 attendees.

One group of attendees posed for this snapshot provided by Scott Thacker, an attendee, to the right of RAFAEL CASTILLO-TRIANA, 4th from left. Last week the LAR also held a legal and operations forum in Miami.

Trends in Latin America Equipment Leasing (podcast)
http://thealtagroup.com/trends-latin-america-equipment-leasing/

 




[headlines]
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[headlines]
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##### Press Release ############################

Beneficial Bank Announces the Formation of
Nationwide Equipment Financing Operation: Neumann Finance

PHILADELPHIA,  -- Beneficial Bank (NASDAQ: BNCL), a leader in providing financial services and education for Delaware Valley customers for more than 160 years, announced the formation of Neumann Finance – a new equipment leasing firm within Beneficial Bank, named after the bank's pioneering founder, John Neumann. The new strategic partnership will focus on providing financing products and services to businesses nationwide.

The partnership between Beneficial Bank and Neumann Finance brings together two established leadership teams, building a network aimed at helping businesses find the best equipment financing options and services. Neumann Finance will target various equipment categories including technology, software, office, medical and other areas.

Neumann Finance will be headed by industry veterans Daniel Dyer and George Pelose.

M r. Dyer, who brings more than 30 years of experience as the co-founder and former Chairman and Chief Executive Officer of Marlin Business Services Corp., will serve as Chief Executive Officer of Neumann Finance.

Mr. Pelose, who brings nearly 20 years of experience as the former Chief Operating Officer and General Counsel of Marlin Business Services Corp., will serve as President.


Beneficial Bank Chief Executive Officer, Gerry Cuddy, said,
"This expansion will provide a significant growth opportunity for Beneficial Bank helping us to achieve higher levels of profitability and adding diversity to our loan portfolio. Our management team sees great synergies and an opportunity to establish a nationwide network with two proven industry veterans, and looks forward to working with Neumann Finance on this new and exciting venture."


Neumann Finance Chief Executive Officer, Daniel Dyer, said,
"We're thrilled to have the backing of an established financial institution such as Beneficial Bank."


George Pelose, President of Neumann Finance, added, "With the support of Beneficial Bank, we will be able to focus on developing and growing the business, establishing a premier equipment financing company."

About Beneficial Bank
Founded in 1853, Beneficial Bank is the oldest and largest bank headquartered in Philadelphia. With 63 offices in the greater Philadelphia and South Jersey regions and approximately $5.7 billion in assets, Beneficial is a full service financial institution whose product offering includes commercial, consumer and real estate lending, equipment finance, insurance and wealth management services. Beneficial has been committed to providing financial education to individuals and businesses in the Delaware Valley for more than 160 years. Visit www.thebeneficial.com for more information.

### Press Release ############################



[headlines]
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### Press Release ############################

Channel Partners Capital Recognized for Growth
For 5th Consecutive Year 500/5000 List

MINNETONKA, Minn.---Channel Partners Capital (CPC), a leading provider of small business working capital loans, was ranked among the 5,000 fastest-growing private companies in the U.S. by Inc. magazine for the fifth straight year in 2017. The Inc. 500/5000 list salutes the nation’s most successful, dynamic small and mid-sized businesses.


Brad Peterson, CEO of CPC, said, "Our consistent growth results from the strong relationships we build with equipment finance partners and their customers,” says . “We work hard to provide convenient, easy access to growth capital for small business customers who are typically acquiring equipment at the same time.”

Adds Peterson, “Leveraging these connections ensures that our partners are in the right place at the right time to help small businesses with their working capital needs.”

Exemplifying the innovation that has driven CPC’s extraordinary growth, the company recently introduced ChannelXpress, a proprietary technology tool that enables equipment finance companies to submit working capital applications on behalf of their customers and receive immediate approvals from CPC – not pre-approvals – for loans from $10,000 to $250,000. ChannelXpress is a fast, simple solution that seamlessly integrates with an equipment finance company’s sales process. To support equipment finance companies in promoting working capital to their customers, CPC provides customized training and marketing support including private-label marketing campaigns.

More about Channel Partners Capital LLC
Based in Minnetonka, Minn., Channel Partners Capital is a leading provider of small business working capital loans across the U.S., exclusively through partnerships with equipment leasing and finance companies. Since its founding in 2009, CPC has originated over 6,000 loans, generating loan receivables of over $250 million; loans typically range from $10,000 to $250,000. CPC is a full-service lender successfully filling the gap in small business credit availability. For information about financing options or partnership opportunities, visit ChannelPartnersCapital.com or e-mail information@channelpartnersllc.com.

### Press Release ##############################

[headlines]
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Fernando's View
By Fernando F. Croce

A pair of quality, offbeat comedy-dramas (“Last Flag Flying,” “Lady Bird”) come to theaters, while DVD releases offer thoughtful blockbusters (“War of the Planet of the Apes”), seductive suspense (“Personal Shopper”), and a brutal master’s gentle modern Western (“Junior Bonner”).

In theaters:

Last Flag Flying (Amazon Studios): Continuing his recent run of unpredictable films, Oscar-nominated director Richard Linklater (“Boyhood”) brings his own brand of intimate humanism to this semi-sequel to the beloved 1970s classic “The Last Detail.” Catching up with that movie’s three characters decades later, the story follows the former military men on a thorny new journey. Feisty, hard-drinking Sal (Bryan Cranston), hellraiser-turned-reverent Mueller (Laurence Fishburne) and timid Larry (Steve Carrell) meet again to go on the harrowing mission of burying Larry’s son, a soldier killed in action. Memories come up along the way, as well as revelations and decisions that shine a light on their respective lives. Balancing a somber mood with bursts of peppery humor, Linklater shows a mature side to his trademark gentleness, enormously helped by his actors’ performances.


Lady Bird (A24): After becoming indie cinema’s current sweetheart with her endearing appearances in such films as “Frances Ha” and “Mistress America,” Greta Gerwig steps behind the camera with her first directorial effort, a warm and offbeat comedy-drama. Saoirse Ronan gives a terrific performance as Christine, a young San Diego woman who dreams of leaving for more exciting places while frequently locking horns with her mother (Laurie Metcalf). Her unemployed father (Tracy Letts) is also an important part of her life, as is her love of musicals and a potential romance with a popular local boy (Lucas Hedges). Though the plot beats are familiar to anyone who’s seen a coming-of-age story, Gerwig’s autobiographical film breathes new life into them with a warmly vivacious touch. The results are generous and vibrant.

.

Netflix Tip: A delightfully supercilious presence on screens big and small, John Hillerman (1932-2017) alternated movie parts with TV roles in such classic shows as “Magnum P.I.” and “The Hogan Family.” So check out Netflix for some of his best films, which include “The Last Picture Show” (1971), “Paper Moon” (1973), “Chinatown” (1974), and “Blazing Saddles” (1974).

On DVD:

War for the Planet of the Apes (Twentieth Century Fox): The conflict between apes and humans continues to rise in the vivid new installment of the successful science-fiction franchise. Returning to a future in which genetically enhanced, intelligent apes clash with their previous masters, the story finds chimpanzee Caesar (played by Andy Serkis) leading his tribe into battle against the forces of ruthless Colonel McCullough (Woody Harrelson). In the aftermath, he’s faced with vengeful dilemmas and decisions, leading to what may be the decisive confrontation for control of the planet. Director Matt Reeves (“Let Me In”) keeps the pace quick and the set pieces rousing, and the film also manages to go beyond the limits of blockbuster action and into a surprisingly complex and thoughtful study of myth and revolution.


Personal Shopper (Criterion): Always a restless, unpredictable talent, French director Olivier Assayas (“Clouds of Sils Maria”) tries his hand at the supernatural thriller genre, with distinctly fresh, seductive results. In her finest performance yet, Kristen Stewart plays Maureen, a young American making her way through the fashion world of Paris, riding her motorcycle from one catwalk to another to please demanding celebrities. This glossy realm starts to turn chilling, however, as we learn about her apparent ability to community with the dead, including her own late brother. Soon, her cellphone is receiving messages from another, more ghostly realm. Could this be real, or just another facet of an ever-shifting, paranoid modern world? As fluid and sly as its main character, Assayas’ film mixes genres with speed, confidence, and suspense. With subtitles.


Junior Bonner (Kino): Though best known for his landmark cinematic bloodbaths, director Sam Peckinpah (“The Wild Bunch”) had a gentler side that informed many of his works. Such is the case with this lovely modern-day Western, which gave laconic superstar Steve McQueen one of his most subtle roles. McQueen plays a rodeo rider named Junior Bonner, who, trying to settle down as he enters middle-age, returns to his small hometown in Arizona. That’s where he reconnects with his rascally father (Robert Preston), his tough mother (Ida Lupino), and his ambitious brother (Joe Don Baker). As he looks for a new beginning, his tough-guy past threatens to catch up with him. Made with leisurely humor and a sensitivity to changing times and spiritual victories, this is Peckinpah’s most lyrical movie.

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German Shepherd
Evansville, Indiana  Adopt a Dog


 

Buck
Male
Almost Two Years Old
48 Pounds
Neutered
House Trained
Current on Vaccinations
Colors: Black: Yellow/Tan/Blond
Coat Length: Short

"Look at our handsome Shepherd Mix fella! Buck has been down on his luck. Our almost 2-year-old is ready to be plucked from our rescue and be adopted into his forever home. You will be awestruck when you meet our 48-pound canine. Just look at the sweet face on our adorable boy. He's just waiting for you to complete an application at ITVRescue.org so he can meet and amaze you. Buck is leash trained, enjoys walks clipped on a leash and is dog friendly. As soon as you spend some time with our full grown guy, you will want to tuck him in your arms and promise him a happily ever after. Buck does well with house training and, boy, does he love his toys. He is a playful guy. He also loves to chill out on a couch with her person. Buck is very smart so can be trained with a dedicated pack leader. Buck needs a firm pack leader and we believe he will thrive with an experienced leader. Buck deserves a committed person who will be devoted to him and help him learn the new rules in your home. He is neutered, vaccinated, microchipped and heartworm tested. Buck works hard to keep his kennel clean and greets our visitors with a happy wagging tail. Buck is waiting for his perfect person to come along, so if you've been looking for a furry fella to complete your family, please don't wait another minute."

Please complete an adoption application in order to schedule a meeting with one of our dogs. There is no obligation in completing the application. To get an application: http://itvrescue.org/adoption-application/

Hours:
Tuesdays 12-5;
Wednesdays 12-7;
Thursdays 12-5;
Fridays 12-5
Saturdays 12-5.

It Takes a Village Canine Rescue
(812) 909-1306
1417 N. Stockwell Road
Evansville, IN 47715
info@itvrescue.org

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
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4th Middle East Leasing Summit
  Two Conferences - December 4 -7

Jumeirah Creekside Hotel, Dubai
Auto & Fleet Leasing - December 4-5, 2017
Equipment Leasing Special - December 6-7, 2017
Information
http://www.duxes-events.com/leaseme

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News Briefs----

DeBanked Announces Broker Fair May 13th, 2018
  15 Sponsors Signed to Date at Brooklyn, NY Event
http://debanked.com/2017/11/check-out-the-preliminary-agenda-of-broker-fair-2018/

Bankrupt Toys "R" Us wants to pay $16 million
    in executive bonuses
http://money.cnn.com/2017/11/16/news/companies/toys-r-us-executive-bonuses/index.html

Auto lending is vigorous even as high-risk delinquencies build
 Should Economy Turn South, Risks Show More Troubled Loans
https://www.marketwatch.com/story/auto-lending-is-vigorous-even-as-high-risk-delinquencies-build-2017-11-14

These are the most valuable FinTech companies in America
FinTech startups nowhere near close to catching up to the big banks
https://www.marketwatch.com/story/these-are-the-most-valuable-fintech-companies-in-america-2017-11-15

App puts new spin on car leasing
potential customers see real car leasing quotes from area dealerships
http://www.greenwichtime.com/business/article/App-puts-new-spin-on-car-leasing-12363500.php

Finance Pros on the Fence About Blockchain and IoT
not all finance professionals are sold on the transformational technologies
https://www.datamation.com/data-center/finance-pros-on-the-fence-about-blockchain-and-iot.html


 

[headlines]
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You May Have Missed---

Over One-Quarter of Children Under Age 18 Live With One Parent
https://www.census.gov/newsroom/press-releases/2017/living-arrangements.html



[headlines]
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American Football Poem

“Some time . . . when the team is up against it, when things are wrong and the breaks are beating the boys - tell them to go in there with all they've got and win just one for the Gipper. I don't know where I'll be then... but I'll know about it, and I'll be happy.

Spoken by Pat O'Brian about George Gipper, played by Ronald Reagan
Knute Rockne--All American [1940]


[headlines]
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WHO WILL WIN: Eagles vs Cowboys
https://www.yahoo.com/sports/m/96bd9d03-c2b7-343f-9b02-2aa803661077/ss_cowboys-break%3A-scouting-the.html

49ers GM John Lynch: 'Right now, we don't need him'
https://www.yahoo.com/sports/lynch-now-dont-him-170007686.html

Jerry Jones' Request for Sit-Down Reportedly
   Won't Be Honored by NFL Owners
http://bleacherreport.com/articles/2744709-jerry-jones-request-for-sit-down-reportedly-wont-be-honored-by-nfl-owners

NFL’s ship is sinking while its leaders miss the boat
https://nypost.com/2017/11/16/nfls-ship-is-sinking-while-its-leaders-miss-the-boat/

Kyle Shanahan took charge and 49ers reaped the benefits
http://www.pressdemocrat.com/sports/7650048-181/grant-cohn-kyle-shanahan-took?artslide=0

Why is Patriots QB Tom Brady sharper than ever?
    He explains to USA TODAY Sports
https://www.usatoday.com/story/sports/nfl/columnist/bell/2017/11/16/tom-brady-new-england-patriots-pliability-tb-12-sharp-usa-today/871672001/


[headlines]
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California Nuts Briefs---

The first Dungeness crabs are in, and they’re meaty
http://www.eastbaytimes.com/2017/11/16/the-first-dungeness-crabs-are-in-and-theyre-meaty/

UC regents admonish Janet Napolitano,
   order her to apologize in audit tampering
http://www.sfgate.com/news/article/UC-regents-admonish-Janet-Napolitano-order-her-12364185.php

Inside See’s Candies South San Francisco factory:
  See how they craft chocolates by hand
http://www.sfgate.com/food/article/Made-Bay-Area-See-s-Candy-South-San-Francisco-12339742.php


[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Sales of U.S. Wines Up 4% in October
Wildfire impact limited to hiring as wine industry continues to grow
https://www.winesandvines.com/news/article/192332/Sales-of-U.S.-Wines-Up-4-in-October

2017 Harvest Report: A Roller-Coaster Growing Season
    for Oregon and Washington
http://www.winespectator.com/webfeature/show/id/A-Roller-Coaster-Growing-Season-For-Oregon-and-Washington

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
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This Day in History

    1734 - Peter Zenger (1697-1746), Colonial printer and journalist who established the New York Weekly Journal (first issue, Nov 5, 1733), after immigrating from Germany in 1710.  He was accused of libel by William Cosby, the governor of New York Colony.  He continued to edit his newspaper from jail and the jury acquitted him in 1735, becoming a symbol for freedom of the press.   
    1758 - English churchman Philip Embury, 30, married Margaret Switzer. Afterward immigrating to America, Embury was later encouraged by his cousin Barbara Heck to found a Methodist society in New York City in 1768. Embury thus became the first Methodist preacher in North America.
http://www.famousamericans.net/philipembury/
    1774 - The first military organization to oppose the British was the Light Horse of the City of Philadelphia, PA, organized by 28 gentlemen, three of whom were members of the Committee of Correspondence of the First Congress of America, formed to resist the aggressions of the British Crown
    1800 - The United States Congress held its first session in Washington in the partially completed Capitol building. President John Adams became the first occupant of the Executive Mansion, later called the White House. The second U.S. census recorded a population of 5,308,483, including 896,849 slaves. The total number represented a ten-year increase of 2,379,269 while the number of slaves increased by 199,168. The center of the U.S. population was 18 miles southwest of Baltimore, a westward shift from 1790 reflecting the expansion of the frontier. African resettlement of black slaves in Virginia was proposed for the first time by the Virginia Assembly. The nonbinding resolution and its successors reflected antislavery attitudes in the South in the early years of the nineteenth century, even among influential slaveholders. In 1802, 1805, and 1816, similar resolutions were passed by the Virginian Assembly. In congressional elections, the Republicans gained six Senate seats to take an 18-13 majority over the Federalists. In the House, they gained 27 seats to take a 69-36 majority. This year’s contest for the presidency revealed a sharp political division between the Federalist Party and the Republican, or Democratic-Republican Party, a forerunner of the Democratic Party.  Also note that in the first two elections, George Washington ran unopposed and chose not to run for a third term. The Federalists, advocates of a strong central government and representing the well-to-do business class, choose as their candidate, President John Adams. The Republicans, the party of limited government and the agricultural interests, selected Thomas Jefferson of Virginia. The Constitution provided for each elector in the Electoral College to vote for two candidates. The candidate with the most votes would become president and the one with the second highest total, vice president. The Republican electors cast 73 votes for Jefferson and the same number for Aaron Burr, the Republican candidate for vice president. The Federalist electors cast 65 votes for Adams; 65 votes for Charles Cotesworth Pinckney, their candidate for the vice presidency (he was secretary of state and, in the previous election, came in third with 59 electoral votes); and one for John Jay. The tie between Burr and Jefferson for the presidency meant the election would have to be decided in early 1801 by the House of Representatives. The problems caused by this election contributed to the passage, and ratification in 1804, of the Twelfth Amendment to the Constitution:  “The person having the greatest number of votes for President, shall be the President, if such number be a majority of the whole number of Electors appointed; and if no person shall have such majority, then from the persons having the highest numbers not exceeding three on the list of those voted for as President, the House of Representatives shall choose immediately, by ballot, the President.
But, in choosing the President, the votes shall be taken by States, the representation from each state having one vote; a quorum for this purpose shall consist of a member or members from two-thirds of the states, and a majority of all the states shall be necessary to a choice.”
http://www.gpoaccess.gov/constitution/pdf/con023.pdf.
    1820 - Captain Nathaniel Palmer became the first American to see Antarctica, discovered by Capt. James Cook of England in 1773.
    1842 - George Latimer, who had escaped from a Virginia plantation, was arrested in Boston under the Fugitive Slave Act. A campaign began to free Latimer and end Massachusetts' complicity with slavery. Within months, enough pressure was put on the Virginia slave owner to force him to sell Latimer. Soon after, Bay State lawmakers passed the "Latimer Statute," which forbade the use of public facilities or services to hold or arrest fugitive slaves. His son Lewis became a famous inventor.
http://www.freeessaysnet.com/viewpaper/7803.html
http://www.ideafinder.com/history/inventors/latimer.htm
http://edison.rutgers.edu/latimer/glat1.htm
http://www.4littlescientists.com/id111_files/LewisLatimer.htm
    1851 - The United States Post Office issued a 1-cent carrier stamp to make paying delivery fees easier. It was a first and last for stamps: the first to depict an American eagle and the last to make paying fees easier. Carrier stamps were used during the period of 1851-1863 to help pay for the costs of delivering letters from one post office to another and for collecting and delivery of letters in the same city. Prior to 1863, letters were dropped off at post offices or street mail boxes, available since 1858 according to the USPS. The addressee was required to pick up the letter from the post office to which it was ultimately delivered. In some of the larger cities, for a small fee of usually one or two cents, the letter could be delivered (carried) to the street address of the addressee, thus, the "carrier" service and the "carrier stamp." In 1863, for the first time, free delivery to the street address was made available in 49 of the largest cities in the U.S. Over time, many more cities instituted this "free delivery," something which we take for granted today. However, it wasn't until 1896 that the first free rural deliveries were instituted on a trial basis in West Virginia. Over time, RFD, or rural free delivery, became an important part of the U.S. Postal Service and is taken for granted today, as well.
http://www.1847usa.com/identify/19th/1861.htm
    1855 - In San Francisco, gambler Charles Cora shot and killed Gen. William H. Richardson, the U.S. Marshal, on Clay near Leidesdorff. Richardson was drunk, and insulted Cora's mistress, Arabella (Belle).
    1856 - The first Thanksgiving Day celebration observed in San Francisco, California.
    1862 - Confederate Secretary of War George B Randolph resigns (grandson of Thomas Jefferson whose portrait appears on the $100 Confederate dollar bill) after only 8 months because of conflicts with Confederacy President Jefferson Davis.
http://www.csawardept.com/history/Cabinet/Randolph/
http://www.currencygallery.org/vignettes/randolph.htm
(part of an interesting letter sent to Randolph when he was Secretary of War:  “Our negroes are property, the agricultural class of the Confederacy, upon whose order and continuance so much depends--may go off (inflicting a greet pecuniary loss, both private and public) to the enemy, convey any amount of valuable information, and aid him by building his fortifications, by raising supplies for his armies, by enlisting as soldiers, by acting as spies and as guides and pilots to his expeditions on land and water, and bringing in the foe upon us to kill and devastate; and yet, if we catch them in the act of going to the enemy we are powerless for the infliction of any punishment adequate to their crime and adequate to All them with salutary fear of its commission. Surely some remedy should be applied, and that speedily, for the protection of the country aside from all other considerations. A few executions of leading transgressors among them by hanging or shooting would dissipate the ignorance which may be supposed to possess their minds, and which may be pleaded in arrest of judgment.”
    1863 – The Siege of Knoxville began as Confederate Gen. Longstreet took control of the city.
    1869 - The Suez Canal opened.  Constructed by the Suez Canal Company between 1859 and 1869, initially, French private investors were the majority of the shareholders, with Egypt also having a significant stake. It offers watercraft a shorter journey between the North Atlantic and northern Indian Oceans via the Mediterranean and Red Seas by avoiding the South Atlantic and southern Indian Oceans, in turn reducing the journey by approximately 4,300 miles).
(lower half of: http://memory.loc.gov/ammem/today/nov17.html)
    1869 - Hurricane force southwesterly winds swept the Berkshires and Green Mountains of New England causing extensive damage to forests and structures
    1878 - Progressive Era reformer Grace Abbott (d. 1939) was born in Grand Island, Nebraska.  She specifically worked in improving the rights of immigrants, especially those from eastern Europe, and advancing child welfare, especially the regulation of child labor.  Her elder sister, Edith, who was a social worker, educator and researcher, had professional interests that often complemented those of Grace.
http://memory.loc.gov/ammem/today/nov17.html
    1887 - “The Overland Limited” began the first transcontinental daily railroad service. Passengers changed trains at Omaha, NE with direct service between Chicago, Il, and Portland, OR, and between Chicago and San Francisco, CA, by the Union Pacific Railroad Company.
    1901 - In San Francisco, the first Chinese Telephone Company opened.
    1901 – Lee Strasberg (d. 1982) was born in Austrian Poland, now Ukraine.  An actor, director, and theatre practitioner, he co-founded the Group Theatre in 1931, which was hailed as "America's first true theatrical collective." In 1951, he became director of the nonprofit Actors Studio in New York City, considered "the nation's most prestigious acting school," and in 1966, was involved in the creation of Actors Studio West in Los Angeles.  Although other highly regarded teachers also developed "the Method," Strasberg is often considered the "father of method acting in America," and from the 1920s until his death in 1982, "he revolutionized the art of acting by having a profound influence on performance in American theater and movies.” 
    1911 - Omega Psi Phi, fraternity, founded on the campus of Howard University, the first black Greek-lettered organization founded at an American, historically black college or university.   
http://www.angelfire.com/me2/psipsi/founders.html
http://www.quedog.com/index1.html
    1915 - Trumpeter Clarence “Shorty” Sherock (d. 1980) was born Minneapolis, Minn.
http://www.artistdirect.com/music/artist/bio/0,,492416,00.html?artist=Shorty+Sherock
    1916 - Birthday of Shelby Foote (d. 2005), Greenville, MS.  American writer, famous for his three-volume narrative on America's Civil War.
    1917 - The U.S.S. Fanning and the U.S.S. Nicholson were the first naval vessels to sink an enemy submarine in the Atlantic. At 4:10pm in latitude 57 degrees 37 minutes N, longitude 8 degrees 12 minutes W, the Fanning, while in convoy, sighted the periscope of a submarine. The Fanning headed for the spot, and dropped depth charges. The Nicholson, one of the vessels of the convoy, speeded to the spot and dropped depth charges. The German submarine U-58 came to the surface. The Nicholson fired three shots from her stern while the Fanning headed for the submarine and fired its bow gun. After three shots, the crew of the submarine came on deck and surrendered. The submarine sank shortly afterward. The commanding officer of the Fanning was Lieutenant Commander Arthur Schuyler Carpenter and the commanding office of the Nicholson was Lieutenant Commander Frank Dunn Berrien.
    1918 - Influenza deaths reported in the United States have far exceeded World War I casualties.
    1919 - The first bank with resources exceeding $1 billion was the National City Bank (later named Citibank), New York City, whose assets this day were $1,027,928,114.31
    1919 - Sylvia Beach opens Shakespeare & Company, first combination English-language book shop and lending library in Paris.  She befriends many of world's writers, particularly in the 1920s/30s, when her shop was a gathering place for expatriate writers and French authors pursued newfound interest in U.S. literature. She also published the first edition of Joyce's “Ulysses.”
http://www.themodernword.com/joyce/bookstore_image_middle.jpg
http://members.aol.com/noelriley/sylvia.html
http://www.amazon.com/exec/obidos/tg/detail/-/0393302318/
104-3191958-8595946?v=glance

    1923 - Edward Miguel “Mike” Garcia (d. 1986), baseball player, born at San Gabriel, CA. Garcia, known as the “Big Bear,” was one of the Cleveland Indians’ best starting pitchers in the early 1950s. He won 19 games in 1954 when the Indians won the American League pennant.
    1925 - Roy Harold Scherer Jr. (d. 1985) was born in Winnetka, IL.  Better known by his stage name, Rock Hudson, he was a leading man during the 1950s and 1960s.  Viewed as a prominent 'heartthrob' of the Hollywood Golden Age, he achieved stardom with roles in films and began a second career in television through the 1970s and 1980s, starring in the popular series, “McMillan & Wife” and “Dynasty.”    
    1927 - A tornado cut a seventeen-mile path across Alexandria and southeastern Washington, DC, injuring 31 persons. The tornado struck the Naval Air Station where a wind gust of 93 mph was recorded. A waterspout was seen over the Potomac River ninety minutes later.
    1930 - Robert Bruce “Bob” Mathias (d. 2006) birthday, Tulare, CA.  Former congressman and Olympic gold medal decathlete.
    1930 - Composer David Amram born Philadelphia, PA
http://www.edkeane.com/About%20the%20Artists/David%20Amram/David-Amram.htm
http://www.fmp.com/amram/
    1933 - The movie “The Invisible Man” opened to audiences. Actor Claude Rains made his film debut in it.
http://www.amazon.com/exec/obidos/tg/detail/-/6300185281/
104-3191958-8595946?v=glance

    1935 - Trombone/French horn player Roswell Rudd born, Sharon, CT.
http://www.mindspring.com/~scala/rudd.htm
http://www.geocities.com/BourbonStreet/3420/revrudshcep.html
    1938 - Orchestra leader Kay Kyser, spoke to a College of the City of New York (CCNY) audience about the "inner workings and artistic features of swing music." It was the first of a series of lectures on swing music given by Kyser, who went on to radio to present "The Kollege of Musical Knowledge."
    1938 – Guitarist/singer Gordon Lightfoot born Orillia, Ontario, Canada. His biggest hit is the million-selling No. 1 single "Sundown" in 1974.
http://gordonlightfoot.com/GordonLightfootBiography.shtml
    1941 - Less than a month before Pearl Harbor, Japanese Prime Minister General Tojo outlined a three-point plan he said was aimed at peace in East Asia.
    1941 - Ernst Udet, World War I flying Ace, head of the German Luftwaffe Ordnance Department, commits suicide after disagreements with the Nazi leadership.
http://www.spartacus.schoolnet.co.uk/FWWudet.htm
http://www.acepilots.com/wwi/ger_udet.html
    1942 – The creative genius behind “The Four Seasons,” Bob Gaudio was born in The Bronx.  He rose to musical fame at the age of 15 as a member of the Royal Teens when he co-wrote the hit "Short Shorts;” in The Bronx, it’s Shawt Shawts!  In 1958, while he and the group were promoting the single, they met Frankie Valli and his group, The Four Lovers, as they prepared to perform on a local television program. Shortly afterwards he joined the Four Lovers who later changed their name to The Four Seasons and rode Gaudio’s compositions to the top of the charts in the 1960s. 
    1942 – Film producer/director/screenwriter Martin Scorcese was born in Queens, NYC.  Scorsese’s body of work addresses such themes as Sicilian-American identity, Roman Catholic concepts of guilt and redemption, faith, machismo, modern crime, and gang conflict. Many of his films are also known for their depiction of violence and liberal use of profanity.  Part of the New Hollywood wave of filmmaking, he is widely regarded as one of the most significant and influential filmmakers in cinematic history. In 1990, he founded The Film Foundation, a nonprofit organization dedicated to film preservation, and in 2007 he founded the World Cinema Foundation. He is a recipient of the AFI Life Achievement Award for his contributions to the cinema, and has (or his films have) won 20 Academy Awards, a Palme d’Or, Cannes Film Festival Best Director Award, Silver Lion, Grammy Award, Emmys, 11 Golden Globes, 23 BAFTAs and DGA Awards.  In 2007, Scorsese was listed among Time magazine's 100 Most Influential People in The World.  In August 2007, Scorsese was named the second-greatest director of all time in a poll by Total Film magazine, behind Alfred Hitchcock.
    1944 - Birthday of Baseball Hall of Fame pitcher George Thomas “Tom” Seaver, Fresno, CA.  Known as “The Franchise” during the halcyon days as the ace of the New York Mets, Seaver enjoyed a 20-year career, 311-205, 2.86 ERA, 3,640 strikeouts, 61 shutouts.  He was NL Rookie of the Year in 1967 and a 3-time Cy Young Award winner.  Many consider him among the game’s best pitchers and he was inducted into the Baseball Hall of Fame in 1992 with the highest first-ballot vote percentage, 98.84%, only recently surpassed by Ken Griffey, Jr.
    1944 – Danny DeVito was born in Neptune, NJ.  An actor, comedian, director and producer, he gained prominence for his portrayal of the taxi dispatcher Louie De Palma in the television series “Taxi” (1978–1983), which won him a Golden Globe and an Emmy.  A major film star, he is known for his roles in films such as “One Flew Over the Cuckoo’s Nest,” “Ruthless People,” “Romancing the Stone,” “Batman Returns,” “Other People’s Money,” “Get Shorty,” “L.A. Confidential,” and for his voiceover in such films as “Space Jam” and “The Lorax.”
    1944 – Lorne Michaels was born Lorne David Lipowitz in Toronto.  Television producer, writer, comedian, and actor, best known for creating and producing “Saturday Night Live,” producing the “Late Night” series (since 1993), and “The Tonight Show” (since 2014).
    1947 - Sam Donahue cuts “Sax-O-Boogie,” Capital 1508.
http://www.amazon.com/exec/obidos/ASIN/B0000665AJ/inktomi-musicasin-20/
ref%3Dnosim/104-3191958-8595946#product-details

    1947 – Working for Bell Labs in New Jersey, American scientists John Bardeen and Walter Brattain first observed the basic principles of the transistor, a key element for the electronic revolution of the 20th century.  The assignment of the group was to seek a solid-state alternative to fragile glass vacuum tube amplifiers. Their first attempts were based on Shockley's ideas about using an external electrical field on a semiconductor to affect its conductivity. These experiments mysteriously failed every time in all sorts of configurations and materials. The group was at a standstill until Bardeen suggested a theory that invoked surface states that prevented the field from penetrating the semiconductor. By the winter of 1946 they had enough results that Bardeen submitted a paper on the surface states and Brattain started experiments to study the surface states through observations made while shining a bright light on the semiconductor's surface. This led to several more papers (one of them co-authored with Shockley), which estimated the density of the surface states to be more than enough to account for their failed experiments. The pace of the work picked up significantly when they started to surround point contacts between the semiconductor and the conducting wires with electrolytes. They built a circuit that allowed them to vary the frequency of the input signal easily and suggested that they use a viscous chemical that didn't evaporate. Finally, they succeeded in creating a point-contact transistor that achieved amplification. By the next month, Bell Labs’ patent attorneys started to work on the patent applications.
    1948 - Howard Dean birthday, presidential candidate and Governor of Vermont (D), born East Hampton, NY
    1948 - Top Hits
“Buttons and Bows” - Dinah Shore
“On a Slow Boat to China” - The Kay Kaiser Orchestra (vocal: Harry Babbitt & Gloria Wood
“A Tree in the Meadow” - Margaret Whiting
“One Has My Name” (“The Other Has My Heart”) - Jimmy Wakely
    1949 - The first transatlantic airplane flight carrying 100 people was “The Champ,” a four-engine Air Force C-47, Globemaster, built by the Douglas Company, Santa Monica, CA. It was commanded by Captain John M. Kelly of West Palm Beach, FL. The plane took off at 3:35pm from Mobile, AL with 103 persons aboard, including 90 Air Force replacement personnel and a crew of 13. It landed at Marham, England, at 7:305pm on November 18. Total flying time was 23 hours.
    1952 - Hawaii's first television station, KONA in Honolulu, began operation.
    1953 - No. 1 Billboard Pop Hit: "Rags to Riches," Tony Bennett.
    1953 - The temperature at Minneapolis, MN, reached 71 degrees, their warmest reading of record for so late in the autumn.
    1954 - Golfer Arnold Palmer turned professional when he signed a contract with Wilson Sporting Goods.
    1955 - An early cold wave finally comes to an end in Helena, MT after 138 consecutive hours of sub-zero temperatures. The lowest temperatures during that spell was -29
    1956 - Top Hits
“Love Me Tender” - Elvis Presley
“The Green Door” - Jim Lowe
“Singing the Blues” - Guy Mitchell
“Singing the Blues” - Marty Robbins
    1962 - President Kennedy dedicates Dulles International Airport outside Washington, DC.
http://www.metwashairports.com/Dulles/history.htm
    1964 - The Mets sign Yogi Berra to a two-year contract as a coach.  In his first year as a manager, Berra took the Yankees to the 1964 World Series, that they lost to the St. Louis Cardinals in a seven-game thriller.  He was fired shortly thereafter.
    1964 - Top Hits
“Baby Love” - The Supremes
“Leader of the Pack” - The Shangri-Las
“Come a Little Bit Closer” - Jay & The Americans
“I Don’t Care” (“Just as Long as You Love Me”) - Buck Owen
    1965 - No. 1 Billboard Pop Hit: "I Hear a Symphony," The Supremes.
    1965 - Baseball owners elected William D. “Spike” Eckert
Commissioner of Baseball to replace the retiring Ford Frick. Eckert, a retired Air Force general and comptroller of the Air Force, proved to be a poor choice. He was removed from office in 1969.
    1968 - The Heidi Game.  NBC Television cut away from the broadcast of a football game between the Oakland Raiders and the New York Jets with a minute remaining on the clock in order to being a special production of “Heidi” on time. The Jets had just kicked a field goal with a bit more than minute to go.  Raiders QB Daryle Lamonica threw a TD pass with 42 seconds remaining to put the Raiders in front, 36-32.  On the ensuing kickoff, Earl Christy of the Jets the ball at the Jets' 12-yard line when he was tackled and Raiders reserve running back Preston Ridelhuber picked up the fumbled ball and ran into the end zone, which with another Blanda extra point, gave the Raiders a 43–32 lead and the game.  Football fans deluged NBC with telephone calls and networks eventually decided to delay the start of regular programming if athletic events ran over their allotted time.
http://www.nfl.com/news/mostmemorable10.html
    1970 - On the former WABC-FM in New York, Elton John recorded an album live, marking the first time a concert was aired live while it was being recorded for release. It was titled, "11/17/70."
http://www.amazon.com/exec/obidos/ASIN/B000001EGI/inktomi-musicasin-20/
ref%3Dnosim/104-3191958-8595946

    1970 – Lt. William Calley went on trial for his role in the My Lai Massacre in Viet Nam.
    1971 - Rod Stewart & the Faces release “A Nod Is As Good As a Wink to a Blind Horse,” their third LP together. The group scores its biggest hit, "Stay with Me," which hits #17. The LP does make it to the Top Ten.
    1972 - Top Hits
“I Can See Clearly Now” - Johnny Nash
“I’d Love You to Want Me” - Lobo
“I’ll Be Around” - Spinners
“My Man” - Tammy Wynette
    1973 - President Nixon told an Associated Press managing editors meeting in Orlando, Florida, that "people have got to know whether or not their president is a crook. Well, I'm not a crook."
    1975 - No. 1 Billboard Pop Hit: "That's the Way (I Like It)," KC & the Sunshine Band.
    1978 - Linda Ronstadt's anthology album "A Retrospective" becomes her eighth gold album.
    1980 - Top Hits
“Lady” - Kenny Rogers
“The Wanderer” - Donna Summer
“Another One Bites the Dust” - Queen
“Could I Have This Dance” - Anne Murray
    1980 - John Lennon's Grammy-winning "Double Fantasy" two-record set is released.
    1980 - Roger Mudd started work as NBC's chief Washington correspondent. Mudd left CBS after being passed over as a replacement for Walter Cronkite’s on "The CBS Evening News." http://www.allbookstores.com/browse/Author/Mudd,%20Roger
    1981 - On ABC's daytime drama, "General Hospital," Luke Spencer married Laura Baldwin in what was called "the wedding of the year." A television audience of 14 million viewers watched as they exchanged vows. The television couple would divorce in 2001.
http://abc.go.com/daytime/generalhospital/
http://soapzone.com/gh/
    1982 - NFL Strike Ends: NFL players, on strike for two months, ended their walkout, but the season, originally set for 16 games, had to be cut to nine games. The regular play-off arrangement was also scrapped, replaced by a special Super Bowl Tournament involving the 16 teams with the best records.
    1984 - Ten weeks after its first appearance in the Hot 100 at number 80, Wham!'s single, "Wake Me Up Before You Go-Go" reaches the No. 1 spot. George Michael and Andrew Ridgeley hold their lead for three weeks.
    1985 - Bhagwan with his Oregon sex cult dismantled and his ninety-three Rolls Royces that were sold off after his arrest for violating US immigration laws and bioterrorist followers busted for poisoning town-folk.  Bhagwan Shree Rajneesh is deported to India where he dies in 1990.
http://www.apologeticsindex.org/b40.html
http://www.skepticfiles.org/cultinfo/rolls.htm
http://www.empnet.com/imageworks/Raj1.htm
http://www.quackwatch.org/11Ind/gordon3.html
http://www.cnn.com/2002/US/West/12/21/cult.plea.ap/
http://www.religioustolerance.org/rajneesh.htm
http://www.stelling.nl/simpos/bhagwan_shree_rajneesh_osho.htm
    1988 - Top Hits
“Wild, Wild West” - The Escape Club
“The Loco-Motion” - Kylie Minogue
“Bad Medicine” - Bon Jovi
“Runaway Train” - Rosanne Cash
    1988 - Another in a series of storms brought heavy snow to the mountains of the western U.S. Totals ranged up to 17 inches at Bob Scott Summit in Nevada. Winds around Reno, NV gusted to 80 mph. The Alta and Sundance ski resorts in Utah received 14 inches of snow.
    1989 - Freezing temperatures overspread the southeastern U.S. in the wake of the severe weather outbreak of the previous two days. Eight cities reported record low temperatures for the date, including Gilbert AR with a reading of 8 degrees. A fast-moving storm blanketed the Great Lakes Region and Upper Ohio Valley with snow during the night. Totals ranged up to 12 inches at Pellston, MI and Little Valley, NY.
    1993 - Top Hits
“I'd Do Anything For Love” (“But I Won't Do That”) - Meat Loaf
“Again” - Janet Jackson
“All That She Wants” - Ace Of Base
“Gangsta Lean” - DRS
    1993 – Responding to the urging of President Bill Clinton, the US House passed a resolution to establish NAFTA, the North America Free Trade Agreement.
    1995 - Directed by Rob Reiner, “The American President” opened in United States theaters. The comedy-drama about a widowed US president and a lobbyist who fall in love, starring Michael Douglas, Annette Bening, Martin Sheen, and Michael J. Fox, did very well at the box office. The film was nominated for five Golden Globe awards, including Best Picture and Best Director.
    1998 - Retailers in the U.S. are hit with a wave of superstar releases on what the industry dubs "Super Tuesday." Among the sets released are Garth Brooks' "Garth Brooks: Double Live," Whitney Houston's "My Love is Your Love," Mariah Carey's "#1's," Jewel's "Spirit," and three soundtracks associated with the animated film "The Prince of Egypt."
    1998 - Top Hits
“Doo Wop” (“That Thing”) - Lauryn Hill
“Lately” - Divine
“Because Of You” - 98 Degrees
“The First Night” - Monica
    2000 - Pittsburgh catcher Jason Kendall signs the richest contract in Pirates' history. The $60 million, six-year contract extension, which includes a $4 million signing bonus, starts with a base salary of $6 million in 2002 and peaks at $13 million in 2007.
    2010 - Alaska's State Senator Lisa Murkowski becomes the first write-in candidate to successfully win an election since 1954.
    2013 - A rare late-season tornado outbreak struck the Midwest.  Illinois and Indiana were most affected with tornado reports as far north as lower Michigan. In all around six dozen tornadoes touch down in approximately over an 11-hour period, including seven EF3 and two EF4 tornadoes.
    2014 - The Miami Marlins signed All-Star RF Giancarlo Stanton to a 13-year contract worth $325 million. It is the largest contract in Major League history. At 25, Stanton is just entering his prime and has a chance of still being a productive player at the end of the deal, in contrast with other recent mega-deals.

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