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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank
, finance and leasing industries

kitmenkin@leasingnews.org
   



Wednesday, August 24, 2016



Today's Equipment Leasing Headlines

“To Do Broker or Not to Do Broker Business,”
   that is the Question?”
by Allan Levine
NACLB 2016 Commercial Loan Broker Awards
  October 4-6, Las Vegas, Nevada
Sales Make it Happen by Steve Chriest
   Can My Prospect Read My Mind?
Leasing Industry Ads---Help Wanted
  Salespersons Wanted
DealSafe---Control of Contractual Rights
Cloud Based Control of Lease Payments/Auto-Renew
CreditSignal by dun & bradstreet
  Free Service
Leasing Software Companies
Top eLeasing software companies, as ranked by employees
Lease/Finance Calculators Online
   Updated
Chart - Now Only Two Choices
   in Smartphone OS
Dogs, Cats rescued from La. Flooding
Arrive in Metro Atlanta   Fox5Atlanta
Dachshund, Standard Smooth Haired/Mix
Atlanta, Georgia  Adopt-a-Dog
Attorneys Who Specialize in
Banking, Finance, and Leasing
News Briefs---
ELFA Reports Business Borrowing for Equipment in July
  Fell 17 Percent
Leases Drive Up Credit Losses in Deere’s Financial Unit
 "prices of used equipment sink to record lows"
Tesla says new Model S will be world’s fastest-accelerating car
"to go from 0 to 60 mph in 2.5 seconds--seats 5 adults/2 children"
Do Customers Still Want Bank Branches?
Many U.S. Customers Not Ready to Give up Nearest Branch
General Electric moves into temporary headquarters in Boston
"temporary location covers 66,000 square feet"
Ranking the Top Hamburger Franchises
  www.qsrmagazine.com
Tesla Now Offering Two-Year Lease
  with $7,288 Down Payment $593 Month
Starbucks can put as much ice in your coffee as it wants
  Judge Rules

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
  Baseball Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


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[headlines]

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“To Do Broker or Not to Do Broker Business,”
that is the Question?

by Allan Levine

What I have learned in 43 years in the lease/finance business is virtually all funding sources have asked “should we do broker biz?” The results of handling broker business can be rewarding and/or very frustrating. It is a good way to bring business in the door without the expenses of an internal sales staff. On the other hand, and if you’re being honest, brokers come with varying digress of integrity. And yup, our industry has direct lenders with varying degrees of honestly as well.

Madison Capital has always had a select group of brokers, but with strict rules. We insist on an executed broker agreement with “reps and warranties” that include breach penalties. Also, in 99% of transactions, we talk directly to the client. That way there is never a misunderstanding about the transaction. We installed that process many years ago.

I have seen many lenders that have accepted broker business but do not have the same level of transaction understanding as one internally originated. Shouldn’t a transaction be scrutinized with the same credit integrity whether brokered in or house originated? We find that practice works for us.

I cannot speak for anyone else, but for my company, we had higher defaults in our brokered portfolio in 2009. In short, there were more collections issues with those transactions we bought from brokers than direct transactions from our originators. We look at broker deals more closely than our own since then. However, we treat a broker’s clients as we do our direct business. After all, they will be on our books. 

Yes, treat your broker’s clients like your own. Respect the broker funding source relationship without relaxed credit standards. Talk to the client. It will help you approve some brokered transactions you would have turned down and it will help you turn down a few you may have approved. That client conversation may be just what you needed to gain valuable transaction insight. Give yourself an edge.

And, oh, our short memories. After 2009, many bailed out of the broker business. Over the last 7 years, a quick look at the list of companies accepting broker business has grown steadily once again. Check Leasing News’ lists of those accepting broker business.  (1)

And, by the way, our best brokers had the best credit profiles themselves.

(1) Funders Looking for New Broker Business
http://www.leasingnews.org/Funders_Only/New_Broker.htm

Funders Taking New Broker Business List
http://www.leasingnews.org/Pages/new_brokers2014.html

 

Allan Levine 
MADI$ON CAPITAL
President and COO
443.796.7337
alevine@madisoncapital.com
Equipment and Vehicle Leasing Solutions
www.madisoncapital.com

 


[headlines]
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NACLB 2016 Commercial Loan Broker Awards
October 4-6, Las Vegas, Nevada

by Brittney Holcomb

As if there isn’t enough to be excited about for this year’s National Alliance of Commercial Loan Brokers' Conference at the Red Rock Casino & Resort, October 4th-6th, we have just announced this year’s broker awards!

All NACLB conference attendees are eligible for over $100,000 in cash and prizes including 4 Broker Recognition and Production awards with major winnings, including:

• Broker of The Year
• Rookie Of The Year
• Largest Deal Closed
• Most Creative Deal

“Broker Of The Year” will be awarded to the broker that has both funded the most transactions from 2015 to date and has demonstrated and practiced good ethical business practices. To be considered for this award, we must be able to see how many transactions you have closed throughout the year, the total dollar amount funded and with whom how you have funded those transactions with.

The “Rookie of the Year” award, my personal favorite, will be awarded to the broker who demonstrated the highest growth within their first year of loan brokerage from 2015 to date. You must have started your business in either 2015 or 2016.

“Largest Deal Closed” will be awarded to the broker who closed the largest single loan or funding transaction in 2015 or 2016. The loan transaction can include any commercial or small business loan or funding type.

“Most Creative Deal” will be awarded to the broker who structured and closed the most creative transaction during 2015 or 2016. The transaction can include any commercial or small business loan or funding type.

The award ceremony isn’t just for loan brokers either. Lenders will have the opportunity to showcase their broker program for a chance to win “Best Broker Program” of 2016.

Think you have what it takes to be selected for one of our awards this year?

Make submissions here:http://www.naclb.org/awards-submission-form/

To nominate yourself, and be considered you must be registered to attend our conference.

DEADLINE FOR NOMINATION: SEPTEMBER 25th

Aside from the awards, we will also be giving away over $50,000 in door prizes to registered NACLB lender and broker attendees.

Once you are registered for the NACLB, enter yourself to win one of our door prizes here: http://www.naclb.org/door-prize-entry/6

***Winners for both the awards and door prizes will be announced at the closing lunch ceremony on Thursday and you must be present to win.***

Register
http://www.eventbrite.com/e/naclb-2016-registration-24321457133

More Information: www.naclb.org

Brittney Holcomb is the Director of Paid Search at The Finance Marketing Group. She works exclusively with finance companies and banks to help better develop their business online through digital marketing strategies. Brittney has been trained by some of the top leaders in the industry giving her a vast knowledge she is able to pass along to her client base.
email: brittney@financemarketing.com
https://www.linkedin.com/in/brittney-holcomb-02101834

 

 

[headlines]
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Sales Make it Happen by Steve Chriest

Can My Prospect Read My Mind?

“When I am selling, I try to think positive.  I sometimes think the person I am trying to sell can read my mind, so no negative thoughts.  Have you heard of this before?”

I would never recommend against thinking positive thoughts in a selling situation. I would recommend that you stop worrying about people reading your mind, even if negative thoughts sometimes creep into your brain.

I was fortunate to learn a long time ago that the only person on Earth who knows what Mary is thinking, is Mary. Mary’s customers may not be able to read her mind to know exactly what she’s thinking, but they can watch her closely and listen carefully to what she says during selling situations to make educated guesses about what Mary is feeling. From there they can make guesses about what she might be thinking.

In any human interaction, facial expressions are not only involuntary, they are signposts of emotions. If, for example, you’re feeling negative during a sales call, your customers may observe you frowning, gritting your teeth or expressing worry on your face. Facial expressions are valuable because they are impossible to fake. We know that even the best among actors are acting. 

It’s good that you are concerned about telegraphing negative thoughts in selling situations. Your customer may not be able to read your mind, but watching you closely for clues about how you’re feeling is something you want to always be aware of.

 

 


Steve Chriest is the CEO of Open Advance and author of “Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101.”  He recently re-named his company from Selling-Up.  He produces video and radio blogs, as well as continuing as a columnist for Leasing News since 2005.

www.openadvance.com/contact/
925-263-2702
www.openadvance.com/

Sales Makes It Happen Articles:
http://www.leasingnews.org/Legacy/index.htm


[headlines]
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Leasing Industry Help Wanted



Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology


Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

www.bankozarks.com/equipment

Bank of the Ozarks


Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).

 

[headlines]
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DealSafe---Control of Contractual Rights
Cloud Based Control of Lease Payments/Auto-Renew

The company provides automated obligation tracking. It can send both alerts and reminders at key points to the subscriber regarding expiration, deliverables, payments and invoices being done.

The program obtains contracts wherever they are stored such as email, hard drive, CRM, eSignatures, DocuSign, Salesforce, EchoSign and many others.

Access can be granted to multiple users and even outside professionals such as attorneys and accountants. In addition to equipment leases, customers use it for sales, procurement, employment and NDA contracts as well.

A demonstration is available with prices based on services provided: http://dealsafe.co

 


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)

 

[headlines]
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CreditSignal by dun & bradstreet
Free Service

Registering for dun & bradstreet CreditSign is a free service that emails to you changes in your credit score, as well as giving you the ability to check for changes on an online cash board or free mobile app.

It also can track how many times others request access to your business credit information.

Go here to sign up or "Live Chat" about the program

https://www.creditsignal.com/

 

((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

[headlines]
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Leasing Software Companies

Aspket Experian - scorex SAP
Better Programs 
(Turbo-Lease)
Constellation Financing Systems Inc. Seritus Solutions
Capital Stream Financial Computer Systems, Inc. Shaw Systems
Cassiopae Integron Corporation Systems for Financial Accntng
CHP Consulting International Decision Systems Tax Compliance, Inc.
Cornerstone Software Ivory Consulting Thoughtworks
  LeaseQuery  
CT Lien Solutions Lease Team Vision Commerce
Cyence International NetSol Technologies, Inc. White Clarke North American
Dominion Leasing Software Odessa Technologies, Inc.  
eCredit Preferred Business Solutions  

Full List (including footnotes)
http://www.leasingnews.org/Ag_leasing/software.htm


 

[headlines]
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Free Lease-vs-Buy Calculator

“Our web-based lease-vs-buy calculator is completely free, provided as a courtesy to the capital equipment leasing community by S.B. Associates, Inc. You can view sophisticated lease-vs-buy analyses right on the web site, or you can print out reports for your customers. You'll appreciate the many sophisticated elements that can reveal the advantages of leasing, such as stepped or skipped rents, alternative minimum tax situations, loss carryforwards, or end of term options.

“We currently offer 5 different lease calculators. In addition to the free lease-vs-buy calculator described above, we offer LeaseMan Express (see below), a lease yield and pricing calculator specifically designed for the needs of the small ticket market and non-tax based leases in the middle market. For tax-based and leveraged leases, we offer the LeaseMan (non-express) version. We also offer two separate calculators specifically designed for consumer vehicle leasing.”

http://lease-vs-buy.com/

*** * ***

http://www.financial-publishing.com/ 
Publish interest tables, also computed the rates into factors, where you could then compute "retail" rates from "wholesale" rates.

For instance, on 60 months .025 was 18% or 10% add on ( in advance) and you could then multiply 1.05 ( if you wanted five points) times it and get the retail rate, the selling rate. 
They also have books that had first and last and then with residuals.

A reader asked us for a program that would calculate his commission based on a lease factor. Many founders and equipment leasing companies offer these programs on line, for free. Some allow you to download the program Excel can also do this easily.

Bob Teichman, CLFP, sent us the correct formula for HP17BII :

ADV:PMT=(-PV-FVx(SPPV(I%YR÷12:N)))÷(USPV(I%YR÷12:N-#ADV)+#ADV)

"This is a very difficult formula to copy correctly, whether on paper or on the calculator.
"I use this formula in my pricing classes, and it is very useful as it will solve for any of the leasing variables, given any number of advance payments, including rate factor, cost, term, yield (or rate), and residual. As shown above, the formula is only for leases or loans which are paid monthly and where payments are level. However, the formula could be easily adapted to other payment periods (quarterly, for instance). You would have to use a difference formula, or a program such as T-Value, to calculate skip or step payment structures.

"Thanks for printing the information about on-line calculators. I continually refer people to your list."

Regards,

Bob Teichman, CLFP
Teichman Financial Training
3030 Bridgeway, Suite 205
Sausalito, CA 94965
Tel: 415 331-6445
Fax: 415 331-6451
e-mail: BoTei@aol.com

In the old days we would take the factor and multiply it by 1.00 with the commission the salesman was seeking. For instance, .0331 and the salesman wanted five points, multiply 1.05 times .0331 and it would be 034755.

Here are some personal financial portals and calculation tools we will be adding to the page:

Bankrate.com
Kiplinger.com
The Motley Fool
USA Today.com

CNN Money has also a financial calculator and other tools, and it's advantage, it is designed with currency converters, and may other programs at work all over the world: 
http://cgi.money.cnn.com/tools/

Collection of free financial calculator, including stock spread calculator, rent vs. buy
http://www.wheatworks.com/freeware.htm

It there is a calculator we have not mentioned on this page, please let us know as we will share with other readers.

Here is one sent in by reader, Emily Hill emily.hill@inbox.com .  She says she uses 
it all the time as it "...features over one hundred (by the looks of it) finance-related calculators."www.mortgageloan.com/calculator/

*** * ***

mortgages/loans 
http://www.loans-mortgage-calculator.com/

*** * ***

Rosanne Wilson, CLFP, sent in a company that will add a calculator to your web page for a fee.

http://www.tcalc.com/

Rosanne Wilson, CLFP 
1st Independent Leasing, Inc.
3800 SW Cedar Hills Blvd., Suite 165 
Beaverton , OR 97005 
(800) 926-0851 or Fax: (503) 626-1631 
"It's the Lease We Can Do" 
www.1stindependentleasing.com

 


[headlines]
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[headlines]
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Dogs, Cats rescued from La. Flooding
Arrive in Metro Atlanta 
 Fox5Atlanta

LILBURN, Ga. - Thousands of animals were rescued during the devastating floods in Louisiana. Dozens of them are now in metro Atlanta and need new homes!

Friday morning, the first round of rescues, which included 60 dogs and several cats, arrived in Lilburn. The Atlanta Humane Society (AHS) has been working with Acadiana Animal Aid, of Lafayette, to help save animals affected by the natural disaster, which caused damage to more than 40,000 homes.

“We are happy to be able to work with Acadiana Animal Aid to rescue these animals in dire need of being moved from flooded areas,” said Julie Cortino, Transport Coordinator. “Without all of our fast and coordinated efforts, these animals would likely perish.”

The animals were taken to VCA Gwinnett-Heart of Avalon Hospital, located on Pleasant Hill Road. The pups will be kept at VCA for several days, where they will be treated and examined.

If you're interested in giving one of these precious pets a loving home, updates regarding adoption availability will be posted on the AHS Facebook page: https://www.facebook.com/atlantahumane/?fref=ts

"We want to take a moment to clarify that we are only taking animals that are the legal property of the Louisiana shelters they are coming from. These animals have either surpassed their stray hold period or were relinquished to the shelter. We have been asked to help by pulling these animals from local shelters in order to make room for the new flood victims-- so that as many as possible can be reunited with their owners.

If you have further questions, we would be happy to answer them, and we thank you all for your continued support.

[headlines]
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Havanese/Poodle (Miniature) Mix
Federal Way, Washington  Adopt-a-Dog

Smore
Animal ID:  33063053
Breed: Dachshund, Standard Smooth Haired/Mix
Age:  3 months 22 days
Sex: Male
Size: Small
Color: White/Brown
Neutered     
Declawed: No
Site:  Howell Mill Road
Location: HM-Puppy Room
Intake Date: 7/31/2016
Adoption Price: $250.00
Stage: Available

 

Atlanta Humane Society
Howell Mill Campus
981 Howell Mill Road NW
Atlanta, GA 30318
404.875.5331 (main)
http://atlantahumane.org/adopt/

Howell Mill open 7 days a week: Weekdays from 12-7pm and weekends from 11am-6pm.


Adopt a Pet
http://www.adoptapet.com/


[headlines]
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Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
Email: Barry@leaselawyer.com
Website: www.leaselawyers.com
California, National: city: Riverside 
Ellen Stern - get results, reasonable pricing; numerous industry contacts, nearly 30 yrs exp.in SoCal, 20 yrs equip.: CFL license specialist, documentation, work-outs, litigated collections, recoveries; deal-maker. 
Email: leaselaw@msn.com

Kenneth C. Greene




California
Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production inLA.  Mention "Leasing News" for a free consultation.
818.575.9095
Skype: 424.235.1658
ken@kengreenelaw.com
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
email: rcfeldman@snet.net  
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
email: phemar@hemar.com
 
Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605or email: vvf@pacbell.net.

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. email:RGarwacki@prodigy.net 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email: rrcohn@aol.com   


Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide.
Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291
Email: 
tmccurnin@bkolaw.com

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000
www.paulbentlaw.com
pbent@paulbentlaw.com

Illinois
 
Kevin E. Trabaris: Concentrates his practice in the areas of commercial finance, corporate and business transactions. Extensive experience representing banks, financial companies, equipment lessors, insurers and other funding and intermediary entities and borrowers in connection with thousands of business financing matters. He has handled everything from small ticket transactions to billion dollar syndicated loans, real estate financing to asset-based facilities.
Email: ktrabaris@llflegal.com
Work: 312.667.1354
Cell: 847.840.4687
http://llflegal.com/attorneys/kevin-trabaris/

Law Firm - Service, Dallas, TX. "ELFA"
Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance. 
email: dmayer@pattonboggs.com
Website: 
www.pattonboggs.com
Massachusetts (collection/litigation coast to coast) 
Modern Law Group focuses its practice on collections, lease enforcement and asset recovery. For the past five years, our attorneys have helped clients recover millions of dollars. We are able to cover your needs coast to coast.
Email
 phone 617-855-9085www.modernlawgroup.com

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067 
E-mail: MWitt@Witt-Legal.com
Web: www.witt-legal.com

National:  The OMEGA Network Group-nationwide legal representation of small and mid ticket equipment lessors-flat fee bankruptcy & replevin, contingent collection, 
billable litigation (704-969-3280)
tong_92@yahoo.com

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 
email: Jcoston@costonlaw.com
Website:www.costonlaw.com

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108 
reisenberg@sl-lawyers.com
www.sl-lawyers.com
NJ, De, Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, PAsscuteri@capehart.com / www.capehart.com
New York and New Jersey

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
http://www.csglaw.com/
biographies/frank-peretore
 
Phone 973-530-2058
fperetore@csglaw.com
 Documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy. Aggressive. Over 30 years experience.

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175
niezza@spiwakandiezza.com

 



Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)

[headlines]
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News Briefs---

ELFA Reports Business Borrowing for Equipment in July
  Fell 17 Percent
http://www.reuters.com/article/us-usa-economy-elfa-idUSKCN10Y249

Leases Drive Up Credit Losses in Deere’s Financial Unit
 "prices of used equipment sink to record lows"
http://marketrealist.com/2016/08/deere-financial-unit-3q16/

Tesla says new Model S will be world’s fastest-accelerating car
"to go from 0 to 60 mph in 2.5 seconds--seats 5 adults/2 children"
http://nypost.com/2016/08/23/tesla-says-new-model-s-will-be-worlds-fastest-accelerating-car/

Do Customers Still Want Bank Branches?
Many U.S. Customers Not Ready to Give up Nearest Branch
http://www.foxbusiness.com/markets/2016/08/22/do-customers-still-want-bank-branches.html

General Electric moves into temporary headquarters in Boston
"temporary location covers 66,000 square feet"
http://www.boston.com/news/business/2016/08/22/general-electric-moves-into-temporary-headquarters-in-boston

Ranking the Top Hamburger Franchises
  www.qsrmagazine.com
https://www.qsrmagazine.com/reports/qsr50-2016-burger-segment-breakdown

Tesla Now Offering Two-Year Lease
  with $7,288 Down Payment $593 Month
http://www.bizjournals.com/sanjose/news/2016/08/22/not-yet-ready-to-commit-to-a-tesla-company-now.html

Starbucks can put as much ice in your coffee as it wants
  Judge Rules
http://www.bostonglobe.com/business/2016/08/23/starbucks-can-put-much-ice-your-coffee-wants-judge-rules/n8bQanks1jfC8ghhLfzH0N/story.html

 

 

 


[headlines]

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--You May Have Missed It

McDonald's Step-it Wristbands can Burn Your Child Wrist
  Now Being Recalled by U.S. Consumer Product Safety Commission
http://patch.com/california/saratoga/s/fv1js/not-so-happy-meal-mcdonalds-step-it-wristbands-can-burn-your-child


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Baseball Poem


WHY BASEBALL WALTZES WITH LETTERS
by Tim Peeler
A Faulkner sentence is an extra inning game,
Simply and finally playing through its Will and exhaustion.
Third Base Coach signals are ee cummings poems-
Gimmicky, sure, but meaningful in their color
When you break the code.
The prisons play contests of Bukowski prose,
Where a stolen base may be a literal image
And everybody gambles nothing.
Weird killers load the bases at a
Stephen King Little League field, the sequel,
A grand slam promise at the bank.
Although Poe would never sit through nine,
His words are a dark season in the cellar,
A team leaving town and the death of a Beautiful groupie.
Finally, Wolfe who wrote slugfest
Double-headers played to million-footed
Throngs, then flickered like so many other
Stars never meant for extra innings.

-- with the permission of the author, from his
book of baseball poetry:
"Waiting for Godot's First Pitch"
More Poems from Baseball
available from Amazon
or direct
from the publisher at: www.mcfarlandpub.com

 


[headlines]

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Sports Briefs----

49ers’ Colin Kaepernick is back and throwing heat
http://ninernoise.com/2016/08/22/san-francisco-49ers-colin-kaepernick-back-throwing-heat/

The rise of the Raiders:
 The Silver and Black should win the AFC West
https://www.yahoo.com/news/m/2b8a22dd-6304-38d4-b2a6-bba64cf5ffa4/ss_the-rise-of-the-raiders%3A-the.html

Jets’ new era is quietly here: The embarrassing circus is over
http://nypost.com/2016/08/23/jets-new-era-is-quietly-here-the-embarrassing-circus-is-over/

 Jared Goff isn't even the No. 2 quarterback on Rams depth chart
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/58147/Report--Jared-Goff-isn-t-even-the-No--2-quarterback-on-Rams-depth-chart/Default.aspx

Tom Brady returns after 'silly accident' with scissors
http://www.usatoday.com/story/sports/nfl/patriots/2016/08/23/tom-brady-scissors-thumb-new-england/89205978/


[headlines]
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California Nuts Briefs---

Take a look at Riley Curry's insanely cool new playhouse
http://www.sfgate.com/warriors/article/Riley-Curry-Steph-playhouse-masters-tlc-home-8499903.php

San Diego waits as $400M in housing funds held up in capital
http://www.sandiegouniontribune.com/news/2016/aug/23/brown-housing-proposal-fail/

Olympics swimmer Maya DiRado awarded Santa Rosa's Key to the City
http://www.sfgate.com/news/article/Olympics-swimmer-Maya-DiRado-awarded-key-to-Santa-9179695.php

Cult favorites Bay Area residents swear by
http://www.sfgate.com/bayarea/article/Cult-favorites-Bay-Area-residents-swear-by-9139912.php


[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Behind the scenes at a Los Gatos winery blending trial
http://www.mercurynews.com/bay-area-living/ci_30267449/behind-scenes-at-los-gatos-winery-blending-trial 

Frog's Leap Winery wins visitor expansion and jamming rights
http://napavalleyregister.com/news/local/frog-s-leap-winery-wins-visitor-expansion-and-jamming-rights/article_c5d347ef-b560-594d-9c56-80f20411f3b4.html

Harvest Begins in Paso Robles Wine Country
http://www.winebusiness.com/news/?go=getArticle&dataid=173396

 
Grape harvest comes early to Lodi
http://www.lodinews.com/news/article_281e3a80-68fe-11e6-83c6-ffa8c8abbc7f.html

Smoke Taint Addressed as Northwest Harvest Begins
http://www.winesandvines.com/template.cfm


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
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This Day in American History

     1675 - Catholic holy orders were conferred by Gabriel Diaz Vara Calderon, Bishop of Santiago de Cuba, on a visit to St. Augustine, FL. Minor orders were conferred on seven candidates.
http://www.tfn.net/~mpna/prehistory.htm
http://www.oah.org/pubs/magazine/spanishfrontier/cowdrey-document.html
http://www.oah.org/pubs/magazine/spanishfrontier/mcewan.html
http://www.xxicentury.org/HCA/Tutorial/Tutorial_3.html
(see age of missions: )
http://www.vernonjohns.org/nonracists/jxfoundr.html
http://www.catholic-hierarchy.org/bishop/bdiazv.html
http://drbronsontours.com/staugustinetimeline.htm
    1676 - The first court-martial in a colony was held in Newport, RI by Governor Walter Clarke, Deputy Governor John Crayton and their assistant, Edmund Calvary, who was the attorney general. Quanpen, a Native American sachem, also known as Sowagonish, was found guilty of participation in King Philip’s War against the colonists and was ordered shot on August 26. Others who had participated in the war were sentenced to various penalties.
    1682 - The Duke of York awarded Englishman William Penn the three "lower counties" in the American colonies which later became the state of Delaware.
(Lower half of: http://memory.loc.gov/ammem/today/aug24.html )
http://www.williampenn.org/
    1718 - New Orleans was founded by French settlers from Canada and France. The Canadians generally brought their wives and families with them. French officers, however, usually younger sons of nobility, refused to marry below their rank, inspiring the plea of one of the early governors to France: “Send me wives for my Canadians, they are running in the woods after Indian girls.” Thus Cajuns were born. By the way, Creole meant “native” born in Louisiana and has nothing to do with race.  Cajun is an aberration of Acadian, from whence in Canada they came.
http://www.cajunculture.com/
    1781 - A small force of Pennsylvania militia was ambushed and overwhelmed by an American Indian group, which forced George Rogers Clark to abandon his attempt to attack Detroit.
    1814 - British forces invaded and raided Washington, DC for two days, burning the Capital, the president’s house and most other public buildings. President James Madison and other high US government officials fled to safety until British troops (not knowing the strength of their position as military is in disarray) departed the city two days later. They set the fires in retaliation for the American burning of the parliament building in York (Toronto), the capital of Upper Canada.
    1851 - The San Francisco Committee of Vigilance broke down the jailhouse doors, kidnapped the prisoners, and hanged Whittaker and McKenzie from the second story of the Committee's rooms. Sam Brannan addressed the crowd after the hangings.
    1853 - First potato chips prepared by Chef George Crum, Saratoga Springs, NY. Crum was a Native American/African-American chef at the Moon Lake Lodge resort in Saratoga Springs, New York, USA. French fries were popular at the restaurant and one day a diner complained that the fries were too thick. Although Crum made a thinner batch, the customer was sill unsatisfied. Crum finally made fries that were too thin to eat with a fork, hoping to annoy the extremely fussy customer. The customer, surprisingly enough, was happy - and potato chips were invented! Crum's chips were originally called Saratoga Chips and potato crunches. They were soon packaged and sold in New England.  Crum later opened his own restaurant. William Tappendon manufactured and marketed the chips in Cleveland, Ohio, in 1895. In the 1920s, the salesman Herman Lay sold potato chips to the southern USA (selling the chips from the trunk of his car). In 1926, Laura Scudder (who owned a potato chip factory in Monterey Park, California) invented a wax paper potato chip bag to keep the chips fresh and crunchy, making potato chips even more popular.
http://www.history.rochester.edu/Scientific_American/mystery/crum.htm
http://home.howstuffworks.com/question579.htm
    1857 – The Panic of 1857 hit the United States, setting off one of the most severe economic crises in United States history.  Caused by the declining international economy, over-expansion of the domestic economy, and because of the interconnectedness of the world economy by the 1850s, the financial crisis that began in late 1857 was the first world-wide economic crisis.  The sinking of the SS Central America contributed to the panic as New York banks were awaiting a much-needed shipment of gold. American banks did not recover until after the Civil War.  After the failure of Ohio Life Insurance and Trust Company, the financial panic quickly spread as businesses began to fail, the railroad industry experienced financial declines and hundreds of workers were laid off. 
http://memory.loc.gov/ammem/today/aug24.html
    1858 – The Richmond Daily Dispatch reported 90 blacks were arrested for learning.
    1862 - The C.S.S. Alabama was commissioned at sea off Portugal's Azore Islands, beginning a career that would see over 60 Union merchant vessels sunk or destroyed by the Confederate raider. The ship was built in secret in the in Liverpool shipyards, and a diplomatic crisis between the US government and Britain ensued when the Union uncovered the ship's birth place.
    1869 - Cornelius Swarthout of Troy, NY, was issued a patent for a “waffle iron.”
    1887 – Harry Hooper (1887-1974) was born in Bell Station, CA.  Hooper played most of his 17 years with the Boston Red Sox and was inducted into the Baseball Hall of Fame in 1971.  With Duffy Lewis and Tris Speaker, they formed what many believe to be the greatest outfield in MLB history.
    1891 – Thomas Edison patented the motion picture camera
    1893 - Fire in the south of Chicago left 5,000 people homeless.
    1895 - Birthday of Carol Weiss King (1895-1952), attorney who specialized in outstanding legal briefs. Primarily a researcher, her briefs were argued by other attorneys before the U.S. Supreme Court in at least a dozen major cases that changed immigration laws and deportation regulations as well as the civil rights of those accused of criminal acts, such as the right of a fair trial before a fair jury in one of the Scottsboro Boys appeals.
    1904 – Wee Willie Keeler of the New York Highlanders hit two inside-the-park HRs, helping defeat the St. Louis Browns, 9-1 at Hilltop Park in New York.
    1906 - A cloudburst deluged Guinea, VA, with more than nine inches of rain in just forty minutes.
    1907 – Christy Mathewson pitched for the third day in a row, beating the Pirates, 7-4, allowing just one hit over the last six innings.
    1908 – The New York Giants played a doubleheader, sweeping the Pirates.  In what many believe to be among the first electronic transmissions of a Major League game, the doubleheader was watched in New York on electric diamonds known as "Compton's Baseball Bulletin" at Madison Square Garden and the Gotham Theatre. Bulletins displayed all remaining games.
    1909 - Sax player Paul Webster (1909-66) birthday in Kansas City, MO.  Jazz Trumpeter in Jimmy Lunceford's orchestra 1935-43 and with Cab Calloway 1944-52.
    1912 - Parcel post service was authorized. Previously the weight limit of mail had been four pounds. The rates of the parcel post service depended upon the weight of the package and the distance traveled. This was a boon to mail order catalogues and to people living in the rural areas.
    1912 – New York City threw one of its famed ticker tape parades to honor US Olympians from the 1912 Olympics, among them Jim Thorpe.
    1912 – Alaska became an organized territory of the US.
    1916 – 21 year-old Babe Ruth fired his 7th shutout of the season, a three-hitter that beat the Tigers.
    1925 - Birthday of pianist Louis Teicher (1924-2008) composer of Ferrante and Teicher fame, in Wilkes-Barre, Pa.
    1932 - Amelia Earhart became the first woman to fly across the U.S. non-stop, from Los Angeles to Newark.
    1932 - Charles H. Calhoun, Sr. and Jr., at the third hole of the Washington Golf Club, Washington, GA, while playing with a foursome, both shot a hole in one.     
    1936 – President Franklin Roosevelt authorized the FBI to pursue fascists and communists.
    1938 – Virgil Trucks, future Major Leaguer, pitching for Andalusia of the Alabama-Florida League, struck out his 418th batter for the season, the record for organized baseball in the 20th century.
    1939 - Louis "Lepke" Buchalter, leader of Murder, Incorporated, turned himself in to New York City columnist Walter Winchell, who turned the underworld leader in to FBI Director J. Edgar Hoover.
    1943 - No. 1 Billboard Pop Hit:  “In the Blue of the Evening,” Tommy Dorsey Orchestra/Frank Sinatra.
    1944 – Germany’s Army by now has sustained 400,000 men killed, wounded or captured, plus 1,300 tanks, 1,500 artillery, and 3,500 aircraft destroyed.
    1945 - BACON, NICKY DANIEL, Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Company B, 4th Battalion, 21st Infantry, 11th Infantry Brigade, Americal Division. Place and date: West of Tam KY, Republic of Vietnam, 26 August 1968. Entered service at: Phoenix, Ariz. Born: 25 November 1945, Caraway, Ark. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. S/Sgt. Bacon distinguished himself while serving as a squad leader with the 1st Platoon, Company B, during an operation west of Tam Ky. When Company B came under fire from an enemy bunker line to the front, S/Sgt. Bacon quickly organized his men and led them forward in an assault. He advanced on a hostile bunker and destroyed it with grenades. As he did so, several fellow soldiers including the 1st Platoon leader, were struck by machine gun fire and fell wounded in an exposed position forward of the rest of the platoon. S/Sgt. Bacon immediately assumed command of the platoon and assaulted the hostile gun position, finally killing the enemy gun crew in a single-handed effort. When the 3d Platoon moved to S/Sgt. Bacon's location, its leader was also wounded. Without hesitation S/Sgt. Bacon took charge of the additional platoon and continued the fight. In the ensuing action he personally killed 4 more enemy soldiers and silenced an antitank weapon. Under his leadership and example, the members of both platoons accepted his authority without question. Continuing to ignore the intense hostile fire, he climbed up on the exposed deck of a tank and directed fire into the enemy position while several wounded men were evacuated. As a result of S/Sgt. Bacon's extraordinary efforts, his company was able to move forward, eliminate the enemy positions, and rescue the men trapped to the front. S/Sgt. Bacon's bravery at the risk of his life was in the highest traditions of the military service and reflects great credit upon himself, his unit, and the U.S. Army.
    1945 – Returning from combat in World War II, Cleveland’s Bob Feller attracted a home crowd of 46,477, who watched him strike out 12 and yield only four hits in a 4-2 win over Detroit’s ‘Prince’ Hal Newhouser. He will get nine starts during the remainder of the year, and his five wins will include a one-hitter and two 4-hitters. With the war now over, fans are clamoring for entertainment and it is clear Feller is still baseball's number one ticket seller.  
    1947 - Margaret Truman, daughter of U.S. President Harry S Truman, presented her first public concert. Margaret sang before 15,000 people at the Hollywood Bowl. The concert did not get great reviews. In fact, the critics didn’t like Margaret’s singing at all. And Margaret’s dad didn’t like the critics, and said so, from the White House.
    1949 - Birthday of American composer Stephen Paulus (1949-2014) in Summit, NJ.
http://profile.myspace.com/index.cfm?fuseaction=
user.viewprofile&friendid=122300973

    1949 – NATO was organized.
    1950 - President Harry Truman orders the Army to take over the railroads to stop a possible strike.
    1950 - Edith Spurlock Sampson (1898-1979), the first African-American delegate to the United Nations when she was appointed alternate delegate to the fifth General Assembly. Her first assignment, on September 28, 1950, was to the Social, Humanitarian and Cultural Committee.
http://www.aaregistry.com/african_american_history/399/
Edith_Sampson_was_a_steel_city_judge

    1950 - HANDRICH, MELVIN O., Medal of Honor
Rank and organization: Master Sergeant, U.S. Army, Company C, 5th Infantry Regiment. Place and date: Near Sobuk San Mountain, Korea, 25 and 26 August 1950. Entered service at: Manawa, Wis. Born: 26 January 1919, Manawa, Wis. G.O. No.: 60, 2 August 1951. Citation: M/Sgt. Handrich, Company C, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. His company was engaged in repulsing an estimated 150 enemy who were threatening to overrun its position. Near midnight on 25 August, a hostile group over 100 strong attempted to infiltrate the company perimeter. M/Sgt. Handrich, despite the heavy enemy fire, voluntarily left the comparative safety of the defensive area and moved to a forward position where he could direct mortar and artillery fire upon the advancing enemy. He remained at this post for 8 hours directing fire against the enemy who often approached to within 50 feet of his position. Again, on the morning of 26 August, another strong hostile force made an attempt to overrun the company's position. With complete disregard for his safety, M/Sgt. Handrich rose to his feet and from this exposed position fired his rifle and directed mortar and artillery fire on the attackers. At the peak of this action he observed elements of his company preparing to withdraw. He perilously made his way across fire-swept terrain to the defense area where, by example and forceful leadership, he reorganized the men to continue the fight. During the action M/Sgt. Handrich was severely wounded. Refusing to take cover or be evacuated, he returned to his forward position and continued to direct the company's fire. Later a determined enemy attack overran M/Sgt. Handrich's position and he was mortally wounded. When the position was retaken, over 70 enemy dead were counted in the area he had so intrepidly defended. M/Sgt. Handrich's sustained personal bravery, consummate courage, and gallant self-sacrifice reflect untold glory upon himself and the heroic traditions of the military service.
    1951 - Top Hits
“Too Young” - Nat King Cole
“Because of You” - Tony Bennett
“My Truly, Truly Fair” - Guy Mitchell
“Hey, Good Lookin’” - Hank Williams
    1951 - St. Louis Browns owner Bill Veeck, one of baseball’s greatest showmen, allowed fans attending a game against the Philadelphia Athletics to participate in the strategy decisions normally made by the team’s manager. More than 1,000 fans were given cards reading ”YES” and “NO” and were asked to vote on what the Browns should do at various points in the game. It worked; St. Louis won, 5-3. With iPads, Andriods, and Wi-Fi, guess what Bill Veeck could do today.
    1951 – Returning from a demotion to the minors due to a severe lack of hitting, Mickey Mantle made his first appearance in a 2-0 Yankees win over the Indians.
    1954 – At the height of McCarthyism, President Eisenhower signed the Communist Control Act, outlawing the Communist Party.
    1956 - Little Richard plays the Cotton Club in Lubbock, TX, making an indelible impression on audience member Buddy Holly.
    1957 - The Dodgers use eight pitchers in one game tying a major league record. Johnny Podres gives up three home runs in the third including Hank Aaron's first grand slam.
    1957 - No. 1 Billboard Pop Hit:  “Tammy”, Debbie Reynolds. The song is featured in the film “Tammy and the Bachelor'' and is nominated for an Academy Award.
    1959 - A headline in Billboard reads, "Rock and Roll Ain't Ready For the Ol' Rockin' Chair Yet." The story says rock & roll was losing popularity a year ago, but the record buyers now like Elvis Presley, Fats Domino and Lloyd Price along with newcomers, the Drifters, Everly Brothers and Ricky Nelson.
    1959 - Phil Phillips' "Sea Of Love" hits #2 on the pop charts.
    1959 - Top Hits
“The Three Bells” - The Browns
“Sea of Love” - Phil Phillips
“Lavender-Blue” - Sammy Turner
“Waterloo” - Stonewall Jackson
    1959 - The Browns, who were Jim Brown and his sisters Maxine and Bonnie, had the top tune in the US with "The Three Bells". The record is an English version of a French song originally titled "Les Trois Cloches", written in 1945.
    1959 – In what would eventually lead to construction of Shea Stadium, in Queens, New York City Parks Commissioner Robert Moses allocated $150,000 for a preliminary study on building a stadium.
    1959 - Hiram L Fong was sworn in as the first Chinese-American senator while Daniel K Inouye was sworn in as the first Japanese-American Representative, both from Hawaii.
    1960 - Birthday of Calvin Edward “Cal” Ripken, Jr., former baseball player, born Havre de Grace, MD. Ripken captured the hearts and attention of Major League fans in 1995 as he neared one of the most revered records in baseball – the 2,130 consecutive games played streak held by Lou Gehrig.  On September 6, 1995, Ripken played in his 2,131st consecutive game. The game, televised nationally, was held up for 22 minutes after the game became official in the 5th inning.  He was Rookie of the Year in 1982 and a 1983 World Series champion, all of his career having been played with the Baltimore Orioles.  Ripken is now very involved in the promotion of youth baseball, being the main sponsor of Cal Ripken Youth Baseball, an alternative to Little League Baseball, as well as running the Collegiate Summer Leagues, throughout the US.  He was inducted into the Baseball Hall of Fame in 2007.
    1961 - No. 1 Billboard Pop Hit:  “Wooden Heart (Muss I Denn),” Joe Dowell. The song is a cover of a song Elvis Presley sang in the film “G.I. Blues.''
    1961 – Satchel Paige, well into his 50’s, signed with Portland of the PCL. In 25 innings for the Beavers, he will have a 2.88 ERA.
    1963 - Little Stevie Wonder is the first artist to make the Number One position on the pop single chart, the pop albums chart and the R&B singles chart all at one time. In fact, nobody had made the pop single and album charts at the same time. The music from "Wonder World" is the album, "The Twelve Year- Old-Genius" and the single, "Fingertips, Part Two."
    1963 - The Little League World Series is televised for the first time. With ABC's Wide World of Sports providing coverage of the championship game, Grenada Hills (CA) beats Stratford (CT), 2-1.
    1963 - After a couple of flop singles for smaller record companies, The Ronettes scored their only Top Ten hit with their first effort for Phil Spector, "Be My Baby". None of their other records, including "Baby I Love You," "The Best Part of Breaking Up," "Walking in the Rain" and "Is This What I Get for Loving You?" could crack the US Top 20.
    1963 - Darlene Love's biggest solo hit, "Wait Til' My Bobby Gets Home" enters the Billboard chart, where it will top out at #26. She had greater success when she sang for The Crystals, The Blossoms and Bob B. Soxx and The Blue Jeans.
    1964 - Taking him up on his telegram invitation to help out in any way he can in America, Beatles manager Brian Epstein meets Elvis Presley manager "Colonel" Tom Parker for the first time when they have lunch at the Beverly Hills Hotel.
    1964 - "Where Did Our Love Go?" by the Supremes topped the charts and stayed there for 2 weeks.
    1966 - The U.S. premiere of the motion picture “Help!”, starring The Beatles, was held for thousands of moviegoers wanting to see the group’s first, color, motion picture. Their first film, “A Hard Day’s Night,” had been produced in black and white.
    1967 - Patti Harrison convinces her husband George and the rest of the Beatles to attend a lecture at the Park Lane Hilton given by Maharishi Mahesh Yogi. They go and send a note to him requesting a private audience. In the meeting, the Beatles offer themselves as disciples. He accepts and invites them to an indoctrination course for spiritual regeneration two days later. They attend along with Mick Jagger and his girlfriend Marianne Faithfull. Brian Epstein is invited but declines. Afterwards, John Lennon compares the experience as "going somewhere without your trousers."
    1967 - Top Hits
“All You Need is Love” - The Beatles
“Pleasant Valley Sunday” - The Monkees
“Baby I Love You” - Aretha Franklin
“I’ll Never Find Another You” - Sonny James
    1967 - Big Brother and the Holding Company, Bo Diddley, Bukka White, and Salvation Army Banned @ The San Francisco Avalon Ballroom
Original Poster by Bob Fried
http://images.wolfgangsvault.com/images/catalog/thumb/FD077-PO.gif
    1967 - Keith Moon, drummer for the Who, drives his Lincoln Continental (not a Rolls Royce, as is often thought), into the swimming pool at the Holiday Inn in Flint, MI to celebrate his 21st birthday, earning the entire band a lifetime ban from the chain.
    1967 - DAY, GEORGE E., Medal of Honor
Rank and organization: Colonel (then Major), U.S. Air Force, Forward Air Controller Pilot of an F-100 aircraft. Place and date: North Vietnam, 26 August 1967. Entered service at: Sioux City, Iowa. Born: 24 February 1925, Sioux City, Iowa. Citation: On 26 August 1967, Col. Day was forced to eject from his aircraft over North Vietnam when it was hit by ground fire. His right arm was broken in 3 places, and his left knee was badly sprained. He was immediately captured by hostile forces and taken to a prison camp where he was interrogated and severely tortured. After causing the guards to relax their vigilance, Col. Day escaped into the jungle and began the trek toward South Vietnam. Despite injuries inflicted by fragments of a bomb or rocket, he continued southward surviving only on a few berries and uncooked frogs. He successfully evaded enemy patrols and reached the Ben Hai River, where he encountered U.S. artillery barrages. With the aid of a bamboo log float, Col. Day swam across the river and entered the demilitarized zone. Due to delirium, he lost his sense of direction and wandered aimlessly for several days. After several unsuccessful attempts to signal U.S. aircraft, he was ambushed and recaptured by the Viet Cong, sustaining gunshot wounds to his left hand and thigh. He was returned to the prison from which he had escaped and later was moved to Hanoi after giving his captors false information to questions put before him. Physically, Col. Day was totally debilitated and unable to perform even the simplest task for himself. Despite his many injuries, he continued to offer maximum resistance. His personal bravery in the face of deadly enemy pressure was significant in saving the lives of fellow aviators who were still flying against the enemy. Col. Day's conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty are in keeping with the highest traditions of the U.S. Air Force and reflect great credit upon himself and the U.S. Armed Forces.
    1967 – Abbie Hoffman and the Yippies (Youth International party) temporarily disrupted trading at the NYSE by throwing dollar bills from the viewing gallery, causing trading to cease as brokers scrambled to grab them.
    1968 - Lightning struck the Crawford County fairgrounds in northwest Pennsylvania killing two persons and injuring 72 others.
    1968 - Steppenwolf's "Born to Be Wild" hits #2 on the pop chart.
    1969 - ANDERSON, RICHARD A., Medal of Honor
Rank and organization: Lance Corporal, U.S. Marine Corps, Company E, 3d Reconnaissance Battalion, 3d Marine Division. Place and date: Quang Tri Province, Republic of Vietnam, 24 August 1969. Entered service at: Houston, Tex. Born: 16 April 1948, Washington, D.C. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as an assistant team leader with Company E, in connection with combat operations against an armed enemy. While conducting a patrol during the early morning hours L/Cpl. Anderson's reconnaissance team came under a heavy volume of automatic weapons and machine gun fire from a numerically superior and well concealed enemy force. Although painfully wounded in both legs and knocked to the ground during the initial moments of the fierce fire fight, L/Cpl. Anderson assumed a prone position and continued to deliver intense suppressive fire in an attempt to repulse the attackers. Moments later he was wounded a second time by an enemy soldier who had approached to within 8 feet of the team's position. Undaunted, he continued to pour a relentless stream of fire at the assaulting unit, even while a companion was treating his leg wounds. Observing an enemy grenade land between himself and the other marine, L/Cpl. Anderson immediately rolled over and covered the lethal weapon with his body, absorbing the full effects of the detonation. By his indomitable courage, inspiring initiative, and selfless devotion to duty, L/Cpl. Anderson was instrumental in saving several marines from serious injury or possible death. His actions were in keeping with the highest traditions of the Marine Corps and of the U.S. Naval Service. He gallantly gave his life in the service of his country.
By virtue of an act of Congress approved 24 August 1921, the Medal of Honor, emblem of highest ideals and virtues is bestowed in the name of the Congress of the United States upon the unknown American, typifying the gallantry and intrepidity, at the risk of life above and beyond the call of duty, of our beloved heroes who made the supreme sacrifice in the World War. They died in order that others might live (293.8, A.G:O.) (War Department General Orders, No. 59, 13 Dec. 1921, sec. I).     
    1969 - Three-day Wild West Festival at Kezar Stadium in Golden Gate Park, San Francisco with Janis Joplin, Turk Murphy, Jefferson Airplane, the Dead, Country Joe, Santana, Sly and the Family Stone and the Youngbloods.
    1969 - Arlo Guthrie's movie, “Alice's Restaurant” opens in New York and Los Angeles.
    1969 - John Lennon writes "Cold Turkey", a song about kicking his heroin addiction. He rehearsed the song all afternoon and recorded it that evening with the help of Ringo Starr and Klaus Voorman. When it was released, critics hated it and the BBC refused to play it, yet somehow it still made the UK Top 20 and the US Top 30.
    1970 - "Make It with You" by Bread topped the charts and stayed there for a week.
    1971 - Ernie Banks hits his final home run of his career as the Cubs beat the Reds, 5-4. Mr. Cub's 512th home run comes in the first inning off Jim McGlothlin.
    1971 - Illinois State Attorney Edward Hanrahan and 13 police officers and police officials are indicted on charges of conspiring to obstruct justice by attempting to thwart criminal prosecution of 8 Chicago patrolmen who raided the apartment of Fred Hampton. This follows August 21 when Panther George Jackson is killed in San Quentin prison during an abortive breakout attempt (three prisoners and three guards are killed in the attempt. Six prisoners are subsequently put on trial for the incident (Fleeta Drumgo, David Johnson, Hugo L.A. Pinell (Yogi), Luis Talamantez, Johnny Spain, and Willie Sundiata Tate). Spain was convicted of murder. The others were either acquitted or convicted of assault. In a side to this story: white attorney Stephen M. Bingham is officially charged with murder in deaths of 2 convicts and 3 guards at San Quentin. Bingham is charged with smuggling guns to George Jackson used in an August 21, 1971 San Quentin breakout attempt. Bingham subsequently flees the country, returning in 1984 to face charges. He was acquitted of murder and conspiracy in 1986.
http://www.sfgate.com/cgi-bin/article.cgi?f=/chronicle/archive/2001/08/19/CM145760.DTL
    1973 - No. 1 Billboard Pop Hit:  “Brother Louie”, Stories.
    1974 - Santana's "Greatest Hits" LP enters the charts.
    1975 - Top Hits
“Fallin’ in Love” - Hamilton, Joe Frank & Reynolds
“One of These Nights” - Eagles
“Get Down Tonight” - K.C. & The Sunshine Band
“Rhinestone Cowboy” - Glen Campbell
    1975 - Los Angeles Dodger Davey Lopes set a Major League record when he stole his 38th consecutive base. It was in the 12th inning of a game against the Montreal Expos that Lopes got his famous steal. The Dodgers still lost in 14 innings, 5- 3.
    1978 - Bruce Springsteen appears on the cover of "Rolling Stone."
    1979 - The Cars perform at New York's Central Park for an audience of a half million people
    1981 - Mark David Chapman was sentenced from 20 years to life imprisonment for his self-admitted murder of former Beatle John Lennon.
    1985 - Huey Lewis and The News reached the top of the charts with "The Power of Love". The song spent 2 weeks at #1 on the Billboard Hot 100.
   1983 - Top Hits
“Every Breath You Take” - The Police
“Sweet Dreams (Are Made of This)” - Eurythmics
“She Works Hard for the Money” - Donna Summer
“Love Song” - The Oak Ridge Boys
    1983 – The Orioles’’ Tippy Martinez picked off three runners in the 10th inning as the Blue Jays took long leads trying to take advantage of his new battery mate, Lenn Sakata, an infielder with no professional catching experience pressed into service behind the plate. The converted catcher got revenge as his three-run homer in the bottom of the frame won the game, 7-4.
    1985 - Dwight Gooden of the New York Mets became the youngest pitcher to win 20 games in a season. Gooden defeated the San Diego Padres, 9-3. He was 20 years, nine months and nine days old.
    1987 - Autumn-like weather prevailed across the north central and northeastern U.S. Seven cities reported record low temperatures for the date, including Saint Cloud, MN with a low of 37 degrees. Temperatures in Florida soared to 98 degrees at Pensacola and 99 degrees at Jacksonville. Thunderstorms produced heavy rain in the Southern High Plains Region, with 5.40 inches at Union, NM, and 7.25 inches reported west of Anthony, NM
    1987 - "Who's That Girl" by Madonna topped the charts and stayed there for a week
    1987 - Donny Osmond released "I'm In It For Love," his first single in 10 years. The record did not crack the Billboard Top 40, but Donny would be back with "Soldier of Love," which reached #2 in 1989.
    1989 - Pete Rose is banned from baseball for life by Commissioner Bart Giamatti for gambling, after weeks of legal wrangling.  Although the 5-page document signed by both parties includes no formal findings, Giamatti says that he considers Rose's acceptance of the ban to be a no-contest plea to the charges.  Rose was permitted to withdraw permanently from baseball rather than face further punishment.  Eight days later, Giamatti (b. 1938) died of a heart attack.
    1991 - Tom Petty and the Heartbreakers' "Learning to Fly" hits #28 on the pop singles chart.
    1991 - Top Hits
“(Everything I Do) I Do It for You” - Bryan Adams
“It Ain’t Over ‘til It’s Over” - Lanny Kravitz
“Fading Like a Flower (Every Time You Leave)” - Roxette
“You Know Me Better Than That” - George Strait
    1992 - "End of the Road (From Boomerang)" by Boyz II Men topped the charts and stayed there for 13 weeks.
    1992 – Hurricane Andrew, category 5, flattened Homestead, FL in one of the US’ worst.
    1996 - The New York Yankees dedicated a monument to the late Mickey Mantle at Monument Park in Yankee Stadium. The new monument joined three others honoring Babe Ruth, Lou Gehrig and Miller Huggins. Mantle died August 13, 1995.
    1999 - Mariner Ken Griffey Jr. joins Babe Ruth, Ralph Kiner, Duke Snider, Ernie Banks, Harmon Killebrew and Mark McGwire as the only players to hit 40 homers in four consecutive seasons.
    2006 – Hall of Famer Jerry Rice, according to ESPN, the greatest player in NFL history, officially retired after 21 years.
    2007 - Mark Lindsay of Paul Revere and the Raiders opens Mark Lindsay's Rock And Roll Cafe in his native Portland, OR.
    2008 - Scoring at least one run in every inning, Hawaii wins the Little League World Series beating Mexico, 12-3. To advance to the championship game, Waipahu scored six runs in the last inning (sixth), overcoming a four-run deficit, to beat Lake Charles, Louisiana in the semi-finals, 7-5.
    2011 – Suffering from the debilitating illness that would eventually take his life, Steve Jobs stepped down as Apple CEO in favor of Tim Cook.
    2014 - A 6.0 magnitude earthquake struck Napa, CA, the largest earthquake to strike northern California since the 1989 Loma Prieta quake.

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- George Davis II Needs Your Prayers
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   Ran His Company 56 Years While Blind
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CLFP Foundation Adds 36 New CLFP's
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that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
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   in the IFC Credit Bankruptcy “Approved Disbursements?”
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   Menkin has an Epiphany
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   at Huntington Technology Finance
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   CLFP Foundation Announce Collaboration
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   by New FASB and IFRS Lease Accounting Rules
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    and Make Extra Income
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    Record All-Time Highs
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Use a Password Generator
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   Onset Financial/Mazuma Capital
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   Re: Evergreen Clause Abuses
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- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
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    California Lender’s License
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  ---Automatic Evergreen Payment---PPR
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- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
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