Information, news, and entertainment for the commercial
alternate financing, bank, finance and leasing industries

Add me to mailing listSearch | All Lists | Columnists | Site Map
Advertising| Archives | Classified Ads | This Day In American History

Email the Editor


 


Tuesday, January 19, 2021

Today's Leasing News Headlines

Pictures from the Past---
    Featured on Leasing News
Special Ripoff Offer
    Reputation Defenders
Leasing Industry Ads
    ---Help Wanted
Character Matters
    Sales Makes it Happen by Scott Wheeler, CLFP
Changes Unknown to Media re: New York State Bill
    on APR and Other Disclosures
If December, 2020 is Any Indication, 2021 will prove
    to be a Great Year!  Channel Partners Capital Chart
Introducing Leasing News Advisor
    Ben Carlile, Maxim Commercial Capital
Top Ten Leasing News
    January 11 to January 15
How COVID-19 Affected America's Rush Hour in 2020
    Chart - Average Change in Urban Congestion Levels
Rainstar Capital Group Provides
    Cash Out Refinance for Retail Strip Center
German Shepherd
    Newport Beach, California Adopt a Dog
Commercial Financing Disclosures CA & NY
    Everything You Need to Know to Prepare
News Briefs---
California Health Official Orders 'Pause'
    On Moderna Vaccine Lot
Wells Fargo targets $8 billion in cuts
    confirms asset-management among units on chopping block
Northern Trust lays off 500
    Trimming Bonuses and Pay
Official Who Wants to “Wipe Out”
    Merchant Cash Advance Will Be Next CFPB Head
Yellen Readies Big Changes for Treasury
    poised to change course sharply

You May have Missed---
Online holiday sales grow north of 45% in 2020
   More than $1 in $4 spent on retail purchases
     more than triple the year-over-year rate for the 2019 season

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device


  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




[headlines]

--------------------------------------------------------------

Pictures from the Past---
Featured on Leasing News

1977
Jim Kalinski/Kit Menkin


James J. “Jim” Kalinski, General Partner
Christopher “Kit” Menkin, Managing Partner
American Leasing,
Santa Clara, California

1987
Seven Received CLP Designation


The third set of Certified Lease Professionals was granted final approval and received plaques commemorating the designation at the Fall Conference in Hawaii

New CLPs recognized by Western Association of Equipment Leasing President Joe Woodley (left) were from left: Michael Walsh, Atlantic Financial Savings Bank; Ron Wagner, Heritage Leasing Capital; Brian Pindell, Commercial Equipment Lease Corp.; Ben Millerbis, Pentech Financial Services; Peter Eaton, First National Leasing Corp.; Duane Russell, Atlantic Financial Savings Bank.

November, 1987 WAEL NewsLine

1993
Patrick E. Byrne, CLP

1995
Art Schwartz, Steve Dunham
Harold "Hal" McAfee, Steve Head

20th Anniversary
Founders Award presentation in celebration of the Association's
UAEL Regional Reporter

2000
Terey Jennings, CLP

“Terey Jennings, CLP—Financial Pacific announces ‘surf’s up!’ and ‘lobsters in!’.

“I was happy to win the surfing contest at the 1999 UAEL Conference in Monterey. I hope everyone will come to the 2003 UAEL Spring Educational Conference in Palm Springs May 1st-4th.

“If the surf is up again, we can have another surfing contest.

“I hope to see you there.”

Terey Jennings, CLP
tereyj@finpac.com

Winter edition/UAEL Newsline

[headlines]
--------------------------------------------------------------

Special Ripoff Offer
Reputation Defenders

Sent Email Friday, January 15, 2020

----------

There is just 48 hours left on the special offer to remove your Ripoff Report from the search engines.

This is a special offer to perform this work for you at last year’s rate!

On Monday 18th January 2021 it will go back to this year’s higher rate.

This Seven week Plan has proved extremely helpful to many of our clients to repair their reputations by removing the Ripoff report that has been adversely effecting their reputation.

We can ONLY offer you this Special Seven Week Plan
UNTIL the Monday 18th January 2020

Then our Ripoff Removal service will go back to the usual price of $3500!

Here is what you will get with the Special Seven Week Plan:

With the seven week plan you get BOTH of the most effective methods to remove your Ripoff Report

1.  We will make the copyright infringement petition to Google for them to remove the Ripoff report/s.
AND

2.   Use the "Burying" method to push the Ripoff report/s from off of the first pages to where no one will see it and it cannot do any more damage.

You get both services with the Seven Week Plan!

Here is how the Seven Week Plan works:

Week One
We will make the petition to Google based on the Berne convention act of 1988 and you will be sent a copy of the Google confirmation with the Google case number showing that the petition has been filed and accepted by Google. This all done in the first week.

Week Two
We will begin the "Burying" process by creating and promoting 75 inbound links, good reviews and websites to go above the Ripoff Report/s to push it down the first pages of the search engines.

A report will be sent to you so you can check these links for yourself and you can see that the work has been done.

Week Three
We will create and promote another 75 inbound links, good reviews and websites to go above the Ripoff Report/s to push it further down the first pages.

A report will be sent to you so you can check these links for yourself and you can see that the work has been done.

Week Four
We will create and promote another 75 inbound links, good reviews and websites to go above the Ripoff Report/s to push it further down the first pages.

A report will be sent to you so you can check these links for yourself and you can see that the work has been done

Week Five
We will create and promote another 75 inbound links, good reviews and websites to go above the Ripoff Report/s to push it further down the first pages.

A report will be sent to you so you can check these links for yourself and you can see that the work has been done.

Week Six
We will create and promote another 75 inbound links, good reviews and websites to go above the Ripoff Report/s to push it further down the first pages.

A report will be sent to you so you can check these links for yourself and you can see that the work has been done.

Week Seven
We will create and promote another 75 inbound links, good reviews and websites to go above the Ripoff Report/s to push it further down the first pages.

A report will be sent to you so you can check these links for yourself and you can see that the work has been done.

After Week Seven you can continue the service if you wish.
The longer you continue the service the further down the search engines the Ripoff report/s will go.

You can cancel the service at any time so you are always in control

Our Special Seven Week Plan to remove Ripoff Reports is only $175 per week with NO BIG OUTLAY at the start of the service like many other companies require.

This Ripoff Removal Service is usually $3500

We are ONLY offering this Special Seven Week Plan for $175 per week until the Monday 18th January 2020

Why not begin the Seven Week Plan today and begin repairing the damage that Ripoff Report has caused you and your company.

To book please use the PayPal link below and once booked in we will begin the process of removing your Ripoff Report

If you have any questions please do not hesitate to contact me.

Send an email to info@reputationdefenders.info or call me on Toll Free 1-800-721-2931 

Kind Regards,

Dan Goodman
Ripoff Report Removal Manager
 
Reputation Defenders
Toll Free 1-800-721-2931
http://www.reputationdefenders.info

Reputation Defenders: Office hours 9am to 5.30pm Monday to Friday.  Tel 1-800-721-2931    
Email: info@reputationdefenders.info

info@reputationdefenders.info

Global House, 800 N. Henderson Road, California 95628

 

[headlines]
--------------------------------------------------------------

Leasing News
Help Wanted Ads



[headlines]
--------------------------------------------------------------

Character Matters

Sales Makes it Happen by Scott Wheeler, CLFP

The commercial equipment leasing and finance industry is based upon trust and integrity. On a daily basis, originators are building relationships with vendors and end-users by being trusted advisors. The most successful originators are forthright; they say what they mean and do what they say. They have a strong business character.

character [kar-ik-ter]: moral or ethical quality:
a person of fine, honorable character.

As financing and leasing professionals, we depend upon the character of all stakeholders. The credit process is heavily weighted upon the character of our borrowers and lessees. Does the applicant have an honorable character? Does the borrower meet his obligation in a timely matter? Does the vendor operate ethically? Can the vendor be trusted to deliver the equipment that it has promised?

The industry is deeply rooted in trust, ethics and the character of all parties involved in every transaction. The best assets are generated by originators who embrace character at every level and who attract strong assets because of their personal character. The most successful originators are not tempted by short cuts or corner cutting. They are constantly aware of what is best for their clients, employers, investors, and funders. Their character comes naturally and drives their every move. Long-term success and sustainability are achieved through personal character and the determination to build relationships with others with the same high standards that top originators demand of themselves.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com 

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.htm

 

[headlines]
--------------------------------------------------------------

Changes Unknown to Media re: New York State Bill
on APR and Other Disclosures

Well-known Banking and Finance Attorney Robert Hornby of Chiesa Shahinian & Giatomasi is researching and will write an article for Leasing News on Governor Cuomo's Statement:

“Several businesses and consumer groups voiced concerns with this bill. While there is shared recognition, even among those in opposition to this bill, that disclosure in general is crucial in helping small businesses make an informed decision when comparing loan products, it is possible that the information provided could be misleading and give consumers a false sense of security. Small business financing is complex and it is important for small businesses to fully understand the terms and informatively compare products. I also recognize the challenges some small business lenders may face in order to comply with these disclosure requirements. While there is no strong consensus as to the best approach in how to compare various products, I have secured an agreement with the legislature to make certain technical changes to this bill to better provide clarity and align to existing requirements under Federal Laws, including the Truth in Lending Act. On the basis of that agreement, I am signing this bill.”

Note: Mr. Hornby will be participating in this Thursday’s National Equipment Finance Association Virtual Online meeting (for more about this, please see announcement above “News Briefs” in this edition).

ROBERT L. HORNBY
Chair, Equipment Leasing & Finance
Chiesa, Shahinian & Giantomasi, PC
973.530.2032
973.530.2232 fax
rhornby@csglaw.com
Chiesa Shahinian & Giantomasi PC
One Boland Drive | West Orange, NJ 07052
11 Times Square, 31st Floor | New York, NY 10036



 

[headlines]
--------------------------------------------------------------




[headlines]
--------------------------------------------------------------

Leasing News Advisor
Ben Carlile


Ben Carlile
SVP Portfolio Management
Small & Mid-ticket Commercial Lending
MAXIM COMMERCIAL CAPITAL, LLC
Los Angeles, CA 90025
ben@maximcc.com
Direct: 415-737-5791 
Main: 213-480-4840 x306

Ben plays a key role in the management team at Maxim Commercial Capital, LLC, a privately-held specialty finance company located in west Los Angeles. At Maxim since January 2017, Ben has improved portfolio management performance, re-engineered key processes and facilitated executive decision-making. Notable performances to date include sharp decreases in delinquencies and losses in Maxim’s nonprime commercial transportation business.

Ben joined the Leasing News Advisory Board in 2014, bringing his 26 years of management and lease operation experience as well as his desire to provide his insight and expertise toward a good cause. Ben spent five years as an active member of the Equipment Leasing and Finance Association (ELFA) Credit and Collections Conference Planning Committee. He is a strong ethical leader with an enduring commitment to the success of our industry.

Previously, Ben was Chief Credit Officer, Managing Director and President of Allegiant Partners Inc., an independent equipment finance company started in Marin County, California. As a company board member and shareholder since 2000, Ben provided insight on strategic planning, operations, risk management, capital acquisition and other contributions to Allegiant’s success. Allegiant (now known as AP Equipment Financing) moved their headquarters to Bend, Oregon, and was acquired by Tokyo Century Corporation.     
 
Prior to Allegiant, Ben spent 11 years as Vice President of Credit Administration for Trinity Capital Corporation, San Francisco, California. At Trinity, he managed strong portfolio growth and performance that led to better access to capital and the launch of a successful portfolio servicing business. Trinity was acquired by Bank of the West.  

Ben and his wife Sally are empty-nesters and rosarians living in Marin County, California.



[headlines]
--------------------------------------------------------------

Top Ten Leasing News
January 11 to January 15

(Stories most opened by readers)

(1) New Hires/Promotions in the Leasing Business
    and Related Industries
http://leasingnews.org/archives/Jan2021/01_15.htm#hires

(2) Behind Every Great Woman…
     Placard
http://leasingnews.org/archives/Jan2021/01_11.htm#behind

(3) Financial Technology Has Not Replaced…
     photo
http://leasingnews.org/items/bic_pens2021.jpg

(4) 56% of Small Businesses Plan on Using
    Online Lending Options in 2021
http://leasingnews.org/archives/Jan2021/01_13.htm#56

(5) Leaving California?
    A guide to what state is best to move to
https://www.eastbaytimes.com/2021/01/10/leaving-california-a-guide-to-what-state-is-best-to-move-to/

(6) California Finance Law Deadline January 13 Passed
    to Comment on Proposed Modifications to CFL Regulations
http://leasingnews.org/archives/Jan2021/01_15.htm#ca

(7) Quality Leasing Co. Breaks
    Company Funding Records in 2020
http://leasingnews.org/archives/Jan2021/01_13.htm#quality

(8) Wendy's deal agreed with rival Flynn Restaurant
    Flynn will operate more than 2,500 stores in the U.S
https://currency.com/wendy-s-deal-agreed-with-rival-flynns-a

(9) Marlin Announces Fourth Quarter and Full Year 2020
    Earnings Call and Webcast
http://leasingnews.org/archives/Jan2021/01_15.htm#marlin

(10) Walmart Launching a Fintech Start-up "to offer
    affordable financial services for customers and employees”
https://www.barrons.com/articles/cigna-jefferies-stock-dividends-51610143396

 

[headlines]
--------------------------------------------------------------

The 2020 edition of TomTom's Traffic Index has found that the global pandemic brought about a halt to increasing levels of traffic congestion in cities around the world as lockdowns led to a far lower volume of commuters. Out of 416 cities analyzed by TomTom in 57 countries, congestion decreased in 387.

In the United States, Los Angeles and New York were named the most congested cities in 2020, though their traffic levels declined 15 percent and 11 percent, respectively, compared to 2019. The index reveals how the pandemic influenced America's morning and evening rush hours last year with its key findings illustrated on this infographic. In January 2020, morning rush hour congestion grew 1 percent compared to the same month in 2019 with the volume unchanged in the evening.

By April, however, the situation had changed drastically amid a tidal wave of COVID-19 cases and lockdowns. That month, U.S. cities saw 74 percent lower congestion during the morning rush hour than the equivalent month in 2019 while it was 75 percent lower during the evening.

Morning rush hour congestion in U.S. cities remained 57 percent lower in December 2020 than December 2019 while evening traffic snarls were also down 41 percent. TomTom states that the COVID-19 pandemic could permanently change traffic patterns if society embraces a new shift in mobility and takes the path towards a safer, cleaner, congestion-free future. Increased remote working possibilities and more flexible working hours could drive the transition while eco-friendly traffic choices would cut emissions, slash reliance on fossil fuels and help protect the planet.

By Niall McCarthy, Statista



[headlines]
--------------------------------------------------------------

###### Press Release ############################

Rainstar Capital Group Provides
Cash Out Refinance for Retail Strip Center

 
Rainstar Capital Group, a Grand Rapids, Michigan-based national debt advisory firm announced today it had provided cash out refinance for a retail store business in the Houston, Texas metropolitan area. The client needed to fund a buildout for a new store to replace one of the store locations whose lease was expiring and was moving to a new location with larger square footage.


Rainstar Capital Group, led by CEO- Kurt Nederveld, made the following statement, "We are thrilled that during COVID 19, a retail store is growing locations and one of our lenders could finance their growth need.”


Rainstar Capital Group's Managing Director Rich Rose, who assisted the client on the transaction, said the “The store had the opportunity to locate a far superior location in the same town that gave it significantly more square footage.

 "By financing the expansion of one of the locations, the client is now able to utilize the additional selling space and high visibility to significantly increase sales.

 "This will also allow the client to maximize sales for that location that was previously limited by lack of retail space and poor parking and visibility in their old location.”

Rainstar Capital Group provides term loans, equipment financing, unsecured lines of credit, senior debt facilities for commercial real estate, and working capital solutions through its lending platform of 250 registered lenders while investing in distressed debt portfolios, commercial and residential real estate. The firm operates a national platform with representation in multiple cities and states.
 

Rainstar Capital Group noted that it was providing growth capital to clients seeking commercial real estate, corporate finance, equipment, and working capital solutions. The firm noted that they continue to grow their internal team of Managing Directors with a focus on hiring commercial bankers and capital market professionals. Interested finance professionals can apply here: rainstarcapitalgroup.com/careers
 

Thanks,
Kurt Nederveld
Chief Executive Officer
Rainstar Capital Group
Direct: 616-821-6535
Fax: 616-588-6170
Email: Kurt@rainstarcapitalgroup.com

#### Press Release #############################

[headlines]
--------------------------------------------------------------

German Shepherd
Newport Beach, California Adopt a Dog


Rey Rey

Female
6 years old
Housebroken
Likes a Quiet Home

6 year old Rey Rey is looking for a quiet home. She is a typical German shepherd, intelligent, brave and loyal.  However, just like people, Rey Rey has some likes and dislikes.  She is a very happy girl when she gets out and about for a walk. However, bugs are certainly not her thing, and dragonflies are the bugs she lists as number one on her hit list.

She is housebroken and walks easily on a leash. She knows she is a special girl and firmly believes she is the only dog you will need in your home.

Rey Rey will thrive in an experienced home that will provide her with the structure and guidance she needs.

Adoption Application
https://www.gsroc.org/application/?id=109493

Adoption Application
If you are interested in adopting one of our dogs, you may submit an application online or via fax. If you choose to send a fax, please download the Adoption Application here in PDF format; fill it out and sign it. You can fax it to us at 714-773-9430.

Home Visit

Prior to any dog going home, we do require a home visit to ensure that your environment is safe and secure. Once your home has been approved, the adoption can move forward.

Adoption Donation

Our adoption donation is minimum $350.00 plus $25.00 for microchip for adult dogs and $450 plus $25.00 microchip for puppies 1 year and under. This donation is tax deductible as allowed by law and helps to offset the costs that we have incurred for the dog's care and housing during his or her stay with our group. The minimum adoption donation does not entirely cover the investments that we have made in the dogs so if you are in a position to give more, we would be honored to receive your additional donation. All adoption donations go directly toward the needs of our dogs.

All dogs adopted through GSROC are spayed or neutered, current on their vaccines and de-wormed. Because the minimum Adoption Donation rarely covers the costs associated with each dog, we ask that adopters who are in a position to give additional funds do so at their discretion.

German Shepherd Rescue
of Orange County
120 Tustin Avenue Suite C-1111
Newport Beach, CA 92663
This is a mailing address only.
No dogs are housed at this location.

Ph: (714) 97-GSROC
(714) 974-7762

About Us:
https://www.gsroc.org/about-us/

GSROC is a volunteer-driven organization. We are funded entirely by private donations and receive no government support. Dogs for adoption are housed in foster home situations and in private boarding facilities.

Approximately 50% of the dogs that we rescue come to us directly from owners who are no longer able to care for them for one reason or another. The number one reason that we receive dogs is “Moving,” with the number two reason of “No time for” as a close second. Dogs also come to us when owners become ill or hospitalized, when owners pass away, when families lose their homes or lifestyles change.

The other 50% of the dogs in our care are plucked from public animal shelters throughout Southern California when no owner comes to claim them or when they are no longer wanted. We race to save as many of these dogs into our care as we can, however limited space and resources constantly make our task difficult.


[headlines]
--------------------------------------------------------------

Commercial Financing Disclosures CA & NY
Everything You Need to Know to Prepare


January 21, 2021 | 1:00-2:30 PM EST

Legislation proposed in both California and New York are requiring new disclosures to borrowers in commercial loan transactions. Hear from regional experts on how this will impact your business and what you can do to prepare.

Panelists:
Andrew Alper
Frandzel Robins Bloom & Csato, L.C.

Robert L. Hornby
Chair, Equipment Leasing & Finance
Chiesa Shahinian & Giantomasi PC

Shervin Rashti, CLFP
CEO, SLIM Capital, LLC

 

Register (open to all)
https://us02web.zoom.us/meeting/register/tZYucuuhpzovG9QHBNuDbTM-s3P6Ga2VQcpo

Presented by the National Equipment Finance Association


[headlines]
--------------------------------------------------------------

News Briefs---

California Health Official Orders 'Pause'
    On Moderna Vaccine Lot
https://www.nbcsandiego.com/news/local/states-top-doctor-recommends-covid-19-vaccine-providers-pause-certain-batch-after-allergic-reactions-at-tailgate-park/2498536/

Wells Fargo targets $8 billion in cuts
    confirms asset-management among units on chopping block
https://www.pionline.com/money-management/wells-fargo-targets-8-billion-cuts

Northern Trust lays off 500
    Trimming Bonuses and Pay
https://www.chicagobusiness.com/finance-banking/northern-trust-lays-500

Official Who Wants to “Wipe Out”
    Merchant Cash Advance Will Be Next CFPB Head
https://debanked.com/2021/01/official-who-wants-to-wipe-out-merchant-cash-advance-will-be-next-cfpb-head/

Yellen Readies Big Changes for Treasury
    poised to change course sharply policies of Secretary Mnuchin
https://www.nytimes.com/2021/01/18/us/politics/janet-yellen-treasury.html

 


[headlines]
--------------------------------------------------------------


You May Have Missed---

Online holiday sales grow north of 45% in 2020
    More than $1 in $4 spent on retail purchases
   more than triple the year-over-year rate for the 2019 season
https://www.digitalcommerce360.com/article/online-holiday-sales/


[headlines]
--------------------------------------------------------------


Sports Briefs---

49ers promote Mike McDaniel to offensive coordinator
https://profootballtalk.nbcsports.com/2021/01/18/49ers-promote-mike-mcdaniel-to-offensive-coordinator/

Long after Bucs' win over the Saints,
    Tom Brady went back to the field to find Drew Brees
https://sports.yahoo.com/long-after-bucs-win-over-the-saints-tom-brady-went-back-to-the-field-to-find-drew-brees-041817146.html

Saleh’s hiring by Jets source of pride for Muslim community
https://www.pressdemocrat.com/article/sports/salehs-hiring-by-jets-source-of-pride-for-muslim-community/

Texans are a disaster and star Deshaun Watson is unhappy
     – but there is a path that may save team
https://www.usatoday.com/story/sports/nfl/columnist/mike-jones/2021/01/18/houston-texans-disaster-angered-deshaun-watson-save-team/4203932001/

Los Angeles Chargers to hire Rams defensive coordinator
     Brandon Staley as next head coach
https://www.usatoday.com/story/sports/nfl/chargers/2021/01/17/brandon-staley-hired-los-angeles-chargers-next-head-coach/4201253001/

A very Zen Aaron Rodgers and his 'attitude of gratitude'
     make this Packers team special
https://www.usatoday.com/story/sports/columnist/nancy-armour/2021/01/16/aaron-rodgers-zen-makes-green-bay-packers-special-nfl-playoffs/4193252001/

Jared Goff faces ‘competition’ for job, Sean McVay says
http://www.theredzone.org/Blog-Description/EntryId/85715/Jared-Goff-faces--competition--for-job--Sean-McVay-says


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Coronavirus: California’s outlook improves
    but with complications
https://www.mercurynews.com/2021/01/18/coronavirus-californias-outlook-improves-but-with-complications/?t

Bank of America Sued for Failing to Protect the Accounts
    of Thousands of Unemployed Californians
https://www.mercurynews.com/2021/01/15/edd-unemployment-fraud-scandal-lawsuit-bank-america-covid-economy-jobs/

4 years after acquisition by Emmi, founders
    of Sonoma County’s Cowgirl Creamery retire
https://www.northbaybusinessjournal.com/article/article/4-years-after-acquisition-by-emmi-founders-of-sonoma-countys-cowgirl-crea/

San Francisco Bay Area hotel, store,
    fitness center job cuts widen
https://www.mercurynews.com/2021/01/18/covid-economy-bay-area-store-closing-hotel-fitness-layoffs-widen-jobs/



[headlines]

--------------------------------------------------------------




“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

2020 Wine, Spirits + Beer Industry Awards
     virtual event by North Bay Business Journal
https://www.northbaybusinessjournal.com/article/industrynews/watch-2020-wine-spirits-beer-industry-awards-virtual-event-by-north-bay/

Sonoma County wine grape pricing rises,
    partly stabilizes in early 2021, reversing oversupply
https://www.northbaybusinessjournal.com/article/industrynews/sonoma-county-wine-grape-pricing-rises-partly-stabilizes-in-early-2021-re/

Sonoma County wine grape pricing rises,
    partly stabilizes in early 2021, reversing oversupply
https://www.northbaybusinessjournal.com/article/industrynews/sonoma-county-wine-grape-pricing-rises-partly-stabilizes-in-early-2021-re/

Gallo, Constellation and the
    Impact of Corporatization in Wine
https://www.winemag.com/2021/01/15/gallo-wine-corporatization/

Burgundy Comes Calling for Sonoma Pinot
https://www.wine-searcher.com/m/2021/01/burgundy-comes-calling-for-sonoma-pinot



Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

[headlines]
----------------------------------------------------------------

This Day in History

      1770 - Battle of Golden Hill in Lower Manhattan. Although no one was killed, the Battle of Golden Hill was the first significant clash between citizens and British troops as the colonies moved toward revolution. Several New Yorkers had been wounded in a similar confrontation three years earlier, but Golden Hill was a more direct challenge to the British and the wounds suffered by the patriots were more severe.
http://www.u-s-history.com/pages/h1265.html
http://www.nyfreedom.com/Goldenhill.htm
    1807 - Confederate General Robert E. Lee's (d. 1870) birthday, Stratford Hall, VA.  He was considered the greatest military leader of the Confederacy, son of Revolutionary War General Henry “Light Horse Harry” Lee, George Washington’s best friend. His most daring plan was to turn the war by directly attacking Washington, DC, although his troops were discovered quite by accident in Gettysburg, Pa, resulting in one of the bloodiest battles of the Civil War. His surrender April 9, 1865, to Union General Ulysses S. Grant, brought an end to the Civil War.  His birthday is an official state holiday for the State of Texas. His birthday is also observed in Florida, Kentucky, Louisiana, and Tennessee. It is also observed the third Monday in January in Alabama, Arkansas and Mississippi.
    1809 - American poet and story writer Edgar Allan Poe (d. 1849) was born at Boston, MA. He was orphaned in dire poverty in 1811 and was raised by Virginia merchant John Allen. In 1846, he married his 13-year­-old cousin, Virginia Clemm. A magazine editor of note, he is best remembered for his poetry, especially “The Raven.” and for his tales of suspense. The NFL Baltimore Ravens are named in honor of the poem.
    1810 - The famous "cold day" in New England. Gale force winds wrecked homes and accompanied a sudden overnight drop in temperature of 50 degrees. Tragedy struck Sanbornton, NH where three children froze to death.
    1825 - Ezra Daggett and Thomas Kensett obtained a patent for a process for storing food in a can.
    1846 - The first military prison on an island was Fort Jefferson, Monroe County, FL. Construction began in 1846 on an island in the Gulf of Mexico, 60 miles from Key West. It was garrisoned by Brevet Major Lewis Golding Arnold, 2nd U.S. Artillery, with four officers and 62 men. The fort had not been completed and was barely defensible. A prison for the confinement of U.S. Military prisoners was established in 1863. The prison was often called Dry Tortugas. During the Civil War, the fort was a military prison for captured deserters. It also held the 4 men convicted of complicity in President Abraham Lincoln’s assassination in 1865, the most famous being Dr. Samuel Mudd. The Fort was plagued with construction problems and Yellow Fever epidemics. The invention of the rifled cannon made the Fort obsolete, as its thick walls could now be penetrated. The Army finally abandoned Fort Jefferson in 1874. Today it is a national park.
http://www.smithsonianmag.si.edu/smithsonian/
issues99/nov99/tortugas.html

http://www.nps.gov/drto/
http://www.fortjefferson.com/home.htm
    1847 - After killing the sheriff and a prefect, Native American Indians force their way into the house of New Mexico's first American Territorial Governor, Charles Bent, and scalped him and three others in Taos.
    1857 - A great cold storm swept across the Atlantic Seaboard. Snowfall totals of 12 inches were common, whole gales caused shipwrecks and damage property on islands, and temperatures near zero prevailed from Virginia northward. Great drifts of snow blocked transportation. Richmond, VA was cut off from Washington, DC for a week.
    1861 - Georgia becomes 5th state to secede.
    1862 - Laws were passed in the State of New York granting equal guardianship of children to mothers. Up to that point, fathers had exclusive rights to the children as they did in England and could will the children to anyone they wanted at their deaths or could give them away during their lifetime.
    1863 - The founder of the Goodwill Industries, Edgar J. Helms (d. 1942), was born near Malone, NY. Reverend Dr. Helms became a minister to a parish of poor immigrants in Boston’s South End. In that capacity, he developed the philosophy and organization that eventually became Goodwill Industries.
    1865 - Union occupies Fort Anderson, NC.
    1881 - Western Union buys rival telegraph company, in vain. Jay Gould, the ravenous financier and archetypal robber baron, used his wiles and ways to seize control of Western Union, William Vanderbilt's mighty telegraph company. Gould mounted an elaborate campaign to drive down the company's stock, using his newspaper, as well as his influence on Wall Street, to raise doubts about Western Union's leadership and hefty stock price. He also started a rival telegraph concern, the Atlantic and Pacific Company, in hopes of raising doubts about Western Union’s dominance over the industry. The gambits worked and Western Union's stock swooned.  In a desperate attempt to staunch the bleeding, Western Union snapped up the Atlantic and Pacific Company on this day in 1881. Far from staving off the competition, the deal further fattened Gould's pocketbook and, more importantly, primed him for the final phase of his takeover scheme. Gould convinced his Wall Street associates to start another raid on Western Union. However, as the traders were busy driving down Western Union’s asking price, Gould, in the guise of an "anonymous" investor, started gobbling up the company’s suddenly cheap stock. When the dust settled, Gould’s cronies were left counting their losses; meanwhile, the devious financier had successfully wrested control of Western Union.
    1883 - The first electric lighting system employing overhead wires, built by Thomas Edison, begins service at Roselle, New Jersey.
    1887 - Birthday of Alexander Woolcott (d. 1943), in Phalanx, (now Colts Neck) New Jersey. The model for the egotistical Sheridan Whiteside in Kaufman & Hart's “The Man Who Came to Dinner” will be "the smartest of Alecs" to Heywood Broun and "Old Vitriol & Violets" to James Thurber.
    1898 - The first college ice hockey game ever played saw Brown University defeat Harvard University 6-0. Fifty years later, the NCAA staged its first college hockey championships.
    1905 - Birthday of Oveta Culp Hobby (d. 1995), Killeen, TX.  U.S. newspaper executive and the first U.S. Secretary of Health, Education, and Welfare, director of the Woman's Army Corps (1942-1945). She was noted for her organizational abilities before marrying into the family which owned the Houston Post newspaper. She ran it as executive vice president and later chaired the board for 19 years.
    1915 - World famous labor organizer and songster Joe Hill is arrested in Salt Lake City, Utah. He is convicted on trumped-up murder charges and was executed 21 months later despite worldwide protests and two attempts to intervene by Beloved & Respected Comrade Liberal, President Woodrow Wilson. In a letter to Bill Haywood shortly before his death, he penned the famous words, "Don't mourn - organize
I dreamed I saw Joe Hill last night,
Alive as you and me.
Says I "But Joe, you're ten years dead"
"I never died" said he,
"I never died" said he.”
Also, 20 rioting strikers are shot by factory guards at Roosevelt, New Jersey.
http://en.wikipedia.org/wiki/Joe_Hill
http://www.kued.org/joehill/
    1915 - Isadora Duncan dance "Dionysion" premiers at the NY Met.
    1920 – US voted against joining the League of Nations.
    1925 – Maine state record low temperature, -48ºF (-44ºC), Van Buren, ME.
    1933 - Giant Forest, CA received 60 inches of snow in just 24 hours, a state record, and the second highest 24 hour total of record for the U.S.
    1934 – The appeal for reinstatement by Shoeless Joe Jackson was rejected by Commissioner Landis.  Jackson was one of eight Chicago White Sox players banned for their part in throwing the 1919 World Series.
    1937 – Howard Hughes set a transcontinental air record, when he flew from Los Angeles, California to New York City in 7 hours, 28 minutes and 25 seconds.
    1937 - The second annual Baseball Hall of Fame election saw second baseman Nap Lajoie, center fielder Tris Speaker, and pitcher Cy Young elected to the shrine.  The trio was honored at the Hall's first induction ceremony in 1939.
    1943 – Birthday of singer Janis Joplin (d. 1970), Port Arthur, Texas.  Possibly the most highly regarded white female blues singers of our time, Joplin’s appearance with Big Brother and the Holding Company at the Monterey International Pop Festival in August, 1967, launched her superstar status. I was there and she was quite loaded, but then again, most of the audience was either drunk or high and the music very loud and emotion high. Among her recordings, hits were “Get it While You Can,” “Piece of My Heart,” “Ball and Chain” and “The Windshield Song.” She died of a heroin overdose October 4, 1970 at Hollywood, CA, age 27.
    1944 – Pop singer and actress Shelley Fabares was born in Santa Monica, California. On her 18th birthday, in 1962, Fabares’ recording of “Johnny Angel” hit number one on the Billboard chart. A year later, she retired when she married record producer Lou Adler.
    1946 – Country star Dolly Parton was born in Sevierville, Tennessee. She gained wide exposure as part of Porter Wagoner’s TV and road show from 1967 to 1974. And Parton did even better on her own. Hits such as “Nine to Five,” from the movie in which she starred, and “Heartbreak Express” brought her a wider audience than most country artists enjoy.
    1947 – Top Hits
“For Sentimental Reasons” – Nat King Cole
“Ole Buttermilk Sky” – The Kay Kyser Orchestra (vocal: Mike Douglas & The Campus Kids)
“A Gal in Calico” – Johnny Mercer
“Rainbow at Midnight” – Ernest Tubb
    1949 – Birthday of rock singer Robert Palmer (d. 2003), West Yorkshire, England.  Best known for his song, “Addicted to Love.”
http://www.robertpalmer.org/
    1949 - The salary of the President of the United States was increased from $75,000 to $100,000, with an extra $50,000 expense allowance for each year in office. As of 2001, the President makes $1,000,000 a year.
    1952 - PGA Admits Blacks: The Professional Golfers Association of America amended its rules to allow black golfers to participate in tournaments.
    1952 – Owner Ted Collins, singer Kate Smith’s manager, sold his New York Yanks team back to the NFL. A few days later, a new team was then awarded to an ownership group in Dallas after it purchased the assets of the Yanks.  The team began in 1944 as the Boston Yanks. Collins wanted a team in New York but had to be content with one in Boston after the New York Giants refused to let his new team share the New York area. In 1949, however, Collins got permission to move the Yanks to New York; rather than a formal relocation, however, Collins asked the NFL to fold his Boston franchise and grant him a new one for New York. This new team played as the New York Bulldogs and shared the Polo Grounds with the Giants during the 1949 season.  In 1950, Collins changed his franchise's name to the New York Yanks and moved to Yankee Stadium, essentially merging the woeful Bulldogs with the New York Yankees of the now-defunct AAFC, as part of a deal in which he bought the rights to most of the Yankees players.  After the move to Dallas, that team went into league receivership and eventually moved to Baltimore to become the Colts.  Ironically, the current New York Yankees on MLB were originally the Baltimore Orioles who folded after the formation of the American League, were sold and moved to New York to become the Highlanders, the Yankees’ previous name.
    1953 - Sixty-eight percent of televisions in the United States tuned to CBS-TV, to see Lucy Ricardo, of "I Love Lucy," give birth to a baby boy, as she actually did in real life. The program's audience was larger than that watching the inauguration of President Dwight D. Eisenhower next day. In fact, in many papers, the Lucille Ball baby story kicked the inauguration off the front page.
    1953 - Marty Robbins made his debut on the Grand Ole Opry. His first big hit, "Singin' the Blues," was at the top of the country charts at the time.
    1954 – Former NFL QB Steven L. “Steve” DeBerg, born Oakland, Ca.  Although he is remembered as a journeyman QB, DeBerg passed for over 34,000 career yards, and ranked in the top 20 all-time for attempts, completions, and yards passing.  He is also credited with mentoring, as a teammate or backup, some of the game’s greatest QBs, including Joe Montana, John Elway, and Steve Young, all Hall of Famers.
    1955 - Top Hits
“Mr. Sandman” - The Chordettes
“Hearts of Stone” - The Fontane Sisters
“Make Yourself Comfortable” - Sarah Vaughan
“Loose Talk” - Carl Smith
    1955 - "The Millionaire" premiered on television. The CBS drama that had all of America hoping to find Michael Anthony on their doorstep. Mr. John Beresford Tipton was a millionaire who made a hobby of giving away million dollar checks anonymously to unknown people to see how they handled the sudden wealth. Michael Anthony, played by Marvin Miller, was Mr. Tipton's personal secretary and the star of "The Millionaire.”  No one ever saw Mr. Tipton but his voice would greet Anthony at the opening of each show and issue instructions for delivery of the next check. Anthony would then find the recipient and give him or her the check, explaining that the recipient had to agree never to divulge the amount or how it was acquired.
    1955 - The first Presidential news conference filmed for television and newsreels was held in the treaty room of the State Department building, Washington, DC, where President Dwight David Eisenhower held a 33-minute conference. The film was cut to 28 minutes, 25 seconds, plus introduction and closing remarks, to fit television time formats.
    1957 – Hoboken, NJ dedicated a plaque honoring the achievements of Alexander Cartwright in organizing early baseball at Elysian Fields in Jersey City.  Why Jersey City did not recognize this is unknown.
    1957 - Philadelphia comedian, Ernie Kovacs, became a star, when he successfully completed a challenge to do a half-hour television show without saying a single word of dialogue.
    1957 - Elvis Presley records: "It Is No Secret,” "Blueberry Hill,” "Have I Told You Lately That I Love You,” "Is It So Strange."
    1957 - Pat Boone performs at the inaugural ball for President Dwight D. Eisenhower.
    1957 - Johnny Cash makes his first national television appearance on CBS' “Jackie Gleason Show.”
    1959 - Dick Clark's "American Bandstand" was rated the number-one daytime television program.
    1959 - The Platters' "Smoke Gets in Your Eyes" hits #1.
    1963 - Top Hits
“Go Away Little Girl” - Steve Lawrence
“Hotel Happiness” - Brook Benton
“Tell Him” - The Exciters
“The Ballad of Jed Clampett” - Flatt & Scruggs
    1966 - Robert Montgomery, actor-producer and White House advisor on Presidential telecasts, testified on this date to the FCC that the reports of quiz-show fixing and payola were widespread within the broadcasting industry long before the charges were made public.
    1966 - Ken Kesey is arrested in San Francisco a second time for the possession of marijuana. He subsequently jumps bail and flees to Mexico, trying to mislead law enforcement authorities with a faked suicide note.
    1968 - YNTEMA, GORDON DOUGLAS, Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company D, 5th Special Forces Group (Airborne). Place and date: Near Thong Binh, Republic of Vietnam, 16-18 January 1968. Entered service at: Detroit, Mich. Born: 26 June 1945, Bethesda, Md. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life and above and beyond the call of duty. Sgt. Yntema, U.S. Army, distinguished himself while assigned to Detachment A-431, Company D. As part of a larger force of civilian irregulars from Camp Cai Cai, he accompanied 2 platoons to a blocking position east of the village of Thong Binh, where they became heavily engaged in a small-arms fire fight with the Viet Cong. Assuming control of the force when the Vietnamese commander was seriously wounded, he advanced his troops to within 50 meters of the enemy bunkers. After a fierce 30 minute fire fight, the enemy forced Sgt. Yntema to withdraw his men to a trench in order to afford them protection and still perform their assigned blocking mission. Under cover of machinegun fire, approximately 1 company of Viet Cong maneuvered into a position which pinned down the friendly platoons from 3 sides. A dwindling ammunition supply, coupled with a Viet Cong mortar barrage which inflicted heavy losses on the exposed friendly troops, caused many of the irregulars to withdraw. Seriously wounded and ordered to withdraw himself, Sgt. Yntema refused to leave his fallen comrades. Under withering small arms and machinegun fire, he carried the wounded Vietnamese commander and a mortally wounded American Special Forces advisor to a small gully 50 meters away in order to shield them from the enemy fire. Sgt. Yntema then continued to repulse the attacking Viet Cong attempting to overrun his position until, out of ammunition and surrounded, he was offered the opportunity to surrender. Refusing, Sgt. Yntema stood his ground, using his rifle as a club to fight the approximately 15 Viet Cong attempting his capture. His resistance was so fierce that the Viet Cong were forced to shoot in order to overcome him. Sgt. Yntema's personal bravery in the face of insurmountable odds and supreme self-sacrifice were in keeping with the highest traditions of the military service and reflect the utmost credit upon himself, the 1st Special Forces, and the U.S. Army.
    1969 - The West is best, topping the East 38-25 in the AFL Pro Bowl and 10-7 in the NFL Pro Bowl.
    1969 - Football player Tiaina “Junior” Seau, Jr. (d. 2012) birthday, born San Diego, CA.  A 12-time Pro Bowler and 10-time All-Pro, Seau was inducted into the Pro Football Hall of Fame in 2015, three years after his suicide.  Later studies by the National Institutes of health concluded that Seau suffered from chronic traumatic encephalopathy (CTE), a type of chronic brain damage that has also been found in other deceased former NFL players.
    1970 - The soundtrack to the film, "Easy Rider" earned a gold record, making it the first pop-culture, film soundtrack to earn the award.
    1971 - Top Hits
“My Sweet Lord/Isn’t It a Pity” - George Harrison
“Knock Three Times” - Dawn
“Lonely Days” - Bee Gees
“Rose Garden” - Lynn Anderson.
    1971 - Houston safety Ken Houston returns two interceptions for touchdowns in the Oilers' 49-33 victory over San Diego to set the NFL career record with nine touchdowns on interception returns. He also sets the single-season record with four interception return touchdowns.
    1971 - Ruby Keeler had her comeback in the play, "No, No Nanette," opening at the 46th Street Theatre in New York City. Keeler played Sue Smith in the revival of the 1925 musical. The show played for 861 performances.
    1972 – The Baseball Hall of Fame elected Sandy Koufax, Yogi Berra, and Early Wynn. Koufax made it in his first try and, at 36 years of age, is the youngest honoree in history.
    1973 - Yuba City, California labor contractor Juan V. Corona found guilty of murdering 25 itinerant farm workers he employed South Bend, Indiana, Notre Dame ended UCLA’s 88-game winning streak. The Fighting Irish enjoyed a 71-70 basketball win over the Bruins of the University of California at Los Angeles.    
    1974 - Al Wilson's "Show and Tell" hits #1.
    1975 - Minnie Ripperton "Lovin' You" released.
    1977 – Ernie Banks was elected to the Baseball Hall of Fame in his first year of eligibility. In a 19-season career, Banks hit 512 HRs, had 11 All-Star selections, and won back-to-back NL MVP Awards.
    1977 – President Gerald Ford pardoned Iva Ikuko Toguri D'Aquino, better known as Tokyo Rose.   She was born in Los Angeles.  She participated in English-language propaganda broadcasts transmitted by Radio Tokyo to Allied soldiers in the South Pacific during World War II. After the Japanese defeat, Toguri was detained for a year by the US military before being released for lack of evidence. Department of Justice officials agreed that her broadcasts were "innocuous". But when Toguri tried to return to the US, a popular uproar ensued, prompting the FBI to renew its investigation of Toguri's wartime activities. She was subsequently charged with eight counts of treason. Her 1949 trial resulted in a conviction on one count, making her the seventh American to be convicted on that charge, for which she spent more than six years out of a ten-year sentence in prison. Journalistic and governmental investigators years later pieced together the history of irregularities with the indictment, trial, and conviction, including the allegation that key witnesses had perjured themselves at the various stages of their testimonies.
    1977 – Snow fell in Miami for the only time in the city’s history.
    1978 - Johnny Paycheck's cover of David Allan Coe's ode to workplace frustrations, "Take This Job and Shove It," reached during 1970 - 1971.
    1974 - At the top spot on the Billboard Country chart. Although the song failed to crack the Pop chart Top 40, it still seems to be one that we all know and can relate to.
    1978 – Eddie Mathews was elected the Baseball Hall of Fame.  A six-time All-Star, he hit 512 HRs in his career, leading the NL twice in HRs.  He hit over 30 HRs ten times and over 40 twice.
    1979 - Top Hits
“Too Much Heaven” - Bee Gees
“Le Freak” - Chic
“My Life” - Billy Joel
“Lady Lay Down” - John Conlee
    1983 - Apple Chairman Steve Jobs and President John Sculley announced the Apple Lisa, slated for release in the spring of 1983. The Apple Lisa was a major milestone in user-friendly computing. Unfortunately, Lisa's $12,000 price tag placed it out of the consumer market. Lisa's most successful graphical features were handed down to a new Apple computer in 1984, nicknamed "Lisa's Little Brother" — the Macintosh. The Mac, though not immediately successful, eventually changed user expectations about computing, prompting Microsoft to develop its own graphic user interface, Windows.
    1985 - Lenny Wilkens became the first person in NBA history to play and coach in 1,000 games as his Seattle SuperSonics defeated the Cleveland Cavaliers, 106-105. Wilkens had played in 1,077 games in a career that ended in 1975.
    1987 - A storm tracking toward the northeastern U.S. produced up to 14 inches of snow in northern Indiana. Peru, IN reported a foot of snow. Six cities in Florida reported new record high temperatures for the date. The afternoon high of 88 degrees at Miami equaled their record for the month of January.
    1987 - Top Hits
“Shake You Down” - Gregory Abbott
“C’est La Vie” - Robbie Nevil
“Open Your Heart” - Madonna
“What Am I Gonna Do About You” - Reba McEntire
    1988 - A powerful storm hit the central U.S. producing blizzard conditions in the Central High Plains, and severe thunderstorms in the Lower Mississippi Valley. Snowfall totals ranged up to 36 inches at Wolf Creek Pass, CO, with 31 inches at Elsmere, NE. Tornadoes claimed five lives in Tennessee, and a tornado at Cullman, AL injured 35 persons.
    1989 - The high temperature for the day at Fairbanks, AK, was a frigid 41 degrees below zero, and the morning low of 24 degrees below zero at Anchorage AK was their coldest reading in fourteen years.
    1990 - Elizabeth M. Watson, became the first woman to head the police force of a major American city. Houston Mayor Kathryn Whitmire named Watson, who wore maternity "uniforms" and also became the first police chief to birth a baby while on active duty.
    1993 - Robert M Gates, ends term as 15th director of CIA.
    1993 - A pre-inaugural gala in Landover, Md., toasting incoming president Bill Clinton features a reunion of Fleetwood Mac performing “Don't Stop (Thinking About Tomorrow),” the unofficial campaign song for Clinton and his running mate, Al Gore. Other performers included Aretha Franklin, Barbra Streisand, Michael Jackson, Little Richard and Chuck Berry.
    1994 - The Ninth Annual Rock and Roll Hall of Fame induction ceremonies are held in New York City. Inductees include The Animals, The Band, Duane Eddy, The Grateful Dead, Elton John, John Lennon, Bob Marley, and Rod Stewart.
    1994 - Coldest day ever recorded in Cleveland, OH: -20ºF (-29ºC) at 5:32 AM.
    1994 – Indiana state record low temperature, -36ºF (-38ºC) in New Whiteland.
    1996 - Top Hits
“On Bended Knee” - Boyz II Men
“Another Night” - Real McCoy
“Always” - Bon Jovi
“Take a Bow” - Madonna
    1996 – The NHL approved the move of the Winnipeg Jets to that world hockey hotbed, Phoenix.
    1998 - Hearn Broadcasts 3,000th Straight Game: Francis Dayle “Chick” Hearn, the only play-by-play announcer the Los Angeles Lakers have ever had, broadcast his 3,000th consecutive game when the Lakers hosted the Orlando Magic. Hearn’s streak began after he missed a game on November 20, 1965, because bad weather kept him from making an airplane flight.
    1999 - In methodical, sometimes blunt fashion, White House Counsel Charles Ruff opens the defense case in President Bill Clinton's impeachment trial, saying there is no factual or constitutional basis to remove Clinton from office for his alleged misdeeds in the Monica Lewinsky affair.
    2000 - Top Hits
“What A Girl Wants” - Christina Aguilera
“I Knew I Loved You” - Savage Garden
“Smooth” - Santana Featuring Rob Thomas
“Back At One” - Brian McKnight
    2001 - President Clinton admits wrongdoing, will not be indicted. The Whitewater special prosecutor closes his investigations in a deal in which Clinton admitted make false testimony under oath about Monica Lewinsky, is barred from law practice for 5 years, and pays a $25,000 fine in return for being freed from the threat of being indicted.
    2006 - Major League Baseball owners unanimously approve the November transaction in which Bob Castellini and two other Cincinnati businessmen bought control of the Reds from previous owner Carl Lindner. It is reported the trio, which includes investors Thomas Williams and William Williams Jr., acquired approximately 70 percent ownership of the oldest franchise in baseball history, believed to be valued at an estimated $270 million.
    2010 - United States Navy troops landed near the Haitian presidential palace, bringing food, water, and equipment to aid victims of the earthquake.
    2012 – Kodak filed for bankruptcy protection.
    2012 – Ryan Braun, Milwaukee Brewers LF, facing a 50-game suspension for showing abnormally high levels of testosterone in a PED test last season, pleads his case before a three-member MLB panel.  He strongly denied knowingly taking a banned substance (the Barry Bonds defense). Ironically, Braun is in the "Big Apple" to receive his MVP Award at the annual dinner, where he made his first statement since news of his positive test became public.  Later, he was implicated in the Biogensis scandal that also snared Alex Rodriguez, costing Braun the entire 2013 season due to suspension.
    2013 - Calcium deposits found on Mars by NASA's Curiosity rover are similar to deposits formed on Earth when water circulates in cracks and rock fractures.
    2013 – Lance Armstrong admitted to doping in all seven of his Tour de France victories.
    2015 - American skier Lindsey Vonn won her 63rd World Cup, setting a new record after 35 years.  The previous record of 62 wins was held by Austrian skier Annemarie Moser-Proell.
    2017 – Mexican drug lord El Chapo was extradited to the US to face trial for his leadership of the Sinaloa drug cartel.

National Baseball Hall of Fame Electees:
    1937 – Cy Young, Tris Speaker, Nap Lajoie
    1972 – Sandy Koufax, Yogi Berra, Early Wynn
    1977 – Ernie Banks
    1978 – Eddie Mathews

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

 

 

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]

Features

Alerts and Flags
Bank Beat
Brian Link Observations
Career Crossroads-Emily Fitzpatrick/RII
Cartoons
Charlie Chan sayings
Computer Tips and Social Media
Credits and Collections 102
Customer Relation Management Keeps Score
Dan Harkey Observations
Employment Web Sites
Equipment Leasing Haiku by Paul Bent
Fernando's Review
Financial Technology 102
From the Desk of Michael Witt, Esq.
Leasing 102
Leasing Cases by Tom McCurnin
Observations from the Front Porch by Jim Acee
Online Newspapers
Placards
Recruiter Hal T. Horwitz Speaks Out
Sales Make it Happen
San Francisco Valley Leasing
The Secret of Our Success
The Top Performer’s Corner
To Tell the Truth
TV Reviews by Kit Menkin
Ultimare Hire by Ken Lubin, ZRG Partners
View from the Top
Why I Became a CLP


Ten Top Stories each week opened the most by readers
(click here)

“Complaints” Bulletin Board (click here)

Connect with Leasing News


Top Stories

(chronological order)

- Work hard in silence. Let your success be your noise.
    Kim King, CLFP, Sales & Marketing Rep at Navitas Credit
- Bruce Zwillinger, Vice President
   BSB Leasing Inc., to Retire
- November, 2020 - The List
   "The Good, the Bad, and the Ugly"
- Reaction to Huntington Bancshares and TCF Financial Corporation
   Announces Merger to Create Top 10 U.S. Regional Bank
- Four Hour Funding: A Message
   From Our President, John Boettigheimer
- October, 2020 - The List
    The Good, the Band, and the Ugly
- Researchers Develop Marijuana Saliva Test to Detect Impaired Drivers
- The Top Seven Leasing/Finance Company Websites
- Balboa Capital Reports Increase in Equipment Loan
    Requests as Section 179 Deadline Approaches
- North Mill Sets Another Record in 2020
   as November Originations Hit as All-Time High
- 2020 Compensation and Production Survey
- Consent Order Confirms California
    Merchant Cash Advance CA Enforcement Campaign
- Sums up Recent Virtual Conference with 2,200 Participants
   Thanksgiving Message to the SFNet Community
    By Richard Gumbrecht, CEO, SFNet
- ELFA Reports New Business Rose 6% from September
- Most Coronavirus Transmission Happens
   at Indoor Restaurants, Cafes, Gyms: Study
- From Donald S. Cosenza, SVP, Chief Marketing Officer
- Chipotle to Open its Version of the “Ghost Kitchen”
    Restaurant Trend Continues to Grow to Pick-up and Delivery
- TopMark Funding Introduces DealerLinc
- Chesswood Reports $9,304 3rd Q; ($8,616) 9 months
- Survey Finds Nearly Half of Small Businesses
     Do Not Plan to Reopen Physical Stores
- Small Business Owners Looking For
    Second Round of PPP Loans
- Sales Commissions
   During COVID-19
- How Fast is 5G in Selected Countries
   Compared to U.S. the Slowest
- Marlin Reports Third Quarter Net Income $2.7 Million
   Origination Volume $68.5 Million, Down 66% from Last Year
- Computing Interest Rates Programs
    For Possible SB 1235 Use in California and Elsewhere
- Current Regulations in United States
     Not Official, Compiled from Many Sources, Needs Updating
- Fourth & Reportedly Last Call for Comments on SB 1235
   California Commercial Financing Disclosures
 - One of the Banks Caught in a $2B Check Kiting Scheme
   Almena State Bank of Almena, Kansas is Closed; Equity Bank
    of Andover, Kansas Assumes All of the Deposits
- Amur Equipment Finance closes securitization
    with expertise from Key
- 2020 NVLA Annual Conference Goes Virtual
    By Edward P. Kaye, Esq
- The Alta Group Appoints Paul Menzel, CLFP
    and Rick Remiker as Vice Chairmen
- First City Bank of Florida, Fort Walton Beach, Florida
    FDIC is the Receiver for Failed Bank
- Evergreen Clause and Today
    "The Times They Are A-Changin’ ”
     By Christopher Menkin, Editor
- Insurance Certificates are Often Virtually Worthless
    By Michael J. Witt
- Congratulations to AACFB
   for the Successful Virtual Conference
- CLFP Foundation Reaches 932 Professionals
   24 Individuals Passed 8-Hour CLFP Exam
- AACFB Hosts Successful First Virtual Conference
   By Monica Harper, Executive Director
- Monica Harper Presented with Leasing News 2019 Person
   Year Award at AACFB Virtual Conference by Shari Lipski, CLFP
- IRS finalizes regulations for 100 percent bonus depreciation
- Directors, Officers Buying Stock in Marlin Business Services
     Confidence in Stock, Driving Price Up?
- Readers Guessed Right: Marlin Capital Solutions
    Email from Former Employee Asking for Help
- Email from Former Employee Asking for Help
   Company Name Deleted by Leasing News
- Navitas by the Numbers Answer to the Pandemic
- How to find out your Social Selling Score on LinkedIn
    By Melanie Goodman, The Link Tank
- The Most Popular Websites Since 1993
- CA DB0 Asks for Comments - 4th Time on SB 1235
   Commercial Financing Disclosures
- Amur Equipment Finance Continues to Execute its Strategic Growth Plans
- ELFA Virtual Staff Meeting - Photo
- CLFP Exam is now Proctored Online
- CLFP Day 2020, A Day of Gathering
    - The top Seven Leasing/Finance Company Websites in North America
- Announcing NEFA's New Executive Director and CEO
    Chad Sluss, MSA
- Commercial Finance Academy -New
    Classes Available
- AccrueMe™ to Provide $100 Million in Funding
    to Successful Amazon Sellers
- Weed Vending Machines in Colorado:
   The Future of Non-Contact Highs
- Status of Leasing/Finance Employment Available
    in the U.S. Marketplace
- “You can't make me…” Karen's Great Grandmother
- Paul Menzel, CLFP, Joins Leasing News Advisory Board
- Equipment Leasing & Finance Foundation Momentum Monitor
   forecasts growth: computers investment, contraction in other verticals
- Innovations and Evolution Photo
- July, 2020 - The List
   "The Good, the Bad and the Ugly
- Big Four U.S. Banks Report Widespread Loan Deferral
- Financing Cannabis Funding Sources
  Many Work with Third Party Originators
- Chesswood Announces Q2 2020 Results
    and COVID Update ($20,367,000 six month loss before taxes)
- Marlin Capital Solutions Quarterly Earnings
- Highlights from Marlin Q2 2020 Results
- Balboa Capital Survey Reveals 8 in 10 Small Business
    Owners Embracing Remote Work Models in 2020
- Rapid Finance Resumes Funding
    Invites New Partners
- Marlin Business Services 2Q $5.9 Million Loss
    Compared to $11.8 Million Loss 1Q
- Pictures from the Past:
    Paul Menzel and Jim Merrilees. 1992
- Nine Steps to Handle Irate Customers Effectively
- New York Follows California’s Lead
  By Passing Small Business Truth-in-Lending Act
- Business is a Mess
- The Law to Change Financial Disclosure in California
    Under Construction, Perhaps Delayed
- June, 2020 - The List
    "The Good, the Bad and the Ugly"
- Alexa Ranks Leasing Association Web Sites
   July 20, 2004
- Marlin Business Services Lets Go Another 25 Employees
    Form 8-K Notice
- Balboa Capital Added to Good Guys: Companies
   Who Notify Lessee in Advance of Lease Expiration
- RISC rolls out employment site
    tailored for repossession industry
- Credit Grantors Scramble to Catch Up in Decision Making
  COVID-19 Changing Business Dynamics
- Crestmark Vendor Finance to Halt Business
   From 7/1/2020 to 7/19/2020
- Popular Barry Shafran Out as President/CEO
   Chesswood Group Limited, Pawnee Parent among others
- Country singers Chase Rice and Chris Janson
    are taking heat for packed outdoor concerts in Tennessee
- ELFA Announces New Networking Tools
    for Equipment Finance Professionals in ELFA Engage App
- Leasing/Finance Companies Doing Well
   Despite COVID-19 Pandemic
- Government Leasing is a Wide Open Marketplace
   Growing Under Tight Local, State and Federal Budgets
- Prime Commercial Lending Offers New Financing Options for Cannabis
- Companies with 2 or More CLFP’s/Associates Adds 30 New Members
- Pawnee Leasing Back in Business
   Sends Notice to Their Brokers
- Letter from Sender of Pawnee Leasing Back in Business
- NVLA Executive Director Moves Down the Road
- COVID-19 downturn hits lending industry
- Marlin Business Services Announces Further Staff Cuts
- Specialists in cannabis and hemp company leasing
- Report: 85 Percent of Independent Restaurants
    Could Close Without Direct Aid
- Back to Business Not Yet
- NY Based Finance Companies Deceived Small Businesses,
    with Merchant Cash Advance, one at 4,000 percent Interest
- New York Attorney General's Office Wins Major Case
    Against Northern Light Systems Leasing and Affiliates
- Dr. Dan Geller Predicts US Being Pushed
  into a Prolonged Recession
- Mapped: The Wealthiest Person in
   Every U.S. State in 2020
- How Vaccines Eradicated Common Diseases
- Be Prepared for What May be a Bankruptcy Lifeline
   for Small Businesses to Survive COVID-19
- Chart - Which Industries Are Best Geared
    Toward Remote Working
- Top Six Leasing/Finance Company Websites
   in North America
- Cannabis Could Prevent Coronavirus Infection,
   Study Finds
- Equipment Broker School Sign Ups Surged
  Includes report MCA, Funders, Business Loans, Leasing Marketplace
- Credit reports are now free, every week
- Trailer Orders 97% Down from March
     98% Down Same Month Last Year
- Jeff Rudin, Quail Capital, Two Dogs
  One from Leasing News Adopt a Dog
- Ralph Mango Remembers the Start of FinTech
- Balboa Capital Gets Excellent Review over Other Companies
  By DBRS Morningstar Confirms Three Securitizations
- Chesswood Posts $19.8 Million Loss 1st Quarter
   Reports on Pawnee/Staffing and Expenses
- DBRS Morningstar Places 10 Amur Equipment Finance
   Securities Under Review with Negative Implications
- The Vital Importance of Social Distancing – Chart
- A Posting to Our Employees Today, Chris Enbom, CLFP
- April Money Anxiety Index Jumped 30.2 Points
= Rapid Finance, Bethesda, Maryland
   Fora Financial Asset, NY, NY
   Rating Changes by Kross Bond Rating Agency
- Ending the Crisis in Sales Management Part III
= From Great to Mediocre (or worse) by Steve Chriest Parr II
- A Crisis in Sales Management by Steve Chriest Part I
- The Direction of Leasing News in the Pandemic
- Balboa Capital Opens Broker Division
  Hires Viki Shamus to Run It
- Marlin Sends out Press Release Net Loss $11.8M 1st Quarter
   Credit Losses $52.1 Million, $30.4 million Increase from 12/31/2019
- Pawnee Announcement of Suspension
- Readers React to Pawnee Leasing Corporation
  Temporary Suspension of Originations
- Henry Schein Enhances Liquidity Position
    With New Credit Facility Totaling $700 Million
- NewLane Finance Open for Business
   and Committed to Helping Customers Impacted by COVID-19
- Developing New Business Challenges
    in a Pandemic Marketplace
- The Saga of Furloughs in Our Industry
     With Restaurants, Manufacturing, Copiers, Trucks, Not Selling
- Excellent Short Video: Key SVP Shawn Arnone
    shares tips for successful vendor finance relationships
- Leasing Icon Paul J. Menzel, CLFP, Takes “Early” Retirement
- Paul Menzel, CLFP, Now Retired But Still Wants to Keep Active
- CLFP Foundation Adds 19 New CLFPs Bringing total to 919
- Small Four Branch Bank Fails in West Virginia
    Problem Loans Seem to be the Main Reason
- Marlin Business Services Files Revealing 8-K
     "Operating Under COVID-19 Pandemic”
- “In the middle of every difficulty lay opportunity”
   Kris Roglieri, National Alliance of Commercial Loan Brokers
- Leasing Readers Communicate What is Going On
- Open Letter to  Loan Brokers and Originators
- California DBO Continues to Seek Comments
 on SB 1235
- Readers Not Getting the Idea about Virtual Private Network
    Spoke to Presidents of Leasing Companies and Bankers
- Managing Credit in a Time of Crisis
   Three Major Points
- Merchant Cash Deals in Trouble?
   Off the Record Comments
- GreatAmerica Financial Services Submits
   Industrial Bank Application to FDIC
- Bode Turns 14 Years Old Vice-President, Leasing News, Inc.
- Under all the positive news, why is Amur Equipment
   Finance quiet about a relationship with PIMCO?
- California DBO Proposes Moving Financing Law Licensees
    onto NMLS Licensing Platform
- Fees in Leasing Explained
- DBO Licensee Notifications Required by Law
- California Financing Law: Main Page for CFL License
- Don’t Get Caught Doing Business in California
   If You Are Required to Have a License or Don’t File Annual Report
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
   for $429,000 as a Result of Lying to Lessee
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- California License Web Addresses
- Settlement Costs vs. Litigation Costs