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Monday, September 20, 2021

Today's Leasing News Headlines

No Longer taking Broker/Discounting Business
    plus Leasing Companies Out of Business
The New Disclosure Laws
    By Kenneth C. Greene, Attorney
Leasing Industry Ads
    We Are Growing Our Senior Sales Team Now!
Leasing Can Create More Sales
    Plus Ten Reasons to Lease Equipment
       Sales Makes It Happen by Kit Menkin
Don't Say "No" to Challenged Credit
    Maxim Commercial Capital
Home Prices Rise as Inventory Shrinks
    By Kyle G. Horst, themreport.com
Top Ten Leasing News
    September 13 to September 17
China Leads the 6TG Charge Graphic
    Distribution of 6G Applications 2021
Peoples Bancorp Completes Acquisition
    Of Premier Financial Bancorp
Labrador Retrieve and Mix
    St. Louis, Missouri
2021 Women in Leasing Luncheon NEFA
    Wednesday, October 13th 12pm - 2pm
News Briefs---
Leasing: Your questions get answered
    It’s critical to get their financing of new equipment right
Amid reports of homelessness and food insecurity,
     25,000 employees sue Disneyland for better pay
Migrants flown out of Texas border city
     after thousands cross Rio Grande
With retailers facing supply chain issues and scrambling to hire, 
      ’tis the season to start holiday shopping early

You May have Missed---
First San Francisco Bay Area Legal Home Restaurant Opens
   One of Eight Alameda County Permitted Home Restaurants


Broker/Funder/Industry Lists
| Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
  "Gimme that Wine"
    This Day in History
     SuDoku
      Daily Puzzle
       GasBuddy
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.



[headlines]
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No Longer taking Broker/Discounting Business
plus Leasing Companies Out of Business



Companies with an * are no longer in business. The others are companies that were taking broker business, but announced that they no longer are accepting broker business. Many have also down-sized or are managing an existing portfolio.

More details are available in this list by company name:

http://www.leasingnews.org/list_alpha_new.htm

*ABCO Leasing Inc., Bothell, WA
*ACC Capital, Midvale, Utah
Advantage Business Capital, Lake Oswego, Oregon
AEL Financial, Buffalo Grove, Illinois
(No longer taking new broker business)
Agility Solutions Corp., Prescott, Arizona
Allegiant Partners, Bend, Oregon 
Alliance Financial, Syracuse, New York
Allstate Leasing, Towson, Maryland
*Alternative Capital, Apollo Beach, Florida
*AMC Funding, Charlotte, North Carolina
*American Bank Leasing, Alpharetta, Georgia
*American Equipment Finance, Warren, New Jersey
American Leasefund, Tigard, OR (no longer a funder)
Bank of Ozark Leasing/Finance, Little Rock, Arkansas
*Bank of West Indirect Leasing, Dublin, California
*Bank of the West Leasing Indirect, San Ramon, California
*Bank Midwest Leasing, Overland Park, KS
Bankers Healthcare Group, Weston, FL
*BBVA Compass Equipment Leasing, Houston, Texas
*Blackstone Equipment Financing, Orange, California
*BusinessFinance.com (on line aggregate funder)
*Business Leasing NorthWest, Seattle, WA
*Capital One Equipment Finance, Towson, Maryland
*CapitalSource Healthcare Finance, Chevy Chase, Maryland
*CapNet, Los Angeles, California
*C and J Leasing Corp, Des Moines, Iowa
*Carlton Financial Corporation, Wayzata, Minnesota
*Chase Industries, Inc., Grand Rapids, Michigan
*Chesterfield Financial, Chesterfield, Missouri
CHG-MERIDIAN U.S. Finance, Ltd, Woodland Hills, CA
(Sales Management focuses very selectively on certain brokers.)
*Churchill Group/Churchill Leasing, Jericho, NY
CIT Group (limited)
Citizens Business Bank, Ontario, CA
Columbia Bank Leasing, Tacoma, WA
*Columbia Equipment Finance, Danville, California
Commercial Equipment Lease, Eugene, Oregon 
Concord Financial Services, Long Beach, California
*Court Square, Malvern, Pennsylvania
*Creative Capital Leasing Group, LLC, San Diego, CA
Crossroads Equipment Lease & Finance, Rancho Cucamonga, Ca
Diversified Financial Service, Omaha, NE
*Dolsen Leasing, Bellevue/Yakima, Washington
Equipment Finance Partners, a division of Altec, Birmingham, Alabama 
Evans National Leasing, Inc., Hamburg, NY
*Enterprise Capital Partners dba Enterprise Leasing, Spokane, WA
Enterprise Funding, Grand Rapids, Michigan
Enverto Investment Group, LLC, West Los Angeles, California
*Evergreen Leasing, South Elgin, Illinois
*Excel Financial Leasing, Lubbock Texas
*First Corp.(IFC subsidiary), Morton Grove, Illinois
First Federal Financial Services, Inc., Menomonee Falls, Wisconsin
First Republic Bank, San Francisco, CA
Fora Financial, New York, New York
Frontier Capital, Teaneck New Jersey 
*GCR Capital, Safety Harbor, Florida 
GE Capital, Conn (limited)
Global Funding LLC., Clearwater, FL
*Greystone, Burlington, MA
*Heritage Pacific Leasing, Fresno, CA
*Hillcrest Bank Leasing, Overland Park, KS (Parent bank sold)
Huntington Equipment Finance, Vendor Finance Group, Bellevue, Washington
*IFC Credit Corp., Morton Grove, Illinois
Irwin Financial (Irwin Union Bank), Columbus, Indiana 
Irwin Union Bank, F.S.B. (Louisville, Kentucky)
Lakeland Bank, Montville, NJ
LaSalle Systems Leasing
*Latitude Equipment Leasing, Marlton, New Jersey
*Leaf Specialty Finance, Columbia, South Carolina
*LEAF Third Party Funding, Santa Barbara, Ca.
Lease Corporation of America, Troy, Michigan
Lombard, part of Royal Bank of Scotland, worldwide
*M&T Credit, Baltimore, Maryland (Merged with M&T Bank)
   Note: M&T Bank | Commercial Equipment Finance, Baltimore, MD
  (accepts broker business)
Manufacturer's Lease Plans, Inc., Phoenix, Arizona
*MarVista Financial, Villa Park, California
*MericapCredit, Lisle, Illinois
*Meridian Healthcare Finance, San Diego, California
Merrill Lynch Financial
Midwest Leasing Group, Livonia, Minnesota
*Mount Pleasant Capital, Wexford, PA
National City, Cleveland, Ohio
*Navigator (Pentech subsidiary) San Diego, California
*Northwest Leasing Company, Clyde Hill, WA
OFC Capital, Roswell, Georgia
Old National Bank, Evansville, Illinois
*P&L Capital, Omaha, Nebraska 
*Pentech Financial, Campbell, CA
*PFF Bancorp, Inc, Pomona, CA
Pinnacle Business Finance, Fife, Washington
*Pioneer Capital Corporation, Addison, Texas
PredictiFund, a subsidiary of Capital Access Network, Inc
*Podium Financial Group, Inc.,Costa Mesa, CA
Popular Finance, St. Louis, Missouri
Puget Sound Leasing, Seattle, Washington
Radiance-Capital, Tacoma, WA
Rapid Finance. Bethesda, Maryland
Rational Technology Solutions, Rolling Meadows, IL
*Reliant National Finance, Jacksonville, Florida
Sandy Springs, Olney, MD
*Securities Equipment Lsg. (SEL, Inc.), Glendora, CA
*Select Equipment Leasing Co., Concord, CA
* Sharpe Financial Network, Phoenix, Arizona
Sovereign Bank, Melville, New York
*Snider Leasing, Sacramento sold to Financial Pacific Leasing
Specialty Funding, Albuquerque, NM
Sterling National Bank, Montebello, New York
*Studebaker-Worthington Leasing, Corp., Jerico, NY
(part of sale from Main Street Bank to Ascentium Capital)
*Summitt Leasing, Yakima, Washington
Sun Trust Equipment Finance & Leasing, Baltimore, Maryland 
*SunBridge Capital, Mission, Kansas
Suncoast Equipment Funding Corp., Tampa, Florida
TCF Equipment Finance, Minnetonka, Minnesota 
TechLease, Morgan Hill, California
*Tennessee Commerce Bank, Franklin, Tennessee
Textron Financial
*Triad Leasing & Financial, Inc., Boise, Idaho
*TriStar Capital, Santa Ana, California
*Union Capital Partners, Midvale, Utah
US Bank, Manifest Funding, Marshall, Minnesota
(new requirement: large yearly funding) 
US Bank, Middle-Market, Portland, Oregon 
Velocity Financial Group, Rosemont, Illinois
VenCore, Portland, Oregon (former company Len Ludwig)
*Vision Capital, San Diego, California
Vision Financial Group, Inc. (VFG Leasing & Finance), Pittsburg, PA
Wachovia Bank Leasing
*Warren Capital, Novato, California
*Washington Mutual Financial
Western Bank, Devils Lake, ND
*Westover Financial, Inc., Santa Ana, California
*Your Leasing Solution, Las Vegas, Nevada

(Note: Should a company policy have changed, please contact kitmenkin@leasingnews.org)

Funders looking for new Brokers:
http://www.leasingnews.org/Funders_Only/New_Broker.htm



[headlines]
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The New Disclosure Laws
By Kenneth  C. Greene, Attorney

This is a brief update to show those interested the new filings of two states. Rather than address the laws state by state, as I did in the last series which discussed licensing and regulation: https://leasingnews.org/Pages/us_license.html .

This is to address the big the current somewhat active legislative proposals, California and New York. I expect some additional changes, and in the next report, will go into more of what I think are important new aspects.

California, always a “leader” when it comes to business oversight, passed Senate Bill 1235 in 2018. To date, however, it has not yet taken effect. The law requires the newly named Department of Financial Protection and Innovation (DFPI), formerly known as the Department of Business Oversight (DBO), to promulgate rules and regulations that businesses can use to effect compliance with the new law. There have been six rounds of commentary from the public, the last ending a few weeks ago. It is my expectation that the rules will become final in short order and that the law is planned to actually take effect in the beginning of 2022. Curiously, and perhaps disturbingly, although the law is only about four pages long, the most recent version, including commentary and revisions, is 53 pages

https://dfpi.ca.gov/wp-content/uploads/sites/337/2021/08/2021-08-09-Commercial-Financing-Disclosures-Second-Modified-Text.pdf (2021)

Here is one to the recent modifications to New York:
https://legislation.nysenate.gov/pdf/bills/2021/s898

The next may address New Jersey, which is still under discussion, as well as if there are any current to the legislation making the rounds in Connecticut.

In addition, there may be some of the New York and California that readers want me to get into, where I will add some comments.


Ken Greene
Law Office of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com
https://leasingnews.org/Advisory%20Board/Greene_Law.htm

This article is presented by the Law Office of Kenneth Charles Greene. All copyrightable text, the selection, arrangement, and presentation of all materials (including information in the public domain), and the overall design of this presentation are the property of the Law Office of Kenneth Charles Greene. All rights reserved. Permission is granted to download and reprint materials from this article for the purpose of viewing, reading, and retaining for reference. Any other copying, distribution, retransmission, or modification of information or materials from this article, whether in electronic or hard copy form, without the express prior written permission of Kenneth C. Greene, is strictly prohibited. The materials available from this article are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to these materials does not create an attorney-client relationship between the Law Office of Kenneth Charles Greene and the user or viewer. The opinions expressed herein are the opinions of the individual author.

[headlines]
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Help Wanted Ads




[headlines]
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Leasing Can Create More Sales
Plus Ten Reasons to Lease Equipment

Sales Makes It Happen by Kit Menkin

Equipment Finance Agreements are more popular today as they can speed up the process, but lease financing as a capital or true lease can also be as fast when it is the approval the client requires. Often the
equipment is not delivered right away, and what is required is approval and purchase order to order the equipment or finish the
site improvements.

The number one reason to lease is still to utilize the most advance, time-saving, and money making equipment. It is the use of the equipment that is important.

In the small ticket market place, that is number one. In the middle market, the ability to acquire profit making equipment is still number one and not the tax benefits, unless it makes available a lower monthly payment to the lessee.

Always let the customer "talk up" why he needs the equipment he or she is considering leasing. Let them know that providing the financing will not be the obstacle. You can get it completed to their liking. You want repeat business.

Ten Advantages in Leasing:
1. Usually longer term available, resulting in lower monthly payment.
2. Cheaper than "alternate finance" rates.
3. Leverage---leaves normal lines of bank credit undisturbed.
4. May increase the firm's ability to acquire funds, as well as does not dilute ownership.
5. Creates or maintains working capital for inventory, accounts receivable, other expenses.
6. Can make "skip payments" or "seasonal payments" or "quarterly payments."
7. You can still get the depreciation and take advantage of Section 178 Depreciation.
8. Pays for equipment out of before-tax savings rather than after-tax profits.
9. Often can let you acquire the upgrade that you thought "too expensive."
10. Provides cost-cutting or profit making equipment to be installed immediately.

Get back to the customer about why the equipment is important to his business. Acquiring it should be number one, not how it is going to be financed, but how important it will be to obtain. You will help he or she acquire it as quickly as possible with the best deal you are able to obtain for his or her benefit.

Sales Makes It Happen Columns:
http://www.leasingnews.org/Legacy/index.html


[headlines]
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Don't Say "No" to Challenged Credit
Maxim Commercial Capital

*NEW* 2022 Peterbilt 337 Tow Truck

A tow truck operator in New Hampshire with strong contracts with AAA, law enforcement and the local municipality was at capacity with his existing fleet. He had his eye on this brand-new truck, but couldn't get traditional financing due to prior past dues on his home mortgage and an auto loan. We discovered the past dues resulted from unexpected large repair bills within 3 months for two trucks that weren't under warranty. 

Maxim Funded: $61,033, 42-month term loan
Purchase Price: $107,633.00
Collateral: Newly-purchased 2022 Peterbilt 337 Rollback Tow Truck

 

Cash Out Financing for SaaS Company

A growing Software as a Service (SaaS) company in Pennsylvania was suffering from working capital constraints due to the Covid-19 pandemic. The company's owners wanted to invest in sales & marketing and operations, but the cash flow negative company wasn't bankable. Fortunately, the company's principals owned their home free-and-clear, providing sufficient collateral for cash-out financing from Maxim.
 
Maxim Funded: $600,000, 60-month term loan; early payoff without penalty after 24 months of timely payments.
Collateral: 1st lien position on single family residence and business FF&E.

90% Financing for Additional Tow Truck for Experienced Operator with Excess Collateral

A towing company in California with 10 years of experience had the opportunity to add insurance contracts but was at capacity with existing equipment. The owner wanted to buy this low mileage 2016 Ford F650 Rollback Tow Truck, but lacked a high down payment and didn't qualify for traditional financing due to an MCA loan, past charge offs and late derogs.
 
Maxim Funded: $27,193, 30-month term loan
Purchase Price: $30,193
Collateral: 2016 Ford F650 Rollback Tow Truck & owned 2011 Dodge 5500 Wrecker Tow Truck



[headlines]
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Home Prices Rise as Inventory Shrinks
By Kyle G. Horst, themreport.com

Seasonally adjusted homes sales in August dropped 6% year-over-year, the first drop in 15 months, according to a new study from Redfin. The study notes that this could be an early signal of a tightening housing market.

The study, authored by Redfin Analyst Tim Ellis, also found that the median home sale price has risen 16.2% year-over-year, while the number of units available for sale have fallen by 19.1% during that same period.


Redfin Chief Economist Daryl Fairweather, noted, "When it comes to home prices in this market, what goes up stays up.

 "That's especially true in the Sun Belt; home prices are up more than 20% from last year in Austin and Phoenix. Even with these steep increases, homes in these areas are still relatively affordable, so these and other hot migration destinations are going to continue to attract homebuyers from the coasts. As workers change jobs en masse and enhanced unemployment benefits come to an end, we could see even more households relocate for affordability in the coming months."

The areas reporting the largest declines were New Orleans, Louisiana (a 23% decline since last year); Salt Lake City, Utah (16%); and Warren, Michigan (14%). Some markets did see an increase of home sales, as sales in New York, New York increased by 65% year-over-year; Honolulu, Hawaii saw a 47% rise; and Nassau County, Long Island, New York experienced a 32% rise.

Other key findings in the report include:

  • A typical home in August was on the market for 16 days—half as much as a year earlier—when a home sold in 31 days, but up by one day from the record low in June. 
  • 52% of homes sold above list price, down from June, but up 20 percentage points year-over-year.
  • The most competitive market in August was Oakland, California, where 82.3% of homes sold above list price; followed by 78.3% in San Jose, California; 74.8% in Rochester, New York; 71.7% in San Francisco, California; and 71.0% in Worcester, Massachusetts.
  • Austin, Texas had the nation’s highest price growth, rising 35.7% since last year to $475,000. Phoenix, Arizona had the second highest growth at 25.2% year-over-year price growth; followed by Salt Lake City, Utah (24.3%); Tucson, Arizona (23.5%); and North Port, Florida (21.5%).


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Top Ten Leasing News
September 13 to September 17

(Top stories opened by readers)

(1) New Hires/Promotions in the Leasing Business
    and Related Industries
https://leasingnews.org/archives/Sep2021/09_17.htm#hires

(2) The Top Eight Leasing/Finance Company Websites
    in North America
https://leasingnews.org/archives/Sep2021/09_13.htm#8

(3) September 11, 2001 News Edition
    Chronologically Includes Reaction from Readers
http://two.leasingnews.org/archives/September01/9-11-01.htm

(4) Do Not Listen...
    Placard
https://leasingnews.org/archives/Sep2021/09_15.htm#listen

(5) AACFB Hosts Successful First Hybrid Conference
    Awards and AACFB Bucks Given
https://leasingnews.org/archives/Sep2021/09_17.htm#aacfb

(6) Aramsco Sells 100% Parent Company Stock Aztec Financial
    to North Mill Equipment Finance and Taycor Financial
https://leasingnews.org/archives/Sep2021/09_17.htm#aztec

(7) An iPhone for (Almost) Every Wallet - Chart
    Prices of Apple Current iPhone Line-Up in US
https://leasingnews.org/archives/Sep2021/09_17.htm#iphone

(8)  New Rules on Oct. 1 for NMLS Transition
    and PACE Program Administrators under California Finance Law
https://leasingnews.org/archives/Sep2021/09_17.htm#rules

(9) Small business owners should see
    if they qualify for the home office deduction
https://leasingnews.org/archives/Sep2021/09_17.htm#small

(10) A wave of e-commerce logistics startups
    is threatening to break the UPS and FedEx duopoly
https://www.businessinsider.com/e-commerce-logistics-startups-threatening-ups-fedex-duopoly-2021-9 


[headlines]
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The source assessed patent applications for nine core 6G technologies including communications, quantum technology, base stations and artificial intelligence. 6G is expected to be about ten times faster than 5G.

While the world is still very much in the transition phase with 5G, research is already well underway for the next iteration of the technology standard for mobile broadband networks - 6G. According to a whitepaper by Samsung it takes an average of ten years for a new standard to become ready for commercialization, with 5G taking eight years. It may not take as long as technology is greatly improving due to the demand.

By Marin Armstrong, Statista



[headlines]
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##### Press Release ############################

Peoples Bancorp Completes Acquisition
Of Premier Financial Bancorp

MARIETTA, Ohio  -- Peoples Bancorp Inc. ("Peoples") (Nasdaq: PEBO), parent company of Peoples Bank, announces that it has completed its acquisition of Premier Financial Bancorp, Inc. ("Premier") (Nasdaq: PFBI) and Premier's wholly-owned subsidiaries, Premier Bank, Inc. ("Premier Bank") and Citizens Deposit Bank & Trust, Inc. ("Citizens").  The acquisition became effective as of the close of business on September 17, 2021.  Peoples and Premier first announced that they had entered into an agreement to merge on March 29, 2021.

The completed acquisition included the mergers of Premier Bank and Citizens into Peoples Bank.  As a result, Premier's 49 office locations throughout Kentucky, Maryland, Ohio, Virginia, West Virginia and Washington D.C., will operate as offices of Peoples Bank.  Under the terms of the agreement, shareholders of Premier will receive 0.58 shares of Peoples common stock for each share of Premier common stock.


Chuck Sulerzyski, President and Chief Executive Officer of Peoples,  said, "We are excited to complete this transaction, which expands our presence in Kentucky and West Virginia and gains us an entry into attractive markets within Virginia, Maryland and Washington, D.C.

 "We are thankful for the hard work and dedication of the employees of Premier and Peoples in completing this transaction.  In the months ahead, we will begin introducing clients in the Premier communities to our expanded array of products and services, including electronic banking services, investments and retirement planning solutions, insurance, and an increased commercial banking capacity."

At June 30, 2021, Premier had approximately $2.1 billion in total assets, $1.2 billion in total loans and $1.7 billion in total deposits.

Peoples was advised by Raymond James & Associates, Inc. and the law firm of Dinsmore & Shohl LLP.  Premier was advised by Piper Sandler Companies and the law firm of Jackson Kelly PLLC.

Peoples is a diversified financial services holding company that makes available a complete line of banking, trust and investment, insurance, premium financing and equipment leasing solutions through its subsidiaries.  Peoples Bank has been headquartered in Marietta, Ohio, since 1902 and has an established heritage of financial stability, growth and community impact.  As of June 30, 2021, Peoples had approximately $5.1 billion in total assets and 89 locations, including 76 full-service bank branches, in Ohio, West Virginia and Kentucky.  Peoples Bank is a member of the Russell 3000 index of U.S. publicly-traded companies.  Peoples Bank offers services through Peoples Bank (which includes the divisions of Peoples Investments, Peoples Premium Finance and North Star Leasing) and Peoples Insurance Agency, LLC.

### Press Release ############################



[headlines]
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Labrador Retriever Mix
St. Louis, Missouri


Laverne
ID 704198
Female
8 Months Old
49.2 lbs.
Adoption Fee: $190
Located:

Best Buddy Pet Center
Humane Society of Missouri
 - Maryland Heights
11660 Administration Drive
(Page Avenue & Schultz Road)
Maryland Heights, MO 63146
Main Phone: 314.951.1588
info@hsmo.org

Hours:
Monday through Friday: noon to 6 pm
Saturday: 10 am to 5 pm
Sunday: noon to 4 pm

Adoption Form:
https://hsmo.org/wp-content/uploads/2018/10/HSMO-Adoption-Survey-10-2018.pdf
(Please complete and bring with you, after setting up appointment above).

Headquarters
Humane Society of Missouri
1201 Macklind Avenue
St. Louis, MO 631110
https://www.hsmo.org/adopt/
314-647-8800


[headlines]
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2021 Women in Leasing Luncheon NEFA
Wednesday, October 13th 12pm - 2pm


La Belle Helene Restaurant
Short six minute walk from NEFA host hotel

"Women in Leasing is Back! We hope you can join us at La Belle Helene Restaurant, Wednesday, October 13th from 12pm till 2:00 pm just before the NEFA Funding Symposium.

"The luncheon is co-hosted by ECS Financial Services, Inc. and Financial Pacific, an Umpqua Bank Company.

"The cost is $50 per person. Please register by Friday, October 8th, to guarantee your seat at this fun-filled event!!

"Oh and by the way, feel free to forward this invite to a Women in Leasing, Finance, or Banking that you think might be interested in attending, even if they are not registered for the NEFA Funding Symposium.

"Thank you in advance and we hope you can make it!

Sincerely,

Shari L. Lipski, CLFP
ECS Financial Services, Inc.

Questions?
Please contact Shari Lipski at SLipski@ECSFinancial.com or call 847-897-1711.

National Equipment Finance Association
Funding Symposium, Charlotte, North Carolina
October 13 - 15, 2021

Exhibitors:
https://homebase.map-dynamics.com/nefa2021/floorplan

Attendee Lis (216 attendees):
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/websitePage:f00eac1a-7ec3-496c-bee9-7b74599c4f00

Agenda:
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/websitePage:645d57e4-75eb-4769-b2c0-f201a0bfc6ce

$675 - Broker/Lessor/Originator
$975 - Funding Source/Service Provider
$1500 – Non-Member
New Member Special Rate: $399
(If a new NEFA member, or not yet but will be joining NEFA, also not attended a NEFA conference previously)

Register:
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/summary

Hotel Reservations:
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/websitePage:6372c50c-1b4f-4665-b566-04d3ab93e439




[headlines]
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News Briefs---

Leasing: Your questions get answered
    It’s critical to get their financing of new equipment right
https://www.canadianmetalworking.com/canadianmetalworking/blog/management/leasing-your-questions-get-answered

Amid reports of homelessness and food insecurity,
     25,000 employees sue Disneyland for better pay
https://www.sfgate.com/disneyland/article/Amid-reports-of-homelessness-and-food-insecurity-16461950.php

Migrants flown out of Texas border city
     after thousands cross Rio Grande
https://www.wsj.com/articles/in-overwhelmed-del-rio-texas-migrants-cross-the-border-freely-11632072062?st=csas32fxpw18lfw&reflink=desktopwebshare_permalink

With retailers facing supply chain issues and scrambling to hire, 
      ’tis the season to start holiday shopping early
https://www.chicagotribune.com/business/ct-biz-holiday-retail-labor-shortage-supply-chain-challenges-20210917-uholyh26dfhjhgy6dbbqyd47rm-story.html


 

[headlines]
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You May Have Missed---

First San Francisco Bay Area Legal Home Restaurant Opens
   One of Eight Alameda County Permitted Home Restaurants
https://www.sfchronicle.com/food/article/Inside-one-of-the-Bay-Area-s-first-legal-home


[headlines]

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Sports Briefs---

NFL Week 2 takeaways
https://www.espn.com/nfl/story/_/id/32203253/nfl-week-2-takeaways-learned-big-reaction-questions-team-confidence-ratings-every-game

NFL Week 2 notes
https://www.cbssports.com/nfl/news/nfl-insider-notes-its-time-to-buy-the-raiders-the-major-dolphins-flaws-on-display-and-more-from-week-2/

[headlines]
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California Nuts Briefs---

What California’s new SB9 housing law means
    for single-family zoning in your neighborhood
https://www.mercurynews.com/2021/09/17/what-californias-new-sb9-law-means-for-single-family-zoning-in-your-neighborhood/

Sonoma County officials voice support
    for new state housing laws to spur construction
https://www.pressdemocrat.com/article/news/sonoma-county-officials-voice-support-for-new-state-housing-laws-to-spur-co/

Long battle has begun for Koi Nation’s casino
    project near Windsor
https://www.pressdemocrat.com/article/news/long-battle-has-begun-for-koi-nations-casino-project-near-windsor/


[headlines]

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Chablis, From the 2019 Vintage Perspective
  By Eric Asimov
https://www.nytimes.com/2021/09/13/dining/wine-school-assignment-chablis.html


Free Wine App

https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

[headlines]
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This Day in History

   1519 - Magellan started the first successful circumnavigation of the world.
    1565 - Spaniards capture Fort Caroline, Florida and massacre the French.
    1777 - Paoli massacre: American troops surprised in midnight raid while they slept by overwhelming British troops.
http://www.bbc.co.uk/dna/h2g2/A482410
http://www.sar.org/history/paoli.htm
http://buckconner.tripod.com/
http://www.ushistory.org/march/phila/paoli_1.htm
    1797 - US frigate Constitution (Old Ironsides) launched in Boston
    1830 - First National Black convention meets in Philadelphia, Pa.
    1845 - The Adirondack Tornado traveled on a 275 mile long track starting as a waterspout over Lake Ontario and then traveling as a tornado through New York State to exit as a waterspout again on Lake Champlain. The tree fall in the forest is still discernible
    1850 - Washington, DC:  one of the provisions of the Compromise Act of 1850 abolished the slave trade in the country's capital.
http://memory.loc.gov/ammem/today/sep20.html
    1854 - Otis opens his factory to produce freight elevators, on the Hudson River in Yonkers, NY.
(Bottom half of: http://memory.loc.gov/ammem/today/sep20.html )
    1863 - After disastrous moves by Union General William Starke Rosecrans, a career officer, Confederate forces appeared to be carrying the third day at the Battle of Chickamauga in Tennessee. With Rosecrans in flight to Chattanooga, Union General Henry Thomas and his men held their position and repeatedly turned back a series of Southern attacks until being reinforced. Thomas's actions saved the Union forces from a complete rout and earned him the nickname, “Rock of Chickamauga.” Rosecrans was relieved of his command.
http://ngeorgia.com/history/chicka.html
http://www.militaryhistoryonline.com/civilwar/chickamauga/
http://www.southernbattlefieldtours.com/
http://www.jatruck.com/stonewall/chickamauga.html
http://www.wright.edu/~martin.maner/morton.html
    1873 - To avoid financial panic, it was announced the Stock Market would close for ten days. For the first time in its history, the New York Stock Exchange was forced to close because of a banking crisis. Although the worst of the panic and crisis was over within a week, the psychological effect on businessmen, investors and the nation at large was more lasting during.
    1878 - Birthday of Upton Sinclair (d. 1968), American novelist and politician born at Baltimore, MD. He worked for political and social reforms, and his best-known novel, “The Jungle,” prompted one of the nation's first pure food laws.
    1881 - Chester A. Arthur was sworn in as the 21st president of the United States, succeeding James A. Garfield, who had been assassinated.
    1884 - The Equal Rights Party was formed at San Francisco, CA. Its candidate for president, nominated in convention, was Mrs. Belva Lockwood. The vice presidential candidate was Marietta Stow.
    1885 - Birthday of composer/singer/piano player “Jelly Roll” Morton, born Ferdinand Joseph LaMothe (d. 1941), New Orleans. He claimed to have “invented” jazz music. Many historians say he was not bragging when he made the claim.
“If you want my fricassee, you're going to have to chase me down, If you want my jelly roll, you're going to have to treat me better Here's a nickel, send the boy down for another bucket of beer.”
http://www.redhotjazz.com/jellyroll.html
http://www.jazzradio.org/jelly.htm
http://lcweb.loc.gov/exhibits/treasures/tri007.html
http://atj.8k.com/noartist/atjmorton.html
http://www.duke.edu/~nbp/jellylife.html
http://www.redhotjazz.com/redhot.html
    1879 - US President U.S. Grant comes to SF for elaborate extended visit.
    1909 - A strong hurricane made landfall in southeastern Louisiana. A 15-foot storm surge flooded the Timbalier Bay area. 350 people perished
    1916 - Anniversary of first meeting of National Research Council, at New York, NY. Formed at request of President Woodrow Wilson for ”… encouraging the investigation of natural phenomena…for American business and national security.”
    1917 – Arnold “Red” Auerbach (d. 2006), born Brooklyn.  As coach of the Boston Celtics from 1950-66, he won nine NBA championships, including 8 straight (1959-66).  After retiring from coaching, Auerbach became GM, then president.  In 1980, he was named the greatest coach in NBA history by the Professional Basketball Writers Assn and is widely considered the best sports executive in history.
    1920 - Trumpeter Joe Guy (d. 1962) born Birmingham, AL. 
    1926 - A hurricane which hit Miami, FL, on the 18th, pounded Pensacola with wind gusts to 152 mph. Winds raged in excess of 100 mph for four hours, and above 75 mph for 20 hours.
    1934 - Birthday of Sophia Loren, born Sofia Villani Scicolone in Rome.  Italian-American actor of great earthy beauty and outstanding acting ability. She won Academy Award for her work in “Women” (1961) and was nominated for her work in “Marriage Italian Style” (1964). She got her start in Italian movies as a sex-kitten, developed into a strong actor, and aged into a role model. In 1991, she was awarded an honorary Oscar for her outstanding career. Her Italian comedies, especially “Yesterday, Today, and Tomorrow” (1963) show her great versatility.
    1940 - Claude Thornhill Band cuts first records in Hollywood, 1940. Gil Evans joins him next year, and some plays in his band included Charlie Parker, Miles Davis, Lee Konitz, Gerry Mulligan, and many other post-bop modernists.
    1944 - POPE, EVERETT PARKER, Medal of Honor
Rank and organization: Captain, U.S. Marine Corps, Company C, 1st Battalion, 1st Marines, 1st Marine Division. Place and date: Peleliu Island, Palau group, 19-20 September 1944. Entered service at: Massachusetts. Born: 16 July 1919, Milton, Mass. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as commanding officer of Company C, 1st Battalion, 1st Marines, 1st Marine Division, during action against enemy Japanese forces on Peleliu Island, Palau group, on 19-20 September 1944. Subjected to pointblank cannon fire which caused heavy casualties and badly disorganized his company while assaulting a steep coral hill, Capt. Pope rallied his men and gallantly led them to the summit in the face of machinegun, mortar, and sniper fire. Forced by widespread hostile attack to deploy the remnants of his company thinly in order to hold the ground won, and with his machineguns out of order and insufficient water and ammunition, he remained on the exposed hill with 12 men and 1 wounded officer determined to hold through the night. Attacked continuously with grenades, machineguns, and rifles from 3 sides, he and his valiant men fiercely beat back or destroyed the enemy, resorting to hand-to-hand combat as the supply of ammunition dwindled, and still maintaining his lines with his 8 remaining riflemen when daylight brought more deadly fire and he was ordered to withdraw. His valiant leadership against devastating odds while protecting the units below from heavy Japanese attack reflects the highest credit upon Capt. Pope and the U.S. Naval Service.
    1945 - Rocket scientist Werner Von Braun arrives in the U.S.A. under the auspices of "Operation Paperclip" — a program that was supposed to exclude Nazis, but in fact became a cover for "rehabilitating" them. He was the leading figure in the development of rocket technology in Nazi Germany and a pioneer of rocket and space technology in the United States. His dossier was rewritten so he didn't appear to have been an ardent Nazi. See the NASA site for the sanitized Werner.
http://liftoff.msfc.nasa.gov/academy/history/VonBraun/VonBraun.html
Operation Paperclip case file
http://www.wikipedia.org/wiki/Operation_Paperclip
http://members.austarmetro.com.au/~hubbca/operation_paperclip.htm
    1946 - Top Hits
To Each His Own - Eddy Howard
Five Minutes More - Frank Sinatra
Surrender - Perry Como
Wine, Women and Song - Al Dexter
    1948 - The Four Freshmen, one of the most popular singing groups of the 1950s, got their first gig in Fort Wayne, Indiana. They went on to major success with Capitol Records. Hits included "It's a Blue World," "Charmaine," and "Love is Just Around the Corner."
    1950 - COMMISKEY, HENRY A., SR., Medal of Honor
Rank and organization: First Lieutenant (then 2d Lt.), U.S. Marine Corps, Company C, 1st Battalion, 1st Marines, 1st Marine Division (Rein.). Place and date: Near Yongdungp'o, Korea, 20 September 1950. Entered service at: Hattiesburg, Miss. Birth: 10 January 1927, Hattiesburg, Miss. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a platoon leader in Company C, in action against enemy aggressor forces. Directed to attack hostile forces well dug in on Hill 85, 1st Lt. Commiskey, spearheaded the assault, charging up the steep slopes on the run. Coolly disregarding the heavy enemy machine gun and small arms fire, he plunged on well forward of the rest of his platoon and was the first man to reach the crest of the objective. Armed only with a pistol, he jumped into a hostile machine gun emplacement occupied by 5 enemy troops and quickly disposed of 4 of the soldiers with his automatic pistol. Grappling with the fifth, 1st Lt. Commiskey knocked him to the ground and held him until he could obtain a weapon from another member of his platoon and killed the last of the enemy gun crew. Continuing his bold assault, he moved to the next emplacement, killed 2 more of the enemy and then led his platoon toward the rear nose of the hill to rout the remainder of the hostile troops and destroy them as they fled from their positions. His valiant leadership and courageous fighting spirit served to inspire the men of his company to heroic endeavor in seizing the objective and reflect the highest credit upon 1st Lt. Commiskey and the U.S. Naval Service.
    1950 - MONEGAN, WALTER C., JR., Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps, Company F, 2d Battalion, 1st Marines, 1st Marine Division (Rein.). Place and date: Near Sosa-ri, Korea, 17 and 20 September 1950. Entered service at: Seattle, Wash. Born: 25 December 1930, Melrose, Mass. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a rocket gunner attached to Company F, and in action against enemy aggressor forces. Dug in on a hill overlooking the main Seoul highway when 6 enemy tanks threatened to break through the battalion position during a predawn attack on 17 September, Pfc. Monegan promptly moved forward with his bazooka, under heavy hostile automatic weapons fire and engaged the lead tank at a range of less than 50 yards. After scoring a direct hit and killing the sole surviving tank man with his carbine as he came through the escape hatch, he boldly fired 2 more rounds of ammunition at the oncoming tanks, disorganizing the attack and enabling our tank crews to continue blasting with their 90-mm guns. With his own and an adjacent company's position threatened by annihilation when an overwhelming enemy tank-infantry force bypassed the area and proceeded toward the battalion command post during the early morning of September 20, he seized his rocket launcher and, in total darkness, charged down the slope of the hill where the tanks had broken through. Quick to act when an illuminating shell lit the area, he scored a direct hit on one of the tanks as hostile rifle and automatic-weapons fire raked the area at close range. Again exposing himself, he fired another round to destroy a second tank and, as the rear tank turned to retreat, stood upright to fire and was fatally struck down by hostile machine gun fire when another illuminating shell silhouetted him against the sky. Pfc. Monegan's daring initiative, gallant fighting spirit and courageous devotion to duty were contributing factors in the success of his company in repelling the enemy, and his self-sacrificing efforts throughout sustain and enhance the highest traditions of the U.S. Naval Service. He gallantly gave his life for his country.
    1953 - “The Loretta Young Show,” NBC half-hour dramatic anthology series (initially titled “Letter to Loretta”) hosted by and frequently starring Oscar-winning actress Loretta Young. At the beginning of each episode Young would swirl through a door in a spectacular gown. Young garnered two Emmys during the show's eight-year run. In 1972, it was reported that Young had been awarded $559,000 in a suit against NBC for syndicating reruns of the show without her permission. Young did not want them shown because her clothes and hairstyles in the shows were long out of date by the 70s.
http://www.museum.tv/archives/etv/L/htmlL/lorettayoung/lorettayoung.htm
    1954 - Top Hits
Sh-Boom - The Crew Cuts
Skokiaan - The Four Lads
The High and the Mighty - Les Baxter
I Don't Hurt Anymore - Hank Snow
    1954 - First FORTRAN computer program run.
    1955 - “The Phil Silvers Show” premiered. This popular half-hour sitcom starred Phil Silvers as Sergeant Ernie Bilko, a scheming but good-natured con man whose schemes rarely worked out. Guest stars included Fred Gwynne, Margaret Hamilton, Dick Van Dyke and Alan Alda in his first major TV role. The character of Sergeant Bilko was featured in a movie of the same title in the mid-90s.
http://www.classictvhits.com/shows/philsilvers/
http://www.museum.tv/archives/etv/P/htmlP/philsilvers/philsilvers.htm
http://www.timvp.com/bilko.html
    1957 - “The Thin Man,” the famous crime-solving duo of Nick and Nora was brought to TV after appearing in a novel by Dashiell Hammett (for whom my son was named) and a film series. This half-hour crime series featured Peter Lawford as Nick Charles, a former private eye who still engaged in it for fun, and Phyllis Kirk as his wife and partner Nora. Jack Albertson played Lieutenant Harry Evans, and their pet dog Asta was played by Asta.
http://www.tvtome.com/tvtome/servlet/ShowMainServlet/showid-4845
http://www.imdb.com/title/tt0050067/
    1957 - “M Squad” premiere on television. My father Lawrence Menkin wrote many episodes. This half-hour crime series had a catchy theme song composed by Count Basie and Lee Marvin, who lived down the street from us, as Lieutenant Frank Ballinger, a Chicago cop assigned to a unit that investigates murders (the M Squad). Paul Newlan played his supervisor Captain Grey. In one episode, “The Teacher” (1959), Burt Reynolds played one of his first major roles.
http://www.tvtome.com/tvtome/servlet/ShowMainServlet/showid-10833/
http://us.imdb.com/title/tt0050035/
http://www.classicthemes.com/50sTVThemes/themePages/mSquad.html
http://www.robertsvideos.com/browse.php3?alpha=M&PHPSESSID=
903bb0eba588af838544f84de9843928

    1959 - Losing to the Dodgers, 8-2, the San Francisco Giants play their last game at Seals Stadium. The transplanted New York team, which compiled an 86-68 in their two-year stay in the former PCL park, will move to the newly-constructed Candlestick Park next season.
    1961 - In a 13-inning contest, Sandy Koufax goes the distance beating the Cubs, 3-2, in the last regular season game to be played at the LA Memorial Coliseum, which was originally built for the 1932 Olympics. The Dodgers are leaving the only home they have known since moving from Brooklyn four seasons ago to play in a brand new stadium in Chavez Ravine, located a few miles from downtown Los Angeles.
    1961 - Roger Maris hits home run # 59 and barely misses # 60 in game 154 of the season. Yanks clinch pennant #26.
    1962 - Top Hits
Sheila - Tommy Roe
Ramblin' Rose - Nat King Cole
Green Onions - Booker T. & The MG's
Devil Woman - Marty Robbins
    1965 - PIERCE, LARRY S., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Headquarters and Headquarters Company, 1st Battalion (Airborne), 503d Infantry, 173d Airborne Brigade. Place and date: Near Ben Cat, Republic of Vietnam, 20 September 1965. Entered service at: Fresno, Calif. Born: 6 July 1941, Wewoka, Okla. G.O. No.: 7, 24 February 1966. Citation: For conspicuous gallantry and intrepidity at the risk of life above and beyond the call of duty. Sgt. Pierce was serving as squad leader in a reconnaissance platoon when his patrol was ambushed by hostile forces. Through his inspiring leadership and personal courage, the squad succeeded in eliminating an enemy machinegun and routing the opposing force. While pursuing the fleeing enemy, the squad came upon a dirt road and, as the main body of his men entered the road, Sgt. Pierce discovered an antipersonnel mine emplaced in the road bed. Realizing that the mine could destroy the majority of his squad, Sgt. Pierce saved the lives of his men at the sacrifice of his life by throwing himself directly onto the mine as it exploded. Through his indomitable courage, complete disregard for his safety, and profound concern for his fellow soldiers, he averted loss of life and injury to the members of his squad. Sgt. Pierce's extraordinary heroism, at the cost of his life, is in the highest traditions of the U.S. Army and reflect great credit upon himself and the Armed Forces of his country.
    1967 - Hurricane Beulah struck south Texas with gusts to 136 mph near Brownsville. The storm was a slow mover and Pettus, TX had 27.38 inches. The hurricane also spawned 115 tornadoes in south Texas, the greatest ever for a hurricane. 13 people perished and damage was set at $200 million
    1968 - Mickey Mantle of the New York Yankees hit the final home run of his career against Jim Lonborg of the Boston Red Sox. Mantle finished with 536 homers, then third all-time.
http://www.baseballhalloffame.org/hofers_and_honorees/plaques/mantle_mickey.htm
http://www.mickeymantle.org/index2.html
http://www.themick.com/
    1969 - "Sugar, Sugar," by the Archies, hit number one in "Billboard." The Archies sat at the top of the hit heap for four weeks.. The pop group never actually existed, as it was based on the popular comic strip. Two studio singers did all the vocals. Sugar, Sugar sold over 3 million copies, and according to Billboard, was the top-selling single for the year.
    1970 - Top Hits
Ain't No Mountain High Enough - Diana Ross
Lookin' Out My Back Door/Long as I Can See the Light - Creedence Clearwater Revival
Patches - Clarence Carter
For the Good Times - Ray Price
    1973 - Billie Jean King defeated Bobby Riggs in the nationally televised “Battle of the Sexes” tennis match in three straight sets.
    1975 - Bruce Springsteen's "Born To Run" single is released.
    1975 - David Bowie's "Fame" hits #1 on the singles chart and stays there for two weeks, while Bad Company's "Feel Like Making Love" peaks at #10 on the chart.
    1976 - Playboy releases Jimmy Carter's interview that he lusts for women.
    1976 - The Captain and Tennille musical variety show premiered on ABC TV.
    1977 - “Lou Grant” premiered. This hour-long dramatic series was a spin-off of “The Mary Tyler Moore Show.” Ed Asner reprised his role as newspaper editor Lou Grant, now a city editor for the Los Angeles Tribune. The show tackled many serious issues, including child abuse, gun control and the plight of Vietnamese refugees. The cast included Mason Adams, Nancy Marchand, Jack Bannon, Robert Walden, Daryl Anderson, Rebecca Balding, Linda Kelsey, Allen Williams and EmHio Delgado. This series was an unusual spin-off because it was the first time a character left a sitcom to headline a drama.
http://www.cinerhama.com/tvpage/seventies/lougrant1.html
http://www.museum.tv/archives/etv/L/htmlL/lougrant/lougrant.htm
    1978 - Top Hits
Boogie Oogie Oogie - A Taste of Honey
Three Times a Lady - Commodores
Hot Blooded - Foreigner
I've Always Been Crazy - Waylon Jennings
    1978 - The Who's "Who Are You" LP goes gold.
    1980 - Billy Joel's "Don't Ask Me Why" peaks at #19 on the singles chart while Peter Gabriel's "Games Without Frontiers" peaks at #48, The Kinks' "Lola" re-enters the chart and peaks at #81; Bob Seger's "You'll Accomp'ny Me" peaks at #14 and Pete Townshend's "Let My Love Open The Door" peaks at #9
    1982 - Joan Jett and the Blackhearts' "I Love Rock and Roll" is certified platinum. The hit is the title track from Jett's second album with the Blackhearts.
    1983 - The temperature at West Yellowstone MT plunged to six degrees below zero, while the temperature at San Francisco CA soared to 94 degrees.
    1984 - Four days of heavy rains come to an end in extreme south Texas. Port Isabel recorded a total of 21.27 inches while Brownsville, TX had 15.19 inches. Brownsville International Airport was closed for 4 days due to extensive flooding. Total damage $30 million
    1984 - “The Cosby Show” premiers on television. The Emmy Award-winning comedy set in New York City revolved around the members of the Huxtable family. Father Dr. Heathcliff Huxtable was played by Bill Cosby, his wife Clair, an attorney, was played by Phylicia Rashad. Their four daughters were played by Sabrina Le Beauf (Sondra), Lisa Bonet (Denise), Tempest Bledsoe (Vanessa), and Keshia Knight Pulliam (Rudy).  Malcolm-Jamal Warner played son Theo. By the end of the series in 1992, the two oldest daughters had finished college and were married. “A Different World” was a spin-off set at historical-black Hillman College where Denise was a student.
http://us.imdb.com/title/tt0086687/
http://www.tvland.com/nickatnite/cosby_show/
http://www.museum.tv/ETV/C/htmlC/cosbyshowt/cosbyshowt.htm
    1985 - Tom Petty and the Heartbreaker's "Southern Accents" LP is certified platinum.
    1986 - The number one pop hit in the U.S. was "Stuck With You," by Huey Lewis & The News. The song, from the multi-platinum album "Fore!," was stuck at #1 for three weeks.
    1986 - Top Hits
Stuck with You - Huey Lewis & The News
Dancing on the Ceiling - Lionel Richie
Friends and Lovers - Gloria Loring & Carl Anderson
Got My Heart Set on You - John Conlee
    1988 - Red Sox Wade Boggs becomes first player in this century to get 200 hits in six consecutive years.
    1989 - Hugo jilted Iris. Hurricane Hugo churned toward the South Atlantic Coast, gradually regaining strength along the way. Tropical Storm Iris got too close to Hugo and began to weaken. A cold front brought strong and gusty winds to the Great Basin and the Southern Plateau Region, with wind gusts to 44 mph reported at Kingman, AZ.
    1994 - Top Hits
I’ll Make Love To You - Boyz II Men
Stay (I Missed You) (From "Reality Bites") - Lisa Loeb
Endless Love - Luther Vandross
When Can I See You - Babyface
    1995 - AT&T announced that it would be splitting into three companies: today's AT&T (communication services); Lucent Technologies (systems and technology communications products); and NCR Corp. (computer business).
    1996 - The hit comedy film, “The First Wives Club,” starring Goldie Hawn, Bette Midler, Diane Keaton, Dame Maggie Smith, and Sarah Jessica Parker, opened in United States theaters.
    1998 - Cal Ripken's streak ends at 2,632 consecutive games as he does not appear in the lineup for the first time since May 29, 1982.
    1999 - Top Hits
Unpretty - TLC
She’s All I Ever Had - Ricky Martin
Bailamos - Enrique Iglesias
Genie In A Bottle - Christina Aguilera
    2001 - President Bush addresses joint session of Congress in response to 9/11 attacks, proposing a new Office of Homeland Security.
    2003 - When Marcus Giles sends Brad Penny's 3-2 pitch into the stands, the Braves tie the National League record by having six players to hit at least 20 home runs in season. Along with the Atlanta’s second baseman , Javy Lopez, Gary Sheffield, Andrew Jones, Chipper Jones and Vinny Castilla equals the mark established by Eddie Mathews (32), Hank Aaron (32), Joe Torre (27), Felipe Alou (23) Mack Jones (31) and Gene Oliver (21) of the 1965 Milwaukee Braves.
    2003 - Top Hits
Shake Ya Tailfeather - Nelly, P. Diddy & Murphy Lee
Baby Boy - Beyonce Featuring Sean Paul
Right Thurr - Chingy
Stand Up – Kanye West
Get Low - Lil Jon & The East Side Boyz Featuring Ying Yang Twins
    2008 - After a moving ceremony celebrating the history of the 85-year old ballpark, New York beat the Orioles in the last game ever to be played at Yankee Stadium, 7-3. Julia Ruth Stevens, the Babe's daughter, throws out the ceremonial first pitch with Bronx Bomber's backstop Jose Molina hitting the last home run in the 'House Ruth Built.'
    2014 – Alex Rodriguez established a new Major League record by hitting his 24th career grand slam HR, passing the longtime record set by Lou Gehrig.  He hit another before retiring.
    2020 – The 72nd Emmy Awards held virtually: "Schitts Creek" wins record nine awards for a comedy.  


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- USA Traffic Ranks – May 20, 2021
    Top Alexa Ratings in Leasing and Equipment Finance
- Key Equipment Finance employees
    achieve preeminent industry credential
- ELFA Announces Randy Haug Will Receive
    2021 David H. Fenig Distinguished Service in Advocacy Award
- Visualizing the Recent Explosion in Lumber Prices
     The Market’s Current Environment
- The Mysterious FDIC $3.4 Million Fine & Restitution Against
   Umpqua Bank and Financial Pacific
      By Christopher Menkin, Editor/Publisher, Leasing News
- More on Financial Pacific and FDIC Fine
   Against Umpqua Bank and Restitution Penalty
- AACFB Hosts Successful Virtual Expo
    175 Attendees and 33 Exhibitors
- CLFP Foundation Surpasses 1,000 Members
    57 Pass 8-Hour Exam
- Where Apartment Rents Are Falling Fastest -- Chart
    Year-over-Change Rental Price for One-Bedroom Apartments
- Electric Vehicle Market to Hit Ludicrous Mode -Chart
    Projected Number of Electric vehicles Driving Global up to 2030
- FDIC Fines Umpqua Bank $1.8 Million
    for Financial Pacific subsidiary dba Financial Pacific
- John Boettigheimer Comments on CV Holdings
    and Centra Story in Monday's Leasing News
- Chesswood Group First Quarter Up 5% from 4Q 1010
    Declares 59% Dividend Increase
- It's about Time!
   Placard
- Well Known Leasing Attorney Stephen Jenkins
    Passes Away at Age 67
- Cash-flooded Bank Balance Sheets
  May Come Back to Haunt U.S. Banks
    By Yoel Minkoff, Seeking Alpha News Editor
- Part 3 - Disclosures for Non-Traditional Finance Products
 and Beyond by Ken Greene, Esq.
    What You Don’t Know May Hurt You
- Part 2- Ken Greene, Esq. Report on SFNet Webinar
    State Financial Disclosure Legislation:
      What You Don’t Know May Hurt You
- Part 1 - - Ken Greene, Esq. Report on SFNet Webinar
 State Financial Disclosure Legislation:
    What You Don’t Know May Hurt You- Marlin Business Services Reports 1st Quarter
   Net Income of $6.9 Million
- North Mill Equipment Finance Continues to Expand
   with Fourteen New Staff Members
- American Association of Commercial Finance Brokers
    Announces New Board Members
- Maxim Commercial Capital Reports
   Strong Q1 2021 Demand
- Amur Equipment Finance Successfully Completes
   Largest Ever Term Securitization
- Cash Advance Firm to Pay $9.8M to Settle FTC Complaint
    It Overcharged Small Businesses
- ELFF Reports Equipment Finance Industry Confidence
   at All-Time High in April
- Small Business Owners Struggle
   to Find Qualified Workers
- Sale of Marlin Expected 1st Quarter, 2022, Depending on
  Sale of Marlin Bank, Other Regulations and Requirements
   President/CEO Hilzinger Expected to Retire after Completion
- Infographic: 2021 Section 179 Business Vehicles
   A visual look at the Section 179 tax deduction and
- 2021 World Leasing Yearbook
    Includes lists of Funders by Country
- Currency and Mazo Capital Solutions
    (888) 702-9292
- North Mill Restructures Working Capital Solutions
    and Expands Customer Benefits
- Merchants Bank Equipment Finance recognized
   for 30 years of membership
- Chesswood Announces the Merger of its Blue Chip Leasing
    Subsidiary with Vault Credit Corporation
- Looks Like One More Once for California  SB 1235
    to Put Financial Disclosures on Commercial Transactions
- “Bill Requiring Certain Financing Disclosures,"
    Making its Trip through the Connecticut Senate
- Section 179 at a Glance for 2021
    CrestCapital.com
- Trebels Group Found Guilty $350,000
    Dallas School Bus Sale/Leasebacks
- Current Regulations in United States
     Not Official, Compiled from Many Sources, Needs Updating
- How to find out your Social Selling Score on LinkedIn
    By Melanie Goodman, The Link Tank
- The Most Popular Websites Since 1993
- Marlin Business Services 2Q $5.9 Million Loss
    Compared to $11.8 Million Loss 1Q
- Pictures from the Past:
    Paul Menzel and Jim Merrilees. 1992
- Nine Steps to Handle Irate Customers Effectively
- New York Follows California’s Lead
  By Passing Small Business Truth-in-Lending Act
- Business is a Mess
- The Law to Change Financial Disclosure in California
    Under Construction, Perhaps Delayed
- Balboa Capital Added to Good Guys: Companies
   Who Notify Lessee in Advance of Lease Expiration
- RISC rolls out employment site
    tailored for repossession industry
- Credit Grantors Scramble to Catch Up in Decision Making
  COVID-19 Changing Business Dynamics
- Crestmark Vendor Finance to Halt Business
   From 7/1/2020 to 7/19/2020
- Popular Barry Shafran Out as President/CEO
   Chesswood Group Limited, Pawnee Parent among others
- ELFA Announces New Networking Tools
    for Equipment Finance Professionals in ELFA Engage App
- Leasing/Finance Companies Doing Well
   Despite COVID-19 Pandemic
- Government Leasing is a Wide Open Marketplace
   Growing Under Tight Local, State and Federal Budgets
- Prime Commercial Lending Offers New Financing Options for Cannabis
- Pawnee Leasing Back in Business
   Sends Notice to Their Brokers
- Letter from Sender of Pawnee Leasing Back in Business
- NVLA Executive Director Moves Down the Road
- Marlin Business Services Announces Further Staff Cuts
- Specialists in cannabis and hemp company leasing
- Report: 85 Percent of Independent Restaurants
    Could Close Without Direct Aid
- Back to Business Not Yet
- NY Based Finance Companies Deceived Small Businesses,
    with Merchant Cash Advance, one at 4,000 percent Interest
- New York Attorney General's Office Wins Major Case
    Against Northern Light Systems Leasing and Affiliates
- Dr. Dan Geller Predicts US Being Pushed
  into a Prolonged Recession
- How Vaccines Eradicated Common Diseases
- Be Prepared for What May be a Bankruptcy Lifeline
   for Small Businesses to Survive COVID-19
- Equipment Broker School Sign Ups Surged
  Includes report MCA, Funders, Business Loans, Leasing Marketplace
- Jeff Rudin, Quail Capital, Two Dogs
  One from Leasing News Adopt a Dog
- Ralph Mango Remembers the Start of FinTech
- Balboa Capital Gets Excellent Review over Other Companies
  By DBRS Morningstar Confirms Three Securitizations
- A Posting to Our Employees Today, Chris Enbom, CLFP
- Rapid Finance, Bethesda, Maryland
   Fora Financial Asset, NY, NY
   Rating Changes by Kross Bond Rating Agency
- Ending the Crisis in Sales Management Part III
From Great to Mediocre (or worse) by Steve Chriest Parr II
- A Crisis in Sales Management by Steve Chriest Part I
- The Direction of Leasing News in the Pandemic
- Balboa Capital Opens Broker Division
  Hires Viki Shamus to Run It
- “In the middle of every difficulty lay opportunity”
   Kris Roglieri, National Alliance of Commercial Loan Brokers
- Leasing Readers Communicate What is Going On
- Open Letter to  Loan Brokers and Originators
- California DBO Continues to Seek Comments
 on SB 1235
- Don’t Get Caught Doing Business in California
   If You Are Required to Have a License or Don’t File Annual Report
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
   for $429,000 as a Result of Lying to Lessee
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- California License Web Addresses
- Settlement Costs vs. Litigation Costs